<SEC-DOCUMENT>0001370368-23-000042.txt : 20230424
<SEC-HEADER>0001370368-23-000042.hdr.sgml : 20230424
<ACCEPTANCE-DATETIME>20230424061022
ACCESSION NUMBER:		0001370368-23-000042
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20230331
FILED AS OF DATE:		20230424
DATE AS OF CHANGE:		20230424

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		23837856

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		23837857

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a230424-6k.htm
<DESCRIPTION>6-K
<TEXT>

<html>
<head>
  <title>6-K</title>
</head>
<body bgcolor="#ffffff">



    <div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <div style="border:none;border-bottom:solid .25em;padding:0in 0in 1.0pt 0in"></div>
      <div style="border:none;border-bottom:solid .05em;padding:0in 0in 1.0pt 0in"></div>
   </div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Washington, D.C. 20549</b></font></div>
</div>
<div style="width:100%;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%;padding-top:20px;padding-bottom:20px;">
      <HR noshade="" align="center" Width="120"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Form 6-K</font><HR noshade="" align="center" Width="120">
   </div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</b> <b>UNDER THE SECURITIES EXCHANGE ACT OF 1934</b></font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">April 24, 2023</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-15244</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse Group AG</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
</div>
<div style="width:100%;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <HR noshade="" align="center" Width="120">
   </div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-33434</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse AG</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
</div>
<div style="width:100%;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <HR noshade="" align="center" Width="120">
   </div>
</div>
<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark whether the registrant files or will file annual reports under
         cover of Form 20-F or Form 40-F.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-top:10px;padding-bottom:10px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">&nbsp;&nbsp;&nbsp;Form 20-F&nbsp;&nbsp;&nbsp;<img src="imgyes.gif" border="0">&nbsp;&nbsp;&nbsp;Form 40-F&nbsp;&nbsp;&nbsp;<img src="imgno.gif" border="0"></font></div>
</div>
<div style="width:100%;padding-top:30px;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <div style="border:none;border-bottom:solid .05em;padding:0in 0in 1.0pt 0in"></div>
      <div style="border:none;border-bottom:solid .25em;padding:0in 0in 1.0pt 0in"></div>
   </div>
</div>

    <div style="page-break-after: always; width: 100%">
        <div style="text-align: center; width: 100%">
            <font style="font-family: arial,helvetica,sans-serif; font-size: 10pt; font-weight: normal; color: #000000;"></font>
            <br>
            <hr style="height: 2px; width: 100%; color: #000000; clear: both; margin: 4px 0px" noshade size="3">
        </div>
    </div>
    <br>
    <br>

    <div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Explanatory note</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On April 24, 2023, the Credit Suisse Earnings Release 1Q23 was published. A copy of
      the Earnings Release is attached as an exhibit to this report on Form 6-K. This report
      on Form 6-K (including the exhibit hereto) is hereby (i) incorporated by reference
      into the Registration Statement on Form F-3 (file no. 333-238458) and the Registration
      Statements on Form S-8 (file nos. 333-101259, 333-208152, 333-217856, and 333-268336),
      and (ii) shall be deemed to be &#x201c;filed&#x201d; for purposes of the Securities Exchange Act
      of 1934, as amended, except, in the case of both (i) and (ii), the information under
      &#x201c;Group and Bank differences&#x201d; and &#x201c;Selected financial data &ndash; Bank&#x201d; shall not be incorporated by reference into, or be deemed &#x201c;filed&#x201d;, with respect
      to the Registration Statements on Form S-8 (file nos. 333-101259, 333-208152, 333-217856
      and 333-268336).</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG and Credit Suisse AG file an annual report on Form 20-F and
      file quarterly reports, including unaudited interim financial information, and furnish
      or file other reports on Form 6-K with the US Securities and Exchange Commission (SEC)
      pursuant to the requirements of the Securities Exchange Act of 1934, as amended. The
      SEC reports of Credit Suisse Group AG and Credit Suisse AG are available to the public
      over the internet at the SEC&#x2019;s website at www.sec.gov. The SEC reports of Credit Suisse
      Group AG and Credit Suisse AG are also available under &#x201c;Investor Relations&#x201d; on Credit
      Suisse Group AG&#x2019;s website at www.credit-suisse.com and at the offices of the New York
      Stock Exchange, 20 Broad Street, New York, NY 10005.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless the context otherwise requires, references herein to &#x201c;Credit Suisse Group,&#x201d;
      &#x201c;Credit Suisse,&#x201d; &#x201c;the Group,&#x201d; &#x201c;we,&#x201d; &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group AG and
      its consolidated subsidiaries and the term &#x201c;the Bank&#x201d; means Credit Suisse AG, the
      direct bank subsidiary of the Group, and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">SEC regulations require certain information to be included in registration statements
      relating to securities offerings. Such additional information for the Group and the
      Bank is included in this report on Form 6-K, which should be read together with the
      Group&#x2019;s and the Bank&#x2019;s annual report on Form 20-F for the year ended December 31,
      2022 (Credit Suisse 2022 20-F) filed with the SEC on March 14, 2023, and the Group&#x2019;s
      earnings release for the first quarter of 2023 (Credit Suisse Earnings Release 1Q23),
      filed with the SEC as Exhibit 99.1 hereto.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This report filed on Form 6-K also contains certain information about Credit Suisse
      AG relating to its results as of and for the three months ended March 31, 2023. Credit
      Suisse AG, a Swiss bank and joint stock corporation established under Swiss law, is
      a wholly-owned subsidiary of the Group. Credit Suisse AG&#x2019;s registered head office
      is in Zurich, and it has additional executive offices and principal branches in London,
      New York, Hong Kong, Singapore and Tokyo.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">References herein to &#x201c;CHF&#x201d; are to Swiss francs. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Forward-looking statements</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This Form 6-K and the information incorporated by reference in this Form 6-K include
      statements that constitute forward-looking statements. In addition, in the future
      the Group, the Bank and others on their behalf may make statements that constitute
      forward-looking statements.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">When evaluating forward-looking statements, you should carefully consider the cautionary
      statement regarding forward-looking information, the risk factors and other information
      set forth in the Credit Suisse 2022 20-F, subsequent annual reports on Form 20-F filed
      by the Group and the Bank with the SEC, the Group&#x2019;s and the Bank&#x2019;s reports on Form
      6-K furnished to or filed with the SEC, and other uncertainties and events.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">2</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Group and Bank differences</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The business of the Bank is substantially the same as the business of the Group, and
      substantially all of the Bank&#x2019;s operations are conducted through the Wealth Management,
      Swiss Bank, Asset Management, Investment Bank and the Capital Release Unit segments.
      These segment results are included in Core Results, except for the Capital Release
      Unit, which is part of the Credit Suisse results. Core Results also includes certain
      Corporate Center activities of the Group, such as hedging activities relating to share-based
      compensation awards, which are not applicable to the Bank. Certain other assets, liabilities
      and results of operations, primarily relating to Credit Suisse Services AG (our Swiss
      service company) and its subsidiary, are managed as part of the activities of the
      Group&#x2019;s segments. However, they are legally owned by the Group and are not part of
      the Bank&#x2019;s consolidated financial statements.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Comparison of consolidated statements of operations</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,630</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,467</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,412</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,735</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,056</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,620</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,950</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income/(loss) before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,813</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(503)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,764</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(428)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,503</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(330)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(277)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,517</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(330)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Comparison of consolidated balance sheets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">538,568</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">530,039</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total liabilities</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">482,036</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481,563</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">486,038</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">486,027</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Capitalization and indebtedness</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capitalization and indebtedness (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,929</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167,209</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,554</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165,968</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,235</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,371</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6,371</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,280</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">145,269</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,661</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151,261</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,235</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">All other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153,172</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,072</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152,509</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>482,036</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481,563</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>486,038</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>486,027</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,532</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,476</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,253</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,331</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total capitalization and indebtedness<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>538,568</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>540,291</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Group</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,987</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242,531</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">249,536</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,431</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Selected financial data &ndash; Bank</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Condensed consolidated statements of operations</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Condensed consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,200</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,220</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,216)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(755)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">984</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,465</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,733</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,590</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,933</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,443</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,140</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,808</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,555</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">207</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,301</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,595</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,898</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,735</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,056</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,813</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(503)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense/(benefit)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">310</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,503</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(330)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,517</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(330)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">4</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Selected financial data &ndash; Bank (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Condensed consolidated balance sheets</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108,298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67,746</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">387</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 64,321</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 58,798</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,544</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,686</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65,955</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,405</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,428</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,463</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">265,221</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268,104</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,540</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,868</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">428</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">452</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,851</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,818</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,478</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,753</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>538,568</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167,209</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,554</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,371</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (68)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,544</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,002</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,337</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120,026</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,489</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">145,269</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150,661</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,682</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,826</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>482,036</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481,563</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholder's equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55,947</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,871</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">585</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">605</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>56,532</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48,476</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>538,568</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530,039</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS statistics (Basel III)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common equity tier 1 (CET1) capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,987</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,843</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">5</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Exhibits</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">No. Description</font></div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">99.1  <a style="-sec-extract:exhibit" href="a230424q1er-ex99_1.htm">Credit Suisse Earnings Release 1Q23</a></font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">6</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Signatures</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants
      have duly caused this report to be signed on their behalf by the undersigned, thereunto
      duly authorized. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</b></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">(Registrants)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Date: April 24, 2023</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">By:</font></div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;padding-bottom:10px;">
   <div style="float:left; width: 200px;">/s/ Ulrich K&#xf6;rner</div>
   <div style="">/s/ Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Ulrich K&#xf6;rner</div>
   <div style="">Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Chief Executive Officer</div>
   <div style="">Chief Financial Officer</div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">7</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>



</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>a230424q1er-ex99_1.htm
<DESCRIPTION>99.1 CREDIT SUISSE EARNINGS RELEASE 1Q23
<TEXT>

<html>
<head>
  <title>99.1 Credit Suisse Earnings Release 1Q23</title>
</head>
<body bgcolor="#ffffff">





    <br />
    <img src="c_coverer.jpg" border="0">
   <br>
  <br>
  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font><br>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>
<br>
<br>




    <div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Key metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,467</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,412</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">319</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provision for credit losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,620</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,334</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,950</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income/(loss) before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,764</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,315)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(428)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(273)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.08</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">117.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management and net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,252.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,293.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,554.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(61.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739,554</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261,424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264,165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287,682</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total shareholders' equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,066</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible shareholders' equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,085</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,768</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,204</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basel III regulatory capital and leverage statistics (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share information<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Shares outstanding (million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,946.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,941.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,556.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which common shares issued<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,002.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,002.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which treasury shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(94.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market capitalization (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,292</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,062</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,272</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(83)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,150</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,480</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,030</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">See relevant tables and related narratives for additional information on these metrics.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">2</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00211532"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Credit Suisse</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we recorded net income attributable to shareholders of CHF&nbsp;12,432 million. As of the end of 1Q23, our CET1 ratio was 20.3%. On March 19, 2023, Credit Suisse Group AG and UBS Group AG entered into a merger
      agreement.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">900</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,484</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,459</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,893</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,601</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(581)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,772</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">388</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,467</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">319</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,392</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,148</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">207</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">299</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,222</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,620</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,950</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense/(benefit)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">321</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,419</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,397)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(277)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loss attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,432</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(273)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.08</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Return on equity (%, annualized)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">117.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Book value per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.20</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.60</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739,554</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,043</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878,023</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,150</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,480</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,030</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represent revenues on a product basis which are not representative of business results
                  within our business segments as segment results utilize financial instruments across
                  various product types
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:10px;; border-top: solid #000000 1px; WIDTH: 100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Credit Suisse reporting structure</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Effective January 1, 2023, Credit Suisse includes the results of our five reporting
      segments, including the Capital Release Unit, and the Corporate Center. Core does
      not include the Capital Release Unit. </font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="er010_0002.gif" border="0"></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212655"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported net income attributable to shareholders of CHF&nbsp;12,432 million, compared to a net loss attributable to shareholders of CHF&nbsp;273 million in 1Q22 and a net loss attributable to shareholders of CHF&nbsp;1,393 million in 4Q22. 1Q23 primarily reflected the write-down to zero of CHF&nbsp;15 billion
      of additional tier 1 capital notes as ordered by the Swiss Financial Market Supervisory Authority
      FINMA (FINMA). In 1Q23, we reported income before taxes of CHF&nbsp;12,764 million, compared to a loss before taxes of CHF&nbsp;428 million in 1Q22 and a loss before taxes of CHF&nbsp;1,315 million in 4Q22. Adjusted loss before taxes in 1Q23 was CHF&nbsp;1,316 million compared to adjusted income before taxes of CHF&nbsp;300 million in 1Q22 and an adjusted loss before taxes of CHF&nbsp;1,015 million in 4Q22.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Credit Suisse and UBS to merge&#x201d; in &#x201c;Other information&#x201d; for further information
         relating to the merger announcement and the additional tier 1 capital notes write-down.
         </font></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, and described further below, Credit Suisse experienced significant withdrawals
      of cash deposits, non-renewal of maturing time deposits and net asset outflows across
      Wealth Management, Swiss Bank and Asset Management. The corresponding reduction in
      assets under management and deposits is expected to lead to reduced net interest income
      and recurring commissions and fees. In particular, this will likely lead to a substantial
      loss in Wealth Management in 2Q23. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In light of the merger announcement, the adverse revenue impact from the previously
      disclosed exit from non-core businesses and exposures, restructuring charges and funding
      costs, Credit Suisse would also expect the Investment Bank and the Group to report
      a substantial loss before taxes in 2Q23 and 2023. The Group&#x2019;s actual results will
      depend on a number of factors, including the performance of the Investment Bank and
      Wealth Management divisions; deposit or net asset flows; the continued exit of non-core
      positions; goodwill, software and other impairments; litigation; regulatory actions;
      credit spreads and related funding costs; the usage and availability of the Swiss
      National Bank (SNB) liquidity facilities; the impact of continued voluntary and involuntary
      employee attrition; and the outcome of certain other items, including potential real
      estate sales. We are taking proactive measures to protect our client franchise, manage
      risks and facilitate operational stability.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212715"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported net revenues of CHF&nbsp;18,467 million, which increased 319% compared to 1Q22, driven by higher net revenues in the Corporate Center and in the
      Capital Release Unit, partially offset by lower net revenues in the Investment Bank,
      Wealth Management, Swiss Bank and Asset Management. The increase in net revenues in
      the Corporate Center was primarily driven by treasury results, which reflected the write-down of additional
      tier 1 capital notes ordered by FINMA. The increase in the Capital Release Unit primarily reflected a gain of CHF&nbsp;726 million from the sale of a significant part of the Securitized Products Group
      (SPG) (Apollo transaction) to entities and funds managed by affiliates of Apollo Global
      Management (collectively, Apollo), partially offset by a loss of revenues from businesses transferred from the Investment Bank, particularly from SPG. The decrease in the Investment Bank was driven by low client activity and less favorable conditions, particularly in our equity
      sales and trading, capital markets and advisory franchises. The decrease in Wealth Management mainly reflected lower net interest income, lower
      transaction- and performance-based revenues and lower recurring commissions and fees.
      The decrease in the Swiss Bank reflected lower revenues across all major revenue categories.
      The decrease in Asset Management was mainly driven by decreased investment and partnership
      income and reduced management fees.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, net revenues were significantly higher, primarily reflecting higher
      net revenues in the Corporate Center, the Capital Release Unit and the Investment
      Bank, partially offset by lower net revenues in Wealth Management, Asset Management
      </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">4</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">and Swiss Bank. The increase in the Corporate Center was primarily driven by treasury results, which reflected the write-down of additional
      tier 1 capital notes. The increase in the Capital Release Unit mainly reflected the
      gain on the Apollo transaction. Net revenues in the Investment Bank increased compared
      to low levels in 4Q22 and included gains on increased buyback activity principally
      in our structured notes portfolio across equities and fixed income at prices reflecting
      significantly wider own credit spreads. The decrease in Wealth Management mainly reflected
      lower other revenues and lower net interest income. The decrease in Asset Management
      was driven by decreased investment and partnership income, partially offset by higher
      performance and transaction revenues. The decrease in Swiss Bank was primarily driven
      by lower other revenues and lower net interest income. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, provision for credit losses of CHF&nbsp;83 million were mainly related to CHF&nbsp;40 million in the Swiss Bank, CHF&nbsp;21 million in Wealth Management and CHF&nbsp;18 million in the Investment Bank and reflected an increase in specific provisions and
      an increase in non-specific provisions for expected credit losses compared to 1Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, total operating expenses of CHF&nbsp;5,620 million increased 14%, mainly reflecting a goodwill impairment charge of CHF&nbsp;1,324 million in 1Q23, which was mostly recognized in Wealth Management and increased restructuring
      expenses, partially offset by lower general and administrative expenses and lower
      compensation and benefits. 1Q23 included restructuring expenses of CHF&nbsp;299 million. General and administrative expenses decreased 35%, mainly due to lower litigation expenses compared to 1Q22. Net litigation expenses
      of CHF&nbsp;703 million in 1Q22 were primarily related to developments in a number of previously
      disclosed legal matters, mainly in the Corporate Center and Wealth Management. Compared
      to 1Q22, compensation and benefits decreased 2%, mainly reflecting lower variable compensation. Adjusted total operating expenses in 1Q23 of CHF&nbsp;3,966 million decreased 6% compared to CHF&nbsp;4,237 million in 1Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses increased 30%, mainly reflecting the goodwill impairment charge in 1Q23 and increases in compensation and benefits, partially offset by lower general and administrative
      expenses and lower restructuring expenses. Compensation and benefits increased 16%, including the acceleration of deferred compensation expenses due to the cancellation
      of outstanding deferred compensation awards. General and administrative expenses decreased 19%, primarily reflecting lower litigation expenses. Adjusted total operating expenses
      were stable compared to 4Q22.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Compensation&#x201d; and &#x201c;Goodwill&#x201d; in &#x201c;Other information&#x201d; for further information
         relating to these matters. </font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Income tax</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has used a year-to-date effective tax rate (discrete method) as the best
      estimate of the annual effective tax rate to calculate the 1Q23 income tax expense.
      This is mainly due to the inability to forecast for 2023 related to the previously
      disclosed issues affecting Credit Suisse.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, the Group incurred an income tax expense of CHF&nbsp;345 million on pre-tax income of CHF&nbsp;12,764 million. This primarily reflected the impact of CHF&nbsp;218 million from the geographical
      mix of results adjusted by certain non-deductible expenses. Additionally, we recorded
      a valuation allowance of CHF&nbsp;109 million reflecting the reassessment of deferred tax
      assets due to the Group&#x2019;s performance. The impact of the gain from the write-down
      of additional tier 1 capital notes, on which the Group utilized significant tax losses
      from prior years, resulted in a tax expense of CHF&nbsp;18 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Overall, net deferred tax liabilities decreased CHF&nbsp;437 million from CHF&nbsp;1,073 million in 4Q22 to CHF&nbsp;636 in 1Q23, primarily driven by a reduction in deferred tax liability associated with
      the additional tier 1 capital notes write-down, partially offset by the reassessment
      of the deferred tax assets.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Regulatory capital</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, our Bank for International Settlements (BIS) common equity
      tier&nbsp;1 (CET1) ratio was 20.3% and our risk-weighted assets (RWA) were CHF&nbsp;243.4 billion.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Core results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, Core net revenues of CHF&nbsp;18,122 million increased 329% compared to 1Q22, reflecting higher net revenues in the Corporate Center, partially
      offset by lower net revenues in the Investment Bank, Wealth Management, Swiss Bank
      and Asset Management. Provision for credit losses was CHF&nbsp;79 million, primarily related to provision for credit losses of CHF&nbsp;40 million in Swiss Bank, CHF&nbsp;21 million in Wealth Management and CHF&nbsp;18 million in the Investment Bank. Total operating expenses of CHF&nbsp;4,880 million increased 16% compared to 1Q22, mainly reflecting the goodwill impairment charge in 1Q23 and significantly
      increased restructuring expenses, partially offset by a 42% decrease in general and administrative expenses. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, Core net revenues increased 466% compared to 4Q22, primarily reflecting increased net revenues in the Corporate Center
      and in the Investment Bank, partially offset by lower net revenues in Wealth Management,
      Asset Management and Swiss Bank. Total operating expenses increased 35% compared to 4Q22, primarily reflecting the goodwill impairment charge in 1Q23 and
      a 14% increase in compensation and benefits, partially offset by a 18% decrease in general and administrative expenses and a 35% decrease in restructuring expenses. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">5</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00212926"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Other information</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit Suisse and UBS to merge</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On March 19, 2023, Credit Suisse Group AG (Credit Suisse) and UBS Group AG (UBS) entered
      into a merger agreement following the intervention of the Swiss Federal Department
      of Finance, the SNB and FINMA. UBS will be the surviving entity upon closing of the
      merger transaction. Under the terms of the merger agreement all shareholders of Credit
      Suisse will receive 1 share in UBS for 22.48 shares in Credit Suisse. This exchange
      ratio reflected a merger consideration of approximately CHF&nbsp;3 billion for all shares
      in Credit Suisse at a price of CHF&nbsp;17.11 per UBS share as of the close on March 17,
      2023 at the SIX Swiss Exchange. The exchange ratio is fixed and will not be adjusted
      to reflect changes in the price of shares in UBS or Credit Suisse prior to completion.
      In connection with the merger, Credit Suisse&#x2019;s shares and American Depositary Shares
      will be delisted from stock exchanges. The SNB has granted Credit Suisse access to
      significant credit facilities that provide substantial liquidity support to Credit
      Suisse, a portion of which are supported by default guarantees provided by the Swiss
      government. As of March 31, 2023 the net amount of borrowings under these facilities
      amounted to CHF&nbsp;108 billion after repayments of CHF&nbsp;60 billion in the quarter, with
      further repayments of CHF&nbsp;10 billion as of the date of this report. Pursuant to an
      emergency ordinance which was issued by the Swiss Federal Council, the merger transaction
      will be implemented without the need for the approval of the shareholders of Credit
      Suisse or UBS. We will work closely with UBS to ensure that the transaction is completed
      in a timely manner. The consummation of the merger remains subject to customary closing
      conditions.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factors&#x201d; for further information on risks that may arise in relation
         to these matters.</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In addition, FINMA ordered that Credit Suisse&#x2019;s outstanding amount of additional tier
      1 capital notes of nominal value of approximately CHF&nbsp;16 billion and a fair value
      of approximately CHF&nbsp;15 billion be written down to zero. This led to a corresponding
      gain recognized in 1Q23 of CHF&nbsp;15,007 million.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Annual General Meeting</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As a result of the announced planned merger between Credit Suisse and UBS, the Board
      of Directors of Credit Suisse (Board) announced on March 29, 2023 the withdrawal of
      certain previously disclosed proposals to the 2023 Annual General Meeting (AGM). The
      withdrawals pertained to the proposed discharge of members of the Board and the Executive
      Board for the financial year 2022 and the proposed Transformation Award as it related
      to compensation for the Executive Board. In addition, the Board further informed shareholders
      on its proposal regarding the appropriation of retained earnings and ordinary distribution
      of a dividend. Pursuant to the emergency ordinance, Credit Suisse was not permitted
      to resolve on and distribute a dividend for the financial year 2022, and the proposal
      for distribution of a dividend was withdrawn, although under Swiss law shareholders
      would still need to vote on the appropriation of retained earnings.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On April 4, 2023 at the AGM, the shareholders of Credit Suisse approved all remaining
      proposals of the Board at the AGM in Zurich, with two exceptions. The shareholders
      did not approve the proposed maximum aggregate compensation of the Executive Board
      for a term until the closing of the planned merger with UBS, which compensation would
      have been pro-rated for such term, and certain proposed amendments to the Articles
      of Association were not adopted due to a lack of the required quorum. Shareholders
      elected Axel P. Lehmann as Chairman of the Board for a term until the closing of the
      planned merger with UBS. Following his re-election to the Board, Christian Gellerstad
      was appointed as Vice-Chair and Lead Independent Director. Shan Li, Seraina Macia,
      Blythe Masters, Richard Meddings and Ana Paula Pessoa did not stand for re-election
      at the 2023 AGM. Shareholders confirmed all other members of the Board who stood for
      re-election for a term until the closing of the planned merger with UBS.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Securitized Products Group</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 15, 2022, Credit Suisse announced that it entered into definitive transaction
      agreements for the Apollo transaction. This transaction involves phased closings through
      the first half of 2023. On February 7, 2023, the parties completed the first closing
      of such transaction, and the majority of the assets and professionals associated with
      the transaction are now part of or managed by ATLAS SP Partners, a new standalone
      credit firm focused on asset-backed financing and capital markets solutions. Following
      this first closing, there were three subsequent closings in 1Q23 with further assets
      transferred. These closings, together with the recently completed sales of other portfolio
      assets to Apollo and other third parties and certain business reductions, resulted
      in a total reduction of the asset equivalent exposures of SPG and related financing
      businesses from USD&nbsp;74 billion as of September 30, 2022 to approximately USD&nbsp;26 billion
      as of March 31, 2023. In 1Q23, Credit Suisse recognized a pre-tax gain of USD&nbsp;0.8
      billion as a result of the Apollo transaction, partially offset by losses on the valuation
      of certain financing arrangements associated with the Apollo transaction.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In connection with the initial closing of this transaction, Credit Suisse and Apollo
      entered into various ancillary agreements related to the transaction, including an
      investment management agreement, certain financing arrangements and a transition services
      agreement. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Strategy&#x201d; in I &ndash; Information on the company in the Credit Suisse Annual Report 2022 for further information
         regarding these agreements.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">6</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity issues in 1Q23 </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the second half of March 2023, Credit Suisse experienced significant withdrawals
      of cash deposits as well as non-renewal of maturing time deposits. Customer deposits
      declined by CHF&nbsp;67 billion in 1Q23. These outflows, which were most acute in the days
      immediately preceding and following the announcement of the merger, stabilized to
      much lower levels, but had not yet reversed as of the date of this report. The Group&#x2019;s
      three-month average daily LCR was 178% as of the end of 1Q23, improved from lower
      levels earlier in the quarter after benefitting from the liquidity facilities from
      the SNB. Prior to the significantly increased outflows, on March 14, 2023 our quarter
      to date daily average LCR was approximately 153%, improved from the three-month average
      daily LCR of 144% at the end of 2022. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Outflows in assets under management in 1Q23 </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">At the Group level, net asset outflows in 1Q23 were CHF&nbsp;61 billion or 5% of assets
      under management as of the end of 4Q22, in particular following net asset outflows
      in the second half of March 2023 across all businesses. In Wealth Management, these
      outflows in 1Q23 represented 9% of assets under management reported as of the end
      of 4Q22. In the Swiss Bank, these outflows in 1Q23 represented 1% of assets under
      management reported as of the end of 4Q22. In Asset Management, these outflows in
      1Q23 represented 3% of assets under management reported as of the end of 4Q22. These
      outflows have moderated but have not yet reversed as of the date of this report. Deposit
      outflows represented 57% of Wealth Management and Swiss Bank net asset outflows in
      1Q23.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">CS First Boston</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG, and M. Klein &amp; Co LLC have mutually agreed to terminate the
      acquisition of The Klein Group, LLC (i.e., the investment banking business of M. Klein
      &amp; Co. LLC) by Credit Suisse considering Credit Suisse&#x2019;s recently announced merger
      with UBS Group AG.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Goodwill</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Following a review of the Group&#x2019;s financial plans to reflect the deposit and assets
      under management outflows in 1Q23, the Group concluded that the estimated fair value
      of the Wealth Management reporting unit was below its related carrying value and as
      a result a goodwill impairment charge of CHF&nbsp;1.3 billion was recorded for the quarter,
      resulting in a goodwill balance of zero for that reporting unit. The fair value of
      the remaining reporting units with goodwill (Swiss Bank and Asset Management) exceeded
      their related carrying values and no further impairments were necessary as of March
      31, 2023.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The fair value of the Asset Management reporting unit exceeded its related carrying
      value by less than 10%. The reporting unit has experienced a significant level of
      assets under management outflows. The goodwill allocated to this reporting unit has
      become more sensitive to an impairment due to these outflows, and there is a significant
      risk of a future goodwill impairment for this reporting unit if its future performances
      does not achieve the financial projections contained within our financial plan.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As a result of the announced strategy and organizational changes, the Private Fund
      Group business in the Asset Management reporting unit was transferred to the Investment
      Bank reporting unit effective January 1, 2023, resulting in a transfer of CHF&nbsp;30 million
      of goodwill between the reporting units. The Group fully impaired this goodwill in
      1Q23.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Impairment of capitalized internally developed software costs</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Following an assessment of the balance sheet carrying value of internally developed
      software costs, an impairment of CHF&nbsp;65 million was recorded as restructuring expenses
      in 1Q23 relating to the Investment Bank. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Compensation</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On April 5, 2023, the Swiss Federal Council instructed the Swiss Federal Department
      of Finance to cancel or reduce the outstanding variable remuneration for the top three
      levels of management at Credit Suisse. Under US GAAP accounting guidance, the nature
      of such a cancellation of deferred compensation required an acceleration of deferred
      compensation expense in 1Q23 for the outstanding share-based portion of the compensation
      awards with a corresponding credit to shareholders&#x2019; equity, and for the smaller impact
      from the cancellation of cash-based awards a credit to the income statement for previously
      accrued expenses. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit ratings</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Following the announcement of the merger, all three major rating agencies revised
      their credit outlooks. On March 20, 2023, Moody&#x2019;s Investor Service placed on review
      for upgrade all long-term ratings of Credit Suisse Group AG and Credit Suisse AG,
      as well as the short-term ratings of Credit Suisse AG, and at the same time revised
      the outlook for Credit Suisse Group AG and Credit Suisse AG to &#x201c;Ratings under review&#x201d;
      from &#x201c;Negative&#x201d;. Also on March 20, 2023, S&amp;P Global Ratings placed the long- and short-term
      issuer credit ratings of Credit Suisse Group AG and Credit Suisse AG on &#x201c;CreditWatch
      Positive&#x201d; from &#x201c;Stable&#x201d;. On March 21, 2023, Fitch Ratings placed Credit Suisse Group
      AG's Long-Term Issuer Default Rating and the Long-Term and Short-Term Issuer Default
      Ratings of Credit Suisse AG on &#x201c;Rating Watch Evolving&#x201d; from &#x201c;Negative&#x201d;.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Public tender offers for debt securities</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse also announced on March 16, 2023 that it was making a cash tender offer
      in relation to ten US dollar denominated senior debt securities for an aggregate consideration
      of up to USD&nbsp;2.5 billion. Concurrently, Credit Suisse also announced a separate cash
      tender offer in relation to four Euro denominated senior debt securities for an aggregate
      consideration of up to EUR&nbsp;500 million. The offers expired on March 22, 2023, and
      pursuant to the tender offers, we repurchased USD&nbsp;0.6 billion and EUR&nbsp;2.0 billion
      of such debt securities.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">7</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Material weakness of internal control over financial reporting</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In March 2023, the Group reported material weaknesses of internal control over financial
      reporting as disclosed and detailed in the 2022 Annual Report audited financial statements
      in the section entitled &#x201c;Controls and procedures&#x201d;. Management is committed to maintaining
      a strong internal control environment and implementing measures designed to ensure
      that the material weaknesses are remediated as soon as possible.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Supply chain finance funds matter</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously reported, in early March 2021, the boards of four supply chain finance
      funds (SCFF) managed by certain Group subsidiaries decided to suspend redemptions
      and subscriptions of those funds to protect the interests of the funds&#x2019; investors,
      to terminate the SCFF and to proceed to their liquidation. Credit Suisse Asset Management
      (Schweiz) AG (CSAM) acts as the portfolio manager of the SCFF.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Beginning in 4Q21, we introduced a fee waiver program for clients impacted by this
      matter wherein certain commissions and fees arising from current and future business
      transactions may be reimbursed on a quarterly basis, provided certain conditions are met. We incurred negative revenues of CHF&nbsp;13 million in 1Q23 relating to this fee waiver program, primarily in Wealth Management.
      </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Significant negative consequences of the Archegos and supply chain finance funds matters</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In prior financial reports, we have outlined the losses associated with the Archegos
      matter and the legal and regulatory consequences of that matter and the SCFF matter.
      There can be no assurance that any additional losses, damages, costs and expenses,
      as well as any further regulatory and other investigations and actions or any further
      downgrade of our credit ratings, will not be material to us, including from any impact
      on our business, financial condition, results of operations, prospects, liquidity,
      capital position or reputation. For example, we have suffered and may continue to
      suffer reputational harm and reductions in certain areas of our business, such as
      outflows of assets, attributable, at least in part, to these matters. The ongoing
      effect of these matters, and this harm and these reductions, can continue to affect
      our business overall, including our ability to attract and retain customers, clients,
      investors and employees and to conduct business transactions with our counterparties.
      Our employee attrition has been higher over the last year, undoubtedly owing at least
      in part to these matters. While steps we have taken in response to the Archegos and
      SCFF matters are designed to reduce the Group&#x2019;s risks, some of these changes will
      constrain certain areas of our business, thereby impacting negatively our results
      of operations. These challenges are taking place in the context of worsening macroeconomic
      and market conditions, potentially amplifying some of the negative consequences noted
      above. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factors&#x201d; in I &ndash; Information on the company and &#x201c;Note 40 - Litigation&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2022 for further information
         on risks that may arise in relation to these matters and for a description of the
         regulatory and legal developments relating to these matters.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Format of presentation </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In managing our business, revenues are evaluated in the aggregate, including an assessment
      of trading gains and losses and the related interest income and expense from financing
      and hedging positions. For this reason, specific individual revenue categories in
      isolation may not be indicative of performance. Certain reclassifications have been
      made to prior periods to conform to the current presentation.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Performance measures</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse measures firm-wide returns against total shareholders&#x2019; equity and tangible
      shareholders&#x2019; equity, a non-GAAP financial measure also known as tangible book value.
      Tangible shareholders&#x2019; equity is calculated by deducting goodwill and other intangible
      assets from total shareholders&#x2019; equity as presented in our balance sheet. In addition,
      Credit Suisse also measures the efficiency of the firm and its divisions with regard
      to the usage of regulatory capital. Regulatory capital is calculated as the average
      of 13.5% of RWA and 4.25% of leverage exposure and return on regulatory capital, a
      non-GAAP financial measure, is calculated using income/(loss) after tax and assumes
      a tax rate of 30% for periods prior to 2020 and 25% from 2020 onward. For the Investment
      Bank, return on regulatory capital is based on US dollar denominated numbers. Return
      on regulatory capital excluding certain items included in our reported results is
      calculated using results excluding such items, applying the same methodology. Adjusted
      return on regulatory capital excluding certain items included in our reported results
      is calculated using results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Management believes that these metrics are meaningful as they are measures used and
      relied upon by industry analysts and investors to assess valuations and capital adequacy.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">8</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00213027"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;"><b>Risk factors </b></font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">The merger we previously announced with UBS is subject to closing conditions that,
      if not satisfied or, to the extent waivable, waived, would result in the merger not
      being completed, which could seriously jeopardize our financial viability and raise
      substantial doubt about our ability to continue as a going concern</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The merger is subject to the satisfaction (or waiver, to the extent waivable, by UBS)
      of a number of conditions as set forth in the merger agreement, including, among others,
      (i) receipt of approval of the transaction by FINMA and granting by FINMA of arrangements
      separately agreed upon and such decisions and arrangements remaining in full force
      and effect and not having been amended, conditioned or revoked before completion,
      (ii) receipt of certain other regulatory approvals that are not subject to any condition,
      restriction or undertaking that would reasonably be capable of causing a material
      adverse effect on us, UBS, any of our or UBS&#x2019;s subsidiaries or other affiliates, or
      the combined group and (iii) receipt of certain governmental approvals that are not
      subject to any condition, restriction, obligation or undertaking that would result
      in any disposal of any UBS asset or business or that would reasonably be capable of
      causing a material adverse effect on us, UBS, any of our or UBS&#x2019;s subsidiaries or
      other affiliates, or the combined group. There can be no assurance as to when these
      conditions to the transaction will be satisfied (or, to the extent waivable, waived
      by UBS), if at all, or that other events will not intervene to delay or result in
      the failure to complete the transaction. While Credit Suisse believes these conditions
      will be satisfied and that the merger will be successfully consummated, if the merger
      were not to be completed, our financial viability could be jeopardized, which would
      raise substantial doubt regarding our ability to continue as a going concern.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Until the merger is consummated, the risks to our business and operations are exacerbated</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In light of the announced merger and other recent events leading to it, many of the
      risks contained under &#x201c;Risk Factors&#x201d; in our Annual Report on Form 20-F for the fiscal
      year ended December 31, 2022 filed with the Securities and Exchange Commission on
      March 14, 2023, are exacerbated. These risks include, among others, risks to our operations,
      the loss of clients, higher employee attrition, additional net asset and deposit outflows
      and further asset impairments, including subsidiary participation valuations (with
      potential impacts on Bank Parent capital), IT impairments and goodwill. For example,
      recent developments have already increased our employee attrition. Delays in the timely
      consummation of the merger could therefore have a material adverse effect on our business.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factor&#x201d; in I &ndash; Information on the company in the Credit Suisse Annual Report 2022 for further information
         on risks that could adversely affect our businesses, results of operations and financial
         condition.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">9</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Core</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Capital <br>Release <br>Unit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">1Q23 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,052</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,122</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,467</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>79</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,096</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">302</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,683</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">658</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,784</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,222</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">178</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">432</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,071</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">321</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,392</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,294</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">299</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,447</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,880</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,620</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,461)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,816</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,163</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119,471</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,124</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,025</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,769</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">442,217</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,074</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">485</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,068</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,553</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,553</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,331</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70,420</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,054</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,631</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,277</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">203,713</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,718</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133,394</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,497</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,259</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118,037</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,282</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">533,469</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119,578</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,201</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(141)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">636</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">658</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,834</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">528</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,790</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">482</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">419</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">227</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">490</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">404</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">308</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,164</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>682</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,624</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>710</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>306</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(775)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>113</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(449)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(866)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128,192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197,627</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,382</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74,932</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,577</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">428,710</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,304</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">488</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,903</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,903</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,241</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,647</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204,366</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,174</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140,377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220,792</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,508</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129,190</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,275</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">517,142</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133,409</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">1Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,221</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">410</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">868</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">670</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">232</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">603</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">466</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">473</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,850</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,148</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,318</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>642</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,210</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,950</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(730)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(34)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(394)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,284</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">223,087</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,678</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">135,892</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">568,286</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">171,268</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739,554</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,328</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">489</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,114</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,931</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,931</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,029</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,206</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,417</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,766</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,132</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,911</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,043</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">170,816</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">248,559</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,812</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195,704</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,635</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">659,526</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218,497</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878,023</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">10</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Results excluding certain items included in our reported results are non-GAAP financial
      measures. Management believes that such results provide a useful presentation of our
      operating results for purposes of assessing our Group and divisional performance consistently
      over time, on a basis that excludes items that management does not consider representative
      of our underlying performance. Provided below is a reconciliation of our adjusted
      results to the most directly comparable US GAAP measures.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Core <br>Results</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Capital<br>Release<br>Unit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">1Q23 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,052</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,122</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,467</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(726)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(726)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Additional tier 1 capital notes write-down<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15,007)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15,007)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15,007)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(381)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,733</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>79</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,447</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,880</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,620</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,294)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,324)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,324)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(106)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(200)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(299)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>987</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>619</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,309</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>203</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,332</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>634</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,966</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,461)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,816</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,163</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(115)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>313</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(310)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(158)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(297)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,019)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,316)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,201</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(141)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on InvestLab/Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>982</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>975</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,030</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(66)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,964</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,164</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>682</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,624</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>710</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(165)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(308)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(352)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>669</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>276</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,217</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,310</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>628</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,938</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>306</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(775)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>113</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(449)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(866)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(106)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(598)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>136</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(306)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(709)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,015)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">11</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00216221"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Core <br>Results</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Capital<br>Release<br>Unit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">1Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,221</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(155)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(164)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on InvestLab/Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,323</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,057</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>338</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,559</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,582</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,318</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>642</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,210</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,950</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(230)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(423)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(653)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(653)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,078</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>641</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>97</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,542</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>695</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,237</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(730)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(34)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(394)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>219</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>393</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>56</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>118</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(309)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>477</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(177)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>300</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">12</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00217089"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Wealth Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we reported a loss before taxes of CHF&nbsp;1,461 million, mainly reflecting a goodwill impairment charge of CHF&nbsp;1,294 million, compared to a loss before taxes of CHF&nbsp;2 million in 1Q22. Net revenues of CHF&nbsp;893 million decreased 33% compared to 1Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00217116"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported a loss before taxes of CHF&nbsp;1,461 million compared to a loss before taxes of CHF&nbsp;2 million in 1Q22. Net revenues of CHF&nbsp;893 million decreased 33%, mainly reflecting lower net interest income, lower transaction- and performance-based
      revenues and lower recurring commissions and fees. We recorded a provision for credit
      losses of CHF&nbsp;21 million compared to a provision for credit losses of CHF&nbsp;26 million in 1Q22. Total operating expenses of CHF&nbsp;2,333 million increased 77%, mainly driven by a goodwill impairment charge of CHF&nbsp;1,294 million in 1Q23.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We reported a loss before taxes of CHF&nbsp;1,461 million compared to a loss before taxes of CHF&nbsp;65 million in 4Q22. Net revenues decreased 18%, mainly reflecting lower other revenues and lower net interest income. We recorded
      a provision for credit losses of CHF&nbsp;21 million compared to a release of provision for credit losses of CHF&nbsp;5 million in 4Q22. Total operating expenses increased 100%, mainly driven by the goodwill impairment charge. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, we reported RWA of CHF&nbsp;46.3 billion, a decrease of CHF&nbsp;0.9 billion compared to the end of 4Q22, mainly due to movements in risk levels in credit
      risk, driven by a decrease in lending exposures, partially offset by positive impacts
      from external and internal model and parameter updates in credit risk. Leverage exposure
      of CHF&nbsp;133.4 billion was CHF&nbsp;7.0 billion lower compared to the end of 4Q22, mainly driven by lower business usage
      and a decrease in high-quality liquid assets (HQLA).</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">636</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">419</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">603</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,294</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,683</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">528</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">670</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,164</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,318</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,461)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">13</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">549</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction- and performance-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">206</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">360</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119,471</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128,192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,284</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76,854</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79,483</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,987</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,331</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,241</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133,394</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140,377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">170,816</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(108)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,790</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,940</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction- and performance-based revenues arise primarily from brokerage and product
               issuing fees, fees from foreign exchange client transactions, trading and sales income,
               equity participations income and other transaction- and performance-based income.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Wealth Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,094</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,342</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>982</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,323</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,164</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,318</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,294)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(230)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>987</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,093</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,078</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,461)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(115)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(106)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>219</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">14</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00218551"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, net revenues of CHF&nbsp;893 million decreased 33%, reflecting lower net interest income, lower transaction- and performance-based revenues,
      lower recurring commissions and fees and lower other revenues. Net interest income
      of CHF&nbsp;345 million decreased 37%, mainly reflecting lower loan margins on lower average loan volumes, higher costs
      related to interest rate management, higher funding costs due to significant deposit
      outflows and lower funding benefits. These results were partially offset by the impact
      of higher deposit margins despite significantly lower average deposit volumes. Transaction-
      and performance-based revenues of CHF&nbsp;206 million decreased 43%, mainly driven by lower client activity and lower corporate advisory fees. Recurring
      commissions and fees of CHF&nbsp;342 million decreased 17%, adversely impacted by lower average assets under management, and mainly reflected
      in lower discretionary mandate fees, lower investment product fees, lower security
      account and custody services fees and lower investment advisory fees. Other revenues
      were zero in 1Q23 compared to other revenues of CHF&nbsp;20 million in 1Q22, mainly reflecting gains on the sale of real estate of CHF&nbsp;20 million.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, net revenues decreased 18%, reflecting lower other revenues, lower net interest income and lower recurring commissions
      and fees, partially offset by higher transaction- and performance-based revenues.
      Other revenues were zero in 1Q23 compared to other revenues of CHF&nbsp;114 million in 4Q22, mainly reflecting a gain on the sale of real estate of CHF&nbsp;122 million. Net interest income decreased 21%, mainly reflecting lower deposit margins on significantly lower average deposit volumes,
      stable loan margins on lower average loan volumes, higher costs related to interest
      rate management and higher funding costs due to significant deposit outflows. Recurring
      commissions and fees decreased 3%, reflecting the impact of lower average assets under management, and mainly driven
      by lower discretionary mandate fees, lower investment product fees and lower security
      account and custody services fees and lower investment advisory fees. Transaction-
      and performance-based revenues increased 9%, mainly driven by higher client activity, partially offset by lower corporate advisory
      fees. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 1Q23&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is comprised of lombard lending, mortgages, ship finance, export
      finance, aviation and yacht finance and structured lending.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we recorded a provision for credit losses of CHF&nbsp;21 million compared to a provision for credit losses of CHF&nbsp;26 million in 1Q22 and a release of provision for credit losses of CHF&nbsp;5 million in 4Q22. The provision in 1Q23 was primarily driven by one case in the real
      estate sector and an increase in non-specific provisions for expected credit losses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, total operating expenses of CHF&nbsp;2,333 million increased 77%, mainly driven by the goodwill impairment charge of CHF&nbsp;1,294 million and higher restructuring expenses of CHF&nbsp;46 million in 1Q23, partially offset by lower general and administrative expenses. General
      and administrative expenses of CHF&nbsp;299 million decreased 50%, as 1Q22 included significantly higher litigation expenses and lower allocated corporate
      function costs and lower professional services fees in 1Q23. Compensation and benefits
      of CHF&nbsp;650 million were stable, with higher allocated corporate function costs offset by lower discretionary compensation
      expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses increased 100%, mainly driven by the goodwill impairment charge, partially offset by lower general
      and administrative expenses and lower restructuring expenses. General and administrative
      expenses decreased 29%, primarily driven by lower allocated corporate function costs, lower professional
      services fees, lower litigation expenses and lower advertising and marketing expenses.
      Compensation and benefits increased 2%, mainly from higher allocated corporate function costs and higher deferred compensation
      expenses from prior year awards, partially offset by lower discretionary compensation
      expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 66 basis points in 1Q23, a decrease of eight basis points compared to 1Q22, mainly driven
      by lower net interest income, lower transaction- and performance-based revenues and
      lower recurring commissions and fees, partially offset by a 25.3% decrease in average assets under management. Compared to 4Q22, our gross margin was
      nine basis points lower, mainly reflecting lower other revenues and lower net interest
      income, partially offset by a 7.2% decrease in average assets under management. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was negative 108 basis points in 1Q23, a decrease of 108 basis points and 103 basis points compared
      to 1Q22 and 4Q22, respectively. These decreases mainly reflected higher total operating
      expenses, driven by the goodwill impairment charge in 1Q23, and lower net revenues.
      </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00218716"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, assets under management of CHF&nbsp;502.5 billion were CHF&nbsp;38.0 billion lower compared to the end of 4Q22, mainly driven by significant net asset
      outflows, partially offset by favorable market-related movements. Net asset outflows
      of CHF&nbsp;47.1 billion were driven by outflows across all regions. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 1Q23&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">15</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">502.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">707.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">541.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">583.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">724.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">344.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>502.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>540.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>707.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(47.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(38.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(94.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(35.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(58.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (28.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (59.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (19.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (28.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (27.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (6.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">16</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00219441"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Swiss Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we reported income before taxes of CHF&nbsp;287 million compared to income before taxes of CHF&nbsp;479 million in 1Q22. Net revenues of CHF&nbsp;973 million decreased 15% compared to 1Q22, reflecting lower revenues across all major revenue categories.
      </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00219461"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, income before taxes of CHF&nbsp;287 million decreased 40% compared to 1Q22. Net revenues of CHF&nbsp;973 million decreased 15%, reflecting lower revenues across all major revenue categories. Other revenues in 1Q22 included
      gains on the sale of real estate of CHF&nbsp;84 million. Provision for credit losses was CHF&nbsp;40 million compared to CHF&nbsp;23 million in 1Q22. Total operating expenses of CHF&nbsp;646 million were stable, mainly reflecting higher restructuring expenses, offset by lower
      general and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, income before taxes decreased 6%. Net revenues decreased 4%, primarily reflecting lower other revenues and lower net interest income. Other revenues
      in 4Q22 included gains on the sale of real estate of CHF&nbsp;51 million, partially offset by a loss on the equity investment in SIX Swiss Exchange
      (SIX) of CHF&nbsp;10 million. Provision for credit losses was CHF&nbsp;40 million compared to CHF&nbsp;28 million in 4Q22. Total operating expenses decreased 5%, mainly reflecting lower general and administrative expenses, partially offset by
      higher restructuring expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, we reported RWA of CHF&nbsp;70.4 billion, CHF&nbsp;0.8 billion higher compared to the end of 4Q22, mainly related to internal model and parameter updates in credit risk, mainly due to model updates for
      income producing real estate, partially offset by a negative foreign exchange impact.
      Leverage exposure of CHF&nbsp;231.5 billion increased CHF&nbsp;10.7 billion compared to the end of 4Q22, primarily reflecting higher HQLA, reflecting
      an increase in cash held at central banks.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">410</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">178</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">227</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">232</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>682</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>642</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>306</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">17</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">523</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">576</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">308</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">171</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197,627</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">223,087</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,273</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,749</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70,420</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,029</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,497</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220,792</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">248,559</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,670</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction-based revenues arise primarily from brokerage fees, fees from foreign
               exchange client transactions, trading and sales income, equity participations income
               and other transaction-based income. Other revenues include fair value gains/(losses)
               on synthetic securitized loan portfolios and other gains and losses.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Swiss Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>973</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>972</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>975</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,057</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>682</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>642</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>619</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>669</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>641</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>306</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>313</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>393</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">18</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00220791"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, net revenues of CHF&nbsp;973 million decreased 15%, reflecting lower revenues across all major revenue categories. Net interest income
      of CHF&nbsp;514 million decreased 11%, primarily driven by lower treasury revenues, mainly reflecting the absence of Swiss
      National Bank (SNB) threshold benefits following the SNB increase of interest rates,
      and lower loan margins on slightly lower average loan volumes, partially offset by
      higher deposit margins on lower average deposit volumes. Other revenues in 1Q22 included the gains on the sale of real estate. Recurring commissions
      and fees of CHF&nbsp;308 million decreased 8%, mainly driven by lower discretionary mandate management fees, lower security account
      and custody services fees as well as lower banking services fees. Transaction-based revenues of CHF&nbsp;151 million decreased 12%, mainly reflecting lower client activity as well as lower revenues from our Swiss
      investment banking business. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, net revenues decreased 4%, primarily reflecting lower other revenues and lower net interest income. Other revenues
      in 4Q22 included the gains on the sale of real estate, partially offset by the loss
      on the equity investment in SIX. Net interest income decreased 2%, mainly driven by a negative impact from other banking book positions and lower loan
      margins on slightly lower average loan volumes, partially offset by higher deposit
      margins on lower average deposit volumes and higher treasury revenues. Transaction-based
      revenues decreased 4%, mainly reflecting lower revenues from our Swiss investment banking business, partially
      offset by higher brokerage and product issuing fees. Recurring commissions and fees
      increased 3%, primarily reflecting higher fees from lending activities.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is substantially comprised of residential mortgages in Switzerland,
      loans secured by real estate, securities and other financial collateral as well as
      unsecured loans to commercial clients and, to a lesser extent, consumer finance loans.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we recorded provision for credit losses of CHF&nbsp;40 million compared to CHF&nbsp;23 million in 1Q22 and CHF&nbsp;28 million in 4Q22. The provisions in 1Q23 mainly included specific provisions reflecting
      several individual cases across various industries and non-specific provisions for
      credit losses of CHF&nbsp;19 million.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, total operating expenses of CHF&nbsp;646 million were stable, mainly reflecting higher restructuring expenses, offset by lower
      general and administrative expenses. In 1Q23, we incurred restructuring expenses of
      CHF&nbsp;27 million. Compensation and benefits of CHF&nbsp;413 million were stable, mainly reflecting higher deferred compensation expenses from prior-year awards, higher salary
      expenses as well as higher social security expenses, offset by lower discretionary
      compensation expenses. General and administrative expenses of CHF&nbsp;178 million decreased 10%, primarily reflecting lower allocated corporate function costs. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses decreased 5%, mainly reflecting lower general and administrative expenses, partially offset by
      higher restructuring expenses. General and administrative expenses decreased 22%, mainly reflecting lower allocated corporate function costs as well as lower advertising
      and marketing expenses. Compensation and benefits were stable, mainly reflecting higher
      social security expenses, higher deferred compensation expenses from prior-year awards
      as well as higher allocated corporate function costs, offset by lower discretionary
      compensation expenses and lower pension expenses. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 73 basis points in 1Q23, a decrease of five basis points compared to 1Q22, reflecting
      lower revenues across all major revenue categories, partially offset by a 9.2% decrease in average assets under management. Compared to 4Q22, our gross margin was
      four basis points lower, mainly driven by lower other revenues and lower net interest
      income with stable average assets under management. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was 21 basis points in 1Q23, a decrease of twelve basis points compared to 1Q22, mainly
      driven by lower net revenues, partially offset by the lower average assets under management.
      Compared to 4Q22, our net margin was two basis points lower, driven by lower net revenues
      on stable average assets under management, partially offset by lower total operating
      expenses. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00220912"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of <b>1Q23</b>, assets under management of CHF&nbsp;526.6 billion were stable compared to the end of 4Q22, mainly reflecting favorable market
      movements, offset by net asset outflows. Net asset outflows of CHF&nbsp;6.9 billion mainly reflected outflows in our private clients business.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 1Q23&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">19</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">526.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">582.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">534.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">487.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>526.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>525.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>582.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (1.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (10.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (9.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 2.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">20</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00221632"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Asset Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we reported a loss before taxes of CHF&nbsp;31 million and net revenues of CHF&nbsp;187 million. Net revenues decreased 45% and 28% compared to 1Q22 and 4Q22, respectively.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00221651"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported a loss before taxes of CHF&nbsp;31 million, compared to income before taxes of CHF&nbsp;57 million in 1Q22, reflecting reduced net revenues. Net revenues of CHF&nbsp;187 million decreased 45% compared to 1Q22, driven mainly by decreased investment and partnership income and reduced
      management fees. Total operating expenses of CHF&nbsp;218 million decreased 23% compared to 1Q22, primarily driven by lower general and administrative expenses and
      lower compensation and benefits. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our 1Q23 loss before taxes of CHF&nbsp;31 million compared to a loss of CHF&nbsp;28 million in 4Q22, reflecting lower net revenues, partially offset by lower total operating expenses. Net revenues decreased 28%, driven by decreased investment and partnership income, partially offset by higher
      performance and transaction revenues. Total operating expenses decreased 24%, mainly reflecting lower general and administration expenses and reduced compensation
      and benefits. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, RWA of CHF&nbsp;8.1 billion were stable compared to the end of 4Q22. Leverage exposure of CHF&nbsp;2.3 billion decreased CHF&nbsp;0.2 billion compared to the end of 4Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">21</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Management fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">271</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance and transaction revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment and partnership income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(74)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which recurring commissions and fees<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which transaction- and performance-based revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,124</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,382</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,678</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,054</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,206</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,259</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,508</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,812</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Management fees include fees on assets under management and asset administration revenues.
               Performance revenues relate to the performance or return of the funds being managed
               and includes investment-related gains and losses from proprietary funds. Transaction
               fees relate to the acquisition and disposal of investments in the funds being managed.
               Investment and partnership income includes equity participation income from seed capital
               returns and from minority investments in third-party asset managers, income from strategic
               partnerships and distribution agreements and other revenues.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Asset Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>338</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>214</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>276</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(31)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(27)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>56</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00222819"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results detail </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, net revenues of CHF&nbsp;187 million decreased 45%, reflecting decreased investment and partnership income and reduced management fees,
      partially offset by higher performance and transaction revenues. The decrease in investment
      and partnership income was mainly due to a currency translation adjustment and impairment
      on the planned partial disposal of an investment. Management fees of CHF&nbsp;234 million decreased 14%, reflecting a combination of lower average assets under management and increased
      investor bias towards passive products. Performance and transaction revenues of CHF&nbsp;27 million increased 8%, mainly driven by investment-related gains.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, net revenues decreased 28%, driven by decreased investment and partnership income, partially offset by higher
      performance and transaction revenues. The decrease in investment and partnership income
      was mainly due to a currency translation adjustment and impairment on the planned
      partial disposal of an investment. Performance and transaction revenues increased by CHF&nbsp;24 million, mainly driven by higher investment-related gains. Management fees were stable.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">22</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, total operating expenses of CHF&nbsp;218 million decreased 23%, mainly reflecting lower general and administrative expenses and reduced compensation
      and benefits. General and administrative expenses of CHF&nbsp;66 million decreased 41%, mainly reflecting reduced professional services fees related to the wind down and
      administration of the SCFF. Compensation and benefits of CHF&nbsp;128 million decreased 10%, mainly reflecting lower discretionary compensation expenses. In 1Q23, we incurred
      restructuring expenses of CHF&nbsp;4 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses decreased 24%, mainly reflecting lower general and administrative expenses and reduced compensation
      and benefits. General and administrative expenses decreased 41%, mainly reflecting lower allocated corporate function costs and reduced professional
      services fees related to the wind down and administration of the SCFF. Compensation
      and benefits decreased 10%, mainly reflecting lower discretionary compensation expenses. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00222923"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, assets under management of CHF&nbsp;399.4 billion were CHF&nbsp;3.0 billion lower compared to the end of 4Q22, mainly reflecting net asset outflows, partially
      offset by favorable market movements. Net asset outflows of CHF&nbsp;11.6 billion were driven by outflows from traditional investments, in particular fixed
      income and index solutions, and from alternative investments, primarily related to
      outflows in credit. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 1Q23&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Traditional investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">241.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Alternative investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investments and partnerships</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>462.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">409.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">467.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>399.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>462.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(14.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (3.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (8.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (13.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">23</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00223736"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Investment Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we reported a loss before taxes of CHF&nbsp;448 million compared to income before taxes of CHF&nbsp;162 million in 1Q22. Net revenues of CHF&nbsp;1,017 million decreased 37% compared to 1Q22, reflecting continued challenging market conditions. Performance
      was impacted by weak client activity in light of previously disclosed issues affecting
      Credit Suisse.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00223753"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported a loss before taxes of CHF&nbsp;448 million compared to income before taxes of CHF&nbsp;162 million in 1Q22. Net revenues of CHF&nbsp;1,017 million decreased 37% compared to 1Q22, mainly driven by low client activity and less favorable conditions,
      particularly in our equity sales and trading, capital markets and advisory franchises.
      These declines were partially offset by gains of CHF&nbsp;236 million (USD&nbsp;257 million) on increased buyback activity principally in our structured notes portfolio
      across equities and fixed income at prices reflecting significantly wider own credit
      spreads. In 1Q23, we recorded provision for credit losses of CHF&nbsp;18 million compared to a release of CHF&nbsp;3 million in 1Q22. Total operating expenses of CHF&nbsp;1,447 million were stable compared to 1Q22, reflecting reduced compensation and benefits and lower general
      and administrative expenses, offset by increased restructuring expenses and a goodwill
      impairment charge. In light of our strategic actions, total operating expenses included
      CHF&nbsp;106 million of restructuring expenses in 1Q23. Adjusted total operating expenses decreased 9% compared to 1Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported a loss before taxes of CHF&nbsp;448 million compared to a loss of CHF&nbsp;775 million in 4Q22. Net revenues increased 64% compared to low levels in 4Q22 and included gains on the buyback activity principally
      in our structured notes portfolio. We recorded a provision for credit losses of CHF&nbsp;18 million compared to a provision of CHF&nbsp;2 million in 4Q22. Total operating expenses increased 4%, mainly due to higher compensation and benefits, partially offset by lower restructuring
      expenses and lower general and administrative expenses. Adjusted total operating expenses
      increased 8% compared to 4Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">658</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">868</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">432</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">490</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">466</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">658</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,447</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(775)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">24</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, RWA of USD&nbsp;43.4 billion increased USD&nbsp;0.6 billion compared to the end of 4Q22, mainly driven by an increase in movements in
      risk levels in operational risk, primarily reflecting a reduction in operational risk
      insurance, partially offset by a decrease in movements in risk levels in market risk,
      including reduced rates exposure. Leverage exposure of USD&nbsp;129.4 billion decreased USD&nbsp;10.3 billion compared to the end of 4Q22, largely driven by timing on settlement of US
      treasury auctions, partially offset by reduced collateral utilization.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fixed income sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">198</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">293</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">420</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">500</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital markets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">241</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">171</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">439</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory and other fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">183</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(58)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,025</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74,932</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">135,892</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,574</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,357</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,631</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,647</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,417</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,439</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,865</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,058</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118,037</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129,190</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195,704</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129,377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139,676</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212,117</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Other revenues include treasury funding costs and changes in the carrying value of
                  certain investments.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Investment Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,017</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>621</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,559</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,447</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,394</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(106)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(165)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,309</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,217</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(775)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(310)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(598)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>118</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">25</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00225114"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fixed income sales and trading </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, fixed income revenues of CHF&nbsp;278 million decreased 5% compared to 1Q22, as low client activity across most businesses was partially offset
      by constructive market conditions in global credit products and rates. We had lower
      revenues in our foreign exchange and credit investor products franchises, mainly due
      to less favorable trading conditions. These decreases were partially offset by higher
      revenues in global credit products, mainly driven by a significant increase in investment
      grade trading revenues due to heightened volatility. Revenues in our rates franchise
      increased, driven by strong interest rate volatility coupled with gains on the buyback
      activity principally in our structured notes portfolio.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, fixed income revenues increased 40%, reflecting improved performance across most products, albeit from low levels. We
      had higher revenues in credit investor products compared to a weak 4Q22 performance,
      driven by increased client activity and higher new issuance volumes. Revenues in global
      credit products increased significantly, mainly driven by a substantial increase in
      investment grade trading revenues. We also had higher revenues in our foreign exchange
      franchise. We saw lower revenues in our rates franchise compared to a strong 4Q22
      performance despite gains on the buyback activity principally in our structured notes
      portfolio.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Equity sales and trading</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, equity sales and trading revenues of CHF&nbsp;420 million decreased 36% compared to a strong 1Q22, which benefitted from more favorable market conditions,
      including high levels of volatility, which led to strong trading volumes. Equity derivatives
      revenues decreased significantly compared to a strong 1Q22 mainly reflecting lower
      results in flow derivatives and structured equity derivatives, despite significant
      gains on the buyback activity principally in our structured notes portfolio. Cash
      equities revenues declined, consistent with the lower trading volumes across regions.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, equity sales and trading revenues increased significantly from very low levels. The increase was primarily driven by higher equity derivatives revenues, particularly
      in our structured equity derivatives franchise, which was significantly impacted by
      gains on the buyback activity principally in our structured notes portfolio. In 4Q22,
      structured equity derivatives were significantly adversely impacted by low client
      activity, including as a result of the Group&#x2019;s credit rating downgrades in the quarter.
      Cash equities revenues declined due to lower revenues in EMEA and the Americas.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital markets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, capital markets revenues of CHF&nbsp;241 million decreased 45% compared to 1Q22, reflecting significantly lower street fees across products, challenging
      market conditions and lower market share, partially offset by a recovery on unrealized
      mark-to-market losses in our leveraged finance underwriting portfolio. Debt capital
      markets revenues decreased, reflecting reduced issuance activity, particularly in
      leveraged finance. In addition, equity capital markets revenues decreased significantly,
      reflecting continued subdued street fees and lower market share.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, capital markets revenues increased 41%, driven by significantly higher debt capital markets revenues reflecting the recovery
      on unrealized mark-to-market losses in our leveraged finance underwriting portfolio.
      This was partially offset by lower revenues in equity capital markets due to a prolonged
      downturn in issuance activity.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Advisory and other fees</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, advisory revenues of CHF&nbsp;77 million decreased 63%, reflecting reduced industry-wide activity and lower market share.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, advisory revenues decreased 58%, reflecting reduced industry-wide activity and lower market share.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">26</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we recorded provision for credit losses of CHF&nbsp;18 million compared to a release of CHF&nbsp;3 million in 1Q22 and provision for credit losses of CHF&nbsp;2 million in 4Q22. Provision for credit losses in 1Q23 mainly included higher non-specific
      provisions for expected credit losses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, total operating expenses of CHF&nbsp;1,447 million were stable compared to 1Q22, reflecting reduced compensation and benefits and lower general
      and administrative expenses, offset by increased restructuring expenses and a goodwill
      impairment charge. Compensation and benefits of CHF&nbsp;789 million decreased 9%, reflecting lower discretionary compensation expenses and reduced deferred compensation
      expenses from prior year awards, partially offset by higher salary expenses reflecting
      the impact of deferred fixed cash compensation granted to certain employees in 2Q22.
      General and administrative expenses of CHF&nbsp;432 million decreased 7%, mainly reflecting lower consulting expenses. In 1Q23, we incurred restructuring
      expenses of CHF&nbsp;106 million, which included an impairment of internally developed software costs, compared
      to CHF&nbsp;4 million in 1Q22. Adjusted total operating expenses decreased 9% compared to 1Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses increased 4%, mainly due to higher compensation and benefits, partially offset by lower restructuring
      expenses and lower general and administrative expenses. Compensation and benefits
      increased 20%, as 4Q22 mainly reflecting the acceleration of deferred compensation expenses due
      to the cancellation of outstanding deferred compensation awards. In 1Q23, we incurred
      restructuring expenses of CHF&nbsp;106 million compared to CHF&nbsp;165 million in 4Q22. General and administrative expenses decreased 12%, reflecting reduced allocated corporate function costs and consulting expenses. Adjusted
      total operating expenses increased 8% compared to 4Q22.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Investment banking &amp; capital markets fees</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In order to reflect the performance and capabilities of the capital markets and advisory
      business and for enhanced comparability versus peers, the table below shows advisory,
      debt capital markets and equity capital markets fees in US dollar terms. Fees are
      defined as gross revenues generated from advisory and capital markets activity as
      well as derivatives in connection with such activity, before allocated funding costs,
      and excludes mark-to-market movements in debt underwriting, including leveraged finance.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investment banking &amp; capital markets fees (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt capital markets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity capital markets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">117</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Investment banking &amp; capital markets fees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>456</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>692</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes mark-to-market movements of USD&nbsp;80 million in 1Q23, USD (50) million in 4Q22
                  and USD (2) million 1Q22.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">27</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00225474"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Corporate Center</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we reported income before taxes of CHF&nbsp;14,816 million compared to losses of CHF&nbsp;730 million in 1Q22 and income before taxes of CHF&nbsp;113 million in 4Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00225491"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Corporate Center composition</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Corporate Center includes parent company operations such as Group financing, expenses
      for projects sponsored by the Group, including costs associated with the evolution
      of our legal entity structure to meet developing and future regulatory requirements,
      and certain other expenses and revenues that have not been allocated to the segments.
      Corporate Center results also include legacy funding costs, legacy litigation expenses,
      a specific client compliance function and noncontrolling interests without significant
      economic interest. Corporate Center further includes consolidation and elimination
      adjustments required to eliminate intercompany revenues and expenses. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury results include the impact of volatility in the valuations of certain central
      funding transactions such as structured notes issuances and swap transactions. Treasury
      results also include additional interest charges from transfer pricing to align funding
      costs to assets held in the Corporate Center and legacy funding costs. Other revenues
      primarily include required elimination adjustments associated with trading in own
      shares, treasury commissions charged to divisions, the cost of certain hedging transactions
      executed in connection with the Group&#x2019;s RWA and valuation hedging impacts from long-dated
      legacy deferred compensation and retirement programs mainly relating to former employees.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compensation and benefits include fair value adjustments on certain deferred compensation
      plans not allocated to the segments and fair value adjustments on certain other long-dated
      legacy deferred compensation and retirement programs mainly relating to former employees.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00225499"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported income before taxes of CHF&nbsp;14,816 million compared to losses before taxes of CHF&nbsp;730 million in 1Q22 and income before taxes of CHF&nbsp;113 million in 4Q22. Net revenues of CHF&nbsp;15,052 million in 1Q23 were primarily driven by treasury results, which reflected the additional
      tier 1 capital notes write-down ordered by FINMA. Total operating expenses of CHF&nbsp;236 million decreased 54% compared to 1Q22, mainly reflecting lower general and administrative expenses. Compared
      to 4Q22, total operating expenses increased 146%, primarily driven by higher compensation and benefits.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Corporate Center results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury results</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,009</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(255)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,052</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">183</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">473</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(75)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,816</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>113</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(730)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,769</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,577</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,277</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,766</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,282</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,275</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,635</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">28</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Corporate Center</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,052</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>209</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Additional tier 1 capital notes write-down<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15,007)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(423)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>203</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>97</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,816</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>113</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(730)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(158)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>136</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(309)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, RWA of CHF&nbsp;39.3 billion was stable compared to the end of 4Q22, as increases in movements in risk
      levels in credit risk, including the usage of liquidity facilities, were offset by
      the de-risking of our securitized products business in operational risk. Leverage exposure was CHF&nbsp;48.3 billion as of the end of 1Q23, an increase of CHF&nbsp;24.0 billion compared to the end of 4Q22, mainly driven by an increase in our centrally
      held balance of HQLA, reflecting liquidity facilities, and higher business usage.
      </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00226338"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported net revenues of CHF&nbsp;15,052 million compared to negative net revenues of CHF&nbsp;213 million in 1Q22 and net revenues of CHF&nbsp;209 million in 4Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury results of CHF&nbsp;15,009 million in 1Q23 primarily reflected revenues of CHF&nbsp;14,988 million relating to funding activities, primarily due to the gains from the write-down
      of the additional tier 1 capital notes. In 1Q22, negative treasury results of CHF&nbsp;255 million primarily reflected losses of CHF&nbsp;135 million from fair value option volatility on own debt and volatility arising from hedging of that debt, losses of CHF&nbsp;50 million with respect to structured notes volatility, losses of CHF&nbsp;38 million relating to fair-valued money market instruments and losses of CHF&nbsp;30 million relating to funding activities. In 4Q22, treasury results of CHF&nbsp;212 million primarily reflected gains of CHF&nbsp;94 million relating to fair-valued money market instruments, gains of CHF&nbsp;58 million with respect to structured notes volatility, revenues of CHF&nbsp;43 million relating to funding activities, as well as net gains of CHF&nbsp;18 million from fair value option volatility on own debt and volatility arising from
      hedging of that debt. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total operating expenses of CHF&nbsp;236 million decreased CHF&nbsp;282 million compared to 1Q22, mainly reflecting a decrease in general and administrative
      expenses, partially offset by an increase in compensation and benefits. General and administrative expenses of CHF&nbsp;96 million decreased CHF&nbsp;377 million, mainly reflecting lower litigation expenses. 1Q23 included litigation expenses
      of CHF&nbsp;30 million and 1Q22 included litigation expenses of CHF&nbsp;435 million, mainly legacy litigation expenses in connection with mortgage-related
      matters. In 1Q23, compensation and benefits increased CHF&nbsp;75 million, mainly driven by higher deferred compensation and expenses from prior-year
      awards and higher expenses for long-dated deferred compensation and retirement programs.
      We incurred restructuring expenses of CHF&nbsp;17 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses increased CHF&nbsp;140 million, mainly reflecting increases in compensation and benefits and general and administrative expenses, partially
      offset by a decrease in restructuring expenses. Compensation and benefits increased CHF&nbsp;126 million, mainly driven by higher deferred compensation and expenses from prior-year awards. General and administrative expenses increased CHF&nbsp;37 million, mainly reflecting expenses in relation to certain projects funded by the
      Corporate Center. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">29</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00226439"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Capital Release Unit</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 1Q23, we reported a loss before taxes of CHF&nbsp;399 million compared to a loss before taxes of CHF&nbsp;394 million in 1Q22. We reduced RWA and leverage exposure by CHF&nbsp;6.5 billion and CHF&nbsp;13.8 billion, respectively, compared to 4Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00226459"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Capital Release Unit composition</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously announced, as of 1Q23 the Capital Release Unit comprises our Non-Core
      Unit and the residual of our SPG businesses. The Non-Core Unit includes assets, operating
      expenses and funding costs associated with the following businesses and activities:
      the remaining global prime services business, select European lending and capital
      markets activities, non-Wealth Management-related lending in emerging markets, our
      global trust business, select trading assets from our Markets business and residual
      assets transferred from the Asset Resolution Unit. Transfers from the Investment Bank
      division included corporate bank and emerging markets loans, equity swaps, fixed income
      trading, rates and foreign exchange, legacy life finance business and minority interest
      investments. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00226463"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we reported a loss before taxes of CHF&nbsp;399 million compared to a loss before taxes of CHF&nbsp;394 million in 1Q22. Net revenues of CHF&nbsp;345 million increased 81%, primarily reflecting a gain from the Apollo transaction of CHF&nbsp;726 million, partially offset by a loss of revenues from businesses transferred from the Investment Bank, particularly from
      SPG. Net revenues in 1Q22 included a loss of CHF&nbsp;353 million on the equity investment in Allfunds Group. Provision for credit losses in 1Q23 was CHF&nbsp;4 million compared to a release of provision for credit losses of CHF&nbsp;155 million in 1Q22 which reflected an assessment of the future recoverability of receivables
      related to Archegos. Total operating expenses of CHF&nbsp;740 million were stable, as higher restructuring expenses and higher general and administrative
      expenses were offset by lower compensation and benefits and lower commission expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our 1Q23 loss before taxes of CHF&nbsp;399 million compared to a loss before taxes of CHF&nbsp;866 million in 4Q22. Net revenues increased CHF&nbsp;486 million, mainly reflecting the gain on the Apollo transaction. Provision for credit losses of CHF&nbsp;4 million compared to CHF&nbsp;15 million in 4Q22. Total operating expenses increased 4%, mainly reflecting higher compensation and benefits and higher restructuring expenses,
      partially offset by lower general and administrative expenses.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Capital Release Unit</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(141)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">302</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">321</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">404</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(47)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">482</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>710</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(866)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(394)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,074</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">171,268</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,633</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,718</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,174</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,911</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,533</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,922</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61,684</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119,578</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133,409</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218,497</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">131,066</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144,238</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">236,821</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">30</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Capital Release Unit</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Adjusted results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(141)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(726)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on InvestLab/Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(381)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(66)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(155)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>710</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>740</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>634</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>628</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>695</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(399)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(866)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(394)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted loss before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,019)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(709)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(177)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, we reported RWA of CHF&nbsp;39.7 billion, CHF&nbsp;6.5 billion lower compared to the end of 4Q22, mainly due to movements in risk levels
      in credit risk and market risk, reflecting the Apollo transaction, the sale of residual assets and de-risking activities across
      the Non-Core Unit. Leverage exposure of CHF&nbsp;119.6 billion decreased CHF&nbsp;13.8 billion compared to the end of 4Q22. The reductions in leverage exposure related
      to the Apollo transaction, the sale of residual assets and de-risking activities across
      the Non-Core Unit, partially offset by an increase in HQLA allocations.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00227506"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, net revenues of CHF&nbsp;345 million increased 81%, primarily reflecting a gain from the Apollo transaction of CHF&nbsp;726 million, partially offset by a loss of revenues from businesses transferred from
      the Investment Bank, particularly from SPG. Net revenues in 1Q23 also included losses on the valuation of certain financing arrangements
      associated with the Apollo transaction. In 1Q22, net revenues included a loss of CHF&nbsp;353 million on the equity investment in Allfunds Group. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, net revenues increased CHF&nbsp;486 million, mainly reflecting higher net revenues from the gain on the Apollo transaction.
      In 4Q22, negative net revenues primarily reflected a combination of lower trading
      revenues observed after the strategy announcement and costs incurred to de-leverage
      the portfolio in response to the Group&#x2019;s significant deposit outflows.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, we recorded provision for credit losses of CHF&nbsp;4 million compared to a release of provision for credit losses of CHF&nbsp;155 million in 1Q22 and provision for credit losses of CHF&nbsp;15 million in 4Q22. The release of provisions in 1Q22 reflected an assessment of the
      future recoverability of receivables related to Archegos.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 1Q22, total operating expenses of CHF&nbsp;740 million were stable, as higher restructuring expenses and higher general and administrative
      expenses were offset by lower compensation and benefits and lower commission expenses. Restructuring
      expenses of CHF&nbsp;99 million increased CHF&nbsp;66 million, mainly reflecting SPG-related expenses. General and administrative expenses
      of CHF&nbsp;321 million increased 8%, mainly driven by professional services. Compensation and benefits of CHF&nbsp;302 million decreased 13%, reflecting lower discretionary compensation expenses and lower salary expenses,
      primarily relating to the exit of prime services. Commission expenses of CHF&nbsp;18 million decreased 70%, mainly driven by reduced trading activity, most notably from our prime services
      business.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 4Q22, total operating expenses increased 4%, mainly reflecting higher compensation and benefits and higher restructuring expenses,
      partially offset by lower general and administrative expenses. Compensation and benefits
      increased 32%, as 4Q22 included lower deferred compensation relating to a downward adjustment to
      performance share awards as a result of the full year 2022 Investment Bank loss and
      forfeitures on staff departures. Restructuring expenses increased CHF&nbsp;55 million, mainly reflecting SPG-related expenses. General and administrative expenses
      decreased 21%, mainly reflecting lower corporate function allocations and lower litigation expenses.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">31</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00227609"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Assets under management </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 1Q23, assets under management were CHF&nbsp;1,252.6 billion, 3.2% lower compared to the end of 4Q22, with net asset outflows of CHF&nbsp;61.2 billion in 1Q23. </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management, client assets and net new assets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">502.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">707.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">526.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">582.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">399.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">462.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(196.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,252.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,293.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,554.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.2)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(19.4)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which discretionary assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">433.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">514.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which advisory assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">819.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">852.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,040.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Client assets (CHF billion)<sup>&nbsp;&nbsp;2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">723.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">942.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">613.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">626.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">707.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">399.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">462.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(196.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Client assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,518.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,577.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,916.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(47.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(61.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents assets managed by Asset Management for the other businesses.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Client assets is a broader measure than assets under management as it includes transactional
                  accounts and assets under custody (assets held solely for transaction-related or safekeeping/custody
                  purposes) and assets of corporate clients and public institutions used primarily for
                  cash management or transaction-related purposes.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00228174"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 1Q23, Credit Suisse experienced significant net outflows of assets under management.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in 1Q23&#x201d; in Credit Suisse for further
         information.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Wealth Management&#x201d;, &#x201c;Swiss Bank&#x201d; and &#x201c;Asset Management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">1Q23 results </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, assets under management of CHF&nbsp;1,252.6 billion decreased CHF&nbsp;41.0 billion compared to the end of 4Q22. The decrease was mainly driven by net asset outflows of CHF&nbsp;61.2 billion, partially offset by favorable market movements of CHF&nbsp;28.4 billion. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net asset outflows of CHF&nbsp;61.2 billion in 1Q23 mainly reflected outflows across the following businesses. Net asset outflows of
      CHF&nbsp;47.1 billion in Wealth Management were driven by outflows across all regions. Net asset
      outflows of CHF&nbsp;11.6 billion in Asset Management were driven by outflows from traditional investments,
      in particular fixed income and index solutions, and from alternative investments,
      primarily related to outflows in credit. Net asset outflows of CHF&nbsp;6.9 billion in Swiss Bank mainly reflected outflows in the private clients business.
      </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">32</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00228222"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Additional financial  metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Balance sheet</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 1Q23, total assets of CHF&nbsp;540.3 billion increased 2% compared to 4Q22, reflecting higher operating activities, partially offset by a foreign
      exchange translation impact. Excluding the foreign exchange translation impact, total assets increased CHF&nbsp;12.6 billion, mainly reflecting significant increases in cash and due from banks,
      including central bank liquidity facilities, partially offset by decreases in trading
      assets and brokerage receivables. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Litigation</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s estimate of the aggregate range of reasonably possible losses that are
      not covered by existing provisions for certain proceedings for which the Group believes
      an estimate is possible was zero to CHF&nbsp;1.2 billion as of the end of 1Q23. Net litigation provisions recorded in 1Q23 were CHF&nbsp;76 million.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total shareholders&#x2019; equity</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s total shareholders&#x2019; equity was CHF&nbsp;54.1 billion as of the end of 1Q23 compared to CHF&nbsp;45.1 billion as of the end of 4Q22. Total shareholders&#x2019; equity was positively impacted by net income attributable to shareholders,
      partially offset by losses on fair value elected liabilities relating to credit risk
      and foreign exchange-related movements on cumulative translation adjustments.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our three-month daily average LCR was 178% as of the end of 1Q23, an increase compared to 144% at the end of 4Q22. The increase in the LCR compared to 4Q22 was driven by a reduction
      in net cash outflows, partially offset by a small decrease in HQLA. The decrease in
      net cash outflows primarily resulted from a decrease in cash outflows from unsecured
      wholesale funding, mainly driven by decreases in non-operational deposits and unsecured
      debt as well as a decrease in outflows from credit and liquidity facilities mainly
      provided to other financial institutions. The net HQLA reduction is inclusive of offsetting
      gross movements driven by the aforementioned deposit outflows and subsequent liquidity
      assistance.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Credit Suisse and UBS to merge&#x201d; in Credit Suisse for further information.</font></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The NSFR was 108% as of the end of 1Q23 compared to 117% as of the end of 4Q22. The decrease in the NSFR reflects a decrease in available
      stable funding mainly attributed to a decrease in our deposits, partially offset by
      a decrease in required stable funding, primarily related to a decrease in our securities
      portfolio and our loans portfolio.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in 1Q23&#x201d; in Credit Suisse for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The CET1 ratio was 20.3% as of the end of 1Q23 compared to 14.1% as of the end of 4Q22. The tier&nbsp;1 ratio was 20.3% as of the end of 1Q23 compared to 20.0% as of the end of 4Q22. The total capital ratio was 20.3% as of the end of 1Q23 compared to 20.0% as of the end of 4Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">CET1 capital of CHF&nbsp;49.4 billion as of the end of 1Q23 increased 40% compared to CHF&nbsp;35.3 billion as of the end of 4Q22, mainly due to the net income attributable to shareholders,
      which included the impact of the additional tier 1 capital notes write-down.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Additional tier&nbsp;1 capital decreased from CHF&nbsp;14.7 billion as of the end of 4Q22 to CHF&nbsp;0.0 billion as of the end of 1Q23 due to the additional tier 1 capital notes write-down.
      Total eligible capital of CHF&nbsp;49.4 billion as of the end of 1Q23 was stable compared to the end of 4Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">RWA of CHF&nbsp;243.4 billion as of the end of 1Q23 decreased 3% compared to CHF&nbsp;250.5 billion as of the end of 4Q22, mainly due to movements in risk levels and a negative
      foreign exchange impact. The movements in risk levels were mainly due reduced secured
      financing, securitizations and derivatives exposures in credit risk and de-risking
      of our securitized products portfolio in market risk, primarily in the Capital Release
      Unit.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="6" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital and leverage metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (CHF billion)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (CHF billion)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Refer to the Appendix for additional information on BIS and Swiss capital and leverage
               metrics.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Leverage metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The BIS tier&nbsp;1 leverage ratio was 7.6% as of the end of 1Q23, with a BIS CET1 component of 7.6%.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Leverage exposure of CHF&nbsp;653.0 billion as of the end of 1Q23 was stable compared to CHF&nbsp;650.6 billion as of the end of 4Q22, as higher HQLA across most divisions, reflecting the
      liquidity facilities was offset by lower leverage exposure in the Investment Bank,
      mainly driven by timing on settlement of US treasury auctions, and in the Capital
      Release Unit, related to the Apollo transaction, the sale of residual assets and de-risking
      activities across the Non-Core Unit.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit Suisse AG &ndash; parent company</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information on Credit Suisse AG (Bank parent company)&#x2019;s capital position and ratios
      will be available in accordance with our ordinary Pillar 3 reporting requirements
      in May 2023 and may reflect participation impairments.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">33</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00228518"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Important information</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s independent registered public accounting firm has not completed a review
      of the financial information in this Earnings Release. Any subsequent completion of
      a review may result in changes to that information. Certain reclassifications have
      been made to prior periods to conform to the current presentation.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For purposes of this Earnings Release, unless the context otherwise requires, the
      terms &#x201c;Credit Suisse&#x201d;, &#x201c;the Group&#x201d;, &#x201c;we&#x201d;, &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group
      AG and its consolidated subsidiaries. The business of Credit Suisse AG, the direct
      bank subsidiary of the Group, is substantially similar to the Group, and these terms
      are used to refer to both when the subject is the same or substantially similar. The
      term &#x201c;the Bank&#x201d; is used when referring to Credit Suisse AG and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information referenced in this Earnings Release, whether via website links or otherwise,
      is not incorporated into this Earnings Release.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse is subject to the Basel framework, as implemented in Switzerland, as
      well as Swiss legislation and regulations for systemically important banks (Swiss
      Requirements) (in each case, subject to certain phase-in periods), which include capital,
      liquidity, leverage and large exposure requirements and rules for emergency plans
      designed to maintain systemically relevant functions in the event of threatened insolvency.
      Credit Suisse adopted the BIS leverage ratio framework, as issued by the Basel Committee
      on Banking Supervision and implemented in Switzerland by the Swiss Financial Market
      Supervisory Authority FINMA.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless otherwise noted, leverage exposure is based on the BIS leverage ratio framework
      and consists of period-end balance sheet assets and prescribed regulatory adjustments.
      The tier 1 leverage ratio and CET1 leverage ratio are calculated as BIS tier 1 capital
      and CET1 capital, respectively, divided by period-end leverage exposure. Swiss leverage
      ratios are measured on the same period-end basis as the leverage exposure for the
      BIS leverage ratio.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We may not achieve all of the expected benefits of our strategic initiatives, such
      as in relation to the proposed transaction between Credit Suisse and UBS, our intended
      reshaping of the bank, cost reductions and strengthening and reallocating capital.
      Factors beyond our control, including but not limited to the market and economic conditions
      (including macroeconomic and other challenges and uncertainties, for example, resulting
      from Russia&#x2019;s invasion of Ukraine), the reaction by our clients, employees and others
      to our proposed initiatives, enhanced risks to our businesses during the contemplated
      transitions, changes in laws, rules or regulations and other challenges discussed
      in our public filings, such as reputational harm resulting from prior events or reactions
      to our strategic initiatives, could limit our ability to achieve some or all of the
      expected benefits of these initiatives. Our ability to implement our strategy objectives
      could also be impacted by timing risks, obtaining all required approvals and other
      factors. See also &#x201c;Cautionary statement regarding forward-looking information&#x201d; in
      Appendix, &#x201c;Risk factors&#x201d; in Credit Suisse and &#x201c;Risk factors&#x201d; in I &ndash; Information on the company in our Annual Report 2022 for further information.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s estimate of the aggregate range of reasonably possible losses that are
      not covered by existing provisions which is discussed above relates only to those
      proceedings for which the Group believes an estimate is possible and which are discussed
      in the litigation note to the Consolidated Financial Statements in the Group&#x2019;s Annual
      Report on Form 20-F and updated in its quarterly reports. It is inherently difficult
      to determine whether a loss is probable or even reasonably possible or to estimate
      the amount of any loss or loss range for many of the Group&#x2019;s legal proceedings. The
      Group&#x2019;s aggregate litigation provisions include estimates of losses, additional losses
      or ranges of loss for proceedings for which such losses are probable and can be reasonably
      estimated. The Group does not believe that it can estimate an aggregate range of reasonably
      possible losses for certain of its proceedings because of their complexity, the novelty
      of some of the claims, the early stage of the proceedings, the limited amount of discovery
      that has occurred and/or other factors. For additional details, see the litigation
      note to the Consolidated Financial Statements in the Group&#x2019;s Annual Report on Form
      20-F and in each of its quarterly Financial Reports.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Investors and others should note that we announce important company information (including
      quarterly earnings releases and financial reports as well as our annual sustainability
      report) to the investing public using press releases, US Securities and Exchange Commission
      (SEC) and Swiss ad hoc filings, our website and public conference calls and webcasts.
      We also routinely use our Twitter account @creditsuisse (https://twitter.com/creditsuisse),
      our LinkedIn account (https://www.linkedin.com/company/credit-suisse/), our Instagram
      accounts (https://www.instagram.com/creditsuisse_careers/ and https://www.instagram.com/creditsuisse_ch/),
      our Facebook account (https://www.facebook.com/creditsuisse/) and other social media
      channels as additional means to disclose public information, including to excerpt
      key messages from our public disclosures, including earnings releases. We may share
      or retweet such messages through certain of our regional accounts, including through
      Twitter at @csschweiz (https://twitter.com/csschweiz) and @csapac (https://twitter.com/csapac).
      Investors and others should take care to consider such abbreviated messages in the
      context of the disclosures from which they are excerpted. The information we post
      on these social media accounts is not a part of this Earnings Release.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG shares are listed on the SIX stock exchange under the ticker
      symbol CSGN and &ndash; in the form of American Depositary Shares, as evidenced by American Depositary Receipts
      &ndash; on the New York Stock Exchange under the ticker symbol CS.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In various tables, use of &#x201c;&ndash;&#x201d; indicates not meaningful or not applicable.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">34</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00228548"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Appendix</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,431</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Eligible capital &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,066</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Regulatory adjustments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">134</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,559)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,871)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other intangible assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Deferred tax assets that rely  &nbsp;&nbsp;&nbsp;on future profitability<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (59)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (141)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (58)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Shortfall of provisions to  &nbsp;&nbsp;&nbsp;expected losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (114)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (120)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses due to changes &nbsp;&nbsp;&nbsp;in own credit on fair-valued  &nbsp;&nbsp;&nbsp;liabilities<sup style="font-weight:bold;">&nbsp; &nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (202)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (4,056)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Defined benefit pension assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,380)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,289)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Investments in own shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(347)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(409)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other adjustments<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">899</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,665)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(9,839)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-trigger capital  instruments (7% trigger)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 10,495</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Low-trigger capital  instruments (5.125% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,241</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,736</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total eligible capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes certain adjustments, such as a cumulative dividend accrual.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net of deferred tax liability.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes reversals of cash flow hedge reserves.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">35</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="4" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">1Q23 Capital movement &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CET1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="78%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="20%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(344)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Regulatory adjustment of goodwill and intangible assets,  net of deferred tax liability</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,256</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">767</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Additional tier 1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Write-down of additional tier 1 capital notes</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14,883)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes the write-down of the additional tier 1 capital notes.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes US GAAP cumulative translation adjustments and the foreign exchange impact
                  on regulatory CET1 adjustments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes the net effect of share-based compensation and the regulatory adjustment
                  of own credit on fair-valued financial liabilities.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="16" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Capital <br>Release Unit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Group</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">1Q23 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,981</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,990</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,422</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>159,138</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">178</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">134</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,322</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">951</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,642</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,262</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,334</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,305</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,319</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,904</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>73,031</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>70,420</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,277</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,718</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243,431</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q22 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32,680</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,366</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,492</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,015</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">248</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,041</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">768</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,851</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,025</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,313</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,380</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,002</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,505</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32,469</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,831</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74,500</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,241</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>69,646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,408</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,647</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,424</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,174</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>250,540</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">36</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="16" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted asset movement by risk type &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Capital <br>Release Unit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32,680</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62,189</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,366</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24,101</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,492</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,015</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(185)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(281)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(313)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(876)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,373)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(216)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(238)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,242</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,467)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,716)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">316</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">945</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(209)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,197</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">381</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">518</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31,819</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62,981</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,990</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>159,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Market risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>248</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>77</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,041</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>768</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,851</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(152)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(689)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,211)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,730)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>178</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>134</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,322</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>951</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,642</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,262</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Operational risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,313</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,380</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,002</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,505</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32,469</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,831</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74,500</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(203)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(154)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(447)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(109)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,040)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">962</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,135)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">562</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(469)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,319</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,904</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>73,031</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Total (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,241</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>69,646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,408</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,647</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,424</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,174</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>250,540</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(391)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(200)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(490)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(466)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(503)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,068)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,229)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(140)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(337)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">609</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,116)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,915)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">329</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">952</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,356</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">381</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">518</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>70,420</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,277</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,718</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243,431</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from internally driven updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from externally mandated updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">37</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,486</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,117</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing  capacity (TLAC)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 97,887</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 99,143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,826</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,963</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital and risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital &#x2013; BIS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 high-trigger  capital instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 10,495</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Grandfathered additional tier 1  low-trigger capital instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,241</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Going concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,401</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bail-in debt instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,486</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,117</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gone concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48,486</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49,117</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loss-absorbing capacity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>97,887</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>99,143</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets &#x2013; BIS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,431</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,540</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss regulatory adjustments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243,826</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>250,963</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes differences in the credit risk multiplier.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and leverage exposure (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,401</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,486</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,117</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,887</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99,143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653,047</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650,551</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss leverage ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">38</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Risk management value-at-risk (VaR)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Risk management VaR measures the Group&#x2019;s risk exposure managed under the market risk
      framework and generally includes the trading book positions and banking book positions
      held at fair value.</font></div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00231848"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">One-day, 98% risk management VaR</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Interest<br>rate</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>spread</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Foreign<br>exchange</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Commodity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Diversi-<br>fication<br>benefit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1Q23<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(148)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(144)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">USD million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1Q23<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(160)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(157)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes risks associated with counterparty and own credit exposures. Risk management
               VaR measures the Group's risk exposure managed under the market risk framework and
               generally includes the trading book positions and banking book positions held at fair
               value.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Diversification benefit represents the reduction in risk that occurs when combining
                  different, not perfectly correlated risk types in the same portfolio and is measured
                  as the difference between the sum of the individual risk types and the risk calculated
                  on the combined portfolio.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As the maximum and minimum occur on different days for different risk types, it is
                  not meaningful to calculate a portfolio diversification benefit.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">39</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00232711"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated statements of operations </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,175</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,214</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,275)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,730)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(775)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">900</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,484</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,459</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,733</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,893</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,601</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(581)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,772</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">388</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,467</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,060</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>83</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,392</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,148</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">207</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">299</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,222</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,272</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,620</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,334</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,950</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense/(benefit)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,419</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,397)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(277)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,432</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(273)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.08</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.46)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">40</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00233119"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated balance sheets </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,054</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,478</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">436</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">455</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 64,321</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 58,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,544</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,353</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65,461</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,405</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,718</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,493</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,518</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261,424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264,165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,553</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,903</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">428</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,851</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,429</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,608</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>540,291</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,929</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,905</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165,968</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6,371</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 20,280</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,544</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,978</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,998</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,338</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">117,967</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,414</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151,261</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,682</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>486,038</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>486,027</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional paid-in capital</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,615</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retained earnings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,632</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares, at cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(348)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(428)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accumulated other comprehensive income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20,607)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16,850)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">187</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">202</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,253</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>540,291</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">41</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00233581"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated statements of changes in equity </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Attributable to shareholders</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Common <br>shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Additional <br>paid-in <br>capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Retained <br>earnings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Treasury <br>shares, <br>at cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total <br>share-<br>holders' <br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Non-<br>controlling<br>interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total<br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">1Q23 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,615</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,632</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,850)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,331</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cumulative effect of accounting changes, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,757)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,757)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,758)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale/(repurchase) of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">270</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">270</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Changes in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,802</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36,059</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(348)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20,607)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,253</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Distributions to owners in funds included the return of original capital invested
                  and any related dividends.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Transactions with and without ownership changes related to fund activity were all
                  displayed under "not changing ownership".
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00234266"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Earnings per share </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basic net income/(loss) attributable to shareholders (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for basic earnings per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(273)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Diluted net income/(loss) attributable to shareholders (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for diluted earnings per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,432</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,393)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Weighted-average shares outstanding (million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For basic earnings per share available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,011.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,039.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,785.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share options and warrants</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share awards</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For diluted earnings per share available for common shares<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,040.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,039.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,785.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share available for common shares (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Basic earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.10</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.46)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.10)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Diluted earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.08</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.46)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.10)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted-average potential common shares related to instruments that were not dilutive
                  for the respective periods (and therefore not included in the diluted earnings per
                  share calculation above) but could potentially dilute earnings per share in the future
                  were 11.1 million, 9.9 million and 14.5 million for 1Q23, 4Q22 and 1Q22, respectively.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Due to the net losses in 4Q22 and 1Q22, 7.8 million and 0.8 million, respectively,
                  of weighted-average share options and warrants outstanding and 31.1 million and 64.8
                  million, respectively, of weighted-average share awards outstanding were excluded
                  from the diluted earnings per share calculation, as the effect would be antidilutive.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00234531"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructuring expenses </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">1Q23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">1Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Restructuring expenses by type (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits-related expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which severance expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which deferred compensation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative-related expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which pension expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>299</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>352</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">42</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:20px;"><a name="anchorId00234685"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;font-weight: bold;">Cautionary statement regarding forward-looking information </font></div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition,
      in the future we, and others on our behalf, may make statements that constitute forward-looking
      statements. Such forward-looking statements may include, without limitation, statements
      relating to the following:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our statements as to the proposed transaction between Credit Suisse and UBS; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our plans, targets or goals; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our future economic performance or prospects; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effect on our future performance of certain contingencies; and </font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> assumptions underlying any such statements. </font></div>
</div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">Words such as &#x201c;may,&#x201d; &#x201c;could,&#x201d; &#x201c;achieves,&#x201d; &#x201c;believes,&#x201d; &#x201c;anticipates,&#x201d; &#x201c;expects,&#x201d; &#x201c;intends&#x201d;
      and &#x201c;plans&#x201d; and similar expressions are intended to identify forward-looking statements
      but are not the exclusive means of identifying such statements. We do not intend to
      update these forward-looking statements. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties,
      both general and specific, and risks exist that predictions, forecasts, projections
      and other outcomes described or implied in forward-looking statements will not be
      achieved. We caution you that a number of important factors could cause results to
      differ materially from the plans, targets, goals, expectations, estimates and intentions
      expressed in such forward-looking statements. Additionally, many of these factors
      are beyond our control. These factors include, but are not limited to:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the consummation of the proposed transaction between Credit Suisse and UBS, and the
         timing and implementation thereof;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to maintain sufficient liquidity and access capital markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> market volatility, increases in inflation and interest rate fluctuations or developments
         affecting interest rate levels;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ongoing significant negative consequences, including reputational harm, of the
         Archegos and supply chain finance funds matters, as well as other recent events, and
         our ability to successfully resolve these matters;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the impact of media reports and social media speculation about our business and its
         performance;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the extent of outflows of deposits and assets or future net new asset generation
         across our divisions;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to improve our risk management procedures and policies and hedging strategies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the strength of the global economy in general and the strength of the economies of
         the countries in which we conduct our operations, in particular, but not limited to,
         the risk of negative impacts of COVID-19 on the global economy and financial markets,
         Russia&#x2019;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland
         and other countries and the risk of continued slow economic recovery or downturn in
         the EU, the US or other developed countries or in emerging markets in 2023 and beyond;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the emergence of widespread health emergencies, infectious diseases or pandemics,
         such as COVID-19, and the actions that may be taken by governmental authorities to
         contain the outbreak or to counter its impact;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> potential risks and uncertainties relating to the severity of impacts from the COVID-19
         pandemic, including potential material adverse effects on our business, financial
         condition and results of operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the direct and indirect impacts of deterioration or slow recovery in residential and
         commercial real estate markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> adverse rating actions by credit rating agencies in respect of us, sovereign issuers,
         structured credit products or other credit-related exposures;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to achieve our strategic initiatives, including those related to our targets,
         ambitions and goals, such as our financial ambitions as well as various goals and
         commitments to incorporate certain environmental, social and governance considerations
         into our business strategy, products, services and risk management processes;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to achieve our announced comprehensive new strategic direction for the
         Group and significant changes to its structure and organization;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to successfully implement the divestment of any non-core business;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the future level of any impairments and write-downs resulting from strategy changes
         and their implementation;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability of counterparties to meet their obligations to us and the adequacy of
         our allowance for credit losses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of currency fluctuations, including the related impact on our business,
         financial condition and results of operations due to moves in foreign exchange rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> geopolitical and diplomatic tensions, instabilities and conflicts, including war,
         civil unrest, terrorist activity, sanctions or other geopolitical events or escalations
         of hostilities, such as Russia&#x2019;s invasion of Ukraine;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> political, social and environmental developments, including climate change and evolving
         ESG-related disclosure standards;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to appropriately address social, environmental and sustainability concerns
         that may arise from our business activities;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and the uncertainty arising from, the UK&#x2019;s withdrawal from the EU;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the possibility of foreign exchange controls, expropriation, nationalization or confiscation
         of assets in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> operational factors such as systems failure, human error, or the failure to implement
         procedures properly;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the risk of cyber attacks, information or security breaches or technology failures
         on our reputation, business or operations, the risk of which is increased while large
         portions of our employees work remotely;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the adverse resolution of litigation, regulatory proceedings and other contingencies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> actions taken by regulators with respect to our business and practices and possible
         resulting changes to our business organization, practices and policies in countries
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of changes in laws, regulations or accounting or tax standards, policies
         or practices in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the discontinuation of LIBOR and other interbank offered rates and the transition
         to alternative reference rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effects of changes in our legal entity structure;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> competition or changes in our competitive position in geographic and business areas
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to retain and recruit qualified personnel;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to protect our reputation and promote our brand;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to increase market share and control expenses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> technological changes instituted by us, our counterparties or competitors;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the timely development and acceptance of our new products and services and the perceived
         overall value of these products and services by users;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> acquisitions, including the ability to integrate acquired businesses successfully,
         and divestitures, including the ability to sell non-core assets; and</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> other unforeseen or unexpected events and our success at managing these and the risks
         involved in the foregoing.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When
      evaluating forward-looking statements, you should carefully consider the foregoing
      factors and other uncertainties and events, including the information set forth in
      &#x201c;Risk factors&#x201d; in <i>I&nbsp;&ndash; Information on the company </i>in our Annual Report 2022 and in &#x201c;Risk factors&#x201d; in <i>Credit Suisse</i> in our 1Q23 Earnings Release.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">43</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>



</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>imgyes.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 imgyes.gif
M1TE&.#EA#  , /?^      $! 0(" @,# P0$! 4%!08&!@<'!P@(" D)"0H*
M"@L+"PP,# T-#0X.#@\/#Q 0$!$1$1(2$A,3$Q04%!45%186%A<7%Q@8&!D9
M&1H:&AL;&QP<'!T='1X>'A\?'R @("$A(2(B(B,C(R0D)"4E)28F)B<G)R@H
M*"DI*2HJ*BLK*RPL+"TM+2XN+B\O+S P,#$Q,3(R,C,S,S0T-#4U-38V-C<W
M-S@X.#DY.3HZ.CL[.SP\/#T]/3X^/C\_/T! 0$%!04)"0D-#0T1$1$5%149&
M1D='1TA(2$E)24I*2DM+2TQ,3$U-34Y.3D]/3U!04%%145)24E-34U145%55
M55965E=75UA86%E965I:6EM;6UQ<7%U=75Y>7E]?7V!@8&%A86)B8F-C8V1D
M9&5E969F9F=G9VAH:&EI:6IJ:FMK:VQL;&UM;6YN;F]O;W!P<'%Q<7)R<G-S
M<W1T='5U=79V=G=W=WAX>'EY>7IZ>GM[>WQ\?'U]?7Y^?G]_?X" @(&!@8*"
M@H.#@X2$A(6%A8:&AH>'AXB(B(F)B8J*BHN+BXR,C(V-C8Z.CH^/CY"0D)&1
MD9*2DI.3DY24E)65E9:6EI>7EYB8F)F9F9J:FIN;FYR<G)V=G9Z>GI^?GZ"@
MH*&AH:*BHJ.CHZ2DI*6EI::FIJ>GIZBHJ*FIJ:JJJJNKJZRLK*VMK:ZNKJ^O
MK["PL+&QL;*RLK.SL[2TM+6UM;:VMK>WM[BXN+FYN;JZNKN[N[R\O+V]O;Z^
MOK^_O\# P,'!P<+"PL/#P\3$Q,7%Q<;&QL?'Q\C(R,G)R<K*RLO+R\S,S,W-
MS<[.SL_/S]#0T-'1T=+2TM/3T]34U-75U=;6UM?7U]C8V-G9V=K:VMO;V]S<
MW-W=W=[>WM_?W^#@X.'AX>+BXN/CX^3DY.7EY>;FYN?GY^CHZ.GIZ>KJZNOK
MZ^SL[.WM[>[N[N_O[_#P\/'Q\?+R\O/S\_3T]/7U]?;V]O?W]_CX^/GY^?KZ
M^OO[^_S\_/W]_?[^_O___R'_"TU33T9&24-%.2XP%P    MM<T]035-/1D9)
M0T4Y+C!"/*3U "'_"TU33T9&24-%.2XP&     QC;5!02D-M<# W,3(    #
M2 !SO  A^00!  #^ "P     #  ,   (7@#_16-&L*#!?QD *%S($"$]9O\B
M1HRF+@-"< KT2$0E()A%B]8H$/J'2L$MA"C_65/ 1,!)E!8C_@$01>+'B!PS
?98QXL^3)D",_1G,I<>6HF\LD1K0&,X/3IT\%! 0 .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>imgno.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 imgno.gif
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H&F HKN#  Q0M"L3XHZ)&CAXM@M3X;^3'C"<[DN1HX(#+ERX!! 0 .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>c_coverer.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 c_coverer.jpg
M_]C_X  02D9)1@ ! 0( )0 E  #_VP!#  ," @(" @," @(# P,#! 8$! 0$
M! @&!@4&"0@*"@D("0D*# \,"@L."PD)#1$-#@\0$!$0"@P2$Q(0$P\0$!#_
MVP!# 0,# P0#! @$! @0"PD+$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0
M$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!#_P  1" 5/ \$# 1$  A$! Q$!_\0
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M$0 _ /U3
M
M
M
M
M
M
M
M
M                                      ,'49XRA23R4M3F3#XYH7K'
M(QTZ(K7(ME14XW)HX^68W%90SGQ1.IM#Y]_^2OUHPW^8:.[9?MD[SB^Z#O\
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M[9.\XON@[_\ )7ZT8;_,-'=LOVR=YQ?=!W_Y*_6C#?YAH[ME^V3O.+[H._\
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M3O.+[H.__)7ZT8;_ ##1W;+]LG><7W0=_P#DK]:,-_F&CNV7[9.\XON@[_\
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M0
M        '+>;E7OKQK;_ .H5'^(I]'@^E7\0^>S?4M^98BZ\25&77B NO$!=
M>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ
M77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\
M0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B N
MO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@;_T)^_1WS&;UF%'VA]+]US@
M_5_9/ABMD
M                '+6;O?9C7^T*C_$4^CP?2K^(?/9OJ6_,L22HP
M
M -^Z$_?H[YC-ZS"C[0^E^ZYP?J_LGTQ6R
M                :ETB=*63>BFAH\9SYB$N%X35U+:1^)OIWNI*21WB+42M
M14@8Y?!1[[,U*B*J*J7GP<?)R9FN*-SZ><_CU19<U,,1-YU'JV3#L2P_%Z*#
M$\*KJ>LHZEB205%/*V2.5B[G-<U51R+Q12&U9K.K1J4D3%HW"Y/'J.,Y].N3
M.CCI P?(W2 Z7 8,R1?YFQJK5J8?5U376?2.EO\ F9D16.:DEFO1W@N545"U
MBXF3/BG)B\==8\XCU_C"ODY-,5XID\-])\OPD9%1=Q56%0
M   !RUF[WV8U_M"H_P 13Z/!]*OXA\]F^I;\RQ)*C
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MIJREDU,D;UIQ1R+L5JHBM5%1414L?%Y<5\-YIDC4P^MQY*Y:Q>D[AFB-V
M             .6LW>^S&O\ :%1_B*?1X/I5_$/GLWU+?F6))48
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M7@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\
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M)*C
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M?_\ 8_E_:'Z?M\5.P^/?4OS Z>/_ *IN4O\ ;.6O\)A]?P__ ,:_XL^6Y/\
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M[0J/\13Z/!]*OXA\]F^I;\RQ)*C
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M
M        !OO0I[]'?,9O684?:'TOW7.!]7]D]F*V0
M                                                <NYN]]>,_P"T
M*C_$4^CP?2K^(?/9OJ6_,L22HP
M                                  -]Z%/?H[YC-ZS"C[0^E^ZYP/J_
MLGLQ6R
M             #EW-R+WUXS\_J/\13Z/!]*OXA\]F^I;\RQ-E)4990%E 64!
M90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E
M 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!
M90%E 64!90%E 64!90%E 64!90%E WWH514SFOS*;UF%'VA]+]US@?5_9/9B
MMD
M         '+^;??5C/S^H_Q%/H\'TJ_B'SV;ZEOS+$DJ,
M                                                     #?>A;WY
MK\RF]9A2]H?1_==X'U?V3R8C8
M                                !R_FWWU8S\_J/\13Z/!]*OXA\]F^
MI;\RQ)*C
M                 WWH6]^:_,IO684O:'T?W7>!]7]D\F(V
M                                                        <OYM
M]]6,_/ZC_$4^CP?2K^(?/9OJ6_,L22HP
M                                        -]Z%O?FOS*;UF%+VA]']
MUW@?5_9/)B-@
M                   '+^;??5C/S^H_Q%/H\'TJ_B'SV;ZEOS+$DJ,
M
M   #?>A;WYK\RF]9A2]H?1_==X'U?V3R8C8
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MU"_VGY=,<\@T/\5X_3J?=)^H7^T_+ICGD&A_BO'Z=3[I/U"_VGY=,<\@T/\
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M^I;\RQ1(C
M
M              JGC)VH!U@SQ&]B'S3Z5Z           ',.;/?5C'S^?_$4
M^AP_3K^(?/9OJ6_,L42(P
M
M                         *IXR=J =8,\1O8A\T^E>@          !S#F
MSWU8Q\_G_P 13Z'#].OXA\]F^I;\RQ1(C
M
M                                      JGC)VH!U@SQ&]B'S3Z5Z
M         ',.;/?5C'S^?_$4^AP_3K^(?/9OJ6_,L42(P
M
M                                                 *IXR=J =8,\
M1O8A\T^E>@          !S%FQ%[Z<8^?S_XBGT.'Z=?Q#Y[-]2WYEBK*2(RR
M@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+*
MLH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R
M@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+*
MLH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R
M@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* 1%U)VH!U@SQ&]B'S
M3Z5Z           ',F;/?3C'S^?UU/H</TZ_B'SV;ZEOS+%$B,
M
M                                                       GC)VH
M!U<SQ&]B'S3Z5Z           ',F;/?3C'S^?UU/H</TZ_B'SV;ZEOS+%$B,
M
M
M     GC)VH!U<SQ&]B'S3Z5Z           ',F;/?3C'S^?UU/H</TZ_B'SV
M;ZEOS+%$B,
M
M               GC)VH!U<SQ&]B'S3Z5Z           ',F;/?3C'S^?UU/
MH</TZ_B&!F^I;\RQ1(C
M
M                        JWQF]J =6L\1O8A\T^C>@          !S)FQ
M%[Z<8^?3^NI]#A^G7\0P,T_YEOS+%64D1[+*#990;+*#990;+*#990;+*#99
M0;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*
M#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990
M;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#
M990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;
M+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#9
M90;+*#990;+*#990;+*#990;+*#990;+*#990;+*#990;+*#:K474WM0&W5K
M/$;V(?-/HWH           <S9K]]&,?/I_74^AP_3K^(?/9OJ6_,L42(P
M                                                      !5$55L
MB75> &T.Z,\Z-H/=!<&<K=.KN22-6:WR-]^6_D5^]X>UV=K/=,W9[6FKN:YK
ME8YJM<U;*BI947@J%A6Z*
M                        JGC)VH!U6SQ&]B'S3Z5Z           ',V:_
M?1C'SZ?UU/H</TZ_B'S^:/\ ,M^98HD1Z : : : : : : : : : : : : :
M: : : : : : : : : : : : : : : : : : : : : : : : : : : : : :
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M/GT_KJ?0X?IU_$,#-]2WYEBB1&
M                         $H=$.<_:\R94Q&7\U*JNHG.7Q7[UC[%WISN
MG6AG<[!N/>U_=H<+/J?=V_9+QEM-\:NCI:^GDI*VGCGAE32^.1J.:Y.:*>UM
M-9W#R:Q:-2BC./0_+!KQ#*EY8]KG43W>$W]VY=_8NWFNXT\'.B?AR_S9N?A3
M'Q8_Y(QEBE@D?#-&Z.2-5:]CT5'-7@J+N4T8G?C"A,:\)> \
M                                              %4\9.U .JV>(WL
M0^:?1O0           YFS7[Z,8^?3^NI]#A^G7\0P,WU+?F6*)$;ZTT/MBHB
M@U6[H]&WX74\F=1M[$;G22<$Z//=K#EGI(J-L2/6->ZWUJJ6VW1.90R<GW=M
M2O8^-VZ[A;XET+X]'&^;#JJDE5-J0K(J*O)'*EO3Z3VO/I/A9Y;@WCQJT/$,
M,Q#":EU'B='-33M^!*VRKS3BG-"[6];QNL[4[5M2=6C2U.G(
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MO&\ISZ<0@UT[EM'4Q[8W\OV5Y+YKFOASTS1\/7T9.7!?#/Q=&!)D(
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MX54K1XE134TS?@2MLJ\TXIS0T*WK>-UG:A:MJ3JT:6UE.G)90%E 64!90%E
M64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!9
M0%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64#,Y2S'595QJ'%(
M$<Z/Q*B)%_K(EWIV]:<T(L^*,U.S*7#EG#?M0Z,I*JEQ*CBK*61LU/41H]CD
MVHYJH8-HFDZGK#=K,6C<=$%YYR[6Y&S(VMP>66GIIW++22QJJ+&OPH[\K[NM
M%3F;/'RQR,?9OXSYL?D8IX^3=>GDV[)W2]!5:,/S4C8)MS:QJ6C=\M/@KS39
MV%7/P9CXL7\EG!S8GX<G\TCRPTF(TKH9HXJBGG996N1',>U?J5#/B9K.X\)7
MYB+1X]$5YRZ'WQ:\1RG=[-KG43G>$G[MR[_DKYEZC3P<[?PY?YL[/PM?%C_D
MB^6&:"1\,T3XY(UTO8]+.:O!47<IHQ.XW#/F->$O-E#PLH"R@+* LH"R@+*
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MU]4)YFR?C65*CN6)07A>MHJB/;')Y^I>2[>TU\.>F:-U9.7#?#.K,(3(0
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MT=705#Z2MII:>9GC1R-5KD\RE^MHM&X4)B:SJ7Q/7@
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M=%OAR_S9F?A37XL?\D:N:YCE8]JM<U5145+*B\%3J-!14#P
M                                      5;XR=H'5#/$;V(?-/HWH
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M)BT;A2F)B=2^9Z\
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MEIFC=99.3%;%.K,62(P
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M2QN8]BV<US;*U>"HNU"]$[Z*<QKJ\V3@'A9. "R< %DX +)P 63@ LG !9.
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ME3"B[E^,W]E?JW&-R,$X;?P;/'SQFK_%8=(F1(\STGNAA[&MQ.G;X'4D[4^
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ML7*QY?#I+-R\6^+QZPU3F658
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MT15CN6<;RW/W'%Z%T356S)6^%&_L<FSS+9>1HX\M,L;K+-R8;XIU:&+)40
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ME[%LMUJT.*TRQN7:QZ;62)Q:[K[-Z=9KX\M<L=JK)R8K8IU9C21$
M                                  JF].T/74;/$;V(?./HGH
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MI1RTTR?!>F].*+N5.:&A2];QNL[9UZ6I.K0M#MP
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M^%VM]!I8N93)X6\)9F7AWIXU\8:3RX;%+BH!X
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M-'\4*8_EW%<M5JT6*4^A5NL<C=L<J<6KU]F]#7QY:Y8[563EQ6Q3JS&$B(
M                                   $WIVAZZA9XC>Q#YQ]$]
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M\L*Z6HA]LTB;JF%%5J)^TF]OGV<S3Q<BF;PCPGT9F;C7Q>,]&N%A7
M                            ;ST39A]R\==A$[[4^)(C6WW),GB^E+IZ
M"ES<7;IVHZPN\++V+]F>DI6S+@D68<$JL)ELBS,_-N7X$B;6N\RHAFXLDXKQ
M:&EEQQEI-9<YS0S4TTE/41JR6)RL>U=[7(ME3TF]$Q,;A@S$Q.I>#UX
M    /M1UE5A]3'64-1)!/$MV2,6RHO\ WU'-JQ:-3T=5M-9W"7LE=)]+C'<\
M,QY8Z6N6S62[HIE_X7<MR]7 R^1Q)I\5/&&IQ^7&3X;^$MRQ;!\.QRB?A^)T
MK)X7]3M[5ZE1=Z+S0JTO;'/:K*U>E<D=FR%\Y]'F(Y8<^MI%?5X;?^M1/#BY
M/1.K]I-G&QK8.57-X3X2RL_%MB^*/&&HEI4
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M5RV9(GA1R?)=N7LW\C2QY:98W66;DQ7Q3JT,:2(@
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M7^/S/].7^;/Y'#_U8_Y(N>Q\;W1R,<Q[%5KFN2RHJ;T5.I319TQI0]>
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M4OHZZFDIYX]CHY&V5/\ OB:%;1:-U4+5FLZE\3IX
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M,1P.M?A^*4SH)F;;+N<GQFKUIS-:EZY([5995Z6QSV;+,[<@
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MNO$\#;)4T.USXO&D@3_B;SWIUWWFKQ^7&3X;^$LOD<2:?%3HT/L+JBJ
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M%3JB::&6GE?!/$^.2-RM>Q[;.:J;T5%W&G$Q,;AFS77A+R>O- - - - - -
M- - - - - - - - - - - - - - - - - - -";T[0:=/,\1O8A\X^A>@
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M6WAD\)9V7AS7QQ^,(^DC?$]T4K',>Q=+FN145J\%1=Q>Z^,*73PE0]
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M!\1P*M?A^)TSH9F[4ZVN3XS5ZTYFO2]<D=JK)O2V.>S99G;D
M               F].T#IYGB-[$/G'T#T           .<LT>^7%OGT_KJ;^
M+Z=?Q##R_4M^98PD1@                  JUSF.1['*US5145%LJ*FY4/!
M.W1_FUN9\)1M2]/;](B,J$W:N#TY+;TW,;DX/<W\.DMCC9O>U\>L,9THY1]U
M\/\ =NABO643%UM:FV6'>J<U;M5/.A)P\_8MV+=)1\O#VZ]NO6$-]AK,L
M               &YY7Z3L9P/12XBKL0HTV(CW?G6)^RY=_8OI0J9N)3)XU\
M)6L7*MC\+>,)9P+,F#YCIO;&%5;9+>/&NR2/Y3=Z?89>3%?%.K0TL>6N6-UE
M:9ER5@>:&*ZL@[E4HEF5,5DD3M^,G)?J.\7(OAZ=/1SEP4R]>J(LSY#QS+"N
MFEB]LT:+LJ8D6R)^TF]OV<S4P\FF;PCPEF9>/?%XST:V6$
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M/CT8(G0@                         )O3M Z>9XC>Q#YQ] ]
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M\,GA+.S<.U?&GC#0'-<QSF/:YKFK9S7)947@J=1=ZJ710]
M       $K]#N,]VHJO I7>%3N[O$B_$=L<GF=M_O&9S\>IB\>;1X63<31D.E
MG!_;^7$Q&-MY<.D22_\ \;MCON7S$?"R=G)V?5)S*=K'VO1#!KLH
M           #=<D](M7E]68;BBOJ,.O9J[WP?)XM_9]' I\CBQE^*OA*W@Y,
MX_AMT3#2U5'B=(RJI9HZBGG;=KFK=KD4RK5FDZGJU(F+QN.B-,\=&*Q=TQ;+
M,*JS:Z6C:FU.*Q_\OHX&AQ^9OX,G\V?R.)KXL?\ )&N[8O4:*@H
M              JF].T#IMGB-[$/G'T#T           .=,S^^7%OGT_KJ;^
M+Z=?Q##R_4M^98PD1@                    *M<YJHYKE146Z*BV5%X@3M
MD'-+<S8,U9WI[=I;1U"<5ML?V.^U%,3DX?<W\.DMCCYO>T\>L,/TJ94]T:'O
M@HHKU-&RTR-3;)#Q[6[5[+\B;AYNQ/N[=)1<S#VH[<=81 :K,
M           -TRMTFXO@FBDQ/7B%$FQ-3OSL:?LN7>G)?2A3S<2F3QKX2M8>
M7;'X6\82Q@F8<(S%3>VL*K&RHEM;%V/C7@YN]#,R8KXIU:&ECR5RQNLL?F?(
MV"9G8LE1%W"KM9M3$EG_ -Y-SD[?2AWAY%\/3IZ.,O'IEZ]419FR7C>5Y%=5
MP]UI56S:F)%5B_*^*O)?2IJXN13-TZ^C,RX+XNO3U8 G0@
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M           <Z9G]\N+?/I_74W\7TZ_B&'E^I;\RQA(C
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MV<(]TZ6.]9AZ*]$1-KXOA-\V].Q>(X>;W=^S/23EX?>5[4=80QV&NR@
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MZ!Z           '.V9O?)BOSV?UU-_#].OX8>7ZEORQI(C
M           !DLO8W49>Q>GQ6GN[N3K2,O\ UD:^,WT?6B$>7'&6DUE)BR3B
MM%H=!4=73XA215M)(DD,[$D8Y.M%2Z&#:LUG4MNMHM&X0ET@Y9[W<<>L$=J.
MLO+!;<U;^$SS*NSDJ&SQ<WO:>/6&1R<7NK^'26L%E7
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M)KVKVJS67.$T,E--)33):2)[HWI^TBV7ZT/H(G<;A@S&IU+P>@
M               ,_E/..(Y5JM4-YJ21UYJ=5V+^TW@[[>L@SX*YH\>J;#GM
MAGPZ)NP;&L.QZA9B&&5"2Q/V*FYS'=;7)U*AC9,=L=NS9KTR5R1VJM,SWT<1
MXEW3&, B:RLVNFITV-FYMX.^I>TM\;E]CX,G15Y'%[?QTZHG>Q\3W1R,<Q[%
M5KFN2RHJ;T5.HU.K,Z/)Z             $WIV@=,L\1O8A\X^@>@
M   !SMF;WR8K\]G]=3?P_3K^&'E^I;\L:2(P
M  )-Z),S6[IEBKDXS4BJOG>S_B3^\9W.P_\ DC]VAPLO_CG]FXYSRXS,N!S4
M2(B5#/SM.Y>J1-R=B[47M*?'R^YOVO):SXO>TUYH#>Q\;W1R,5CV*K7-7>U4
MV*BFYU8O1Y/0                             S6 YKQ+ E2)CN[TO7 ]
M=B?)7X*_5R(<N&N3Q\TN/-;'^$A8/C^&XY%KHY;2(EWPOV/;YNM.:;"CDQ6Q
M]5ZF6N2/!\\9P+#L:CTU<5I&I9DS-CV^?K3DHQY+8^ADQUR=4?8WEK$,%<KW
MM[M37V3,38GRD^"OU%_'EKD_*ADQ6Q_AB"5&         *M<]CD?&MGM5'-7
M@J;@.C,%Q%F+X11XDQ4M4PLD6W4JIM3TW/G\E.Q>:^C=QV[=8MZH:Z2,,]S<
MVU:M;:.K1M2S^]L=_O(OI-?B7[>*/X>#*Y5>SEG^+5RRK@
M            93+V8\2RU7)6X?)L6R2Q.7P)6\%^Y=Z$67%7-7LV28LML4[J
MG#+>9L-S/0I5T,EGMLDT+E\.)W!>7!=RF-EPVPVU9KXLM<L;JPF>.C^FS$QV
M(X<C(,2:F_<V=$ZG<%X.].S=-Q^5.+X;=$7(XT9?BKU0W54M315$E)5P/AFB
M=I>QZ65JFO$Q:-PRIB:SJ7R/7@           ";T[0.F6>(WL0^<?0/0
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M?./H'H           <\YF]\>*_/9O74W\/TZ_AAY?J6_+&DB,
M                !N_1=F3W+Q9<&J9+4V(.1&778R;J^DFSM1I2YF'MT[<=
M8_LM\3+V+=B>D_W2ECF$4^.X54874[&3LLCNMCM[7)V+93,QY)Q6BT-+)2,E
M9K+GRNHZC#JR:@JV:)J=ZQO3FG#EUIR-ZMHO$6CHP[5FL]F7Q.G@
M                       9'",?Q#!GVIY-<*K=T+]K5[."\T([XZY.J2F2
MV/HWG"L?H,88B0/T3(EW0O7PD[.*<T*63%;'U6Z9*WZ*XGA5%BL21U<5U3Q7
MIL<WL7[MPI>U.A>E;QXM)QC+U9A2K)_74_5(U-WRDZOL+F/+%_#S5+XYI^&*
M)48      #=^B7$?:N8I:!SO!K8%1$_;9X2?5J*7.IVL?:]%SA6UD[/JD//&
M&KBF5L0IFMN]L2S,^4SPD^RWG*'&OV,L2O<BO;QS"!=^U#<8H
M                 !]J*MJ\.JHZVAG?#/$NICVKM3\4Y'-JQ>.S;H]K::SN
MO5,^2L]4N9HDI*K3!B,;;NCOX,B)O<S[TWIV;3(Y'&G#.XZ-;!R(RQJ>J_S3
ME/#\TT?<:E.YU$:+W&H:GA,7AS;Q3[R/#GMAG<='>;#7-&IZH2QK!,1R_7OP
M_$H=$C=K7)M;(WXS5ZT^SK-G'DKEKVJLC)CMCMV;+ D<          F].T#I
M9GB-[$/G'T#T           .><S>^/%?GLWKJ;^'Z=?PP\OU+?EC21&
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MM.^-.Q%V?58^@QV[=8MZL&]>Q::^BT.W(
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MKO.EE-['>,E8M'FQ+TG'::RLSMP
M!>X9C%;A3[T[]4:KX43O%7\%YH<7QQ?J[I>:=&WX;C='BK42)W<YK7=$Y=OF
MXH5+XYIU6J9(N]XCAU)B,?<ZF.ZHG@O38YO8IY2\TZ/;4BW5J&)X)58:JO\
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M/$;V(?./H'H           <]YE]\>*_/9O74WL/TZ_B&'E^I;\L:2HP
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MK;I-?1\^F"@[IAE#B36[:>98G+^R]/Q:GI/>!;5IJ\YU=UBR*C49H
M                         )+R'TB76/!<PS[=C(*IZ[^#7K]CO3Q,WD\7
M_7C_ )-#C\K_ $9/YI Q/#*'&**2@Q"!LT,B;6KU+U*B]2IQ*%+VQSVJKUZ5
MR1V;(5S=DZMRM5;=4U%*ZT,]O]UW!WV]7 V<'(KFC^+(SX)PS_!KQ80
M 53>G:>#I-GB-[$/G7T#T           .>\R^^/%?GLWKJ;V'Z=?Q##R_4M^
M6-)48                              S^2,P+EW'H:B1]J:>T-0G5H5=
MCO[JV7LN5^3B][37FGX^7W5]^2<JB""LII*:=C9(9F*Q[5W.:J65#%B9K.X;
M$Q%HU* ,PX--@&,5.%RW5(G7C<OPXUVM=Z/K13=Q9(RTBS$RXYQWFLL:2HP
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M^"]?::_'Y$9HU/5DY^/.&=QT:P6E<    %4WIVG@Z39XC>Q#YU] ]
M    #GO,OOCQ7Y[-ZZF]A^G7\0P\OU+?EC25&
M        $S]&F8/=? DHIY+U.'VB===KH_@.]&SS&-R\7N[[CI+6XF3MT[,]
M86?2ME_V]A;,<IV7FH=DMM[H57;]%=O8JG?"R]FW8GS<<S'VJ]N/)$AK,P
M                                   5:YS'(]CE:YJW146RH>:V;TS5
M!CU[15_8DJ)]J?>0WQ>=4U<GE++^!(SX+FN3M14(>B7JP]?@=[RT.SC&J_8O
MW$U<OE9%;'Z,,YKF.5KVJUR;%14LJ$W5"R>6*[W-S%AU:JV;'4,1Z_LN72OU
M*I'FKV\<PDPV[&2)3_)&R6-T4C=37HK7)Q1=BF#$Z\6Y,;\'.=;2NH:RHHGI
M9U/*^)?[JJGW'T-9[58E@6CLS,/@=/
M    -ZR)T@/PA8\(QJ57T*^#%,NU8.2\6?9V;J/)XO;^.G5<X_)['P7Z?V2K
M/!28C2.@GCCGIYV65JV<U[5,N)FD[CJTYB+1J>B',[9&J,M3+6T:/EPV1VQR
M[70JOP7<N"^G;OU^/R8RQJ>K*Y''G%.XZ-3+:J   %4WIVG@Z39XC>Q#YU]
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M>Z%5V^A=O8JG7#R]FW8GS<\S'VJ]N/)$QILP
M               'ICWQO22-ZM<W<J+M0=2)TS=!CC)+15EF.W(_X*]O AMC
MUXPFKDWX2RCV,E8K'M:]KMZ+M12/HE2#D5S$R]#31WTTSWQI=;V2^I$]#BAR
M?J;]5[C_ ":CR:?TP46FMP[$43^LC? [M:J.3UE+?!MX355YU?&+(]+R@
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MTJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ TJ
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M?7X-'->6ELR3>K=S7?@25R:\)1WQ[\8822.2)ZQRL5KF[T4FB=]$$QKJ\AX
M                                  V;)F<ZG+-1W"?5+A\KKR1IM6-?
MCM^].OM*_(P1FC<=5CC\B<,ZGHF.GJ*3$:1E332,GIYV7:Y-K7-4R)B:3J>K
M6B8O&XZ(LSUD1V#O=B^$1*ZA<MY8DVK M]Z?L?9V;M/C<GWGP7ZLWD<;L3VZ
M]/[)89XC>Q#+:CT           ( S'[X<4^>3>NIN8OIU_##R_4M^6.)$8
M                               %+(NQ=P$U='V.^[67XFS/O4T=J>7B
MJ(G@N\Z?6BF1RL?N\GATEL<7)[RGCUA@NEC M<-/F"!GA16@GLF]JKX*^9;I
M_>0FX634SCE!S<?A%X1F:+.
M    :E;X3=[=J=H'1&'U*5M!35B;IX62)_>:B_>8-H[-IAO5GM5B4*9YI/:>
M;,2CM9'RI,G]]J.^U5-CCV[6*K'Y$=G++$4M9/1OUPNV+XS5W*2S6+=4=;37
MHV"BQ&"M2S5TR)O8N_S<2"U)JL5O%GNKHH*UFF9NU/%<F]#RMIKT>VI%NK7Z
MW#YZ)WAIJ8J^"]-R_@I/6T65[4FJV.G
M      #9<F9SJ<LU/<)]4N'RNO+$FU6+\=O/BG7VE?D<>,T;CJL8,\X9U/1,
ME-4TF(TK*FFE9/3SLNUR;6N:ID3$UG4]6M$Q>-QT?9$ML0\=*@
M" ,Q^^'%/GDWKJ;F+Z=?PP\OU+?ECB1&
M       V;H]QSW&S#''*_33UUH)+[D<J^ OIV?WE*_*Q^\Q^'6%GBY/=Y/'I
M*8<2H(,4H)\/JDO%41NC=RNF_M3>9-+32T6CR:MZQ>LUES_7T4^&UL^'U26E
MIY%C?S5.OS[_ #FY6T7B+1YL.U9I::R^!TY
M                F_(-5[:REASE==8XUA7^XY6_8B&-R8[.66SQI[6*&B=*
M]*D.8H*EJ;*BE;=>;7*GV*A=X4[QS'\5+FQK)$_P:67%,:JM5'-545-J*F]
M,S08TCK0UJV7<DGX_B0VQ^<)Z9?*S*N:R1BM<B.:Y-R[45"/HFZL-7X*YEY:
M-%<W>L?6G9Q):Y-^$H+XM>,,42H0
M  &S9,SG4Y:J4IY]4N'S._.1IM6-5^&W[TZ^TK\CCQFC<=5GC\B<,ZGHFE%N
METZS':ZH           @#,?OAQ3YY-ZZFYB^G7\,7+\\_ECB1P
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MJ#9I4&S2H-FE0;-*@V:5!LTJ#9I4&S2H-FE0;$:MT[0;=&L\1O8A\^WGH
M        0%F/WPXG\\F]=3<Q?3K^&'E^I;\L<2(P
M               #W#-+3RLG@>K)(G(]CDZG(MT7TGDQ$QJ7L3J=PGS L5BQ
MO":;$XK(D\:*YOQ7;G)YE14,/)2<=YK+<QWC)2+(OZ3,%]S<=]T(66AQ!%?L
M38DJ;')Y]B^=32X>3MT[,^3-YF/L7[4>;4"VJ
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M3:GG2Z>@J\;)[O)$^4K/(Q^\I,(2W[4-ED: : : : : : : : : : : : :
M: : : : : : : : : : : : : : : : : : : : : :9S)-1[6S7ADE[:INY
M_2:K?O(>1&\5DW'^'+5-5?![:H:BF7_2Q/8OG:J&/6>S:):UHW68<\HBM1&K
MO38IO,/0#0#0#0#0#0#2ZHL0GHG>"NJ-5VL5=GFX'-JQ9U69JV"EJX*R/7"[
M=XS5WM[2":S7JGK,6Z/C789#6HK_ !)>IZ=?:>UO-7EL<68"HIIJ618IF:5Z
MEZEYH3Q,6Z()KJ=2^1Z\T T T T T T T T T T T T T T T T T T T T
MT T T T TJF].T&G1;/$;V(?/MYZ           $!9C]\.)_/)O74W,7TZ_A
MBY?GG\L<2.                                     !>81B4N$8G38G
M!?53R(^R?"3K3SI=/.<7I&2LUGS=4M-+1:$^TU1#64T553OU13,21CN+52Z&
M',36=2VHF+1N$)9TP;W#S#4TS&:8)5[O#LV:'=7F6Z>8V>/D]YCB61GI[O),
M,&3(@                                      NL+G]JXG1U-[=RJ(W
M^AR'-X[59A[6=6B709@MQSYBL'M7%*RFM;N51*ST.4WJ3NL2Q+QJTPM3IR
M     ]Q2R02)+$]6N3K0\F-]2)F.C/4&+155HIK1R_4[L_ AM37C">M]^$KN
MHIX:F-8IV:F_6B\CB)F.CJ8BW5@*_#)J-5>EWQ=3K;NTGK>+(+4FJR.W(
M                       %4WIV@=%L\1O8A\^W7H           0%F/WPX
MG\\F]=3<Q?3K^&+E^>?RQQ(X
M  "6.BW&?;N#R85*^\M ZS;KM6)VU/0MT]!E\S'V;]J/-I<2_:IV9\CI2P;V
MY@\>+1-O)0N\.R;XG;%]"V7TCAY.S?LSYG+IVJ]J/)$YJ,T
M                         "JJ(JIO1+AXZ'HIO;-%!4)_I8FO]*(I@6C4
MS#<K.XB4)YT@]KYJQ-EO&GU_21'?>;/'G>*K)SQK+9A"9$         ,KA^,
MNCM#6*KF;D?UIV\2*V/?C"2N37A+-(K)&(YJHYKDW[T5"+HFZL1B&#;YJ).:
MQ_A^!+7)Y2BMC\X8A45%LJ65"5$H                         *IO3M Z
M+9XC>Q#Y]NO0           @/,:+WPXG\\F]=3<Q?3K^&+E^>?RQVE21P:5
M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5
M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 SN2L77!,PTU0]^F"9>X3;=FE
MW7YELOI(.1C]YCF/-+@O[O)$IKJJ:&LII:2H9JBF8Z-[>+52RF/$S6=PUYB+
M1J4 XGATV%8C48=/X]/(L:KQ3J7SI9?.;M+1>L6CS8MZS2TUGR6NE3IR:5 :
M5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :
M5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :;[ )WRG/[9RUADJK=5I8T7S);[C
M$SQK):/XMC#.\=9_@C'I*@6/-D[[?UL,3_JM_P )I<2=XH9_*C666K:5+*N:
M5 :5 :5 :5 :5 :5 :5 :5 :5 NJ*OGHG>"NJ-=[%79YN"G-JQ9U6TU;#35,
M-7'W2%]^*+O;VE>8FOA*>MHMT6]?A458BR-LR;XW4O;^)U6\U<VIVF GIIJ:
M18IF:7)]?83Q,3T03$QX2^>E3T-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-
M*@-*@-*@-*@-*@-*@-*@-*@-*@51JW3M Z*9XC>Q#Y]NO0           @3,
M7O@Q/YY-ZZFYB^G7\,7+\\_ECR1P
M      #?L F[)>,>[67J:I>_5-$G<9OEMV7\Z67SF+R,?N\DPU\&3WF.):=T
MK8/W&LIL;B9X,Z=PE5/CIM:OG2Z?W2YPLFXFDJG,IJ8O#0B\I@
M                           !,_1Y,DN4:%.N/NC/0]QC\J-99:O%G>*&
MG=+$6G'*29$_K*6WH>OXEOA3\$Q_%5YD?'$_P:2750           'N&>6GD
M26%ZM<G6>3$3X21,QXPS^'XI%6(D;[,F^+U.[/P(+4FJ>MXLN:FEAJX^YS-N
MG4O6G8>1::]'4UBW5KU=ATU$Z[O"C7<]/OX*3UO%D%JS5:G3D
M           )O3M Z)9XC>Q#Y]NO0           @3,7O@Q/YY-ZZFYB^G7\
M,7+\\_ECR1P                                       #=NBW&/:F+
M383*ZT=:S4S]XW\6W]"%/FX^U3MQY+?#OV;]F?-O^:<(3',"JJ!$19',UQ+P
MD;M;]>SSE##D]W>++N:GO*35!6W<J67K1>HVV.
M                $M]%LFO++F7_ *NJD;Z41?O,KFQ_F?LT^'/^7^[#]+L-
MI,,GXME9ZJDO!GPM"+FQXUE'AH*(            !%5%NBV5 ,OA^,VM#6NV
M;DD_'\2*V/SA+7)Y2S"HR1BM<B.:Y-J;T5"+HEZL)B&#NBO-2(KF;U9O5O9Q
M0EKDWX2AMCUXPQ9*C                     $WIV@=$L\1O8A\^W7H
M       0)F+WP8G\\F]=3<Q?3K^&+E^>?RQY(X
M                 !]J*KFH*R"NIUM+3R-D9VHM[?<>6K%HFLO:VFL[A/M!
M60XA105U.MXYXVR-[%2YA6K-+366U6T6B+0AW/F$>Y&8ZAL;;0U7^4Q\$U+X
M2>9U_2AK<;)[S''\&7R*=C)/\6O%A
M       )/Z)9;X97P_$J4=Z6)^!F\Z/BB6API^&84Z6XKX=A\WQ*AS?2S_H.
M#/Q3!S8^&)1B:3/               +V@Q26C5(W7?%\7K3L.+4BSJMYJV""
M>*HC26%Z.:OU=I!,:\)3Q,3&X6&(80RHO-3(C)=ZIU._!3NM]>$N+4WXPP;V
M/C>L<C5:YNQ47>A/O:'H\@                   3>G:!T2SQ&]B'S[=>@
M         ! F8O?!B?SR;UU-S%].OX8N7YY_+'DC@
M                     "4^BS%_;6%381*^[Z)^IB*O^C=M^IU_2AF<W'V;
M1>/-H\.^Z]F?)].E#"/;F"LQ.-OYRA?=R_\ QNV.]"Z5])YP[]F_9]7O+IVJ
M=KT10:C-                                     $B]$4GZ4A_<N]9#
M/YT?+*]PI^9E.E2/5ER)_6RK8OI:Y"+A3K)^R7F1_E_NB8U68
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M/F'WP8G\\F]=3<Q?3K^&+E^>?RQY(X
M            3CE3%O=K :2N<Z\JL[G+\MNQ?3O\YB9Z>[R35L8;^\I$M#Z4
M<*]JXM#BL;;,K&:7_O&?BVWH+W"OVJ=GT4N93LW[7JTHNJ@
M                      !N?14_3C]2SXU(OU/;^)3YOTX_*WP_J3^&Z=(#
M->4:_P#91CO0]I3XOU86^3]*4,&PR0                   ,G08NZ*T-4J
MN9N1_6WMXH16Q[\824OKPEF45DC+HJ.:Y.U%0BZ)NK#XAA"MO-2)=N]8^M.S
M\"6N3RE#;'KQABR5&               $WIV@=#,\1O8A\^W7H
M 0/F'WP8G\\F]=3<Q?3K^&+E^>?RQY(X
M              ;]T58MW.IJL&D?X,J>V(D5?A)L<GHLOF4H<VFXBZ[P[ZF:
M-ISUA2XMERI8QMY:=/;$?:W>GG;="KQK]C)'\5GD4[>.4,&RR0
M                         #;>C%VG,RI?QJ:1/K:I4YGTUGB?4_9O^=VZ
M\J8DEO\ 0*OH5%*/&^K5>Y'TK(37>;+(                     7=#B,M&
M[3X\2[V_>AQ:D6=5OV6P4\\%3&DL+M2?6B\R"8F/"4\3$^,+/$,)94WFI[,E
MZTZG?@IW6^O"7-J;\88%['QO6.1JM<W8J+U$\3M!,:4              3>G
M:!T,SQ&]B'S[=>@          ! ^8??!B?SR;UU-S%].OX8N7YY_+'DC@
M                                      !?8'B;\'Q>EQ)JK:"1'/1.
MMB[')Z%4XR4]Y2:N\=_=VBR=VN9+&CVJCV/2Z+O144PNC:ZH,S'A?N-CE9AZ
M)9D<BK'\AVUOU+;S&YAO[RD68V6GN[S5C21&
M           VCHW=;-4*<894^HJ\OZ4K'$^JDG-S=66<33_[63[#.P?4K^6A
MF^G/X0<IML<                      ^M-534DG=8767K3J5.9Y-8MX2]B
M9KT;#18A#6L\'P9$\9BKM\W%"O:LU3UM%BMP^&M9X7@R)XKTWIV\4%;34M6+
M->J:6:DD[G,VR]2]2IR+$6BWC""U9K.I?(]>            )O3M Z&9XC>Q
M#Y]NO0           @?,/O@Q/YY-ZZFYB^G7\,7+\\_ECR1P
M                               3'T?8K[IY;@8]RK+1JM.^^^S?%7Z*
MIZ#'Y5.QDG^+5XU^WCC^#7NE;"K.H\9C;L6]/*J)VJW_ (D]!8X-^M)0<RG2
MZ/3040                                  &R]'2_\ BVDYLE]12MR_
MI2L<7ZL)0S,E\NXFG_VDOJJ9F'ZE?RT<OTY_""C<8P
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M^)?.YO74W,7TZ_ABY?GG\L>2.
M        #[T-9)A];!70^/3R-D3G9;V^XYM7M5FLO:V[,Q:$]4U1%5TT55 [
M5',QLC%XHJ70PIB:SJ6W$Q:-PAC..%^Y.8JNG:VT<CN[Q_)?M^I;IYC9X]_>
M8XED9Z=C),,*3(@                                 -BZ/O?;1=DO^
M&XK\KZ4I^-]6$J9@_0.(_-)?44R\7U*_EI9?DG\()3<;C&
M             O\ #\4DI%2.2[X>'6WL_ CM3M>,.ZW[/A+/Q2QS1I)$]'-=
MN5"&8UX2GB=^+%XC@Z.O/1MLN]T:=?9^!)3)Y2CMC\X8945%LJ65"9"H
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M>Q#Y]NO0           @G,/Z?Q+YW-ZZFYB^G7\,7+\\_ECR1P
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M2R+%,RR]2]2IQ0L1:+1N$$Q-9U+Y'KP    %4WIV@=!L\1O8A\^W7H
M     09F']/XE\[F]=3:Q_)7\,7+\\_ECSMP
M                    /K254M%50UD*VD@D;(WM1;GDQ%HU+V)FL[A/%)4Q
MUE+%5PK>.9C9&KR5+H8EHFLZEMUF+1N$.YSPSW+S'5PM;:.9W=X]G4_:OUW0
MUN/?MXXEDYZ=C),,(3(0                                7^!8O-@6
M*0XE"Q'K'=',5;:FJEE2_4<9,<9*S67>.\X[1:&^R=*F%)&BQ8;6.?;:U58B
M(O;=?L*4<*WG*]WVOI+'S]*U4[^RX-$WG),J_8B'<<*/.R.>;/E"PGZ3<QR_
MU4='#V1*[[5)(X>./5'/+R3Z+*7/N:Y?_5-"?L0L3[CJ.-BCR<SR<L^:TDS7
MF63QL<K/[LFG[+'<8<<?Z8<3FR3_ *I6\F-8S+_6XO6N[:A_XG48Z1TB',Y+
MSYR^#JRL?X]7.[ME<OWGO9CT>=J?5\UDD=XTCU[7*>O'FZ]:J>A9. >%DX +
MKQ4/7I))$VI(Y.QRG@]MJJINUM5,WLD<GWGFH]'NY]7U9BN*1^)B=6WLG?\
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MB)P*"^J           (,S#^G\2^=S>NIN8OIU_#%R_//Y8\D<
M                                  !MO1IB2TF.NHG.LRMB5MK_  V[
M4^K45.93M4[7HM<2_9OKU2'F7#4Q? ZRA1+O?&JQ_+3:WZT,[#?W=XLOY:=N
MDU0>;C&
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M_P!YO_$3<*_A-$/-IXQ9H1>40
M                                   #[TE9+1OU,VM7QFKN4\F.T]K:
M:RS]/4154:2Q.NG6G6B\%(9C2Q$Q;HM,0PQM1>:%$;+UIU._ZG5;:\)<7IOQ
MAA5:YC]+FJBHME1>HFA"GYOBIV&"W50          !!V8/T]B7SN7UU-K'\E
M?PQ<OSS^5@=N                                               ;
MIT88CW#%*G#7N\&JCUM3]MG_ $5?05.93=8MZ+?#OJTU]6XYRP[W3R[60M;>
M2-G=H_E,V_9=/.4^/?L9(E<Y%.WCF$-;]J&NR
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M43Y(7I)$_2Y.M!U(G7C#/T%<RL1$6S94WMX\T(;5[*>MNTEU-R&0UE0
M     !"&/_I[$OG<OK*;6/Y*_ABY?GG\K [<
M                       ;]B@3+E'$/=/+U'4.<BO;'W)_RF^"OV7\YD9Z
M=C),-?!?MXXEI?29A_M?%X*]K;-JXK.7]MFS[%3T%SAWW2:^BGS*:O%O5IQ;
M5
M               ],<YCVO8Y4<BHJ*G4-;$]M\5.PPFZJ           (0Q_
M]/8E\[E]93:Q_)7\,7+\\_E8';@
M              "0.B[$+LK<+<[Q5;.Q.2^"[[&^DH\VO2R_PK=:LKTBT'MO
M+SJEJ7?1R-E_N^*[ZEOYB+B6[.37JDY=>UCWZ(J--F
M                                                       !5-Z=
MIZ)\;XJ=A@MU4           0AC_ .GL2^=R^LIM8_DK^&+E^>?RL#MP
M                                           !G<E5_N?F2D>KK,G5
M8']CMWUV(>17M8Y3<>W9R0EJNI65U%/1R^+/&Z-?.EC*K;LVBT-6U>U6:R@N
M6)\$CX)4L^-RL<G-%LIMQ._&&),:\)>
M                                            "J;T[3T3XWQ4[#!;
MJH           A#'_P!/8E\[E]93:Q_)7\,7+\\_E8';@
M                                #TQ[XWMDC6SF*CFKP5-J#J1X)SPV
ML9B&'T]<RUIXFR;.JZ7,2]>Q::MNENU6+(ISS0>T,R56EMF5%JAO][?_ +R*
M:G&MVL<?P9?)KV<D_P 6 )T
M                                    JF].T]$^-\5.PP6ZJ
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MZRFUB^2/PQ<OSS^5@=N
M        &X=&E=W#%YZ%RV;50ZD^4Q?P5?05.97=(MZ+?#MJ\U]6XYPH/=#+
MM;$UMWQL[LSM9X7V(I3X]NQDB5SD5[6.80]V&NR
M                                                    3>G:!/3?
M%3L,)NJ@          "$\?\ T[B/SJ7UE-K%\D?ABY?GG\K [<
M                                       +_ *[W-QJBK;V;',W5\E=
MB_4JG&6O;I,.\5NQ>+)J<UKVJUR714LJ+UH8K:0?B5&[#\0J:%R;8)71^9%V
M?58VZ6[58LQ+U[%IJMCIR
M                                $WIV@3TWQ4[#";JH           A
M/'_T[B/SJ7UE-K%\D?ABY?GG\K [<
M                  &_8!-67J[W2P2BK%6[I(6ZOE)L7ZT4QLM>Q>8;.*W;
MI$H\Z1*'VKF%:AJ>#5Q-D_O)X*_8GI-#B6WCUZ,_EUUDWZM8+*L
M
M  $WIV@3TWQ4[#";JH           A/'_P!.XC\ZE]93:Q?)'X8N7YY_*P.W
M                                                  !)71G6]VPF
MHH7+X5--J3Y+TO\ :CC.YE=7BWJT>';=9KZ/'2=1=UPVEKVIM@FT+\EZ?BB#
MAVU::G,KNL61P:+.
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MQ'YU+ZRFUB^2/PQ<OSS^5B=N
M              "B[4MQ F?+E;[H8'15=[JZ%J.^4FQ?K13&S5[-YALX;=ND
M2T#I#H_:V8%J$3P:J)K_ #IX*_8A?XEMX]>C/Y==9-^K6"TK      4NFZZ
M?>&CK*A;4])/+?XD3G?8AY-JQUE[%;3TA?197S%-XF#527^,S3]MB.<^./-)
M&#)/2%[%D+,TGC4<4:+\>9OW7.)Y6./-W'%RSY+V+HTQIVV6LHV<D5SON0XG
MF4\HEW'#OYS"\BZ+WKMGQE$Y,@_%QQ/-](=QPO65W%T8X:G]=B54[Y*-;]RG
M$\RWE#N.%7SE=1]'.76>-[:D^5-;[$0XGEY)=QQ,:ZCR+E=B;<-U_*E>OWG,
M\G+/FZCC8H\EQ'E/+D6UN#4NS;X3-7VG,Y\D^;J,&./)=1X)@T2(D>$T;;;K
M0-_ YG)>?.748Z1Y0^S*.DBMW.FA;;=9B)8Y[4SYNHK$='V1&HEFHB)R/'H
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M6>DN)I:.L+9?!6SMB\]ATY-^X           $WIV@3NWQ4[#";JH
M   A7'OTYB/SJ7UE-K%\D?AC9?GG\K$[1@
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M^OQ6K?VS._$DC%2.D.)R7GK,K-SE>MWJKE_:6_VG>M..JB63<E@*@
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M           (7QW].8A\ZE]93:Q?)'X8N7YY_*Q.W
M
M                                              %4WIV@3HWQ4[#"
M;JH           A?'?TYB'SJ7UE-K%\D?ACY(^.?RL3MQH!H!H!H!H!H!H!H
M!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H
M!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H
M!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!H
M!H!H!H!H!H!H!H!H!H!I5-Z=H-)T;XJ=AA-M4           0OCOZ<Q#YU+Z
MRFUB^2/PQ\GSS^5B=N
M
M                       *IO3M G1OBIV&$VU0          !"^._IS$/G
M4OK*;6+Y(_#'R?//Y6)VX
M
M                          JF].T"=&^*G883;5           $,XZW_/
M>(?.I?64VL7R1^&/D^>?RL=/,[<&GF T\P&GF T\P&GF T\P&GF T\P&GF T
M\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&G
MF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\
MP&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF
M T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P
M&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF
MT\P&GF T\P&GF T\P&GF T\P&GF T\P&GF T\P&GF 1NU-O6!.;?%3L,)MJ@
M          "&L=_3=?\ .I?64VL7R1^&/D^>?RL3MP
M
M                                              !5-Z 3BWQ4[#";
M:H           AK'?TW7_.I?64VL7R1^&/D^>?RL3MP
M
M                                               !5-Z 3BWQ4[#"
M;:H           AK'47W;K]G_F9?64V<7R1^&/D^>?RL;+P)'!9> "R\ %EX
M ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9
M> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P
M67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\
M %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ L
MO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX
M++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9>
M "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@!5$6Z;.L"<6^*G883;5
M         $.8Y^FJ_P"<R^LIL8_DC\,?)\\_E9';@
M
M                                              F] )O;XJ=AB-M4
M           0YCGZ:K_G,OK*;.*/@C\,?)\\_E9'>G - - - - - - - - -
M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
M - - - - - - - - F]!H3>WQ4[##;:H           AS'/TU7_.9?64VL7R
M1^&/D^>?RLCMP
M
M                  3>@$WM\5.PPFVJ           (>QQ$]VJ_YS+ZRFQC
MGX(_#'R?//Y65D.]N"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"
MR#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#86
M0;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R
M#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860
M;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#
M860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;
M"R#860;"R#860;"R#860;"R#860;"R#8(B739UC8FUOBIV&(VU0
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M:;!9<1CFJ5ECIUE1%>EKZ;\-Q1KR;S?LKMN/2M)LT@O*0
M  9W*>!TF.UDU/6/E:V.+6G<U1%O>W6BD&?).*L3"?!CC+:8EM/Y/,#_ -?6
M?Q&_\I5[W?\ @M=TIZRI^3S _P#7UGTV_P#*.]W_ ('=*>LK.NZ.8]"NP[$'
MHY-S)FHJ+YTW>@[KS/NAQ;B1_IEIM91U-!4OI*N)8Y8ULYJ_][4+E;1:-PIV
MK-9U+X'3D   +S!Z.+$,4I:*97)'-(C'*U;+;D<9+36DVAWCK%[166<S9EC#
M\"I()Z.2=SI)="]T<BI;2J]2)P(,&:V69B4^?#7%$3#5RTJ@
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MYQ>J7NV3T8FLH*W#Y>XUM+)"_>B/2U^Q=R^8EK:MXW645JVI.K0MSIR
M                                 %4WH!-C?%3L,1MJ@
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MBF=RU;/,;69@E<W_ $D4;E[;6^XM\6=XU3DQK(U\L*X
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MW(Y43>FU.TEQ]F:_!T19.UVOCZK([<
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M)/?Y/5CIZBHJI%FJIY)I%^$]RN7ZR6*Q7PA'-IM.Y?,]<@
M                        /!,[?%3L,5MJ@                 #3^D5/
M\EHOWSO5+G#ZRI\SY8:.7U                                 %SAV(
M5.%UC*VD>C7LZEW.3K1>1Q>D9([,NZ7G'/:ANL&<LOXG D.+4_<[^,V2/NC+
M\E1/N*4\;)2=TE=CDX[QJ\/4>*Y%H'>V*9M,DB;46.!5=YMFP\G'R+>$O8R8
M*^,,+F+.4N*1.HL/C=!3OV/<[QWIPY(3X>-%)[5NJ#+R9O'9KT:R6E4
M
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M^J3N^7T8NHI:FCD6&JIY(7I\%[512:+1:-PAFLUG4OD>O
M
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M. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P
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MSYH:'$^66KYHE9+C]:YFY)$;YT:B+]:%K!&L<*N>=Y)8LF0@
M
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M5-8X1HKE>JO<Y7*Y;JJ]:KUFIT9G50]>
M
M#U,K?%3L,1M*@                 #4>D-+TM%^^=ZI<X?65/F?+#2=/,OJ
M!IY@-/,!IY@-/,!IY@-/,"CF^"NWJ DO&DOE6H3_ .U3[$,O%]:/RU<OTI_"
M-=/,TV4S&4)&P9AI5<NQ^N/TM6WV$/(C>.4_'G62&P](+56@I7=23KZJE;A_
M-*SR_EAHVGF:#/-/,#,90:O?%26VVUK_ +BD'(^G*?C_ %(;#T@S(F'TM/UO
MF5WF1J_BA6XD?%,K/+GX8AHVGF:#/>X:>:IE9!!&Z21ZZ6M:FU5/)F*QN7L1
M-IU"0,!P"DR[2NKZZ1BU&B\DBKX,;>"?CUF;ERSFGLUZ-+%BC#':MU:SF3,L
MV,O6FIE='1M78FY9%XKRX(6\.",?C/54S9YR>$=&"T\RPKO38)GIJ9%(Y.+6
M*J'FXA[J7G2K5M=47KZ@=#POCN]*@VW?(-;4S0U5)-,Z1D*L='J6ZMO>Z=FP
MH\ND1,6A>XEYM$Q+7\V4$=#CD[(6HUDJ),C4W(J[_K12QQ[3;'&U?D5BMYTQ
M&GF3H#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>
M8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S
M :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8
M#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S
M:>8#3S :>8#3S :>8#3S :>8#3S :>8>IC;XJ=AB-I4
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M[,Z)VIL*-AOQ5-_UJOH+7'KV<<;5>1;M9)TPY.@
M
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MZ#)RM^%&J%Q3
M                                         #U,3?%3L,1M*@
M           #4>D+^RT7[UWJESB=94^9\L-*+ZB                /7=).
MY]Q[H[N>K7HOLU6M>W$\U&]FYUIY/0
M
M          3$WQ4[#$;2H                  U+I!_LM'^]=ZI;XG653E]
M(:2:"D
M
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MZ0/[+1_OG>J7.)UE3YGRPTLOJ
M
M                        /4OM\5.PQ&TJ                  -3S_\
MV6C_ 'KO5+?$ZRJ<OI#2S04@
M
M                     ";P\2^WQ4[#$;*H                  U//_\
M9:/]Z[U2WQ.LJG+Z0TLT%(
M
M                    F\"7V^*G88C85                  &IY__ ++1
M_O7>J6^)UE4Y?2&EF@I
M
M                 $W@2^WQ4[#$;"H                  U3/R7I:/]Z[
MU2YQ.LJG+Z0TO3S+ZD:>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S
M:>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#
M3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :
M>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3
MS :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>
M8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S
M :>8#3S :>8!&[=X$O-\5.PQ&PJ                  -4S[_9J3]Z[U2YQ
M.LJG+Z0TPOJ0
M
M         %4W@2XFY#$;"H                  U3/O]FI/WKO5+G$ZRJ<O
MI#3"^I
M
M    53>!+B;D,1L*@                 #5,^_V:D_>N]4N<3K*IR^D-,+V
MU'8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@
MV;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&
MS8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V
M;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S
M8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LV#9M5-XV;2XFY#%
M;*H                  U7/O]EI/WKO5+?$ZRI\OI#2RZH
M
M                                             53>@>I<3<ACMI4
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MF-&C3S&C1IYC1HT\QHT:>8T:-/,:-"-VIM/=&DMIN0Q6RJ
M    -6SY_9J3]Z[U2YQ.LJG+Z0TTOJ0
M
M                            !-X$M)N0Q&PJ                  -6
MSW_9J3]Z[U2WQ.LJ?+Z0TTNJ(
M
M                      %4WH>B64W(8S:5                  &K9[_L
MU)^\=ZI;XG65/E](::75
M
M                  "J;T#U+*;D,=M*@                 #5L]_V:D_>
M.]4M\3K*GR^D--+J@
M
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MI'JVA-B6*BXJ
M
M
M
M
M
M
M
M
M
M
M
%   /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>er010_0002.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 er010_0002.gif
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M^_7Y_/___P
M
M
M
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M9]^%+PH"A)#J+*&8\DL> #C  /ZEX@)   ( ), '+K.4 ( !"!#0P %]P&*
M IW\N< !#9B292P3'!"!"GYT$@LPN,02R@$)[*C+I#A?@.H& 1"@J0!I *-"
MGPD0 $ )L^B" @ ":#K H&HOU;9PP0V/]O%&!9P4C=/5>F(O'@1P1JJF9=B'
M @I@ (<L+0"  L!P'(#!+W8,8$&C/!3+ARP/0!!*+!L0X(>;I=:A  $"&-"
M!BJ$HDLH#XA >W31@0+P 1CQRP0A!J !R]5A YN 10,8@ E::*(#=B!? #I@
M-$1 0 &@(%/PE((\L>7%>/XR3&Q06,(6'JA,MHA>&5ATHH?,0@\$B$ H?A$+
M"RB@#/YM,$,;(G" 4)@@ '  ABQT<0$"\$&"#[ ;!P; AR7!!!>;:,$&(F"
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MP.$ML^@$!SIE@A)0 !._ "DB=/% !K? +9D(P0,4X  1>$(6=".! Q  @1*
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M$++0/:'.;>/6MF)N.>QZ+0+'ZFO,/8T27]L=I=L+E9S5O5 " R !>6 :?N
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MO8B,>#Q:?EO<&E5M%..48"/P57K7391LQZ;@"P6^ 0=^OK2 "0: X2\Q"Q6
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M'?QV9PYIO9ZW%CDYMY_K#,P8H/XQ!C' 8PQD#F#5DS&,J"S]U6F\V;2;PK^
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MLA_MNT%=!0G4H]BKQB6( 2>81+ELRDJX 5[$ :9UVA.,!(*\@GQ4,C*U,"7
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M!-LE@JXLA""8TIA_0,BL4R>$.43:NR7&HTQ>1TA>QR$86EOTA5.(@3;?!2-
M@J0? B+0(R50!$K@UU<(J\,7H_[DMH'"WZ)US($K$-8@2 (D(((B( )A7V$M
M&G88X- B9D7/*K"%:W8VH(-+1(0TX,*1TX0X*.@Z",B!/.@)#\AKYP0U<#KB
ME_!02(,SE(-+C -T)ZCC[05,J ,'K\@WD'<UN/90H /BO(,Z$'XTVW#D8K'5
MB"F%)0A:8((WE41>P.4[TF)74((;X%<QD,N5K@%#]EI+! A?-2(!DQ)###!
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MMS2D2/[<G)=]&WDB#/=A)+)M)"\8 3 T @QLHA'\Q#^]@BOH@ L$@;+(P'L
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M#DP!($RU)*QP5A0",(#!"]"/[N)R-8Y;Q%U>5<[C7/?'4/L".X5+#H!+?^%
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MN)5:S(Z<1\M"6(%9(X0B%,9"P?[%0IL%O/PY<NA\V YZM,4 8O=*8BPMN,A
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MPT59SI*6M>BD!Y*HQ$C T JUW: 2DIB-%SBX"BQ 8A0^(/X"*PQ1&"2X(A!
M642V(G&%4SAB)S7X 1)^H(/81,P',D$-(^:%!%8 0HNL*$0=VT80,8R+%Y)
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MS(& NE)/#8C R8CQK1&L(%L-PA A7TPB"4HI!"O^F+-3# Y=,I"62<( "%;
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M.2EUX@#6#0NH+(Z0EVO2AL?WK/Y"%>)*3X'M^4QG@VYRA=38.)0M&?4H;)<
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MRVIHQU+D:Z;8DJ3WP%-HH5 XU,T[TT>/*9R6X8_;N.%96OF^B4"'-Y4SB/.
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MM>3&$^@)<7.=*VIXKO<4)8[ #C89IGP(IM:5\N1U2Z'JPO9F3'[J9:R%6U)
M8=>[C/[-<T%<W=3&9,A&MZ9I*.HJF6:U2M;&*@0'I<@;8XX*NI:A5DZAZY,2
M;P2;H(ETIY_<%/E4 ZVKVDXBV%)L %?X(,VB:&I)^%AMYX;003A(:[T5;E>
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0UGACC@D[]OACD$->-B  .P$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
