<SEC-DOCUMENT>0001370368-23-000011.txt : 20230209
<SEC-HEADER>0001370368-23-000011.hdr.sgml : 20230209
<ACCEPTANCE-DATETIME>20230209060240
ACCESSION NUMBER:		0001370368-23-000011
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20230209
DATE AS OF CHANGE:		20230209

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		23600951

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		23600952

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a230209-6k.htm
<DESCRIPTION>6-K
<TEXT>

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  <title>6-K</title>
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   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">UNITED STATES<br>SECURITIES AND EXCHANGE COMMISSION</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Washington, D.C. 20549</b></font></div>
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      <HR noshade="" align="center" Width="120"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Form 6-K</font><HR noshade="" align="center" Width="120">
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</b> <b>UNDER THE SECURITIES EXCHANGE ACT OF 1934</b></font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">February 9, 2023</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-15244</font></div>
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   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse Group AG</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-33434</font></div>
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   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse AG</font></div>
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<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark whether the registrant files or will file annual reports under
         cover of Form 20-F or Form 40-F.</font></div>
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   <div style="padding-top:10px;padding-bottom:10px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">&nbsp;&nbsp;&nbsp;Form 20-F&nbsp;&nbsp;&nbsp;<img src="imgyes.gif" border="0">&nbsp;&nbsp;&nbsp;Form 40-F&nbsp;&nbsp;&nbsp;<img src="imgno.gif" border="0"></font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted
         by Regulation S-T Rule 101(b)(1):</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Note:</b> Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K
         if submitted solely to provide an attached annual report to security holders.</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted
         by Regulation S-T Rule 101(b)(7):</font></div>
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   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Note:</b> Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K
         if submitted to furnish a report or other document that the registrant foreign private
         issuer must furnish and make public under the laws of the jurisdiction in which the
         registrant is incorporated, domiciled or legally organized (the registrant&#x2019;s &#x201c;home
         country&#x201d;), or under the rules of the home country exchange on which the registrant&#x2019;s
         securities are traded, as long as the report or other document is not a press release,
         is not required to be and has not been distributed to the registrant&#x2019;s security holders,
         and, if discussing a material event, has already been the subject of a Form 6-K submission
         or other Commission filing on EDGAR.</font></div>
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    <div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Explanatory note</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On February 9, 2023, the Credit Suisse Earnings Release 4Q22 was published. A copy
      of the Earnings Release is attached as an exhibit to this report on Form 6-K. This
      report on Form 6-K (including the exhibit hereto) is hereby (i) incorporated by reference
      into the Registration Statement on Form F-3 (file no. 333-238458) and the Registration
      Statements on Form S-8 (file nos. 333-101259, 333-208152, 333-217856, and 333-268336),
      and (ii) shall be deemed to be &#x201c;filed&#x201d; for purposes of the Securities Exchange Act
      of 1934, as amended, except, in the case of both (i) and (ii), the information under
      &#x201c;Group and Bank differences&#x201d; and &#x201c;Selected financial data &#x2013; Bank&#x201d; shall not be incorporated
      by reference into, or be deemed &#x201c;filed&#x201d;, with respect to the Registration Statements
      on Form S-8 (file nos. 333-101259, 333-208152, 333-217856 and 333-268336).</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG and Credit Suisse AG file an annual report on Form 20-F and
      file quarterly reports, including unaudited interim financial information, and furnish
      or file other reports on Form 6-K with the US Securities and Exchange Commission (SEC)
      pursuant to the requirements of the Securities Exchange Act of 1934, as amended. The
      SEC reports of Credit Suisse Group AG and Credit Suisse AG are available to the public
      over the internet at the SEC&#x2019;s website at www.sec.gov. The SEC reports of Credit Suisse
      Group AG and Credit Suisse AG are also available under &#x201c;Investor Relations&#x201d; on Credit
      Suisse Group AG&#x2019;s website at www.credit-suisse.com and at the offices of the New York
      Stock Exchange, 20 Broad Street, New York, NY 10005.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless the context otherwise requires, references herein to &#x201c;Credit Suisse Group,&#x201d;
      &#x201c;Credit Suisse,&#x201d; &#x201c;the Group,&#x201d; &#x201c;we,&#x201d; &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group AG and
      its consolidated subsidiaries and the term &#x201c;the Bank&#x201d; means Credit Suisse AG, the
      direct bank subsidiary of the Group, and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">SEC regulations require certain information to be included in registration statements
      relating to securities offerings. Such additional information for the Group and the
      Bank is included in this report on Form 6-K, which should be read together with the
      Group&#x2019;s and the Bank&#x2019;s annual report on Form 20-F for the year ended December 31,
      2021 (Credit Suisse 2021 20-F) filed with the SEC on March 10, 2022, the Group&#x2019;s financial
      report for the first quarter of 2022 (Credit Suisse Financial Report 1Q22), filed
      with the SEC on Form 6-K on May 5, 2022, the Group&#x2019;s financial report for the second
      quarter of 2022 (Credit Suisse Financial Report 2Q22), filed with the SEC on Form
      6-K on July 29, 2022, the Group&#x2019;s financial report for the third quarter of 2022 (Credit
      Suisse Financial Report 3Q22), filed with the SEC on Form 6-K on November 2, 2022
      and the Group&#x2019;s earnings release for the fourth quarter of 2022 (Credit Suisse Earnings
      Release 4Q22), filed with the SEC as Exhibit 99.1 hereto.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This report filed on Form 6-K also contains certain information about Credit Suisse
      AG relating to its results as of and for the three and twelve months ended December
      31, 2022. Credit Suisse AG, a Swiss bank and joint stock corporation established under
      Swiss law, is a wholly-owned subsidiary of the Group. Credit Suisse AG&#x2019;s registered
      head office is in Zurich, and it has additional executive offices and principal branches
      in London, New York, Hong Kong, Singapore and Tokyo.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">References herein to &#x201c;CHF&#x201d; are to Swiss francs. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Forward-looking statements</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This Form 6-K and the information incorporated by reference in this Form 6-K include
      statements that constitute forward-looking statements. In addition, in the future
      the Group, the Bank and others on their behalf may make statements that constitute
      forward-looking statements.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">When evaluating forward-looking statements, you should carefully consider the cautionary
      statement regarding forward-looking information, the risk factors and other information
      set forth in the Credit Suisse 2021 20-F, subsequent annual reports on Form 20-F filed
      by the Group and the Bank with the SEC, the Group&#x2019;s and the Bank&#x2019;s reports on Form
      6-K furnished to or filed with the SEC, and other uncertainties and events.</font></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Group and Bank differences</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The business of the Bank is substantially the same as the business of the Group, and
      substantially all of the Bank&#x2019;s operations are conducted through the Wealth Management,
      Investment Bank, Swiss Bank and Asset Management divisions. Certain Corporate Center
      activities of the Group, such as hedging activities relating to share-based compensation
      awards, are not applicable to the Bank. Certain other assets, liabilities and results
      of operations, primarily relating to Credit Suisse Services AG (our Swiss service
      company) and its subsidiary, are managed as part of the activities of the Group&#x2019;s
      segments. However, they are legally owned by the Group and are not part of the Bank&#x2019;s
      consolidated financial statements.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Comparison of consolidated statements of operations</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,220</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,656</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,213</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,042</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,921</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,696</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,428</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,334</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,266</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,924</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,163</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,091</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income/(loss) before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,249)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,061)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,315)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,664)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,331)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,258)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(600)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,321)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,443)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,397)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,080)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,304)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,029)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,306)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,626)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,304)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,436)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,085)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(929)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,650)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Comparison of consolidated balance sheets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">530,039</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">759,214</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total liabilities</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481,563</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711,127</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">486,027</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711,603</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Capitalization and indebtedness</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capitalization and indebtedness (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,965</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,554</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393,841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,235</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,371</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,280</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,274</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,661</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,695</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,235</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">All other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,072</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102,263</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,649</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481,563</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,127</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>486,027</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,603</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,476</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,087</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,331</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,230</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total capitalization and indebtedness<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,987</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,589</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,852</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">249,536</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">266,934</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Selected financial data &#x2013; Bank</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Condensed consolidated statements of operations</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Condensed consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,247</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,265</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,593</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,735)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(881)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,868)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,668)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,512</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,397</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,925</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,906</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,008</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,861</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,180</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(152)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">289</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(525)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,371</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">453</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,480</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,566</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,213</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,042</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(19)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,819</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,913</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,689</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,011</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,096</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,530</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,338</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">284</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,243</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">976</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">976</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">303</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">467</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">313</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,609</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,823</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,840</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,913</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,428</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,924</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,249)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,061)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,331)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">382</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,973</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">938</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">324</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,321)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,443)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,304)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,029)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(69)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,304)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,436)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,273)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(929)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">4</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Selected financial data &#x2013; Bank (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Condensed consolidated balance sheets</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67,746</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,026</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">387</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,256</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(69)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 58,798</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 103,906</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (43)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65,955</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,463</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268,104</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300,358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,868</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,881</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">452</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,818</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,753</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,715</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,554</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393,841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,371</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (42)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,337</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,539</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,489</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,661</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,695</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,062</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,826</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,309</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481,563</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,127</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholder's equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,871</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,390</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">605</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">697</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48,476</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48,087</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS statistics (Basel III)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common equity tier 1 (CET1) capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,987</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,589</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Exhibits</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">No. Description</font></div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">99.1  <a style="-sec-extract:exhibit" href="a230209q4er-ex99_1.htm">Credit Suisse Earnings Release 4Q22</a></font></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">6</font><div style="padding-bottom:10px;"></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Signatures</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants
      have duly caused this report to be signed on their behalf by the undersigned, thereunto
      duly authorized. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</b></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">(Registrants)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Date: February 9, 2023</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">By:</font></div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;padding-bottom:10px;">
   <div style="float:left; width: 200px;">/s/ Ulrich K&#xf6;rner</div>
   <div style="">/s/ Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Ulrich K&#xf6;rner</div>
   <div style="">Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Chief Executive Officer</div>
   <div style="">Chief Financial Officer</div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">7</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>a230209q4er-ex99_1.htm
<DESCRIPTION>99.1 CREDIT SUISSE EARNINGS RELEASE 4Q22
<TEXT>

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  <title>99.1 Credit Suisse Earnings Release 4Q22</title>
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    <div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Key metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
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         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,804</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,921</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,696</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provision for credit losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,205</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,334</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,266</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,163</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,091</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loss before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,315)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(342)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,664)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,258)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(600)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loss attributable to shareholders</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,085)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,650)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(171.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic loss per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.78)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.55)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.63)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted loss per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.78)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.55)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.63)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management and net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,293.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,614.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,293.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,614.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(123.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264,165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291,686</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264,165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291,686</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total shareholders' equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,267</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,954</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,954</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible shareholders' equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,768</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,825</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,761</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,768</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,761</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basel III regulatory capital and leverage statistics (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share information<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Shares outstanding (million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,941.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,616.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,569.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,941.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,569.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which common shares issued<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,002.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,002.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which treasury shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.86</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.86</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market capitalization (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,062</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,440</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,295</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,062</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,295</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,480</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,390</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,480</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,390</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">See relevant tables and related narratives for additional information on these metrics.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">2</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00210813"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Credit Suisse</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 4Q22, we recorded a net loss attributable to shareholders of CHF&nbsp;1,393 million. As of the end of 4Q22, our CET1 ratio was 14.1%.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,484</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,341</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,811</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,893</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,853</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,165</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(581)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(451)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,431</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">394</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,178</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,289</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,582</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,921</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,696</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,145</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,813</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,963</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,182</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,782</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,159</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,243</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">533</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">417</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,350</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,163</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19,091</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,664)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,258)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(600)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,048</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">295</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net loss<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,397)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,040)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,080)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,306)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,626)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">349</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,034)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,085)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,293)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,650)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,978)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,215)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,484)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,251)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(171.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.78)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.55)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.63)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.44)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.78)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.55)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.63)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Return on equity (%, annualized)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Book value per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.60</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.86</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.60</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.86</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,480</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,390</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,480</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,390</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represent revenues on a product basis which are not representative of business results
                  within our business segments as segment results utilize financial instruments across
                  various product types
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
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<div style="padding-bottom:10px;; border-top: solid #000000 1px; WIDTH: 100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Credit Suisse reporting structure</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse includes the results of the four reporting segments and the Corporate
      Center.</font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="er010_0002.gif" border="0"></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212495"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, Credit Suisse reported a net loss attributable to shareholders of CHF&nbsp;1,393 million, compared to a net loss attributable to shareholders of CHF&nbsp;2,085 million in 4Q21 and a net loss attributable to shareholders of CHF&nbsp;4,034 million in 3Q22. In 4Q22, Credit Suisse reported a loss before taxes of CHF&nbsp;1,315 million, compared to a loss before taxes of CHF&nbsp;1,664 million in 4Q21 and a loss before taxes of CHF&nbsp;342 million in 3Q22. Adjusted loss before taxes in 4Q22 was CHF&nbsp;1,015 million compared to adjusted income before taxes of CHF&nbsp;328 million in 4Q21 and an adjusted loss before taxes of CHF&nbsp;92 million in 3Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 2022, Credit Suisse reported a net loss attributable to shareholders of CHF&nbsp;7,293 million, which included a valuation allowance in 3Q22 of CHF&nbsp;3,655 million relating to the reassessment of deferred tax assets as a result
      of the comprehensive strategic review announced on October 27, 2022, compared to a net loss attributable to shareholders of CHF&nbsp;1,650 million in 2021. In 2022, Credit Suisse reported a loss before taxes of CHF&nbsp;3,258 million, compared to a loss before taxes of CHF&nbsp;600 million in 2021. The 2022 results reflected a 34% decrease in net revenues and a 5% decrease in total operating expenses. Our 2021 results included a goodwill impairment charge of CHF&nbsp;1,623 million, which was recognized in the Investment Bank, as well as provision for credit losses of CHF&nbsp;4,205 million, mainly driven by a net charge of CHF&nbsp;4,307 million in respect of the failure by Archegos to meet its margin commitments. Adjusted loss before taxes in 2022 was CHF&nbsp;1,249 million compared to adjusted income before taxes of CHF&nbsp;6,599 million in 2021. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our 2022 results included a net loss of CHF&nbsp;588 million relating to our equity investment in Allfunds Group (as described below), which was recognized in the divisional results of Wealth Management and real estate
      gains of CHF&nbsp;368 million recognized primarily in the divisional results of the Swiss Bank, Wealth
      Management and the Investment Bank.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212608"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported net revenues of CHF&nbsp;3,060 million, which decreased 33% compared to 4Q21, primarily reflecting lower net revenues in the Investment Bank,
      the Swiss Bank and Wealth Management, partially offset by higher net revenues in the Corporate Center. The decrease in the Investment Bank was driven by significantly reduced fixed income
      and equity sales and trading revenues and capital markets revenues. The decrease in
      the Swiss Bank was primarily driven by lower other revenues and lower net interest
      income. The decrease in Wealth Management mainly reflected lower net interest income,
      lower transaction- and performance-based revenues and lower recurring commissions
      and fees. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, net revenues decreased 20%, primarily reflecting lower net revenues in the Investment Bank and Wealth Management,
      partially offset by higher net revenues in the Corporate Center. The decrease in the
      Investment Bank was driven by reduced fixed income and equities sales and trading
      revenues, particularly in securitized products and equity derivatives. The decrease
      in Wealth Management mainly reflected lower net interest income, lower transaction-
      and performance-based revenues and lower recurring commissions and fees, partially
      offset by higher other revenues. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, provision for credit losses of CHF&nbsp;41 million were mainly related to CHF&nbsp;23 million in the Investment Bank and CHF&nbsp;28 million in the Swiss Bank and reflected an increase in specific provisions, partially
      offset by a release of non-specific provisions for expected credit losses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, total operating expenses of CHF&nbsp;4,334 million decreased 31%, primarily reflecting the goodwill impairment charge of CHF&nbsp;1,623 million in 4Q21, which was recognized in the Investment Bank. General and administrative expenses decreased 22%, mainly due to lower litigation expenses. Net litigation expenses of CHF&nbsp;505 million in 4Q21 were primarily </font></div>
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<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">related to legacy litigation matters in our investment banking businesses. Compared
      to 4Q21, compensation and benefits decreased 4%, reflecting lower discretionary compensation expenses as well as forfeitures relating to staff departures. 4Q22 included restructuring expenses of CHF&nbsp;352 million. Adjusted total operating expenses in 4Q22 of CHF&nbsp;3,938 million decreased 3% compared to CHF&nbsp;4,071 million in 4Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, total operating expenses increased 5%, mainly reflecting increases in compensation and benefits and restructuring expenses, partially offset by lower
      general and administrative expenses. Compensation and benefits increased 8%, mainly due to higher discretionary compensation expenses, primarily driven by discretionary
      compensation expense adjustments in 3Q22. General and administrative expenses decreased 11%, primarily reflecting lower litigation expenses. Adjusted total operating expenses
      increased 2% compared to 3Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Income tax</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, the Group incurred an income tax expense of CHF&nbsp;82 million on a pre-tax loss of CHF&nbsp;1,315 million, primarily driven by current period losses in entities for which no tax accounting
      benefit could be recognized, as management concluded that there was limited recoverability
      of net deferred tax assets due to limited future taxable income, as well as the non-deductible
      funding costs. Additionally, the Group continued to record taxes in entities with
      taxable profits which cannot be offset against losses of other Group entities. This
      inability to offset tax losses and profits is due to the fact that the Group entities
      are tax resident in different jurisdictions or they are tax resident in a jurisdiction
      where the consolidation of the entities for tax purposes is not possible.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This resulted in a negative effective tax rate of 6.2%. Overall, net deferred tax liabilities were CHF&nbsp;1,073 million compared to CHF&nbsp;894 million in 3Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Regulatory capital</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, our Bank for International Settlements (BIS) common equity
      tier&nbsp;1 (CET1) ratio was 14.1% and our risk-weighted assets (RWA) were CHF&nbsp;250.5 billion.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212757"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Other information</font></div>
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<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Securitized Products Group</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 15, 2022, Credit Suisse announced that it entered into definitive transaction
      agreements to sell a significant part of its Securitized Products Group (SPG) (Apollo
      transaction) to entities and funds managed by affiliates of Apollo Global Management
      (collectively, Apollo). This transaction involves phased closings through the first
      half of 2023 and represents an important step towards a managed exit from the SPG
      business and to de-risk the bank. On February 7, 2023, the parties completed the first
      closing of such transaction and the majority of the assets and professionals associated
      with the transaction are now part of or managed by ATLAS SP Partners, a new standalone
      credit firm focused on asset-backed financing and capital markets solutions.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Although the closings of the Apollo transaction are phased, Credit Suisse is now,
      after the first closing, expecting to recognize the full pre-tax gain on the sale
      to Apollo of approximately USD&nbsp;0.8 billion, representing a CET1 benefit of approximately
      30 basis points to be booked in 1Q23. Furthermore, this initial closing, together
      with recently completed sales of other portfolio assets to Apollo and other third
      parties and certain business reductions, resulted in a reduction of the asset equivalent
      exposures of SPG and related financing businesses from USD&nbsp;74 billion as of September
      30, 2022 to approximately USD&nbsp;39 billion as of February 7, 2023. As previously announced,
      upon completion of the Apollo transaction and the expected sale of related assets
      and businesses and other planned deleveraging, SPG assets are expected to reduce to
      approximately USD&nbsp;20 billion and up to a total of approximately USD&nbsp;10 billion in
      RWAs is currently expected to be released further benefiting the CET1 ratio. Other
      than the recognition of the pre-tax gain, the above outcomes are subject to regulatory
      approvals.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In connection with the initial closing of this transaction, Credit Suisse and Apollo
      entered into various ancillary agreements related to the transaction, including an
      investment management agreement, certain financing arrangements and a transition services
      agreement. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Under the investment management agreement, an affiliate of ATLAS SP Partners will
      provide services to Credit Suisse for an initial term of five years with respect to
      the management of Credit Suisse&#x2019;s retained portfolio of SPG assets and related financing
      businesses intended to cover approximately USD&nbsp;20 billion of assets. Credit Suisse
      and Apollo also entered into financing arrangements, including to finance a significant
      portion of the aggregate amount of assets purchased in the transaction, secured by
      underlying collateral. Credit Suisse expects to syndicate the majority of these financings.
      Furthermore, under the transition services agreement, in order to maintain a seamless
      experience for clients, Credit Suisse will provide certain transitional services to
      Apollo for the transferred SPG business and related financing businesses.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The transfer of the remainder of the assets under the Apollo transaction remains subject
      to receipt of customer consents. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As we reduce residential mortgage-backed securities (RMBS) exposures and activity
      as part of our announced strategy towards a managed exit from the SPG business and
      to de-risk the bank we anticipate based on ongoing regulatory discussions that operational
      risk RWA associated with historical RMBS activity will decrease. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital increase</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November&nbsp;23, 2022, the Group held an Extraordinary General Meeting, at which shareholders approved
      two capital increases. The Group completed the first capital increase on November&nbsp;25, 2022 by way of a share placement of 462,041,884 newly issued shares to qualified investors resulting in gross proceeds of CHF&nbsp;1.76 billion. The Group completed the </font></div>
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<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">second capital increase by way of a rights offering on December&nbsp;9, 2022. By the end of the rights exercise period, 98.2% of the rights had been exercised
      for the issuance of 872,989,594 new shares. The remaining 16,378,864 newly issued shares
      for which rights were not exercised were sold in the market. The rights offering resulted
      in gross proceeds for the Group of CHF&nbsp;2.25 billion. The capital increases resulted in 1,351,410,342 newly issued shares and gross proceeds for the Group of CHF&nbsp;4.0 billion. Credit Suisse Group AG made capital contributions of CHF&nbsp;3.89 billion to its wholly owned subsidiary Credit Suisse AG.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity issues in 4Q22</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously disclosed, during early 4Q22, Credit Suisse began experiencing significantly
      higher withdrawals of cash deposits as well as non-renewal of maturing time deposits.
      However, as the quarter progressed, these outflows stabilized to much lower levels
      but had not yet reversed by year end, and customer deposits declined by CHF&nbsp;138 billion
      in 4Q22. As is normal practice, we also limited our access to the capital markets
      in the period immediately preceding the strategy announcements we made on October
      27, 2022. While these outflows led us to partially utilize liquidity buffers at the
      Group and legal entity level, and we fell below certain legal entity-level regulatory
      requirements, the core requirements of the liquidity coverage ratio (LCR) and the
      net stable funding ratio (NSFR) at the Group level were maintained at all times. The
      Group&#x2019;s three-month average daily LCR was 144% as of the end of 4Q22, improved from
      lower levels earlier in the quarter. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Remediation plans were prepared, initiated and implemented to mitigate these outflows,
      including accessing the public and private markets. We issued over USD&nbsp;5 billion through
      three bond sales in November and December 2022, which saw strong investor demand,
      and an additional CHF&nbsp;4 billion through our capital increases. Other steps also include
      certain asset disposals, including the announced sale of a significant portion of
      SPG and other related financing businesses. We would note that the execution of these
      actions and other deleveraging measures, including, but not limited to, in the non-core
      businesses, is also expected to strengthen liquidity ratios and, over time, reduce
      the funding requirements of the Group. As is common for banks, we also continue to
      have access to central bank funding sources if required.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">These circumstances have exacerbated the risks we described under &#x201c;Liquidity Risk&#x201d;
      in our Risk Factors contained in our 2021 Annual Report. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Outflows in assets under management in 4Q22</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously disclosed, Credit Suisse began experiencing deposit and net asset outflows
      in early 4Q22 at levels that substantially exceeded the rates incurred in 3Q22. At
      the Group level, net asset outflows in 4Q22 were approximately 8% of assets under
      management as of the end of 3Q22, with approximately two-thirds of these net asset
      outflows in the quarter concentrated in October 2022. In Wealth Management, these
      outflows in 4Q22 had reduced substantially in the rest of the quarter from the elevated
      levels of early 4Q22, but had not reversed, and represented approximately 15% of assets
      under management reported as of the end of 3Q22. In the Swiss Bank, these outflows
      in 4Q22 broadly stabilized after the elevated levels of early 4Q22, and represented
      approximately 2% of assets under management reported as of the end of 3Q22. In Asset
      Management, these outflows in 4Q22 represented 3% of assets under management reported
      as of the end of 3Q22. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This reduction in assets under management is expected to lead to reduced net interest
      income and recurring commissions and fees for the Group.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit ratings downgrades</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 1, 2022, Moody&#x2019;s Investors Service affirmed the senior unsecured debt
      ratings of Credit Suisse Group AG and downgraded the long-term senior unsecured debt
      and deposit ratings of Credit Suisse AG by one notch. Moody&#x2019;s also downgraded all
      the short-term ratings by one notch and maintained the &#x201c;negative&#x201d; outlook on all ratings.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Following the affirmation of all ratings and outlooks on October&nbsp;6, 2022, Standard and Poor&#x2019;s Global Ratings downgraded the long-term issuer credit ratings
      of Credit Suisse Group AG and the long- and short-term issuer credit ratings of Credit
      Suisse AG, in each case by one notch on November&nbsp;1, 2022. The outlook on these ratings was revised from &#x201c;negative&#x201d; to &#x201c;stable&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">These downgrades in our ratings have increased our borrowing costs and limited our
      ability to renew maturing short-term funding and to access short-term funding markets.
      The downgrades have increased our cost of capital and adversely affected and may in
      the future continue to adversely affect the ability of our businesses to sell or market
      their products, engage in business transactions, particularly financing and derivatives
      transactions, and retain our clients. Further downgrades could also amplify these
      challenges.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Allfunds Group</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 21, 2022, we announced the successful completion of the offering of our
      entire shareholding in Allfunds Group plc (Allfunds Group), which represented approximately 8.6% of the share capital of Allfunds Group, through an accelerated bookbuild offering to institutional investors. This
      transaction resulted in a loss of CHF&nbsp;75 million in 4Q22. Following the completion of this transaction, we no longer hold
      any shares in Allfunds Group.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Goodwill </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The review of the Group&#x2019;s five-year financial plan to reflect the announced strategy
      on October 27, 2022 was finalized in 4Q22. The Group concluded that the estimated
      fair value for all of the reporting units with goodwill exceeded their related carrying values and no further impairment was necessary as of December&nbsp;31, 2022. </font></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The fair values of the Asset Management and Wealth Management reporting units both
      exceeded their related carrying values by less than 10%. During 4Q22, Credit Suisse
      experienced a significant level of deposit and assets under management outflows. The
      goodwill allocated to these reporting units became more sensitive to an impairment
      due to these outflows and subdued client activity. There is a significant risk of
      a future goodwill impairment for these reporting units if their future performances do not
      achieve the financial projections contained within the five-year financial plan.&nbsp;</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Russia&#x2019;s invasion of Ukraine</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In response to Russia&#x2019;s invasion of Ukraine, many countries across the world imposed
      severe sanctions against Russia&#x2019;s financial system and on Russian government officials
      and business leaders, and these sanctions have been expanded several times. The Group continues to assess the impact of the sanctions already imposed, and potential
      future escalations, on its exposures and client relationships. As of December 31, 2022, the Group had a net credit exposure to Russia, after specific allowances
      and provisions for credit losses and valuation adjustments, of CHF&nbsp;249 million, primarily related to corporates, individuals and the sovereign. In addition,
      Russian subsidiaries had a net asset value of approximately CHF&nbsp;214 million as of December 31, 2022. The Group has further reduced Russia related exposures in 4Q22 as the market
      and counterparty situation evolved, and remaining exposures continue to be subject
      to ongoing monitoring and management. The Group notes that these developments may
      continue to affect its financial performance, including credit loss estimates and
      potential asset impairments.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Dividend proposal</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our Board of Directors will propose to the shareholders at the Annual General Meeting
      on April&nbsp;4, 2023 a cash distribution of CHF&nbsp;0.05 per share for the financial year 2022. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Compensation</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total variable compensation pools that relate to our 2022 performance are 50% lower
      than in 2021. Most employees at a more senior level (managing directors and directors)
      have taken a higher proportionate share of the reduction in the variable compensation
      pool than other staff, while the Executive Board received no variable compensation.
      Managing directors and directors received a cash award with a pro-rata repayment (clawback)
      provision, in jurisdictions where legally permissible, that applies in the event that
      they voluntarily leave the firm during the three-year period ending in February 2026,
      together with a regular deferred share-based award that generally vests linearly over
      the next three years.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Supply chain finance funds matter </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously reported, in early March 2021, the boards of four supply chain finance
      funds (SCFF) managed by certain Group subsidiaries decided to suspend redemptions
      and subscriptions of those funds to protect the interests of the funds&#x2019; investors,
      to terminate the SCFF and to proceed to their liquidation. Credit Suisse Asset Management
      (Schweiz) AG (CSAM) acts as the portfolio manager of the SCFF.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For the Liechtenstein-domiciled Credit Suisse Supply Chain Finance Investment Grade
      Fund, the final payment of liquidation proceeds totaling approximately USD&nbsp;31.3 million
      was made with value date November 11, 2022. This brought the total amount returned
      to investors to approximately USD&nbsp;667 million, which amounts to over 99% of the fund&#x2019;s
      net asset value at the time of its suspension.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For the Credit Suisse Nova (Lux) Supply Chain Finance Investment Grade Fund, the final
      payment of liquidation proceeds totaling approximately USD&nbsp;8.1 million was made with
      value date February 6, 2023. This brought the total amount returned to investors to
      approximately USD&nbsp;258 million, which amounts to over 99% of the fund&#x2019;s net asset value at the time of its suspension.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Beginning in 4Q21, we introduced a fee waiver program for clients impacted by this
      matter wherein certain commissions and fees arising from current and future business transactions
      may be reimbursed on a quarterly basis, provided certain conditions are met. We incurred
      negative revenues of CHF&nbsp;15 million in 4Q22 relating to this fee waiver program, primarily in Wealth Management.
      </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Significant negative consequences of the supply chain finance funds and Archegos matters</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In prior financial reports, we have outlined the losses associated with the Archegos
      matter and the legal and regulatory consequences of that matter and the SCFF matter.
      There can be no assurance that any additional losses, damages, costs and expenses,
      as well as any further regulatory and other investigations and actions or any further
      downgrade of our credit ratings, will not be material to us, including from any impact
      on our business, financial condition, results of operations, prospects, liquidity
      or capital position. For example, we have suffered and may continue to suffer reputational
      harm and reductions in certain areas of our business, such as outflows of assets and
      a slowdown in net new asset generation across our divisions, attributable, at least
      in part, to these matters. The ongoing effect of these matters, and this harm and
      these reductions, can continue to affect our business overall, including our ability
      to attract and retain customers, clients, investors and employees and to conduct business
      transactions with our counterparties. While steps we have taken in response to the
      Archegos and SCFF matters are designed to reduce the Group&#x2019;s risks, some of these
      changes will constrain certain areas of our business, thereby impacting negatively
      our results of operations. These challenges are taking place in the context of worsening
      macroeconomic and market conditions, potentially amplifying some of the negative consequences
      noted above. The foregoing challenges may also make it more difficult to implement
      our just-announced new strategic initiatives, as well as achievement of the targets
      and objectives associated with those initiatives. </font></div>
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   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factors&#x201d; in I &ndash; Information on the company and &#x201c;Note 40 - Litigation&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 and &#x201c;Note 33 &ndash; Litigation&#x201d; in III &ndash; Condensed consolidated financial statements &ndash; unaudited in the Credit Suisse Financial Report 3Q22 for further information on risks
         that may arise in relation to these matters and for a description of the regulatory
         and legal developments relating to these matters.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">We may not achieve some or all of the expected benefits of the strategic initiatives
      we have announced</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our goals, our strategy for implementing them, and the completion of these measures
      are based on a number of key assumptions, including in relation to the future economic
      environment and the economic growth of certain geographic regions, the regulatory
      landscape, our ability to meet certain financial goals, and the confidence of clients,
      counterparties, employees and other stakeholders, including regulatory authorities,
      in this strategy and in our ability to implement it. If any of these assumptions prove
      inaccurate in whole or in part, we may not be able to achieve some or all of the expected
      benefits of our strategic initiatives. If we are unable to implement our strategy
      successfully in whole or in part, or should the strategic initiatives once implemented
      fail to produce the expected benefits, our financial results and our share price may
      be materially and adversely affected. Moreover, any reputational harm resulting from
      prior events or from reactions to our strategic initiatives may make it more difficult
      to implement those strategic initiatives or achieve the related targets and objectives.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factor&#x201d; in I &ndash; Credit Suisse results &ndash; Credit Suisse in the Credit Suisse Financial Report 3Q22 for further information
         on risks that may arise in relation to our strategic initiatives.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Format of presentation </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In managing our business, revenues are evaluated in the aggregate, including an assessment
      of trading gains and losses and the related interest income and expense from financing
      and hedging positions. For this reason, specific individual revenue categories in
      isolation may not be indicative of performance. Certain reclassifications have been
      made to prior periods to conform to the current presentation.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Performance measures</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse measures firm-wide returns against total shareholders&#x2019; equity and tangible
      shareholders&#x2019; equity, a non-GAAP financial measure also known as tangible book value.
      Tangible shareholders&#x2019; equity is calculated by deducting goodwill and other intangible
      assets from total shareholders&#x2019; equity as presented in our balance sheet. In addition,
      Credit Suisse also measures the efficiency of the firm and its divisions with regard
      to the usage of regulatory capital. Regulatory capital is calculated as the average
      of 13.5% of RWA and 4.25% of leverage exposure and return on regulatory capital, a
      non-GAAP financial measure, is calculated using income/(loss) after tax and assumes
      a tax rate of 30% for periods prior to 2020 and 25% from 2020 onward. For the Investment
      Bank, return on regulatory capital is based on US dollar denominated numbers. Return
      on regulatory capital excluding certain items included in our reported results is
      calculated using results excluding such items, applying the same methodology. Adjusted
      return on regulatory capital excluding certain items included in our reported results
      is calculated using results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s economic profit is a non-GAAP financial measure, calculated using income/(loss)
      before tax applying a 25% tax rate less a capital charge. The capital charge is calculated
      based on the sum of (i) a cost of capital applied to the average regulatory capital
      of each of the four divisions; and (ii) a 10% cost of capital applied to the residual
      of the Group&#x2019;s average tangible equity less the sum of the regulatory capital of the
      four divisions. The applied cost of capital for the divisions is 8% for Wealth Management,
      the Swiss Bank and Asset Management and 12% for the Investment Bank. Adjusted economic
      profit excluding certain items included in our reported results is calculated using
      results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Management believes that these metrics are meaningful as they are measures used and
      relied upon by industry analysts and investors to assess valuations and capital adequacy.</font></div>
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<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>204</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">640</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">496</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,354</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>312</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>124</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(199)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,458)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>289</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>80</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(316)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,420)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,978)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,411</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197,059</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,669</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,304</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">488</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,903</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,549</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,333</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179,378</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211,601</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220,026</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,499</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">638</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(168)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(873)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">501</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,169</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,018</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(69)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,582</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">953</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">331</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,145</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,708</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">275</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">459</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">941</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,182</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,227</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,661</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>606</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>308</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>464</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,988)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(533)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,664)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,897)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">256</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,215)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221,478</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,603</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55,314</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">755,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,323</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">487</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,917</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,313</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,764</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,228</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347,774</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247,509</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,889</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">9</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview (continued)&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2022 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,952</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,294</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,921</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(84)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,848</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,835</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,455</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">596</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,813</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,972</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">550</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,099</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,350</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,301</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">861</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">436</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,039</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,782</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">327</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">533</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,574</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,807</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,458</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,178</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,163</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(631)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,545</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,202)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,258)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,186)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,810)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">367</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,484)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2021 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,031</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,908</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,508</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(67)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,696</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,766</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,892</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">603</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,963</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,958</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,280</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">956</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">543</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,571</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">821</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">426</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,159</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,724</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,172</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19,091</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,307</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,473)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>362</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,714)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(600)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">969</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,347)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">629</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">215</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,251)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">10</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Results excluding certain items included in our reported results are non-GAAP financial
      measures. Following the reorganization implemented at the beginning of 2022, we have
      amended the presentation of our adjusted results. Management believes that such results
      provide a useful presentation of our operating results for purposes of assessing our
      Group and divisional performance consistently over time, on a basis that excludes
      items that management does not consider representative of our underlying performance.
      Provided below is a reconciliation of our adjusted results to the most directly comparable
      US GAAP measures.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>204</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>931</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,964</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,354</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>312</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>124</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(352)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,639</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>644</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>300</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,938</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(199)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,458)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>289</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>80</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,208)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>259</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,015)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(282)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,233)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,798)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,355</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>346</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,798</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,270</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,728</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,869</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(616)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(92)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(835)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,122)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">11</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00216064"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(69)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,582</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(205)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(224)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,384</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,227</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,661</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>606</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>308</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>464</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,623)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,623)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(149)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(362)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(514)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,837</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>605</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>308</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,071</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,988)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(533)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,664)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(169)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>438</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(172)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>328</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(533)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(842)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">12</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00216714"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2022 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,952</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,294</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,921</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(147)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(148)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(368)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">586</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">586</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,537</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(43)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,164</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(84)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>171</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,574</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,807</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,458</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,178</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,163</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(109)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(327)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(533)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(306)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(232)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(761)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,299)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,154</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,165</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>357</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(631)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,545</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,202)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,258)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>249</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,699)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,429</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>171</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,249)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(526)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,497)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">280</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,089)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2021 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,031</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,908</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,508</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(67)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,696</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(213)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(232)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation recovery<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(622)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(622)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,400</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,378</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,544</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,307)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,307)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(98)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(102)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,724</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,172</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19,091</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,623)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,623)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(149)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,010)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,221)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,616</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,259</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,379</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,142</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>651</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,047</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,307</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,473)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>362</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,714)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(600)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,784</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,217</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,755</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(636)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,599</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">578</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">670</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">506</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">304</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">808</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">13</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00218205"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Wealth Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 4Q22, we reported a loss before taxes of CHF&nbsp;199 million and net revenues of CHF&nbsp;1,144 million. For 2022, we reported a loss before taxes of CHF&nbsp;631 million and net revenues of CHF&nbsp;4,952 million.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00218227"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported a loss before taxes of CHF&nbsp;199 million compared to income before taxes of CHF&nbsp;157 million in 4Q21. Net revenues of CHF&nbsp;1,144 million decreased 17%, mainly reflecting lower net interest income, lower transaction- and performance-based
      revenues and lower recurring commissions and fees. We recorded a release of provision for credit losses of CHF&nbsp;11 million compared to a release of provision for credit losses of CHF&nbsp;7 million in 4Q21. Total operating expenses of CHF&nbsp;1,354 million increased 10%, mainly driven by restructuring costs of CHF&nbsp;73 million in 4Q22 and higher general and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We reported a loss before taxes of CHF&nbsp;199 million compared to income before taxes of CHF&nbsp;21 million in 3Q22. Net revenues decreased 16%, reflecting lower net interest income, lower transaction- and performance-based revenues and lower recurring commissions
      and fees, partially offset by higher other revenues. We recorded a release of provision
      for credit losses of CHF&nbsp;11 million compared to a provision for credit losses of CHF&nbsp;7 million in 3Q22. Total operating expenses were stable, mainly driven by higher compensation
      and benefits and higher restructuring costs offset by lower general and administrative
      expenses. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 2022, we reported a loss before taxes of CHF&nbsp;631 million compared to income before taxes of CHF&nbsp;2,307 million in 2021. Net revenues of CHF&nbsp;4,952 million decreased 30% compared to 2021, mainly driven by lower other revenues, lower transaction- and performance-based revenues and
      lower recurring commissions and fees. Other revenues in 2022 included losses on the
      equity investment in Allfunds Group of CHF&nbsp;586 million and a loss on the equity investment in SIX Swiss Exchange (SIX) of CHF&nbsp;17 million, partially offset by gains on the sale of real estate of CHF&nbsp;142 million. Other revenues in 2021 included a gain on the equity investment in Allfunds
      Group of CHF&nbsp;622 million, an insurance claim refund of CHF&nbsp;49 million relating to a major litigation case pertaining to the settled external asset
      manager matter and a gain on the sale of real estate of CHF&nbsp;19 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;35 million and losses on the sale of businesses of CHF&nbsp;24 million. In 2022, we recorded a provision for credit losses of CHF&nbsp;9 million on a net loan portfolio of CHF&nbsp;78.0 billion, compared to a provision for credit losses of CHF&nbsp;0 million on a net loan portfolio of CHF&nbsp;103.0 billion in 2021. Total operating expenses of CHF&nbsp;5,574 million increased 18% compared to 2021, primarily driven by higher general and administrative expenses, including higher litigation expenses and an impairment of IT-related
      assets, and restructuring expenses of CHF&nbsp;109 million in 2022.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,952</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,031</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,848</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,766</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">496</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">638</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,301</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,571</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">316</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">640</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,958</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,354</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,227</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,574</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,724</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(199)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(631)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,307</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(316)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(168)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">365</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,186)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">969</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">14</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, we reported RWA of CHF&nbsp;54.5 billion, a decrease of CHF&nbsp;8.8 billion compared to the end of 3Q22, mainly due to movements in risk levels in credit
      risk, driven by a decrease in lending exposures and a decrease in equity exposures
      related to the sale of our investment in Allfunds Group, and the foreign exchange impact.
      Leverage exposure of CHF&nbsp;179.4 billion was CHF&nbsp;52.0 billion lower compared to the end of 3Q22, mainly driven by a decrease in high-quality
      liquid assets (HQLA), reflecting a decrease in cash held at central banks as a result
      of deposit outflows the Group experienced in 4Q22, and lower business usage.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">615</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">502</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,103</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">360</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">382</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">432</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,570</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction- and performance-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">331</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">357</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,744</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">236</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(465)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">627</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,952</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,031</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,411</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,411</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77,968</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89,295</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102,993</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77,968</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102,993</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,549</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,549</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179,378</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,228</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179,378</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,228</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,790</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,880</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,890</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,790</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,890</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction- and performance-based revenues arise primarily from brokerage and product
               issuing fees, fees from foreign exchange client transactions, trading and sales income,
               equity participations income and other transaction- and performance-based income.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">15</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Wealth Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,952</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,031</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(147)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation recovery<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">586</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(622)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,355</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,400</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,354</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,227</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,574</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,724</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(109)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(306)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,270</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,154</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,616</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(199)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(631)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,307</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>249</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,784</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(282)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(526)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">578</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Of which CHF&nbsp;142 million is reflected in other revenues and CHF&nbsp;5 million is reflected
                  in transaction- and performance-based revenues.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">16</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00220534"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, net revenues of CHF&nbsp;1,144 million decreased 17%, reflecting lower net interest income, lower transaction- and performance-based revenues
      and lower recurring commissions and fees, partially offset by higher other revenues. Net interest income of CHF&nbsp;416 million decreased 17%, mainly reflecting lower loan margins on lower average loan volumes, lower funding
      benefits and higher funding costs due to significant deposit outflows and higher costs
      related to interest rate management. These results were partially offset by the impact of higher deposit margins despite the significantly
      lower average deposit volumes. Transaction- and performance-based revenues of CHF&nbsp;331 million decreased 20%, mainly driven by lower client activity and lower corporate advisory fees. Transaction-based revenues in 4Q22
      included mark-to-market losses of CHF&nbsp;31 million on the fair valued portfolio related to APAC Financing Group. Recurring
      commissions and fees of CHF&nbsp;360 million decreased 17%, adversely impacted by the lower average assets under management, and mainly reflected
      in lower investment product fees, lower discretionary mandate fees, lower security
      account and custody services fees and lower investment advisory fees. Other revenues of CHF&nbsp;37 million in 4Q22 included a gain on the sale of real estate of CHF&nbsp;122 million, partially offset by a loss on the equity investment in Allfunds Group of
      CHF&nbsp;75 million and a loss on the equity investment in SIX of CHF&nbsp;10 million. Other revenues of CHF&nbsp;30 million in 4Q21 included a gain on the equity investment in Allfunds Group of CHF&nbsp;31 million, a gain on the sale of real estate of CHF&nbsp;19 million, gains on the sale of businesses of CHF&nbsp;17 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;35 million.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, net revenues decreased 16%, mainly reflecting lower net interest income, lower transaction- and performance-based
      revenues and lower recurring commissions and fees, partially offset by higher other
      revenues. Net interest income decreased 32%, mainly reflecting lower funding benefits and higher funding costs due to the significant
      deposit outflows, lower loan margins on lower average loan volumes, the significantly
      lower average deposit volumes despite higher deposit margins and the higher costs
      related to interest rate management. Transaction- and performance-based revenues decreased 7%, mainly reflecting lower client activity and lower corporate advisory fees. Recurring
      commissions and fees decreased 6%, mainly reflecting lower discretionary mandate fees. Other revenues of CHF&nbsp;37 million in 4Q22 included the gain on the sale of real estate, the loss on the equity
      investment in Allfunds Group and the loss on the equity investment in SIX. Other revenues of CHF&nbsp;11 million in 3Q22 included a gain on the equity investment in Allfunds Group of CHF&nbsp;10 million.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 4Q22&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is comprised of lombard lending, mortgages, ship finance, export
      finance, aviation and yacht finance and structured lending.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we recorded a release of provision for credit losses of CHF&nbsp;11 million compared to a release of provision for credit losses of CHF&nbsp;7 million in 4Q21 and a provision for credit losses of CHF&nbsp;7 million in 3Q22. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, total operating expenses of CHF&nbsp;1,354 million increased 10%, mainly driven by restructuring costs of CHF&nbsp;73 million in 4Q22 and higher general and administrative expenses. General and administrative
      expenses of CHF&nbsp;496 million increased 14%, mainly driven by higher allocated corporate function costs, higher expenses related
      to information technology (IT) and higher litigation expenses. Compensation and benefits
      of CHF&nbsp;714 million increased 2%, reflecting higher allocated corporate function costs. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, total operating expenses were stable, mainly reflecting higher compensation
      and benefits and higher restructuring costs, offset by lower general and administrative
      expenses. Compensation and benefits increased 17%, primarily driven by the impact of discretionary compensation expense adjustments
      in 3Q22. General and administrative expenses decreased 22%, mainly reflecting lower expenses related to IT, as 3Q22 included an impairment of IT-related assets of CHF&nbsp;145 million following a review of the Wealth Management technology and platform strategy,
      as well as lower litigation expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 79 basis points in 4Q22, an increase of six basis points compared to 4Q21, mainly driven
      by a 22.7% decrease in average assets under management, partially offset by lower net interest
      income, lower transaction- and performance-based revenues and lower recurring commissions
      and fees. Compared to 3Q22, our gross margin was four basis points lower, mainly reflecting
      lower net interest income, partially offset by a 11.3% decrease in average assets under management. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was negative 14 basis points in 4Q22, a decrease of 22 basis points compared to 4Q21, mainly reflecting
      lower net revenues and higher total operating expenses. Compared to 3Q22, our net
      margin was 15 basis points lower, mainly reflecting the lower net revenues. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">17</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00220725"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>4Q22</b>, assets under management of CHF&nbsp;540.5 billion were CHF&nbsp;94.9 billion lower compared to the end of 3Q22, mainly driven by significant net asset
      outflows. Net asset outflows of CHF&nbsp;92.7 billion were driven by outflows across all regions. Approximately two-thirds of the
      outflows were concentrated in October 2022. The outflows in 4Q22 had reduced substantially
      in the rest of the quarter from the elevated levels of early 4Q22 but had not reversed.
      </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>2022</b>, assets under management of CHF&nbsp;540.5 billion were CHF&nbsp;202.1 billion lower compared to the end of 2021, mainly driven by significant net asset
      outflows, unfavorable market movements and structural effects, including reclassifications
      of CHF&nbsp;17.6 billion related to the sanctions imposed in connection with Russia&#x2019;s invasion of Ukraine. Net
      asset outflows of CHF&nbsp;95.7 billion were driven by outflows across all regions and reflected the significant
      outflows in 4Q22.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 4Q22&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">742.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">742.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">583.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">657.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">754.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">664.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">749.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">318.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">366.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">366.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>540.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>635.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>742.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>540.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>742.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(106.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(94.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(26.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(18.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(202.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(58.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (59.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (9.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (27.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 5.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (27.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (16.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 5.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">18</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00221816"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Investment Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 4Q22, we reported a loss before taxes of CHF&nbsp;1,458 million compared to a loss of CHF&nbsp;1,988 million in 4Q21. Net revenues of CHF&nbsp;454 million decreased 73% compared to 4Q21, reflecting declines across most businesses due to continued volatile
      market conditions and the impact of accelerated deleveraging in light of our strategic
      actions and in response to the Group&#x2019;s significant deposit outflows in 4Q22. For 2022, we reported a loss before taxes of CHF&nbsp;3,116 million and net revenues of CHF&nbsp;4,607 million.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00221845"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported a loss before taxes of CHF&nbsp;1,458 million compared to a loss of CHF&nbsp;1,988 million in 4Q21. Net revenues of CHF&nbsp;454 million decreased 73% compared to 4Q21, driven by significantly reduced fixed income and equity sales and
      trading revenues and capital markets revenues. In 4Q22, we recorded provision for
      credit losses of CHF&nbsp;23 million compared to a release of CHF&nbsp;7 million in 4Q21. Total operating expenses of CHF&nbsp;1,889 million decreased 48% compared to 4Q21, which included a goodwill impairment charge of CHF&nbsp;1,623 million. In light of our strategic actions, total operating expenses included CHF&nbsp;201 million of restructuring expenses in 4Q22. Adjusted total operating expenses decreased 11% compared to 4Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our 4Q22 loss before taxes of CHF&nbsp;1,458 million compared to a loss of CHF&nbsp;666 million in 3Q22. Net revenues decreased 59%, primarily due to reduced fixed income and equities sales and trading revenues, particularly
      in securitized products and equity derivatives. We recorded provision for credit losses
      of CHF&nbsp;23 million compared to a release of CHF&nbsp;6 million in 3Q22. Total operating expenses increased 6%, primarily reflecting higher restructuring expenses. Adjusted total operating expenses
      decreased 5% compared to 3Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 2022, we reported a loss before taxes of CHF&nbsp;3,116 million compared to a loss of CHF&nbsp;3,473 million in 2021. Net revenues of CHF&nbsp;4,607 million decreased 54% compared to 2021, primarily driven by significantly lower capital markets and fixed
      income and equity sales and trading revenues. Market conditions, particularly in capital
      markets, were characterized by geopolitical and macroeconomic uncertainty resulting
      in higher levels of volatility for equity and interest rates, widened credit spreads
      and high levels of inflation. In addition, results also reflected the impact of accelerated
      deleveraging in light of our strategic actions and in response to the Group&#x2019;s significant
      deposit outflows in 4Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,908</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(84)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">953</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,835</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,892</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">941</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">327</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,708</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,972</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,280</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,661</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,807</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,172</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,458)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,988)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,473)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,420)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(873)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,897)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,810)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,347)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">19</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Fixed income sales and trading revenues decreased 44% compared to 2021, reflecting reduced revenues in securitized products, global credit
      products and emerging markets, partially offset by higher macro revenues. Equity sales
      and trading revenues decreased 39%, driven by lower equity derivatives revenues compared to a strong 2021 and lower
      cash trading volumes, particularly in Asia Pacific and Europe, Middle East and Africa,
      partially offset by higher prime services revenues, as 2021 included a loss related
      to Archegos. Capital markets revenues decreased 79% compared to a strong 2021, reflecting lower issuance activity across products due
      to challenging market conditions and high levels of volatility. Advisory and other
      fees decreased 23%, reflecting lower revenues from completed mergers and acquisitions (M&amp;A) transactions.
      In 2022, we recorded a release of provision for credit losses of CHF&nbsp;84 million compared to provision for credit losses of CHF&nbsp;4,209 million in 2021, which was driven by a charge of CHF&nbsp;4,307 million in respect of the failure by Archegos to meet its margin commitments. Total
      operating expenses of CHF&nbsp;7,807 million decreased 15% compared to 2021, which included a goodwill impairment charge of CHF&nbsp;1,623 million. Adjusted total operating expenses were stable compared to 2021.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, RWA of USD&nbsp;80.2 billion decreased USD&nbsp;4.1 billion compared to the end of 3Q22, mainly in credit risk, driven by deleveraging resulting from the significant deposit outflows the Group experienced in 4Q22
      and business reductions. Leverage exposure of USD&nbsp;228.8 billion decreased USD&nbsp;95.1 billion compared to the end of 3Q22, due to lower HQLA reflecting reductions in cash
      held at central banks and reductions in non-cash HQLA relating to the significant
      deposit outflows and business reductions.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fixed income sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">460</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(85)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(83)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,968</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,525</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">239</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">370</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,091</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,792</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital markets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">756</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,589</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(79)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory and other fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">303</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">781</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,014</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,908</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,324</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,324</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,313</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,313</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80,179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,273</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92,193</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80,179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92,193</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211,601</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347,774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211,601</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347,774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228,776</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323,852</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,278</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228,776</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,278</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Other revenues include treasury funding costs and changes in the carrying value of
                  certain investments.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">20</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Investment Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,908</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,537</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,378</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(84)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,307)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(98)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,661</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,807</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,172</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,623)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,623)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(327)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(149)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(232)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(149)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,639</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,728</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,837</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,165</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,259</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,458)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,988)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,473)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,208)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(616)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(169)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,699)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,217</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,233)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(835)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(533)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,497)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">670</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">21</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00224090"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fixed income sales and trading </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, fixed income revenues of CHF&nbsp;80 million decreased 83% compared to 4Q21, reflecting lower revenues across securitized products and global
      credit products in light of our strategic actions to deleverage the portfolio and
      in response to the Group&#x2019;s significant deposit outflows in 4Q22. We also experienced
      difficult market conditions, which were characterized by widened credit spreads and
      increased interest rates volatility. Securitized products revenues decreased significantly,
      driven by lower revenues across products, as we reduced inventory and announced the sale of a significant portion of the overall
      portfolio. Global credit products revenues decreased significantly, reflecting lower leveraged
      finance and investment grade trading revenues as we reduced inventory in light of
      our strategic actions. This was partially offset by higher emerging markets revenues
      and higher trading, financing and structured credit revenues. In addition, macro products
      revenues increased, primarily driven by higher client activity in our rates businesses
      as a result of central bank actions, partially offset by reduced foreign exchange
      revenues.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, fixed income revenues decreased 85%, reflecting lower revenues across securitized products and global credit products,
      partially offset by increased macro products and emerging markets revenues. Securitized
      products revenues decreased significantly, driven by reduced asset finance revenues
      and lower agency and non-agency trading activity, as we reduced inventory and announced the sale of a significant portion of the overall
      portfolio. Global credit products revenues decreased significantly, due to lower investment
      grade and leveraged finance trading revenues, as we reduced inventory in light of
      our strategic actions. These declines were partially offset by higher macro products
      revenues, reflecting higher revenues in our rates businesses, partially offset by
      reduced foreign exchange revenues. In addition, emerging markets revenues increased.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Equity sales and trading</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, equity sales and trading revenues of CHF&nbsp;18 million decreased 95% compared to 4Q21, driven by lower equity derivatives, cash equities and prime services
      revenues. Equity derivatives revenues decreased significantly compared to a strong
      4Q21, driven by a decline in structured equity derivatives revenues due to reduced
      client activity, including as a result of the Group&#x2019;s credit rating downgrades, and
      lower corporate derivatives revenues in light of our strategic actions. Cash equities
      revenues decreased due to lower secondary trading revenues across regions. In addition,
      prime services revenues decreased significantly, consistent with a decline in client
      balances, reflecting the substantially completed exit of the franchise.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, equity sales and trading revenues decreased 92%, reflecting lower revenues across equity derivatives and cash equities driven by lower
      client activity. Equity derivatives revenues decreased significantly, driven by lower
      corporate derivatives revenues and reduced structured equity derivatives revenues
      in light of our strategic actions and as a result of the Group&#x2019;s credit rating downgrades.
      In addition, cash equities revenues decreased, driven by reduced trading revenues
      across regions. Prime services revenues remained subdued.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital markets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, capital markets revenues of CHF&nbsp;192 million decreased 64% compared to 4Q21, reflecting significantly lower street fees across products and challenging
      market conditions, including high levels of volatility. Debt capital markets revenues
      decreased significantly, reflecting reduced issuance activity, particularly in leveraged
      finance due to challenging market conditions. In addition, equity capital markets
      revenues decreased significantly, reflecting significantly lower initial public offerings
      and follow-on issuance activity.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, capital markets revenues increased 100%, driven by higher equity capital markets revenues and higher leveraged finance revenues.
      Equity capital markets revenues increased due to higher issuance activity. This was
      partially offset by reduced debt capital markets revenues, particularly in investment
      grade.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Advisory and other fees</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, advisory revenues of CHF&nbsp;169 million decreased 44% compared to a strong 4Q21, driven by lower revenues from completed M&amp;A transactions,
      reflecting reduced industry-wide deal closings.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, advisory revenues decreased 25%, reflecting reduced revenues from completed M&amp;A transactions.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">22</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we recorded a provision for credit losses of CHF&nbsp;23 million compared to a release of CHF&nbsp;7 million in 4Q21 and compared to a release of CHF&nbsp;6 million in 3Q22. The provision for credit losses in 4Q22 reflected higher specific provisions for
      expected credit losses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, total operating expenses of CHF&nbsp;1,889 million decreased 48% compared to 4Q21, which included a goodwill impairment charge of CHF&nbsp;1,623 million. Adjusted total operating expenses decreased 11% compared to 4Q21, reflecting reduced compensation and benefits and general and administrative
      expenses. Compensation and benefits of CHF&nbsp;787 million decreased 17%, reflecting reduced deferred compensation expenses from prior year awards and discretionary
      compensation expenses, partially offset by higher salary expenses. General and administrative
      expenses of CHF&nbsp;809 million decreased 14%, mainly reflecting lower litigation expenses. In 4Q22, we incurred restructuring
      expenses of CHF&nbsp;201 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, total operating expenses increased 6%, primarily due to increased restructuring expenses. Adjusted total operating expenses
      decreased 5% compared to 3Q22. Compensation and benefits decreased 8%, primarily driven by lower deferred compensation expenses from prior year awards,
      reflecting a downward adjustment to performance share awards as a result of the full
      year divisional loss, as well as forfeitures relating to staff departures, partially
      offset by discretionary compensation expense adjustments in 3Q22 and higher salary
      expenses. General and administrative expenses increased 6%, reflecting higher litigation expenses.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Investment banking &amp; capital markets fees</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In order to reflect the performance and capabilities of the capital markets and advisory
      business and for enhanced comparability versus peers, the table below shows advisory,
      debt capital markets and equity capital markets fees in US dollar terms. Fees are
      defined as gross revenues generated from advisory and capital markets activity as
      well as derivatives in connection with such activity, before allocated funding costs,
      and excludes mark-to-market movements in debt underwriting, including leveraged finance.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investment banking &amp; capital markets fees (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">849</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt capital markets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">851</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,979</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity capital markets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">379</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,921</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Investment banking &amp; capital markets fees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>456</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>480</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>917</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,079</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,068</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes mark-to-market movements of USD (50) million in 4Q22, USD (120) million in
                  3Q22, USD (417) million in 2022 and USD&nbsp;34 million in 2021.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">23</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00224548"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Swiss Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 4Q22, we reported income before taxes of CHF&nbsp;289 million compared to income before taxes of CHF&nbsp;607 million in 4Q21. Net revenues of CHF&nbsp;972 million decreased 20% compared to 4Q21, primarily reflecting lower other revenues and lower net interest
      income. For 2022, we reported income before taxes of CHF&nbsp;1,545 million and net revenues of CHF&nbsp;4,093 million.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00224576"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, income before taxes of CHF&nbsp;289 million decreased 52% compared to 4Q21. Net revenues of CHF&nbsp;972 million decreased 20%, mainly reflecting lower other revenues and lower net interest income. Other revenues
      in 4Q22 included gains on the sale of real estate of CHF&nbsp;51 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;10 million. Other revenues in 4Q21 included gains on the sale of real estate of CHF&nbsp;205 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;35 million. Provision for credit losses was CHF&nbsp;28 million compared to a release of provision for credit losses of CHF&nbsp;4 million in 4Q21. Total operating expenses of CHF&nbsp;655 million increased 8%, mainly reflecting higher compensation and benefits, partially offset by lower general
      and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, income before taxes decreased 25%. Net revenues were stable, with higher other revenues offset by lower recurring commissions and fees as well as lower transaction-based revenues. Other revenues in
      4Q22 included the gains on the sale of real estate, partially offset by the loss on
      the equity investment in SIX. Provision for credit losses was CHF&nbsp;28 million compared to CHF&nbsp;21 million in 3Q22. Total operating expenses increased 17%, primarily reflecting higher compensation and benefits.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 2022, income before taxes of CHF&nbsp;1,545 million decreased 19% compared to 2021. Net revenues of CHF&nbsp;4,093 million decreased 5% compared to 2021, mainly due to lower net interest income, lower transaction-based revenues and lower other revenues. Other revenues
      in 2022 included gains on the sale of real estate of CHF&nbsp;148 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;17 million. Other revenues in 2021 included gains on the sale of real estate of CHF&nbsp;213 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;35 million. Provision for credit losses was CHF&nbsp;90 million in 2022 on a net loan portfolio of CHF&nbsp;157.9 billion, compared to CHF&nbsp;4 million provision for credit losses on a net loan portfolio of CHF&nbsp;161.2 billion in 2021. Total operating expenses of CHF&nbsp;2,458 million increased 3%, mainly reflecting higher general and administrative expenses with stable compensation
      and benefits.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">331</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,455</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">861</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">821</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">275</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">956</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>606</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,458</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>289</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,545</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">256</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">367</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">629</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">24</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, we reported RWA of CHF&nbsp;69.1 billion, CHF&nbsp;2.4 billion lower compared to the end of 3Q22, mainly reflecting movements in risk levels in credit risk, primarily relating to a decrease in lending exposures. Leverage
      exposure of CHF&nbsp;220.0 billion decreased CHF&nbsp;20.1 billion compared to the end of 3Q22, primarily reflecting lower HQLA, reflecting
      a decrease in cash held at central banks as a result of deposit outflows the Group
      experienced in 4Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">523</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">587</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,219</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,345</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">332</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,293</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,302</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">508</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">561</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197,059</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221,478</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197,059</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221,478</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,906</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,947</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161,229</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,906</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161,229</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,764</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,764</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220,026</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247,509</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220,026</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247,509</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,670</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,630</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,670</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,630</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction-based revenues arise primarily from brokerage fees, fees from foreign
               exchange client transactions, trading and sales income, equity participations income
               and other transaction-based income. Other revenues include fair value gains/(losses)
               on synthetic securitized loan portfolios and other gains and losses.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Swiss Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(205)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(148)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(213)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>931</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>606</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,458</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>644</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>605</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,379</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>289</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>607</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,545</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>259</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>438</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,429</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,755</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">280</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">506</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">25</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00226710"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, net revenues of CHF&nbsp;972 million decreased 20%, mainly reflecting lower other revenues and lower net interest income. Other revenues
      in 4Q22 included gains on the sale of real estate of CHF&nbsp;51 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;10 million. Other revenues in 4Q21 included gains on the sale of real estate of CHF&nbsp;205 million, partially offset by a loss on the equity investment in SIX of CHF&nbsp;35 million. Net interest income of CHF&nbsp;523 million decreased 11%, primarily driven by lower treasury revenues, mainly reflecting lower Swiss National
      Bank (SNB) threshold benefits from the SNB increase of interest rates, and lower loan margins
      on stable average loan volumes, partially offset by higher deposit margins on lower
      average deposit volumes. Recurring commissions and fees of CHF&nbsp;300 million decreased 10%, mainly driven by lower security account and custody services fees, lower investment product
      management fees, lower discretionary mandate management fees, lower investment advisory
      fees as well as lower banking services fees. Transaction-based revenues of CHF&nbsp;113 million decreased 18%, reflecting losses on equity investments in 4Q22 as well as lower brokerage and product
      issuing fees. 4Q21 included a gain on the sale of an equity investment. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, net revenues were stable, with higher other revenues offset by lower
      recurring commissions and fees as well as lower transaction-based revenues. Other
      revenues in 4Q22 included the gains on the sale of real estate, partially offset by
      the loss on the equity investment in SIX. Recurring commissions and fees decreased 7%, mainly driven by lower fees from lending activities, lower revenues from our investment
      in Swisscard, lower banking services fees as well as lower discretionary mandate management
      fees. Transaction-based revenues decreased 7%, mainly reflecting the losses on equity investments in 4Q22. Net interest income
      was stable, with lower loan margins on stable average loan volumes and lower treasury revenues,
      offset by higher deposit margins on lower average deposit volumes. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is substantially comprised of residential mortgages in Switzerland,
      loans secured by real estate, securities and other financial collateral as well as
      unsecured loans to commercial clients and, to a lesser extent, consumer finance loans.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we recorded provision for credit losses of CHF&nbsp;28 million compared to a release of provision for credit losses of CHF&nbsp;4 million in 4Q21 and provision for credit losses of CHF&nbsp;21 million in 3Q22. The provisions in 4Q22 mainly included specific provisions reflecting
      several individual cases across various industries and specific provisions related
      to our consumer finance business.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, total operating expenses of CHF&nbsp;655 million increased 8%, mainly reflecting higher compensation and benefits, partially offset by lower general
      and administrative expenses. Compensation and benefits of CHF&nbsp;393 million increased 19%, mainly reflecting the impact of lower discretionary compensation expenses in 4Q21
      as a result of an increase in overall deferred compensation awards for full-year 2021.
      General and administrative expenses of CHF&nbsp;221 million decreased 8%, mainly driven by lower professional services fees as well as lower advertising and
      marketing expenses. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, total operating expenses increased 17%, primarily reflecting higher compensation and benefits. Compensation and benefits
      increased 28%, primarily driven by the impact of discretionary compensation expense adjustments
      in 3Q22. General and administrative expenses were stable. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 73 basis points in 4Q22, a decrease of nine basis points compared to 4Q21, mainly reflecting
      lower other revenues and lower net interest income, partially offset by a 10.4% decrease in average assets under management. Compared to 3Q22, our gross margin was
      two basis points higher, mainly driven by higher other revenues and a 2.7% decrease in average assets under management, partially offset by lower recurring
      commissions and fees. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was 22 basis points in 4Q22, a decrease of 19 basis points compared to 4Q21, mainly driven
      by lower net revenues, higher total operating expenses and higher provision for credit
      losses, partially offset by the lower average assets under management. Compared to
      3Q22, our net margin decreased six basis points, mainly reflecting higher total operating
      expenses. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00226839"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>4Q22</b>, assets under management of CHF&nbsp;525.8 billion were CHF&nbsp;1.3 billion lower compared to the end of 3Q22, mainly reflecting net asset outflows and
      unfavorable foreign exchange-related movements, partially offset by favorable market movements. Net asset outflows of CHF&nbsp;8.3 billion mainly reflected outflows in our private clients business.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>2022</b>, assets under management of CHF&nbsp;525.8 billion were CHF&nbsp;72.1 billion lower compared to the end of 2021, mainly driven by unfavorable market movements and net asset
      outflows. Net asset outflows of CHF&nbsp;5.4 billion reflected outflows in our private clients business, partially offset by inflows
      in our institutional clients business.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 4Q22&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">26</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">597.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">597.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">545.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">592.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">558.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">580.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">499.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">499.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>525.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>527.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>597.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>525.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>597.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(72.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (1.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 6.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 8.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (10.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 8.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">27</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
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<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00227932"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Asset Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 4Q22, we reported a loss before taxes of CHF&nbsp;27 million and net revenues of CHF&nbsp;286 million. For 2022, we reported income before taxes of CHF&nbsp;146 million and net revenues of CHF&nbsp;1,294 million.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00227954"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported a loss before taxes of CHF&nbsp;27 million, compared to income before taxes of CHF&nbsp;93 million in 4Q21, reflecting reduced net revenues. Net revenues of CHF&nbsp;286 million decreased 28% compared to 4Q21, driven in particular by lower performance, transaction and placement
      revenues and reduced management fees. Total operating expenses of CHF&nbsp;312 million were stable compared to 4Q21, with increased restructuring expenses and higher
      compensation and benefits offset by reduced commission expenses and lower general
      and administrative expenses. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, income before taxes decreased significantly, reflecting a combination
      of higher total operating expenses and reduced net revenues. Net revenues decreased 15%, driven by reduced investment and partnership income, lower management fees and declining
      performance, transaction and placement revenues. Total operating expenses increased 26%, mainly reflecting increased compensation and benefits. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 2022, income before taxes of CHF&nbsp;146 million decreased 60% compared to 2021, reflecting lower net revenues. Net revenues of CHF&nbsp;1,294 million decreased 14% compared to 2021, driven by lower performance, transaction and placement revenues
      and declining management fees, reflecting lower average assets under management and
      increased investor bias towards passive products, partially offset by higher investment
      and partnership income. In 2021, investment and partnership income included an impairment
      of CHF&nbsp;113 million related to our non-controlling interest in York Capital Management. Total operating expenses of CHF&nbsp;1,146 million were stable compared to 2021, with higher restructuring expenses and increased general and administrative
      expenses offset by reduced commission expenses and lower compensation and benefits.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, RWA of CHF&nbsp;8.3 billion were stable compared to the end of 3Q22. Leverage exposure of CHF&nbsp;2.5 billion decreased CHF&nbsp;0.5 billion compared to the end of 3Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,294</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,508</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">596</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">603</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">436</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">426</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">433</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">550</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">543</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>312</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>308</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>362</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">215</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">28</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Management fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">286</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,011</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,137</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance, transaction and placement revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">340</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment and partnership income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,294</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,508</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which recurring commissions and fees<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">286</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,139</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which transaction- and performance-based revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">280</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(101)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,603</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,603</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,333</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,333</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,499</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,499</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Management fees include fees on assets under management and asset administration revenues.
               Performance revenues relate to the performance or return of the funds being managed
               and includes investment-related gains and losses from proprietary funds. Transaction
               fees relate to the acquisition and disposal of investments in the funds being managed.
               Placement revenues arise from our third-party private equity fundraising activities
               and secondary private equity market advisory services. Investment and partnership
               income includes equity participation income from seed capital returns and from minority
               investments in third-party asset managers, income from strategic partnerships and
               distribution agreements and other revenues.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Asset Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,294</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,508</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>286</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>346</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>312</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>308</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>300</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>308</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,142</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>146</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>362</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>171</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">304</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00229824"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results detail </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, net revenues of CHF&nbsp;286 million decreased 28%, reflecting lower performance, transaction and placement revenues and reduced management
      fees, partially offset by higher investment and partnership income. Performance, transaction
      and placement revenues of CHF&nbsp;30 million decreased 68%, mainly driven by lower placement fees, investment related losses and reduced transaction
      fees. Management fees of CHF&nbsp;231 million decreased 19%, reflecting a combination of lower average assets under management and increased
      investor bias towards passive products. Investment and partnership income of CHF&nbsp;25 million increased 32%, mainly due to equity participation gains, including the gain from the disposal of
      the Group&#x2019;s interest in Energy Infrastructure Partners AG, partially offset by reduced
      performance fees.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, net revenues decreased 15%, driven by lower investment and partnership income, decreased management fees and
      reduced performance, transaction and placement revenues. Investment and partnership
      income decreased 53%, primarily reflecting investment related losses relative to gains in the previous
      quarter. Management fees decreased 8%, primarily reflecting lower average assets under management. Performance, transaction and placement revenues decreased 9%, reflecting in particular higher treasury charges and reduced transaction fees, partially
      offset by increased placement fees.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">29</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q21, total operating expenses of CHF&nbsp;312 million were stable, with increased restructuring expenses and higher compensation and benefits,
      offset by lower commission expenses and reduced general and administrative expenses.
      Compensation and benefits of CHF&nbsp;162 million increased 4%, mainly reflecting higher deferred compensation from prior year awards as a result
      of an increase in overall deferred compensation awards for full year 2021, partially
      offset by lower discretionary compensation expenses. General and administrative expenses
      of CHF&nbsp;116 million decreased 3%, mainly reflecting reduced professional services fees related to the wind down and
      administration of the SCFF. In 4Q22, we incurred restructuring expenses of CHF&nbsp;12 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, total operating expenses increased 26%, mainly reflecting increased compensation and benefits. Compensation and benefits
      increased 46%, primarily due to the impact of discretionary compensation expense adjustments in
      3Q22. General and administrative expenses increased 5%.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00229935"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>4Q22</b>, assets under management of CHF&nbsp;402.4 billion were CHF&nbsp;8.9 billion lower compared to the end of 3Q22, mainly reflecting net asset outflows, partially
      offset by favorable market movements. Net asset outflows of CHF&nbsp;11.7 billion were driven by outflows from traditional investments, primarily related to
      outflows in multi-asset solutions, index solutions and fixed income, from investments
      and partnerships, primarily related to an emerging markets joint venture, and from
      alternative investments, primarily related to outflows in credit. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>2022</b>, assets under management of CHF&nbsp;402.4 billion were CHF&nbsp;74.4 billion lower compared to the end of 2021, mainly reflecting unfavorable market movements and net asset outflows. Net asset outflows of CHF&nbsp;22.6 billion were driven by outflows from traditional investments, primarily related to
      outflows in fixed income and equities, and from alternative investments, primarily
      related to outflows in credit, partially offset by inflows from investments and partnerships,
      primarily related to an emerging markets joint venture. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 4Q22&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">30</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Traditional investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Alternative investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investments and partnerships</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>476.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>476.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">429.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">472.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">463.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">238.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">238.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>476.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>476.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(74.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (8.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (14.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 1.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 8.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (13.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 8.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes CHF&nbsp;7.9 billion relating to the exit of our supply chain finance funds business.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">31</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00231185"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Corporate Center </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 4Q22, we reported income before taxes of CHF&nbsp;80 million compared to losses of CHF&nbsp;533 million in 4Q21 and CHF&nbsp;170 million in 3Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00231202"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Corporate Center composition</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Corporate Center includes parent company operations such as Group financing, expenses
      for projects sponsored by the Group, including costs associated with the evolution
      of our legal entity structure to meet developing and future regulatory requirements,
      and certain other expenses and revenues that have not been allocated to the segments.
      Corporate Center further includes consolidation and elimination adjustments required
      to eliminate intercompany revenues and expenses.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury results include the impact of volatility in the valuations of certain central
      funding transactions such as structured notes issuances and swap transactions. Treasury
      results also include additional interest charges from transfer pricing to align funding
      costs to assets held in the Corporate Center and legacy funding costs. The Asset Resolution
      Unit is separately presented within our Corporate Center disclosures, including related
      asset funding costs. Certain activities not linked to the underlying portfolio, such
      as legacy funding costs, legacy litigation expenses, a specific client compliance
      function and noncontrolling interests without significant economic interest are recorded
      in the Corporate Center and are not reflected in the Asset Resolution Unit. Other
      revenues primarily include required elimination adjustments associated with trading
      in own shares, treasury commissions charged to divisions, the cost of certain hedging
      transactions executed in connection with the Group&#x2019;s RWA and valuation hedging impacts
      from long-dated legacy deferred compensation and retirement programs mainly relating
      to former employees.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compensation and benefits include fair value adjustments on certain deferred compensation
      plans not allocated to the segments and fair value adjustments on certain other long-dated
      legacy deferred compensation and retirement programs mainly relating to former employees.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00231210"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported income before taxes of CHF&nbsp;80 million compared to losses before taxes of CHF&nbsp;533 million in 4Q21 and CHF&nbsp;170 million in 3Q22. Net revenues of CHF&nbsp;204 million in 4Q22 were primarily driven by treasury results. Total operating expenses of CHF&nbsp;124 million decreased compared to 4Q21 and 3Q22, primarily driven by lower litigation
      expenses.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Corporate Center results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury results</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(204)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(174)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Resolution Unit</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(93)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>204</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(69)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">483</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(67)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">446</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(85)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,039</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">459</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(74)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,099</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>124</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>464</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,178</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>80</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(533)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,202)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,714)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which Asset Resolution Unit<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(230)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,669</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55,314</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,669</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55,314</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,889</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,889</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">32</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Corporate Center</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>204</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(69)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(67)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(43)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>124</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>464</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,178</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,655</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(362)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(761)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,010)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>357</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>651</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>80</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(533)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,202)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,714)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(172)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(636)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 2022, we reported a loss before taxes of CHF&nbsp;1,202 million compared to a loss of CHF&nbsp;1,714 million in 2021. We reported negative net revenues of CHF&nbsp;25 million in 2022, primarily driven by negative treasury results. Total operating expenses
      of CHF&nbsp;1,178 million decreased 29% compared to 2021, mainly reflecting lower general and administrative expenses and
      lower compensation and benefits. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, we reported RWA of CHF&nbsp;44.4 billion, a decrease of CHF&nbsp;3.4 billion compared to the end of 3Q22, primarily driven by the foreign exchange impact
      and movements in risk levels, mainly in credit risk, primarily relating to a decrease
      in lending exposures. Leverage exposure was CHF&nbsp;37.0 billion as of the end of 4Q22, a decrease of CHF&nbsp;8.2 billion compared to the end of 3Q22, mainly driven by reductions in treasury exposures.
      </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00232623"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported net revenues of CHF&nbsp;204 million compared to negative net revenues of CHF&nbsp;69 million in 4Q21 and net revenues of CHF&nbsp;35 million in 3Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury results of CHF&nbsp;212 million in 4Q22 primarily reflected gains of CHF&nbsp;94 million relating to fair-valued money market instruments, gains of CHF&nbsp;58 million with respect to structured notes volatility, revenues of CHF&nbsp;43 million relating to funding activities, excluding Asset Resolution Unit-related
      asset funding costs, as well as net gains of CHF&nbsp;18 million from fair value option volatility on own debt and volatility arising from hedging of that debt.
      In 4Q21, negative treasury results of CHF&nbsp;130 million primarily reflected net losses of CHF&nbsp;108 million from fair value option volatility on own debt and volatility arising from
      hedging of that debt as well as negative revenues of CHF&nbsp;23 million relating to funding activities, excluding Asset Resolution Unit-related
      asset funding costs. In 3Q22, negative treasury results of CHF&nbsp;7 million primarily reflected losses of CHF&nbsp;41 million relating to fair-valued money market instruments, which were partially offset by gains of CHF&nbsp;16 million from positive structured notes volatility as well as net gains of CHF&nbsp;14 million from fair value option volatility on own debt and volatility arising from
      hedging of that debt. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the Asset Resolution Unit, we reported negative net revenues of CHF&nbsp;5 million in 4Q22 compared to net revenues of CHF&nbsp;17 million in 4Q21 and negative net revenues of CHF&nbsp;1 million in 3Q22. Compared to 4Q21, the movement was driven by lower revenues from
      portfolio assets, partially offset by lower asset funding costs. Compared to 3Q22,
      the movement was primarily driven by lower revenues from portfolio assets.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we reported negative other revenues of CHF&nbsp;3 million compared to other revenues of CHF&nbsp;44 million in 4Q21 and other revenues of CHF&nbsp;43 million in 3Q22. 4Q22 included a valuation adjustment on a legacy exposure in connection
      with the residential mortgage-backed securities settlement relating to consumer relief
      and a negative valuation impact from long-dated legacy deferred compensation and retirement
      programs. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total operating expenses of CHF&nbsp;124 million decreased CHF&nbsp;340 million compared to 4Q21, mainly reflecting a decrease in general and administrative
      expenses, partially offset by an increase in restructuring expenses. General and administrative
      expenses of CHF&nbsp;68 million decreased CHF&nbsp;378 million, mainly reflecting lower litigation expenses. 4Q22 included litigation expenses
      of CHF&nbsp;19 million and 4Q21 included litigation expenses of CHF&nbsp;298 million, primarily related to legacy litigation matters from our investment banking
      business. In 4Q22, we reported compensation and benefits of CHF&nbsp;6 million, and we incurred restructuring expenses of CHF&nbsp;55 million.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">33</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q22, total operating expenses decreased CHF&nbsp;81 million, mainly reflecting a decrease in general and administrative expenses, partially offset by an increase in restructuring expenses. General and administrative expenses decreased CHF&nbsp;120 million, mainly reflecting lower litigation expenses. 3Q22 included litigation expenses of CHF&nbsp;140 million, mainly related to legacy legal matters, including the settlement for
      the legacy French matter regarding cross-border private banking. </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Asset Resolution Unit</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revenues from portfolio assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(75)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset funding costs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(183)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(93)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>27</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>112</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>136</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(56)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(230)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,360</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,867</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,360</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,833</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,476</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,539</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,476</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,539</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,019</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,662</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,362</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,019</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,362</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Risk-weighted assets excluding operational risk were USD&nbsp;4,972 million, USD&nbsp;4,898
                  million and USD&nbsp;6,585 million as of the end of 4Q22, 3Q22 and 4Q21, respectively.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">34</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00233497"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Assets under management </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 4Q22, assets under management were CHF&nbsp;1,293.6 billion, 7.6% lower compared to the end of 3Q22, with net asset outflows of CHF&nbsp;110.5 billion in 4Q22 and CHF&nbsp;123.2 billion in 2022. </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management, client assets and net new assets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">742.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">597.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">476.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(203.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,293.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,400.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,614.0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.6)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(19.9)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which discretionary assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">460.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">526.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which advisory assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">852.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">939.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,087.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Client assets (CHF billion)<sup>&nbsp;&nbsp;2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">723.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">826.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">995.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">626.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">642.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">728.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">476.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(203.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Client assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,577.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,706.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,997.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(123.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents assets managed by Asset Management for the other businesses.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Client assets is a broader measure than assets under management as it includes transactional
                  accounts and assets under custody (assets held solely for transaction-related or safekeeping/custody
                  purposes) and assets of corporate clients and public institutions used primarily for
                  cash management or transaction-related purposes.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00234134"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously disclosed, beginning in the month of October 2022, Credit Suisse began
      experiencing net asset outflows at levels that substantially exceeded the rates incurred
      in 3Q22.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 4Q22&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Wealth Management&#x201d;, &#x201c;Swiss Bank&#x201d; and &#x201c;Asset Management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">4Q22 results </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, assets under management of CHF&nbsp;1,293.6 billion decreased CHF&nbsp;107.0 billion compared to the end of 3Q22. The decrease was mainly driven by net asset outflows of CHF&nbsp;110.5 billion and foreign exchange-related movements, partially offset by favorable market
      movements of CHF&nbsp;27.6 billion. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net asset outflows of CHF&nbsp;110.5 billion in 4Q22 mainly reflected outflows across the following businesses. Net asset
      outflows of CHF&nbsp;92.7 billion in Wealth Management were driven by outflows across all regions. Approximately
      two-thirds of the outflows were concentrated in October 2022. The outflows in 4Q22
      had reduced substantially in the rest of the quarter from the elevated levels of early
      4Q22 but had not reversed. Net asset outflows of CHF&nbsp;11.7 billion in Asset Management were driven by outflows from traditional investments,
      primarily related to outflows in multi-asset solutions, index solutions and fixed
      income, from investments and partnerships, primarily related to an emerging markets joint
      venture, and from alternative investments, primarily related to outflows in credit.
      Net asset outflows of CHF&nbsp;8.3 billion in Swiss Bank mainly reflected outflows in the private clients business.
      </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">35</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">2022 results </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 2022, assets under management of CHF&nbsp;1,293.6 billion decreased CHF&nbsp;320.4 billion compared to the end of 2021. The decrease was mainly driven by unfavorable
      market movements of CHF&nbsp;165.9 billion, net asset outflows of CHF&nbsp;123.2 billion and structural effects. Structural effects included certain de-risking measures,
      outflows and reclassifications of CHF&nbsp;17.6 billion related to the sanctions imposed in connection with Russia&#x2019;s invasion
      of Ukraine.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net asset outflows of CHF&nbsp;123.2 billion in 2022 mainly reflected outflows across the following businesses. Net asset
      outflows of CHF&nbsp;95.7 billion in Wealth Management were driven by outflows across all regions and reflected
      the significant outflows in 4Q22. Net asset outflows of CHF&nbsp;22.6 billion in Asset Management were driven by outflows from traditional investments,
      primarily related to outflows in fixed income and equities, and from alternative investments,
      primarily related to outflows in credit, partially offset by inflows from investments
      and partnerships, primarily related to an emerging markets joint venture. Net asset outflows of CHF&nbsp;5.4 billion in Swiss Bank reflected outflows in the private clients business, partially
      offset by inflows in the institutional clients business. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">36</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00234224"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Additional financial  metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Balance sheet </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 4Q22, total assets of CHF&nbsp;531.4 billion decreased 24% compared to 3Q22, reflecting lower operating activities and the foreign exchange
      translation impact. Excluding the foreign exchange translation impact, total assets
      decreased CHF&nbsp;154.7 billion, reflecting significant reductions in cash and due from
      banks and non-cash HQLA as a result of the significant customer deposit outflows the
      Group experienced in 4Q22. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Litigation</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s estimate of the aggregate range of reasonably possible losses that are
      not covered by existing provisions for certain proceedings for which the Group believes
      an estimate is possible was zero to CHF&nbsp;1.2 billion as of the end of 4Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total shareholders&#x2019; equity</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s total shareholders&#x2019; equity was CHF&nbsp;45.1 billion as of the end of 4Q22 compared to CHF&nbsp;43.3 billion as of the end of 3Q22. Total shareholders&#x2019; equity was positively impacted by the CHF&nbsp;4.0 billion issuance
      of common shares in connection with the capital increases and gains on fair value
      elected liabilities relating to credit risk, partially offset by foreign exchange-related
      movements on cumulative translation adjustments and the net loss attributable to shareholders.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our three-month daily average LCR was 144% as of the end of 4Q22, a decrease compared to 192% at the end of 3Q22. The decrease in the LCR reflected a lower level of average HQLA,
      which was partially offset by a reduction in net cash outflows. The lower level of
      HQLA reflected a decrease in the amount of cash held with central banks and a decrease
      in the amount of securities held during the period. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The NSFR was 117% as of the end of 4Q22 compared to 136% as of the end of 3Q22. The decrease in the NSFR reflects a decrease in available
      stable funding mainly attributed to a decrease in our deposits, offset by a decrease
      in required stable funding, primarily related to a decrease in our securities portfolio
      and our loans portfolio.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in 4Q22&#x201d; in Credit Suisse for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The CET1 ratio was 14.1% as of the end of 4Q22 compared to 12.6% as of the end of 3Q22. The tier&nbsp;1 ratio was 20.0% as of the end of 4Q22 compared to 18.3% as of the end of 3Q22. The total capital ratio was 20.0% as of the end of 4Q22 compared to 18.3% as of the end of 3Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">CET1 capital of CHF&nbsp;35.3 billion as of the end of 4Q22 increased 3% compared to CHF&nbsp;34.4 billion as of the end of 3Q22, mainly due to the issuance of common shares in connection
      with the capital increases, partially offset by a negative foreign exchange impact
      and the net loss attributable to shareholders.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Additional tier&nbsp;1 capital of CHF&nbsp;14.7 billion as of the end of 4Q22 decreased 6% compared to CHF&nbsp;15.7 billion as of the end of 3Q22, mainly due to a negative foreign exchange impact.
      Total eligible capital of CHF&nbsp;50.0 billion as of the end of 4Q22 was stable compared to the end of 3Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">RWA of CHF&nbsp;250.5 billion as of the end of 4Q22 decreased 8% compared to CHF&nbsp;273.6 billion as of the end of 3Q22, mainly due to movements in risk levels in credit risk
      and a negative foreign exchange impact. The movements in risk levels in credit risk
      were primarily in Wealth Management and the Investment Bank, including a decrease
      in lending exposures.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital and leverage metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (CHF billion)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (CHF billion)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Refer to the Appendix for additional information on BIS and Swiss capital and leverage
               metrics.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Leverage metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The BIS tier&nbsp;1 leverage ratio was 7.7% as of the end of 4Q22, with a BIS CET1 component of 5.4%.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Leverage exposure of CHF&nbsp;650.6 billion as of the end of 4Q22 decreased 22% compared to CHF&nbsp;836.9 billion as of the end of 3Q22, mainly reflecting a decrease in the consolidated balance
      sheet. The balance sheet decrease was primarily due to lower HQLA, mainly in the Investment
      Bank, the Swiss Bank and Wealth Management, reflecting a significant reduction in
      cash held at central banks and reductions in non-cash HQLA, both as a result of the
      deposit outflows the Group experienced in 4Q22. The decrease also reflected certain
      other business reductions.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit Suisse AG &#x2013; parent company</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse AG (Bank parent company)&#x2019;s Swiss CET1 ratio increased from 9.7% as of
      the end of 3Q22 to 12.2% as of the end of 4Q22, mainly reflecting capital contributions
      from Credit Suisse Group AG in connection with the capital increases, reduced RWA
      levels, a positive foreign exchange impact and net income, which included a partial
      reversal of participation impairments recorded in 3Q22 as a result of the comprehensive
      strategic review announced on October 27, 2022.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In light of the bank&#x2019;s announced transformation plan, in 3Q22, Swiss Financial Market
      Supervisory Authority (FINMA) reduced the size of the capital surcharges for the bank&#x2019;s
      size according to the Capital Adequacy Ordinance. This results in a lower total capital
      requirement for Credit Suisse Group and its domestic subsidiaries. In addition, the
      Bank parent company will temporarily be allowed to use capital buffers, if required,
      until the end of 2025, in line with the Capital Adequacy Ordinance and regulatory
      guidance by FINMA. This allows the bank effective and efficient capital management
      during the strategic transformation.</font></div>
<div style="padding-bottom:10px;"></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">37</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00234547"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Important information</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has not finalized its 2022 Annual Report and the Group&#x2019;s independent registered
      public accounting firm has not completed its audit of the consolidated financial statements
      for the period. Accordingly, the financial information contained in this Earnings
      Release is subject to completion of year-end procedures, which may result in changes
      to that information.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For purposes of this Earnings Release, unless the context otherwise requires, the
      terms &#x201c;Credit Suisse&#x201d;, &#x201c;the Group&#x201d;, &#x201c;we&#x201d;, &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group
      AG and its consolidated subsidiaries. The business of Credit Suisse AG, the direct
      bank subsidiary of the Group, is substantially similar to the Group, and these terms
      are used to refer to both when the subject is the same or substantially similar. The
      term &#x201c;the Bank&#x201d; is used when referring to Credit Suisse AG and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information referenced in this Earnings Release, whether via website links or otherwise,
      is not incorporated into this Earnings Release.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse is subject to the Basel framework, as implemented in Switzerland, as
      well as Swiss legislation and regulations for systemically important banks (Swiss
      Requirements) (in each case, subject to certain phase-in periods), which include capital,
      liquidity, leverage and large exposure requirements and rules for emergency plans
      designed to maintain systemically relevant functions in the event of threatened insolvency.
      Credit Suisse adopted the BIS leverage ratio framework, as issued by the Basel Committee
      on Banking Supervision and implemented in Switzerland by the Swiss Financial Market
      Supervisory Authority FINMA.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">References to phase-in and look-through included herein refer to Basel requirements
      and Swiss Requirements. Phase-in reflects that for the years 2013 &ndash; 2021, there is a phase-out of certain capital instruments. Look-through assumes the
      full phase-out of certain capital instruments.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework
      and consists of period-end balance sheet assets and prescribed regulatory adjustments.
      The tier 1 leverage ratio and CET1 leverage ratio are calculated as BIS tier 1 capital
      and CET1 capital, respectively, divided by period-end leverage exposure. Swiss leverage
      ratios are measured on the same period-end basis as the leverage exposure for the
      BIS leverage ratio.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We may not achieve all of the expected benefits of our strategic initiatives. Factors
      beyond our control, including but not limited to the market and economic conditions
      (including macroeconomic and other challenges and uncertainties, for example, resulting
      from Russia&#x2019;s invasion of Ukraine), changes in laws, rules or regulations and other
      challenges discussed in our public filings, could limit our ability to achieve some
      or all of the expected benefits of these initiatives.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s estimate of the aggregate range of reasonably possible losses that are
      not covered by existing provisions which is discussed above relates only to those
      proceedings for which the Group believes an estimate is possible and which are discussed
      in the litigation note to the Consolidated Financial Statements in the Group&#x2019;s Annual
      Report on Form 20-F and updated in its quarterly reports and to be updated in the
      Group&#x2019;s Annual Report on Form 20-F that is scheduled to be released on March 9, 2023.
      It is inherently difficult to determine whether a loss is probable or even reasonably
      possible or to estimate the amount of any loss or loss range for many of the Group&#x2019;s
      legal proceedings. The Group&#x2019;s aggregate litigation provisions include estimates of
      losses, additional losses or ranges of loss for proceedings for which such losses
      are probable and can be reasonably estimated. The Group does not believe that it can
      estimate an aggregate range of reasonably possible losses for certain of its proceedings
      because of their complexity, the novelty of some of the claims, the early stage of
      the proceedings, the limited amount of discovery that has occurred and/or other factors.
      For additional details, see the litigation note to the Consolidated Financial Statements
      in the Group&#x2019;s Annual Report on Form 20-F and in each of its quarterly Financial Reports.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Investors and others should note that we announce important company information (including
      quarterly earnings releases and financial reports as well as our annual sustainability
      report) to the investing public using press releases, US Securities and Exchange Commission
      (SEC) and Swiss ad hoc filings, our website and public conference calls and webcasts.
      We also routinely use our Twitter account @creditsuisse (https://twitter.com/creditsuisse),
      our LinkedIn account (https://www.linkedin.com/company/credit-suisse/), our Instagram
      accounts (https://www.instagram.com/creditsuisse_careers/ and https://www.instagram.com/creditsuisse_ch/),
      our Facebook account (https://www.facebook.com/creditsuisse/) and other social media
      channels as additional means to disclose public information, including to excerpt
      key messages from our public disclosures, including earnings releases. We may share
      or retweet such messages through certain of our regional accounts, including through
      Twitter at @csschweiz (https://twitter.com/csschweiz) and @csapac (https://twitter.com/csapac).
      Investors and others should take care to consider such abbreviated messages in the
      context of the disclosures from which they are excerpted. The information we post
      on these social media accounts is not a part of this Earnings Release.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG shares are listed on the SIX stock exchange under the ticker symbol CSGN and &ndash; in the form of American Depositary Shares, as evidenced by American Depositary Receipts
      &ndash; on the New York Stock Exchange under the ticker symbol CS.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In various tables, use of &#x201c;&ndash;&#x201d; indicates not meaningful or not applicable.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">38</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00234580"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Appendix</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,852</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Eligible capital &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Regulatory adjustments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(295)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,871)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,987)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,893)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other intangible assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Deferred tax assets that rely  &nbsp;&nbsp;&nbsp;on future profitability<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (141)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (142)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (881)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Shortfall of provisions to  &nbsp;&nbsp;&nbsp;expected losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (120)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (214)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (220)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses due to changes &nbsp;&nbsp;&nbsp;in own credit on fair-valued  &nbsp;&nbsp;&nbsp;liabilities<sup style="font-weight:bold;">&nbsp; &nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (4,056)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (2,967)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  2,144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Defined benefit pension assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,289)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,475)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,280)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Investments in own shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(409)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(477)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other adjustments<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(9,839)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8,844)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,425)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-trigger capital  instruments (7% trigger)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 10,495</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Low-trigger capital  instruments (5.125% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,241</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,736</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,844</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments (5% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 2 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total eligible capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,852</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes certain adjustments, such as a cumulative dividend accrual.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net of deferred tax liability.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes reversals of cash flow hedge reserves.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments were subject
                  to phase out and are no longer eligible as of January 1, 2022. As of 4Q21, total eligible
                  capital was CHF&nbsp;55,074 million, including CHF&nbsp;222 million of such instruments, and the total capital ratio was 20.6%.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">39</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="4" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">4Q22 Capital movement &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CET1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="78%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="20%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,451)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuance of common shares<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,886</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Additional tier 1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(769)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(182)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes US GAAP cumulative translation adjustments and the foreign exchange impact
                  on regulatory CET1 adjustments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net of fees and taxes.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily reflects valuation impacts.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Group</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61,866</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,279</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,015</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,881</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,053</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,957</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,025</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,245</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,142</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,002</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32,009</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74,500</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,549</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74,160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>69,090</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,408</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>250,540</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,389</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61,917</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,043</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>183,805</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,899</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,524</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,775</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,355</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,759</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,982</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,472</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>67,627</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,974</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>84,313</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>68,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,446</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>267,787</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">40</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted asset movement by risk type &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,922</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>177,993</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,110)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,470)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(430)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(208)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,299)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,731)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,202)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,374)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,252)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14,478)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">202</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">557</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">778</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">685</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,005</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>61,866</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,442</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,015</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Market risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,181</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>73</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,084</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,725</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(170)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(557)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(858)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(170)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(350)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(221)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(251)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,957</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Operational risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,737</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,822</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,752</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78,880</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(942)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,013)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(424)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(116)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,885)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,380)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(550)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">293</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,245</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,102</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,142</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,002</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32,009</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74,500</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Total (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,344</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,445</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,522</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,758</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,598</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,222)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,040)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(860)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(200)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,215)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,537)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,901)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,552)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,441)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,228)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15,069)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(357)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">722</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">685</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,549</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74,160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>69,090</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,408</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>250,540</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from internally driven updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from externally mandated updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">41</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,117</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing  capacity (TLAC)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 99,143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 97,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 101,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,963</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,138</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268,418</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital and risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital &#x2013; BIS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 high-trigger  capital instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 10,495</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,398</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Grandfathered additional tier 1  low-trigger capital instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,241</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,843</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Going concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,372</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bail-in debt instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,117</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 amortization component</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gone concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,117</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,648</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loss-absorbing capacity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>99,143</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>97,398</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>101,020</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets &#x2013; BIS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss regulatory adjustments<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">631</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>250,963</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>268,418</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments and their related
                  tier 2 amortization components were subject to phase out and are no longer eligible
                  as of January 1, 2022. As of 4Q21, gone concern capital was CHF&nbsp;46,897 million, including CHF&nbsp;249 million of such instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes differences in the credit risk multiplier.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">42</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and leverage exposure (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,117</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99,143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss leverage ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">43</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Risk management value-at-risk (VaR)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Risk management VaR measures the Group&#x2019;s risk exposure managed under the market risk
      framework and generally includes the trading book positions and banking book positions
      held at fair value.</font></div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00238273"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">One-day, 98% risk management VaR</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Interest<br>rate</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>spread</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Foreign<br>exchange</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Commodity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Diversi-<br>fication<br>benefit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(111)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q21<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">USD million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(112)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(114)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q21<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes risks associated with counterparty and own credit exposures. Risk management
               VaR measures the Group's risk exposure managed under the market risk framework and
               generally includes the trading book positions and banking book positions held at fair
               value.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Diversification benefit represents the reduction in risk that occurs when combining
                  different, not perfectly correlated risk types in the same portfolio and is measured
                  as the difference between the sum of the individual risk types and the risk calculated
                  on the combined portfolio.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As the maximum and minimum occur on different days for different risk types, it is
                  not meaningful to calculate a portfolio diversification benefit.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">44</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00239458"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated statements of operations </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,214</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,329</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,730)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,126)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(935)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,910)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,847)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,484</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,341</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,811</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,893</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,853</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(581)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(451)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">394</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,178</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,289</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,582</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,921</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,696</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,145</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,813</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,963</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,182</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,782</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,159</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,243</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">533</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,350</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,163</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19,091</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,664)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,258)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(600)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,048</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,397)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,040)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,080)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,306)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,626)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,034)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,085)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,293)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,650)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.44)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.78)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.55)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.63)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.44)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.78)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.55)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.63)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">45</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00240066"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated balance sheets </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,478</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149,191</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">455</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,323</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 58,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 107,705</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 103,906</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65,461</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90,343</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,141</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,718</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,749</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,518</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,813</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,826</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264,165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291,686</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,903</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,018</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,917</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,790</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,687</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,608</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,064</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,965</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">371,270</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392,819</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,280</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,187</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,338</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,251</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,535</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,414</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,393</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,605</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,212</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,166</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,644</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>486,027</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,849</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,603</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional paid-in capital</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,615</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,770</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,938</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retained earnings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,632</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,025</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,064</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares, at cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(428)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(359)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(828)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accumulated other comprehensive income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16,850)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16,275)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21,326)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">202</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">46</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00240680"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated statements of changes in equity </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Attributable to shareholders</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Common <br>shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Additional <br>paid-in <br>capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Retained <br>earnings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Treasury <br>shares, <br>at cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total <br>share-<br>holders' <br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Non-<br>controlling<br>interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total<br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,770</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(359)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (36)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (36)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,397)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(575)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(575)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(583)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuance of common shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,960</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale/(Repurchase) of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial instruments indexed to own shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Changes in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(129)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(129)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(129)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,615</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,632</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,850)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2022 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,938</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(828)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,326)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>276</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (64)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (64)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,306)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,476</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,476</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,467</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuance of common shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,960</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale/(Repurchase) of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(159)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(229)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(229)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">559</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">614</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">614</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial instruments indexed to own shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividends paid</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(140)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(280)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Changes in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(131)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(131)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(131)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,615</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,632</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,850)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Distributions to owners in funds include the return of original capital invested and
                  any related dividends.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Transactions with and without ownership changes related to fund activity are all displayed
                  under "not changing ownership".
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Paid out of capital contribution reserves.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">47</font><div style="padding-bottom:10px;"></div>
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<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00242033"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Earnings per share </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
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         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basic net income/(loss) attributable to shareholders (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for basic earnings per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,085)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,650)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,085)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,650)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Diluted net income/(loss) attributable to shareholders (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for diluted earnings per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,085)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,650)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,085)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,293)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,650)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Weighted-average shares outstanding (million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For basic earnings per share available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,039.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,810.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,678.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,862.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,627.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share options and warrants</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share awards</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For diluted earnings per share available for common shares<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,039.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,810.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,678.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,862.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,627.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Weighted-average shares outstanding for basic/diluted earnings per share available for mandatory convertible notes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 93.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 106.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share available for common shares (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Basic earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.46)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.44)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.78)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.55)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.63)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Diluted earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.46)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.44)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.55)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.63)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Prior periods have been adjusted to reflect the increase in the number of shares outstanding
               as a result of the discount element in the 2022 rights issue, as required under US
               GAAP.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted-average potential common shares relating to instruments that were not dilutive
                  for the respective periods (and therefore not included in the diluted earnings per
                  share calculation above) but could potentially dilute earnings per share in the future
                  were 9.9 million, 8.4 million, 13.6 million, 11.3 million and 10.2 million for 4Q22,
                  3Q22, 4Q21, 2022 and 2021, respectively.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Due to the net losses in 4Q22, 3Q22, 4Q21, 2022 and 2021, 7.8 million, 6.9 million,
                  0.8 million, 4.6 million and 0.7 million, respectively, of weighted-average share
                  options and warrants outstanding and 31.1 million, 35.2 million, 87.9 million, 40.9
                  million and 76.5 million, respectively, of weighted-average share awards outstanding
                  were excluded from the diluted earnings per share calculation, as the effect would
                  be antidilutive.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00242486"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructuring expenses </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Restructuring expenses by type (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits-related expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">362</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which severance expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which deferred compensation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative-related expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">171</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which pension expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>352</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>533</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>103</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">48</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
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<div style="width:100%;padding-bottom:20px;"><a name="anchorId00242715"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;font-weight: bold;">Cautionary statement regarding forward-looking information </font></div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition,
      in the future we, and others on our behalf, may make statements that constitute forward-looking
      statements. Such forward-looking statements may include, without limitation, statements
      relating to the following:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our plans, targets or goals; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our future economic performance or prospects; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effect on our future performance of certain contingencies; and </font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> assumptions underlying any such statements. </font></div>
</div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">Words such as &#x201c;believes,&#x201d; &#x201c;anticipates,&#x201d; &#x201c;expects,&#x201d; &#x201c;intends&#x201d; and &#x201c;plans&#x201d; and similar
      expressions are intended to identify forward-looking statements but are not the exclusive
      means of identifying such statements. We do not intend to update these forward-looking
      statements. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties,
      both general and specific, and risks exist that predictions, forecasts, projections
      and other outcomes described or implied in forward-looking statements will not be
      achieved. We caution you that a number of important factors could cause results to
      differ materially from the plans, targets, goals, expectations, estimates and intentions
      expressed in such forward-looking statements. These factors include, but are not limited
      to:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to maintain sufficient liquidity and access capital markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> market volatility, increases in inflation and interest rate fluctuations or developments
         affecting interest rate levels;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ongoing significant negative consequences, including reputational harm, of the
         Archegos and supply chain finance funds matters, as well as other recent events, and
         our ability to successfully resolve these matters;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the impact of social media speculation and unsubstantiated media reports about our
         business and its performance;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the extent of outflows of assets or future net new asset generation across our divisions;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to improve our risk management procedures and policies and hedging strategies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the strength of the global economy in general and the strength of the economies of
         the countries in which we conduct our operations, in particular, but not limited to,
         the risk of negative impacts of COVID-19 on the global economy and financial markets,
         Russia&#x2019;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland
         and other countries and the risk of continued slow economic recovery or downturn in
         the EU, the US or other developed countries or in emerging markets in 2022 and beyond;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the emergence of widespread health emergencies, infectious diseases or pandemics,
         such as COVID-19, and the actions that may be taken by governmental authorities to
         contain the outbreak or to counter its impact;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> potential risks and uncertainties relating to the severity of impacts from COVID-19
         and the duration of the pandemic, including potential material adverse effects on
         our business, financial condition and results of operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the direct and indirect impacts of deterioration or slow recovery in residential and
         commercial real estate markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> adverse rating actions by credit rating agencies in respect of us, sovereign issuers,
         structured credit products or other credit-related exposures;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to achieve our strategic initiatives, including those related to our targets,
         ambitions and goals, such as our financial ambitions as well as various goals and
         commitments to incorporate certain environmental, social and governance considerations
         into our business strategy, products, services and risk management processes;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to achieve our announced comprehensive new strategic direction for the
         Group and significant changes to its structure and organization;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to successfully implement the divestment of any non-core business;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the future level of any impairments and write-downs, including from the revaluation
         of deferred tax assets, resulting from disposals and the implementation of the proposed
         strategic initiatives;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability of counterparties to meet their obligations to us and the adequacy of
         our allowance for credit losses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of currency fluctuations, including the related impact on our business,
         financial condition and results of operations due to moves in foreign exchange rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> geopolitical and diplomatic tensions, instabilities and conflicts, including war,
         civil unrest, terrorist activity, sanctions or other geopolitical events or escalations
         of hostilities, such as Russia&#x2019;s invasion of Ukraine;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> political, social and environmental developments, including climate change;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to appropriately address social, environmental and sustainability concerns
         that may arise from our business activities;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and the uncertainty arising from, the UK&#x2019;s withdrawal from the EU;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the possibility of foreign exchange controls, expropriation, nationalization or confiscation
         of assets in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> operational factors such as systems failure, human error, or the failure to implement
         procedures properly;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the risk of cyber attacks, information or security breaches or technology failures
         on our reputation, business or operations, the risk of which is increased while large
         portions of our employees work remotely;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the adverse resolution of litigation, regulatory proceedings and other contingencies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> actions taken by regulators with respect to our business and practices and possible
         resulting changes to our business organization, practices and policies in countries
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of changes in laws, regulations or accounting or tax standards, policies
         or practices in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the discontinuation of LIBOR and other interbank offered rates and the transition
         to alternative reference rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effects of changes in our legal entity structure;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> competition or changes in our competitive position in geographic and business areas
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to retain and recruit qualified personnel;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to protect our reputation and promote our brand;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to increase market share and control expenses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> technological changes instituted by us, our counterparties or competitors;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the timely development and acceptance of our new products and services and the perceived
         overall value of these products and services by users;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> acquisitions, including the ability to integrate acquired businesses successfully,
         and divestitures, including the ability to sell non-core assets; and</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> other unforeseen or unexpected events and our success at managing these and the risks
         involved in the foregoing.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When
      evaluating forward-looking statements, you should carefully consider the foregoing
      factors and other uncertainties and events, including the information set forth in
      &#x201c;Risk factors&#x201d; in <i>I</i> <i>&ndash; Information on the company </i>in our Annual Report 2021 and in &#x201c;Risk factor&#x201d; in<i> Credit Suisse results </i><i>&ndash; Credit Suisse</i> in our 3Q22 Financial Report.</font></div>
<div style="padding-bottom:10px;"></div>
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   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">49</font><div style="padding-bottom:10px;"></div>
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end
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