<SEC-DOCUMENT>0001370368-23-000024.txt : 20230314
<SEC-HEADER>0001370368-23-000024.hdr.sgml : 20230314
<ACCEPTANCE-DATETIME>20230314060115
ACCESSION NUMBER:		0001370368-23-000024
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230314
FILED AS OF DATE:		20230314
DATE AS OF CHANGE:		20230314

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		23729074

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		23729075

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
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  <div>&#160;</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNITED STATES</div>
  <div style="font-size: 12pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">SECURITIES AND EXCHANGE COMMISSION</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Washington, D.C. 20549</div>
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  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">UNDER THE SECURITIES EXCHANGE ACT OF 1934</div>
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  <div style="TEXT-ALIGN: center; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"><font style="display: inline;">March 14, 2023</font><br>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-15244</div>
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  <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG</div>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Paradeplatz 8, 8001 Zurich, Switzerland</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commission File Number 001-33434</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="font-size: 18pt; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE AG</div>
  <div style="TEXT-ALIGN: justify; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Translation of registrant&#8217;s name into English)</div>
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  <div style="text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Address of principal executive office)</div>
  <div style="font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">______________</div>
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  <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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    <div style="text-align: left; margin-bottom: 8pt; font-family: Arial, Helvetica, sans-serif;">This report on Form 6-K is being filed by Credit Suisse Group AG and Credit Suisse AG and is hereby incorporated by reference into the
      Registration Statement on Form F-3 (file no. 333-238458) and the Registration Statements on Form S-8 (file nos. 333-101259, 333-208152, 333-217856 and 333-268336),&#160;except that information contained on our website or referenced in this report via
      website links is not incorporated by reference into this report.</div>
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            <div style="text-align: right;"><img width="300" border="0" height="41" src="logo.jpg"></div>
            <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 12pt; font-weight: bold;">Media release</div>
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    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Credit Suisse Type Light',sans-serif;">Ad hoc announcement pursuant to Art. 53 LR</div>
    <div style="text-align: left; color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 18pt;">Credit Suisse publishes the agenda for the 2023 Annual General Meeting of Shareholders and publishes its 2022 Annual Report and Sustainability
      Report</div>
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    <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif;">Zurich, March 14, 2023 &#8211; <font style="font-weight: bold;">Credit Suisse Group AG (Credit Suisse) today published the agenda for the Annual General Meeting of
        Shareholders (AGM), which will take place on April 4, 2023. All members of the Board of Directors of Credit Suisse Group AG (the Board) are proposed for re-election as non-executive members of the Board at the 2023 AGM. Credit Suisse Group AG and
        Credit Suisse AG today also published the 2022 Annual Report, including the Compensation Report, and the Sustainability Report.</font><font style="font-weight: bold; color: #44546A;">&#160;</font><font style="font-weight: bold;">Following completion of
        discussions with the SEC referred to on March 9, 2023, the Group confirms the 2022 financial results as previously released on February 9, 2023, as well as the previously released annual financial results for 2021 and 2020, and which are included
        in the 2022 Annual Report.&#160;See the 2022 Annual Report for our conclusions on the matters covered by that review.</font></div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The agenda for the 2023 AGM published today by the Board includes but is not limited to:</div>
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              <div style="color: #000000;">Proposal on discharge of the members of the Board and the Executive Board for the financial year 2022, excluding discharge in relation to the Credit Suisse Asset Management managed supply chain finance funds
                (SCFF) matter.</div>
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              <div style="text-align: left; margin-left: 95.95pt; color: #000000;">&#9726;</div>
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              <div style="color: #000000;">Proposal for a distribution of a dividend to shareholders of CHF 0.05 gross per registered share for the financial year 2022.</div>
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              <div style="text-align: left; margin-left: 95.95pt; color: #000000;">&#9726;</div>
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              <div style="color: #000000;">Proposal for amendments to the Articles of Association.</div>
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              <div style="text-align: left; margin-left: 95.95pt; color: #000000;">&#9726;</div>
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              <div style="color: #000000;">Proposal for the re-election of Axel P. Lehmann as Chairman of the Board as well as the re-election of all current members of the Board.</div>
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              <div style="text-align: left; margin-left: 95.95pt; color: #000000;">&#9726;</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="color: #000000;">Approval of the compensation of the Board and the Executive Board, including a one-time Transformation Award for the Executive Board, as well as a consultative vote on the 2022 Compensation Report.</div>
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              <div style="text-align: left; margin-left: 95.95pt; color: #000000;">&#9726;</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="color: #000000;">Consultative vote on the Credit Suisse climate strategy as outlined in the Strategy chapter of the 2022 Task Force on Climate-related Financial Disclosures (TCFD) Report, included in the 2022 Sustainability
                Report.</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The invitation and agenda for the 2023 AGM are available on the Credit Suisse website at: <u>www.credit-suisse.com/agm</u>. The AGM will
      take place in-person at Hallenstadion, Wallisellenstrasse 45, in Zuerich-Oerlikon on April 4, 2023.</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Discharge of the members of the Board and Executive Board for the 2022 financial year, excluding the SCFF matter</div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The Board proposes that the members of the Board and the Executive Board be granted discharge for the 2022 financial year, excluding all
      issues related to the SCFF matter. The SCFF matter continues to evolve both with respect to civil litigation, including cases brought to recover funds for the investors, as well as continuing actions involving former employees. In light of the
      various legal proceedings, the Board proposes to exclude the SCFF matter from the discharge proposal for the 2022 financial year, similar to the discharge for the 2021 financial year.</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Dividend distribution</div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">As previously announced, the Board proposes that a total cash dividend of CHF 0.05 gross per registered share be paid to shareholders for
      the financial year 2022. The dividend is to be paid from capital contribution reserves. The proposed dividend for 2022 is in line with the communicated nominal dividend approach for the years 2022 to 2024, with meaningful dividends from 2025 onwards.</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Amendments to the Articles of Association</div>
    <div style="margin: 0px 0px 0px 77.95pt; color: #000000; font-family: Arial, Helvetica, 'sans-serif'; text-align: left;">In line with the new Swiss corporate law and the opportunity given to Swiss companies to amend their Articles of Association within
      a two-year period, Credit Suisse is proposing amendments to its Articles of Association. Key</div>
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              <div style="text-align: right; color: #000000; font-size: 8pt;">March 14, 2023</div>
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              <div style="text-align: right;"><img width="300" border="0" height="41" src="logo.jpg"></div>
              <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 12pt; font-weight: bold;">Media release</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">changes under the new Swiss corporate law relate, among other things, to the improvement of corporate governance and of protection rights of
      small shareholders, a general modernization of the corporate law and the integration of the Swiss Federal Council ordinance regarding board and executive compensation into the new corporate law. The proposed amendments to Credit Suisse&#8217;s Articles of
      Association adopt the requirements of the new Swiss corporate law and consider corporate best practice standards.</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Board member elections</div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The Board is proposing Axel P. Lehmann for re-election as a member and as Chairman of the Board.</div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">Furthermore, all current members of the Board will stand for re-election for a further term of office of one year.</div>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Approval of the compensation of the Board and the Executive Board, including a one-time Transformation Award for the
      Executive Board, and consultative vote on the 2022 Compensation Report</div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">In accordance with Swiss law requirements, shareholders will vote separately, and with binding effect, on the overall compensation of the
      Board and the Executive Board at the AGM. The Board proposes that shareholders approve a maximum aggregate compensation amount for the Board of CHF 13.0 million for the period from the 2023 AGM to the 2024 AGM in a prospective vote. This proposed
      amount is unchanged compared to the prior period.</div>
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    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The Board further proposes that shareholders approve the maximum aggregate amount of CHF 34.0 million of fixed compensation for the
      Executive Board for the period from the 2023 AGM to the 2024 AGM in a prospective vote. This proposed amount is unchanged compared to the prior period. Given the financial loss reported for the Group for 2022, there is no proposal for variable
      compensation for the Executive Board for the 2022 financial year.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The Board is further proposing a one-time deferred share-based Transformation Award for the Executive Board. This award is linked to the
      successful implementation of Credit Suisse&#8217;s strategic objectives and is intended to ensure the new Executive Board is aligned with long-term shareholder interests. The award is to be granted in 2023 and is subject to performance conditions over the
      three-year period from the beginning of 2023 to the end of 2025. The purpose of this award is to maximize motivation, retention and accountability for the Executive Board over the next three years with stretch performance conditions to ensure pay for
      performance alignment. Shareholders are asked to approve the aggregate amount of CHF 30.1 million for the Transformation Award (based on fair value at grant, with a maximum award value at grant of CHF 70.0 million if all performance conditions are
      met).</div>
    <div><br>
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    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">Consistent with the practice in prior years, the 2022 Compensation Report, which is part of the Annual Report of Credit Suisse Group AG,
      will be presented to shareholders for a consultative vote.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Consultative vote on the Credit Suisse climate strategy, as outlined in the Strategy chapter of the 2022 TCFD Report</div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">In line with the commitment made by Credit Suisse at the 2022 AGM, and in response to a shareholder proposal, the Board is consulting with
      shareholders on Credit Suisse&#8217;s climate strategy, as outlined in the Strategy chapter of the 2022 TCFD Report. The Report outlines the continued reduction of absolute financed emissions associated with the oil, gas &amp; coal sectors and provides
      transparent disclosure on Credit Suisse&#8217;s strategy to align the bank&#8217;s financing activities with the Paris Agreement. In addition, the Report highlights that based on Credit Suisse&#8217;s commitment to develop 2030 interim goals for key sectors, the bank
      has set emissions reduction goals for six sectors: Oil, gas &amp; coal, power generation, automotive, commercial real estate, iron &amp; steel, and aluminum. Credit Suisse has also expanded its sector policies that apply to lending and capital market
      underwriting activity to cover climate-sensitive areas such as those related to oil sands, deep-sea mining, Arctic oil &amp; gas, and palm oil.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The Board recommends that shareholders approve Credit Suisse&#8217;s climate strategy, as outlined in the Strategy chapter of the 2022 TCFD
      Report, in a consultative vote.</div>
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                <div style="color: #000000; font-size: 8pt;">Page 2</div>
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                <div style="text-align: right; color: #000000; font-size: 8pt;">March 14, 2023</div>
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                <div style="text-align: right;"><img width="300" border="0" height="41" src="logo.jpg"></div>
                <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 12pt; font-weight: bold;">Media release</div>
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    <div>
      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif; font-weight: bold;">2022 Annual Report, Compensation Report, Sustainability Report and TCFD Report</div>
      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The Credit Suisse 2022 Annual Report, including the Compensation Report, as well as the 2022 Sustainability Report, which includes the
        TCFD Report, are available for download as of 6:45 CET today at <u>www.credit-suisse.com/about-us/en/reports-research/annual-reports.html</u>.</div>
      <div><br>
      </div>
      <div style="text-align: left; margin-left: 77.95pt; color: #000000; font-family: Arial, Helvetica, sans-serif;">The 2022 Annual Report on Form 20-F will be filed with the US Securities and Exchange Commission and will be available for download at: <u>www.credit-suisse.com/sec</u>.</div>
      <div><br>
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              <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-weight: bold;">Contact details</div>
              <div>&#160;</div>
              <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;"><font style="font-weight: bold;">Kinner Lakhani</font>, Investor Relations, Credit Suisse</div>
              <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;">Tel: +41 44 333 71 49</div>
              <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;">Email: investor.relations@credit-suisse.com</div>
              <div>&#160;</div>
              <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;"><font style="font-weight: bold;">Dominik von Arx</font>, Corporate Communications, Credit Suisse</div>
              <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;">Tel: +41 844 33 88 44</div>
              <div style="color: #000000; font-family: Arial, Helvetica, sans-serif;">Email: media.relations@credit-suisse.com</div>
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      <div style="text-align: left; margin-left: 78pt;"><br>
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      <div><br>
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      <div style="text-align: left; margin-left: 77.95pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold;">Credit Suisse</div>
      <div style="text-align: left; margin-left: 77.95pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Credit Suisse is one of the world's leading financial services providers. The bank&#8217;s strategy is built on its leading Wealth Management
        and Swiss Bank franchises, with strong Asset Management as well as Markets capabilities. Credit <font style="color: #000000;">Suisse seeks to follow a balanced approach to wealth management, aiming to capitalize on both the large pool of wealth
          within mature markets as well as the significant growth in wealth in Asia Pacific and other emerging markets, while also serving key developed markets with an emphasis on Switzerland. The bank employs more than 50,000 people. The registered
          shares (CSGN) of Credit Suisse Group AG are listed in Switzerland and, in the form of American Depositary Shares (CS), in New York. Further information about Credit Suisse can be found at <u>www.credit-suisse.com</u>.</font></div>
      <div><br>
      </div>
      <div style="text-align: left; margin-left: 77.95pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold;">Cautionary statement regarding forward-looking information</div>
      <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may
        make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4f1e308f3f02426387a94d3a6a053f71" class="DSPFListTable" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: auto; vertical-align: top;">
                <div style="font-size: 8pt;">our plans, targets or goals;</div>
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        <table cellspacing="0" cellpadding="0" id="z2643768329d34273a26f26f6d8e1511c" class="DSPFListTable" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <td style="width: auto; vertical-align: top;">
                <div style="font-size: 8pt;">our future economic performance or prospects;</div>
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        <table cellspacing="0" cellpadding="0" id="z0eba46f13f144df5931d5c507dd8a8ff" class="DSPFListTable" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <td style="width: auto; vertical-align: top;">
                <div style="font-size: 8pt;">the potential effect on our future performance of certain contingencies; and</div>
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                <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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                <div style="font-size: 8pt;">assumptions underlying any such statements.</div>
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      <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Words such as &#8220;may,&#8221; &#8220;could,&#8221; &#8220;achieves,&#8221; &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;expects,&#8221; &#8220;intends&#8221; and &#8220;plans&#8221; and similar expressions are intended to
        identify forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements.</div>
      <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that
        predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, targets,
        goals, expectations, estimates and intentions expressed in such forward-looking statements. Additionally, many of these factors are beyond our control.</div>
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      <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">These factors include, but are not limited to:</div>
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                <div style="font-size: 8pt;">the ability to maintain sufficient liquidity and access capital markets;</div>
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                <div style="font-size: 8pt;">market volatility, increases in inflation and interest rate fluctuations or developments affecting interest rate levels;</div>
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                <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <td style="width: auto; vertical-align: top;">
                <div style="font-size: 8pt;">the ongoing significant negative consequences, including reputational harm, of the Archegos and supply chain finance funds matters, as well as other recent events, and our ability to successfully resolve these
                  matters;</div>
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        <table cellspacing="0" cellpadding="0" id="z2f9861c563324b06b7ea8588cf32e8b4" class="DSPFListTable" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <td style="width: auto; vertical-align: top;">
                <div style="font-size: 8pt;">the impact of media reports and social media speculation about our business and its performance;</div>
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                <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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                <div style="font-size: 8pt;">the extent of outflows of deposits and assets or future net new asset generation across our divisions;</div>
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                <div style="font-size: 8pt;">our ability to improve our risk management procedures and policies and hedging strategies;</div>
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              <td style="width: auto; vertical-align: top;">
                <div style="font-size: 8pt;">the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular, but not limited to, the risk of negative impacts of COVID-19 on
                  the global economy and financial markets, Russia&#8217;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland and other countries and the risk of continued slow economic recovery or downturn in the EU, the US or other
                  developed countries or in emerging markets in 2023 and beyond;</div>
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                <div style="color: #000000; font-size: 8pt;">Page 3</div>
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                <div style="text-align: right; color: #000000; font-size: 8pt;">March 14, 2023</div>
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                <div style="text-align: right;"><img width="300" border="0" height="41" src="logo.jpg"></div>
                <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 12pt; font-weight: bold;">Media release</div>
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              <div style="font-size: 8pt;">the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may be taken by governmental authorities to contain the outbreak or to counter its impact;</div>
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              <div style="font-size: 8pt;">potential risks and uncertainties relating to the severity of impacts from the COVID-19 pandemic, including potential material adverse effects on our business, financial condition and results of operations;</div>
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              <div style="font-size: 8pt;">the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;</div>
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              <div style="font-size: 8pt;">adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;</div>
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      <table cellspacing="0" cellpadding="0" id="z2aa79d0cb63a4ae3b1af112302023c9a" class="DSPFListTable" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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            <td style="width: auto; vertical-align: top;">
              <div style="font-size: 8pt;">the ability to achieve our strategic initiatives, including those related to our targets, ambitions and goals, such as our financial ambitions as well as various goals and commitments to incorporate certain
                environmental, social and governance considerations into our business strategy, products, services and risk management processes;</div>
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    </div>
    <div>
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              <div style="font-size: 8pt;">the future level of any impairments and write-downs resulting from strategy changes and their implementation;</div>
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              <div style="font-size: 8pt;">the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses;</div>
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              <div style="font-size: 8pt;">the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</div>
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              <div style="font-size: 8pt;">the effects of currency fluctuations, including the related impact on our business, financial condition and results of operations due to moves in foreign exchange rates;</div>
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              <div style="font-size: 8pt;">the ability to appropriately address social, environmental and sustainability concerns that may arise from our business activities;</div>
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              <div style="font-size: 8pt;">the effects of, and the uncertainty arising from, the UK&#8217;s withdrawal from the EU;</div>
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              <div style="font-size: 8pt;">the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our operations;</div>
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              <div style="font-size: 8pt;">operational factors such as systems failure, human error, or the failure to implement procedures properly;</div>
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              <div style="font-size: 8pt;">the risk of cyber attacks, information or security breaches or technology failures on our reputation, business or operations, the risk of which is increased while large portions of our employees work remotely;</div>
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              <div style="font-size: 8pt;">the adverse resolution of litigation, regulatory proceedings and other contingencies;</div>
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              <div style="font-size: 8pt;">actions taken by regulators with respect to our business and practices and possible resulting changes to our business organization, practices and policies in countries in which we conduct our operations;</div>
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              <div style="font-size: 8pt;">the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we conduct our operations;</div>
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            <td style="width: 96pt; vertical-align: top; text-align: right;">
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              <div style="font-size: 8pt;">the discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates;</div>
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            <td style="width: 96pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <div style="font-size: 8pt;">the potential effects of changes in our legal entity structure;</div>
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    <div>
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            <td style="width: 96pt; vertical-align: top; text-align: right;">
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              <div style="font-size: 8pt;">competition or changes in our competitive position in geographic and business areas in which we conduct our operations;</div>
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            <td style="width: 96pt; vertical-align: top; text-align: right;">
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              <div style="font-size: 8pt;">the ability to retain and recruit qualified personnel;</div>
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    <div>
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            <td style="width: 96pt; vertical-align: top; text-align: right;">
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              <div style="font-size: 8pt;">the ability to protect our reputation and promote our brand;</div>
            </td>
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              <div style="font-size: 8pt;">the ability to increase market share and control expenses;</div>
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              <div style="font-size: 8pt;">technological changes instituted by us, our counterparties or competitors;</div>
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              <div style="font-size: 8pt;">the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;</div>
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              <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <div style="font-size: 8pt;">acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets; and</div>
            </td>
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              <div style="text-align: left; margin-left: 78pt; font-size: 8pt;">&#9726;</div>
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              <div style="font-size: 8pt;">other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.</div>
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    <div><br>
    </div>
    <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully
      consider the foregoing factors and other uncertainties and events, including the information set forth in &#8220;Risk factors&#8221; in <font style="font-style: italic;">I&#160;&#8211; Information on the company </font>in our Annual Report 2022.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold;">Disclaimer</div>
    <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">This document was produced by and the opinions expressed are those of Credit Suisse as of the date of writing and are subject to change. It has
      been prepared solely for information purposes and for the use of the recipient. It does not constitute an offer or an invitation by or on behalf of Credit Suisse to any person to buy or sell any security. Any reference to past performance is not
      necessarily a guide to the future. The information and analysis contained in this publication have been compiled or arrived at from sources believed to be reliable but Credit Suisse does not make any representation as to their accuracy or
      completeness and does not accept liability for any loss arising from the use hereof.</div>
    <div><br>
    </div>
    <div style="text-align: left; margin-left: 78pt; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Copyright &#169; 2023 Credit Suisse Group AG and/or its affiliates. All rights reserved.</div>
    <div><br>
    </div>
    <div style="margin: 0px 0px 0px 78pt; color: #000000; font-family: Arial, Helvetica, 'sans-serif'; font-size: 8pt; text-align: left;">The English language version of this document is the controlling version.</div>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <br>
  <table cellspacing="0" cellpadding="0" id="ze65a64dcca3149ae8fdfdcdcea9b261b" style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 50%; vertical-align: top;">
          <div style="color: #000000; font-size: 8pt;">Page 4</div>
        </td>
        <td style="width: 50%; vertical-align: top;">
          <div style="text-align: right; color: #000000; font-size: 8pt;">March 14, 2023</div>
        </td>
      </tr>

  </table>
  <div>
    <div style="FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman; WIDTH: 100%; TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt"></div>
    <div style="MARGIN-BOTTOM: 10pt; CLEAR: both; MARGIN-TOP: 10pt" class="BRPFPageBreakArea">
      <div style="PAGE-BREAK-AFTER: always" class="BRPFPageBreak">
        <hr noshade="noshade" style="BORDER-LEFT-WIDTH: 0px; HEIGHT: 2px; BORDER-RIGHT-WIDTH: 0px; WIDTH: 100%; BORDER-BOTTOM-WIDTH: 0px; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px; BORDER-TOP-WIDTH: 0px; BACKGROUND-COLOR: #000000"> </div>
    </div>
    <div style="TEXT-ALIGN: center">&#160;</div>
    <div style="TEXT-ALIGN: center"><u>SIGNATURES</u></div>
    <div style="TEXT-ALIGN: center">
      <div style="display: block; text-indent: 0pt;">&#160;</div>
      <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by
        the undersigned, thereunto duly authorized.</div>
      <div style="TEXT-ALIGN: left; MARGIN-LEFT: 0pt; DISPLAY: block; MARGIN-RIGHT: 0pt; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z16b69e9caf404f849100aa6f04e19717" style="FONT-SIZE: 10pt; FONT-FAMILY: arial; WIDTH: 100%">

            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(Registrants)</div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 53%">&#160;</td>
            </tr>
            <tr style="HEIGHT: 15px">
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">By:</div>
              </td>
              <td valign="top" align="left" style="WIDTH: 53%">
                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"><font style="DISPLAY: inline">/s/ Reto H&#246;sli</font></div>
              </td>
            </tr>
            <tr>
              <td valign="top" align="left" style="WIDTH: 44%">&#160;</td>
              <td valign="top" align="left" style="WIDTH: 3%">&#160;</td>
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                <div style="text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Director</div>
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              <td valign="top" align="left" style="width: 53%;">/s/ Annina M&#252;ller</td>
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              <td valign="top" align="left" style="width: 53%;">Annina M&#252;ller</td>
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              <td valign="top" align="left" style="WIDTH: 44%">Date: March 14, 2023</td>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
