<SEC-DOCUMENT>0001370368-23-000015.txt : 20230209
<SEC-HEADER>0001370368-23-000015.hdr.sgml : 20230209
<ACCEPTANCE-DATETIME>20230209142920
ACCESSION NUMBER:		0001370368-23-000015
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230209
FILED AS OF DATE:		20230209
DATE AS OF CHANGE:		20230209

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		23605590

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		23605591

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a230209-6k.htm
<TEXT>
<html>
  <head>
    <title></title>
  <meta content="MSHTML 11.00.9600.19597" name="GENERATOR">
    <!-- Licensed to: MDD Management Digital Data AG
         Document created using Broadridge PROfile 23.1.1.5115
         Copyright 1995 - 2023 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">
  <div>&#160;
    <hr style="BORDER-TOP: black 4px solid; HEIGHT: 10px; BORDER-BOTTOM: black 1px solid; COLOR: #ffffff; TEXT-ALIGN: center; MARGIN-LEFT: auto; BACKGROUND-COLOR: #ffffff; MARGIN-RIGHT: auto">
    <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">&#160;</div>
    <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNITED STATES</div>
    <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Washington, D.C. 20549</div>
    <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 6-K</div>
    <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</div>
    <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNDER THE SECURITIES EXCHANGE ACT OF 1934</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="display: inline;">February 9, 2023</font><br>
    </div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-15244</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Paradeplatz 8, 8001 Zurich, Switzerland</div>
    <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
    </div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
    <div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div>
      <table cellspacing="0" cellpadding="0" style="FONT-SIZE: 10pt; FONT-FAMILY: arial; WIDTH: 100%" id="90cc5b1fd2a24133ac46070fab82f9f1">

          <tr>
            <td valign="top" style="WIDTH: 40%">
              <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 20-F &#9746;</div>
            </td>
            <td valign="top" style="WIDTH: 40%">
              <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Form 40-F &#9744;</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
    </div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Note</font>: Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K if
      submitted solely to provide an attached annual report to security holders.</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</div>
    <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
    <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="FONT-WEIGHT: bold; DISPLAY: inline">Note: </font>Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K if
      submitted to furnish a report or other document that the registrant foreign private issuer must furnish and make public under the laws of the jurisdiction in which the registrant is incorporated, domiciled or legally organized (the registrant&#8217;s &#8220;home
      country&#8221;), or under the rules of the home country exchange on which the registrant&#8217;s securities are traded, as long as the report or other document is not a press release, is not required to be and has not been distributed to the registrant&#8217;s
      security holders, and, if discussing a material event, has already been the subject of a Form 6-K submission or other Commission filing on EDGAR.</div>
    <div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">&#160;</div>
    <div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">
      <hr style="BORDER-TOP: black 1px solid; HEIGHT: 10px; BORDER-BOTTOM: black 4px solid; COLOR: #ffffff; TEXT-ALIGN: center; MARGIN-LEFT: auto; BACKGROUND-COLOR: #ffffff; MARGIN-RIGHT: auto"> </div>
    <div style="MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt" id="PGBRK">
      <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
        <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
          <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
      </div>
      <div style="text-align: left; font-family: Arial,Helvetica,sans-serif;">This report on Form 6-K is being filed by Credit Suisse Group AG and Credit Suisse AG and is hereby incorporated by reference into the Registration Statement on Form F-3 (file
        no. 333-238458) and the Registration Statements on Form S-8 (file nos. 333-101259, 333-208152, 333-217856 and 333-268336), except the quotes from the Chairman of the Board of Directors and Group CEO<font style="font-family: Arial,Helvetica,'sans-serif'; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">, the sentences containing biographical information as well
          as the sentence </font>&#8220;Further information about Credit Suisse can be found at <font style="font-family: Arial, Helvetica, sans-serif; color: #0563C1;"><u>www.credit-suisse.com</u></font>.&#8221; Information contained on our website or referenced in this
        report via website links is not incorporated by reference into this report.</div>
      <div>
        <div style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; WIDTH: 100%; TEXT-ALIGN: right" id="GLHDR"></div>
      </div>
      <div>
        <div class="BRPFPageBreakArea" style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt">
          <div class="BRPFPageBreak" style="PAGE-BREAK-AFTER: always">
            <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
        </div>
        <div style="text-align: left;">
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif;"> <br>
          </div>
          <div>
            <div>
              <div>
                <table cellspacing="0" cellpadding="0" style="font-family: Arial,Helvetica,sans-serif; font-size: 10pt; width: 100%; text-align: left; color: rgb(0, 0, 0);">

                    <tr>
                      <td style="width: 50%; vertical-align: bottom;">
                        <div style="color: #000000; font-family: Arial, Helvetica, sans-serif; font-size: 12pt;">Media release</div>
                      </td>
                      <td style="width: 50%; vertical-align: bottom; text-align: right;">&#160;
                        <div><img src="logo.jpg"></div>
                      </td>
                    </tr>
                    <tr>
                      <td colspan="2" style="width: 100%; vertical-align: bottom;">&#160;
                        <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; font-size: 11pt; background-color: rgb(255, 255, 255); font-weight: normal; font-style: normal; font-variant: normal; text-transform: none;">Ad hoc
                          announcement pursuant to Art. 53 LR</div>
                        <div style="color: #000000; font-family: 'Credit Suisse Type Light', sans-serif; font-size: 12pt;"> <br>
                        </div>
                        <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; font-size: 16pt; font-weight: bold; font-style: normal; font-variant: normal; text-transform: none; background-color: rgb(255, 255, 255);">Credit Suisse
                          Group announces the acquisition of The Klein Group LLC, the appointment of Michael Klein as Chief Executive Officer of Banking and of the Americas as well as CEO designate of CS First Boston</div>
                      </td>
                    </tr>

                </table>
              </div>
            </div>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>
            <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-weight: bold;">Zurich, February 9, 2023 &#8211; Credit Suisse Group AG (Credit Suisse) announces today that it has taken further important steps to progress the carveout of
              CS First Boston as a distinct, leading independent capital markets and competitive advisory led business<font style="font-size: 12pt; color: rgb(0, 0, 0);">&#160;</font>through the acquisition of The Klein Group LLC<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> (&#8220;MK&amp;C&#8221;), the
              investment banking business of M. Klein &amp; Company LLC, for a purchase price of USD 175 million. The seller will receive equity in CS First Boston in the form of a convertible note<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup>. In addition, Michael Klein has been appointed
              Chief Executive Officer (CEO) of Banking and CEO of the Americas, as well as designated CEO of CS First Boston. He will join the Executive Board and report directly to Group CEO Ulrich K&#246;rner.</div>
            <div><br>
            </div>
            <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">As announced by Credit Suisse at its Strategy Update on October 27, 2022, the carveout of CS First Boston is expected to create an independent capital markets and
              competitive advisory led business, headquartered in the US, with global capabilities and a preferred long-term partnership with Credit Suisse Group. CS First Boston, with its differentiated proposition and partnership model, is expected to be
              more global and broader than existing investment-banking boutiques, more focused than bulge bracket players, and to be competitive in attracting and retaining top talent.</div>
            <div><br>
            </div>
            <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">MK&amp;C is an internationally recognized investment-banking boutique and registered broker-dealer, with deep and long-standing client relationships including a broad
              network of senior executives at S&amp;P 500 and blue-chip companies around the globe. MK&amp;C, which is based in New York and employs approximately 40 professionals, has advised on transactions worth over USD 1.5 trillion since its formation
              in 2010. It has been consistently profitable, while contributing a portion of its earnings to philanthropic initiatives. The MK&amp;C team will integrate with, and is expected to enhance, the management and advisory capabilities of CS First
              Boston.</div>
            <div><br>
            </div>
            <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">Axel P. Lehmann, Chairman of the Board of Directors of Credit Suisse, said: &#8220;We are very pleased to announce the planned addition of Michael Klein to our Executive Board
              through the acquisition of The Klein Group. Michael&#8217;s experience and leadership will further strengthen our Executive Board and will help create shareholder value through this key strategic step of creating CS First Boston as an independent
              global capital markets and competitive advisory led business.&#8221;</div>
            <div><br>
            </div>
            <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">Ulrich K&#246;rner, Chief Executive Officer of Credit Suisse, said: &#8220;This acquisition of The Klein Group is an exceptional opportunity for Credit Suisse to successfully deliver
              on its strategic objective to carve out CS First Boston as an independent global capital markets and competitive advisory led business. This will provide meaningful additional opportunities for the Group and an attractive value proposition
              for all our stakeholders. We see this move as a strategic way to create shareholder value. I am looking forward to welcoming Michael Klein to the Executive Board. He is an exceptional banker and dealmaker with proven and recognized
              entrepreneurial success, and I am confident that CS First Boston will thrive under his leadership. The creation of an independent CS First Boston is an important step in the wider transformation of Credit Suisse and the creation of a simpler,
              more focused bank built around the needs of our clients.&#8221;</div>
            <div><br>
            </div>
            <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif;">Michael Klein is an experienced investment banker and financial industry leader with an established track record of building leading advisory and capital raising firms,
              including MK&amp;C, with over 35 years of investment-banking and strategic-advisory experience. In October 2022, Michael Klein stepped down from the Credit Suisse Board of </div>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
            <hr noshade="noshade" style="background-color: rgb(0, 0, 0); border: 0px none; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: rgb(0, 0, 0);">
            <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;">
              <div style="color: #000000; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-size: 10pt;">&#160;</font>The registered broker-dealer business of M. Klein &amp; Company LLC</div>
              <div style="color: #000000; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> The principal amount of the convertible note is expected to be USD 100 million, with the balance being paid in cash dependent on the tax consideration to be paid by the seller at
                closing</div>
              <div style="color: #000000; font-size: 8pt;"> <br>
              </div>
              <div style="color: #000000; font-size: 8pt;">
                <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                    <tr>
                      <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                        <div>
                          <div>Page 1<br>
                          </div>
                        </div>
                      </td>
                      <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                        <div>
                          <div>
                            <div style="text-align: right;">February 9, 2023</div>
                          </div>
                        </div>
                      </td>
                    </tr>

                </table>
              </div>
              <font style="font-size: 8pt;"></font></div>
          </div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif;"></div>
          <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div class="BRPFPageFooter" style="width: 100%;"></div>
            <div class="BRPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0);"></div>
          </div>
          <div>
            <div><br>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" id="z403efe8154704c61ac5f9dda3ffa76a5" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 12pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>&#160;Media release</div>
                  </td>
                  <td style="width: 50%;">
                    <div>
                      <div style="text-align: right;"><img src="logo.jpg"></div>
                    </div>
                  </td>
                </tr>

            </table>
            <div style="margin-left: 68.95pt; font-family: Arial,Helvetica,sans-serif;"><br>
            </div>
            <br>
            <br>
          </div>
          <div style="margin-left: 68.95pt; font-family: Arial,Helvetica,sans-serif;"><br>
          </div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif;"> <br>
          </div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif;">Directors, which he joined in 2018. He was previously CEO of Citigroup&#8217;s institutional businesses, where he was responsible for the bank&#8217;s corporate, institutional and
            government businesses, including corporate banking, transaction services, corporate lending, advisory, debt and equity underwriting, and alternative asset management activities. Under his leadership, the firm grew organically and, through
            mergers he initiated or executed, contributed to the building of a top tier firm in mergers and acquisitions and capital raising globally.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">To align interests with Credit Suisse, M. Klein &amp; Company LLC (the seller), will receive a convertible note and a warrant. The note will provide annual payments and
            convert into, and the warrant entitles the seller to subscribe to, CS First Boston shares at a qualified initial public offering or other liquidity event, at the then-valuation of CS First Boston, less a customary discount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup>. The
            transaction is expected to have a limited effect on Credit Suisse Group&#8217;s CET1 ratio of less than 10 basis points. Deutsche Bank AG, London Branch, has provided a fairness opinion to the Board of Directors of Credit Suisse Group AG in
            connection with the acquisition.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">Following the acquisition&#8217;s closing, MK&amp;C is expected to be fully integrated into CS First Boston. Credit Suisse will retain control over the ultimate scope and
            structure of CS First Boston, including options to attract third-party capital in the future, as announced at the bank&#8217;s Strategy Update on October 27, 2022.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">Michael Klein&#8217;s appointment to the Credit Suisse Executive Board and Credit Suisse&#8217;s acquisition of MK&amp;C are subject to regulatory approvals, with the transaction
            expected to close in the first half of 2023.</div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;"> <br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif;">
            <table cellspacing="0" cellpadding="0" style="font-family: Arial,Helvetica,sans-serif; font-size: 10pt; width: 100%; color: rgb(0, 0, 0);" id="z3dc352fcf7114a77943601a8adf311fc">

                <tr>
                  <td style="width: 100%; vertical-align: top; background-color: rgb(215, 228, 246);">
                    <div style="color: rgb(0, 0, 0); font-weight: bold; margin-left: 18pt;"> <br>
                    </div>
                    <div style="color: rgb(0, 0, 0); font-weight: bold; margin-left: 18pt;">Contact details</div>
                    <div style="margin-left: 18pt;">&#160;</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;"><font style="font-weight: bold;">Kinner Lakhani</font>, Investor Relations, Credit Suisse</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Tel: +41 44 333 71 49</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Email: investor.relations@credit-suisse.com</div>
                    <div style="margin-left: 18pt;">&#160;</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;"><font style="font-weight: bold;">Dominik von Arx</font>, Corporate Communications, Credit Suisse</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Tel: +41 844 33 88 44</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;">Email: media.relations@credit-suisse.com</div>
                    <div style="color: rgb(0, 0, 0); margin-left: 18pt;"> <br>
                    </div>
                  </td>
                </tr>

            </table>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;">Credit Suisse</div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Credit Suisse is one of the world's leading financial services providers. The bank&#8217;s strategy builds on its core strengths: its position as a leading
            wealth manager, its specialist investment banking and asset management capabilities and its strong presence in its home market of Switzerland. Credit Suisse seeks to follow a balanced approach to wealth management, aiming to capitalize on both
            the large pool of wealth within mature markets as well as the significant growth in wealth in Asia Pacific and other emerging markets, while also serving key developed markets with an emphasis on Switzerland. The bank employs more than 50,000
            people. The registered shares (CSGN) of Credit Suisse Group AG, are listed in Switzerland and, in the form of American Depositary Shares (CS), in New York. Further information about Credit Suisse can be found at <font style="color: rgb(0, 0, 0);"><u>www.credit-suisse.com</u></font>.</div>
          <div><br>
          </div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;">Important information</div>
          <div><br>
          </div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; color: rgb(24, 23, 22); font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">We may not achieve all of the expected benefits of our strategic initiatives, such as in relation to intended
            reshaping of the bank, cost reductions and strengthening and reallocating capital. Factors beyond our control, including but not limited to the market and economic conditions (including macroeconomic and other challenges and uncertainties, for
            example, resulting from Russia&#8217;s invasion of Ukraine), customer reaction to our proposed initiatives, enhanced risks to our businesses during the contemplated transitions, changes in laws, rules or regulations and other challenges discussed in
            our public filings, could limit our ability to achieve some or all of the expected benefits of these initiatives. Our ability to implement our strategy objectives could also be impacted by timing risks, obtaining all required approvals and
            other factors.</div>
          <div><br>
          </div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"><font style="color: rgb(24, 23, 22);">Investors and others should note that we announce important company information (including
              quarterly earnings releases and financial reports as well as our annual sustainability report) to the investing public using press releases, SEC and Swiss ad hoc filings, our website and public conference calls and webcasts. We also routinely
              use our Twitter account @creditsuisse </font></div>
          <div><br>
          </div>
          <br>
          <hr noshade="noshade" style="background-color: rgb(0, 0, 0); border: 0px none; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: rgb(0, 0, 0);">
          <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;">
            <div style="color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup> <font style="font-size: 8pt;">The purchase price is USD 175 million. The NPV of the transaction to Credit Suisse is expected to be approximately USD 210 million which also includes interest cost,
                annual payments on the note and other payments that may in the future become payable in respect of this transaction.</font></div>
            <font style="font-size: 8pt;"></font></div>
          <div><br>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>
                      <div>Page 2</div>
                    </div>
                  </td>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>
                      <div>
                        <div style="text-align: right;">February 9, 2023</div>
                      </div>
                    </div>
                  </td>
                </tr>

            </table>
          </div>
          <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div class="BRPFPageFooter" style="width: 100%;"></div>
            <div class="BRPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0);"></div>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 12pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>&#160;Media release</div>
                  </td>
                  <td style="width: 50%;">
                    <div>
                      <div style="text-align: right;"><img src="logo.jpg"></div>
                    </div>
                  </td>
                </tr>

            </table>
          </div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"><font style="color: rgb(24, 23, 22);"> <br>
            </font></div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"><font style="color: rgb(24, 23, 22);"> <br>
            </font></div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"><font style="color: rgb(24, 23, 22);"> <br>
            </font></div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"><font style="color: rgb(24, 23, 22);">(</font><font style="color: rgb(0, 0, 0);"><u>https://twitter.com/creditsuisse</u></font><font style="color: rgb(24, 23, 22);">), our LinkedIn account (</font><font style="color: rgb(0, 0, 0);"><u>https://www.linkedin.com/company/credit-suisse/</u></font><font style="color: rgb(24, 23, 22);">), our Instagram accounts&#160;(</font><font style="color: rgb(0, 0, 0);"><u>https://www.instagram.com/creditsuisse_careers/</u></font><font style="color: rgb(24, 23, 22);"> and&#160;</font><font style="color: rgb(0, 0, 0);"><u>https://www.instagram.com/creditsuisse_ch/</u></font><font style="color: rgb(24, 23, 22);">), our Facebook account (</font><font style="color: rgb(0, 0, 0);"><u>https://www.facebook.com/creditsuisse/</u></font><font style="color: rgb(24, 23, 22);">) and other social media channels as additional means
              to disclose public information, including to excerpt key messages from our public disclosures. We may share or retweet such messages through certain of our regional accounts, including through Twitter at @csschweiz (</font><font style="color: rgb(0, 0, 0);"><u>https://twitter.com/csschweiz</u></font><font style="color: rgb(24, 23, 22);">) and @csapac (</font><font style="color: rgb(0, 0, 0);"><u>https://twitter.com/csapac</u></font><font style="color: rgb(24, 23, 22);">).
              Investors and others should take care to consider such abbreviated messages in the context of the disclosures from which they are excerpted. The information we post on these social media accounts is not a part of this document.</font></div>
          <div><br>
          </div>
          <div style="margin-right: 11.35pt; margin-left: 78pt; color: rgb(24, 23, 22); font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Information referenced in this document, whether via website links or otherwise, is not incorporated into this
            document.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; color: rgb(24, 23, 22); font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Certain material in this document has been prepared by Credit Suisse on the basis of publicly available information, internally
            developed data and other third-party sources believed to be reliable. Credit Suisse has not sought to independently verify information obtained from public and third-party sources and makes no representations or warranties as to accuracy,
            completeness, reasonableness or reliability of such information.</div>
          <div><br>
          </div>
          <div style="margin-left: 77.95pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;">Cautionary statement regarding forward-looking information</div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make statements
            that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:</div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">
            <div>&#9642; our plans, targets or goals; </div>
            <div>&#9642; our future economic performance or prospects; </div>
            <div> &#9642; the potential effect on our future performance of certain contingencies; and </div>
            <div>&#9642; assumptions underlying any such statements. </div>
            <div><br>
            </div>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Words such as &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;expects,&#8221; &#8220;intends&#8221; and &#8220;plans&#8221; and similar expressions are intended to identify forward-looking statements but are
            not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions,
            forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, targets, goals,
            expectations, estimates and intentions expressed in such forward-looking statements. These factors include, but are not limited to:</div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"> <br>
          </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;"> &#9642; the ability to maintain sufficient liquidity and access capital markets; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; market volatility, increases in inflation and interest rate fluctuations or developments affecting interest rate levels; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the ongoing significant negative consequences, including reputational harm, of the Archegos and supply chain finance funds
            matters, as well as other recent events, and our ability to successfully resolve these matters; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the impact of social media speculation and unsubstantiated media reports about our business and its performance; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the extent of outflows of assets or future net new asset generation across our divisions; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; our ability to improve our risk management procedures and policies and hedging strategies; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the strength of the global economy in general and the strength of the economies of the countries in which we conduct our
            operations, in particular, but not limited to, the risk of negative impacts of COVID-19 on the global economy and financial markets, Russia&#8217;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland and other countries and
            the risk of continued slow economic recovery or downturn in the EU, the US or other developed countries or in emerging markets in 2022 and beyond; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may
            be taken by governmental authorities to contain the outbreak or to counter its impact; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; potential risks and uncertainties relating to the severity of impacts from COVID-19 and the duration of the pandemic,
            including potential material adverse effects on our business, financial condition and results of operations; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other
            creditrelated exposures; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the ability to achieve our strategic initiatives, including those related to our targets, ambitions and goals, such as our
            financial ambitions as well as various goals and commitments to incorporate certain environmental, social and governance considerations into our business strategy, products, services and risk management processes; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; our ability to achieve our announced comprehensive new strategic direction for the Group and significant changes to its
            structure and organization; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; our ability to successfully implement the divestment of any non-core business; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the future level of any impairments and write-downs, including from the revaluation of deferred tax assets, resulting from
            disposals and the implementation of the proposed strategic initiatives&#8217;; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the effects of currency fluctuations, including the related impact on our business, financial condition and results of
            operations due to moves in foreign exchange rates; </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>
                      <div>Page 3<br>
                      </div>
                    </div>
                  </td>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>
                      <div>
                        <div style="text-align: right;">February 9, 2023</div>
                      </div>
                    </div>
                  </td>
                </tr>

            </table>
          </div>
          <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
            <div class="BRPFPageFooter" style="width: 100%;"></div>
            <div class="BRPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: rgb(0, 0, 0); background-color: rgb(0, 0, 0);"></div>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 12pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>&#160;Media release</div>
                  </td>
                  <td style="width: 50%;">
                    <div>
                      <div style="text-align: right;"><img src="logo.jpg"></div>
                    </div>
                  </td>
                </tr>

            </table>
          </div>
          <div><br>
          </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;"> &#9642; geopolitical and diplomatic tensions, instabilities and conflicts, including war, civil unrest, terrorist activity,
            sanctions or other geopolitical events or escalations of hostilities, such as Russia&#8217;s invasion of Ukraine; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; political, social and environmental developments, including climate change; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the ability to appropriately address social, environmental and sustainability concerns that may arise from our business
            activities; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the effects of, and the uncertainty arising from, the UK&#8217;s withdrawal from the EU; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which
            we conduct our operations; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; operational factors such as systems failure, human error, or the failure to implement procedures properly; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the risk of cyber attacks, information or security breaches or technology failures on our reputation, business or operations,
            the risk of which is increased while large portions of our employees work remotely; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the adverse resolution of litigation, regulatory proceedings and other contingencies; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; actions taken by regulators with respect to our business and practices and possible resulting changes to our business
            organization, practices and policies in countries in which we conduct our operations; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we
            conduct our operations; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the potential effects of changes in our legal entity structure; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; competition or changes in our competitive position in geographic and business areas in which we conduct our operations;</div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;"> &#9642; the ability to retain and recruit qualified personnel; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the ability to protect our reputation and promote our brand; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the ability to increase market share and control expenses; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; technological changes instituted by us, our counterparties or competitors;</div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; the timely development and acceptance of our new products and services and the perceived overall value of these products and
            services by users; </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to
            sell noncore assets; and </div>
          <div style="margin: 0px 0px 0px 83pt; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-indent: -8px;">&#9642; other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.</div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;"> <br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully consider the
            foregoing factors and other uncertainties and events, including the information set forth in &#8220;Risk factors&#8221; in <font style="font-style: italic;">I&#160;&#8211; Information on the company </font>in our Annual Report 2021 and in &#8220;Risk factor&#8221; in <font style="font-style: italic;">Credit Suisse results &#8211; Credit Suisse </font>in our 3Q22 Financial Report.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;">Disclaimer</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">The securities referred to herein have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;) or under
            the securities laws of any state of the United States, and may not be offered, sold, resold or delivered directly or indirectly except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the
            Securities Act.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">This document was produced by and the opinions expressed are those of Credit Suisse as of the date of writing and are subject to change. It has been prepared
            solely for information purposes and for the use of the recipient. It does not constitute an offer or an invitation by or on behalf of Credit Suisse to any person to buy or sell any security. Any reference to past performance is not necessarily
            a guide to the future. The information and analysis contained in this publication have been compiled or arrived at from sources believed to be reliable but Credit Suisse does not make any representation as to their accuracy or completeness and
            does not accept liability for any loss arising from the use hereof.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Copyright &#169; 2023 Credit Suisse Group AG and/or its affiliates. All rights reserved.</div>
          <div><br>
          </div>
          <div style="margin-left: 78pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">The English language version of this document is the controlling version.</div>
          <div><br>
          </div>
          <div class="BRPFPageFooter" style="width: 100%;"></div>
          <br>
          <br>
          <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif;"><font style="font-size: 8pt;"> <br>
            </font></div>
          <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif;">
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: Arial,Helvetica,'sans-serif'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>
                      <div>Page 4<br>
                      </div>
                    </div>
                  </td>
                  <td style="width: 50%; background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-size: 8pt; font-style: normal; font-variant: normal; text-transform: none;">
                    <div>
                      <div>
                        <div style="text-align: right;">February 9, 2023</div>
                      </div>
                    </div>
                  </td>
                </tr>

            </table>
            <font style="font-size: 8pt;"> </font></div>
        </div>
        <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div class="BRPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="TEXT-ALIGN: center">&#160;</div>
        <div style="TEXT-ALIGN: center">&#160;</div>
        <div style="font-variant: normal; font-weight: normal; font-style: normal; text-align: center;"><u>SIGNATURES</u></div>
      </div>
    </div>
    <div>
      <div style="TEXT-ALIGN: center; DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by
        the undersigned, thereunto duly authorized.</div>
      <div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table cellspacing="0" cellpadding="0" style="FONT-SIZE: 10pt; FONT-FAMILY: arial; WIDTH: 100%" id="0a938904865a46c79d8921c3c8487b02">

            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Registrants)</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">By:</div>
              </td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="DISPLAY: inline">/s/ </font>Reto H&#246;sli<br>
                </div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Reto H&#246;sli</div>
              </td>
            </tr>
            <tr>
              <td valign="top" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Director</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"></div>
              </td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">/s/ Annina M&#252;ller<br>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">Annina M&#252;ller</td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">Date: February 9, 2023</td>
              <td valign="top" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="width: 53%;">Vice President<br>
              </td>
            </tr>

        </table>
        <br>
      </div>
    </div>
  </div>
  <div class="BRPFPageFooter" style="width: 100%;"></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>logo.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 logo.jpg
M_]C_X07L17AI9@  34T *@    @ !P$2  ,    !  $   $:  4    !
M8@$;  4    !    :@$H  ,    !  (   $Q  (    ?    <@$R  (    4
M    D8=I  0    !    J    -0 +<;    G$  MQL   "<0061O8F4@4&AO
M=&]S:&]P(#(S+C(@*%=I;F1O=W,I #(P,C(Z,#0Z,C<@,#<Z-#8Z,C4
M  .@ 0 #     ?__  "@ @ $     0   2R@ P $     0   "D
M!@$#  ,    !  8   $:  4    !   !(@$;  4    !   !*@$H  ,    !
M  (   (!  0    !   !,@("  0    !   $L@        !(     0   $@
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MF?SW\QVY_P"[W_EVC=2_Y0M_Y*_I=_\ QW\UB_3_ .&_\M?^Z_V!2^GPZ_\
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M:&]P(#,N,  X0DE-!"4      !                      .$))300Z
M  #Q    $     $       MP<FEN=$]U='!U=     4     4'-T4V)O;VP!
M     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P<FEN=%-I>'1E96Y"
M:71B;V]L      MP<FEN=&5R3F%M951%6%0    !       /<')I;G10<F]O
M9E-E='5P3V)J8P   !( 4 !R &\ ;P!F "T 10!I &X <P!T &4 ; !L '4
M;@!G       *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I
M;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0     0
M$G!R:6YT3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B
M;V]L      !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L
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M8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG
M      UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG
M       X0DE- ^T      ! !+     $  @$L     0 ".$))300F       .
M             #^    X0DE-! T       0    >.$))3009       $
M'CA"24T#\P      "0           0 X0DE-)Q        H  0         "
M.$))30/U      !( "]F9@ ! &QF9@ &       ! "]F9@ ! *&9F@ &
M   ! #(    ! %H    &       ! #4    ! "T    &       !.$))30/X
M      !P  #_____________________________ ^@     ____________
M_________________P/H     /____________________________\#Z
M  #_____________________________ ^@  #A"24T$"       $     $
M  )    "0      X0DE-!!X       0     .$))300:      -U    !@
M            *0   2P    @ #( ,@ P #, ,  Y %\ 0P!3 %\ 3 !O &<
M;P!? ', = !A &X 9 !A '( 9 !? %( 1P!" %\ 8@!L '4 90    $
M                     0             !+    "D
M     0                         0     0       &YU;&P    "
M!F)O=6YD<T]B:F,    !        4F-T,0    0     5&]P(&QO;F<
M     $QE9G1L;VYG          !"=&]M;&]N9P   "D     4F=H=&QO;F<
M  $L    !G-L:6-E<U9L3',    !3V)J8P    $       5S;&EC90   !(
M   '<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG          9O<FEG
M:6YE;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N97)A=&5D     %1Y
M<&5E;G5M    "D53;&EC951Y<&4     26UG(     9B;W5N9'-/8FIC
M 0       %)C=#$    $     %1O<"!L;VYG          !,969T;&]N9P
M        0G1O;6QO;F<    I     %)G:'1L;VYG   !+     -U<FQ415A4
M     0       &YU;&Q415A4     0       $US9V5415A4     0
M!F%L=%1A9U1%6%0    !       .8V5L;%1E>'1)<TA434QB;V]L 0    AC
M96QL5&5X=%1%6%0    !       ):&]R>D%L:6=N96YU;0    ]%4VQI8V5(
M;W)Z06QI9VX    '9&5F875L=     EV97)T06QI9VYE;G5M    #T53;&EC
M959E<G1!;&EG;@    =D969A=6QT    "V)G0V]L;W)4>7!E96YU;0   !%%
M4VQI8V5"1T-O;&]R5'EP90    !.;VYE    "71O<$]U='-E=&QO;F<
M    "FQE9G1/=71S971L;VYG          QB;W1T;VU/=71S971L;VYG
M      MR:6=H=$]U='-E=&QO;F<      #A"24T$*       #     (_\
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M# P,# P,# P,# P,# P,_\  $0@ "@!( P$B  (1 0,1 ?_=  0 !?_$ 3\
M  $% 0$! 0$!          ,  0($!08'" D*"P$  04! 0$! 0$
M 0 " P0%!@<("0H+$  !! $# @0"!0<&" 4###,!  (1 P0A$C$%05%A$R)Q
M@3(&%)&AL4(C)!52P6(S-'*"T4,')9)3\.'Q8W,U%J*R@R9$DU1D1<*C=#87
MTE7B9?*SA,/3=>/S1B>4I(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]C='5V=W
MAY>GM\?7Y_<1  (" 0($! ,$!08'!P8%-0$  A$#(3$2!$%187$B$P4R@9$4
MH;%"(\%2T? S)&+A<H*20U,58W,T\24&%J*R@P<F-<+21)-4HQ=D154V=&7B
M\K.$P]-UX_-&E*2%M)7$U.3TI;7%U>7U5F9VAI:FML;6YO8G-T=79W>'EZ>W
MQ__:  P# 0 "$0,1 #\ ZY_7NL_\W'_6&MV*:WU/NIQ=CW.:#_1V67-N;ZN0
MS_M73Z57O_1U_P Q^G;#^L'6<O(P:&,J#<JW,:ZT4O)->+=3CLM?C69%%F#_
M #EM=]=K\BZNQC/T7^!KSLK^DY__ "/_ #F9_/?S';G_ +O?^7:-U+_E"W_D
MK^EW_P#'?S6+]/\ X;_RU_[K_8%+Z?#K_P"@K-?'HSR/K7U?&Z:WJ#VXUC<G
M[:RBEK'A['XGVFRNRS],_P"T8UE.'LR'L^S^A=;5_.>I^CV.GYO5+NM9V%?9
M0<?"].-E3VO=ZS76,_2.R+6-]+;_ *+])_P:P*>>J?\ (G]%R_I<?S[OYS_S
M6_\ EE_YL5TV%_RQU+^B_P" _F?Z1]!W]/\ _=7_ ()*7#1JNOYJ%V+MS,/Z
MQ=0?U2CI^4VNJ^W*].RC8X;:'49V7CY&-E>HZG,JN^PU_IV,9_VHJNQJ+?YJ
MM;]:.JBBV\,J;1CBE^5>RI]IJJLKL>^]V,RYMMU++V,]7T?TM%'O]*S^=IHC
M^@V_\E?TG'_FOI_3R?\ D[_XV_\ #?M1%S/YJO\ Y%^A1_-_0_HOYW_FL_\
MC0EZ+Z=%'BT;N3]8^K5/LJ#*VY#\JNO%J-1>'XMEAK9G8][<JNG-;96ZC>W]
M6?AW?TCV68_J0^N9ZMTKI[/K!T^T'(QPROJ6.YI.-?2\BMSWXCGV>G95:YOZ
M6NWUOLWJ56W75H&3]/-_Y,_I=?/TOZ3?_1_^[7_Q[_:*VG_^)+_M%_0Q_/\
M]"^A_AO^ZG[Z0JXU6^ODHW1W\'E_JK]<;L:^G#ZA8R_IF:WU<*ZNW[1;A;C_
M ,G]6)_6&UT;FULS;V?\9;Z?J?8T@]-_Y7PO_$W_ #S?^1/Z?_UC_@/^YW_=
M+[0DG>CC^GX_]\CU<+__V3A"24T$(0      5P    $!    #P!! &0 ;P!B
M &4 ( !0 &@ ;P!T &\ <P!H &\ <    !0 00!D &\ 8@!E "  4 !H &\
M= !O ', : !O '  (  R #  ,@ R     0 X0DE-! 8       < "     $!
M /_A#B9H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O #P_>'!A8VME="!B
M96=I;CTB[[N_(B!I9#TB5S5-,$UP0V5H:4AZ<F53>DY48WIK8SED(C\^(#QX
M.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z;65T82\B('@Z>&UP=&L](D%D
M;V)E(%A-4"!#;W)E(#<N,2UC,# P(#<Y+F(P9CAB93DL(#(P,C$O,3(O,#@M
M,3DZ,3$Z,C(@(" @(" @("(^(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B('AM;&YS.GAM<#TB:'1T<#HO+VYS
M+F%D;V)E+F-O;2]X87 O,2XP+R(@>&UL;G,Z9&,](FAT=' Z+R]P=7)L+F]R
M9R]D8R]E;&5M96YT<R\Q+C$O(B!X;6QN<SIP:&]T;W-H;W ](FAT=' Z+R]N
M<RYA9&]B92YC;VTO<&AO=&]S:&]P+S$N,"\B('AM;&YS.GAM<$U-/2)H='1P
M.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O;6TO(B!X;6QN<SIS=$5V=#TB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E179E;G0C
M(B!X;7 Z0W)E871O<E1O;VP](D%D;V)E(%!H;W1O<VAO<" R,RXR("A7:6YD
M;W=S*2(@>&UP.D-R96%T941A=&4](C(P,C(M,#,M,#E4,3,Z,S$Z-#DK,#$Z
M,# B('AM<#I-;V1I9GE$871E/2(R,#(R+3 T+3(W5# W.C0V.C(U*S R.C P
M(B!X;7 Z365T861A=&%$871E/2(R,#(R+3 T+3(W5# W.C0V.C(U*S R.C P
M(B!D8SIF;W)M870](FEM86=E+VIP96<B('!H;W1O<VAO<#I#;VQO<DUO9&4]
M(C,B('AM<$U-.DEN<W1A;F-E240](GAM<"YI:60Z,V0V8S,V,3(M-V,T-BUE
M-C0X+3@X,&0M86(V9#ED9#,Q-#9B(B!X;7!-33I$;V-U;65N=$E$/2)A9&]B
M93ID;V-I9#IP:&]T;W-H;W Z-S Q-S,Q.3$M9F(Q.2UF,C1B+3AC834M.39D
M9C,Y83<X-C,Y(B!X;7!-33I/<FEG:6YA;$1O8W5M96YT240](GAM<"YD:60Z
M,3=F.#)A,#DM-SDT-RTP-#0P+3AC83DM9&4S.#AE,C)D-S=E(CX@/'AM<$U-
M.DAI<W1O<GD^(#QR9&8Z4V5Q/B \<F1F.FQI('-T179T.F%C=&EO;CTB8W)E
M871E9"(@<W1%=G0Z:6YS=&%N8V5)1#TB>&UP+FEI9#HQ-V8X,F$P.2TW.30W
M+3 T-# M.&-A.2UD93,X.&4R,F0W-V4B('-T179T.G=H96X](C(P,C(M,#,M
M,#E4,3,Z,S$Z-#DK,#$Z,# B('-T179T.G-O9G1W87)E06=E;G0](D%D;V)E
M(%!H;W1O<VAO<" R,RXR("A7:6YD;W=S*2(O/B \<F1F.FQI('-T179T.F%C
M=&EO;CTB8V]N=F5R=&5D(B!S=$5V=#IP87)A;65T97)S/2)F<F]M(&EM86=E
M+W!N9R!T;R!I;6%G92]J<&5G(B\^(#QR9&8Z;&D@<W1%=G0Z86-T:6]N/2)S
M879E9"(@<W1%=G0Z:6YS=&%N8V5)1#TB>&UP+FEI9#HS9#9C,S8Q,BTW8S0V
M+64V-#@M.#@P9"UA8C9D.61D,S$T-F(B('-T179T.G=H96X](C(P,C(M,#0M
M,C=4,#<Z-#8Z,C4K,#(Z,# B('-T179T.G-O9G1W87)E06=E;G0](D%D;V)E
M(%!H;W1O<VAO<" R,RXR("A7:6YD;W=S*2(@<W1%=G0Z8VAA;F=E9#TB+R(O
M/B \+W)D9CI397$^(#PO>&UP34TZ2&ES=&]R>3X@/"]R9&8Z1&5S8W)I<'1I
M;VX^(#PO<F1F.E)$1CX@/"]X.GAM<&UE=&$^(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @/#]X<&%C:V5T(&5N9#TB=R(_/O_N  Y!9&]B90!D0     '_VP"$
M  $! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$"
M @(" @(" @(" @,# P,# P,# P,! 0$! 0$! 0$! 0(" 0(" P,# P,# P,#
M P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# __  !$(
M "D!+ ,!$0 "$0$#$0'_W0 $ ";_Q &B    !@(# 0             '" 8%
M! D#"@(!  L!   & P$! 0            8%! ,' @@!"0 *"Q   @$#! $#
M P(# P,"!@EU 0(#!!$%$@8A!Q,B  @Q%$$R(Q4)44(6820S%U)Q@1ABD25#
MH;'P)C1R"AG!T34GX5,V@O&2HD14<T5&-T=C*%565QJRPM+B\F2#=).$9:.S
MP]/C*3AF\W4J.3I(24I865IG:&EJ=G=X>7J%AH>(B8J4E9:7F)F:I*6FIZBI
MJK2UMK>XN;K$Q<;'R,G*U-76U]C9VN3EYN?HZ>KT]?;W^/GZ$0 " 0,"! 0#
M!00$! 8&!6T! @,1!"$2!3$& "(305$',F$4<0A"@2.1%5*A8A8S";$DP=%#
M<O 7X8(T)9)3&&-$\:*R)C495#9%9"<*<X.31G3"TN+R565U5C>$A:.SP]/C
M\RD:E*2TQ-3D])6EM<75Y?4H1U=F.':&EJ:VQM;F]F=WAY>GM\?7Y_=(6&AX
MB)BHN,C8Z/@Y25EI>8F9J;G)V>GY*CI*6FIZBIJJNLK:ZOK_V@ , P$  A$#
M$0 _ -_CW[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U[W
M[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=
M>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U5Y_
M,7V9\\]HX:G^5/\ +X[$FW#VKU/MQXMX_#KL2B3<W2OR6V#CJVLS63Q6!H87
MQVY=@=ZT:3N</F,1D*<96.-<;60S*U-) +N6)^7IW_<_,EL%M)G[;E#IEA<@
M :CE6BQD,I"$EAY]$F[1[A )-PVZ1VE5 #'EE(4DU5/-L]P4J[@*%8$:6*3_
M "ZO^%#7PU^;M1@NMNRYW^*'R+R+KC8^NNU<M30;,W=G8?+#54'7?9M5!B<1
MD<G]W3M$,/EH<1G!.? E+.ZEB><T^V&_<O*]W:#ZW:N.N,'4H]7CR1C)92R@
M98KPZ(]AYZVC>7:UF<6^X+0,C$::G32C8PVH:"P DK^F7'=U?S[C7H;]:GGR
M^^97?O\ (1^8VVJ2HQFY^_OY7_RLR&YMY;5ZXR&6;)=D?&OM"/(1Y/MS9_3>
M[\_72RUNTYI\S%N7$[4R\\>/:"KK:/&ST HV:29]AY>L/<G9+AEE6WYMM-*L
M] $F2E(VD50,T4JSJ"P(U-J#*@C3>M^EY(OX1-$7V&4$J!_H>0"*\%TLRC42
M%<21@J&6:<['OQ>^570GS+Z?V[WG\<NQ,+V/UYN)7A%=C9'@RVW\U3I&V2VK
MO#;]6L.8VGNS#O*JU6.KH8:F(,KA3')&[Q7N^S;EL5]+M^Z6K17*^1X,/)E/
M!E/D1CRX@CH?;?N-GNELEU93AXF X<145H1Y8((\B"""0028;V6=+>O>_=>Z
M][]U[K__T-W;Y,?*GX^?#KJW*=S?)/M+;/5/7V,GAH4RVX*F5Z[-YFJ#M1;=
MVI@,?#69_=NY:]8W:''XVFJJMT1W$?CC=E,]IV;<]]O$L-JLWFN6\AP ]68T
M55^;$"M!Q(Z0[AN5EM=NUU?W CA )\R30$FBBI- "30&@!)P.J4MG?\ "AK#
M=^UF6K/AC_+5_F%?++8>$JY:&O[(V1UEMW;^U6JJ?B>&BK,SN2:&6H5U8?;R
MR05@(L\*-=0/;CVRDVU8QOG-.VVERPJ(VD);\P0O[14?/H,0<YQWCN+':;EX
MA7NTNP-*<# D]*UJ ^@D9 (Z&7HO_A0'\(^R>WL9\=>[-N]_?"KY!93+X;;E
M%UA\KNJ,ML*>MW)N+)PXC;^&H]PXR;/X6&;-U]1'%22U[T$%3*WCC=GL"AW'
MVUW^TLGW.PFMK_;54DR6\@<  5)H=-:>>C5TJL^<-LN)H[6YBFMKEB:+(M":
M5)) )=!05/BK&0,D 4Z6'\Q;^=CT-_+/[BV5T[W=TG\@]UUO8NQ5WWLO=?6>
M&V!F-L9NE@SM3MW,82)LYO\ V]F(MP8/(+3>>!J0*\=?3M$SZR%;Y4]OMQYN
ML9[W;]QM8Q%(499#(&& 0>U&%"#@U\CZ=)^9>=;/EBXB@O-NN)%<*0R>'3NU
M4'?(IKV,3Z 5- 1T5&L_X4Z?$+9U;B5[H^*O\P3HK!9R>*DQNZNROCFF'PU1
M52L"L4(;> KZYA#=]%)#4SN%.B-C[.%]H]ZG5_W?O6VW,J\5CE8G_JW3CC)'
MV](_]<*PB9?K]KN;>,\&=K:F,DG3<$T J2:$ #/5Z'QL^3G1'R^ZDV_WE\<N
MR<!VCUEN.2KI*/<&">HBEH<MC9%ARNWMP8?(04>;VSN7$3,JU6/KZ>GJX-2L
MT85T9HZW7:-QV2]EV_=+5H;M.(/F/(J14,I\BI(P1Q!Z&=AN%IN=LEW93!X6
MIZ@BH# $&A4E2& (%5((P035=\Y?Y\'0/P&^3-3\6NU_CS\H=V;ZJ-O;,W1M
M#*]:;6V%N+!=@X?? J*/%/L^&K["Q6XLC7Q[DQU9B9*1J%*AJ^D98ED1XG<:
M\N>VVY\S;0-YLMULX[8,RL)#("A3CJI&5^&C5K\)%?/H(;]SY8\O[FNUW6VW
M#SL5TE#%1M0%" TBD L2H) !96\A7HNF\?\ A3-T-U_MG,;QWK\!/YF.T]L8
M&BFK\MN#='QOHMMX+'4T*%C+D,WG-Z4&*Q\3, H>>:- 2+D>S"+VGOIW$4',
M^U/(> 65R3]@$=3UI>>E+Q(W+UXNMU4$M;4JQ"CA.3Q(X GT!/5E'S=_F=]5
M_!;XQ]4?+/L'JON#?G57:>4V3B5?K:AV9D,WLZ?L3:\^Y=I3[IH=P;QV] M%
MDFI_L3+1S52QUDD:MZ'5R%^7N3[WF+>+W8[:]@BO(0Q_4+A6T-I;251C@FN0
M,?8>C;>>9[;9MJM=XEM)I+:50:)HJ 4,F=3*H[0QXTQ0&I4&MC'_ /"FOXYY
M/;U'O2C^#?\ ,@K]AUL0JX=]XCX\8S-[0GQPD>*3(T.X\7OBIPN1I(Y(F77#
M4,A92M[@^Q7)[2;G',ULW,>UBY'X#*X:OI3PZ_RZ(8/<2VGA2Y78;P6S?B+6
MRCC0UU7 (H>-:='<^&7\\O\ EP_.3=F-ZWZK[GJ-F=LYJM;&X/JCNG;U9UEO
M/<&26P.*VT^4DJ=K[GS6LZ?L,=DZJN)!_9MS[#F_>WO-/+T+W5Y8"2R45,D1
MUJ!ZL,.H_I,H'SZ/]KYMV7=9$AAN"EPP4A7H*ZJZ:,I:-B:&@5R3Q I3H^'R
MQ^1.'^)7QS[:^2>X]D[V[#VSTWM6?>VZ-J]=4V%K-XU6V<94THW#DL12;@S.
MW\54C;V'EFR-2DE7$QI*67QAY-*,'=EVM][W2RVJ*XCBEG?2K/73J(.D'2&/
M<:** Y(KC/1KNE^NUV%Q?O"TB1@$A2H-"0"U6*J H.IB3A03\NB ]#?SI?CE
M\@O@I\E?G_M3K?NK#]4?%ZLW?1[WVMN3$;,IM^YIMF;3VWO#)3[8HZ#>N0V_
M44\V-W/"D3560I?W8Y-050&83;KR#NFT\Q;5RW<7=NUW=JI5E+Z &9E&JJ!N
M*G@IQ3HAV?G"RWK:;W=K6SF$<$@0H=&HL51A32[+^,#)!!KCA4F%1_PII^/=
M'M5M]UWP3_F18[8J8V/-2;XR7Q[Q6/V7#A9422+,S[LK-\0;?AQ$D<BLM4U2
M("K A[$>S]?:3<GG^E7F3:C<UIH\5]5?33X=:_+HH?W$MX[<W;<OWIMZ Z@U
ML:@\* 7!)KY4%>N.T_\ A39\=M_8I\]L#X,_S&]_X&.KGH),]L/H'"[TP4>0
MI5C>KQ\F9VQOO*XU*^D69#+ 91+&'4LHU"^[GVBW.SD\&[YDVN*6E:-*ZFGK
M0Q@TZI9^Y%KN$)GL]@O7AK2M;89H#YS@\"#7@0<=6W?R]?GSUA_,=Z'R/?\
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M*5+4ZTBO@]\\/D9_+^[@H.[?C7O%<=-D/X='OSKW.25E9UAW%MJF;R1X#?V
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M#9VV^O.N=J;?V-L79V(I,#M7:&U<318/;NWL-01B*DQN)Q..A@HZ*D@0<(B
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M55)!M[<(9/;#FF-4+,QNP !4DFV04 %22>%!D\.B'GN18O<;8Y&D"*$M#4D
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M"[@P=7)!+E=G[QQ"RI2;JV)N>&%8ZVAE.EP%FA>*HCAF0<[SLVW;_M\^V[G
M)+60?F#Y,I\F'$$?X"1T ]@W_<>6MP6YM692K=Z<.&#@\&'"A%#\+ C'7TX_
MY5?\TCJ'^9WT7_?3;,5+L?NW8<>-Q'>_2=1D5J\IL7<57%+]IG,)-((JC/\
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MQ]+^Z29]C!3_ 'TO_:8.D0_Z?"G_ #6/_:*_^Q^T>HZWGO>./4]]:R'\F?\
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M+-5QTM*S7]/ID(O^;<^T8]W^22:&]E ]?"D_Z!KTN/M#S$%J%8GT_1_[:*=
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F_P!T5_\ S'/_ /._^Q#_ .#$_P"IM_UGZ#G_ #H/_4J_ZP]?_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
