<SEC-DOCUMENT>0001370368-23-000044.txt : 20230424
<SEC-HEADER>0001370368-23-000044.hdr.sgml : 20230424
<ACCEPTANCE-DATETIME>20230424134351
ACCESSION NUMBER:		0001370368-23-000044
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		8
CONFORMED PERIOD OF REPORT:	20230331
FILED AS OF DATE:		20230424
DATE AS OF CHANGE:		20230424

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		23839093

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		23839094

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a230424-6k.htm
<DESCRIPTION>6-K
<TEXT>

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    <font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Washington, D.C. 20549</b></font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Form 6-K</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</b> <b>UNDER THE SECURITIES EXCHANGE ACT OF 1934</b></font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">April 24, 2023 </font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-15244</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse Group AG</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse AG</font>
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  <div style="TEXT-ALIGN: center; WIDTH: 99%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</font>
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    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">&nbsp;&nbsp;&nbsp;Form 20-F&nbsp;&nbsp;&nbsp;<img src="imgyes.gif" border="0">&nbsp;&nbsp;&nbsp;Form 40-F&nbsp;&nbsp;&nbsp;<img src="imgno.gif" border="0"></font>
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<div style="width:100%;padding-top:30px;padding-bottom:20px;">
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  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This report includes the media release in connection with the 1Q23 results.</font>
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                <td style="width: 50.00%;">
                  <div>&#160;
                    <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Media Release</div>
                    <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Zurich, April 24, 2023</div>
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                  <div>&#160;
                    <div style="text-align: right;"><img src="logo.jpg"></div>
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        <div style="color: #000000;"> <br>
        </div>
        <div style="color: #000000;">Ad hoc announcement pursuant to Art. 53 LR</div>
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        <div>
          <div style="margin-right: 0.6pt; margin-top: 0.15pt; font-family: Arial,Helvetica,sans-serif; font-size: 16pt;">Credit Suisse reports pre-tax income of CHF 12.8 bn with a CET1 ratio of 20.3% in 1Q23; results reflect write-down of CHF 15 bn AT1
            capital notes</div>
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              <div style="color: rgb(0, 0, 0);"> <font style="font-size: 12pt;">___________________________________________________________________________________________________________________________________________________________________________</font></div>
              <div style="color: rgb(0, 0, 0);"><font style="font-size: 12pt;"> <br>
                </font></div>
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            <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 14pt;"> Credit Suisse Group results for 1Q23</div>
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          <div><br>
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          <table style="font-family: Arial, Helvetica, sans-serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z5b62594869eb4c6abf170b0533398bd0" cellpadding="0" cellspacing="0">

              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Reported (CHF mn)</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">1Q23</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 19.05pt; font-size: 8pt;">4Q22</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">1Q22</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.6pt; font-size: 8pt;">&#916;4Q22</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; font-size: 8pt;">&#916;1Q22</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Net revenues</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">18,467</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">3,060</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">4,412</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; font-size: 8pt;">319%</div>
                </td>
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                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Provision for credit losses</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">83</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">41</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.4pt; font-size: 8pt;">(110)</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Total operating expenses</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">5,620</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">4,334</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">4,950</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.55pt; font-size: 8pt;">30%</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; font-size: 8pt;">14%</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Pre-tax income/(loss)</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">12,764</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.9pt; font-size: 8pt;">(1,315)</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.4pt; font-size: 8pt;">(428)</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 14.85pt; font-size: 8pt;">Income tax expense/(benefit)</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">345</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">82</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.4pt; font-size: 8pt;">(151)</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.6pt; font-size: 8pt;">321%</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Net income/(loss) attributable to shareholders</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">12,432</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 18.9pt; font-size: 8pt;">(1,393)</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.4pt; font-size: 8pt;">(273)</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Return on tangible equity</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">117.5%</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 18.95pt; font-size: 8pt;">(13.5)%</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.3pt; font-size: 8pt;">(2.6)%</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Cost/income ratio</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">30.4%</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.95pt; font-size: 8pt;">142%</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">112%</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Net New Assets (NNA)/Net Asset Outflows - CHF bn</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">(61.2)</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.9pt; font-size: 8pt;">(110.5)</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">7.9</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Assets under Management (AuM) - CHF bn</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">1,253</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">1,294</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">1,555</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.6pt; font-size: 8pt;">(3)%</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; font-size: 8pt;">(19)%</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding: 4px 0px 3px;">
                  <div>&#160;</div>
                  <div> <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 11.66%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 10.88%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 10.82%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 7.74%; padding: 4px 0px 3px;">&#160;</td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Adjusted* (CHF mn)</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">1Q23</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 19.05pt; font-size: 8pt;">4Q22</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">1Q22</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.6pt; font-size: 8pt;">&#916;4Q22</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; font-size: 8pt;">&#916;1Q22</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Net revenues</div>
                </td>
                <td style="border-bottom: 1px solid rgb(102, 102, 102); vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px;">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">2,734</div>
                </td>
                <td style="border-bottom: 1px solid rgb(102, 102, 102); vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px;">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">2,964</div>
                </td>
                <td style="border-bottom: 1px solid rgb(102, 102, 102); vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px;">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">4,582</div>
                </td>
                <td style="border-bottom: 1px solid rgb(102, 102, 102); vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px;">
                  <div style="text-align: right; margin-right: 17.55pt; font-size: 8pt;">(8)%</div>
                </td>
                <td style="border-bottom: 1px solid rgb(102, 102, 102); vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px;">
                  <div style="text-align: right; font-size: 8pt;">(40)%</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Provision for credit losses</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">83</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 19pt; font-size: 8pt;">41</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">45</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(102, 102, 102);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">Total operating expenses</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">3,966</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.95pt; font-size: 8pt;">3,938</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">4,237</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.55pt; font-size: 8pt;">1%</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; font-size: 8pt;">(6)%</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Pre-tax income/(loss)</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.1pt; font-size: 8pt; font-weight: bold;">(1,316)</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.9pt; font-size: 8pt;">(1,015)</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">300</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding: 4px 0px 3px;">
                  <div>&#160;</div>
                  <div> <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 11.66%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 10.88%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 10.82%; padding: 4px 0px 3px;">&#160;</td>
                <td style="vertical-align: top; width: 7.74%; padding: 4px 0px 3px;">&#160;</td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Capital ratios</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">1Q23</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 19.05pt; font-size: 8pt;">4Q22</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.35pt; font-size: 8pt;">1Q22</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.6pt; font-size: 8pt;">&#916;4Q22</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; background-color: rgb(219, 219, 219); border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; font-size: 8pt;">&#916;1Q22</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">CET1 ratio</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt; font-weight: bold;">20.3%</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.95pt; font-size: 8pt;">14.1%</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.3pt; font-size: 8pt;">13.8%</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt;">CET1 ratio excl. AT1 write-down</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.05pt; font-size: 8pt;">14.3%</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">&#160;</td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">&#160;</td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">&#160;</td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">&#160;</td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 42.87%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">Tier 1 leverage ratio</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16pt; font-size: 8pt; font-weight: bold;">7.6%</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.95pt; font-size: 8pt;">7.7%</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.3pt; font-size: 8pt;">6.1%</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
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                  <div style="margin-left: 0.7pt; font-size: 8pt; font-weight: bold;">CET1 leverage ratio</div>
                </td>
                <td style="vertical-align: top; width: 16.04%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16pt; font-size: 8pt; font-weight: bold;">7.6%</div>
                </td>
                <td style="vertical-align: top; width: 11.66%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 18.95pt; font-size: 8pt;">5.4%</div>
                </td>
                <td style="vertical-align: top; width: 10.88%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 16.3pt; font-size: 8pt;">4.3%</div>
                </td>
                <td style="vertical-align: top; width: 10.82%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 17.65pt; font-size: 8pt;">-</div>
                </td>
                <td style="vertical-align: top; width: 7.74%; padding-top: 4px; padding-right: 0px; padding-left: 0px; border-bottom: 1px solid rgb(0, 0, 0);">
                  <div style="text-align: right; margin-right: 0.05pt; font-size: 8pt;">-</div>
                </td>
              </tr>

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                    <div>&#160;
                      <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Media Release</div>
                      <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Zurich, April 24, 2023<br>
                      </div>
                    </div>
                  </td>
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        <div><font style="font-weight: bold;"><br>
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      <div><br>
        <div style="margin-left: 8.3pt; margin-top: 3.2pt; font-family: Arial,Helvetica,sans-serif; font-size: 14pt;">Summary of 1Q23 performance</div>
        <div style="margin-left: 8.3pt; margin-top: 10.8pt;">Credit Suisse&#8217;s performance in 1Q23 was mainly impacted by actions leading up to and stemming from the planned merger between Credit Suisse Group AG (Credit Suisse) and UBS Group AG (UBS), which
          was announced on March 19, 2023, and by significant deposit and net asset outflows.</div>
        <div style="margin-top: 0.35pt;"><br>
        </div>
        <div style="margin-right: 6.8pt; margin-left: 8.3pt;">Credit Suisse will work closely with UBS to ensure that the transaction is completed in a timely manner. The consummation of the merger remains subject to customary closing conditions.</div>
        <div><br>
        </div>
        <div style="margin-left: 8.3pt;">Credit Suisse reported pre-tax income of CHF 12.8 bn in 1Q23. The 1Q23 result primarily reflected the write-down to zero of CHF 15 bn of Additional Tier 1 (AT1) capital notes as ordered by the Swiss Financial Market
          Supervisory Authority FINMA (FINMA) in light of the aforementioned planned merger. Reported pre-tax income was further affected by a CHF 0.7 bn gain from the sale of a significant part of the Securitized Products Group (SPG) (Apollo transaction)
          to entities and funds managed by affiliates of Apollo Global Management (collectively, Apollo), offset by a goodwill impairment charge of CHF 1.3 bn almost entirely recognized in Wealth Management (WM) and CHF 0.3 bn in restructuring expenses.
          Credit Suisse recorded an adjusted* pre-tax loss of CHF 1.3 bn for the quarter.</div>
        <div style="margin-top: 0.15pt;"><br>
        </div>
        <div style="text-align: justify; margin-right: 6.7pt; margin-left: 8.3pt;">The Group&#8217;s common equity tier 1 ratio (CET1) increased to 20.3% as of the end of 1Q23, up from 14.1% at the end of 4Q22. The increase in CET1 capital was mainly driven by
          the write-down of the AT1 capital notes as ordered by FINMA.</div>
        <div style="margin-top: 0.3pt;"><br>
        </div>
        <div style="margin-right: 6.35pt; margin-left: 8.3pt; margin-top: 0.05pt;">Credit Suisse experienced significant net asset outflows, in particular in the second half of March 2023. These outflows have moderated but have not yet reversed as of April
          24, 2023. For 1Q23, Credit Suisse reported net asset outflows of CHF 61.2 bn. Deposit outflows represented 57% of Wealth Management (WM) and Swiss Bank (SB) net asset outflows in 1Q23.</div>
        <div style="margin-top: 0.3pt;"><br>
        </div>
        <div style="margin-right: 6.8pt; margin-left: 8.3pt; margin-top: 0.35pt;">As of the end of 1Q23, assets under management (AuM) of CHF 1.3 trn decreased by CHF 41 bn compared to the end of 4Q22. At the Group level, net asset outflows in 1Q23 were
          CHF 61.2 bn or 5% of AuM as of the end of 4Q22, in particular following net asset outflows in the second half of March 2023 across all businesses.</div>
        <div style="margin-top: 0.3pt;"><br>
        </div>
        <div>
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                  <div style="text-align: left; margin-left: 26.25pt;">&#9726;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div>In WM, net asset outflows in 1Q23 represented 9% of AuM reported as of the end of 4Q22.</div>
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                  <div style="text-align: left; margin-left: 26.25pt;">&#9726;</div>
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                  <div>In the SB, net asset outflows in 1Q23 represented 1% of AuM reported as of the end of 4Q22.</div>
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                  <div style="text-align: left; margin-left: 26.25pt;">&#9726;</div>
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                <td style="width: auto; vertical-align: top;">
                  <div>In Asset Management (AM), net asset outflows in 1Q23 represented 3% of AuM reported as of the end of 4Q22.</div>
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        <div style="margin-top: 0.35pt;"><br>
        </div>
        <div style="margin-left: 8.3pt;">In the second half of March 2023, Credit Suisse experienced significant withdrawals of cash deposits as well as non-renewal of maturing time deposits. Customer deposits declined by CHF 67 bn in 1Q23. These outflows,
          which were most acute in the days immediately preceding and following the announcement of the merger, stabilized to much lower levels, but had not yet reversed as of April 24, 2023.</div>
        <div style="margin-top: 0.3pt;"><br>
        </div>
        <div style="margin-right: 1.65pt; margin-left: 8.3pt;">The Swiss National Bank (SNB) granted Credit Suisse access to significant credit facilities that provide substantial liquidity support to the bank, a portion of which are supported by default
          guarantees provided by the Swiss government. As of March 31, 2023, the net amount of borrowings under these facilities amounted to CHF 108 bn after repayments of CHF 60 bn in the quarter, with further repayments of CHF 10 bn as of April 24, 2023.</div>
        <div style="margin-top: 0.2pt;"><br>
        </div>
        <div style="text-align: justify; margin-right: 5.5pt; margin-left: 8.3pt;">The Group&#8217;s three-month average daily Liquidity Coverage Ratio (LCR) was 178% as of the end of 1Q23, improved from lower levels earlier in the quarter after benefitting from
          the liquidity facilities from the SNB.</div>
        <div><br>
        </div>
        <div style="margin-right: 7.65pt; margin-left: 8.3pt; margin-top: 7.65pt;">Prior to the significantly increased outflows, on March 14, 2023, the quarter to date daily average LCR was approximately 153%, and improved from the three-month average
          daily LCR of 144% at the end of 2022.</div>
        <div style="margin-top: 0.35pt;"><br>
        </div>
        <div style="margin-right: 7.65pt; margin-left: 8.3pt;">Compared to 4Q22, net revenues were significantly higher, primarily reflecting higher net revenues in the Corporate Center (CC), the Capital Release Unit (CRU) and in the Investment Bank (IB),
          partially offset by lower net revenues in WM, AM and SB. The increase in the CC was primarily driven by treasury results, which reflected the write-down of the AT1 capital notes. The increase in the CRU mainly reflected the gain on the Apollo
          transaction. Net revenues in the IB increased compared to low levels in 4Q22 and included gains on increased buyback activity principally in the structured notes portfolio across equities and fixed income at prices reflecting significantly wider
          credit spreads. The decrease in WM mainly reflected lower net interest income and lower other revenues which reflected a gain on the sale of real estate in 4Q22. The decrease in AM was driven by decreased investment and partnership income,
          partially offset by higher performance and transaction revenues. The decrease in the SB was primarily driven by lower other revenues and lower net interest income.</div>
        <div><br>
        </div>
        <div style="margin-right: 8.2pt; margin-left: 8.3pt;">Compared to 4Q22, total operating expenses increased 30% in 1Q23, mainly reflecting the goodwill impairment charge and increases in compensation and benefits, partially offset by lower general
          and administrative expenses and lower restructuring expenses. Compensation and benefits increased 16%, including the acceleration of deferred compensation expenses due to the cancellation of outstanding deferred compensation awards. General and
          administrative expenses decreased 19%, primarily reflecting lower litigation expenses. Adjusted* total operating expenses were stable compared to 4Q22.</div>
        <div style="margin-top: 0.2pt;"><br>
        </div>
        <div style="margin-right: 10.6pt; margin-left: 8.3pt;">Following a review of the Group&#8217;s financial plans to reflect the deposit and AuM outflows in 1Q23, the Group concluded that the estimated fair value of the WM reporting unit was below its
          related carrying value and as a result a goodwill impairment charge of CHF 1.3 bn was recorded for the quarter, resulting in a goodwill balance of zero for that reporting unit. The fair value of the remaining reporting units with goodwill (SB and
          AM) exceeded their related carrying values and no further impairments were necessary as of March 31, 2023.</div>
        <div style="margin-top: 0.25pt;"><br>
        </div>
        <div style="margin-right: 7.65pt; margin-left: 8.3pt;">The reduction in AuM and deposits in 1Q23 is expected to lead to reduced net interest income and recurring commissions and fees. In particular, this will likely lead to a substantial loss in WM
          in 2Q23.</div>
        <div style="margin-top: 0.25pt;"><br>
        </div>
        <div style="margin-right: 4.8pt; margin-left: 8.3pt; margin-top: 0.05pt;">In light of the merger announcement, the adverse revenue impact from the previously disclosed exit from non-core businesses and exposures, restructuring charges and funding
          costs, Credit Suisse would also expect the IB and the Group to report a substantial loss before taxes in 2Q23 and 2023. The Group&#8217;s actual results will depend on a number of factors, including the performance of the IB and WM divisions; deposit
          or net asset flows; the continued exit of non-core positions; goodwill, software and other impairments; litigation; regulatory actions; credit spreads and related funding costs; the usage and availability of the SNB liquidity facilities; the
          impact of continued voluntary and involuntary employee attrition and the outcome of certain other items, including potential real estate sales. Credit Suisse is taking proactive measures to protect its client franchise, manage risks and
          facilitate operational stability.</div>
        <div style="margin-top: 0.25pt;"><br>
        </div>
        <div style="margin-left: 8.3pt; font-weight: bold;">Strategy Execution Update</div>
        <div><br>
        </div>
        <div style="margin-left: 8.3pt;">The bank continued to execute on certain strategic actions:</div>
        <div style="margin-left: 8.3pt;"> <br>
        </div>
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                    <div>SPG: Achieved approximately USD 48 bn reduction in the asset equivalent exposures of SPG and related financing</div>
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                      <div>&#160;
                        <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Media Release</div>
                        <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Zurich, April 24, 2023</div>
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            </div>
            <div style="margin-left: 44.3pt; margin-top: 4.95pt; font-family: Arial, Helvetica, sans-serif;">businesses since 3Q22, or &gt;85% of targeted reduction of approximately USD 55 bn.</div>
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                        <div>Non-Core Unit (NCU): Reduced Risk Weighted Assets (RWA) and leverage exposure by approximately USD 4 bn and approximately USD 14 bn<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 8pt;">1</font></sup>, respectively since 4Q22.</div>
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                          <div>Cost actions: Progress on cost transformation program with adjusted* operating expenses 6% lower YoY in 1Q23 due to lower general and administrative expenses and compensation and benefits. Achieved reduction in number of
                            employees of approximately 9% since 3Q22<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 8pt;">2</font></sup>.</div>
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                        <div>
                          <div>CS First Boston: Credit Suisse Group AG, and M. Klein &amp; Co LLC have mutually agreed to terminate the acquisition of The Klein Group, LLC (i.e., the investment banking business of M. Klein &amp; Co. LLC) by Credit Suisse
                            considering Credit Suisse&#8217;s recently announced merger with UBS Group AG.</div>
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            <div style="margin-top: 0.25pt;"><br>
            </div>
            <div style="margin-right: 10.3pt;">Effective January 1, 2023, Credit Suisse includes the results of WM, SB, AM, IB, CC and CRU.</div>
            <div style="margin-right: 10.3pt;"> <br>
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              <div style="font-size: 14pt;">
                <div style="color: rgb(0, 0, 0);"> <font style="font-size: 12pt;">___________________________________________________________________________________________________________________________________________________________________________</font></div>
                <div style="color: rgb(0, 0, 0);">Divisional summaries</div>
              </div>
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                    <div style="margin-left: 2.5pt; font-family: Arial,Helvetica,sans-serif;">Wealth Management (WM)</div>
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                    <div>
                      <div>&#160;<img src="wm.jpg"></div>
                      <br>
                      <div>&#160;</div>
                      <div style="margin-left: 2.5pt; font-size: 8pt;">Restated adjusted* pre-tax income/loss QoQ in CHF million</div>
                    </div>
                  </td>
                  <td style="width: 63.7%; vertical-align: top;">
                    <div style="margin-left: 33.5pt; font-weight: bold;">1Q23</div>
                    <div>&#160;</div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;"><font style="font-family: Arial,Helvetica,sans-serif;">&#9726;</font> <font style="font-family: Arial,Helvetica,sans-serif;"><font style="font-weight: bold;">WM&#8217;s

                          adjusted* net revenues were down 33% vs. 1Q22. </font>Net interest income was down 37%, mainly reflecting lower loan margins on lower average loan volumes, higher costs related to interest rate management and higher funding
                        costs, partially offset by higher deposit margins despite significantly lower average deposit volumes. Recurring commissions and fees declined 17%, reflecting lower average AuM. Transaction- and performance-based revenues were down
                        43%, primarily due to reduced client activity, but were 9% higher QoQ.</font></div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-family: Arial,Helvetica,sans-serif;"><font style="font-weight: bold;">Adjusted* operating expenses in WM were down 8% vs. 1Q22. </font>This

                        was due to lower general and administrative expenses, driven by lower professional services fees and allocated corporate function costs.</font></div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">WM had an adjusted* 1Q23 pre-tax loss of CHF 115 mn. </font>The reported pre-tax loss of CHF 1.5 bn includes a
                      goodwill impairment charge of CHF 1.3 bn and restructuring expenses of CHF 46 mn.</div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">WM experienced net asset outflows of CHF 47.1 bn in 1Q23 </font>driven by outflows across all regions.</div>
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                    <div style="margin-left: 2.5pt; font-family: Arial,Helvetica,sans-serif; font-size: 14pt;">Swiss Bank (SB)</div>
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                    <div style="margin-left: 2.5pt; font-size: 8pt;">Restated adjusted* pre-tax income QoQ in CHF million</div>
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                    <div style="margin-left: 33.5pt; font-weight: bold;">1Q23</div>
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                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">Adjusted* net revenues were down 8% vs. 1Q22. </font>Net interest income was down 11% YoY. Higher deposit income was
                      offset by decreased income from loans, as well as by the absence of SNB threshold benefits following the increase of interest rates. Net interest income in 1Q23 was down 2% compared to 4Q22. Recurring commissions and fees declined 8%
                      YoY, which reflected lower average AuM. Transaction-based revenues were down 12% due to decreased client activity and lower revenues from the Swiss investment banking business.</div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">Adjusted* operating expenses were down 3% vs. 1Q22. </font>This was driven by lower discretionary compensation
                      expenses as well as decreased Group-wide operating costs.</div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">The SB had an adjusted* pre-tax income of CHF 313 mn, down 20% vs. 1Q22. </font>This reflects the lower net revenues
                      and higher non- specific provisions for credit losses, which were partially offset by lower operating expenses.</div>
                    <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">The net asset outflows of CHF 6.9 bn in 1Q23 </font>mainly reflected outflows in the private clients business.</div>
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        <div style="margin-left: 8.3pt; margin-top: 6pt; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> Excluding the impact from reductions in high-quality liquid assets (HQLA) allocations</div>
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                  <div style="margin-left: 2.5pt; font-size: 8pt;">Restated adjusted* pre-tax income QoQ in CHF million</div>
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                  <div style="margin-left: 40.55pt; font-weight: bold;">1Q23</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#160;</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">Adjusted* net revenues were down 45% vs. 1Q22 </font>reflecting decreased investment and partnership income and lower
                    management fees, partially offset by higher performance and transaction revenues.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#160;&#160;&#160; The decrease in investment and partnership income was mainly due to a currency translation adjustment and impairment on the planned partial disposal of
                    an investment.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">Adjusted* operating expenses were down 24% vs. 1Q22 </font>primarily driven by lower expenses related to the Supply
                    Chain Finance Funds (SCFF) matter, reduced discretionary compensation expenses and declining commission expenses.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">The adjusted* pre-tax loss of CHF 27 mn </font>compared to adjusted* pre- tax income of CHF 56 mn in 1Q22 and mainly
                    reflected reduced net revenues despite lower total operating expenses.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">AM experienced net asset outflows of CHF 11.6 bn</font>. These were driven by outflows from traditional investments, in
                    particular fixed income and index solutions, and from alternative investments, primarily related to outflows in credit.</div>
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                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">IB adjusted* net revenues of USD 1.1 bn increased 70% vs. 4Q22 but declined 37% vs. 1Q22. </font>Performance was
                    impacted by less favorable markets conditions YoY exacerbated by previously disclosed issues affecting Credit Suisse, which led to lower client activity across businesses. These declines were partially offset by gains of USD 257 mn on
                    increased buyback activity principally in the structured notes portfolio across equities and fixed income at prices reflecting significantly wider own credit spreads. Equities Sales &amp; Trading revenues of USD 457 mn declined 36% YoY
                    vs. a strong 1Q22, driven by lower revenues in Equity Derivatives and Cash Equities. Fixed Income revenues of USD 301 mn declined 5% as strong activity in Investment Grade trading and Rates was offset by reduced revenues in the Foreign
                    Exchange franchise. Capital Markets and Advisory revenue of USD 343 mn was down 51% vs. 1Q22 reflecting lower global fees across the industry and reduced market share.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">Adjusted* operating expenses of USD 1.4 bn were down 9% YoY </font>due to reduced compensation and benefits and lower
                    revenue-related expenses.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">The IB had an adjusted* 1Q23 pre-tax loss of USD 337 mn. </font>The IB reported a pre-tax loss of USD 487 mn, which
                    included restructuring expenses of USD 115 mn and goodwill impairment charge of USD 33 mn.</div>
                  <div style="margin: 0px 0px 0px 90px; padding: 0px 0px 10px; text-indent: -16px;">&#9726; <font style="font-weight: bold;">Significantly reduced capital usage. </font>The IB&#8217;s risk-weighted assets were down 1% and leverage exposure was down
                    7% vs.4Q22.</div>
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          <div style="margin-left: 7.85pt; margin-top: 7.65pt; font-size: 10pt; font-weight: bold;">1Q23</div>
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                      <div><font style="font-weight: bold;">Adjusted* net revenues were down USD 1.0 bn vs. 1Q22. </font>This decrease was driven by a loss of revenues from businesses transferred from the IB, particularly from SPG. The CRU also saw losses
                        on the valuation of certain financing arrangements associated with the Apollo transaction.</div>
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                    <div><font style="font-weight: bold;">Adjusted* operating expenses of USD 686 mn were down 9% vs. 1Q22. </font>The decrease in 1Q23 was driven by lower compensation and benefits and lower commission expenses. The decrease in
                      compensation and benefits reflected lower discretionary compensation expenses and lower salaries, primarily relating to the exit of prime services. The decrease in commission expenses was mainly driven by reduced trading activity,
                      most notably from the prime services business.</div>
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              <td style="width: auto; vertical-align: top;">
                <div><font style="font-weight: bold;">The CRU had an adjusted* pre-tax loss of USD 1.1 bn. </font>The reported pre-tax loss of USD 445 mn included primarily a USD 0.8bn gain on the sale of a significant part of the SPG to Apollo, partially
                  offset by a loss of revenues from businesses transferred from the IB, particularly from SPG.</div>
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          <div style="margin-top: 3.2pt; font-family: Arial,Helvetica,sans-serif; font-size: 14pt;">Contact details</div>
          <div style="margin-top: 0.4pt;"><br>
          </div>
          <div style="margin-right: 328.15pt; font-family: Arial,Helvetica,sans-serif;"><font style="font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Kinner Lakhani, </font>Investor Relations, Credit Suisse Tel: +41 44 333 71 49</div>
          <div style="margin-top: 0.2pt; font-family: Arial,Helvetica,sans-serif;">Email: investor.relations@credit-suisse.com</div>
          <div style="margin-top: 0.55pt;"><br>
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          <div style="margin-right: 285.05pt; margin-top: 5pt; font-family: Arial,Helvetica,sans-serif;"><font style="font-family: Arial, Helvetica, sans-serif; font-weight: bold;">Dominik von Arx, </font>Corporate Communications, Credit Suisse Tel: +41
            844 33 88 44</div>
          <div style="font-family: Arial,Helvetica,sans-serif;">Email: <font style="font-family: Arial, Helvetica, sans-serif;"><u>media.relations@credit-suisse.com</u></font></div>
          <div style="margin-top: 0.1pt;"><br>
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          <div style="margin-top: 4.85pt; font-family: Arial,Helvetica,sans-serif;">The Earnings Release for 1Q23 is available to download from 06:45 CET today at: <font style="font-family: Arial, Helvetica, sans-serif;"><u>www.credit-suisse.com/results</u></font></div>
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          <div style="color: rgb(0, 0, 0); font-family: Arial,Helvetica,sans-serif; font-size: 14pt;"> <font style="font-size: 12pt;">___________________________________________________________________________________________________________________________________________________________________________</font></div>
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          <div style="margin-top: 5.1pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;"> <br>
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          <div style="margin-top: 5.1pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;">Abbreviations</div>
          <div style="margin-right: 1.65pt; margin-top: 0.2pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">AM &#8211; Asset Management; AuM &#8211; assets under management; bn &#8211; billion; CET1 &#8211; common equity tier 1; CHF &#8211; Swiss francs; FINMA &#8211; Swiss
            Financial Market Supervisory Authority FINMA; FTE &#8211; Full time equivalent; GAAP &#8211; Generally accepted accounting principles; HQLA &#8211; high-quality liquid assets; IB &#8211; Investment Bank; LCR &#8211; Liquidity Coverage Ratio; mn &#8211; million; NCU &#8211; Non- Core
            Unit; NNA &#8211; net new assets; QoQ &#8211; Quarter on Quarter; RWA &#8211; risk- weighted assets; SB &#8211; Swiss Bank; SNB &#8211; Swiss National Bank; SCFF &#8211; Supply Chain Finance Funds; SEC &#8211; US Securities and Exchange Commission; SPG &#8211; Securitized Product Group; trn
            &#8211; trillion; USD &#8211; US dollar; WM &#8211; Wealth Management; YoY &#8211; Year on Year</div>
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          <div style="font-family: Arial,Helvetica,sans-serif; font-size: 8pt; font-weight: bold;">Important information</div>
          <div style="margin-top: 0.2pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">This document contains select information from the full 1Q23 Earnings Release that Credit Suisse believes is of particular interest to media professionals.
            The complete 1Q23 Earnings Release, which has been distributed simultaneously, contains more comprehensive information about our results and operations for the reporting quarter, as well as important information about our reporting methodology
            and some of the terms used in this document. The complete 1Q23 Earnings Release is not incorporated by reference into this document.</div>
          <div style="margin-top: 0.25pt;"><br>
          </div>
          <div style="text-align: justify; margin-right: 6.1pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">The Group&#8217;s independent registered public accounting firm has not completed a review of the financial information contained in the
            1Q23 Earnings Release. Any subsequent review may result in changes to that information.</div>
          <div style="margin-top: 0.5pt;"><br>
          </div>
          <div style="margin-right: 3.65pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">We may not achieve all of the expected benefits of our strategic initiatives, such as in relation to the proposed transaction between Credit Suisse and
            UBS, our intended reshaping of the bank, cost reductions and strengthening and reallocating capital. Factors beyond our control, including but not limited to the market and economic conditions (including macroeconomic and other challenges and
            uncertainties, for example, resulting from Russia&#8217;s invasion of Ukraine), the reaction by our clients, employees and others to our proposed initiatives, enhanced risks to our businesses during the contemplated transitions, changes in laws,
            rules or regulations and other challenges discussed in our public filings, such as reputational harm resulting from prior events or reactions to our strategic initiatives, could limit our ability to achieve some or all of the expected benefits
            of these initiatives. Our ability to implement our strategy objectives could also be impacted by timing risks, obtaining all required approvals and other factors. See also the &#8220;Cautionary Statement regarding forward-looking information&#8221; below,
            &#8220;Risk factors&#8221; in I &#8211; Information on the company in our Annual Report 2022 and &#8220;Risk factors&#8221; in Credit Suisse in our 1Q23 Earnings Release.</div>
          <div style="margin-top: 0.1pt;"><br>
          </div>
          <div style="margin-right: 8.25pt; margin-top: 5pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">In particular, the terms &#8220;Estimate&#8221;, &#8220;Illustrative&#8221;, &#8220;Ambition&#8221;, &#8220;Objective&#8221;, &#8220;Outlook&#8221;, &#8220;Guidance&#8221;, &#8220;Goal&#8221;, &#8220;Commitment&#8221; and
            &#8220;Aspiration&#8221; are not intended to be viewed as targets or projections, nor are they considered to be Key Performance Indicators. All such estimates, illustrations, ambitions, objectives, outlooks, guidance, goals, commitments and aspirations, as
            well as any other forward-looking statements described as targets or projections, are subject to a large number of inherent risks, assumptions and uncertainties, many of which are completely outside of our control. These risks, assumptions and
            uncertainties include, but are not limited to, general market conditions, market volatility, increased inflation, interest rate volatility and levels, global and regional economic conditions, challenges and uncertainties resulting from Russia&#8217;s
            invasion of Ukraine, political uncertainty, geopolitical conflicts, changes in tax policies, scientific or technological developments, evolving sustainability strategies, including changes in approach due to shifting market expectations and
            business trends, the need for concurrent actions and efforts by external parties and other actors that are outside of our control to achieve our sustainability-related goals and initiatives, changes in the nature or scope of our operations,
            including as a result of our recently announced strategy initiatives, changes in carbon markets, regulatory changes, changes in levels of client activity as a result of any of the foregoing and other factors. Accordingly, these statements,
            which speak only as of the date made, are not guarantees of future performance and should not be relied on for any purpose. We do not intend to update these estimates, illustrations, ambitions, objectives, outlooks, guidance, goals,
            commitments, aspirations, targets, projections or any other forward-looking statements. For these reasons, we caution you not to place undue reliance upon any forward- looking statements.</div>
          <div style="margin-top: 0.05pt;"><br>
          </div>
          <div style="margin-right: 4.8pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">In preparing this document, management has made estimates and assumptions that affect the numbers presented. Actual results may differ. Annualized numbers
            do not take into account variations in operating results, seasonality and other factors and may not be indicative of actual, full-year results. Figures throughout this document may also be subject to rounding adjustments<font style="font-family: Arial, Helvetica, sans-serif;">.</font> All opinions and views constitute good faith judgments as of the date of writing without regard to the date on which the reader may receive or access the information. This
            information is subject to change at any time without notice and we do not intend to update this information.</div>
          <div style="margin-top: 0.15pt;"><br>
          </div>
          <div style="margin-right: 6.7pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Return on tangible equity, a non-GAAP financial measure, is calculated as annualized net income attributable to shareholders divided by average tangible
            shareholders&#8217; equity. Tangible shareholders&#8217; equity, a non-GAAP financial measure, is calculated by deducting goodwill and other intangible assets from total shareholders&#8217; equity as presented in our balance sheet. Management believes that
            return on tangible equity is meaningful as it is a measure used and relied upon by industry analysts and investors to assess valuations and capital adequacy. Adjusted* return on tangible equity excluding certain items included in our reported
            results is calculated using results excluding such items, applying the same methodology. For end-1Q23, tangible shareholders&#8217; equity excluded goodwill of CHF 1,324 million and other intangible assets of CHF 428 million from total shareholders&#8217;
            equity of CHF 54,066 million as presented in our balance sheet. For end-4Q22, tangible shareholders&#8217; equity excluded goodwill of CHF 2,903 million and other intangible assets of CHF 458 million from total shareholders&#8217; equity of CHF 45,129
            million as presented in our balance sheet. For end-1Q22, tangible shareholders&#8217; equity excluded goodwill of CHF 2,931 million and other intangible assets of CHF 307 million from total shareholders&#8217; equity of CHF 44,442 million as presented in
            our balance sheet.</div>
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          </div>
          <div style="margin-right: 7.65pt; margin-top: 0.05pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Credit Suisse is subject to the Basel framework, as implemented in Switzerland, as well as Swiss legislation and regulations for
            systemically important banks, which include capital, liquidity, leverage and large exposure requirements and rules for emergency plans designed to maintain systemically relevant functions in the event of threatened insolvency. Credit Suisse has
            adopted the Bank for International Settlements (BIS) leverage ratio framework, as issued by the Basel Committee on Banking Supervision (BCBS) and implemented in Switzerland by the Swiss Financial Market Supervisory Authority FINMA (FINMA).</div>
          <div style="margin-top: 0.15pt;"><br>
          </div>
          <div style="margin-right: 4.8pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Unless otherwise noted, all CET1 ratio, CET1 leverage ratio, Tier-1 leverage ratio, risk-weighted assets and leverage exposure figures in this document are
            as of the end of the respective period.</div>
          <div style="margin-top: 0.55pt;"><br>
          </div>
          <div style="margin-right: 7.65pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework and consists of period-end balance sheet assets and prescribed</div>
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                      <div>&#160;
                        <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Media Release</div>
                        <div style="text-align: left; font-family: Arial, Helvetica, sans-serif; font-size: 8pt;">Zurich, April 24, 2023</div>
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          <div style="margin-right: 5.3pt; margin-top: 5pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">regulatory adjustments. The tier 1 leverage ratio and CET1 leverage ratio are calculated as BIS tier 1 capital and CET1 capital,
            respectively, divided by period end leverage exposure.</div>
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          </div>
          <div style="text-align: justify; margin-right: 7.05pt; margin-top: 5pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Investors and others should note that we announce important company information (including quarterly earnings
            releases and financial reports as well as our annual sustainability report) to the investing public using press releases, SEC and Swiss ad hoc filings, our website and public conference calls and webcasts. We also routinely use our Twitter
            account @creditsuisse (https://twitter.com/creditsuisse), our LinkedIn account (https://www.linkedin.com/company/credit-suisse/), our Instagram accounts (https://www.instagram.com/creditsuisse_careers/ and
            https://www.instagram.com/creditsuisse_ch/), our Facebook account (https://www.facebook.com/creditsuisse/) and other social media channels as additional means to disclose public information, including to excerpt key messages from our public
            disclosures. We may share or retweet such messages through certain of our regional accounts, including through Twitter at @csschweiz (https://twitter.com/csschweiz) and @csapac (https://twitter.com/csapac). Investors and others should take care
            to consider such abbreviated messages in the context of the disclosures from which they are excerpted. The information we post on these social media accounts is not a part of this document.</div>
          <div style="margin-top: 0.35pt;"><br>
          </div>
          <div style="text-align: justify; margin-right: 10.3pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Information referenced in this document, whether via website links or otherwise, is not incorporated into this document.</div>
          <div style="margin-top: 0.5pt;"><br>
          </div>
          <div style="margin-right: 8.2pt; font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">Certain material in this document has been prepared by Credit Suisse on the basis of publicly available information, internally developed data and the
            interpretation of various sources of information, including other third-party sources believed to be reliable. These sources of information may be limited in terms of accuracy, availability and timeliness. Credit Suisse has not sought to
            independently verify information obtained from public and third-party sources and makes no representations or warranties as to accuracy, completeness, reasonableness or reliability of such information.</div>
          <div style="margin-top: 0.2pt;"><br>
          </div>
          <div style="font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">In various tables, use of &#8220;&#8211;&#8221; indicates not meaningful or not applicable.</div>
          <div style="margin-top: 0.05pt;"><br>
          </div>
          <div style="font-family: Arial,Helvetica,sans-serif; font-size: 8pt;">The English language version of this document is the controlling version.</div>
          <div><br>
          </div>
          <div style="background-color: rgb(255, 255, 255); font-weight: normal; color: rgb(0, 0, 0); font-family: Arial,Helvetica,'sans-serif'; font-size: 8pt; font-style: italic; font-variant: normal; text-transform: none;">
            <div style="margin: 5pt 0px 0px 0px;">*Refers to results excluding certain items included in our reported results. These are non-GAAP financial measures. For a reconciliation to the most directly comparable US GAAP measures, see the Appendix of
              this Media Release.</div>
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            <div><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font></div>
         </td>
         <td>
            <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
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</div>



 <div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId000000710646"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Appendix</font>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Key metrics</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse Group results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,467</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,412</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">319</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,398</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,458</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,392</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,148</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">207</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">299</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,222</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,492</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,620</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,950</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,764</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense/(benefit)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">321</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,432</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,393)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(273)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540,291</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739,554</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,431</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,043</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653,047</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878,023</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management and net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,252.6</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,293.6</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,554.9</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.4)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(61.2)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110.5)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.9</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.6)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basel III regulatory capital and leverage statistics (%)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.8</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
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      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-1</font>
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        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
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</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Results excluding certain items included in our reported results are non-GAAP financial measures. Management believes that such results provide a useful presentation of our operating results for purposes of assessing our Group and divisional performance consistently over time, on a basis that excludes items that management does not consider representative of our underlying performance. Provided below is a reconciliation to the most directly comparable US GAAP measures.</font>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,467</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,412</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(164)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(726)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gain)/loss on InvestLab/Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Additional tier 1 securities write-down<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15,007)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,733</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,964</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,582</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,620</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,950</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,324)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(299)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(352)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(653)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,966</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,938</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,237</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,764</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,316)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,015)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>300</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.1)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.4</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-2</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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    <tr>
      <td>
        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Wealth Management</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,333</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,164</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,318</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,461)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Metrics<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261.3</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.4</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98.2</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management (CHF billion)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">502.5</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540.5</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">707.0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows) (CHF billion)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(47.1)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92.7)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.8</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin (annualized) (bp)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin (annualized) (bp)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(108)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Wealth Management</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>982</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,323</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,333</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,164</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,318</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,294)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(230)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>987</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,093</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,078</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,461)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(115)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(106)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>219</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.7)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.3</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-3</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:30px;">
  <table style="WIDTH: 100%;" cellspacing="0" cellpadding="0">
    <tr>
      <td>
        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss Bank</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>646</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>682</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>642</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>306</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Metrics<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.4</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.1</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.1</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management (CHF billion)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">526.6</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525.8</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">582.5</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows) (CHF billion)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.9)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.3)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin (annualized) (bp)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin (annualized) (bp)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Swiss Bank</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>975</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,057</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>646</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>682</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>642</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>619</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>669</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>641</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>306</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>313</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>393</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.6</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.8</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-4</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
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<div style="width:100%;padding-bottom:30px;">
  <table style="WIDTH: 100%;" cellspacing="0" cellpadding="0">
    <tr>
      <td>
        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Asset Management</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>288</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Metrics<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.3</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83.2</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Asset Management</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>338</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>288</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>214</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>276</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>56</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.4)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-5</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:30px;">
  <table style="WIDTH: 100%;" cellspacing="0" cellpadding="0">
    <tr>
      <td>
        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Investment Bank</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,447</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,394</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,450</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(775)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Metrics<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.3</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224.5</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90.1</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,102</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>647</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,740</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,570</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,453</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,569</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(487)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(809)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>175</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Net revenue detail&nbsp;<sup></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fixed income sales and trading</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">301</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity sales and trading</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">457</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital markets</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">260</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">176</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">475</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory and other fees</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">190</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,102</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>647</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,740</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-6</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:30px;">
  <table style="WIDTH: 100%;" cellspacing="0" cellpadding="0">
    <tr>
      <td>
        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Investment Bank</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,559</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,447</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,394</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,450</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(106)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(165)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,309</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,217</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(775)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(310)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(598)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>118</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.5)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29.0)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Investment Bank</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,102</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>647</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,740</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,102</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>647</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,686</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,570</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,453</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,569</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(115)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,420</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,267</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,563</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(487)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(809)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>175</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(337)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(623)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>127</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.5)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29.0)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-7</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:30px;">
  <table style="WIDTH: 100%;" cellspacing="0" cellpadding="0">
    <tr>
      <td>
        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Capital Release Unit</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(141)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>710</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(866)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(394)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td colspan="12" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>361</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(148)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>207</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>801</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>736</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>801</b></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(445)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(899)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(426)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:20px;">
  <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
    <tr valign="bottom">
      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
    </tr>
    <tr valign="bottom">
      <td height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      <td align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Capital Release Unit</font></td>
      <td height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Adjusted results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(141)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(726)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gain)/loss on InvestLab/Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(381)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(66)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>710</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>634</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>628</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>695</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(866)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(394)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,019)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(709)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(177)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
<div style="padding-bottom:10px;"></div>
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        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-8</font>
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          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
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        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
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      <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
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        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
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        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
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        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Capital Release Unit</font></td>
      <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
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        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font>
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
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      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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      <td colspan="8" align="left" height="25">
        <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Adjusted results (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
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      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>361</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(148)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>207</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(777)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;(Gain)/loss on InvestLab/Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">381</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
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      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(416)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(74)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>560</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
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      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>801</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>736</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>801</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(108)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(47)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
      <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#xA0;&#xA0;&#xA0;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
      <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>686</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>647</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>753</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(445)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(899)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(426)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
    <tr valign="bottom">
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,107)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(736)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right">
        <font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(192)</b></font></td>
      <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16">
        <font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
    </tr>
  </table>
</div>
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  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-9</font>
      </div>
    </font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
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        <div>
          <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: bold; color:#000000;">Appendix</font>
        </div>
      </td>
      <td>
        <div style="TEXT-ALIGN: right"><img src="logo.jpg"></div>
      </td>
    </tr>
  </table>
</div>
<div style="width:100%;padding-bottom:20px;"><a name="anchorId000000715765"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;font-weight: bold;">Cautionary statement regarding forward-looking information </font>
</div>
<div style="width:100%;">
  <font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:</font>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> our statements as to the proposed transaction between Credit Suisse and UBS; </font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> our plans, targets or goals; </font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> our future economic performance or prospects; </font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the potential effect on our future performance of certain contingencies; and </font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> assumptions underlying any such statements. </font>
  </div>
</div>
<div style="width:100%;">
  <font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">Words such as &#x201C;may,&#x201D; &#x201C;could,&#x201D; &#x201C;achieves,&#x201D; &#x201C;believes,&#x201D; &#x201C;anticipates,&#x201D; &#x201C;expects,&#x201D; &#x201C;intends&#x201D; and &#x201C;plans&#x201D; and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements. </font>
</div>
<div style="width:100%;padding-top:10px;">
  <font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, targets, goals, expectations, estimates and intentions expressed in such forward-looking statements. Additionally, many of these factors are beyond our control. These factors include, but are not limited to:</font>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the consummation of the proposed transaction between Credit Suisse and UBS, and the timing and implementation thereof;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the ability to maintain sufficient liquidity and access capital markets;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> market volatility, increases in inflation and interest rate fluctuations or developments affecting interest rate levels;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the ongoing significant negative consequences, including reputational harm, of the Archegos and supply chain finance funds matters, as well as other recent events, and our ability to successfully resolve these matters;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the impact of media reports and social media speculation about our business and its performance;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the extent of outflows of deposits and assets or future net new asset generation across our divisions;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> our ability to improve our risk management procedures and policies and hedging strategies;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular, but not limited to, the risk of negative impacts of COVID-19 on the global economy and financial markets, Russia&#x2019;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland and other countries and the risk of continued slow economic recovery or downturn in the EU, the US or other developed countries or in emerging markets in 2023 and beyond;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may be taken by governmental authorities to contain the outbreak or to counter its impact;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> potential risks and uncertainties relating to the severity of impacts from the COVID-19 pandemic, including potential material adverse effects on our business, financial condition and results of operations;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the ability to achieve our strategic initiatives, including those related to our targets, ambitions and goals, such as our financial ambitions as well as various goals and commitments to incorporate certain environmental, social and governance considerations into our business strategy, products, services and risk management processes;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> our ability to achieve our announced comprehensive new strategic direction for the Group and significant changes to its structure and organization;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> our ability to successfully implement the divestment of any non-core business;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the future level of any impairments and write-downs resulting from strategy changes and their implementation;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses;</font>
  </div>
</div>
<div style="width:100%;">
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  </div>
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<div style="width:100%;">
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    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
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  </div>
</div>
<div style="width:100%;">
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  </div>
</div>
<div style="width:100%;">
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  </div>
</div>
<div style="width:100%;">
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      <font>&#9632; </font> the ability to appropriately address social, environmental and sustainability concerns that may arise from our business activities;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the effects of, and the uncertainty arising from, the UK&#x2019;s withdrawal from the EU;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
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      <font>&#9632; </font> the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our operations;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> operational factors such as systems failure, human error, or the failure to implement procedures properly;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the risk of cyber attacks, information or security breaches or technology failures on our reputation, business or operations, the risk of which is increased while large portions of our employees work remotely;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
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      <font>&#9632; </font> the adverse resolution of litigation, regulatory proceedings and other contingencies;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
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  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we conduct our operations;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
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      <font>&#9632; </font> the discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the potential effects of changes in our legal entity structure;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
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  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
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      <font>&#9632; </font> the ability to retain and recruit qualified personnel;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the ability to protect our reputation and promote our brand;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the ability to increase market share and control expenses;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> technological changes instituted by us, our counterparties or competitors;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets; and</font>
  </div>
</div>
<div style="width:100%;">
  <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;">
    <font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;">
      <font>&#9632; </font> other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.</font>
  </div>
</div>
<div style="width:100%;padding-bottom:10px;">
  <font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully consider the foregoing factors and other uncertainties and events, including the information set forth in &#x201C;Risk factors&#x201D; in <i>I&nbsp;&ndash; Information on the company </i>in our Annual Report 2022 and in &#x201C;Risk factors&#x201D; in <i>Credit Suisse</i> in our 1Q23 Earnings Release.</font>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">
      <div style="TEXT-ALIGN: left; WIDTH: 100%">
        <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Page A-10</font>
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    </font>
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  <div style="padding-bottom:30px;"></div>
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  <div style="width:100%;padding-top:10px;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Signatures</font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants have duly caused this report to be signed on their behalf by the undersigned, thereunto duly authorized. </font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</b></font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">(Registrants)</font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Date: April 24, 2023</font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font>
</div>
<div style="width:100%;padding-bottom:20px;">
  <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">By: </font>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;padding-bottom:10px;">
  <div style="float:left; width: 200px;">/s/ Ulrich K&#xF6;rner</div> <div style="">/s/ Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
  <div style="margin-left: 18px; float:left; width: 200px;">Ulrich K&#xF6;rner</div> <div style="">Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
  <div style="margin-left: 18px; float:left; width: 200px;">Chief Executive Officer</div> <div style="">Chief Financial Officer</div>
</div>




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<DOCUMENT>
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<SEQUENCE>7
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<DESCRIPTION>IMAGE
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
