<SEC-DOCUMENT>0001610520-23-000170.txt : 20231107
<SEC-HEADER>0001610520-23-000170.hdr.sgml : 20231107
<ACCEPTANCE-DATETIME>20231107064715
ACCESSION NUMBER:		0001610520-23-000170
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20230930
FILED AS OF DATE:		20231107
DATE AS OF CHANGE:		20231107

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS Group AG
		CENTRAL INDEX KEY:			0001610520
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36764
		FILM NUMBER:		231381460

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001
		BUSINESS PHONE:		41-44-234-1111

	MAIL ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		231381461

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS AG
		CENTRAL INDEX KEY:			0001114446
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15060
		FILM NUMBER:		231381462

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH 8001
		BUSINESS PHONE:		203-719-5241

	MAIL ADDRESS:	
		STREET 1:		600 WASHINGTON BLVD.
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06901
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>edgar3q23ubsgrouppil.htm
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<div style="position:absolute; width:680.6px; height:1px; left:56.4px; top:906.1px; background-color:#000000; ">&#160;</div>
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</div><div id="a228" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:774.72px;">Credit Suisse AG on a standalone basis</div><div id="a232" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:56.8px;top:797.44px;">&#8220;UBS Switzerland AG&#8221; and &#8220;UBS<div style="display:inline-block;width:0.98px">&#160;</div>Switzerland AG standalone&#8221; </div><div id="a235" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:797.44px;">UBS Switzerland AG on a standalone basis </div><div id="a237" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:56.8px;top:820px;">&#8220;UBS Europe SE consolidated&#8221;<div style="display:inline-block;width:2.13px">&#160;</div></div><div id="a239" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:820px;">UBS Europe SE and its consolidated subsidiaries </div><div id="a241" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:56.8px;top:842.72px;">&#8220;UBS Americas Holding LLC&#8221; and<div style="display:inline-block;width:1.17px">&#160;</div>&#8220;UBS Americas Holding LLC consolidated&#8221; </div><div id="a243" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:842.72px;">UBS Americas Holding LLC and its consolidated subsidiaries </div><div id="a246" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:56.8px;top:865.48px;">&#8220;1m&#8221; </div><div id="a248" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:865.48px;">One million, i.e., 1,000,000 </div><div id="a250" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:56.8px;top:888.04px;">&#8220;1bn&#8221; </div><div id="a252" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:888.04px;">One billion, i.e., 1,000,000,000 </div><div id="a254" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:56.8px;top:910.76px;">&#8220;1trn&#8221; </div><div id="a256" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:10.72px;left:472.57px;top:910.76px;">One trillion, i.e., 1,000,000,000,000 </div><div id="a258" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:10.72px;left:56.8px;top:941.09px;">In this report, unless the context requires otherwise,<div style="display:inline-block;width:1.69px">&#160;</div>references<div style="display:inline-block;width:2.55px">&#160;</div>to any gender shall apply to all genders. </div></div>
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<div id="a262" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a534" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:21.28px;left:56.8px;top:45.25px;">Table of contents </div><div id="a536" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;color:#E60000;left:56.8px;top:111.05px;">UBS Group </div><div id="a538" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:73.44px;top:130.76px;">2 </div><div id="a540" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:128.93px;">Section 1 </div><div id="a542" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:128.93px;"><a href="#a701" style="color:#000000;text-decoration:none;">Introduction and basis for preparation</a></div><div id="a544" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:73.44px;top:146.12px;">4 </div><div id="a546" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:144.29px;">Section 2 </div><div id="a549" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:144.29px;"><a href="#a1037" style="color:#000000;text-decoration:none;">Key metrics</a></div><div id="a551" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:73.44px;top:161.32px;">6 </div><div id="a553" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:159.49px;">Section 3 </div><div id="a556" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:159.49px;"><a href="#a2142" style="color:#000000;text-decoration:none;">Overview of risk-weighted assets</a></div><div id="a560" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:176.68px;">10 </div><div id="a562" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:174.85px;">Section 4 </div><div id="a565" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:174.85px;"><a href="#a3770" style="color:#000000;text-decoration:none;">Going and gone concern requirements </a></div><div id="a567" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:190.21px;"><a href="#a3770" style="color:#000000;text-decoration:none;">and eligible capital</a></div><div id="a569" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:207.4px;">11 </div><div id="a571" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:205.57px;">Section 5 </div><div id="a574" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:205.57px;"><a href="#a4344" style="color:#000000;text-decoration:none;">Leverage ratio</a></div><div id="a576" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:222.76px;">13 </div><div id="a578" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:220.93px;">Section 6 </div><div id="a581" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:220.93px;"><a href="#a5156" style="color:#000000;text-decoration:none;">Liquidity and funding</a></div><div id="a586" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;color:#E60000;left:56.8px;top:259.21px;">Significant regulated subsidiaries and sub-groups </div><div id="a590" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:280.2px;">15 </div><div id="a592" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:278.37px;">Section 1 </div><div id="a594" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:278.37px;"><a href="#a6081" style="color:#000000;text-decoration:none;">Introduction</a></div><div id="a596" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:295.56px;">16 </div><div id="a598" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:293.73px;">Section 2 </div><div id="a600" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:293.73px;"><a href="#a6199" style="color:#000000;text-decoration:none;">UBS AG consolidated</a></div><div id="a602" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:310.92px;">20 </div><div id="a604" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:309.09px;">Section 3 </div><div id="a607" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:309.09px;"><a href="#a7712" style="color:#000000;text-decoration:none;">UBS AG standalone</a></div><div id="a609" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:326.12px;">24 </div><div id="a611" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:324.29px;">Section 4 </div><div id="a614" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:324.29px;"><a href="#a9593" style="color:#000000;text-decoration:none;">UBS Switzerland AG standalone</a></div><div id="a616" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:341.48px;">30 </div><div id="a618" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:339.65px;">Section 5 </div><div id="a621" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:339.65px;"><a href="#a12005" style="color:#000000;text-decoration:none;">UBS Europe SE consolidated</a></div><div id="a623" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:356.84px;">31 </div><div id="a625" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:355.01px;">Section 6 </div><div id="a628" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:355.01px;"><a href="#a12706" style="color:#000000;text-decoration:none;">UBS Americas Holding LLC consolidated</a></div><div id="a630" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:372.24px;">32 </div><div id="a632" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:370.41px;">Section 7 </div><div id="a635" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:370.41px;"><a href="#a13417" style="color:#000000;text-decoration:none;">Credit Suisse AG consolidated</a></div><div id="a637" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:387.6px;">36 </div><div id="a639" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:385.77px;">Section 8 </div><div id="a642" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:385.77px;"><a href="#a14998" style="color:#000000;text-decoration:none;">Credit Suisse AG standalone</a></div><div id="a644" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:402.96px;">40 </div><div id="a646" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:401.13px;">Section 9 </div><div id="a649" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:401.13px;"><a href="#a16963" style="color:#000000;text-decoration:none;">Credit Suisse (Schweiz) AG consolidated</a></div><div id="a651" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:418.16px;">43 </div><div id="a653" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:416.33px;">Section 10 </div><div id="a656" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:416.33px;"><a href="#a18581" style="color:#000000;text-decoration:none;">Credit Suisse (Schweiz) AG standalone</a></div><div id="a658" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:433.52px;">47 </div><div id="a660" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:431.69px;">Section 11 </div><div id="a663" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:431.69px;"><a href="#a20216" style="color:#000000;text-decoration:none;">Credit Suisse International standalone</a></div><div id="a665" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:448.88px;">48 </div><div id="a667" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:447.05px;">Section 12 </div><div id="a670" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:447.05px;"><a href="#a20832" style="color:#000000;text-decoration:none;">Credit Suisse Holdings (USA), </a></div><div id="a671" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:151.23px;top:462.41px;"><a href="#a20832" style="color:#000000;text-decoration:none;">Inc. consolidated</a></div><div id="a674" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:237.47px;top:462.41px;"><div style="display:inline-block;width:3.2px">&#160;</div></div><div id="a679" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:492.69px;">Appendix </div><div id="a681" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:510.16px;">50 </div><div id="a683" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:508.33px;"><a href="#a21611" style="color:#000000;text-decoration:none;">Abbreviations frequently used in our financial reports</a></div><div id="a685" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:68px;top:525.52px;">52 </div><div id="a688" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:85.95px;top:523.69px;"><a href="#a22518" style="color:#000000;text-decoration:none;">Cautionary statement</a></div><div id="a266" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;color:#E60000;left:404.55px;top:46.86px;">Contacts</div><div id="a268" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:404.55px;top:72.65px;">General inquiries </div><div id="a272" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:84.74px;">ubs.com/contact<div style="display:inline-block;width:2.18px">&#160;</div></div><div id="a274" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:103.46px;">Zurich +41-44-234 1111 </div><div id="a280" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:114.85px;">London +44-207-567 8000 </div><div id="a286" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:126.2px;">New York +1-212-821 3000 </div><div id="a292" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:137.56px;">Hong Kong SAR +852-2971 8888 </div><div id="a298" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:148.92px;">Singapore +65-6495 8000 </div><div id="a302" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:404.55px;top:167.4px;">Investor Relations </div><div id="a304" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:179.32px;">UBS&#8217;s Investor Relations team </div><div id="a305" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:190.68px;">manages relationships with </div><div id="a306" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:202.04px;">institutional investors, research </div><div id="a307" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:213.4px;">analysts and credit rating agencies. </div><div id="a309" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:232.28px;">ubs.com/investors </div><div id="a311" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:251px;">Zurich +41-44-234 4100 </div><div id="a317" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:262.36px;">New York +1-212-882 5734 </div><div id="a324" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:404.55px;top:292.2px;">Media Relations </div><div id="a326" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:304.12px;letter-spacing:-0.17px;">UBS&#8217;s Media Relations team<div style="display:inline-block;width:2.19px">&#160;</div></div><div id="a328" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:315.48px;letter-spacing:-0.16px;">manages relationships with global </div><div id="a331" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:326.84px;letter-spacing:-0.18px;">media and journalists. </div><div id="a335" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:345.72px;">ubs.com/media </div><div id="a337" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:364.64px;">Zurich +41-44-234 8500 </div><div id="a343" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:376px;">mediarelations@ubs.com </div><div id="a345" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:394.88px;">London +44-20-7567 4714<div style="display:inline-block;width:1.84px">&#160;</div></div><div id="a351" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:406.24px;">ubs-media-relations@ubs.com </div><div id="a357" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:424.96px;">New York +1-212-882 5858<div style="display:inline-block;width:2.84px">&#160;</div></div><div id="a364" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:436.32px;">mediarelations@ubs.com </div><div id="a366" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:455.2px;">Hong Kong SAR +852-2971 8200 </div><div id="a374" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:466.56px;">sh-mediarelations-ap@ubs.com </div><div id="a380" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:574.65px;top:72.65px;">Office of the Group Company </div><div id="a381" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:574.65px;top:84.33px;">Secretary </div><div id="a383" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:96.26px;">The Group Company Secretary </div><div id="a384" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:107.62px;">handles inquiries directed to the </div><div id="a387" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:119.01px;">Chairman or to other members </div><div id="a389" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:130.36px;">of the Board of Directors. </div><div id="a391" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:149.08px;">UBS Group AG, Office of the<div style="display:inline-block;width:2.14px">&#160;</div></div><div id="a393" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:160.44px;">Group Company Secretary </div><div id="a395" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:171.8px;">P.O.<div style="display:inline-block;width:4.26px">&#160;</div>Box, CH-8098 Zurich, </div><div id="a398" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:183.16px;">Switzerland </div><div id="a400" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:202.04px;">sh-company-secretary@ubs.com </div><div id="a406" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:220.92px;">Zurich +41-44-235 6652 </div><div id="a412" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:574.65px;top:239.4px;">Shareholder Services </div><div id="a414" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:251.32px;">UBS&#8217;s Shareholder Services team,<div style="display:inline-block;width:1.85px">&#160;</div></div><div id="a418" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:262.68px;">a unit of the Group Company </div><div id="a420" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:274.04px;">Secretary&#8217;s office, manages </div><div id="a422" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:285.24px;">relationships with shareholders and </div><div id="a424" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:296.6px;">the registration of UBS Group AG </div><div id="a426" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:307.96px;">registered shares. </div><div id="a429" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:326.84px;">UBS Group AG, Shareholder Services </div><div id="a431" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:338.2px;">P.O.<div style="display:inline-block;width:4.26px">&#160;</div>Box, CH-8098 Zurich, </div><div id="a434" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:349.56px;">Switzerland </div><div id="a436" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:368.48px;">sh-shareholder-services@ubs.com </div><div id="a442" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:387.36px;">Zurich +41-44-235 6652 </div><div id="a449" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:574.65px;top:405.84px;">US Transfer Agent </div><div id="a451" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:417.76px;">For global registered share-related </div><div id="a455" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:429.12px;">inquiries in the US. </div><div id="a457" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:447.84px;">Computershare Trust Company NA </div><div id="a459" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:459.2px;">P.O.<div style="display:inline-block;width:4.26px">&#160;</div>Box 505000<div style="display:inline-block;width:2.32px">&#160;</div></div><div id="a461" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:470.56px;">Louisville, KY 40233-5000, USA </div><div id="a465" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:489.44px;">Shareholder online inquiries: </div><div id="a467" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:500.8px;">www-us.computershare.com/ </div><div id="a471" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:512.16px;">investor/contact </div><div id="a475" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:531.04px;">Shareholder website: </div><div id="a478" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:542.4px;">computershare.com/investor </div><div id="a480" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:561.12px;">Calls from the US<div style="display:inline-block;width:2.45px">&#160;</div></div><div id="a482" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:572.48px;">+1-866-305-9566 </div><div id="a490" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:583.84px;">Calls from outside the US<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a492" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:595.2px;">+1-781-575-2623 </div><div id="a500" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:606.56px;">TDD for hearing impaired </div><div id="a502" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:617.95px;">+1-800-231-5469 </div><div id="a510" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:629.15px;">TDD for foreign shareholders </div><div id="a512" style="position:absolute;font-family:&apos;Frutiger&apos;;left:574.65px;top:640.51px;">+1-201-680-6610 </div><div id="a521" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;color:#E60000;left:404.55px;top:690.63px;">Imprint </div><div id="a523" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:716.83px;">Publisher: UBS Group AG, Zurich, Switzerland | ubs.com </div><div id="a525" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:728.19px;">Language: English </div><div id="a527" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:747.07px;">&#169; UBS 2023. The key symbol and UBS are among<div style="display:inline-block;width:1.4px">&#160;</div>the registered and </div><div id="a528" style="position:absolute;font-family:&apos;Frutiger&apos;;left:404.55px;top:758.43px;">unregistered trademarks of UBS. All rights reserved.<div style="display:inline-block;width:1.7px">&#160;</div></div></div>
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<div id="a690" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a692" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a693" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Introduction and basis for preparation<div style="display:inline-block;width:289.98px">&#160;</div>2 </div><div id="a698" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:48px;left:56.8px;top:42.19px;">UBS Group </div><div id="a701" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:128.07px;">Introduction and basis for preparation </div><div id="a704" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:190.65px;">Scope of Basel III Pillar 3 disclosures </div><div id="a708" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:213.53px;">The<div style="display:inline-block;width:7.69px">&#160;</div>Basel<div style="display:inline-block;width:7.54px">&#160;</div>Committee<div style="display:inline-block;width:7.92px">&#160;</div>on<div style="display:inline-block;width:7.47px">&#160;</div>Banking<div style="display:inline-block;width:7.51px">&#160;</div>Supervision<div style="display:inline-block;width:7.79px">&#160;</div>(the<div style="display:inline-block;width:7.82px">&#160;</div>BCBS)<div style="display:inline-block;width:7.64px">&#160;</div>Basel III<div style="display:inline-block;width:7.67px">&#160;</div>capital<div style="display:inline-block;width:7.76px">&#160;</div>adequacy<div style="display:inline-block;width:7.89px">&#160;</div>framework<div style="display:inline-block;width:7.96px">&#160;</div>consists<div style="display:inline-block;width:7.38px">&#160;</div>of<div style="display:inline-block;width:7.71px">&#160;</div>three </div><div id="a719" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:228.89px;">complementary pillars. Pillar 1 provides a framework for measuring<div style="display:inline-block;width:2.24px">&#160;</div>minimum capital requirements for the credit, market, </div><div id="a726" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:244.25px;">operational and non-counterparty-related risks faced by banks. Pillar 2 addresses<div style="display:inline-block;width:5.1px">&#160;</div>the principles of the supervisory review </div><div id="a733" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:259.61px;">process, emphasizing the need for a qualitative approach to supervising banks. Pillar<div style="display:inline-block;width:5.26px">&#160;</div>3 requires banks to publish a range </div><div id="a740" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:274.97px;">of disclosures, mainly covering risk, capital, leverage,<div style="display:inline-block;width:5.2px">&#160;</div>liquidity and remuneration. </div><div id="a744" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:297.53px;">This report<div style="display:inline-block;width:5.65px">&#160;</div>provides Pillar 3<div style="display:inline-block;width:5.97px">&#160;</div>disclosures for<div style="display:inline-block;width:5.72px">&#160;</div>the UBS<div style="display:inline-block;width:5.7px">&#160;</div>Group, including<div style="display:inline-block;width:5.86px">&#160;</div>the acquired<div style="display:inline-block;width:5.88px">&#160;</div>Credit Suisse<div style="display:inline-block;width:5.68px">&#160;</div>Group, and<div style="display:inline-block;width:5.91px">&#160;</div>prudential </div><div id="a750" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:312.89px;">key<div style="display:inline-block;width:6.75px">&#160;</div>figures<div style="display:inline-block;width:6.51px">&#160;</div>and<div style="display:inline-block;width:6.75px">&#160;</div>regulatory<div style="display:inline-block;width:6.85px">&#160;</div>information<div style="display:inline-block;width:6.77px">&#160;</div>for<div style="display:inline-block;width:6.81px">&#160;</div>UBS AG<div style="display:inline-block;width:6.67px">&#160;</div>consolidated<div style="display:inline-block;width:6.97px">&#160;</div>and<div style="display:inline-block;width:6.61px">&#160;</div>standalone,<div style="display:inline-block;width:6.95px">&#160;</div>UBS Switzerland<div style="display:inline-block;width:6.98px">&#160;</div>AG<div style="display:inline-block;width:6.67px">&#160;</div>standalone, </div><div id="a759" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:328.25px;">UBS Europe SE consolidated,<div style="display:inline-block;width:4.64px">&#160;</div>and UBS Americas Holding LLC consolidated, as<div style="display:inline-block;width:5.18px">&#160;</div>well as Credit Suisse AG consolidated<div style="display:inline-block;width:5.28px">&#160;</div>and </div><div id="a774" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:343.61px;">standalone, Credit Suisse<div style="display:inline-block;width:5.1px">&#160;</div>(Schweiz) AG consolidated and<div style="display:inline-block;width:5.55px">&#160;</div>standalone, Credit Suisse<div style="display:inline-block;width:5.26px">&#160;</div>International standalone, and Credit </div><div id="a776" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:359.01px;">Suisse<div style="display:inline-block;width:5.41px">&#160;</div>Holdings<div style="display:inline-block;width:5.41px">&#160;</div>(USA),<div style="display:inline-block;width:5.54px">&#160;</div>Inc.<div style="display:inline-block;width:5.36px">&#160;</div>consolidated<div style="display:inline-block;width:5.59px">&#160;</div>in<div style="display:inline-block;width:5.18px">&#160;</div>the<div style="display:inline-block;width:5.39px">&#160;</div>respective<div style="display:inline-block;width:5.94px">&#160;</div>sections<div style="display:inline-block;width:5.39px">&#160;</div>under<div style="display:inline-block;width:5.34px">&#160;</div>&#8220;Significant<div style="display:inline-block;width:5.75px">&#160;</div>regulated<div style="display:inline-block;width:5.73px">&#160;</div>subsidiaries<div style="display:inline-block;width:5.39px">&#160;</div>and<div style="display:inline-block;width:5.47px">&#160;</div>sub-</div><div id="a780" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:374.21px;">groups.&#8221;<div style="display:inline-block;width:4.16px">&#160;</div></div><div id="a784" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:396.93px;">This Pillar 3 Report<div style="display:inline-block;width:5.49px">&#160;</div>has been prepared<div style="display:inline-block;width:6.13px">&#160;</div>in accordance<div style="display:inline-block;width:5.07px">&#160;</div>with Swiss Financial<div style="display:inline-block;width:5.45px">&#160;</div>Market Supervisory Authority<div style="display:inline-block;width:5.61px">&#160;</div>(FINMA) Pillar 3 </div><div id="a790" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:412.29px;">disclosure requirements<div style="display:inline-block;width:6.03px">&#160;</div>(FINMA Circular<div style="display:inline-block;width:5.85px">&#160;</div>2016/1 &#8220;Disclosure<div style="display:inline-block;width:5.71px">&#160;</div>&#8211; 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<div id="a899" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a901" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a902" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Introduction and basis for preparation<div style="display:inline-block;width:289.98px">&#160;</div>3 </div><div id="a907" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;color:#E60000;left:56.8px;top:45.5px;">Revisions to the Swiss Liquidity Ordinance </div><div id="a909" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:60.86px;">In<div style="display:inline-block;width:5.82px">&#160;</div>the<div style="display:inline-block;width:6.03px">&#160;</div>third<div style="display:inline-block;width:6.15px">&#160;</div>quarter<div style="display:inline-block;width:6.2px">&#160;</div>of<div style="display:inline-block;width:5.95px">&#160;</div>2023,<div style="display:inline-block;width:5.97px">&#160;</div>the<div style="display:inline-block;width:6.03px">&#160;</div>Swiss<div style="display:inline-block;width:5.9px">&#160;</div>Financial<div style="display:inline-block;width:6.03px">&#160;</div>Market<div style="display:inline-block;width:6.31px">&#160;</div>Supervisory<div style="display:inline-block;width:6.05px">&#160;</div>Authority<div style="display:inline-block;width:6.07px">&#160;</div>(FINMA)<div style="display:inline-block;width:6.03px">&#160;</div>communicated<div style="display:inline-block;width:6.45px">&#160;</div>the<div style="display:inline-block;width:6.03px">&#160;</div>liquidity </div><div id="a912" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:76.22px;">requirements arising from<div style="display:inline-block;width:5.34px">&#160;</div>the revisions to<div style="display:inline-block;width:5.04px">&#160;</div>the Swiss Liquidity Ordinance,<div style="display:inline-block;width:5.34px">&#160;</div>with the aim of strengthening<div style="display:inline-block;width:5.71px">&#160;</div>the resilience of </div><div id="a913" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:91.58px;">SIBs in Switzerland. 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section of<div style="display:inline-block;width:2.22px">&#160;</div>the 31 December 2022<div style="display:inline-block;width:2.26px">&#160;</div>Pillar 3 Report, available under<div style="display:inline-block;width:2.03px">&#160;</div>&#8220;Pillar 3 disclosures&#8221; at </div><div id="a991" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-style:italic;left:631.97px;top:470.11px;">ubs.com/investors</div><div id="a992" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:733.57px;top:470.37px;">. </div><div id="a994" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:493.09px;">In line with<div style="display:inline-block;width:1.91px">&#160;</div>the FINMA-specified disclosure frequency and<div style="display:inline-block;width:1.95px">&#160;</div>requirements for disclosure with<div style="display:inline-block;width:1.82px">&#160;</div>regard to comparative periods, </div><div id="a998" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:508.29px;">we provide quantitative comparative information as of 30 June 2023 for disclosures required on a quarterly basis. Where </div><div id="a1001" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:523.65px;">specifically required by FINMA and / or the BCBS, we disclose comparative<div style="display:inline-block;width:5.41px">&#160;</div>information for additional reporting dates. </div><div id="a1003" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:16px;font-weight:bold;left:72px;top:535.67px;">&#8250;</div><div id="a1005" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:10.72px;font-weight:bold;left:83.23px;top:540.6px;">Refer to the 30 June 2023 Pillar 3 Report,<div style="display:inline-block;width:1.68px">&#160;</div>available under &#8220;Pillar 3 disclosures&#8221; at </div><div id="a1023" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:10.72px;font-weight:bold;font-style:italic;left:488.41px;top:540.6px;">ubs.com/investors</div><div id="a1024" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:10.72px;font-weight:bold;left:579.61px;top:540.6px;">, for more information about </div><div id="a1025" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:10.72px;font-weight:bold;left:83.23px;top:555.32px;">previously published quarterly movement commentary</div></div>
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<div id="a1029" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a1031" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a1032" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Key metrics<div style="display:inline-block;width:403.41px">&#160;</div>4 </div><div id="a1037" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:45.32px;">Key metrics </div><div id="a1039" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:94.62px;">Key metrics of the third quarter of 2023 </div><div id="a1045" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:117.53px;">The KM1 and KM2<div style="display:inline-block;width:5.52px">&#160;</div>tables below are<div style="display:inline-block;width:5.18px">&#160;</div>based on Basel<div style="display:inline-block;width:5.35px">&#160;</div>Committee on Banking<div style="display:inline-block;width:5.43px">&#160;</div>Supervision (BCBS) Basel<div style="display:inline-block;width:5.09px">&#160;</div>III rules. 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<div id="a1426" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a1428" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a1429" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Key metrics<div style="display:inline-block;width:403.41px">&#160;</div>5 </div><div id="a1434" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:45.5px;">The quarterly average liquidity<div style="display:inline-block;width:5.08px">&#160;</div>coverage ratio (the LCR) of<div style="display:inline-block;width:5.23px">&#160;</div>the UBS Group increased<div style="display:inline-block;width:5.12px">&#160;</div>21.3 percentage points to 196.5%, </div><div id="a1438" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:60.86px;">remaining above the prudential requirement communicated<div style="display:inline-block;width:5.11px">&#160;</div>by FINMA. The movement in the average LCR was primarily </div><div id="a1439" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:76.22px;">driven<div style="display:inline-block;width:7.08px">&#160;</div>by<div style="display:inline-block;width:6.88px">&#160;</div>an<div style="display:inline-block;width:7.09px">&#160;</div>increase<div style="display:inline-block;width:7.3px">&#160;</div>in<div style="display:inline-block;width:6.94px">&#160;</div>high-quality<div style="display:inline-block;width:7.27px">&#160;</div>liquidity<div style="display:inline-block;width:7.08px">&#160;</div>assets<div style="display:inline-block;width:7.11px">&#160;</div>(HQLA)<div style="display:inline-block;width:7.1px">&#160;</div>of<div style="display:inline-block;width:7.07px">&#160;</div>USD 110.4bn<div style="display:inline-block;width:7.39px">&#160;</div>to<div style="display:inline-block;width:7.07px">&#160;</div>USD 367.5bn,<div style="display:inline-block;width:7.31px">&#160;</div>partly<div style="display:inline-block;width:7.2px">&#160;</div>offset<div style="display:inline-block;width:7.14px">&#160;</div>by<div style="display:inline-block;width:6.88px">&#160;</div>a </div><div id="a1447" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:91.58px;">USD 42.3bn increase<div style="display:inline-block;width:5.07px">&#160;</div>in net cash<div style="display:inline-block;width:5.15px">&#160;</div>outflows to USD 187.3bn.<div style="display:inline-block;width:5.58px">&#160;</div>The movements<div style="display:inline-block;width:5.02px">&#160;</div>in both HQLA<div style="display:inline-block;width:5.07px">&#160;</div>and net cash<div style="display:inline-block;width:5.43px">&#160;</div>outflows were </div><div id="a1453" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:106.97px;">substantially attributable to the<div style="display:inline-block;width:5.08px">&#160;</div>effect of the acquisition<div style="display:inline-block;width:5.16px">&#160;</div>of the Credit Suisse Group<div style="display:inline-block;width:5.29px">&#160;</div>on 12 June 2023, with only<div style="display:inline-block;width:5.4px">&#160;</div>15 days </div><div id="a1459" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:122.17px;">of post-acquisition effect included in the average<div style="display:inline-block;width:5.05px">&#160;</div>LCR for the second quarter of 2023.<div style="display:inline-block;width:8.06px">&#160;</div></div><div id="a1467" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:144.89px;">As of<div style="display:inline-block;width:5.04px">&#160;</div>30 September 2023,<div style="display:inline-block;width:5.66px">&#160;</div>the net<div style="display:inline-block;width:5.33px">&#160;</div>stable funding<div style="display:inline-block;width:5.36px">&#160;</div>ratio of<div style="display:inline-block;width:5.4px">&#160;</div>the UBS<div style="display:inline-block;width:5.22px">&#160;</div>Group increased<div style="display:inline-block;width:5.57px">&#160;</div>3.1 percentage points<div style="display:inline-block;width:5.6px">&#160;</div>to 120.7%, </div><div id="a1472" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:160.25px;">remaining<div style="display:inline-block;width:5.18px">&#160;</div>above<div style="display:inline-block;width:5.09px">&#160;</div>the<div style="display:inline-block;width:5.23px">&#160;</div>prudential<div style="display:inline-block;width:5.31px">&#160;</div>requirement<div style="display:inline-block;width:5.2px">&#160;</div>communicated<div style="display:inline-block;width:5.65px">&#160;</div>by FINMA.<div style="display:inline-block;width:6.67px">&#160;</div>Available<div style="display:inline-block;width:5.33px">&#160;</div>stable<div style="display:inline-block;width:5.03px">&#160;</div>funding<div style="display:inline-block;width:5.3px">&#160;</div>decreased<div style="display:inline-block;width:5.34px">&#160;</div>slightly<div style="display:inline-block;width:5.21px">&#160;</div>by </div><div id="a1474" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:175.61px;">USD 0.4bn to USD 872.7bn, reflecting higher customer<div style="display:inline-block;width:5.32px">&#160;</div>deposits, substantially offset by a decrease in<div style="display:inline-block;width:5.06px">&#160;</div>debt issued, lower </div><div id="a1482" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:190.97px;">payables from securities financing<div style="display:inline-block;width:5.13px">&#160;</div>transactions, and lower<div style="display:inline-block;width:5.03px">&#160;</div>capital. 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:277.96px;">30.6.23 </div><div id="a1508" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:277.96px;">31.3.23 </div><div id="a1510" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.53px;top:277.96px;">31.12.22 </div><div id="a1512" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:277.96px;">30.9.22 </div><div id="a1514" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:291.4px;">Available capital (amounts) </div><div id="a1521" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:304.84px;">1 </div><div id="a1523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:304.84px;">Common Equity Tier 1 (CET1)</div><div id="a1524" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:191.71px;top:305.8px;">1</div><div id="a1526" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.75px;top:304.84px;">78,587 </div><div id="a1528" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.69px;top:304.84px;">80,258 </div><div id="a1530" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.77px;top:304.84px;">44,590 </div><div id="a1532" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:629.73px;top:304.84px;">45,457 </div><div id="a1534" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.81px;top:304.84px;">44,664 </div><div id="a1536" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:318.6px;">2 </div><div id="a1538" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:318.6px;">Tier 1</div><div id="a1539" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:105.15px;top:319.56px;">1</div><div id="a1541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.75px;top:318.6px;">91,546 </div><div id="a1543" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.69px;top:318.6px;">93,287 </div><div id="a1545" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.77px;top:318.6px;">57,694 </div><div id="a1547" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:629.73px;top:318.6px;">58,321 </div><div id="a1549" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.81px;top:318.6px;">59,359 </div><div id="a1551" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:332.36px;">3 </div><div id="a1553" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:332.36px;">Total capital</div><div id="a1554" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:129.31px;top:333.32px;">1</div><div id="a1556" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.75px;top:332.36px;">91,546 </div><div id="a1558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.69px;top:332.36px;">93,287 </div><div id="a1560" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.77px;top:332.36px;">58,182 </div><div id="a1562" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:629.73px;top:332.36px;">58,806 </div><div id="a1564" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.81px;top:332.36px;">59,845 </div><div id="a1566" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:345.96px;">Risk-weighted assets (amounts) </div><div id="a1575" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:359.4px;">4 </div><div id="a1577" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:359.4px;">Total risk-weighted assets (RWA) </div><div id="a1581" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.95px;top:359.4px;">546,491 </div><div id="a1583" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.89px;top:359.4px;">556,603 </div><div id="a1585" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:546.97px;top:359.4px;">321,660 </div><div id="a1587" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.93px;top:359.4px;">319,585 </div><div id="a1589" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:359.4px;">310,615 </div><div id="a1591" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:373.2px;">4a </div><div id="a1593" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:373.2px;">Minimum capital requirement</div><div id="a1594" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:191.87px;top:374.16px;">2</div><div id="a1596" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.75px;top:373.2px;">43,719 </div><div id="a1598" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.69px;top:373.2px;">44,528 </div><div id="a1600" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.77px;top:373.2px;">25,733 </div><div id="a1602" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:629.73px;top:373.2px;">25,567 </div><div id="a1604" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.81px;top:373.2px;">24,849 </div><div id="a1606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:386.96px;">4b </div><div id="a1608" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:386.96px;">Total risk-weighted assets (pre-floor) </div><div id="a1614" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.95px;top:386.96px;">546,491 </div><div id="a1616" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.89px;top:386.96px;">556,603 </div><div id="a1618" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:546.97px;top:386.96px;">321,660 </div><div id="a1620" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.93px;top:386.96px;">319,585 </div><div id="a1622" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:386.96px;">310,615 </div><div id="a1624" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:400.4px;">Risk-based capital ratios as a percentage of RWA </div><div id="a1633" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:414px;">5 </div><div id="a1635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:414px;">CET1 ratio (%)</div><div id="a1636" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:138.27px;top:414.96px;">1</div><div id="a1638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:414px;">14.38 </div><div id="a1640" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.49px;top:414px;">14.42 </div><div id="a1642" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.57px;top:414px;">13.86 </div><div id="a1644" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:634.53px;top:414px;">14.22 </div><div id="a1646" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.61px;top:414px;">14.38 </div><div id="a1648" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:427.76px;">6 </div><div id="a1650" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:427.76px;">Tier 1 ratio (%)</div><div id="a1651" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:140.03px;top:428.72px;">1</div><div id="a1653" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:427.76px;">16.75 </div><div id="a1655" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.49px;top:427.76px;">16.76 </div><div id="a1657" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.57px;top:427.76px;">17.94 </div><div id="a1659" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:634.53px;top:427.76px;">18.25 </div><div id="a1661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.61px;top:427.76px;">19.11 </div><div id="a1663" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:441.52px;">7 </div><div id="a1665" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:441.52px;">Total capital ratio (%)</div><div id="a1666" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:164.03px;top:442.48px;">1</div><div id="a1668" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:441.52px;">16.75 </div><div id="a1670" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.49px;top:441.52px;">16.76 </div><div id="a1672" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.57px;top:441.52px;">18.09 </div><div id="a1674" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:634.53px;top:441.52px;">18.40 </div><div id="a1676" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.61px;top:441.52px;">19.27 </div><div id="a1678" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:454.96px;">Additional CET1 buffer requirements as a percentage of RWA </div><div id="a1686" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:468.4px;">8 </div><div id="a1688" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:468.4px;">Capital conservation buffer requirement (%) </div><div id="a1690" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:468.4px;">2.50 </div><div id="a1692" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:468.4px;">2.50 </div><div id="a1694" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:468.4px;">2.50 </div><div id="a1696" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:468.4px;">2.50 </div><div id="a1698" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:468.4px;">2.50 </div><div id="a1700" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:482.32px;">9 </div><div id="a1702" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:482.32px;">Countercyclical buffer requirement (%) </div><div id="a1704" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:482.32px;">0.15 </div><div id="a1706" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:482.32px;">0.11 </div><div id="a1708" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:482.32px;">0.09 </div><div id="a1710" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:482.32px;">0.07 </div><div id="a1712" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:482.32px;">0.02 </div><div id="a1714" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:496.08px;">9a </div><div id="a1716" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:496.08px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%) </div><div id="a1718" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:496.08px;">0.31 </div><div id="a1720" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:496.08px;">0.30 </div><div id="a1722" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:496.08px;">0.27 </div><div id="a1724" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:496.08px;">0.27 </div><div id="a1726" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:496.08px;">0.26 </div><div id="a1728" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:509.84px;">10 </div><div id="a1730" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:509.84px;">Bank G-SIB and / or D-SIB additional requirements (%) </div><div id="a1736" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:509.84px;">1.00 </div><div id="a1738" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:509.84px;">1.00 </div><div id="a1740" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:509.84px;">1.00 </div><div id="a1742" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:509.84px;">1.00 </div><div id="a1744" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:509.84px;">1.00 </div><div id="a1746" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:523.6px;">11 </div><div id="a1748" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:523.6px;">Total of bank CET1 specific buffer requirements (%)</div><div id="a1749" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:272.39px;top:524.56px;">3</div><div id="a1751" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:523.6px;">3.65 </div><div id="a1753" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:523.6px;">3.61 </div><div id="a1755" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:523.6px;">3.59 </div><div id="a1757" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:523.6px;">3.57 </div><div id="a1759" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:523.6px;">3.52 </div><div id="a1761" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:537.52px;">12 </div><div id="a1763" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:537.52px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%) </div><div id="a1766" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:537.52px;">8.75 </div><div id="a1768" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:537.52px;">8.76 </div><div id="a1770" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:537.52px;">9.36 </div><div id="a1772" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:537.52px;">9.72 </div><div id="a1774" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:537.52px;">9.88 </div><div id="a1776" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:550.96px;">Basel III leverage ratio </div><div id="a1783" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:564.4px;">13 </div><div id="a1785" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:564.4px;">Total Basel III leverage ratio exposure measure </div><div id="a1787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:383.75px;top:564.4px;">1,615,817 </div><div id="a1789" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:461.69px;top:564.4px;">1,677,877 </div><div id="a1791" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:539.77px;top:564.4px;">1,014,446 </div><div id="a1793" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:617.73px;top:564.4px;">1,028,461 </div><div id="a1795" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:564.4px;">989,787 </div><div id="a1797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:577.68px;">14 </div><div id="a1799" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:577.68px;">Basel III leverage ratio (%)</div><div id="a1800" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:180.67px;top:578.64px;">1</div><div id="a1802" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:578.16px;">5.67 </div><div id="a1804" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:483.29px;top:578.16px;">5.56 </div><div id="a1806" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.37px;top:578.16px;">5.69 </div><div id="a1808" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.33px;top:578.16px;">5.67 </div><div id="a1810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:578.16px;">6.00 </div><div id="a1812" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:591.6px;">Liquidity coverage ratio (LCR)</div><div id="a1814" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:592.56px;">4</div><div id="a1821" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:605.2px;">15 </div><div id="a1823" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:605.2px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a1827" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.95px;top:605.2px;">367,518 </div><div id="a1829" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.89px;top:605.2px;">257,107 </div><div id="a1831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:546.97px;top:605.2px;">230,208 </div><div id="a1833" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.93px;top:605.2px;">238,585 </div><div id="a1835" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:605.2px;">240,420 </div><div id="a1837" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:618.99px;">16 </div><div id="a1839" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:618.99px;">Total net cash outflow </div><div id="a1841" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.95px;top:618.99px;">187,256 </div><div id="a1843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.89px;top:618.99px;">144,973 </div><div id="a1845" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:546.97px;top:618.99px;">142,160 </div><div id="a1847" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.93px;top:618.99px;">145,972 </div><div id="a1849" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:618.99px;">147,832 </div><div id="a1851" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:632.75px;">16a </div><div id="a1853" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:93.47px;top:632.75px;">of which: cash outflows </div><div id="a1855" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:390.95px;top:632.75px;">344,862 </div><div id="a1857" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:468.89px;top:632.75px;">275,298 </div><div id="a1859" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:546.97px;top:632.75px;">264,653 </div><div id="a1861" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:624.93px;top:632.75px;">262,123 </div><div id="a1863" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:703.01px;top:632.75px;">263,699 </div><div id="a1865" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:646.51px;">16b </div><div id="a1867" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:93.47px;top:646.51px;">of which: cash inflows </div><div id="a1869" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:390.95px;top:646.51px;">157,606 </div><div id="a1871" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:468.89px;top:646.51px;">130,325 </div><div id="a1873" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:546.97px;top:646.51px;">122,493 </div><div id="a1875" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:624.93px;top:646.51px;">116,151 </div><div id="a1877" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:703.01px;top:646.51px;">115,866 </div><div id="a1879" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:659.79px;">17 </div><div id="a1881" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:659.79px;">LCR (%) </div><div id="a1883" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.75px;top:660.43px;">196.53 </div><div id="a1885" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.69px;top:660.43px;">175.24 </div><div id="a1887" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.77px;top:660.43px;">161.93 </div><div id="a1889" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:629.73px;top:660.43px;">163.72 </div><div id="a1891" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.81px;top:660.43px;">162.68 </div><div id="a1893" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:673.87px;">Net stable funding ratio (NSFR) </div><div id="a1900" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:687.31px;">18 </div><div id="a1902" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:687.31px;">Total available stable funding </div><div id="a1904" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.95px;top:687.31px;">872,742 </div><div id="a1906" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:466.49px;top:687.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>873,061 </div><div id="a1909" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:546.97px;top:687.31px;">556,270 </div><div id="a1911" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.93px;top:687.31px;">561,431 </div><div id="a1913" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:687.31px;">533,866 </div><div id="a1915" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:701.07px;">19 </div><div id="a1917" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:701.07px;">Total required stable funding </div><div id="a1920" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.95px;top:701.07px;">722,927 </div><div id="a1922" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:466.49px;top:701.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>742,130 </div><div id="a1925" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:546.97px;top:701.07px;">472,662 </div><div id="a1927" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.93px;top:701.07px;">468,496 </div><div id="a1929" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:701.07px;">443,487 </div><div id="a1931" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:714.83px;">20 </div><div id="a1933" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:714.83px;">NSFR (%) </div><div id="a1935" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.75px;top:714.83px;">120.72 </div><div id="a1937" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:714.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>117.64 </div><div id="a1940" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.77px;top:714.83px;">117.69 </div><div id="a1942" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:629.73px;top:714.83px;">119.84 </div><div id="a1944" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.81px;top:714.83px;">120.38 </div><div id="a1946" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:729.43px;">1 As of 1 July 2022, capital amounts exclude the transitional<div style="display:inline-block;width:3.42px">&#160;</div>relief of recognizing ECL allowances and provisions in CET1<div style="display:inline-block;width:3.5px">&#160;</div>capital in accordance with FINMA Circular 2013/1 &#8220;Eligible capital &#8211;<div style="display:inline-block;width:3.55px">&#160;</div>banks&#8221;.<div style="display:inline-block;width:8.66px">&#160;</div>2 Calculated </div><div id="a1954" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:739.51px;">as 8% of total RWA,<div style="display:inline-block;width:3.86px">&#160;</div>based on total capital minimum<div style="display:inline-block;width:3.67px">&#160;</div>requirements, excluding CET1 buffer<div style="display:inline-block;width:3.72px">&#160;</div>requirements.<div style="display:inline-block;width:10.08px">&#160;</div>3 Excludes non-BCBS capital buffer<div style="display:inline-block;width:3.66px">&#160;</div>requirements for risk-weighted positions<div style="display:inline-block;width:3.5px">&#160;</div>that are directly or<div style="display:inline-block;width:3.41px">&#160;</div>indirectly </div><div id="a1960" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:749.59px;">backed by residential properties in Switzerland.<div style="display:inline-block;width:10.43px">&#160;</div>4 Calculated after the application of haircuts<div style="display:inline-block;width:3.59px">&#160;</div>and inflow and outflow rates,<div style="display:inline-block;width:3.69px">&#160;</div>as well as, where applicable,<div style="display:inline-block;width:3.88px">&#160;</div>caps on Level 2 assets and cash<div style="display:inline-block;width:3.51px">&#160;</div>inflows. Calculated based </div><div id="a1964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:759.67px;">on an average<div style="display:inline-block;width:3.85px">&#160;</div>of 63 data<div style="display:inline-block;width:3.91px">&#160;</div>points in the<div style="display:inline-block;width:3.84px">&#160;</div>third quarter of<div style="display:inline-block;width:3.85px">&#160;</div>2023 and 64<div style="display:inline-block;width:3.93px">&#160;</div>data points in<div style="display:inline-block;width:3.84px">&#160;</div>the second quarter<div style="display:inline-block;width:4.01px">&#160;</div>of 2023. For<div style="display:inline-block;width:4.06px">&#160;</div>the prior-quarter<div style="display:inline-block;width:3.81px">&#160;</div>data points,<div style="display:inline-block;width:3.69px">&#160;</div>refer to the<div style="display:inline-block;width:3.85px">&#160;</div>respective Pillar 3<div style="display:inline-block;width:3.85px">&#160;</div>Report, available<div style="display:inline-block;width:3.51px">&#160;</div>under &#8220;Pillar 3 </div><div id="a1968" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:769.91px;">disclosures&#8221; at ubs.com/investors, for more information. </div><div id="a1971" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:791.11px;">KM2: Key metrics &#8211; TLAC requirements (at resolution group level)</div><div id="a1975" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:7.36px;font-weight:bold;left:428.41px;top:792.09px;">1</div><div id="a1977" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:808.27px;">USD m, except where indicated </div><div id="a1985" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:401.35px;top:821.23px;">30.9.23 </div><div id="a1987" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:477.37px;top:821.23px;">30.6.23 </div><div id="a1989" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:553.37px;top:821.23px;">31.3.23 </div><div id="a1991" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.61px;top:821.23px;">31.12.22 </div><div id="a1993" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:821.23px;">30.9.22 </div><div id="a1995" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:548.57px;top:848.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>321,660 </div><div id="a2031" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:624.61px;top:848.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>319,585 </div><div id="a2034" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:848.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>310,615 </div><div id="a2037" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:862.35px;">3 </div><div id="a2039" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:862.35px;">TLAC as a percentage of RWA (%) </div><div id="a2041" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:406.15px;top:862.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>35.66 </div><div id="a2044" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.17px;top:862.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>35.22 </div><div id="a2047" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:558.17px;top:862.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>34.30 </div><div id="a2050" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:634.21px;top:862.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>32.95 </div><div id="a2053" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:862.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>33.72 </div><div id="a2056" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:876.15px;">4 </div><div id="a2058" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:876.15px;">Leverage ratio exposure measure at the level of the resolution group 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:889.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.58 </div><div id="a2094" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:903.19px;">6a </div><div id="a2096" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:903.19px;">Does the subordination exemption in the antepenultimate<div style="display:inline-block;width:0.91px">&#160;</div>paragraph of </div><div id="a2097" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:914.87px;">Section 11 of the FSB TLAC Term Sheet apply? </div><div id="a2099" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:542.01px;top:909.11px;">No </div><div id="a2101" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:927.51px;">6b </div><div id="a2103" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:3.46px">&#160;</div>exclude the transitional relief of recognizing ECL<div style="display:inline-block;width:3.59px">&#160;</div>allowances and provisions in CET1 capital in </div><div id="a2124" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:1022.75px;">accordance with FINMA Circular 2013/1 &#8220;Eligible capital &#8211; banks&#8221;. </div></div>
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<div id="Page10" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:794px;height:1123px;">
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<div id="a2130" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a2132" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a2133" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Overview of risk-weighted<div style="display:inline-block;width:1.4px">&#160;</div>assets<div style="display:inline-block;width:313.42px">&#160;</div>6 </div><div id="a2142" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:50.76px;">Overview of risk-weighted assets </div><div id="a2146" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:113.21px;">Overview of RWA and capital requirements </div><div id="a2148" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:136.25px;">The<div style="display:inline-block;width:7.17px">&#160;</div>OV1<div style="display:inline-block;width:7.07px">&#160;</div>table<div style="display:inline-block;width:7.19px">&#160;</div>below<div style="display:inline-block;width:7.07px">&#160;</div>provides<div style="display:inline-block;width:7.09px">&#160;</div>an<div style="display:inline-block;width:7.09px">&#160;</div>overview<div style="display:inline-block;width:7.28px">&#160;</div>of<div style="display:inline-block;width:7.07px">&#160;</div>our<div style="display:inline-block;width:7.05px">&#160;</div>risk-weighted<div style="display:inline-block;width:7.46px">&#160;</div>assets<div style="display:inline-block;width:7.11px">&#160;</div>(RWA)<div style="display:inline-block;width:7.22px">&#160;</div>and<div style="display:inline-block;width:7.07px">&#160;</div>the<div style="display:inline-block;width:7.15px">&#160;</div>related<div style="display:inline-block;width:7.22px">&#160;</div>minimum<div style="display:inline-block;width:7.1px">&#160;</div>capital </div><div id="a2152" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:151.61px;">requirements by<div style="display:inline-block;width:5.47px">&#160;</div>risk type.<div style="display:inline-block;width:5.58px">&#160;</div>The table<div style="display:inline-block;width:5.53px">&#160;</div>presented is<div style="display:inline-block;width:5.46px">&#160;</div>based on<div style="display:inline-block;width:5.44px">&#160;</div>the respective<div style="display:inline-block;width:5.56px">&#160;</div>Swiss Financial<div style="display:inline-block;width:5.52px">&#160;</div>Market Supervisory<div style="display:inline-block;width:5.79px">&#160;</div>Authority </div><div id="a2153" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:166.97px;">(FINMA) template and empty rows indicate current non-applicability<div style="display:inline-block;width:5.24px">&#160;</div>to UBS. </div><div id="a2158" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:189.53px;">During<div style="display:inline-block;width:6.41px">&#160;</div>the<div style="display:inline-block;width:6.51px">&#160;</div>third<div style="display:inline-block;width:6.31px">&#160;</div>quarter<div style="display:inline-block;width:6.84px">&#160;</div>of<div style="display:inline-block;width:6.27px">&#160;</div>2023,<div style="display:inline-block;width:6.29px">&#160;</div>RWA<div style="display:inline-block;width:6.6px">&#160;</div>decreased<div style="display:inline-block;width:6.62px">&#160;</div>by<div style="display:inline-block;width:6.4px">&#160;</div>USD 10.1bn<div 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movements in RWA </div><div id="a2323" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:10.72px;font-weight:bold;left:83.23px;top:555.16px;">during the third quarter of 2023 </div></div>
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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:594.17px;top:222.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,748 </div><div id="a2521" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:640.13px;top:222.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,472 </div><div id="a2525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:222.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>700 </div><div id="a2528" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:234.92px;">9 </div><div id="a2530" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:234.92px;">of which: other CCR </div><div id="a2533" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:594.17px;top:234.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,134 </div><div id="a2536" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:640.13px;top:234.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>6,129 </div><div id="a2540" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:234.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>411 </div><div id="a2543" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:247.56px;">10 </div><div id="a2545" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:247.56px;">Credit valuation adjustment (CVA) </div><div id="a2549" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:594.17px;top:247.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,092 </div><div id="a2552" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:640.13px;top:247.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,335 </div><div id="a2556" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:717.41px;top:247.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>727 </div><div id="a2559" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:260.2px;">11 </div><div id="a2561" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:260.2px;">Equity positions under the simple risk-weight approach </div><div id="a2566" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:594.17px;top:260.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,020 </div><div id="a2569" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:640.13px;top:260.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,477 </div><div id="a2573" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:717.41px;top:260.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>562 </div><div id="a2576" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:273px;">12 </div><div id="a2578" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:273px;">Equity investments in funds &#8211; look-through approach </div><div id="a2586" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:594.17px;top:273px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,824 </div><div id="a2589" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:640.13px;top:273px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,849 </div><div id="a2593" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:298.28px;">14 </div><div id="a2618" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:298.28px;">Equity investments in funds &#8211; fallback approach </div><div id="a2624" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:601.41px;top:298.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>844 </div><div id="a2627" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:647.33px;top:298.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>847 </div><div id="a2631" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:722.21px;top:298.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>67 </div><div id="a2634" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:311.08px;">15 </div><div id="a2636" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:311.08px;">Settlement risk </div><div id="a2639" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:601.41px;top:311.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>945 </div><div id="a2642" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:647.33px;top:311.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>743 </div><div id="a2646" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:722.21px;top:311.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>76 </div><div id="a2649" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:323.72px;">16 </div><div id="a2651" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:323.72px;">Securitization exposures in banking book </div><div id="a2654" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:589.37px;top:323.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,968 </div><div id="a2657" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.33px;top:323.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>13,702 </div><div id="a2661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:710.21px;top:323.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,037 </div><div id="a2664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:336.36px;">17 </div><div id="a2666" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:336.36px;">of which: securitization internal ratings-based approach (SEC-IRBA) </div><div id="a2674" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:594.17px;top:336.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,396 </div><div id="a2677" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:640.13px;top:336.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,609 </div><div id="a2681" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:336.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>592 </div><div id="a2684" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:349px;">18 </div><div id="a2686" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:79.36px;top:349px;">of which: securitization external ratings-based approach (SEC-ERBA),<div style="display:inline-block;width:0.95px">&#160;</div>including internal assessment approach (IAA) </div><div id="a2695" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:601.41px;top:349px;"><div style="display:inline-block;width:2.4px">&#160;</div>851 </div><div id="a2698" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:647.33px;top:349px;"><div style="display:inline-block;width:2.4px">&#160;</div>887 </div><div id="a2702" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:722.21px;top:349px;"><div style="display:inline-block;width:2.4px">&#160;</div>68 </div><div id="a2705" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:361.84px;">19 </div><div id="a2707" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:361.84px;">of which: securitization standardized approach (SEC-SA) </div><div id="a2713" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:594.17px;top:361.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,721 </div><div id="a2716" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:640.13px;top:361.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,206 </div><div id="a2720" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:361.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>378 </div><div id="a2723" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:374.48px;">20 </div><div id="a2725" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:374.48px;">Market Risk </div><div id="a2728" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:589.37px;top:374.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,050 </div><div id="a2731" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.33px;top:374.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>23,637 </div><div id="a2735" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:710.21px;top:374.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,924 </div><div id="a2738" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:387.12px;">21 </div><div id="a2740" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:387.12px;">of which: standardized approach (SA) </div><div id="a2743" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:601.41px;top:387.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>963 </div><div id="a2746" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>22,545 </div><div id="a2765" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:710.21px;top:399.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,847 </div><div id="a2768" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:412.56px;">23 </div><div id="a2770" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:412.56px;">Capital charge for switch between trading book and banking book</div><div id="a2772" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:321.35px;top:413.52px;">3</div><div id="a2779" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:425.2px;">24 </div><div id="a2781" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:425.2px;">Operational risk </div><div id="a2784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:584.57px;top:425.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>145,426 </div><div id="a2787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.53px;top:425.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>145,426 </div><div id="a2791" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:425.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,634 </div><div id="a2794" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:438px;">25 </div><div id="a2796" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:438px;">Amounts below thresholds for deduction (250% risk weight)</div><div id="a2797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:299.75px;top:438.96px;">4</div><div id="a2800" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:589.37px;top:438px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,716 </div><div id="a2803" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.33px;top:438px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,973 </div><div id="a2807" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:710.21px;top:438px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,737 </div><div id="a2810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:450.64px;">25a </div><div id="a2812" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:450.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>of which: deferred tax assets </div><div id="a2816" style="position:absolute;font-family:&apos;Frutiger 47 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CN&apos;;font-size:8.64px;left:59.36px;top:499.65px;">counterparty credit risk refers to the calculation of the exposure measure.<div style="display:inline-block;width:9.75px">&#160;</div>3 Not applicable until the implementation of the final rules on the minimum<div style="display:inline-block;width:3.51px">&#160;</div>capital requirements for market risk (the Fundamental<div style="display:inline-block;width:3.43px">&#160;</div>Review </div><div id="a2859" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:509.89px;">of the Trading Book).<div style="display:inline-block;width:9.11px">&#160;</div>4 Includes items subject to threshold deduction treatment that do not exceed their respective threshold and are risk-weighted at 250%. 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:232.89px;">RWA flow statements of counterparty credit risk exposures<div style="display:inline-block;width:5.26px">&#160;</div>under the internal model method and VaR </div><div id="a3119" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:255.93px;">The CCR7 table below presents a flow statement<div style="display:inline-block;width:5.22px">&#160;</div>explaining changes in CCR RWA determined<div style="display:inline-block;width:5.02px">&#160;</div>under the internal model </div><div id="a3121" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:271.29px;">method (the IMM) for derivatives and the VaR<div style="display:inline-block;width:5.39px">&#160;</div>approach for securities financing transactions<div style="display:inline-block;width:5.02px">&#160;</div>(SFTs<div 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<div id="a3508" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a3510" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a3511" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Overview of risk-weighted<div style="display:inline-block;width:1.4px">&#160;</div>assets<div style="display:inline-block;width:313.42px">&#160;</div>9 </div><div id="a3518" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">MR2: RWA flow statements of market risk exposures under an IMA</div><div id="a3519" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:7.36px;font-weight:bold;left:438.33px;top:47.36px;">1,2</div><div id="a3521" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:63.38px;">USD m </div><div id="a3523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:449.53px;top:63.38px;">VaR </div><div id="a3525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:477.21px;top:63.38px;">Stressed VaR </div><div id="a3527" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.53px;top:63.38px;">IRC </div><div id="a3529" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:606.37px;top:63.38px;">CRM </div><div id="a3531" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:653.89px;top:63.38px;">Other </div><div id="a3533" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:695.33px;top:63.38px;">Total RWA </div><div id="a3535" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:78.9px;">1 </div><div id="a3537" 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style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a3653" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:517.05px;top:173.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a3656" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:566.97px;top:173.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a3661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:727.01px;top:173.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a3664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:189.48px;">6 </div><div id="a3666" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:189.48px;">Foreign exchange movements </div><div id="a3668" 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<div id="a3761" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a3763" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a3765" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Going and gone concern requirements<div style="display:inline-block;width:0.96px">&#160;</div>and eligible capital<div style="display:inline-block;width:199.81px">&#160;</div>10 </div><div id="a3770" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:45.32px;">Going and gone concern requirements and eligible </div><div id="a3771" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:78.76px;">capital </div><div id="a3773" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:141.53px;">The<div style="display:inline-block;width:7.49px">&#160;</div>table<div style="display:inline-block;width:7.48px">&#160;</div>below<div style="display:inline-block;width:7.55px">&#160;</div>provides<div style="display:inline-block;width:7.91px">&#160;</div>details<div style="display:inline-block;width:7.56px">&#160;</div>of<div style="display:inline-block;width:7.39px">&#160;</div>the<div style="display:inline-block;width:7.47px">&#160;</div>Swiss<div style="display:inline-block;width:7.66px">&#160;</div>systemically<div style="display:inline-block;width:7.49px">&#160;</div>relevant<div style="display:inline-block;width:7.88px">&#160;</div>bank<div style="display:inline-block;width:7.5px">&#160;</div>(SRB)<div style="display:inline-block;width:7.69px">&#160;</div>going<div style="display:inline-block;width:7.51px">&#160;</div>and<div 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CN&apos;;color:#9A3D37;left:668.61px;top:231.72px;">LRD </div><div id="a3808" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:245.48px;">USD m, except where indicated </div><div id="a3812" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:536.89px;top:245.48px;">in % </div><div id="a3816" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.01px;top:245.48px;">in % </div><div id="a3819" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:259.08px;">Required going concern capital </div><div id="a3827" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:272.68px;">Total going concern capital </div><div id="a3831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:272.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.90</div><div id="a3833" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:551.29px;top:273.64px;">1</div><div id="a3835" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:272.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>81,427 </div><div id="a3839" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:646.21px;top:272.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.05</div><div id="a3841" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:665.41px;top:273.64px;">1</div><div id="a3843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:272.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>81,591 </div><div id="a3846" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:286.76px;">Common equity tier 1 capital </div><div id="a3849" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:530.17px;top:286.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.60 </div><div id="a3852" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:286.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>57,928 </div><div id="a3856" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:646.21px;top:286.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.55</div><div id="a3858" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:665.41px;top:287.72px;">2</div><div id="a3860" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:286.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>57,354 </div><div id="a3863" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:300.68px;">of which: minimum capital </div><div id="a3866" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:300.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.50 </div><div id="a3869" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:580.25px;top:300.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,592 </div><div id="a3873" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:649.09px;top:300.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a3876" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:300.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,237 </div><div id="a3879" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:314.76px;">of which: buffer capital </div><div id="a3882" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:314.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.50 </div><div id="a3885" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:580.25px;top:314.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,057 </div><div id="a3889" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:649.09px;top:314.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.00 </div><div id="a3892" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:314.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>32,316 </div><div id="a3895" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:328.68px;">of which: countercyclical buffer </div><div id="a3899" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:328.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.45 </div><div id="a3902" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:585.05px;top:328.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,479 </div><div id="a3908" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:342.44px;">Maximum additional tier 1 capital </div><div id="a3911" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:534.97px;top:342.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.30 </div><div id="a3914" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:342.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>23,499 </div><div id="a3918" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:342.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a3921" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:342.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,237 </div><div id="a3924" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:356.36px;">of which: additional tier 1 capital </div><div id="a3927" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:356.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50 </div><div id="a3930" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:580.25px;top:356.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,127 </div><div id="a3934" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:649.09px;top:356.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a3937" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:356.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,237 </div><div id="a3940" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:370.48px;">of which: additional tier 1 buffer capital </div><div id="a3943" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:370.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80 </div><div id="a3946" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:585.05px;top:370.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,372 </div><div id="a3959" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:386.32px;">Eligible going concern capital </div><div id="a3967" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:400.08px;">Total going concern capital </div><div id="a3970" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:530.17px;top:400.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.75 </div><div id="a3973" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:400.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>91,546 </div><div id="a3977" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:400.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.67 </div><div id="a3980" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:400.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>91,546 </div><div id="a3983" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:414px;">Common equity tier 1 capital </div><div id="a3986" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:530.17px;top:414px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.38 </div><div id="a3989" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:580.25px;top:414px;"><div style="display:inline-block;width:2.4px">&#160;</div>78,587 </div><div id="a3993" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:649.09px;top:414px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.86 </div><div id="a3996" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:414px;"><div style="display:inline-block;width:2.4px">&#160;</div>78,587 </div><div id="a3999" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:428.08px;">Total loss-absorbing additional tier 1 capital</div><div id="a4002" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:219.55px;top:429.04px;">3</div><div id="a4005" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:534.97px;top:428.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.37 </div><div id="a4008" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:428.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,960 </div><div id="a4012" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:428.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80 </div><div id="a4015" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:428.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,960 </div><div id="a4018" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:442px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a4026" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:442px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.15 </div><div id="a4029" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:580.25px;top:442px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,764 </div><div id="a4033" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:649.09px;top:442px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.73 </div><div id="a4036" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:442px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,764 </div><div id="a4039" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:456.08px;">of which: low-trigger loss-absorbing additional tier 1 capital </div><div id="a4046" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:456.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.22 </div><div id="a4049" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:585.05px;top:456.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,195 </div><div id="a4053" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:649.09px;top:456.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.07 </div><div id="a4056" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:710.21px;top:456.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,195 </div><div id="a4066" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:471.92px;">Required gone concern capital </div><div id="a4074" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:485.52px;">Total gone concern loss-absorbing capacity</div><div id="a4078" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:216.03px;top:486.48px;">4,5,6</div><div id="a4081" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:530.17px;top:485.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.73 </div><div id="a4084" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:485.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>58,611 </div><div id="a4088" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:485.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.75 </div><div id="a4091" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:485.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>60,593 </div><div id="a4094" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:499.6px;">of which: base requirement including add-ons for market share and LRD </div><div id="a4099" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:527.29px;top:499.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.73</div><div id="a4101" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:551.29px;top:500.56px;">7 </div><div id="a4103" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:580.25px;top:499.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>58,611 </div><div id="a4107" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:646.21px;top:499.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.75</div><div id="a4109" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:665.41px;top:500.56px;">7 </div><div id="a4111" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:499.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>60,593 </div><div id="a4121" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:515.44px;">Eligible gone concern capital </div><div id="a4129" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:529.2px;">Total gone concern loss-absorbing capacity </div><div id="a4135" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:530.17px;top:529.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.91 </div><div id="a4138" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:529.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>103,353 </div><div id="a4142" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:529.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.40 </div><div id="a4145" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:700.61px;top:529.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>103,353 </div><div id="a4148" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:543.12px;">Total tier 2 capital </div><div id="a4151" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:534.97px;top:543.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.10 </div><div id="a4154" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:592.25px;top:543.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>536 </div><div id="a4158" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:543.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.03 </div><div id="a4161" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:717.41px;top:543.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>536 </div><div id="a4164" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:557.2px;">of which: non-Basel III-compliant tier 2 capital </div><div id="a4171" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:534.97px;top:557.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.10 </div><div id="a4174" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:592.25px;top:557.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>536 </div><div id="a4178" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:649.09px;top:557.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.03 </div><div id="a4181" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:717.41px;top:557.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>536 </div><div id="a4184" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:571.12px;">TLAC-eligible senior unsecured debt </div><div id="a4189" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:530.17px;top:571.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.81 </div><div id="a4192" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:571.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>102,817 </div><div id="a4196" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:571.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.36 </div><div id="a4199" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:700.61px;top:571.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>102,817 </div><div id="a4202" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:585.52px;">Total loss-absorbing capacity </div><div id="a4212" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:599.12px;">Required total loss-absorbing capacity </div><div id="a4217" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:530.17px;top:599.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.63 </div><div id="a4220" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:599.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>140,038 </div><div id="a4224" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:599.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.80 </div><div id="a4227" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:700.61px;top:599.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>142,184 </div><div id="a4230" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:615.63px;">Eligible total loss-absorbing capacity </div><div id="a4235" 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:651.15px;">Risk-weighted assets </div><div id="a4264" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:651.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>546,491 </div><div id="a4270" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:665.23px;">Leverage ratio denominator </div><div id="a4277" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:693.41px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,615,817 </div><div id="a4280" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:679.67px;">1 Includes applicable add-ons of 1.59% for risk-weighted assets (RWA) and 0.55% for leverage ratio denominator (LRD), of which 15 basis points for RWA and 5 basis points for LRD reflect the FINMA Pillar 2 capital </div><div id="a4287" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:689.91px;">add-on of USD 800m related to the supply chain<div style="display:inline-block;width:3.44px">&#160;</div>finance funds matter at Credit Suisse.<div style="display:inline-block;width:10.12px">&#160;</div>2 Our minimum CET1 leverage ratio requirement of<div style="display:inline-block;width:3.51px">&#160;</div>3.55% consists of a 1.5% base requirement, a<div style="display:inline-block;width:3.56px">&#160;</div>1.5% base buffer capital </div><div id="a4294" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:699.99px;">requirement, a 0.25% LRD add-on requirement, a 0.25% market share add-on requirement based on our Swiss credit business and a 0.05% Pillar 2 capital add-on<div style="display:inline-block;width:3.43px">&#160;</div>related to the supply chain finance funds matter at </div><div id="a4304" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:710.07px;">Credit Suisse.<div style="display:inline-block;width:7.04px">&#160;</div>3 Includes outstanding low-trigger loss-absorbing<div style="display:inline-block;width:0.67px">&#160;</div>additional tier 1 capital instruments, which are<div style="display:inline-block;width:0.52px">&#160;</div>available under the Swiss systemically relevant bank<div style="display:inline-block;width:0.55px">&#160;</div>framework to meet the going<div style="display:inline-block;width:0.63px">&#160;</div>concern requirements </div><div id="a4310" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:720.31px;">until their first call date. As of<div style="display:inline-block;width:3.54px">&#160;</div>their first call date, these instruments<div style="display:inline-block;width:3.54px">&#160;</div>are eligible to meet the gone concern<div style="display:inline-block;width:3.52px">&#160;</div>requirements.<div style="display:inline-block;width:9.37px">&#160;</div>4 A maximum of 25% of the gone concern requirements<div style="display:inline-block;width:3.58px">&#160;</div>can be met with instruments that </div><div id="a4317" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:730.39px;">have a remaining maturity of between one and two<div style="display:inline-block;width:3.54px">&#160;</div>years. Once at least 75% of the<div style="display:inline-block;width:3.42px">&#160;</div>minimum gone concern requirement has been met with<div style="display:inline-block;width:3.44px">&#160;</div>instruments that have a remaining maturity of greater than<div style="display:inline-block;width:3.55px">&#160;</div>two years, all </div><div id="a4319" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:740.47px;">instruments that have a remaining<div style="display:inline-block;width:3.72px">&#160;</div>maturity of between one and<div style="display:inline-block;width:3.7px">&#160;</div>two years remain eligible to<div style="display:inline-block;width:3.67px">&#160;</div>be included in the total<div style="display:inline-block;width:3.53px">&#160;</div>gone concern capital.<div style="display:inline-block;width:10.15px">&#160;</div>5 From 1 January<div style="display:inline-block;width:3.49px">&#160;</div>2023, the resolvability discount<div style="display:inline-block;width:3.55px">&#160;</div>on the gone concern </div><div id="a4322" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:750.55px;">capital requirements for systemically<div style="display:inline-block;width:0.64px">&#160;</div>important banks (SIBs) has<div style="display:inline-block;width:0.68px">&#160;</div>been replaced with reduced<div style="display:inline-block;width:0.67px">&#160;</div>base gone concern capital requirements<div style="display:inline-block;width:0.49px">&#160;</div>equivalent to 75% of the<div style="display:inline-block;width:0.5px">&#160;</div>total going concern requirements<div style="display:inline-block;width:0.73px">&#160;</div>(excluding countercyclical </div><div id="a4325" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:760.79px;">buffer requirements and the<div style="display:inline-block;width:3.7px">&#160;</div>Pillar 2 add-on).<div style="display:inline-block;width:10.61px">&#160;</div>6 As of July<div style="display:inline-block;width:3.54px">&#160;</div>2024, the Swiss<div style="display:inline-block;width:3.42px">&#160;</div>Financial Market Supervisory<div style="display:inline-block;width:3.73px">&#160;</div>Authority (FINMA) will have<div style="display:inline-block;width:3.67px">&#160;</div>the authority to impose<div style="display:inline-block;width:3.82px">&#160;</div>a surcharge of up<div style="display:inline-block;width:3.7px">&#160;</div>to 25% of the<div style="display:inline-block;width:3.55px">&#160;</div>total going concern </div><div id="a4329" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:770.87px;">capital requirements should obstacles to an SIB&#8217;s resolvability be identified in future resolvability<div style="display:inline-block;width:3.6px">&#160;</div>assessments.<div style="display:inline-block;width:8.8px">&#160;</div>7 Includes applicable add-ons of 1.08% for RWA and 0.38% for LRD.<div style="display:inline-block;width:9.67px">&#160;</div></div></div>
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<div id="a4336" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a4338" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a4339" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Leverage ratio<div style="display:inline-block;width:386.59px">&#160;</div>11 </div><div id="a4344" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:45.32px;">Leverage ratio </div><div id="a4346" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:107.93px;">Basel III leverage ratio </div><div id="a4348" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:130.97px;">The Basel Committee on Banking Supervision (the BCBS)<div style="display:inline-block;width:5.14px">&#160;</div>leverage ratio, as summarized in the &#8220;KM1: Key<div style="display:inline-block;width:5.09px">&#160;</div>metrics&#8220; table </div><div id="a4351" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:146.17px;">in<div style="display:inline-block;width:6.3px">&#160;</div>section<div style="display:inline-block;width:6.55px">&#160;</div>2<div style="display:inline-block;width:6.37px">&#160;</div>of<div style="display:inline-block;width:6.43px">&#160;</div>this<div style="display:inline-block;width:6.31px">&#160;</div>report,<div style="display:inline-block;width:6.99px">&#160;</div>is<div style="display:inline-block;width:6.31px">&#160;</div>calculated<div style="display:inline-block;width:6.56px">&#160;</div>by<div style="display:inline-block;width:6.4px">&#160;</div>dividing<div style="display:inline-block;width:6.43px">&#160;</div>the<div style="display:inline-block;width:6.67px">&#160;</div>period-end<div style="display:inline-block;width:6.54px">&#160;</div>tier 1<div style="display:inline-block;width:6.5px">&#160;</div>capital<div style="display:inline-block;width:6.64px">&#160;</div>by<div style="display:inline-block;width:6.4px">&#160;</div>the<div style="display:inline-block;width:6.51px">&#160;</div>period-end<div style="display:inline-block;width:6.52px">&#160;</div>leverage<div style="display:inline-block;width:6.71px">&#160;</div>ratio </div><div id="a4361" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:161.53px;">denominator (the LRD). </div><div id="a4363" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:184.25px;">The<div style="display:inline-block;width:5.73px">&#160;</div>LRD<div style="display:inline-block;width:5.54px">&#160;</div>consists<div style="display:inline-block;width:5.74px">&#160;</div>of<div style="display:inline-block;width:5.63px">&#160;</div>on-balance<div style="display:inline-block;width:6.1px">&#160;</div>sheet<div style="display:inline-block;width:5.74px">&#160;</div>assets<div style="display:inline-block;width:5.67px">&#160;</div>and<div style="display:inline-block;width:5.63px">&#160;</div>off-balance<div style="display:inline-block;width:5.85px">&#160;</div>sheet<div style="display:inline-block;width:5.74px">&#160;</div>items<div style="display:inline-block;width:5.6px">&#160;</div>based<div style="display:inline-block;width:5.66px">&#160;</div>on<div style="display:inline-block;width:5.71px">&#160;</div>International<div style="display:inline-block;width:5.78px">&#160;</div>Financial<div style="display:inline-block;width:5.87px">&#160;</div>Reporting </div><div id="a4369" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:199.61px;">Standards (IFRS). Derivative exposures are adjusted for a number of items, including replacement values and eligible cash </div><div id="a4373" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:214.97px;">variation margin<div style="display:inline-block;width:5.05px">&#160;</div>netting, the<div style="display:inline-block;width:5.1px">&#160;</div>current exposure method<div style="display:inline-block;width:5.8px">&#160;</div>add-on for potential<div style="display:inline-block;width:5.67px">&#160;</div>future exposure and<div style="display:inline-block;width:5.77px">&#160;</div>net notional<div style="display:inline-block;width:5.02px">&#160;</div>amounts </div><div id="a4378" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:230.17px;">for written credit derivatives. The<div style="display:inline-block;width:5.28px">&#160;</div>LRD also includes an additional<div style="display:inline-block;width:5.3px">&#160;</div>charge for counterparty<div style="display:inline-block;width:5.08px">&#160;</div>credit risk related to securities </div><div id="a4382" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:245.53px;">financing transactions (SFTs). </div><div id="a4387" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:268.25px;">The table below shows the difference between total IFRS assets per<div style="display:inline-block;width:5.18px">&#160;</div>the IFRS consolidation scope and the BCBS total on-</div><div id="a4393" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:283.61px;">balance sheet exposures. 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The<div style="display:inline-block;width:5.39px">&#160;</div>difference is<div style="display:inline-block;width:5.31px">&#160;</div>due to the<div style="display:inline-block;width:5.91px">&#160;</div>application of<div style="display:inline-block;width:5.39px">&#160;</div>the regulatory<div style="display:inline-block;width:5.35px">&#160;</div>scope of<div style="display:inline-block;width:5.15px">&#160;</div>consolidation for<div style="display:inline-block;width:5.43px">&#160;</div>the purpose<div style="display:inline-block;width:5.5px">&#160;</div>of the </div><div id="a4400" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:314.17px;">BCBS calculation. 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id="a4457" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:503.89px;">securities financing transactions </div><div id="a4459" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:518.32px;">USD m </div><div id="a4461" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.45px;top:518.32px;">30.9.23 </div><div id="a4463" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:518.32px;">30.6.23 </div><div id="a4465" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:530.8px;">On-balance sheet exposures </div><div id="a4471" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:543.92px;">IFRS total assets </div><div id="a4473" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:628.45px;top:543.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,644,522 </div><div id="a4476" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:690.53px;top:543.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,678,855</div><div id="a4478" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:731.33px;top:544.88px;">1 </div><div id="a4480" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:558px;">Adjustment for investments in banking, financial, insurance or<div style="display:inline-block;width:1.06px">&#160;</div>commercial entities that are consolidated for accounting<div style="display:inline-block;width:0.82px">&#160;</div>purposes but outside the </div><div id="a4482" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:569.68px;">scope of regulatory consolidation<div style="display:inline-block;width:1.47px">&#160;</div></div><div id="a4484" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.17px;top:570.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>(16,748) </div><div id="a4487" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.29px;top:570.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>(17,618) </div><div id="a4490" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:585.04px;">Adjustment for investments in banking, financial, insurance or<div style="display:inline-block;width:1.06px">&#160;</div>commercial entities that are outside the scope of consolidation<div style="display:inline-block;width:0.75px">&#160;</div>for accounting purposes </div><div id="a4492" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:596.72px;">but consolidated for regulatory purposes<div style="display:inline-block;width:1.33px">&#160;</div></div><div id="a4494" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:645.25px;top:598px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,941 </div><div id="a4497" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:598px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,127 </div><div id="a4500" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:612.11px;">Adjustment for fiduciary assets recognized on the balance<div style="display:inline-block;width:1.04px">&#160;</div>sheet pursuant to the operative accounting framework but excluded<div style="display:inline-block;width:0.86px">&#160;</div>from the leverage ratio </div><div id="a4502" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:623.79px;">exposure measure<div style="display:inline-block;width:1.94px">&#160;</div></div><div id="a4506" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:638.35px;">Less carrying amount of derivative financial instruments in IFRS<div style="display:inline-block;width:1.05px">&#160;</div>total assets </div><div id="a4508" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.37px;top:638.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>(242,949) </div><div id="a4511" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:695.49px;top:638.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>(232,857) </div><div id="a4514" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:652.43px;">Less carrying amount of securities financing transactions in IFRS<div style="display:inline-block;width:1px">&#160;</div>total assets </div><div id="a4516" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.37px;top:652.43px;"><div style="display:inline-block;width:2.4px">&#160;</div>(145,348) </div><div id="a4519" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:695.49px;top:652.43px;"><div style="display:inline-block;width:2.4px">&#160;</div>(148,286) </div><div id="a4522" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:666.35px;">Adjustments to accounting values </div><div id="a4525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.21px;top:666.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>(76)</div><div id="a4527" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:731.33px;top:667.31px;">1 </div><div id="a4529" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:680.59px;">On-balance sheet items excluding derivatives and securities financing transactions, but including<div style="display:inline-block;width:1.05px">&#160;</div>collateral<div style="display:inline-block;width:2.38px">&#160;</div></div><div id="a4533" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:628.45px;top:680.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,242,418 </div><div id="a4536" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:693.41px;top:680.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,283,144 </div><div id="a4539" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:694.99px;">Asset amounts deducted in determining BCBS Basel III<div style="display:inline-block;width:1.02px">&#160;</div>tier 1 capital </div><div id="a4541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.17px;top:694.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>(12,081) </div><div id="a4544" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.29px;top:694.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>(12,350) </div><div id="a4547" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:709.07px;">Transitional CET1 purchase price allocation adjustments </div><div id="a4550" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:645.25px;top:709.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,498 </div><div id="a4553" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:709.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,939 </div><div id="a4556" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:722.83px;">Total on-balance sheet exposures (excluding derivatives and securities financing transactions) </div><div id="a4560" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:628.45px;top:722.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,234,835 </div><div id="a4563" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:693.41px;top:722.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,275,733 </div><div id="a4566" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:736.95px;">1 Comparative-period information<div style="display:inline-block;width:3.49px">&#160;</div>has been revised.<div style="display:inline-block;width:3.53px">&#160;</div>Refer to &#8220;Note 2<div style="display:inline-block;width:3.55px">&#160;</div>Accounting for the acquisition<div style="display:inline-block;width:3.86px">&#160;</div>of the Credit Suisse<div style="display:inline-block;width:3.68px">&#160;</div>Group&#8221; in the &#8220;Consolidated<div style="display:inline-block;width:3.85px">&#160;</div>financial statements&#8221; section<div style="display:inline-block;width:3.54px">&#160;</div>of the UBS Group<div style="display:inline-block;width:3.68px">&#160;</div>third quarter </div><div id="a4570" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:747.03px;">2023 report, available under &#8220;Quarterly reporting&#8221; at ubs.com/investors,<div style="display:inline-block;width:4.04px">&#160;</div>for more information. Due to materiality considerations,<div style="display:inline-block;width:3.78px">&#160;</div>we have kept the leverage ratio<div style="display:inline-block;width:3.5px">&#160;</div>denominator unchanged and reversed the impact in </div><div id="a4573" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:757.27px;">the &#8220;Adjustments to accounting values&#8221; line. </div><div id="a4576" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:782.87px;">During the<div style="display:inline-block;width:2.36px">&#160;</div>third quarter of<div style="display:inline-block;width:2.13px">&#160;</div>2023, the LRD<div style="display:inline-block;width:1.84px">&#160;</div>decreased by USD 62.1bn<div style="display:inline-block;width:2.34px">&#160;</div>to USD 1,615.8bn.<div style="display:inline-block;width:2.7px">&#160;</div>The decrease was<div 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style="display:inline-block;width:2.4px">&#160;</div>(15,740) </div><div id="a4944" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:616.43px;">9 </div><div id="a4946" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:616.43px;">Adjusted effective notional amount of all written credit<div style="display:inline-block;width:1.13px">&#160;</div>derivatives</div><div id="a4948" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:319.27px;top:617.39px;">1</div><div id="a4950" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.65px;top:616.43px;"><div style="display:inline-block;width:2.4px">&#160;</div>161,295 </div><div id="a4953" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:616.43px;"><div style="display:inline-block;width:2.4px">&#160;</div>187,506 </div><div id="a4956" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:631.47px;">10 </div><div id="a4958" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:631.47px;">(Adjusted effective notional offsets and add-on deductions for<div style="display:inline-block;width:0.96px">&#160;</div>written credit derivatives)</div><div id="a4961" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:398.47px;top:632.43px;">2</div><div id="a4963" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.37px;top:631.47px;"><div style="display:inline-block;width:2.4px">&#160;</div>(157,958) </div><div id="a4966" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:695.49px;top:631.47px;"><div style="display:inline-block;width:2.4px">&#160;</div>(183,705) </div><div id="a4969" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:646.19px;">11 </div><div id="a4971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:646.19px;">Total derivative exposures </div><div id="a4973" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.65px;top:646.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>143,465 </div><div id="a4976" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:646.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>141,419 </div><div id="a4984" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;color:#9A3D37;left:79.36px;top:664.75px;">Securities financing transaction exposures </div><div id="a4988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:679.79px;">12 </div><div id="a4990" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:679.79px;">Gross SFT assets (with no recognition of netting), after adjusting<div style="display:inline-block;width:0.84px">&#160;</div>for sale accounting transactions </div><div id="a4992" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.65px;top:679.79px;"><div style="display:inline-block;width:2.4px">&#160;</div>240,670 </div><div id="a4995" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:679.79px;"><div style="display:inline-block;width:2.4px">&#160;</div>244,037 </div><div id="a4998" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:694.83px;">13 </div><div id="a5000" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:694.83px;">(Netted amounts of cash payables and cash receivables of gross SFT assets) </div><div id="a5002" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.17px;top:694.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>(95,322) </div><div id="a5005" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.29px;top:694.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>(95,751) </div><div id="a5008" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:709.87px;">14 </div><div id="a5010" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:709.87px;">CCR exposure for SFT assets </div><div id="a5012" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.45px;top:709.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,763 </div><div id="a5015" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:709.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>13,543 </div><div id="a5018" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:724.91px;">15 </div><div id="a5020" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:818.19px;">Total exposures (leverage ratio denominator) </div><div id="a5082" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:628.45px;top:818.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,615,817 </div><div id="a5085" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:693.41px;top:818.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,677,877 </div><div id="a5093" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;color:#9A3D37;left:79.36px;top:836.75px;">Capital and total exposures (leverage ratio denominator) </div><div id="a5098" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:851.79px;">20 </div><div id="a5100" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:851.79px;">Tier 1 capital </div><div id="a5102" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.45px;top:851.79px;"><div style="display:inline-block;width:2.4px">&#160;</div>91,546 </div><div id="a5105" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:851.79px;"><div style="display:inline-block;width:2.4px">&#160;</div>93,287 </div><div id="a5108" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:866.55px;">21 </div><div id="a5110" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:866.55px;">Total exposures (leverage ratio denominator) </div><div id="a5112" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:628.45px;top:866.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,615,817 </div><div id="a5115" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:693.41px;top:866.55px;"><div 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framework and disclosure requirements are met. </div></div>
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<div id="a5146" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a5148" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a5149" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Liquidity and funding<div style="display:inline-block;width:355.74px">&#160;</div>13 </div><div id="a5156" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:45.32px;">Liquidity and funding </div><div id="a5158" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:107.93px;">Liquidity coverage ratio </div><div id="a5160" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:130.97px;">We 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:645.57px;top:420.08px;">weighted </div><div id="a5330" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:650.85px;top:431.76px;">liquidity </div><div id="a5332" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:657.25px;top:443.44px;">value</div><div id="a5333" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:676.61px;top:444.4px;">2</div><div id="a5335" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.25px;top:408.4px;">Total </div><div id="a5337" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:701.57px;top:420.08px;">weighted </div><div id="a5339" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.85px;top:431.76px;">liquidity </div><div id="a5341" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:713.25px;top:443.44px;">value</div><div id="a5342" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:732.61px;top:444.4px;">2</div><div id="a5344" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:455.76px;">Cash balances</div><div id="a5345" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:111.55px;top:456.72px;">3</div><div id="a5348" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:426.17px;top:455.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>264.2 </div><div id="a5352" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:538.17px;top:455.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>264.2 </div><div id="a5356" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:599.33px;top:455.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>163.1 </div><div id="a5360" 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CN&apos;;left:604.13px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>70.0 </div><div id="a5384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:660.13px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>24.0 </div><div id="a5387" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>94.0 </div><div id="a5390" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:482.48px;">Total HQLA</div><div id="a5391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:101.15px;top:483.44px;">4</div><div id="a5394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:426.17px;top:482.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>344.3 </div><div id="a5397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:486.97px;top:482.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>23.2 </div><div id="a5400" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:538.17px;top:482.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>367.5 </div><div id="a5404" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:599.33px;top:482.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>233.1 </div><div id="a5407" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:660.13px;top:482.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>24.0 </div><div id="a5410" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:711.33px;top:482.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>257.1 </div><div id="a5413" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:497.41px;">1 Calculated based on an average of 63 data points<div style="display:inline-block;width:0.43px">&#160;</div>in the third quarter of 2023 and 64 data<div style="display:inline-block;width:0.61px">&#160;</div>points in the second quarter of 2023.<div style="display:inline-block;width:6.47px">&#160;</div>2 Calculated after the application of haircuts and,<div style="display:inline-block;width:0.61px">&#160;</div>where applicable, caps on Level 2 </div><div id="a5420" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:507.49px;">assets.<div style="display:inline-block;width:8.65px">&#160;</div>3 Includes cash and balances with central banks and other eligible balances as prescribed by FINMA.<div style="display:inline-block;width:9.57px">&#160;</div>4 Calculated in accordance with FINMA requirements. </div></div>
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<div id="a5426" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a5428" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a5429" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">UBS Group | Liquidity and funding<div style="display:inline-block;width:355.74px">&#160;</div>14 </div><div id="a5436" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;color:#E60000;left:56.8px;top:45.5px;">LCR development during the third quarter of 2023<div style="display:inline-block;width:4.98px">&#160;</div></div><div id="a5447" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:60.86px;">The<div style="display:inline-block;width:6.69px">&#160;</div>quarterly<div 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style="display:inline-block;width:2.4px">&#160;</div>148.7 </div><div id="a5712" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:712.93px;top:543.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>84.9 </div><div id="a5715" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:559.28px;">8 </div><div id="a5717" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:95.39px;top:559.28px;">of which: unsecured debt </div><div id="a5720" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:522.97px;top:559.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.3 </div><div id="a5723" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:584.89px;top:559.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.3 </div><div id="a5727" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:651.01px;top:559.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.8 </div><div id="a5730" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:712.93px;top:559.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.8 </div><div id="a5733" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:574.96px;">9 </div><div id="a5735" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:86.43px;top:574.96px;">Secured wholesale funding </div><div id="a5739" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:584.89px;top:574.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>70.8 </div><div id="a5744" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.93px;top:574.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>65.4 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:712.93px;top:606.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.9 </div><div id="a5784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:622.67px;">12 </div><div id="a5786" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:95.39px;top:622.67px;">of which: outflows related to loss of funding on debt products</div><div id="a5787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:320.23px;top:623.63px;">3</div><div id="a5790" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:527.77px;top:622.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.1 </div><div id="a5793" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:589.69px;top:622.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.1 </div><div id="a5797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:655.81px;top:622.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.2 </div><div id="a5800" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:717.73px;top:622.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.2 </div><div id="a5803" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:638.67px;">13 </div><div id="a5805" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:95.39px;top:638.67px;">of which: committed credit and liquidity facilities </div><div id="a5808" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:518.17px;top:638.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>126.4 </div><div id="a5811" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:584.89px;top:638.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>27.8 </div><div id="a5815" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:651.01px;top:638.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>61.5 </div><div id="a5818" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:712.93px;top:638.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.5 </div><div id="a5821" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:654.35px;">14 </div><div id="a5823" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:86.43px;top:654.35px;">Other contractual funding obligations </div><div id="a5826" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:522.97px;top:654.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>29.4 </div><div id="a5829" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:584.89px;top:654.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>28.7 </div><div id="a5833" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:651.01px;top:654.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.8 </div><div id="a5836" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.93px;top:654.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.9 </div><div id="a5839" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:670.35px;">15 </div><div id="a5841" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:86.43px;top:670.35px;">Other contingent funding obligations </div><div id="a5844" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:676.77px;top:790.35px;">Average 2Q23</div><div id="a5976" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:729.41px;top:791.31px;">1</div><div id="a5978" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:814.35px;">USD bn, except where indicated </div><div id="a5982" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:552.41px;top:802.67px;">Total adjusted </div><div id="a5983" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:581.85px;top:814.35px;">value</div><div id="a5984" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:601.41px;top:815.31px;">4</div><div id="a5988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:680.45px;top:802.67px;">Total adjusted </div><div id="a5989" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.05px;top:814.35px;">value</div><div id="a5990" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:729.41px;top:815.31px;">4</div><div id="a6000" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:833.39px;">Liquidity coverage ratio (LCR) </div><div id="a6008" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:849.07px;">21 </div><div id="a6010" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:86.43px;top:849.07px;">Total HQLA </div><div id="a6014" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.09px;top:849.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>367.5 </div><div id="a6019" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:708.13px;top:849.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>257.1 </div><div id="a6022" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:865.11px;">22 </div><div id="a6024" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:86.43px;top:865.11px;">Net cash outflows </div><div id="a6028" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.09px;top:865.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>187.3 </div><div id="a6033" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:708.13px;top:865.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>145.0 </div><div id="a6036" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:880.79px;">23 </div><div id="a6038" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:86.43px;top:880.79px;">LCR (%) </div><div id="a6042" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.09px;top:880.79px;"><div style="display:inline-block;width:2.4px">&#160;</div>196.5 </div><div id="a6047" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:708.13px;top:880.79px;"><div style="display:inline-block;width:2.4px">&#160;</div>175.2 </div><div id="a6050" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:895.55px;">1 Calculated based<div style="display:inline-block;width:3.55px">&#160;</div>on an average<div style="display:inline-block;width:3.69px">&#160;</div>of 63 data<div style="display:inline-block;width:3.56px">&#160;</div>points in the third<div style="display:inline-block;width:3.84px">&#160;</div>quarter of 2023<div style="display:inline-block;width:3.58px">&#160;</div>and 64 data<div style="display:inline-block;width:3.41px">&#160;</div>points in the second<div style="display:inline-block;width:3.83px">&#160;</div>quarter of 2023.<div 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:915.87px;">vehicles and other such financing facilities.<div style="display:inline-block;width:8.8px">&#160;</div>4 Calculated after the application of haircuts and inflow and outflow rates, as well as, where applicable,<div style="display:inline-block;width:3.66px">&#160;</div>caps on Level 2 assets and cash inflows.<div style="display:inline-block;width:8.97px">&#160;</div>5 Comparative figure </div><div id="a6064" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:925.95px;">has been restated to exclude certain positions not required to be reported in accordance with FINMA Pillar 3 disclosure requirements (FINMA Circular 2016/1<div style="display:inline-block;width:3.62px">&#160;</div>&#8220;Disclosure &#8211; banks&#8221;). </div></div>
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<div id="a6071" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a6073" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a6075" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Introduction<div style="display:inline-block;width:233.91px">&#160;</div>15 </div><div id="a6081" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:48px;left:56.8px;top:42.19px;">Significant regulated subsidiaries </div><div id="a6082" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:48px;left:56.8px;top:92.93px;">and sub-groups </div><div id="a6087" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:177.35px;">Introduction </div><div id="a6089" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:239.93px;">Scope of disclosures in this section</div><div id="a6091" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:262.97px;">The sections below include capital and other regulatory information as<div style="display:inline-block;width:5.2px">&#160;</div>of 30 September 2023 for UBS AG consolidated, </div><div id="a6102" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:278.17px;">UBS AG<div style="display:inline-block;width:13.07px">&#160;</div>standalone,<div style="display:inline-block;width:13.35px">&#160;</div>UBS Switzerland AG<div style="display:inline-block;width:13.52px">&#160;</div>standalone,<div 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:385.41px;">UBS Americas Holding LLC consolidated<div style="display:inline-block;width:4.81px">&#160;</div></div><div id="a6151" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;color:#E60000;left:56.8px;top:408.29px;">US banking regulators&#8217; changes to the resolution framework<div style="display:inline-block;width:5.39px">&#160;</div>and long-term debt requirements</div><div id="a6158" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:423.65px;">In August 2023, the<div style="display:inline-block;width:2.15px">&#160;</div>Federal Reserve Board and the<div style="display:inline-block;width:2.16px">&#160;</div>Federal Deposit Insurance Corporation issued joint<div style="display:inline-block;width:1.94px">&#160;</div>proposals on long-</div><div id="a6160" 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style="display:inline-block;width:2.04px">&#160;</div>organizations. 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<div id="a6187" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a6189" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a6191" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG consolidated<div style="display:inline-block;width:195.13px">&#160;</div>16 </div><div id="a6199" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">UBS AG consolidated </div><div id="a6202" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of the third quarter of 2023 </div><div 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:629.41px;top:72.18px;">30.9.23</div><div id="a6423" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.29px;top:72.18px;">30.6.23</div><div id="a6425" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:84.66px;">Available capital (amounts)</div><div id="a6429" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:97.14px;">1</div><div id="a6431" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:97.14px;">Common Equity Tier 1 (CET1)</div><div id="a6432" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:191.71px;top:98.09px;">1</div><div id="a6434" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:629.41px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,378</div><div id="a6437" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.29px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,300</div><div id="a6440" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:109.81px;">2</div><div id="a6442" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:109.81px;">Tier 1</div><div id="a6443" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:105.15px;top:110.73px;">1</div><div id="a6445" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:629.41px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,037</div><div id="a6448" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.29px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,017</div><div id="a6451" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a6555" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:713.89px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a6558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:260.04px;">9</div><div id="a6560" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:260.04px;">Countercyclical buffer requirement (%)</div><div id="a6562" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:639.01px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.13</div><div id="a6565" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:713.89px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.10</div><div id="a6568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:272.84px;">9a</div><div 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:310.92px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%)</div><div id="a6605" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:639.01px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.01</div><div id="a6608" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:713.89px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.89</div><div id="a6611" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:323.24px;">Basel III leverage ratio</div><div id="a6616" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:335.56px;">13</div><div id="a6618" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:335.56px;">Total Basel III leverage ratio exposure measure</div><div id="a6620" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:617.41px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,042,106</div><div id="a6623" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:692.29px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,048,313</div><div id="a6626" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:348.2px;">14</div><div id="a6628" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:348.2px;">Basel III leverage ratio (%)</div><div id="a6629" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:180.67px;top:349.16px;">1</div><div id="a6631" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:639.01px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.28</div><div id="a6634" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:713.89px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.25</div><div id="a6637" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:360.72px;">Liquidity coverage ratio (LCR)</div><div id="a6638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:361.64px;">5</div><div id="a6642" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:373.04px;">15</div><div id="a6644" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:373.04px;">Total high-quality liquid assets (HQLA) </div><div id="a6648" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:624.61px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>230,909</div><div id="a6651" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:699.49px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>127,165</div><div id="a6685" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:423.76px;">17</div><div id="a6687" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:423.76px;">LCR (%)</div><div id="a6689" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:631.81px;top:423.76px;">176.56</div><div id="a6691" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.69px;top:423.76px;">170.94</div><div id="a6693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:436.72px;">Net stable funding ratio (NSFR)</div><div id="a6697" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:450.48px;">18</div><div id="a6699" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:450.48px;">Total available stable funding</div><div id="a6701" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:627.01px;top:450.48px;">568,509</div><div id="a6703" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:701.89px;top:450.48px;">564,491</div><div id="a6705" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:464.4px;">19</div><div id="a6707" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:464.4px;">Total required stable funding</div><div id="a6710" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:627.01px;top:464.4px;">467,130</div><div id="a6712" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:701.89px;top:464.4px;">477,615</div><div id="a6714" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:478.48px;">20</div><div id="a6716" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:478.48px;">NSFR (%)</div><div id="a6718" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:631.81px;top:478.48px;">121.70</div><div id="a6720" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.69px;top:478.48px;">118.19</div><div id="a6722" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:493.09px;">1 As of 1 July 2022, capital amounts exclude the transitional relief of recognizing ECL<div style="display:inline-block;width:3.57px">&#160;</div>allowances and provisions in CET1 capital in accordance with FINMA<div style="display:inline-block;width:3.45px">&#160;</div>Circular 2013/1 &#8220;Eligible capital &#8211; banks&#8221;.<div style="display:inline-block;width:9.06px">&#160;</div>2 Calculated </div><div id="a6730" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:503.17px;">as 8% of total RWA, based on total<div style="display:inline-block;width:3.54px">&#160;</div>capital minimum requirements, excluding CET1 buffer<div style="display:inline-block;width:3.54px">&#160;</div>requirements.<div style="display:inline-block;width:9.6px">&#160;</div>3 Swiss SRB going and gone concern requirements and<div style="display:inline-block;width:3.46px">&#160;</div>information for UBS AG consolidated are provided </div><div id="a6733" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:513.25px;">below in this section.<div style="display:inline-block;width:9.62px">&#160;</div>4 Excludes non-BCBS capital buffer requirements for<div style="display:inline-block;width:3.72px">&#160;</div>risk-weighted positions that are directly or indirectly<div style="display:inline-block;width:3.72px">&#160;</div>backed by residential 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Calculated based on an average<div style="display:inline-block;width:3.87px">&#160;</div>of 63 data points in the third<div style="display:inline-block;width:3.63px">&#160;</div>quarter of 2023 and 15 data points<div style="display:inline-block;width:3.63px">&#160;</div>in </div><div id="a6744" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:533.57px;">the second quarter of 2023 from the date of the formal acquisition of Credit Suisse Group, i.e.<div style="display:inline-block;width:3.61px">&#160;</div>12 June 2023, until 30 June 2023. </div></div>
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<div id="a6750" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a6752" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a6754" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG consolidated<div style="display:inline-block;width:195.13px">&#160;</div>18 </div><div id="a6761" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information<div 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id="a6881" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:424.24px;">Total going concern capital</div><div id="a6884" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:524.41px;top:424.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.73</div><div id="a6886" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:548.41px;top:425.2px;">1</div><div id="a6888" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:424.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>47,316</div><div id="a6892" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.13px;top:424.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.00</div><div id="a6894" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:671.33px;top:425.2px;">1</div><div id="a6896" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:424.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>52,105</div><div id="a6899" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:438.32px;">Common equity tier 1 capital</div><div id="a6902" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.43</div><div id="a6905" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>33,508</div><div id="a6909" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.13px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50</div><div id="a6911" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:671.33px;top:439.28px;">2</div><div id="a6913" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>36,474</div><div id="a6916" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:452.24px;">of which: minimum capital</div><div id="a6919" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.50</div><div id="a6922" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.49px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>14,451</div><div id="a6926" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a6929" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:705.41px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,632</div><div id="a6932" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:466.32px;">of which: buffer capital</div><div id="a6936" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.50</div><div id="a6939" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.49px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,662</div><div id="a6943" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.00</div><div id="a6946" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:705.41px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,842</div><div id="a6949" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:480.24px;">of which: countercyclical buffer</div><div id="a6952" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:480.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.43</div><div id="a6955" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.29px;top:480.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,394</div><div id="a6961" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:493.84px;">Maximum additional tier 1 capital</div><div id="a6964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:532.09px;top:493.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.30</div><div id="a6967" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:493.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>13,809</div><div id="a6971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:493.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a6974" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:493.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,632</div><div id="a6977" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:507.92px;">of which: additional tier 1 capital</div><div id="a6980" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:507.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50</div><div id="a6983" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.49px;top:507.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,240</div><div id="a6987" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:507.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a6990" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:705.41px;top:507.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,632</div><div id="a6993" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:521.84px;">of which: additional tier 1 buffer capital</div><div id="a6997" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:521.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80</div><div id="a7000" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.29px;top:521.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,569</div><div id="a7013" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:544.24px;">Eligible going concern capital</div><div id="a7021" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:557.84px;">Total going concern capital</div><div id="a7024" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:557.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.14</div><div id="a7027" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:557.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,037</div><div id="a7031" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:557.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.28</div><div id="a7034" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:557.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,037</div><div id="a7037" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:571.92px;">Common equity tier 1 capital</div><div id="a7040" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:571.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.51</div><div id="a7043" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:571.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,378</div><div id="a7047" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:571.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.16</div><div id="a7050" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:571.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,378</div><div id="a7053" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:585.84px;">Total loss-absorbing additional tier 1 capital</div><div id="a7058" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:532.09px;top:585.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.63</div><div id="a7061" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:585.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,660</div><div id="a7065" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:585.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.12</div><div id="a7068" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:585.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,660</div><div id="a7071" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:599.92px;">of which: high-trigger loss-absorbing additional tier 1 capital</div><div id="a7078" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:599.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.26</div><div id="a7081" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.49px;top:599.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,466</div><div id="a7085" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:599.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00</div><div id="a7088" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:705.41px;top:599.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,466</div><div id="a7091" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:613.87px;">of which: low-trigger loss-absorbing additional tier 1 capital</div><div id="a7096" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:286.31px;top:614.8px;">3</div><div id="a7099" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:613.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.37</div><div id="a7102" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.29px;top:613.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,194</div><div id="a7106" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:613.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.11</div><div id="a7109" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:710.21px;top:613.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,194</div><div id="a7119" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:636.27px;">Required gone concern capital</div><div id="a7128" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:650.03px;">Total gone concern loss-absorbing capacity</div><div id="a7131" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:6.08px;font-weight:bold;left:216.03px;top:650.89px;">4,5,6</div><div id="a7134" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.73</div><div id="a7137" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>34,442</div><div id="a7141" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.75</div><div id="a7144" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,079</div><div id="a7147" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:663.95px;">of which: base requirement including add-ons for market share and LRD</div><div id="a7152" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:521.53px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.73</div><div id="a7154" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;color:#9A3D37;left:545.53px;top:664.91px;"><div style="display:inline-block;width:2.88px">&#160;</div>7 </div><div id="a7157" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.49px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>34,442</div><div id="a7161" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:649.25px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.75</div><div id="a7163" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;color:#9A3D37;left:668.45px;top:664.91px;"><div style="display:inline-block;width:2.88px">&#160;</div>7 </div><div id="a7166" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:705.41px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,079</div><div id="a7176" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:686.35px;">Eligible gone concern capital</div><div id="a7184" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:699.95px;">Total gone concern loss-absorbing capacity</div><div id="a7189" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:699.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.61</div><div id="a7192" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:699.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,349</div><div id="a7196" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:699.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.12</div><div id="a7199" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:699.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,349</div><div id="a7202" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:713.87px;">Total tier 2 capital</div><div id="a7205" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:532.09px;top:713.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.17</div><div id="a7208" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:594.49px;top:713.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>536</div><div id="a7212" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:713.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.05</div><div id="a7215" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:717.41px;top:713.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>536</div><div id="a7218" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:727.95px;">of which: non-Basel III-compliant tier 2 capital</div><div id="a7225" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:727.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.17</div><div id="a7228" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:594.49px;top:727.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>536</div><div id="a7232" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:727.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.05</div><div id="a7235" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:727.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>536</div><div id="a7238" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:741.87px;">TLAC-eligible senior unsecured debt</div><div id="a7243" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:741.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.45</div><div id="a7246" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:741.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>52,814</div><div id="a7250" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:741.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.07</div><div id="a7253" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:741.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>52,814</div><div id="a7263" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:764.27px;">Total loss-absorbing capacity</div><div id="a7273" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:777.87px;">Required total loss-absorbing capacity</div><div id="a7278" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:777.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.46</div><div id="a7281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:777.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>81,758</div><div id="a7285" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:777.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.75</div><div id="a7288" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:777.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>91,184</div><div id="a7291" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:791.95px;">Eligible total loss-absorbing capacity</div><div id="a7296" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:791.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>33.75</div><div id="a7299" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.69px;top:791.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,387</div><div id="a7303" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.21px;top:791.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.40</div><div id="a7306" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:700.61px;top:791.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,387</div><div id="a7316" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:814.35px;">Risk-weighted assets / leverage ratio denominator</div><div id="a7321" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:827.95px;">Risk-weighted assets</div><div id="a7327" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:3.52px">&#160;</div>years. 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<div id="a7382" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a7384" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a7386" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG consolidated<div style="display:inline-block;width:195.13px">&#160;</div>19 </div><div id="a7393" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a7399" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:77.62px;">USD m, except where indicated</div><div id="a7403" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.45px;top:77.62px;">30.9.23</div><div id="a7405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:77.62px;">30.6.23</div><div id="a7411" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:101.3px;">Eligible going concern capital</div><div id="a7416" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:114.13px;">Total going concern capital</div><div id="a7419" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.45px;top:114.13px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,037</div><div id="a7422" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:114.13px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,017</div><div id="a7425" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.65px;top:307.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,387</div><div id="a7566" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:307.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>106,589</div><div id="a7573" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:332.36px;">Risk-weighted assets / leverage ratio denominator</div><div id="a7580" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:345px;">Risk-weighted assets</div><div id="a7585" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.65px;top:345px;"><div style="display:inline-block;width:2.4px">&#160;</div>321,134</div><div id="a7588" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:345px;"><div style="display:inline-block;width:2.4px">&#160;</div>323,406</div><div id="a7591" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:358.12px;">Leverage ratio denominator</div><div id="a7594" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:628.45px;top:358.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,042,106</div><div id="a7597" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:693.41px;top:358.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,048,313</div><div id="a7604" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:383.44px;">Capital and loss-absorbing capacity ratios (%)</div><div id="a7612" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:396.08px;">Going concern capital ratio</div><div id="a7615" style="position:absolute;font-family:&apos;Frutiger 47 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loss-absorbing capacity ratio</div><div id="a7635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:424.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.6</div><div id="a7638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:424.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.9</div><div id="a7641" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:437.68px;">Total loss-absorbing capacity ratio</div><div id="a7646" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:437.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>33.8</div><div id="a7649" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:437.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>33.0</div><div id="a7656" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:719.81px;top:488.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.1</div><div id="a7679" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:501.36px;">Gone concern leverage ratio</div><div id="a7682" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:654.85px;top:501.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.1</div><div id="a7685" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:501.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.9</div><div id="a7688" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:514.32px;">Total loss-absorbing capacity leverage ratio</div><div id="a7693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:514.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.4</div><div id="a7696" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:514.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.2</div></div>
</div>
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<div id="Page24" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:794px;height:1123px;">
<div style="position:absolute; width:684.3px; height:1px; left:54.5px; top:1078.1px; background-color:#000000; ">&#160;</div>
<div id="a7701" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a7703" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a7704" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG standalone<div style="display:inline-block;width:202.4px">&#160;</div>20 </div><div id="a7712" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">UBS AG standalone </div><div id="a7714" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of the third quarter of 2023 </div><div id="a7718" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:134.17px;">The table<div style="display:inline-block;width:5.85px">&#160;</div>below is<div style="display:inline-block;width:5.53px">&#160;</div>based on<div style="display:inline-block;width:5.92px">&#160;</div>Basel Committee<div style="display:inline-block;width:6px">&#160;</div>on Banking<div style="display:inline-block;width:5.53px">&#160;</div>Supervision (BCBS)<div style="display:inline-block;width:5.97px">&#160;</div>Basel III rules<div style="display:inline-block;width:5.77px">&#160;</div>and International<div style="display:inline-block;width:5.96px">&#160;</div>Financial </div><div id="a7724" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:149.53px;">Reporting Standards (IFRS). </div><div id="a7726" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:172.25px;">During the<div style="display:inline-block;width:5.43px">&#160;</div>third quarter<div style="display:inline-block;width:5.78px">&#160;</div>of 2023,<div style="display:inline-block;width:5.55px">&#160;</div>tier 1 capital<div style="display:inline-block;width:5.61px">&#160;</div>decreased by<div style="display:inline-block;width:5.81px">&#160;</div>USD 0.9bn to<div style="display:inline-block;width:5.65px">&#160;</div>USD 64.8bn. 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<div id="a7926" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a7928" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a7929" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG standalone<div style="display:inline-block;width:202.4px">&#160;</div>21 </div><div id="a7936" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:45.26px;">KM1: Key metrics </div><div id="a7943" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:59.7px;">USD m, except where indicated </div><div id="a7947" 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:197.32px;">5 </div><div id="a8110" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:197.32px;">CET1 ratio (%)</div><div id="a8111" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:138.27px;top:198.28px;">1</div><div id="a8113" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.28 </div><div id="a8116" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.70 </div><div id="a8119" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.36 </div><div id="a8122" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>19.11 </div><div id="a8139" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.89 </div><div id="a8142" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.78 </div><div id="a8145" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.77 </div><div id="a8148" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:222.76px;">7 </div><div id="a8150" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:222.76px;">Total capital ratio (%)</div><div id="a8151" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:164.03px;top:223.72px;">1</div><div id="a8153" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.64 </div><div id="a8156" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.11 </div><div id="a8159" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.03 </div><div id="a8162" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.92 </div><div id="a8165" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.92 </div><div id="a8168" style="position:absolute;font-family:&apos;Frutiger 47 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CN&apos;;left:564.89px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.08 </div><div id="a8207" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.06 </div><div id="a8210" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.02 </div><div id="a8213" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:272.84px;">9a </div><div id="a8215" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:272.84px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%) </div><div id="a8218" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a8221" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a8224" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a8227" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a8230" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a8233" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:285.48px;">10 </div><div id="a8235" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:285.48px;">Bank G-SIB and / or D-SIB additional requirements (%)</div><div id="a8240" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:283.43px;top:286.44px;">4</div><div id="a8247" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:298.12px;">11 </div><div id="a8249" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:298.12px;">Total of bank CET1 specific buffer requirements (%)</div><div id="a8250" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:272.39px;top:299.08px;">5</div><div id="a8252" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.61 </div><div id="a8255" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.59 </div><div id="a8258" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.58 </div><div id="a8261" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.56 </div><div id="a8264" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.52 </div><div id="a8267" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:310.92px;">12 </div><div id="a8269" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:310.92px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%) </div><div id="a8272" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.64 </div><div id="a8275" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.11 </div><div id="a8278" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.86 </div><div id="a8281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.72 </div><div id="a8284" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>12.04 </div><div id="a8287" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:323.24px;">Basel III leverage ratio </div><div id="a8294" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:335.56px;">13 </div><div id="a8296" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:335.56px;">Total Basel III leverage ratio exposure measure </div><div id="a8298" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>608,933 </div><div id="a8301" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:475.45px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>606,158 </div><div id="a8304" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.49px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>589,317 </div><div id="a8307" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>575,461 </div><div id="a8310" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>553,215 </div><div id="a8313" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:348.2px;">14 </div><div id="a8315" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:348.2px;">Basel III leverage ratio (%)</div><div id="a8317" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:180.67px;top:349.16px;">1</div><div id="a8319" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.64 </div><div id="a8322" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.83 </div><div id="a8325" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.16 </div><div id="a8328" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.44 </div><div id="a8331" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>12.14 </div><div id="a8334" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:360.72px;">Liquidity coverage ratio (LCR)</div><div id="a8335" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:361.64px;">6</div><div id="a8342" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:373.04px;">15 </div><div id="a8344" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:373.04px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a8348" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>109,248 </div><div id="a8351" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>97,726 </div><div id="a8354" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>98,761 </div><div id="a8357" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>101,609 </div><div id="a8360" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>105,768 </div><div id="a8363" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:385.68px;">16 </div><div id="a8365" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:385.68px;">Total net cash outflow </div><div id="a8367" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>48,781 </div><div id="a8370" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>47,083 </div><div id="a8373" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>52,382 </div><div id="a8376" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,616 </div><div id="a8379" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,770 </div><div id="a8382" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:398.32px;">16a </div><div id="a8384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:93.47px;top:398.32px;">of which: cash outflows </div><div id="a8386" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:400.55px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>160,990 </div><div id="a8389" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:475.45px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>160,163 </div><div id="a8392" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:550.49px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>163,526 </div><div id="a8395" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:625.57px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>156,764 </div><div id="a8398" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:700.61px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>155,688 </div><div id="a8401" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:411.12px;">16b </div><div id="a8403" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:93.47px;top:411.12px;">of which: cash inflows </div><div id="a8405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:400.55px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>112,210 </div><div id="a8408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:475.45px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>113,080 </div><div id="a8411" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:550.49px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>111,144 </div><div id="a8414" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:625.57px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>103,148 </div><div id="a8417" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>99,919 </div><div id="a8420" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:423.76px;">17 </div><div id="a8422" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:423.76px;">LCR (%) </div><div id="a8424" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:407.75px;top:423.76px;">225.93 </div><div id="a8426" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>207.98 </div><div id="a8429" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>189.11 </div><div id="a8432" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>191.19 </div><div id="a8435" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>190.23 </div><div id="a8438" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:450.48px;">241,505 </div><div id="a8461" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:464.4px;">19 </div><div id="a8463" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:464.4px;">Total required stable funding </div><div id="a8465" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:402.95px;top:464.4px;">279,160 </div><div id="a8467" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:477.85px;top:464.4px;">283,937 </div><div id="a8469" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:552.89px;top:464.4px;">288,991 </div><div id="a8471" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.97px;top:464.4px;">280,166 </div><div id="a8473" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.01px;top:464.4px;">263,308 </div><div id="a8475" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:478.48px;">20 </div><div id="a8477" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:478.48px;">NSFR (%) </div><div id="a8479" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:412.55px;top:478.48px;">94.48 </div><div id="a8481" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:487.45px;top:478.48px;">89.43 </div><div id="a8483" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:562.49px;top:478.48px;">88.23 </div><div id="a8485" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.57px;top:478.48px;">90.82 </div><div id="a8487" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.61px;top:478.48px;">91.72 </div><div id="a8489" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:493.09px;">1 As of 1 July 2022, capital<div style="display:inline-block;width:3.47px">&#160;</div>amounts exclude the transitional<div style="display:inline-block;width:3.42px">&#160;</div>relief of recognizing ECL allowances<div style="display:inline-block;width:3.52px">&#160;</div>and provisions in CET1 capital in<div style="display:inline-block;width:3.53px">&#160;</div>accordance with FINMA Circular 2013/1 &#8220;Eligible<div style="display:inline-block;width:3.63px">&#160;</div>capital &#8211; banks&#8221;.<div style="display:inline-block;width:9.71px">&#160;</div>2 Based on </div><div id="a8497" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:503.17px;">phase-in rules for RWA. Refer to &#8220;Swiss SRB<div style="display:inline-block;width:3.55px">&#160;</div>going and gone concern requirements and information&#8221;<div style="display:inline-block;width:3.53px">&#160;</div>below for more information.<div style="display:inline-block;width:9.64px">&#160;</div>3 Calculated as 8% of total RWA,<div style="display:inline-block;width:3.43px">&#160;</div>based on total capital minimum requirements, </div><div id="a8503" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:513.25px;">excluding CET1 buffer requirements.<div style="display:inline-block;width:7.72px">&#160;</div>4 Swiss SRB going and gone concern requirements and information for<div style="display:inline-block;width:0.66px">&#160;</div>UBS AG standalone are provided below in this section.<div style="display:inline-block;width:7.03px">&#160;</div>5 Excludes non-BCBS capital buffer requirements </div><div id="a8508" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:523.33px;">for risk-weighted positions that are directly or indirectly backed by residential properties in Switzerland.<div style="display:inline-block;width:8.81px">&#160;</div>6 Calculated after the application of haircuts and inflow and outflow rates, as well as, where applicable, caps </div><div id="a8514" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:533.57px;">on Level 2 assets<div style="display:inline-block;width:3.53px">&#160;</div>and cash inflows.<div style="display:inline-block;width:3.54px">&#160;</div>Calculated based on an<div style="display:inline-block;width:3.7px">&#160;</div>average of 63 data<div style="display:inline-block;width:3.72px">&#160;</div>points in the third<div style="display:inline-block;width:3.68px">&#160;</div>quarter of 2023 and<div style="display:inline-block;width:3.59px">&#160;</div>64 data points in<div style="display:inline-block;width:3.81px">&#160;</div>the second quarter of<div style="display:inline-block;width:3.69px">&#160;</div>2023. For the<div style="display:inline-block;width:3.58px">&#160;</div>prior-quarter data points,<div style="display:inline-block;width:4.12px">&#160;</div>refer to the </div><div id="a8519" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:543.65px;">respective Pillar 3 Report, available under &#8220;Pillar 3 disclosures&#8221; at ubs.com/investors, for more information.<div style="display:inline-block;width:9.59px">&#160;</div>7 In accordance with Art. 17h para. 3 and 4 of the Liquidity Ordinance, UBS AG standalone is required to </div><div id="a8528" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:553.73px;">maintain a minimum NSFR of at least 80% without taking into account excess funding of UBS Switzerland AG and 100% after taking into<div style="display:inline-block;width:3.43px">&#160;</div>account such excess funding. </div></div>
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<div id="a8533" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a8535" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a8536" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG standalone<div style="display:inline-block;width:202.4px">&#160;</div>22 </div><div id="a8543" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information<div style="display:inline-block;width:4.61px">&#160;</div></div><div id="a8550" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:68.22px;">The<div style="display:inline-block;width:5.09px">&#160;</div>tables<div style="display:inline-block;width:5.03px">&#160;</div>below<div style="display:inline-block;width:5.15px">&#160;</div>provide<div style="display:inline-block;width:5.22px">&#160;</div>details<div style="display:inline-block;width:5.12px">&#160;</div>of the<div style="display:inline-block;width:6.37px">&#160;</div>Swiss<div style="display:inline-block;width:5.33px">&#160;</div>systemically<div style="display:inline-block;width:5.25px">&#160;</div>relevant<div style="display:inline-block;width:5.32px">&#160;</div>bank<div style="display:inline-block;width:5.07px">&#160;</div>RWA-<div style="display:inline-block;width:5.08px">&#160;</div>and<div style="display:inline-block;width:5.15px">&#160;</div>leverage<div style="display:inline-block;width:5.27px">&#160;</div>ratio<div style="display:inline-block;width:5.06px">&#160;</div>denominator-based </div><div id="a8557" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:83.58px;">going and<div style="display:inline-block;width:5.61px">&#160;</div>gone concern<div style="display:inline-block;width:5.63px">&#160;</div>requirements and<div style="display:inline-block;width:5.97px">&#160;</div>information as<div style="display:inline-block;width:5.61px">&#160;</div>required by<div style="display:inline-block;width:5.72px">&#160;</div>FINMA. 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A transitional period until 2024<div style="display:inline-block;width:2.35px">&#160;</div>has been granted for the buffer </div><div id="a8583" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:198.17px;">requirement. The<div style="display:inline-block;width:5.16px">&#160;</div>gone concern<div style="display:inline-block;width:5.31px">&#160;</div>capital coverage<div style="display:inline-block;width:5.32px">&#160;</div>ratio reflects<div style="display:inline-block;width:5.21px">&#160;</div>how much<div style="display:inline-block;width:5.08px">&#160;</div>gone concern<div style="display:inline-block;width:5.31px">&#160;</div>capital is available<div style="display:inline-block;width:5.81px">&#160;</div>to meet<div style="display:inline-block;width:5.34px">&#160;</div>the </div><div id="a8584" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:213.53px;">gone<div style="display:inline-block;width:5.12px">&#160;</div>concern<div style="display:inline-block;width:5.31px">&#160;</div>requirement.<div style="display:inline-block;width:5.35px">&#160;</div>Outstanding<div style="display:inline-block;width:5.24px">&#160;</div>high-<div 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style="display:inline-block;width:6.94px">&#160;</div>the<div style="display:inline-block;width:6.99px">&#160;</div>going<div style="display:inline-block;width:6.77px">&#160;</div>and<div style="display:inline-block;width:6.91px">&#160;</div>gone<div style="display:inline-block;width:6.88px">&#160;</div>concern<div style="display:inline-block;width:7.07px">&#160;</div>requirements<div style="display:inline-block;width:6.91px">&#160;</div>and<div style="display:inline-block;width:6.91px">&#160;</div>information<div style="display:inline-block;width:7.19px">&#160;</div>is<div style="display:inline-block;width:6.76px">&#160;</div>provided<div style="display:inline-block;width:6.95px">&#160;</div>in<div style="display:inline-block;width:6.78px">&#160;</div>the<div style="display:inline-block;width:6.83px">&#160;</div>&#8220;UBS AG </div><div id="a8611" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:282.17px;">standalone&#8221; section of the 31 December 2022 Pillar 3<div style="display:inline-block;width:2.32px">&#160;</div>Report, available under &#8220;Pillar 3 disclosures&#8221; at </div><div id="a8621" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-style:italic;left:632.13px;top:281.91px;">ubs.com/investors.</div><div id="a8624" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:315.21px;">Swiss SRB going and gone concern requirements and information </div><div id="a8627" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:333.8px;">As of 30.9.23 </div><div id="a8630" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:390.63px;top:333.8px;">RWA, phase-in </div><div id="a8635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:488.89px;top:333.8px;">RWA, fully applied as of 1.1.28 </div><div id="a8638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:666.69px;top:333.8px;">LRD </div><div id="a8640" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:349.96px;">USD m, except where indicated </div><div id="a8643" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:397.83px;top:349.96px;">in % </div><div id="a8647" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:525.85px;top:349.96px;">in % </div><div id="a8651" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:653.89px;top:349.96px;">in % </div><div id="a8654" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:365.2px;">Required going concern capital </div><div id="a8665" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:378.96px;">Total going concern capital </div><div id="a8668" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:388.23px;top:378.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.41</div><div id="a8670" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:412.23px;top:379.92px;">1</div><div id="a8672" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:448.41px;top:378.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>50,092 </div><div id="a8676" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:516.25px;top:378.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.41</div><div id="a8678" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:540.25px;top:379.92px;">1</div><div id="a8680" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:378.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>56,533 </div><div id="a8684" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:378.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.00</div><div id="a8686" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:668.29px;top:379.92px;">1</div><div id="a8688" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:378.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,447 </div><div id="a8691" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:392.88px;">Common equity tier 1 capital<div style="display:inline-block;width:1.74px">&#160;</div></div><div id="a8694" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:391.11px;top:392.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.11 </div><div id="a8697" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:448.41px;top:392.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>35,149 </div><div id="a8701" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:392.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.11 </div><div id="a8704" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:392.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,668 </div><div id="a8708" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:392.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50 </div><div id="a8711" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:392.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,313 </div><div id="a8714" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:406.96px;">of which: minimum capital </div><div id="a8718" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:395.91px;top:406.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.50 </div><div id="a8721" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:448.41px;top:406.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,638 </div><div id="a8725" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:406.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.50 </div><div id="a8728" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:576.41px;top:406.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,649 </div><div id="a8732" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:406.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a8735" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:406.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,134 </div><div id="a8738" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:420.88px;">of which: buffer capital </div><div id="a8741" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:395.91px;top:420.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.50 </div><div id="a8744" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:448.41px;top:420.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,113 </div><div id="a8748" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:420.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.50 </div><div id="a8751" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:576.41px;top:420.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,571 </div><div id="a8755" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:420.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.00 </div><div id="a8758" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:704.45px;top:420.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,179 </div><div id="a8761" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:434.96px;">of which: countercyclical buffer 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:709.25px;top:448.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,134 </div><div id="a8803" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:462.64px;">of which: additional tier 1 capital </div><div id="a8806" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:395.91px;top:462.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50 </div><div id="a8809" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:448.41px;top:462.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,163 </div><div id="a8813" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:462.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50 </div><div id="a8816" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:576.41px;top:462.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>13,727 </div><div id="a8820" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:462.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a8823" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:462.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,134 </div><div id="a8826" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:476.56px;">of which: additional tier 1 buffer capital </div><div id="a8829" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:395.91px;top:476.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:391.11px;top:519.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.64 </div><div id="a8872" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:448.41px;top:519.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>64,767 </div><div id="a8876" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:519.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.51 </div><div id="a8879" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:519.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>64,767 </div><div id="a8883" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.17px;top:519.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.64 </div><div id="a8886" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:519.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>64,767 </div><div id="a8889" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:533.52px;">Common equity tier 1 capital<div style="display:inline-block;width:1.72px">&#160;</div></div><div id="a8892" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:391.11px;top:533.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.28 </div><div id="a8895" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:448.41px;top:533.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,107 </div><div id="a8899" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:533.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.54 </div><div id="a8902" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:533.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,107 </div><div id="a8906" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:533.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.72 </div><div id="a8909" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:533.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,107 </div><div id="a8912" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:547.6px;">Total loss-absorbing additional tier 1 capital </div><div id="a8917" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:395.91px;top:547.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.36 </div><div id="a8920" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>10,466 </div><div id="a8958" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:561.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.72 </div><div id="a8961" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:704.45px;top:561.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,466 </div><div id="a8964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:576.08px;">of which: low-trigger loss-absorbing additional tier 1 capital<div style="display:inline-block;width:0.88px">&#160;</div></div><div id="a8971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:395.91px;top:576.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.34 </div><div id="a8974" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:453.21px;top:576.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,194 </div><div id="a8978" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:576.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.30 </div><div id="a8981" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:581.21px;top:576.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,194 </div><div id="a8985" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:576.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.20 </div><div id="a8988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:576.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,194 </div><div id="a9001" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:605.36px;">Risk-weighted assets / leverage ratio denominator </div><div id="a9015" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:620.11px;">Risk-weighted assets </div><div id="a9021" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:443.61px;top:620.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>347,514 </div><div id="a9026" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:571.61px;top:620.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>392,197 </div><div id="a9032" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:635.15px;">Leverage ratio denominator </div><div id="a9042" style="position:absolute;font-family:&apos;Frutiger 47 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id="a9098" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:703.79px;">Eligible gone concern capital </div><div id="a9108" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:717.39px;">Total gone concern loss-absorbing capacity </div><div id="a9114" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:448.41px;top:717.39px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,343 </div><div id="a9122" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:731.47px;">Gone concern capital coverage ratio </div><div id="a9125" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:386.31px;top:731.47px;"><div style="display:inline-block;width:2.4px">&#160;</div>115.65 </div><div id="a9135" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:745.91px;">1 Includes applicable add-ons of 1.44% for risk-weighted assets (RWA) and 0.50% for leverage ratio denominator (LRD).<div style="display:inline-block;width:9.53px">&#160;</div>2 A maximum of 25% of the gone concern requirements can be met with instruments that </div><div id="a9142" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:756.15px;">have a remaining maturity of between one and two years. Once<div style="display:inline-block;width:3.51px">&#160;</div>at least 75% of the minimum gone concern requirement has<div style="display:inline-block;width:3.42px">&#160;</div>been met with instruments that have a remaining maturity of greater than<div style="display:inline-block;width:3.51px">&#160;</div>two years, all </div><div id="a9145" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:766.23px;">instruments that have a remaining maturity of between one and two years remain eligible to be included in the total gone concern capital. </div></div>
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<div id="a9151" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a9153" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a9154" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS AG standalone<div style="display:inline-block;width:202.4px">&#160;</div>23 </div><div id="a9161" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a9163" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:63.06px;">USD m, except where indicated </div><div id="a9166" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:636.45px;top:63.06px;">30.9.23 </div><div id="a9169" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:63.06px;">30.6.23 </div><div id="a9176" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:88.34px;">Eligible going concern capital </div><div id="a9182" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:100.98px;">Total going concern capital </div><div id="a9185" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:636.45px;top:100.98px;"><div style="display:inline-block;width:2.4px">&#160;</div>64,767 </div><div id="a9189" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:100.98px;"><div style="display:inline-block;width:2.4px">&#160;</div>65,622 </div><div id="a9192" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:140.04px;">Total loss-absorbing additional tier 1 capital </div><div id="a9218" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:636.45px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,660 </div><div id="a9222" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,718 </div><div id="a9225" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:153px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a9232" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:636.45px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,466 </div><div id="a9236" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:631.65px;top:294.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>118,110 </div><div id="a9349" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:294.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>117,187 </div><div id="a9357" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:319.4px;">Denominators for going and gone concern ratios </div><div id="a9363" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:332.04px;">Risk-weighted assets, phase-in </div><div id="a9371" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:631.65px;top:332.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>347,514 </div><div id="a9375" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:332.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>343,374 </div><div id="a9378" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:345px;">of which: investments in Switzerland-domiciled subsidiaries</div><div id="a9381" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:283.43px;top:345.96px;">1</div><div id="a9384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:636.45px;top:345px;"><div style="display:inline-block;width:2.4px">&#160;</div>41,355 </div><div id="a9388" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:704.45px;top:345px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,112 </div><div id="a9391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:358.12px;">of which: investments in foreign-domiciled 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:371.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>388,327 </div><div id="a9416" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:384.08px;">of which: investments in Switzerland-domiciled subsidiaries</div><div id="a9419" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:283.43px;top:385.04px;">1</div><div id="a9422" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:636.45px;top:384.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>45,950 </div><div id="a9426" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:704.45px;top:384.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,791 </div><div id="a9429" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>608,933 </div><div id="a9449" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:410.16px;"><div style="display:inline-block;width:2.4px">&#160;</div>606,158 </div><div id="a9457" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:435.12px;">Capital and loss-absorbing capacity ratios (%) </div><div id="a9466" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:447.76px;">Going concern capital ratio, phase-in </div><div id="a9471" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:646.05px;top:447.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.6 </div><div id="a9475" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:447.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.1 </div><div id="a9478" 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style="display:inline-block;width:3.85px">&#160;</div>indirect investments<div style="display:inline-block;width:3.5px">&#160;</div>including holding of<div style="display:inline-block;width:3.83px">&#160;</div>regulatory capital instruments<div style="display:inline-block;width:4px">&#160;</div>in Switzerland-domiciled subsidiaries<div style="display:inline-block;width:3.99px">&#160;</div>and for direct<div style="display:inline-block;width:3.85px">&#160;</div>and indirect investments<div style="display:inline-block;width:3.83px">&#160;</div>including holding of<div style="display:inline-block;width:4.03px">&#160;</div>regulatory </div><div id="a9568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:599.97px;">capital instruments in<div style="display:inline-block;width:3.84px">&#160;</div>foreign-domiciled subsidiaries<div style="display:inline-block;width:3.52px">&#160;</div>are risk-weighted at<div style="display:inline-block;width:3.9px">&#160;</div>225% and 300%,<div style="display:inline-block;width:3.93px">&#160;</div>respectively, for<div style="display:inline-block;width:3.58px">&#160;</div>the current year.<div style="display:inline-block;width:4.65px">&#160;</div>Risk weights will<div style="display:inline-block;width:3.99px">&#160;</div>gradually increase by<div style="display:inline-block;width:4.02px">&#160;</div>5 percentage points per<div style="display:inline-block;width:4.05px">&#160;</div>year for Switzerland-</div><div id="a9576" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:610.05px;">domiciled investments and 20 percentage points per year for foreign-domiciled investments until the fully applied risk weights of 250% and 400%, respectively,<div style="display:inline-block;width:3.83px">&#160;</div>are applied. </div></div>
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<div id="a9581" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a9583" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a9584" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Switzerland AG standalone<div style="display:inline-block;width:149.71px">&#160;</div>24 </div><div id="a9593" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">UBS Switzerland AG standalone </div><div id="a9595" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of the third quarter of 2023 </div><div id="a9599" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:133.53px;">The table<div style="display:inline-block;width:5.88px">&#160;</div>below is<div style="display:inline-block;width:5.5px">&#160;</div>based on<div style="display:inline-block;width:5.92px">&#160;</div>Basel Committee<div style="display:inline-block;width:6px">&#160;</div>on Banking<div style="display:inline-block;width:5.53px">&#160;</div>Supervision (BCBS)<div style="display:inline-block;width:5.97px">&#160;</div>Basel III rules<div style="display:inline-block;width:5.77px">&#160;</div>and International<div style="display:inline-block;width:6px">&#160;</div>Financial </div><div id="a9608" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:148.89px;">Reporting Standards (IFRS). </div><div id="a9612" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:171.61px;">During<div style="display:inline-block;width:6.09px">&#160;</div>the<div style="display:inline-block;width:6.38px">&#160;</div>third<div style="display:inline-block;width:6.31px">&#160;</div>quarter<div style="display:inline-block;width:6.36px">&#160;</div>of<div style="display:inline-block;width:6.11px">&#160;</div>2023,<div style="display:inline-block;width:6.13px">&#160;</div>common<div style="display:inline-block;width:6.46px">&#160;</div>equity<div style="display:inline-block;width:6.28px">&#160;</div>tier 1<div style="display:inline-block;width:6.22px">&#160;</div>capital<div style="display:inline-block;width:6.32px">&#160;</div>was<div style="display:inline-block;width:6.34px">&#160;</div>broadly<div style="display:inline-block;width:6.2px">&#160;</div>unchanged<div style="display:inline-block;width:6.43px">&#160;</div>at<div style="display:inline-block;width:6.38px">&#160;</div>CHF 12.4bn,<div style="display:inline-block;width:6.35px">&#160;</div>mainly<div 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style="display:inline-block;width:5.72px">&#160;</div>of<div style="display:inline-block;width:5.31px">&#160;</div>lower<div style="display:inline-block;width:5.55px">&#160;</div>HQLA<div style="display:inline-block;width:5.36px">&#160;</div>was </div><div id="a9683" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:316.25px;">almost completely offset<div style="display:inline-block;width:5.57px">&#160;</div>by a CHF 1.7bn<div style="display:inline-block;width:5.3px">&#160;</div>decrease in average<div style="display:inline-block;width:5.63px">&#160;</div>net cash outflows,<div style="display:inline-block;width:5.25px">&#160;</div>mainly due to<div style="display:inline-block;width:5.24px">&#160;</div>lower average<div style="display:inline-block;width:5.12px">&#160;</div>outflows </div><div id="a9696" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:331.61px;">from customer deposits. </div><div 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style="display:inline-block;width:5.12px">&#160;</div>a<div style="display:inline-block;width:5.43px">&#160;</div>CHF 2.2bn<div style="display:inline-block;width:5.56px">&#160;</div>increase<div style="display:inline-block;width:5.38px">&#160;</div>of<div style="display:inline-block;width:5.15px">&#160;</div>available<div style="display:inline-block;width:5.39px">&#160;</div>stable<div style="display:inline-block;width:5.35px">&#160;</div>funding<div style="display:inline-block;width:5.3px">&#160;</div>to </div><div id="a9726" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:400.29px;">CHF 221.9bn, mainly driven by higher customer deposits, with deposit inflows primarily in the second half of September </div><div id="a9731" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:415.65px;">2023. </div><div id="a9734" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:447.09px;">KM1: Key metrics </div><div id="a9741" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:462.64px;">CHF m, except where indicated</div><div id="a9745" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:474.96px;">30.9.23</div><div id="a9747" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:474.96px;">30.6.23</div><div id="a9749" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:474.96px;">31.3.23</div><div id="a9751" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:474.96px;">31.12.22</div><div id="a9753" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:474.96px;">30.9.22</div><div id="a9755" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>12,356</div><div id="a9776" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:499.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,586</div><div id="a9779" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:499.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,520</div><div id="a9782" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:512.56px;">2</div><div id="a9784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:512.56px;">Tier 1</div><div id="a9785" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:105.15px;top:513.52px;">1</div><div id="a9787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:512.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,838</div><div id="a9790" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:512.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,735</div><div id="a9793" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:512.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,745</div><div id="a9796" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:512.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,978</div><div id="a9799" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:512.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,939</div><div id="a9802" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:525.36px;">3</div><div id="a9804" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:525.36px;">Total capital</div><div id="a9805" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:129.31px;top:526.32px;">1</div><div id="a9807" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:525.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,838</div><div id="a9810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:525.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,735</div><div id="a9813" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:525.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,745</div><div id="a9816" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:525.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,978</div><div id="a9819" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:525.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,939</div><div id="a9822" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:537.68px;">Risk-weighted assets (amounts)</div><div id="a9831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:550px;">4</div><div id="a9833" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:550px;">Total risk-weighted assets (RWA)</div><div id="a9837" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:550px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,009</div><div id="a9840" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:475.45px;top:550px;"><div style="display:inline-block;width:2.4px">&#160;</div>107,203</div><div id="a9843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.49px;top:550px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,077</div><div id="a9846" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:550px;"><div style="display:inline-block;width:2.4px">&#160;</div>107,208</div><div id="a9849" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:701.73px;top:550px;"><div style="display:inline-block;width:2.4px">&#160;</div>109,163</div><div id="a9852" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:562.8px;">4a</div><div id="a9854" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:562.8px;">Minimum capital requirement</div><div id="a9855" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:191.87px;top:563.76px;">2</div><div id="a9857" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:562.8px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,641</div><div id="a9860" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:562.8px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,576</div><div id="a9863" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:562.8px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,646</div><div id="a9866" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:562.8px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,577</div><div id="a9869" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:711.33px;top:562.8px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,733</div><div id="a9872" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:575.44px;">4b</div><div id="a9874" style="position:absolute;font-family:&apos;Frutiger 47 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id="a9895" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:587.76px;">Risk-based capital ratios as a percentage of RWA</div><div id="a9904" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:600.08px;">5</div><div id="a9906" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:600.08px;">CET1 ratio (%)</div><div id="a9907" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:138.27px;top:601.04px;">1</div><div id="a9909" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:600.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.53</div><div id="a9912" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:600.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.52</div><div id="a9915" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>16.52</div><div id="a9932" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:612.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.54</div><div id="a9935" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:612.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.42</div><div id="a9938" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:612.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.77</div><div id="a9941" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:711.33px;top:612.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.43</div><div id="a9944" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:625.55px;">7</div><div id="a9946" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:625.55px;">Total capital ratio (%)</div><div id="a9947" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:164.03px;top:626.51px;">1</div><div id="a9949" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:625.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.52</div><div id="a9952" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:625.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.54</div><div id="a9955" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:625.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.42</div><div id="a9958" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:625.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.77</div><div id="a9961" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:711.33px;top:625.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.43</div><div id="a9964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:637.87px;">Additional CET1 buffer requirements as a percentage of RWA</div><div id="a9971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:650.19px;">8</div><div id="a9973" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:650.19px;">Capital conservation buffer requirement (%)</div><div id="a9976" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:650.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a9979" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:650.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a9982" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:650.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a9985" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:650.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a9988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:650.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a9991" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:662.99px;">9</div><div id="a9993" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:662.99px;">Countercyclical buffer requirement (%)</div><div id="a9995" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:662.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.05</div><div id="a9998" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:662.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.04</div><div id="a10001" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:662.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.03</div><div id="a10004" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:662.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.02</div><div id="a10007" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:662.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.02</div><div id="a10010" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:675.63px;">9a</div><div id="a10012" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:675.63px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%)</div><div id="a10014" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:675.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.82</div><div id="a10017" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:675.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.79</div><div id="a10020" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:675.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.74</div><div id="a10023" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:675.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.75</div><div id="a10026" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:675.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.74</div><div id="a10029" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:688.27px;">10</div><div id="a10031" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:688.27px;">Bank G-SIB and / or D-SIB additional requirements (%)</div><div id="a10037" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:283.43px;top:689.23px;">3</div><div id="a10044" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:701.07px;">11</div><div id="a10046" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:701.07px;">Total of bank CET1 specific buffer requirements (%)</div><div id="a10047" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:272.39px;top:702.03px;">4</div><div id="a10049" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:701.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.55</div><div id="a10052" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:701.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.54</div><div id="a10055" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:701.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.53</div><div id="a10058" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:701.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.52</div><div id="a10061" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:701.07px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.52</div><div id="a10064" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:713.71px;">12</div><div id="a10066" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:713.71px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%)</div><div id="a10068" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:713.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.03</div><div id="a10071" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:713.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.02</div><div id="a10074" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:713.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.93</div><div id="a10077" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:713.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.24</div><div id="a10080" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:713.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.97</div><div id="a10083" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:726.19px;">Basel III leverage ratio</div><div id="a10091" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:738.83px;">13</div><div id="a10093" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:738.83px;">Total Basel III leverage ratio exposure measure</div><div id="a10095" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:738.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>332,850</div><div id="a10098" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:475.45px;top:738.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>330,318</div><div id="a10101" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.49px;top:738.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>330,362</div><div id="a10104" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:738.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>332,280</div><div id="a10107" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:701.73px;top:738.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>334,765</div><div id="a10110" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:751.95px;">14</div><div id="a10112" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:751.95px;">Basel III leverage ratio (%)</div><div id="a10113" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:180.67px;top:752.91px;">1</div><div id="a10115" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:751.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.36</div><div id="a10118" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:751.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.37</div><div id="a10121" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:751.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.37</div><div id="a10124" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:751.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.41</div><div id="a10127" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.13px;top:751.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.36</div><div id="a10130" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:764.59px;">Liquidity coverage ratio (LCR)</div><div id="a10131" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:765.55px;">5</div><div id="a10138" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:777.23px;">15</div><div id="a10140" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:777.23px;">Total high-quality liquid assets (HQLA) </div><div id="a10144" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:777.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>75,125</div><div id="a10147" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:777.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>77,594</div><div id="a10150" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:777.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>85,286</div><div id="a10153" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:777.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>88,889</div><div id="a10156" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:777.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>89,016</div><div id="a10159" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:790.19px;">16</div><div id="a10161" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:790.19px;">Total net cash outflow</div><div id="a10163" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:790.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>52,825</div><div id="a10166" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:790.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>54,497</div><div id="a10169" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:790.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>60,151</div><div id="a10172" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:790.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>62,437</div><div id="a10175" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:790.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>63,082</div><div id="a10178" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:803.15px;">16a</div><div id="a10180" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:93.47px;top:803.15px;">of which: cash outflows</div><div id="a10182" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:405.35px;top:803.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>71,989</div><div id="a10185" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:480.25px;top:803.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>74,687</div><div id="a10188" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:555.29px;top:803.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>80,906</div><div id="a10191" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:803.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>84,826</div><div id="a10194" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:706.53px;top:803.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>85,858</div><div id="a10197" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:816.27px;">16b</div><div id="a10199" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:93.47px;top:816.27px;">of which: cash inflows</div><div id="a10201" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:405.35px;top:816.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,164</div><div id="a10204" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:480.25px;top:816.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,190</div><div id="a10207" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:555.29px;top:816.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,755</div><div id="a10210" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:816.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>22,389</div><div id="a10213" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:706.53px;top:816.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>22,776</div><div id="a10216" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:829.07px;">17</div><div id="a10218" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:829.07px;">LCR (%)</div><div id="a10220" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:829.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>142.23</div><div id="a10223" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:829.39px;"><div style="display:inline-block;width:2.4px">&#160;</div>142.41</div><div id="a10226" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:829.39px;"><div style="display:inline-block;width:2.4px">&#160;</div>141.87</div><div id="a10229" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:829.39px;"><div style="display:inline-block;width:2.4px">&#160;</div>142.41</div><div id="a10232" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:706.53px;top:829.39px;"><div style="display:inline-block;width:2.4px">&#160;</div>141.15</div><div id="a10235" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:841.87px;">Net stable funding ratio (NSFR)</div><div id="a10236" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.83px;top:842.83px;">6</div><div id="a10243" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:854.51px;">18</div><div id="a10245" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:854.51px;">Total available stable funding</div><div id="a10247" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:402.95px;top:854.51px;">221,883</div><div id="a10249" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:477.85px;top:854.51px;">219,728</div><div id="a10251" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:552.89px;top:854.51px;">220,838</div><div id="a10253" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.97px;top:854.51px;">221,689</div><div id="a10255" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.13px;top:854.51px;">224,149</div><div id="a10257" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:867.67px;">19</div><div id="a10259" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:867.67px;">Total required stable funding</div><div id="a10261" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:402.95px;top:867.67px;">165,543</div><div id="a10263" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:477.85px;top:867.67px;">163,021</div><div id="a10265" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:552.89px;top:867.67px;">165,152</div><div id="a10267" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.97px;top:867.67px;">162,306</div><div id="a10269" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.13px;top:867.67px;">158,853</div><div id="a10271" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:880.63px;">20</div><div id="a10273" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:880.63px;">NSFR (%)</div><div id="a10275" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:407.75px;top:880.63px;">134.03</div><div id="a10277" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.65px;top:880.63px;">134.79</div><div id="a10279" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:557.69px;top:880.63px;">133.72</div><div id="a10281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.77px;top:880.63px;">136.59</div><div id="a10283" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:708.93px;top:880.63px;">141.10</div><div id="a10285" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:894.59px;">1 As of 1 July 2022, capital amounts<div style="display:inline-block;width:3.46px">&#160;</div>exclude the transitional relief of recognizing ECL allowances<div style="display:inline-block;width:3.52px">&#160;</div>and provisions in CET1 capital in accordance<div style="display:inline-block;width:3.48px">&#160;</div>with FINMA Circular 2013/1 &#8220;Eligible capital &#8211;<div style="display:inline-block;width:3.51px">&#160;</div>banks&#8221;.<div style="display:inline-block;width:8.98px">&#160;</div>2 Calculated </div><div id="a10293" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:904.83px;">as 8% of total RWA,<div style="display:inline-block;width:3.86px">&#160;</div>based on total capital minimum<div style="display:inline-block;width:3.83px">&#160;</div>requirements, excluding CET1 buffer<div style="display:inline-block;width:3.72px">&#160;</div>requirements.<div style="display:inline-block;width:10.24px">&#160;</div>3 Swiss SRB going and<div style="display:inline-block;width:3.8px">&#160;</div>gone concern requirements and information<div style="display:inline-block;width:3.67px">&#160;</div>for UBS Switzerland AG<div style="display:inline-block;width:3.52px">&#160;</div>are provided </div><div id="a10296" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:914.91px;">below.<div style="display:inline-block;width:9.34px">&#160;</div>4 Excludes non-BCBS capital buffer requirements for risk-weighted<div style="display:inline-block;width:3.47px">&#160;</div>positions that are directly or indirectly backed<div style="display:inline-block;width:3.69px">&#160;</div>by residential properties in Switzerland.<div style="display:inline-block;width:9.77px">&#160;</div>5 Calculated after the application of haircuts and </div><div id="a10304" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:924.99px;">inflow and outflow rates, as well as, where applicable, caps on Level 2 assets and cash inflows. Calculated based on an average of 63 data points in the third quarter of 2023 and 64 data points in the second quarter </div><div id="a10307" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:935.23px;">of 2023. For<div style="display:inline-block;width:3.42px">&#160;</div>the prior-quarter data<div style="display:inline-block;width:3.48px">&#160;</div>points, refer to the<div style="display:inline-block;width:3.68px">&#160;</div>respective Pillar 3 Report, available<div style="display:inline-block;width:3.56px">&#160;</div>under &#8220;Pillar 3 disclosures&#8221; at<div style="display:inline-block;width:3.56px">&#160;</div>ubs.com/investors, for<div style="display:inline-block;width:3.5px">&#160;</div>more information.<div style="display:inline-block;width:10.05px">&#160;</div>6 UBS Switzerland AG is<div style="display:inline-block;width:3.56px">&#160;</div>required to maintain a </div><div id="a10318" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:945.31px;">minimum NSFR of at least 100% on an ongoing basis, as defined by Art. 17h para. 1 of the Liquidity Ordinance.<div style="display:inline-block;width:3.89px">&#160;</div>A portion of the excess funding is needed to fulfill the NSFR requirement of UBS AG. </div></div>
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<div id="a10323" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a10325" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a10326" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Switzerland AG standalone<div style="display:inline-block;width:149.71px">&#160;</div>25 </div><div id="a10334" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information </div><div id="a10338" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:68.22px;">UBS Switzerland AG is considered a systemically relevant bank (an SRB) under Swiss banking law and is subject to capital </div><div id="a10344" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:83.58px;">regulations on a standalone basis. 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style="display:inline-block;width:6.61px">&#160;</div>The<div style="display:inline-block;width:6.37px">&#160;</div>gone<div style="display:inline-block;width:6.24px">&#160;</div>concern<div style="display:inline-block;width:6.43px">&#160;</div>requirement </div><div id="a10364" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:152.25px;">corresponds to 62% of the Group&#8217;s going<div style="display:inline-block;width:2.25px">&#160;</div>concern requirements, excluding the Pillar 2 add-on and<div style="display:inline-block;width:2.34px">&#160;</div>countercyclical buffer </div><div id="a10368" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:167.61px;">requirements. </div><div id="a10370" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:190.17px;">The<div style="display:inline-block;width:7.01px">&#160;</div>gone<div 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:205.53px;">denominator-based requirement.</div><div id="a10381" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:238.57px;">Swiss SRB going and gone concern requirements and information </div><div id="a10383" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:257.16px;">As of 30.9.23</div><div id="a10386" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:536.57px;top:257.16px;">RWA</div><div id="a10389" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:664.61px;top:257.16px;">LRD</div><div id="a10391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:273.32px;">CHF m, except where indicated</div><div id="a10395" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:525.85px;top:273.32px;">in %</div><div id="a10399" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:273.32px;">in %</div><div id="a10402" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:288.52px;">Required going concern capital</div><div id="a10410" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:302.28px;">Total going concern capital</div><div id="a10413" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:516.25px;top:302.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.17</div><div id="a10415" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:540.25px;top:303.24px;">1</div><div id="a10417" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:302.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,382</div><div id="a10421" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.17px;top:302.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.00</div><div id="a10423" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:666.37px;top:303.24px;">1</div><div id="a10425" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:302.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,643</div><div id="a10428" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:316.2px;">Common equity tier 1 capital </div><div id="a10431" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:316.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.87</div><div id="a10434" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:316.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,738</div><div id="a10438" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:316.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50</div><div id="a10441" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:316.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,650</div><div id="a10444" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:330.28px;">of which: minimum capital</div><div id="a10447" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:330.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.50</div><div id="a10450" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:580.25px;top:330.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,860</div><div id="a10454" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.05px;top:330.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a10457" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:706.21px;top:330.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,993</div><div id="a10460" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:344.2px;">of which: buffer capital</div><div id="a10464" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:344.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.50</div><div id="a10467" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:580.25px;top:344.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,940</div><div id="a10471" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.05px;top:344.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.00</div><div id="a10474" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:706.21px;top:344.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>6,657</div><div id="a10477" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:358.28px;">of which: countercyclical buffer</div><div id="a10480" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:358.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.87</div><div id="a10483" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.45px;top:358.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>937</div><div id="a10489" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:371.92px;">Maximum additional tier 1 capital</div><div id="a10492" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:523.93px;top:371.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.30</div><div id="a10495" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:371.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,644</div><div id="a10499" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:371.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a10502" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:706.21px;top:371.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,993</div><div id="a10505" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:385.84px;">of which: additional tier 1 capital</div><div id="a10508" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:385.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50</div><div id="a10511" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:580.25px;top:385.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,780</div><div id="a10515" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.05px;top:385.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a10518" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:706.21px;top:385.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,993</div><div id="a10521" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:399.92px;">of which: additional tier 1 buffer capital</div><div id="a10525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:399.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80</div><div id="a10528" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.45px;top:399.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>864</div><div id="a10541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:429.2px;">Eligible going concern capital</div><div id="a10549" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:442.96px;">Total going concern capital</div><div id="a10552" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:442.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.52</div><div id="a10555" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:442.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,838</div><div id="a10559" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:442.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.36</div><div id="a10562" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:442.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,838</div><div id="a10565" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:456.88px;">Common equity tier 1 capital </div><div id="a10568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:456.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.53</div><div id="a10571" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:456.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,449</div><div id="a10575" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:456.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.74</div><div id="a10578" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:456.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,449</div><div id="a10581" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:470.96px;">Total loss-absorbing additional tier 1 capital</div><div id="a10586" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:523.93px;top:470.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.99</div><div id="a10589" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:470.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,389</div><div id="a10593" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:470.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.62</div><div id="a10596" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:706.21px;top:470.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,389</div><div id="a10599" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:484.88px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a10606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:484.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.99</div><div id="a10609" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:580.25px;top:484.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,389</div><div id="a10613" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.05px;top:484.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.62</div><div id="a10616" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:706.21px;top:484.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,389</div><div id="a10626" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:512.24px;">Required gone concern capital</div><div id="a10627" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:169.63px;top:513.2px;">2</div><div id="a10635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:525.84px;">Total gone concern loss-absorbing capacity</div><div id="a10640" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:523.93px;top:525.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.87</div><div id="a10643" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:580.25px;top:525.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,576</div><div id="a10647" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:525.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.10</div><div id="a10650" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:525.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,318</div><div id="a10653" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:539.92px;">of which: base requirement</div><div id="a10657" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:539.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.97</div><div id="a10660" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:580.25px;top:539.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,612</div><div id="a10664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.05px;top:539.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.79</div><div id="a10667" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:706.21px;top:539.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,287</div><div id="a10670" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:553.84px;">of which: additional requirement for market share and LRD</div><div id="a10673" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:523.93px;top:553.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.89</div><div id="a10676" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.45px;top:553.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>964</div><div id="a10680" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.05px;top:553.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.31</div><div id="a10683" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:706.21px;top:553.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,032</div><div id="a10693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:581.2px;">Eligible gone concern capital</div><div id="a10701" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:594.96px;">Total gone concern loss-absorbing capacity</div><div id="a10706" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:594.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.42</div><div id="a10709" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:594.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,257</div><div id="a10713" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:594.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.38</div><div id="a10716" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:594.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,257</div><div id="a10719" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:608.88px;">TLAC-eligible senior unsecured debt</div><div id="a10724" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:608.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.42</div><div id="a10727" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:608.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,257</div><div id="a10731" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:608.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.38</div><div id="a10734" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:608.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,257</div><div id="a10744" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:636.27px;">Total loss-absorbing capacity</div><div id="a10754" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:649.87px;">Required total loss-absorbing capacity</div><div id="a10759" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>24.03</div><div id="a10762" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,958</div><div id="a10766" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.10</div><div id="a10769" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:649.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>26,961</div><div id="a10772" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:663.95px;">Eligible total loss-absorbing capacity</div><div id="a10777" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:519.13px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.94</div><div id="a10780" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:575.45px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>29,095</div><div id="a10784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.05px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.74</div><div id="a10787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:701.41px;top:663.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>29,095</div><div id="a10797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:691.31px;">Risk-weighted assets / leverage ratio denominator</div><div id="a10807" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:704.91px;">Risk-weighted assets</div><div id="a10813" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:570.65px;top:704.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,009</div><div id="a10819" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:718.99px;">Leverage ratio denominator</div><div id="a10826" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:696.61px;top:718.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>332,850</div><div id="a10829" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:733.43px;">1 Includes applicable add-ons of 1.44% for risk-weighted assets (RWA) and 0.50% for leverage ratio denominator (LRD).<div style="display:inline-block;width:7.68px">&#160;</div>2 A maximum of 25% of the gone concern requirements can be met with instruments that </div><div id="a10835" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:743.67px;">have a remaining maturity of between one and two years. Once at least 75% of the minimum gone concern requirement has been met with instruments that have a remaining maturity of greater than<div style="display:inline-block;width:3.46px">&#160;</div>two years, all </div><div id="a10838" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:753.75px;">instruments that have a remaining maturity of between one and two years remain eligible to be included in the total gone concern capital.<div style="display:inline-block;width:9.66px">&#160;</div></div></div>
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<div id="a10843" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a10845" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a10846" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Switzerland AG standalone<div style="display:inline-block;width:149.71px">&#160;</div>26 </div><div id="a10854" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a10856" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:63.06px;">CHF m, except where indicated</div><div id="a10859" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:63.06px;">30.9.23</div><div id="a10862" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:63.06px;">30.6.23</div><div id="a10869" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:86.74px;">Eligible going concern capital</div><div id="a10875" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:99.54px;">Total going concern capital</div><div id="a10878" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:99.54px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,838</div><div id="a10882" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:99.54px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,735</div><div id="a10885" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:112.53px;">Total tier 1 capital</div><div id="a10888" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:112.53px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,838</div><div id="a10892" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:112.53px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,735</div><div id="a10895" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:125.48px;">Common equity tier 1 capital</div><div id="a10898" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:125.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,449</div><div id="a10902" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:125.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,354</div><div id="a10905" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:138.44px;">Total loss-absorbing additional tier 1 capital</div><div id="a10910" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:642.21px;top:138.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,389</div><div id="a10914" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:712.13px;top:138.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,381</div><div id="a10917" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:151.56px;">of which: high-trigger loss-absorbing additional tier 1 capital</div><div id="a10924" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:642.21px;top:151.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,389</div><div id="a10928" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:712.13px;top:151.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>5,381</div><div id="a10936" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:176.84px;">Eligible gone concern capital</div><div id="a10942" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:189.48px;">Total gone concern loss-absorbing capacity</div><div id="a10947" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:189.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,257</div><div id="a10951" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:189.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,235</div><div id="a10954" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:202.44px;">TLAC-eligible senior unsecured debt</div><div id="a10959" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:202.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,257</div><div id="a10963" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:202.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,235</div><div id="a10971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:227.88px;">Total loss-absorbing capacity</div><div id="a10979" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:240.52px;">Total loss-absorbing capacity</div><div id="a10984" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:637.41px;top:240.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>29,095</div><div id="a10988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:707.33px;top:240.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>28,971</div><div id="a10996" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:265.8px;">Risk-weighted assets / leverage ratio denominator</div><div id="a11005" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:278.44px;">Risk-weighted assets</div><div id="a11010" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:632.61px;top:278.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>108,009</div><div id="a11014" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:702.53px;top:278.44px;"><div style="display:inline-block;width:2.4px">&#160;</div>107,203</div><div id="a11017" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:291.56px;">Leverage ratio denominator</div><div id="a11020" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:632.61px;top:291.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>332,850</div><div id="a11024" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:702.53px;top:291.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>330,318</div><div id="a11032" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:314.92px;">Capital and loss-absorbing capacity ratios (%)</div><div id="a11040" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:327.56px;">Going concern capital ratio</div><div id="a11043" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.01px;top:327.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.5</div><div id="a11047" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.93px;top:327.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.5</div><div id="a11050" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:340.68px;">of which: common equity tier 1 capital ratio</div><div id="a11054" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:647.01px;top:340.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.5</div><div id="a11058" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:716.93px;top:340.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.5</div><div id="a11061" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:353.64px;">Gone concern loss-absorbing capacity ratio</div><div id="a11066" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.01px;top:353.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.4</div><div id="a11070" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.93px;top:353.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.5</div><div id="a11073" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:366.64px;">Total loss-absorbing capacity ratio</div><div id="a11078" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.01px;top:366.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.9</div><div id="a11082" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.93px;top:366.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>27.0</div><div id="a11090" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:721.73px;top:416.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.7</div><div id="a11116" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:429.68px;">Gone concern leverage ratio</div><div id="a11119" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.81px;top:429.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.4</div><div id="a11123" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:721.73px;top:429.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.4</div><div id="a11126" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:442.64px;">Total loss-absorbing capacity leverage ratio</div><div id="a11131" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.81px;top:442.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.7</div><div id="a11135" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:721.73px;top:442.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.8</div></div>
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<div id="a11139" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a11141" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:751.83px;">30 September 2023 Pillar 3 Report | </div><div id="a11142" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:752.07px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Switzerland AG standalone<div style="display:inline-block;width:478.51px">&#160;</div>27 </div><div id="a11150" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Capital instruments </div><div id="a11153" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:68.46px;">Capital instruments of UBS Switzerland AG &#8211; key features </div><div id="a11163" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:84.69px;">Presented according to issuance date.<div style="display:inline-block;width:1.86px">&#160;</div></div><div id="a11171" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:99.41px;">Share capital </div><div id="a11174" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:648.57px;top:99.41px;">Additional tier 1 capital </div><div id="a11177" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:112.85px;">1 </div><div id="a11179" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:112.85px;">Issuer </div><div id="a11182" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:112.85px;">UBS Switzerland AG, Switzerland </div><div id="a11185" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:112.85px;">UBS Switzerland AG, </div><div id="a11186" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:124.52px;">Switzerland </div><div id="a11188" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:112.85px;">UBS Switzerland AG, </div><div id="a11189" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:124.52px;">Switzerland </div><div id="a11191" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:112.85px;">UBS Switzerland AG, </div><div id="a11192" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:124.52px;">Switzerland </div><div id="a11194" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:112.85px;">UBS Switzerland AG, </div><div id="a11195" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:124.52px;">Switzerland </div><div id="a11197" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:112.85px;">UBS Switzerland AG, </div><div id="a11198" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:124.52px;">Switzerland </div><div id="a11200" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:112.85px;">UBS Switzerland AG, </div><div id="a11201" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:124.52px;">Switzerland </div><div id="a11203" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:112.85px;">UBS Switzerland AG, </div><div id="a11204" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:124.52px;">Switzerland </div><div id="a11206" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:112.85px;">UBS Switzerland AG, </div><div id="a11207" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:124.52px;">Switzerland </div><div id="a11209" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:138.92px;">2 </div><div id="a11211" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:138.92px;">Unique identifier (e.g., CUSIP, ISIN or </div><div id="a11212" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:150.6px;">Bloomberg identifier for private placement) </div><div id="a11215" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:138.92px;">&#8211; </div><div id="a11218" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:138.92px;">&#8211; </div><div id="a11220" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:164.84px;">3 </div><div id="a11222" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:164.84px;">Governing law(s) of the instrument </div><div id="a11226" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:164.84px;">Swiss </div><div id="a11229" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:722.81px;top:164.84px;">Swiss </div><div id="a11231" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:179.24px;">3a </div><div id="a11233" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:179.24px;">Means by which enforceability requirement of </div><div id="a11234" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:190.92px;">Section 13 of the TLAC Term Sheet is achieved </div><div id="a11235" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:202.6px;">(for other TLAC-eligible instruments governed </div><div id="a11238" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:214.28px;">by foreign law) </div><div id="a11241" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:179.24px;">n/a </div><div id="a11244" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:726.97px;top:179.24px;">n/a </div><div id="a11247" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:228.68px;">Regulatory treatment </div><div id="a11260" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:244.72px;">4 </div><div id="a11262" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:244.72px;">Transitional Basel III rules</div><div id="a11263" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.19px;top:245.64px;">1</div><div id="a11266" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:244.72px;">CET1 &#8211; going concern capital </div><div id="a11272" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:690.01px;top:244.72px;">Additional tier 1 capital </div><div id="a11274" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:260.72px;">5 </div><div id="a11276" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:260.72px;">Post-transitional Basel III rules</div><div id="a11279" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:189.15px;top:261.68px;">2</div><div id="a11282" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:260.72px;">CET1 &#8211; going concern capital </div><div id="a11288" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:690.01px;top:260.72px;">Additional tier 1 capital </div><div id="a11290" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:275.12px;">6 </div><div id="a11292" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:275.12px;">Eligible at solo / group / group and solo </div><div id="a11296" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:275.12px;">UBS Switzerland AG consolidated </div><div id="a11297" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:286.8px;">and standalone </div><div id="a11300" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:642.65px;top:275.12px;">UBS Switzerland AG consolidated and standalone </div><div id="a11302" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:299.44px;">7 </div><div id="a11304" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:299.44px;">Instrument type (types to be specified by each </div><div id="a11305" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:311.12px;">jurisdiction) </div><div id="a11308" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:299.44px;">Ordinary shares </div><div id="a11311" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:722.49px;top:299.44px;">Loan</div><div id="a11312" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:740.25px;top:300.4px;">3 </div><div id="a11314" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:323.76px;">8 </div><div id="a11316" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:323.76px;">Amount recognized in regulatory capital </div><div id="a11317" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:335.44px;">(currency in million, as of most recent reporting </div><div id="a11319" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:347.12px;">date)</div><div id="a11320" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:98.24px;top:348.08px;">1</div><div id="a11323" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:323.76px;">CHF 10.0 </div><div id="a11326" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:323.76px;">CHF 1,000 </div><div id="a11328" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:323.76px;">CHF 825 </div><div id="a11330" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:323.76px;">USD 425<div style="display:inline-block;width:2.12px">&#160;</div></div><div id="a11332" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:323.76px;">CHF 475 </div><div id="a11334" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:323.76px;">CHF 500 </div><div id="a11336" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:323.76px;">CHF 700 </div><div id="a11338" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:323.76px;">CHF 675 </div><div id="a11340" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:323.76px;">CHF 825 </div><div id="a11342" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:361.52px;">9 </div><div id="a11344" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:361.52px;">Par value of instrument (currency in million) </div><div id="a11347" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:361.52px;">CHF 10.0 </div><div id="a11350" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:361.52px;">CHF 1,000 </div><div id="a11352" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:361.52px;">CHF 825 </div><div id="a11354" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:361.52px;">USD 425 </div><div id="a11356" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:361.52px;">CHF 475 </div><div id="a11358" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:361.52px;">CHF 500 </div><div id="a11360" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:361.52px;">CHF 700 </div><div id="a11362" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:361.52px;">CHF 675 </div><div id="a11364" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:361.52px;">CHF 825 </div><div id="a11366" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:375.92px;">10 </div><div id="a11368" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:375.92px;">Accounting classification</div><div id="a11369" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:168.99px;top:376.88px;">4</div><div id="a11372" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:375.92px;">Equity attributable to UBS </div><div id="a11373" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:387.6px;">Switzerland AG shareholders<div style="display:inline-block;width:1.84px">&#160;</div></div><div id="a11376" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:667.13px;top:375.92px;">Due to banks held at amortized cost </div><div id="a11378" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:402.48px;">11 </div><div id="a11380" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:402.48px;">Original date of issuance </div><div id="a11384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:402.48px;">&#8211; </div><div id="a11387" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:402.48px;">18 December 2017 </div><div id="a11389" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:402.48px;">12 December 2018 </div><div id="a11391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:402.48px;">12 December 2018 </div><div id="a11393" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:402.48px;">11 December 2019 </div><div id="a11395" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:402.48px;">29 October 2020 </div><div id="a11397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:402.48px;">11 March 2021 </div><div id="a11399" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:402.48px;">2 June 2021 </div><div id="a11401" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:402.48px;">2 June 2021 </div><div id="a11403" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:418.51px;">12 </div><div id="a11405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:418.51px;">Perpetual or dated </div><div id="a11408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:418.51px;">&#8211; </div><div id="a11411" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.61px;top:418.51px;">Perpetual </div><div id="a11413" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:434.51px;">13 </div><div id="a11415" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:434.51px;">Original maturity date </div><div id="a11418" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:434.51px;">&#8211; </div><div id="a11421" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:434.51px;">&#8211; </div><div id="a11423" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:450.51px;">14 </div><div id="a11425" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:450.51px;">Issuer call subject to prior supervisory approval </div><div id="a11430" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:450.51px;">&#8211; </div><div id="a11433" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:726.33px;top:450.51px;">Yes </div></div>
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<div id="a11437" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a11439" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:751.83px;">30 September 2023 Pillar 3 Report | </div><div id="a11440" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:752.07px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Switzerland AG standalone<div style="display:inline-block;width:478.51px">&#160;</div>28 </div><div id="a11448" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:45.9px;">Capital instruments of UBS Switzerland AG &#8211; key features (continued) </div><div id="a11458" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:61.94px;">Presented according to issuance date.<div style="display:inline-block;width:1.86px">&#160;</div></div><div id="a11466" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:76.69px;">Share capital </div><div id="a11469" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:648.57px;top:76.69px;">Additional tier 1 capital </div><div id="a11472" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:90.29px;">15 </div><div id="a11474" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:90.29px;">Optional call date, contingent call dates and </div><div id="a11475" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:101.97px;">redemption amount </div><div id="a11478" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:90.29px;">&#8211; </div><div id="a11481" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:90.29px;">First optional </div><div id="a11482" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.91px">&#160;</div></div><div id="a11484" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:113.65px;">18 December 2022</div><div id="a11485" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:473.51px;top:114.6px;">5 </div><div id="a11487" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:90.29px;">First optional </div><div id="a11488" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.91px">&#160;</div></div><div id="a11490" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:113.65px;">12 December 2023 </div><div id="a11492" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:90.29px;">First optional </div><div id="a11493" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.94px">&#160;</div></div><div id="a11495" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:113.65px;">12 December 2023 </div><div id="a11497" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:90.29px;">First optional </div><div id="a11498" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.91px">&#160;</div></div><div id="a11500" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:113.65px;">11 December 2024 </div><div id="a11502" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:90.29px;">First optional </div><div id="a11503" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.91px">&#160;</div></div><div id="a11505" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:113.65px;">29 October 2025 </div><div id="a11507" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:90.29px;">First optional </div><div id="a11508" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.95px">&#160;</div></div><div id="a11510" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:113.65px;">11 March 2026 </div><div id="a11512" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:90.29px;">First optional </div><div id="a11513" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.91px">&#160;</div></div><div id="a11515" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:113.65px;">2 June 2026 </div><div id="a11517" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:90.29px;">First optional </div><div id="a11518" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:101.97px;">repayment date:<div style="display:inline-block;width:1.91px">&#160;</div></div><div id="a11520" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:113.65px;">2 June 2028 </div><div id="a11523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:537.83px;top:131.24px;">Repayable at any time after the first optional repayment date. </div><div id="a11525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:406.95px;top:142.92px;">Repayment subject to FINMA approval. Optional repayment amount:<div style="display:inline-block;width:0.89px">&#160;</div>principal amount, together with any accrued and<div style="display:inline-block;width:1.04px">&#160;</div>unpaid interest </div><div id="a11527" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:634.49px;top:154.6px;">thereon. </div><div id="a11529" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:131.24px;">Repayable on the </div><div id="a11531" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:142.92px;">first optional </div><div id="a11532" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:154.6px;">repayment date or </div><div id="a11533" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:166.28px;">on any of every </div><div id="a11534" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:177.96px;">second interest </div><div id="a11535" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:189.64px;">payment date </div><div id="a11536" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:201.32px;">thereafter. </div><div id="a11538" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:213px;">Repayment subject </div><div id="a11539" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:224.68px;">to FINMA approval. </div><div id="a11540" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:236.36px;">Optional repayment </div><div id="a11541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:248.08px;">amount: principal </div><div id="a11542" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:259.76px;">amount, together </div><div id="a11543" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:271.6px;">with any accrued </div><div id="a11544" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:283.28px;">and unpaid interest </div><div id="a11545" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:294.96px;">thereon. </div><div id="a11547" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:131.24px;">Repayable on the </div><div id="a11548" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:142.92px;">first optional </div><div id="a11549" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:154.6px;">repayment date or </div><div id="a11550" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:166.28px;">on any interest </div><div id="a11551" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:177.96px;">payment date </div><div id="a11552" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:189.64px;">thereafter. </div><div id="a11554" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:201.32px;">Repayment subject </div><div id="a11555" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:213px;">to FINMA approval. </div><div id="a11556" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:224.68px;">Optional repayment </div><div id="a11557" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:236.36px;">amount: principal </div><div id="a11558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:248.08px;">amount, together </div><div id="a11559" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:259.76px;">with any accrued </div><div id="a11560" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:271.6px;">and unpaid interest </div><div id="a11561" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:283.28px;">thereon. </div><div id="a11563" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:307.6px;">16 </div><div id="a11565" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:307.6px;">Subsequent call dates, if applicable </div><div id="a11569" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:307.6px;">&#8211; </div><div id="a11572" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:521.51px;top:307.6px;">Early repayment possible due to a tax or regulatory event.<div style="display:inline-block;width:1.01px">&#160;</div>Repayment due to a tax event subject to FINMA approval. </div><div id="a11574" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:584.39px;top:319.28px;">Repayment amount: principal amount, together with<div style="display:inline-block;width:1.04px">&#160;</div>accrued and unpaid interest. </div></div>
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<div id="a11578" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a11580" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:751.83px;">30 September 2023 Pillar 3 Report | </div><div id="a11581" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:752.07px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Switzerland AG standalone<div style="display:inline-block;width:478.51px">&#160;</div>29 </div><div id="a11589" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:45.9px;">Capital instruments of UBS Switzerland AG &#8211; key features (continued) </div><div id="a11599" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:61.94px;">Presented according to issuance date.<div style="display:inline-block;width:1.86px">&#160;</div></div><div id="a11607" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:76.69px;">Share capital </div><div id="a11610" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:648.57px;top:76.69px;">Additional tier 1 capital </div><div id="a11614" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:91.89px;">Coupons </div><div id="a11627" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:107.41px;">17 </div><div id="a11629" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:107.41px;">Fixed or floating dividend / coupon </div><div id="a11632" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:107.41px;">&#8211; </div><div id="a11635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.17px;top:107.41px;">Floating </div><div id="a11637" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:121.17px;">18 </div><div id="a11639" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:121.17px;">Coupon rate and any related index </div><div id="a11642" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:121.17px;">&#8211; </div><div id="a11645" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:121.17px;">3-month SARON </div><div id="a11648" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:132.84px;">Compound </div><div id="a11650" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:144.52px;">+ 250 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11652" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:403.43px;top:156.36px;">per annum quarterly </div><div id="a11654" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:121.17px;">3-month SARON </div><div id="a11657" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:132.84px;">Compound </div><div id="a11659" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:144.52px;">+ 489 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.47px;top:156.36px;">per annum quarterly </div><div id="a11663" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:121.17px;">3-month SOFR </div><div id="a11666" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:132.84px;">Compound </div><div id="a11668" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:144.52px;">+ 561 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11670" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.51px;top:156.36px;">per annum quarterly </div><div id="a11672" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:121.17px;">3-month SARON </div><div id="a11675" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:132.84px;">Compound </div><div id="a11677" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:144.52px;">+ 433 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11679" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:652.57px;top:156.36px;">per annum quarterly </div><div id="a11681" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:121.17px;">3-month SARON </div><div id="a11684" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:132.84px;">Compound </div><div id="a11686" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:144.52px;">+ 397 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11688" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:735.45px;top:156.36px;">per annum quarterly </div><div id="a11690" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:121.17px;">3-month SARON </div><div id="a11693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:132.84px;">Compound </div><div id="a11695" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:144.52px;">+ 337 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11697" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:818.49px;top:156.36px;">per annum quarterly </div><div id="a11699" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:121.17px;">3-month SARON </div><div id="a11702" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:132.84px;">Compound </div><div id="a11704" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:144.52px;">+ 307 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11706" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:901.57px;top:156.36px;">per annum quarterly<div style="display:inline-block;width:1.93px">&#160;</div></div><div id="a11708" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:121.17px;">3-month SARON </div><div id="a11711" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:132.84px;">Compound </div><div id="a11713" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:144.52px;">+ 308 bps<div style="display:inline-block;width:2.08px">&#160;</div></div><div id="a11715" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:984.61px;top:156.36px;">per annum quarterly </div><div id="a11717" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:170.12px;">19 </div><div id="a11719" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:170.12px;">Existence of a dividend stopper </div><div id="a11722" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:170.12px;">&#8211; </div><div id="a11725" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:727.45px;top:170.12px;">No </div><div id="a11727" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:184.04px;">20 </div><div id="a11729" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:184.04px;">Fully discretionary, partially discretionary or </div><div id="a11731" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:195.72px;">mandatory </div><div id="a11734" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:184.04px;">Fully discretionary </div><div id="a11737" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.41px;top:184.04px;">Fully discretionary </div><div id="a11739" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:215.88px;">21 </div><div id="a11741" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:209.96px;">Existence of step-up or other incentive to </div><div id="a11744" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:221.64px;">redeem </div><div id="a11747" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:215.88px;">&#8211; </div><div id="a11750" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:727.45px;top:215.88px;">No </div><div id="a11752" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:235.56px;">22 </div><div id="a11754" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:235.56px;">Non-cumulative or cumulative </div><div id="a11759" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:235.56px;">Non-cumulative </div><div id="a11764" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.09px;top:235.56px;">Non-cumulative </div><div id="a11768" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:250.48px;">23 </div><div id="a11770" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:250.48px;">Convertible or non-convertible </div><div id="a11775" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:250.48px;">&#8211; </div><div id="a11778" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:703.93px;top:250.48px;">Non-convertible </div><div id="a11782" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:265.52px;">24 </div><div id="a11784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:265.52px;">If convertible, conversion trigger(s) </div><div id="a11787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:265.52px;">&#8211; </div><div id="a11790" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:265.52px;">&#8211; </div><div id="a11792" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:280.56px;">25 </div><div id="a11794" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:280.56px;">If convertible, fully or partially </div><div id="a11797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:280.56px;">&#8211; </div><div id="a11800" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:280.56px;">&#8211; </div><div id="a11802" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:295.6px;">26 </div><div id="a11804" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:295.6px;">If convertible, conversion rate </div><div id="a11807" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:295.6px;">&#8211; </div><div id="a11810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:295.6px;">&#8211; </div><div id="a11812" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:310.48px;">27 </div><div id="a11814" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:310.48px;">If convertible, mandatory or optional conversion </div><div id="a11818" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:310.48px;">&#8211; </div><div id="a11821" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:310.48px;">&#8211; </div><div id="a11823" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:324.4px;">28 </div><div id="a11825" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:325.2px;">If convertible, specify instrument type </div><div id="a11826" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:336.88px;">convertible into </div><div id="a11829" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:324.4px;">&#8211; </div><div id="a11832" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:324.4px;">&#8211; </div><div id="a11834" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:350.32px;">29 </div><div id="a11836" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:351.28px;">If convertible, specify issuer of instrument it </div><div id="a11837" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:362.96px;">converts into </div><div id="a11840" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:350.32px;">&#8211; </div><div id="a11843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:350.32px;">&#8211; </div><div id="a11845" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:377.52px;">30 </div><div id="a11847" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:377.52px;">Write-down feature </div><div id="a11852" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:377.52px;">&#8211; </div><div id="a11855" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:726.33px;top:377.52px;">Yes </div><div id="a11857" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:391.44px;">31 </div><div id="a11859" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:391.44px;">If write-down, write-down trigger(s) </div><div id="a11867" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:391.44px;">&#8211; </div><div id="a11870" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:669.69px;top:391.6px;">Trigger: CET1 ratio is less than 7% </div><div id="a11874" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:404.55px;top:404.4px;">FINMA determines a write-down necessary to ensure UBS<div style="display:inline-block;width:1.04px">&#160;</div>Switzerland AG&#8217;s viability; or UBS Switzerland AG receives a commitment of governmental support<div style="display:inline-block;width:0.71px">&#160;</div>that FINMA determines </div><div id="a11879" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:580.23px;top:416.08px;">necessary to ensure UBS Switzerland AG&#8216;s viability. 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</div><div id="a11969" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:618.55px;">&#8211; </div><div id="a11971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:633.43px;">37 </div><div id="a11973" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:633.43px;">If yes, specify non-compliant features </div><div id="a11979" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:266.43px;top:633.43px;">&#8211; </div><div id="a11982" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:730.33px;top:633.43px;">&#8211; </div><div id="a11984" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:648.51px;">1 Based on Swiss SRB<div style="display:inline-block;width:3.71px">&#160;</div>(including transitional arrangement)<div style="display:inline-block;width:3.52px">&#160;</div>requirements.<div style="display:inline-block;width:9.92px">&#160;</div>2 Based on Swiss SRB<div style="display:inline-block;width:3.71px">&#160;</div>requirements applicable as of 1<div style="display:inline-block;width:3.45px">&#160;</div>January 2020.<div style="display:inline-block;width:10.08px">&#160;</div>3 Loans granted by UBS<div style="display:inline-block;width:3.55px">&#160;</div>AG, Switzerland.<div style="display:inline-block;width:10.41px">&#160;</div>4 As applied in UBS<div style="display:inline-block;width:3.54px">&#160;</div>Switzerland AG&#8216;s financial statements<div style="display:inline-block;width:3.53px">&#160;</div>under Swiss GAAP.<div style="display:inline-block;width:11.57px">&#160;</div>5 The entity decided<div style="display:inline-block;width:3.71px">&#160;</div>not to trigger the call </div><div id="a11992" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:658.75px;">option. There is no expected date for the repayment. </div></div>
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<div id="a11994" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a11996" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a11997" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| UBS Europe SE consolidated<div style="display:inline-block;width:166.17px">&#160;</div>30 </div><div id="a12005" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">UBS Europe SE consolidated </div><div id="a12007" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:110.97px;">The table below provides information about the regulatory capital components, capital<div style="display:inline-block;width:2.3px">&#160;</div>ratios, leverage ratio and liquidity </div><div id="a12009" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:126.17px;">of UBS Europe SE<div style="display:inline-block;width:6.03px">&#160;</div>consolidated based<div style="display:inline-block;width:5.9px">&#160;</div>on Basel<div style="display:inline-block;width:5.87px">&#160;</div>Committee<div style="display:inline-block;width:5.04px">&#160;</div>on Banking<div style="display:inline-block;width:5.69px">&#160;</div>Supervision (BCBS)<div style="display:inline-block;width:6.04px">&#160;</div>Pillar 1 requirements<div style="display:inline-block;width:6.29px">&#160;</div>and in </div><div id="a12018" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:141.53px;">accordance with EU regulatory rules and International Financial<div style="display:inline-block;width:5.08px">&#160;</div>Reporting Standards (IFRS).<div style="display:inline-block;width:4.48px">&#160;</div></div><div id="a12025" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:164.25px;">During the third quarter of 2023, mainly as a result of<div style="display:inline-block;width:2.1px">&#160;</div>the merger with UBS (France)<div style="display:inline-block;width:3.79px">&#160;</div>S.A., capital increased by EUR 0.2bn </div><div id="a12041" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:179.61px;">and risk-weighted<div style="display:inline-block;width:6.51px">&#160;</div>assets<div style="display:inline-block;width:5.19px">&#160;</div>increased<div style="display:inline-block;width:5.35px">&#160;</div>by EUR<div style="display:inline-block;width:5.15px">&#160;</div>1.3bn to<div style="display:inline-block;width:6.31px">&#160;</div>EUR 12.4bn.<div style="display:inline-block;width:5.29px">&#160;</div>Leverage<div style="display:inline-block;width:5.36px">&#160;</div>ratio<div style="display:inline-block;width:5.06px">&#160;</div>exposure<div style="display:inline-block;width:5.02px">&#160;</div>decreased<div style="display:inline-block;width:5.18px">&#160;</div>by EUR<div style="display:inline-block;width:5.15px">&#160;</div>2.0bn to </div><div id="a12054" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:194.97px;">EUR 47.3bn, mainly reflecting decreases in balances<div style="display:inline-block;width:2.25px">&#160;</div>with central banks and securities financing<div style="display:inline-block;width:2.32px">&#160;</div>transactions, partly offset </div><div id="a12057" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:210.17px;">by an increase in loans due to the merger with UBS (France<div style="display:inline-block;width:1.35px">&#160;</div>)<div style="display:inline-block;width:3.67px">&#160;</div>S.A. </div><div id="a12070" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:232.89px;">The average liquidity coverage ratio (the LCR)<div style="display:inline-block;width:2.12px">&#160;</div>remained well above the regulatory requirement of<div style="display:inline-block;width:2.28px">&#160;</div>100%, at 148.1%. 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:702.53px;top:371.92px;">30.9.22</div><div id="a12174" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:731.33px;top:372.88px;">2</div><div id="a12176" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:385.52px;">Available capital (amounts) </div><div id="a12185" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:399.28px;">1 </div><div id="a12187" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:399.28px;">Common Equity Tier 1 (CET1) </div><div id="a12190" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:399.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,651 </div><div id="a12193" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:399.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,438 </div><div id="a12196" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:399.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,435 </div><div id="a12199" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:399.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,441 </div><div id="a12202" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:399.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2,436 </div><div id="a12205" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:413.2px;">2 </div><div id="a12207" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:413.2px;">Tier 1 </div><div id="a12210" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:413.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,251 </div><div id="a12213" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:485.05px;top:413.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,038 </div><div id="a12216" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:413.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,035 </div><div id="a12219" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:413.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,041 </div><div id="a12222" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:413.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,036 </div><div id="a12225" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:427.28px;">3 </div><div id="a12227" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:440.88px;">Risk-weighted assets (amounts) </div><div id="a12255" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:454.64px;">4 </div><div id="a12257" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:454.64px;">Total risk-weighted assets (RWA) </div><div id="a12263" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:455.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,374 </div><div id="a12266" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:454.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,118 </div><div id="a12269" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:454.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,561 </div><div id="a12272" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:454.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>10,726 </div><div id="a12275" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:454.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,924 </div><div id="a12278" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:468.56px;">4a </div><div id="a12280" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:468.56px;">Minimum capital requirement</div><div id="a12281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:191.87px;top:469.52px;">3</div><div id="a12284" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:417.35px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>990 </div><div id="a12287" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:492.25px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>889 </div><div id="a12290" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:567.29px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>845 </div><div id="a12293" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:642.37px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>858 </div><div id="a12296" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:717.41px;top:468.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>954 </div><div id="a12299" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:482.32px;">Risk-based capital ratios as a percentage of RWA </div><div id="a12309" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:495.92px;">5 </div><div id="a12311" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:509.84px;">6 </div><div id="a12331" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:509.84px;">Tier 1 ratio (%) </div><div id="a12334" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:510.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.3 </div><div id="a12337" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:509.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>27.3 </div><div id="a12340" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:509.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>28.7 </div><div id="a12343" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:509.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>28.3 </div><div id="a12346" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:509.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.5 </div><div id="a12349" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:523.92px;">7 </div><div id="a12351" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:523.92px;">Total capital ratio (%) </div><div id="a12354" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:523.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.3 </div><div id="a12357" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:523.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>27.3 </div><div id="a12360" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:523.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>28.7 </div><div id="a12363" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:523.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>28.3 </div><div id="a12366" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:523.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.5 </div><div id="a12369" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:537.52px;">Additional CET1 buffer requirements as a percentage of RWA </div><div id="a12377" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:551.28px;">8 </div><div id="a12379" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:551.28px;">Capital conservation buffer requirement (%) </div><div id="a12382" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.75px;top:551.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a12385" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:494.65px;top:551.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a12388" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.69px;top:551.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a12391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:644.77px;top:551.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a12394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:551.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a12397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:565.2px;">9 </div><div id="a12399" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:565.2px;">Countercyclical buffer requirement (%) </div><div id="a12402" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.75px;top:565.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.5 </div><div id="a12405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:494.65px;top:565.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.5 </div><div id="a12408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.69px;top:565.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.4 </div><div id="a12411" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:644.77px;top:565.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.3 </div><div id="a12414" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:565.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.2 </div><div id="a12417" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:579.28px;">10 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CN&apos;;color:#9A3D37;left:414.95px;top:618.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.9 </div><div id="a12462" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.85px;top:618.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.5 </div><div id="a12465" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:618.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.6 </div><div id="a12468" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:618.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.3 </div><div id="a12471" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:618.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.9 </div><div id="a12474" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:631.31px;">Basel III leverage ratio </div><div id="a12482" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:644.91px;">13 </div><div id="a12484" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:644.91px;">Total Basel III leverage ratio exposure measure </div><div id="a12487" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:644.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>47,330 </div><div id="a12490" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.25px;top:644.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>49,351 </div><div id="a12493" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:644.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>47,909 </div><div id="a12496" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:644.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>41,818 </div><div id="a12499" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:644.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>51,736 </div><div id="a12502" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:658.99px;">14 </div><div id="a12504" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:658.99px;">Basel III leverage ratio (%)</div><div id="a12505" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:180.67px;top:659.95px;">5</div><div id="a12508" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.75px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.9 </div><div id="a12511" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:494.65px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.2 </div><div id="a12514" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.69px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.3 </div><div id="a12517" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:644.77px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.3 </div><div id="a12520" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.9 </div><div id="a12523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:672.59px;">Liquidity coverage ratio (LCR)</div><div id="a12524" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:673.55px;">6</div><div id="a12532" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:686.35px;">15 </div><div id="a12534" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:769.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>150.9 </div><div id="a12663" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:784.15px;">1 Based on applicable EU regulatory rules.<div style="display:inline-block;width:9.99px">&#160;</div>2 Comparative figures have been restated to align with the regulatory<div style="display:inline-block;width:3.54px">&#160;</div>reports as submitted to the European Central Bank (the<div style="display:inline-block;width:3.54px">&#160;</div>ECB).<div style="display:inline-block;width:8.92px">&#160;</div>3 Calculated as 8% of total RWA, </div><div id="a12672" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:794.39px;">based on total capital minimum requirements,<div style="display:inline-block;width:3.67px">&#160;</div>excluding CET1 buffer requirements.<div style="display:inline-block;width:10.14px">&#160;</div>4 This represents the CET1 ratio<div style="display:inline-block;width:3.6px">&#160;</div>that is available for meeting buffer<div style="display:inline-block;width:3.53px">&#160;</div>requirements. It is calculated as the<div style="display:inline-block;width:3.55px">&#160;</div>CET1 ratio minus 4.5% </div><div id="a12678" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:804.63px;">and after considering, where applicable, CET1 capital that<div style="display:inline-block;width:0.72px">&#160;</div>has been used to meet tier 1 and<div style="display:inline-block;width:0.58px">&#160;</div>/ or total capital ratio requirements under Pillar 1.<div style="display:inline-block;width:6.13px">&#160;</div>5 On the basis of tier 1 capital.<div style="display:inline-block;width:6.44px">&#160;</div>6 Figures are calculated on a 12</div><div id="a12691" style="position:absolute;font-family:&apos;Cambria Math&apos;;font-size:8.64px;font-weight:normal;left:711.01px;top:805.11px;">&#8209;</div><div id="a12692" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:713.89px;top:804.63px;">month </div><div id="a12693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:814.87px;">average. </div></div>
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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.85px;top:565.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.7 </div><div id="a12980" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:642.05px;top:565.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.0 </div><div id="a12983" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:565.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.2 </div><div id="a12986" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:579.6px;">6 </div><div id="a12988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:579.6px;">Tier 1 ratio (%) </div><div id="a12991" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:426.01px;top:579.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.4 </div><div id="a12994" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:498.97px;top:579.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.9 </div><div id="a12997" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.85px;top:579.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.8 </div><div id="a13000" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:642.05px;top:579.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.2 </div><div id="a13003" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:579.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.8 </div><div id="a13006" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:593.52px;">7 </div><div id="a13008" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:593.52px;">Total capital ratio (%) </div><div id="a13011" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:426.01px;top:593.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.7 </div><div id="a13014" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:498.97px;top:593.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.2 </div><div id="a13017" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.85px;top:593.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.1 </div><div id="a13020" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:642.05px;top:593.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.4 </div><div id="a13023" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:593.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>23.0 </div><div id="a13026" style="position:absolute;font-family:&apos;Frutiger 47 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47 CN&apos;;left:646.85px;top:620.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13052" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:620.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13055" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:634.99px;">8a </div><div id="a13057" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:634.99px;">US stress capital buffer requirement (%) </div><div id="a13060" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:430.81px;top:634.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.8 </div><div id="a13063" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:503.77px;top:634.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.8 </div><div id="a13066" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:574.65px;top:634.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.8 </div><div id="a13069" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:646.85px;top:634.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.8 </div><div id="a13072" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:634.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.1 </div><div id="a13075" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:648.91px;">9 </div><div id="a13077" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:648.91px;">Countercyclical buffer requirement (%) </div><div id="a13085" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:662.99px;">10 </div><div id="a13087" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:662.99px;">Bank G-SIB and / or D-SIB additional requirements (%) </div><div id="a13100" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:676.27px;">11 </div><div id="a13102" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:676.27px;">BCBS total of bank CET1 specific buffer requirements (%) </div><div id="a13105" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:430.81px;top:676.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13108" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:503.77px;top:676.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13111" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:574.65px;top:676.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13114" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:646.85px;top:676.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13117" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:676.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.5 </div><div id="a13120" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:690.35px;">11a </div><div id="a13122" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:690.35px;">US total bank specific capital buffer requirements (%) </div><div id="a13125" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:430.81px;top:690.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.8 </div><div id="a13128" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:503.77px;top:690.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.8 </div><div id="a13131" style="position:absolute;font-family:&apos;Frutiger 47 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CN&apos;;color:#9A3D37;left:430.81px;top:704.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.9 </div><div id="a13150" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:498.97px;top:704.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.2 </div><div id="a13153" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:569.85px;top:704.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.2 </div><div id="a13156" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:642.05px;top:704.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.5 </div><div id="a13159" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:704.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>12.7 </div><div id="a13162" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:718.67px;">Basel III leverage ratio </div><div id="a13170" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:732.27px;">13 </div><div id="a13172" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:732.27px;">Total Basel III leverage ratio exposure measure </div><div id="a13175" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.59px;top:732.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>185,049 </div><div id="a13178" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:484.57px;top:732.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>186,340 </div><div id="a13181" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:732.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>188,330 </div><div id="a13184" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.65px;top:732.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>193,837 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:574.65px;top:746.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.3 </div><div id="a13205" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:646.85px;top:746.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.1 </div><div id="a13208" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:746.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.7 </div><div id="a13211" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:760.27px;">14a </div><div id="a13213" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:760.27px;">Total Basel III supplementary leverage ratio exposure measure </div><div id="a13216" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.59px;top:760.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>206,753 </div><div id="a13219" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:484.57px;top:760.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>207,357 </div><div id="a13222" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:760.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>209,465 </div><div id="a13225" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.65px;top:760.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>214,543 </div><div id="a13228" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:760.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>214,292 </div><div id="a13231" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:774.35px;">14b </div><div id="a13233" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:774.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.8 </div><div id="a13252" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:787.95px;">Liquidity coverage ratio (LCR)</div><div id="a13253" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:788.91px;">5</div><div id="a13261" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:801.55px;">15 </div><div id="a13263" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:801.55px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a13268" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.39px;top:801.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>28,839 </div><div id="a13271" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.37px;top:801.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>29,203 </div><div id="a13274" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:557.37px;top:801.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,484</div><div id="a13276" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:586.17px;top:802.51px;">6 </div><div id="a13278" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.45px;top:801.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>26,296 </div><div id="a13281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:801.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,249 </div><div id="a13284" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:815.63px;">16 </div><div id="a13286" 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.45px;top:815.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>18,323 </div><div id="a13303" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:815.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,557 </div><div id="a13306" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:829.55px;">17 </div><div id="a13308" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:829.55px;">LCR (%) </div><div id="a13311" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:421.19px;top:829.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>155.8 </div><div id="a13314" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:494.17px;top:829.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>150.0 </div><div id="a13317" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:562.17px;top:829.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>144.9</div><div id="a13319" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:586.17px;top:830.51px;">6 </div><div id="a13321" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.25px;top:829.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>143.5 </div><div id="a13324" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:709.25px;top:829.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>140.3 </div><div id="a13327" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:843.31px;">Net stable funding ratio (NSFR)</div><div id="a13328" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.83px;top:844.27px;">5,8</div><div id="a13336" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:856.91px;">18 </div><div id="a13338" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:856.91px;">Total available stable funding </div><div id="a13341" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.59px;top:856.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>101,756 </div><div id="a13344" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:484.57px;top:856.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>100,697 </div><div id="a13347" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:856.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>100,904 </div><div id="a13352" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:871.03px;">19 </div><div id="a13354" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:871.03px;">Total required stable funding</div><div id="a13355" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:189.47px;top:871.99px;">7</div><div id="a13358" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.39px;top:871.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>78,795 </div><div id="a13361" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:489.37px;top:871.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>79,576 </div><div id="a13364" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.25px;top:871.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>80,022 </div><div id="a13369" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:884.95px;">20 </div><div id="a13371" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:884.95px;">NSFR (%) </div><div id="a13374" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:421.19px;top:884.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>129.1 </div><div id="a13377" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:494.17px;top:884.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>126.5 </div><div id="a13380" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.05px;top:884.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>126.1 </div><div id="a13385" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:899.55px;">1 Comparative information has been aligned<div style="display:inline-block;width:3.52px">&#160;</div>with UBS Americas Holding LLC&#8217;s<div style="display:inline-block;width:3.66px">&#160;</div>final 2022 audited financial statements.<div style="display:inline-block;width:10.39px">&#160;</div>2 Calculated as 8% of total RWA,<div style="display:inline-block;width:3.59px">&#160;</div>based on total minimum capital requirements,<div style="display:inline-block;width:3.83px">&#160;</div>excluding </div><div id="a13389" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:909.63px;">CET1 buffer requirements.<div style="display:inline-block;width:7.71px">&#160;</div>3 This represents the CET1 ratio that is available for meeting buffer requirements. It is calculated as the CET1 ratio minus<div style="display:inline-block;width:0.67px">&#160;</div>4.5%.<div style="display:inline-block;width:7.87px">&#160;</div>4 On the basis of tier 1 capital.<div style="display:inline-block;width:6.76px">&#160;</div>5 Figures are calculated </div><div id="a13397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:919.71px;">on a quarterly average.<div style="display:inline-block;width:7.7px">&#160;</div>6 Comparative information for 31 March 2023 has been restated for revisions to<div style="display:inline-block;width:0.72px">&#160;</div>HQLA and net cash outflows.<div style="display:inline-block;width:7.45px">&#160;</div>7 Reflected at 85% of the full amount in accordance<div style="display:inline-block;width:0.72px">&#160;</div>with the Federal Reserve </div><div id="a13400" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:929.95px;">tailoring rule.<div style="display:inline-block;width:8.63px">&#160;</div>8 The net stable funding ratio requirement became effective as of 1 July 2021 and related<div style="display:inline-block;width:3.68px">&#160;</div>disclosures came into effect in the second quarter of 2023. </div></div>
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<div id="Page36" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:794px;height:1123px;">
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<div id="a13404" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a13406" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a13409" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG consolidated<div style="display:inline-block;width:157.78px">&#160;</div>32 </div><div id="a13417" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">Credit Suisse AG consolidated </div><div id="a13419" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of the third quarter of 2023 </div><div id="a13423" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:134.17px;">The table below is based on Basel Committee on Banking Supervision<div style="display:inline-block;width:5.27px">&#160;</div>(BCBS) Basel III rules. </div><div id="a13427" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:156.89px;">During the third quarter of 2023, the common<div style="display:inline-block;width:2.29px">&#160;</div>equity tier 1 (CET1) capital of Credit Suisse AG consolidated decreased by </div><div id="a13433" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:172.25px;">CHF 2.7bn<div style="display:inline-block;width:5.26px">&#160;</div>to<div style="display:inline-block;width:5.15px">&#160;</div>CHF 42.8bn,<div style="display:inline-block;width:5.52px">&#160;</div>driven<div style="display:inline-block;width:5.16px">&#160;</div>by<div 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:286.17px;">Correspondingly,<div style="display:inline-block;width:6.2px">&#160;</div>the<div style="display:inline-block;width:6.19px">&#160;</div>CET1<div style="display:inline-block;width:6.16px">&#160;</div>capital<div style="display:inline-block;width:6px">&#160;</div>ratio<div style="display:inline-block;width:6.18px">&#160;</div>of<div style="display:inline-block;width:5.95px">&#160;</div>Credit<div style="display:inline-block;width:6.04px">&#160;</div>Suisse AG<div style="display:inline-block;width:6.39px">&#160;</div>consolidated<div style="display:inline-block;width:6.33px">&#160;</div>decreased<div style="display:inline-block;width:6.14px">&#160;</div>to<div style="display:inline-block;width:6.11px">&#160;</div>20.9%<div style="display:inline-block;width:6.06px">&#160;</div>from<div style="display:inline-block;width:6.23px">&#160;</div>21.0%,<div 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style="display:inline-block;width:5.09px">&#160;</div>primarily due </div><div id="a13494" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:332.25px;">to the aforementioned net loss, partly offset by the lower<div style="display:inline-block;width:5.16px">&#160;</div>leverage ratio exposure. </div><div id="a13498" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:354.97px;">In the<div style="display:inline-block;width:5.77px">&#160;</div>third quarter<div style="display:inline-block;width:6.11px">&#160;</div>of 2023,<div style="display:inline-block;width:5.99px">&#160;</div>the quarterly<div style="display:inline-block;width:6.1px">&#160;</div>average liquidity<div style="display:inline-block;width:6.01px">&#160;</div>coverage<div style="display:inline-block;width:5.1px">&#160;</div>ratio (the<div style="display:inline-block;width:5.95px">&#160;</div>LCR) of<div 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<div style="position:absolute; width:680.1px; height:1px; left:56.4px; top:435.2px; background-color:#74726F; ">&#160;</div>
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<div style="position:absolute; width:680.1px; height:1px; left:56.4px; top:477.1px; border-top: 1px dotted #74726F; ">&#160;</div>
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<div id="a13571" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a13573" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a13576" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG consolidated<div style="display:inline-block;width:157.78px">&#160;</div>33 </div><div id="a13583" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:45.26px;">KM1: Key metrics </div><div id="a13590" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:59.7px;">CHF m, except where indicated</div><div id="a13594" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:72.18px;">30.9.23</div><div id="a13596" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:72.18px;">30.6.23</div><div id="a13598" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:72.18px;">31.3.23</div><div id="a13600" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.69px;top:72.18px;">31.12.22</div><div id="a13602" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:72.18px;">30.9.22</div><div id="a13604" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:84.66px;">Available capital (amounts)</div><div id="a13611" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:97.14px;">1</div><div id="a13613" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:97.14px;">Common Equity Tier 1 (CET1)</div><div id="a13615" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:186.59px;top:98.09px;">1</div><div id="a13617" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,793</div><div id="a13620" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>45,542</div><div id="a13623" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>54,244</div><div id="a13626" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.49px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>40,987</div><div id="a13629" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:97.14px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,879</div><div id="a13632" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:109.81px;">2</div><div id="a13634" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:109.81px;">Tier 1</div><div id="a13635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:100.03px;top:110.73px;">1</div><div id="a13637" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,263</div><div id="a13640" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,004</div><div id="a13643" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>54,244</div><div id="a13646" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.49px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>54,843</div><div id="a13649" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>54,628</div><div id="a13652" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:122.61px;">3</div><div id="a13654" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:122.61px;">Total capital</div><div id="a13655" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:124.19px;top:123.56px;">1</div><div id="a13657" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:122.61px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,263</div><div id="a13660" style="position:absolute;font-family:&apos;Frutiger 47 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id="a13702" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:159.88px;">4a</div><div id="a13704" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:159.88px;">Minimum capital requirement</div><div id="a13705" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:186.75px;top:160.84px;">2</div><div id="a13707" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,404</div><div id="a13710" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,368</div><div id="a13713" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,434</div><div id="a13716" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.49px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,996</div><div id="a13719" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,838</div><div id="a13722" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:172.68px;">4b</div><div id="a13724" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:172.68px;">Total risk-weighted assets (pre-floor)</div><div id="a13730" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.67px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>205,052</div><div id="a13733" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.57px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>217,102</div><div id="a13736" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:545.53px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>242,919</div><div id="a13739" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.69px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>249,953</div><div id="a13742" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>272,973</div><div id="a13745" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:185px;">Risk-based capital ratios as a percentage of RWA</div><div id="a13755" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:197.32px;">5</div><div id="a13757" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:197.32px;">CET1 ratio (%)</div><div id="a13758" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:133.15px;top:198.28px;">1</div><div id="a13760" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:403.27px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.87</div><div id="a13763" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.17px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.98</div><div id="a13766" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.13px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.33</div><div id="a13769" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.29px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.40</div><div id="a13772" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.61</div><div id="a13775" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:209.96px;">6</div><div id="a13777" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:209.96px;">Tier 1 ratio (%)</div><div id="a13778" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:134.91px;top:210.92px;">1</div><div id="a13780" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:403.27px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.10</div><div id="a13783" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.17px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.19</div><div id="a13786" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.13px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.33</div><div id="a13789" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.29px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.94</div><div id="a13792" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.01</div><div id="a13795" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:222.76px;">7</div><div id="a13797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:222.76px;">Total capital ratio (%)</div><div id="a13798" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:158.91px;top:223.72px;">1</div><div id="a13800" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:403.27px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.10</div><div id="a13803" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.17px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.19</div><div id="a13806" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.13px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.33</div><div id="a13809" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.29px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.94</div><div id="a13812" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.01</div><div id="a13815" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:235.08px;">Additional CET1 buffer requirements as a percentage of RWA</div><div id="a13823" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:247.4px;">8</div><div id="a13825" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:247.4px;">Capital conservation buffer requirement (%)</div><div id="a13827" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:408.07px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a13830" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.97px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a13833" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:559.93px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a13836" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.09px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a13839" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50</div><div id="a13842" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:260.04px;">9</div><div id="a13844" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:260.04px;">Countercyclical buffer requirement (%)</div><div id="a13846" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:408.07px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.17</div><div id="a13849" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.97px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.13</div><div id="a13852" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:559.93px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.11</div><div id="a13855" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.09px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.08</div><div id="a13858" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.03</div><div id="a13861" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:272.84px;">9a</div><div id="a13863" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:272.84px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%)</div><div id="a13865" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:408.07px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.28</div><div id="a13868" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.97px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.28</div><div id="a13871" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:559.93px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.25</div><div id="a13874" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.09px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.24</div><div id="a13877" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.23</div><div id="a13880" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:285.48px;">10</div><div id="a13882" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:285.48px;">Bank G-SIB and / or D-SIB additional requirements (%)</div><div id="a13887" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:278.31px;top:286.44px;">3</div><div id="a13889" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:408.07px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00</div><div id="a13892" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.97px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00</div><div id="a13895" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:559.93px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00</div><div id="a13898" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.09px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00</div><div id="a13901" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00</div><div id="a13904" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:298.12px;">11</div><div id="a13906" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:298.12px;">Total of bank CET1 specific buffer requirements (%)</div><div id="a13907" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:267.27px;top:299.08px;">4</div><div id="a13909" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:408.07px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.67</div><div id="a13912" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.97px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.63</div><div id="a13915" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:559.93px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.61</div><div id="a13918" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.09px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.58</div><div id="a13921" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.53</div><div id="a13924" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:310.92px;">12</div><div id="a13926" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:310.92px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%)</div><div id="a13929" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:403.27px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.10</div><div id="a13932" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:478.17px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.19</div><div id="a13935" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.13px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.33</div><div id="a13938" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.29px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>11.90</div><div id="a13941" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.11</div><div id="a13944" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:323.24px;">Basel III leverage ratio</div><div id="a13951" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:335.56px;">13</div><div id="a13953" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:335.56px;">Total Basel III leverage ratio exposure measure</div><div id="a13955" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.67px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>555,398</div><div id="a13958" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.57px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>585,681</div><div id="a13961" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:545.53px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>655,439</div><div id="a13964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.69px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>653,551</div><div id="a13967" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>843,779</div><div id="a13970" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:348.2px;">14</div><div id="a13972" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:348.2px;">Basel III leverage ratio (%)</div><div id="a13973" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:175.55px;top:349.16px;">1</div><div id="a13975" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:408.07px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.79</div><div id="a13978" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:482.97px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.85</div><div id="a13981" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:559.93px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.28</div><div id="a13984" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:637.09px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.39</div><div id="a13987" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.47</div><div id="a13990" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:360.72px;">Liquidity coverage ratio (LCR)</div><div id="a13991" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:361.64px;">5</div><div id="a13998" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:373.04px;">15</div><div id="a14000" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:373.04px;">Total high-quality liquid assets (HQLA) </div><div id="a14004" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.67px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>122,316</div><div id="a14007" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.57px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>131,725</div><div id="a14010" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:545.53px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>118,086</div><div id="a14013" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.69px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>119,978</div><div id="a14016" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:373.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>226,873</div><div id="a14019" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:385.68px;">16</div><div id="a14021" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:385.68px;">Total net cash outflow</div><div id="a14023" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>53,846</div><div id="a14026" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>51,315</div><div id="a14029" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>64,579</div><div id="a14032" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.49px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>81,239</div><div id="a14035" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>116,500</div><div id="a14038" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:398.32px;">16a</div><div id="a14040" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:398.32px;">of which: cash outflows</div><div id="a14042" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:398.47px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>85,913</div><div id="a14045" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:473.37px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>94,073</div><div id="a14048" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:545.53px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>130,255</div><div id="a14051" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:622.69px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>161,608</div><div id="a14054" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:700.61px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>213,724</div><div id="a14057" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:411.12px;">16b</div><div id="a14059" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:88.51px;top:411.12px;">of which: cash inflows</div><div id="a14061" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:398.47px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>32,067</div><div id="a14064" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:473.37px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,758</div><div id="a14067" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:550.33px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>65,676</div><div id="a14070" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:627.49px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>80,369</div><div id="a14073" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>97,224</div><div id="a14076" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:423.76px;">17</div><div id="a14078" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:423.76px;">LCR (%)</div><div id="a14080" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>227.16</div><div id="a14083" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>256.70</div><div id="a14086" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>182.86</div><div id="a14089" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.49px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>147.69</div><div id="a14092" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>194.74</div><div id="a14095" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:436.72px;">Net stable funding ratio (NSFR)</div><div id="a14102" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:450.48px;">18</div><div id="a14104" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:450.48px;">Total available stable funding</div><div id="a14106" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.67px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>292,474</div><div id="a14109" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.57px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>295,741</div><div id="a14112" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:545.53px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>295,402</div><div id="a14115" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.69px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>342,800</div><div id="a14118" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>421,224</div><div id="a14121" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:464.4px;">19</div><div id="a14123" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:464.4px;">Total required stable funding</div><div id="a14125" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.67px;top:464.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>235,720</div><div id="a14128" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:468.57px;top:464.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>246,214</div><div id="a14131" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:545.53px;top:464.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>271,352</div><div id="a14134" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.69px;top:464.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>289,297</div><div id="a14137" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:464.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>311,432</div><div id="a14140" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:478.48px;">20</div><div id="a14142" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:79.36px;top:478.48px;">NSFR (%)</div><div id="a14144" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.47px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>124.08</div><div id="a14147" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:473.37px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>120.12</div><div id="a14150" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.33px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>108.86</div><div id="a14153" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.49px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>118.49</div><div id="a14156" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>135.25</div><div id="a14159" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:493.09px;">1 Credit Suisse has a transitional<div style="display:inline-block;width:3.54px">&#160;</div>relief of recognizing CECL allowances<div style="display:inline-block;width:3.52px">&#160;</div>and provisions in CET1 capital in<div style="display:inline-block;width:3.6px">&#160;</div>accordance with FINMA Circular 2013/1 &#8220;Eligible<div style="display:inline-block;width:3.79px">&#160;</div>capital &#8211; banks&#8221; until 30 June<div style="display:inline-block;width:3.46px">&#160;</div>2024. No transitional relief </div><div id="a14164" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:503.17px;">was applied for the periods presented.<div style="display:inline-block;width:10.74px">&#160;</div>2 Calculated as 8% of total<div style="display:inline-block;width:3.57px">&#160;</div>RWA, based on total capital<div style="display:inline-block;width:3.53px">&#160;</div>minimum requirements, excluding<div style="display:inline-block;width:3.59px">&#160;</div>CET1 buffer requirements.<div style="display:inline-block;width:10.27px">&#160;</div>3 Swiss SRB going and gone<div style="display:inline-block;width:3.7px">&#160;</div>concern requirements </div><div id="a14167" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:513.25px;">and information for Credit Suisse AG consolidated are provided below in this section.<div style="display:inline-block;width:9.52px">&#160;</div>4 Excludes non-BCBS capital buffer requirements for risk-weighted positions that are directly or<div style="display:inline-block;width:3.45px">&#160;</div>indirectly backed by residential </div><div id="a14173" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:523.33px;">properties in Switzerland.<div style="display:inline-block;width:8.8px">&#160;</div>5 Calculated based on an average of 65 data points in the third quarter<div style="display:inline-block;width:3.57px">&#160;</div>of 2023, 61 data points in the second quarter of 2023, 64 data points<div style="display:inline-block;width:3.45px">&#160;</div>in the first quarter of 2023, 65 data points </div><div id="a14176" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:533.57px;">in the fourth quarter of 2022 and 66 data points in the third quarter of 2022. </div></div>
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<div id="a14181" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a14183" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a14186" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG consolidated<div style="display:inline-block;width:157.78px">&#160;</div>34 </div><div id="a14193" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.34px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information<div 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style="display:inline-block;width:8.11px">&#160;</div>RWA-based<div style="display:inline-block;width:8.22px">&#160;</div>requirement<div style="display:inline-block;width:8.24px">&#160;</div>and<div style="display:inline-block;width:7.87px">&#160;</div>3.75%<div style="display:inline-block;width:8.07px">&#160;</div>for<div style="display:inline-block;width:7.93px">&#160;</div>the<div style="display:inline-block;width:7.99px">&#160;</div>LRD-based </div><div id="a14234" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:190.17px;">requirement. </div><div id="a14237" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:230.57px;">Swiss SRB going and gone concern requirements and information </div><div id="a14242" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:264.84px;">As of 30.9.23</div><div id="a14245" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:544.73px;top:264.84px;">RWA</div><div id="a14248" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:669.57px;top:264.84px;">LRD</div><div id="a14250" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:280.52px;">CHF m, except where indicated</div><div id="a14253" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:534.01px;top:280.52px;">in %</div><div id="a14257" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:656.93px;top:280.52px;">in %</div><div id="a14260" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:295.24px;">Required going concern capital</div><div id="a14268" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:309px;">Total going concern capital</div><div id="a14269" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:6.08px;font-weight:bold;left:157.95px;top:309.86px;">1</div><div id="a14272" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:308.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.92</div><div id="a14275" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:308.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,600</div><div id="a14279" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:308.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.08</div><div id="a14282" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:308.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>28,213</div><div id="a14285" style="position:absolute;font-family:&apos;Frutiger 47 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CN&apos;;color:#9A3D37;left:587.29px;top:378.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,817</div><div id="a14356" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:378.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50</div><div id="a14359" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:710.21px;top:378.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,331</div><div id="a14362" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:392.56px;">of which: additional tier 1 capital</div><div id="a14365" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:392.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50</div><div id="a14368" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:587.29px;top:406.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,640</div><div id="a14397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:428.88px;">Eligible going concern capital</div><div id="a14405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:442.64px;">Total going concern capital</div><div id="a14408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:442.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.10</div><div id="a14411" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:442.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,263</div><div id="a14415" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:442.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.79</div><div id="a14418" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:442.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,263</div><div id="a14421" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:456.56px;">Common equity tier 1 capital</div><div id="a14424" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:456.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.87</div><div id="a14427" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:456.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,793</div><div id="a14431" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:456.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.70</div><div id="a14434" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:456.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,793</div><div id="a14437" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:470.64px;">Total loss-absorbing additional tier 1 capital</div><div id="a14442" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:532.09px;top:470.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.23</div><div id="a14445" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:594.49px;top:470.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>469</div><div id="a14449" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:470.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.08</div><div id="a14452" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:717.41px;top:470.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>469</div><div id="a14455" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:484.56px;">of which: high-trigger loss-absorbing additional tier 1 capital</div><div id="a14462" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:532.09px;top:484.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.23</div><div id="a14465" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:594.49px;top:484.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>469</div><div id="a14469" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:655.01px;top:484.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.08</div><div id="a14472" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:484.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>469</div><div id="a14482" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:506.96px;">Required gone concern capital</div><div id="a14483" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:169.63px;top:507.92px;">3</div><div id="a14491" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:520.56px;">Total gone concern loss-absorbing capacity</div><div id="a14496" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:520.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.19</div><div id="a14499" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:520.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,885</div><div id="a14503" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:520.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.75</div><div id="a14506" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:520.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,827</div><div id="a14509" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:534.64px;">of which: base requirement including add-ons for market share and<div style="display:inline-block;width:1.05px">&#160;</div>LRD</div><div id="a14515" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.41px;top:534.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.19</div><div id="a14517" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;color:#9A3D37;left:548.41px;top:535.6px;">4</div><div id="a14519" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.49px;top:534.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,885</div><div id="a14523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:652.13px;top:534.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.75</div><div id="a14525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;color:#9A3D37;left:671.33px;top:535.6px;">4</div><div id="a14527" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:705.41px;top:534.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,827</div><div id="a14537" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:556.88px;">Eligible gone concern capital</div><div id="a14545" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:570.64px;">Total gone concern loss-absorbing capacity</div><div id="a14550" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:570.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.13</div><div id="a14553" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:570.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,230</div><div id="a14557" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:570.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.06</div><div id="a14560" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:570.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,230</div><div id="a14563" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:584.56px;">TLAC-eligible senior unsecured debt</div><div id="a14568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:584.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.13</div><div id="a14571" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:584.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,230</div><div id="a14575" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:584.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.06</div><div id="a14578" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:584.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,230</div><div id="a14588" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:606.96px;">Total loss-absorbing capacity</div><div id="a14598" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:620.59px;">Required total loss-absorbing capacity</div><div id="a14603" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:620.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.11</div><div id="a14606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:620.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>51,485</div><div id="a14610" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:655.01px;top:620.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.83</div><div id="a14613" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:620.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>49,041</div><div id="a14616" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:634.67px;">Eligible total loss-absorbing capacity</div><div id="a14621" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:527.29px;top:634.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>40.23</div><div id="a14624" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.49px;top:634.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>82,492</div><div id="a14628" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.21px;top:634.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.85</div><div id="a14631" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:634.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>82,492</div><div id="a14641" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:656.91px;">Risk-weighted assets / leverage ratio denominator</div><div id="a14646" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:670.67px;">Risk-weighted assets</div><div id="a14652" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.69px;top:670.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>205,052</div><div id="a14658" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:684.59px;">Leverage ratio denominator</div><div id="a14665" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:700.61px;top:684.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>555,398</div><div id="a14668" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:699.19px;">1 Includes applicable<div style="display:inline-block;width:3.55px">&#160;</div>add-ons of 0.72%<div style="display:inline-block;width:3.59px">&#160;</div>for risk-weighted assets<div style="display:inline-block;width:3.69px">&#160;</div>(RWA) and 0.25%<div style="display:inline-block;width:3.74px">&#160;</div>for leverage ratio<div style="display:inline-block;width:3.98px">&#160;</div>denominator (LRD), as<div style="display:inline-block;width:3.52px">&#160;</div>well as the<div style="display:inline-block;width:3.53px">&#160;</div>FINMA Pillar 2<div style="display:inline-block;width:3.7px">&#160;</div>capital add-on of<div style="display:inline-block;width:3.6px">&#160;</div>CHF 1,832m relating<div style="display:inline-block;width:3.57px">&#160;</div>to the supply<div style="display:inline-block;width:3.68px">&#160;</div>chain </div><div id="a14676" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:709.27px;">finance funds matter at Credit Suisse.<div style="display:inline-block;width:7.24px">&#160;</div>2 Our minimum CET1 leverage ratio requirement of 3.58% consists of<div style="display:inline-block;width:0.67px">&#160;</div>a 1.50% base requirement, a 1.50% base buffer capital<div style="display:inline-block;width:0.73px">&#160;</div>requirement, a 0.125% LRD add-on requirement, </div><div id="a14681" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:719.35px;">a 0.125% market share add-on requirement<div style="display:inline-block;width:3.63px">&#160;</div>based on our Swiss credit business and<div style="display:inline-block;width:3.53px">&#160;</div>a Pillar 2 add-on of 0.33%.<div style="display:inline-block;width:10.04px">&#160;</div>3 A maximum of 25% of the gone<div style="display:inline-block;width:3.55px">&#160;</div>concern requirements can be met with instruments<div style="display:inline-block;width:3.69px">&#160;</div>that have a </div><div id="a14686" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:729.59px;">remaining maturity of between one<div style="display:inline-block;width:0.48px">&#160;</div>and two years. Once at least<div style="display:inline-block;width:0.54px">&#160;</div>75% of the minimum gone<div style="display:inline-block;width:0.49px">&#160;</div>concern requirement has been met<div style="display:inline-block;width:0.49px">&#160;</div>with instruments that have a<div style="display:inline-block;width:0.49px">&#160;</div>remaining maturity of greater than<div style="display:inline-block;width:0.6px">&#160;</div>two years, all instruments </div><div id="a14689" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:739.67px;">that have a remaining maturity of between one<div style="display:inline-block;width:3.7px">&#160;</div>and two years remain eligible to be<div style="display:inline-block;width:3.53px">&#160;</div>included in the total gone concern<div style="display:inline-block;width:3.43px">&#160;</div>capital.<div style="display:inline-block;width:8.97px">&#160;</div>4 The gone concern requirement<div style="display:inline-block;width:3.54px">&#160;</div>after the application of the reduction for<div style="display:inline-block;width:3.54px">&#160;</div>the use of </div><div id="a14691" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:749.75px;">higher quality capital instruments is floored at 10% and 3.75% for the RWA-<div style="display:inline-block;width:2.77px">&#160;</div>and LRD-based requirements, respectively. </div></div>
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<div id="a14701" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a14703" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a14706" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG consolidated<div style="display:inline-block;width:157.78px">&#160;</div>35 </div><div id="a14713" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a14720" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:77.62px;">CHF m, except where indicated</div><div id="a14723" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:77.62px;">30.9.23</div><div id="a14725" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:77.62px;">30.6.23</div><div id="a14731" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:101.3px;">Eligible going concern capital</div><div id="a14736" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:114.13px;">Total going concern capital</div><div id="a14739" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:114.13px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,263</div><div id="a14742" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:114.13px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,004</div><div id="a14745" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:127.08px;">Total tier 1 capital</div><div id="a14748" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:127.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,263</div><div id="a14751" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:127.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,004</div><div id="a14754" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:140.04px;">Common equity tier 1 capital</div><div id="a14757" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,793</div><div id="a14760" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>45,542</div><div id="a14763" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:153px;">Total loss-absorbing additional tier 1 capital</div><div id="a14768" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:650.37px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>469</div><div id="a14771" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:716.45px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>463</div><div id="a14774" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:166.12px;">of which: high-trigger loss-absorbing additional tier 1 capital</div><div id="a14781" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:650.37px;top:166.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>469</div><div id="a14784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:716.45px;top:166.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>463</div><div id="a14787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:179.08px;">of which: low-trigger loss-absorbing additional tier 1 capital</div><div id="a14794" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:659.97px;top:179.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0</div><div id="a14797" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:726.05px;top:179.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>0</div><div id="a14804" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:204.36px;">Eligible gone concern capital</div><div id="a14810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:217px;">Total gone concern loss-absorbing capacity</div><div id="a14815" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:217px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,230</div><div id="a14818" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:217px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,375</div><div id="a14821" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:230.12px;">TLAC-eligible senior unsecured debt</div><div id="a14826" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:230.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,230</div><div id="a14829" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:230.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,375</div><div id="a14836" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:255.4px;">Total loss-absorbing capacity</div><div id="a14843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:268.04px;">Total loss-absorbing capacity</div><div id="a14848" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:638.37px;top:268.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>82,492</div><div id="a14851" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:268.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>85,379</div><div id="a14858" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:293.32px;">Risk-weighted assets / leverage ratio denominator</div><div id="a14866" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:344.36px;">Capital and loss-absorbing capacity ratios (%)</div><div id="a14897" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:357px;">Going concern capital ratio</div><div id="a14900" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.97px;top:357px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.1</div><div id="a14903" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:357px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.2</div><div id="a14906" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:371.28px;">of which: common equity tier 1 capital ratio</div><div id="a14910" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:647.97px;top:371.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>20.9</div><div id="a14913" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:714.05px;top:371.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.0</div><div id="a14916" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:385.68px;">Gone concern loss-absorbing capacity ratio</div><div id="a14921" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.97px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.1</div><div id="a14924" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:385.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.1</div><div id="a14927" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:398.64px;">Total loss-absorbing capacity ratio</div><div id="a14932" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.97px;top:398.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>40.2</div><div id="a14935" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:398.64px;"><div style="display:inline-block;width:2.4px">&#160;</div>39.3</div><div id="a14942" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:423.92px;">Leverage ratios (%)</div><div id="a14947" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:436.56px;">Going concern leverage ratio</div><div id="a14950" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.77px;top:436.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.8</div><div id="a14953" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:436.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.9</div><div id="a14956" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:449.52px;">of which: common equity tier 1 leverage ratio</div><div id="a14959" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:652.77px;top:449.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.7</div><div id="a14962" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:718.85px;top:449.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.8</div><div id="a14965" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:462.32px;">Gone concern leverage ratio</div><div id="a14968" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.77px;top:462.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.1</div><div id="a14971" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:718.85px;top:462.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.7</div><div id="a14974" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:475.28px;">Total loss-absorbing capacity leverage ratio</div><div id="a14979" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:647.97px;top:475.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.9</div><div id="a14982" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:475.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.6</div></div>
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<div id="a14986" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a14988" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a14990" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG standalone<div style="display:inline-block;width:165.06px">&#160;</div>36 </div><div id="a14998" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">Credit Suisse AG standalone </div><div id="a15000" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of the third quarter of 2023 </div><div id="a15004" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:134.17px;">The table below is based on Basel Committee on Banking Supervision<div style="display:inline-block;width:5.27px">&#160;</div>(BCBS) Basel III rules. </div><div id="a15009" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:156.89px;">During the third<div style="display:inline-block;width:5.49px">&#160;</div>quarter of 2023,<div style="display:inline-block;width:5.46px">&#160;</div>the common equity<div style="display:inline-block;width:5.64px">&#160;</div>tier 1 (CET1) capital<div style="display:inline-block;width:5.69px">&#160;</div>of Credit Suisse<div style="display:inline-block;width:5.09px">&#160;</div>AG standalone increased<div style="display:inline-block;width:5.72px">&#160;</div>by </div><div id="a15018" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:172.25px;">CHF 2.5bn to CHF 30.9bn. 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<div id="a15346" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a15348" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a15350" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG standalone<div style="display:inline-block;width:165.06px">&#160;</div>37 </div><div id="a15357" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:45.26px;">KM1: Key metrics </div><div id="a15364" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:59.7px;">CHF m, except where indicated </div><div id="a15368" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:72.18px;">30.9.23 </div><div id="a15370" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:479.29px;top:72.18px;">30.6.23 </div><div id="a15372" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:72.18px;">31.3.23 </div><div id="a15374" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:72.18px;">31.12.22 </div><div id="a15376" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:72.18px;">30.9.22 </div><div id="a15378" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:84.66px;">Available capital (amounts) </div><div id="a15385" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:97.14px;">1 </div><div id="a15387" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:97.14px;">Common Equity Tier 1 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id="a15420" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,153 </div><div id="a15423" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:109.81px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,185 </div><div id="a15426" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:122.61px;">3 </div><div id="a15428" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:122.61px;">Total capital</div><div id="a15429" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:129.31px;top:123.56px;">1</div><div id="a15431" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:122.61px;"><div style="display:inline-block;width:2.4px">&#160;</div>31,405 </div><div id="a15434" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:479.29px;top:122.61px;"><div style="display:inline-block;width:2.4px">&#160;</div>28,856 </div><div id="a15437" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:122.61px;"><div style="display:inline-block;width:2.4px">&#160;</div>34,206 </div><div id="a15440" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:122.61px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,153 </div><div id="a15443" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:122.61px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,185 </div><div id="a15446" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:134.92px;">Risk-weighted assets (amounts) </div><div id="a15455" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:147.24px;">4 </div><div id="a15457" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:147.24px;">Total risk-weighted assets (RWA) </div><div id="a15461" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:147.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>198,944 </div><div id="a15464" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:474.49px;top:147.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>199,504 </div><div id="a15467" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.65px;top:147.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>230,782 </div><div id="a15470" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:147.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>263,844 </div><div id="a15473" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:147.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>282,823 </div><div id="a15476" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:159.88px;">4a </div><div id="a15478" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:159.88px;">Minimum capital requirement</div><div id="a15479" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:191.87px;top:160.84px;">2</div><div id="a15481" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,916 </div><div id="a15484" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:479.29px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,960 </div><div id="a15487" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>18,463 </div><div id="a15490" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>21,108 </div><div id="a15493" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:159.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>22,626 </div><div id="a15496" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:172.68px;">4b </div><div id="a15498" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:172.68px;">Total risk-weighted assets (pre-floor) </div><div id="a15504" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>198,944 </div><div id="a15507" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:474.49px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>199,504 </div><div id="a15510" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.65px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>230,782 </div><div id="a15513" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>263,844 </div><div id="a15516" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:172.68px;"><div style="display:inline-block;width:2.4px">&#160;</div>282,823 </div><div id="a15519" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:185px;">Risk-based capital ratios as a percentage of RWA </div><div id="a15528" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:197.32px;">5 </div><div id="a15530" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:197.32px;">CET1 ratio (%)</div><div id="a15531" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:138.27px;top:198.28px;">1</div><div id="a15533" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.55 </div><div id="a15536" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:484.09px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.23 </div><div id="a15539" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.25px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.82 </div><div id="a15542" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>12.23 </div><div id="a15545" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:197.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.74 </div><div id="a15548" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:209.96px;">6 </div><div id="a15550" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:209.96px;">Tier 1 ratio (%)</div><div id="a15551" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:140.03px;top:210.92px;">1</div><div id="a15553" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.79 </div><div id="a15556" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:484.09px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.46 </div><div id="a15559" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.25px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.82 </div><div id="a15562" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.49 </div><div id="a15565" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:209.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.92 </div><div id="a15568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:222.76px;">7 </div><div id="a15570" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:222.76px;">Total capital ratio (%)</div><div id="a15571" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:164.03px;top:223.72px;">1</div><div id="a15573" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.15px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.79 </div><div id="a15576" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:484.09px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.46 </div><div id="a15579" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.25px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.82 </div><div id="a15582" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.49 </div><div id="a15585" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:222.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.92 </div><div id="a15588" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:235.08px;">Additional CET1 buffer requirements as a percentage of RWA </div><div id="a15595" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:247.4px;">8 </div><div id="a15597" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:247.4px;">Capital conservation buffer requirement (%) </div><div id="a15600" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a15603" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:488.89px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a15606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.05px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a15609" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a15612" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:247.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a15615" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:260.04px;">9 </div><div id="a15617" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:260.04px;">Countercyclical buffer requirement (%) </div><div id="a15619" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.20 </div><div id="a15622" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:488.89px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.14 </div><div id="a15625" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.05px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.12 </div><div id="a15628" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.09 </div><div id="a15631" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:260.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.03 </div><div id="a15634" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:272.84px;">9a </div><div id="a15636" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:272.84px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%) </div><div id="a15638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a15641" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:488.89px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a15644" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.05px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.01 </div><div id="a15647" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a15650" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:272.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a15653" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:285.48px;">10 </div><div id="a15655" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:285.48px;">Bank G-SIB and / or D-SIB additional requirements (%)</div><div id="a15662" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:283.43px;top:286.44px;">3</div><div id="a15664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a15667" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:488.89px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a15670" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.05px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a15673" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a15676" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:285.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a15679" style="position:absolute;font-family:&apos;Frutiger 47 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CN&apos;;left:639.97px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.59 </div><div id="a15696" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:298.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.53 </div><div id="a15699" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:310.92px;">12 </div><div id="a15701" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:310.92px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%) </div><div id="a15703" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:414.95px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.79 </div><div id="a15706" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:488.89px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.46 </div><div id="a15709" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.05px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.82 </div><div id="a15712" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.73 </div><div id="a15715" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:310.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.24 </div><div id="a15718" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:323.24px;">Basel III leverage ratio </div><div id="a15725" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:335.56px;">13 </div><div id="a15727" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:335.56px;">Total Basel III leverage ratio exposure measure </div><div id="a15729" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>317,772 </div><div id="a15732" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:474.49px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>362,074 </div><div id="a15735" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.65px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>442,168 </div><div id="a15738" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>456,691 </div><div id="a15741" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:335.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>599,279 </div><div id="a15744" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>10.11 </div><div id="a15761" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:348.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.04 </div><div id="a15764" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:360.72px;">Liquidity coverage ratio (LCR)</div><div id="a15765" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:361.64px;">5</div><div id="a15772" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:373.04px;">15 </div><div id="a15774" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:373.04px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a15778" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:373.04px;"><div 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id="a15812" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:398.32px;">16a </div><div id="a15814" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:84.51px;top:398.32px;">of which: cash outflows </div><div id="a15816" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:405.35px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>50,010 </div><div id="a15819" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:479.29px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>56,717 </div><div id="a15822" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:555.45px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>76,407 </div><div id="a15825" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>89,414 </div><div id="a15828" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:700.61px;top:398.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>119,143 </div><div id="a15831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:411.12px;">16b </div><div id="a15833" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:84.51px;top:411.12px;">of which: cash inflows </div><div id="a15835" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:402.47px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>36,316</div><div id="a15837" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;color:#9A3D37;left:431.29px;top:412.08px;">6 </div><div id="a15839" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:476.41px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>41,096</div><div id="a15841" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:505.21px;top:412.08px;">6 </div><div id="a15843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:552.57px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>48,116</div><div id="a15845" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:581.37px;top:412.08px;">6 </div><div id="a15847" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>49,216 </div><div id="a15850" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:411.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>61,777 </div><div id="a15853" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:423.76px;">17 </div><div id="a15855" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:423.76px;">LCR (%) </div><div id="a15857" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>352.53 </div><div id="a15860" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:479.29px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>390.88 </div><div id="a15863" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.45px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>168.58 </div><div id="a15866" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>124.61 </div><div id="a15869" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:423.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>176.66 </div><div id="a15872" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:436.72px;">Net stable funding ratio (NSFR)</div><div id="a15873" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.83px;top:437.68px;">7</div><div id="a15880" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:450.48px;">18 </div><div id="a15882" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:450.48px;">Total available stable funding </div><div id="a15884" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.55px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>171,146 </div><div id="a15887" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:474.49px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>168,255 </div><div id="a15890" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.65px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>170,657 </div><div id="a15893" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>207,520 </div><div id="a15896" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:450.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>259,762 </div><div id="a15899" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:464.4px;">19 </div><div id="a15901" style="position:absolute;font-family:&apos;Frutiger 47 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id="a15919" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:478.48px;">20 </div><div id="a15921" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:478.48px;">NSFR (%) </div><div id="a15923" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.35px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>110.77 </div><div id="a15926" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:479.29px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>100.08 </div><div id="a15929" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.25px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>89.38 </div><div id="a15932" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>92.63 </div><div id="a15935" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:478.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>100.63 </div><div id="a15938" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:493.09px;">1 Credit Suisse has a transitional<div style="display:inline-block;width:3.54px">&#160;</div>relief of recognizing CECL allowances<div style="display:inline-block;width:3.52px">&#160;</div>and provisions in CET1 capital in<div style="display:inline-block;width:3.53px">&#160;</div>accordance with FINMA Circular 2013/1 &#8220;Eligible<div style="display:inline-block;width:3.88px">&#160;</div>capital &#8211; banks&#8221; until 30 June<div style="display:inline-block;width:3.43px">&#160;</div>2024. 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Credit<div style="display:inline-block;width:3.54px">&#160;</div>Suisse (Schweiz) AG must<div style="display:inline-block;width:3.52px">&#160;</div>always fulfill the NSFR<div style="display:inline-block;width:3.54px">&#160;</div>of at </div><div id="a15964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:563.97px;">least 100% on a standalone basis. </div></div>
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<div id="a15968" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a15970" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a15972" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG standalone<div style="display:inline-block;width:165.06px">&#160;</div>38 </div><div id="a15979" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information<div style="display:inline-block;width:4.61px">&#160;</div></div><div id="a15984" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:68.22px;">The<div style="display:inline-block;width:5.09px">&#160;</div>tables<div style="display:inline-block;width:5.03px">&#160;</div>below<div style="display:inline-block;width:5.15px">&#160;</div>provide<div style="display:inline-block;width:5.22px">&#160;</div>details<div style="display:inline-block;width:5.12px">&#160;</div>of the<div style="display:inline-block;width:6.37px">&#160;</div>Swiss<div style="display:inline-block;width:5.26px">&#160;</div>systemically<div style="display:inline-block;width:5.25px">&#160;</div>relevant<div style="display:inline-block;width:5.32px">&#160;</div>bank<div style="display:inline-block;width:5.07px">&#160;</div>RWA-<div style="display:inline-block;width:5.15px">&#160;</div>and<div style="display:inline-block;width:5.15px">&#160;</div>leverage<div style="display:inline-block;width:5.27px">&#160;</div>ratio<div style="display:inline-block;width:5.06px">&#160;</div>denominator-based </div><div id="a15990" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:83.58px;">going and<div style="display:inline-block;width:5.61px">&#160;</div>gone concern<div style="display:inline-block;width:5.63px">&#160;</div>requirements and<div style="display:inline-block;width:5.97px">&#160;</div>information as<div style="display:inline-block;width:5.61px">&#160;</div>required by<div style="display:inline-block;width:5.72px">&#160;</div>FINMA. 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style="display:inline-block;width:2.4px">&#160;</div>4,767 </div><div id="a16245" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:453.84px;">of which: additional tier 1 buffer capital </div><div id="a16248" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:396.87px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80 </div><div id="a16251" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:454.17px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>1,592 </div><div id="a16255" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80 </div><div id="a16258" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>14.05 </div><div id="a16298" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.37px;top:496.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>31,405 </div><div id="a16302" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.93px;top:496.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.88 </div><div id="a16305" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:496.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>31,405 </div><div id="a16308" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:510.96px;">Common equity tier 1 capital </div><div id="a16311" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:392.07px;top:510.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.55 </div><div id="a16314" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:449.37px;top:510.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,935 </div><div id="a16318" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:510.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.84 </div><div id="a16321" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.37px;top:510.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,935 </div><div id="a16325" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.93px;top:510.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.74 </div><div id="a16328" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:705.41px;top:510.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,935 </div><div id="a16331" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:524.88px;">Total loss-absorbing additional tier 1 capital </div><div id="a16336" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:396.87px;top:524.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.24 </div><div id="a16339" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:461.37px;top:524.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>469 </div><div id="a16343" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:524.89px;top:524.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.21 </div><div id="a16346" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:589.37px;top:524.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>469 </div><div id="a16350" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:652.93px;top:524.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.15 </div><div id="a16353" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:717.41px;top:524.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>469 </div><div id="a16356" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:538.96px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a16364" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:396.87px;top:538.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.24 </div><div id="a16367" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:461.37px;top:538.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>469 </div><div id="a16371" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:538.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.21 </div><div id="a16374" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:589.37px;top:538.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>469 </div><div id="a16378" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:652.93px;top:538.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.15 </div><div id="a16381" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:717.41px;top:538.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>469 </div><div id="a16384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:553.36px;">of which: low-trigger loss-absorbing additional tier 1 capital </div><div id="a16391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:396.87px;top:553.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a16394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:470.97px;top:553.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a16398" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:553.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a16401" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:599.01px;top:553.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a16405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:652.93px;top:553.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.00 </div><div id="a16408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:727.01px;top:553.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>0 </div><div id="a16421" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:582.8px;">Risk-weighted assets / leverage ratio denominator </div><div id="a16434" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:597.36px;">Risk-weighted assets </div><div id="a16440" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:444.57px;top:597.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>198,944 </div><div id="a16445" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:572.57px;top:597.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>223,540 </div><div id="a16451" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:612.43px;">Leverage ratio denominator </div><div id="a16461" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:700.61px;top:612.43px;"><div style="display:inline-block;width:2.4px">&#160;</div>317,772 </div><div id="a16474" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:640.27px;">Required gone concern capital</div><div id="a16475" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:169.63px;top:641.23px;">3</div><div id="a16478" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:364.55px;top:640.27px;">Higher of RWA-<div style="display:inline-block;width:2.53px">&#160;</div>or LRD-based </div><div id="a16491" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:653.87px;">Total gone concern loss-absorbing capacity </div><div id="a16497" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:449.37px;top:653.87px;"><div style="display:inline-block;width:2.4px">&#160;</div>27,652 </div><div id="a16516" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:681.07px;">Eligible gone concern capital </div><div id="a16526" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:694.67px;">Total gone concern loss-absorbing capacity </div><div id="a16533" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:449.37px;top:694.67px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,177 </div><div id="a16541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:708.75px;">TLAC-eligible senior unsecured debt </div><div id="a16547" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:449.37px;top:708.75px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,177 </div><div id="a16555" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:723.15px;">Gone concern capital coverage ratio </div><div id="a16558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:387.27px;top:723.15px;"><div style="display:inline-block;width:2.4px">&#160;</div>141.68 </div><div id="a16568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:737.59px;">1 Includes applicable<div style="display:inline-block;width:3.55px">&#160;</div>add-ons of 0.72%<div style="display:inline-block;width:3.59px">&#160;</div>for risk-weighted assets<div style="display:inline-block;width:3.69px">&#160;</div>(RWA) and 0.25%<div style="display:inline-block;width:3.74px">&#160;</div>for leverage ratio<div style="display:inline-block;width:4.02px">&#160;</div>denominator (LRD), as<div style="display:inline-block;width:3.52px">&#160;</div>well as the<div style="display:inline-block;width:3.53px">&#160;</div>FINMA Pillar 2<div style="display:inline-block;width:3.7px">&#160;</div>capital add-on of<div style="display:inline-block;width:3.56px">&#160;</div>CHF 1,832m relating<div style="display:inline-block;width:3.57px">&#160;</div>to the supply<div style="display:inline-block;width:3.68px">&#160;</div>chain </div><div id="a16576" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:747.67px;">finance funds matter at Credit Suisse.<div style="display:inline-block;width:7.24px">&#160;</div>2 Our minimum CET1 leverage ratio requirement of 3.83% consists of<div style="display:inline-block;width:0.67px">&#160;</div>a 1.50% base requirement, a 1.50% base buffer capital<div style="display:inline-block;width:0.73px">&#160;</div>requirement, a 0.125% LRD add-on requirement, </div><div id="a16582" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:757.91px;">a 0.125% market share add-on requirement based on our Swiss<div style="display:inline-block;width:3.44px">&#160;</div>credit business and a Pillar 2 add-on of 0.576%.<div style="display:inline-block;width:9.39px">&#160;</div>3 A maximum of 25% of the gone concern requirements can be met with instruments<div style="display:inline-block;width:3.57px">&#160;</div>that have a </div><div id="a16588" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:767.99px;">remaining maturity of between one<div style="display:inline-block;width:0.48px">&#160;</div>and two years. Once at least<div style="display:inline-block;width:0.51px">&#160;</div>75% of the minimum gone<div style="display:inline-block;width:0.49px">&#160;</div>concern requirement has been met<div style="display:inline-block;width:0.49px">&#160;</div>with instruments that have a<div style="display:inline-block;width:0.58px">&#160;</div>remaining maturity of greater than<div style="display:inline-block;width:0.5px">&#160;</div>two years, all instruments </div><div id="a16590" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:778.07px;">that have a remaining maturity of between one and two years remain eligible to be included in the total gone concern capital. </div></div>
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<div id="a16596" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a16598" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a16600" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse AG standalone<div style="display:inline-block;width:165.06px">&#160;</div>39 </div><div id="a16607" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a16609" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:63.06px;">CHF m, except where indicated </div><div id="a16612" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:63.06px;">30.9.23 </div><div id="a16614" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:63.06px;">30.6.23 </div><div id="a16620" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:88.34px;">Eligible going concern capital </div><div id="a16625" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:100.98px;">Total going concern capital </div><div id="a16629" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:100.98px;"><div style="display:inline-block;width:2.4px">&#160;</div>31,405 </div><div id="a16632" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:100.98px;"><div style="display:inline-block;width:2.4px">&#160;</div>28,856 </div><div id="a16635" 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:204.04px;">Total gone concern loss-absorbing capacity </div><div id="a16704" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:204.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,177 </div><div id="a16707" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:204.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,325 </div><div id="a16710" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:217px;">TLAC-eligible senior unsecured debt </div><div id="a16715" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:217px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,177 </div><div id="a16718" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:217px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,325 </div><div id="a16725" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:242.44px;">Total loss-absorbing capacity </div><div id="a16733" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:255.08px;">Total loss-absorbing capacity </div><div id="a16738" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:255.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>70,581 </div><div id="a16741" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:255.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>68,182 </div><div id="a16748" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:280.36px;">Risk-weighted assets / leverage ratio denominator </div><div id="a16755" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:293px;">Risk-weighted assets, phase-in </div><div id="a16762" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.53px;top:293px;"><div style="display:inline-block;width:2.4px">&#160;</div>198,944 </div><div id="a16765" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:293px;"><div style="display:inline-block;width:2.4px">&#160;</div>199,504 </div><div id="a16768" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:306.12px;">of which: investments in Switzerland-domiciled subsidiaries</div><div id="a16772" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:283.43px;top:307.08px;">1</div><div id="a16775" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:635.33px;top:306.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>41,352 </div><div id="a16778" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:306.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,477 </div><div id="a16781" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:319.08px;">of which: investments in foreign-domiciled subsidiaries</div><div id="a16784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:267.11px;top:320.04px;">1</div><div id="a16787" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:635.33px;top:319.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>60,002 </div><div id="a16790" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:319.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>54,500 </div><div id="a16793" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:332.04px;">Risk-weighted assets fully applied as of 1.1.28 </div><div id="a16798" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.53px;top:332.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>223,540 </div><div id="a16801" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:332.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>222,058 </div><div id="a16804" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:345px;">of which: investments in Switzerland-domiciled subsidiaries</div><div id="a16807" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:283.43px;top:345.96px;">1</div><div id="a16810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:635.33px;top:345px;"><div style="display:inline-block;width:2.4px">&#160;</div>45,947 </div><div id="a16813" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:345px;"><div style="display:inline-block;width:2.4px">&#160;</div>43,863 </div><div id="a16816" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:358.12px;">of which: investments in foreign-domiciled subsidiaries</div><div id="a16819" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;font-style:italic;left:267.11px;top:359.08px;">1</div><div id="a16822" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:635.33px;top:358.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>80,003 </div><div id="a16825" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:358.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>72,667 </div><div id="a16828" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:371.12px;">Leverage ratio denominator </div><div id="a16831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.53px;top:371.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>317,772 </div><div id="a16834" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:371.12px;"><div style="display:inline-block;width:2.4px">&#160;</div>362,074 </div><div id="a16841" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:396.08px;">Capital and loss-absorbing capacity ratios (%) </div><div id="a16848" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:408.72px;">Going concern capital ratio, phase-in </div><div id="a16853" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:644.93px;top:408.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.8 </div><div id="a16856" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:408.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.5 </div><div id="a16859" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:421.84px;">of which: common equity tier 1 capital ratio, phase-in </div><div id="a16865" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:644.93px;top:421.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.6 </div><div id="a16868" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:715.01px;top:421.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.2 </div><div id="a16871" 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:715.01px;top:447.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>12.8 </div><div id="a16893" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:473.2px;">Leverage ratios (%) </div><div id="a16898" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:485.84px;">Going concern leverage ratio </div><div id="a16902" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.73px;top:485.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.9 </div><div id="a16905" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:485.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.0 </div><div id="a16908" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:498.8px;">of which: common equity tier 1 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CN&apos;;left:710.21px;top:536.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>134.5 </div><div id="a16935" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:550.85px;">1 Net exposures<div style="display:inline-block;width:4.01px">&#160;</div>for direct and<div style="display:inline-block;width:4.01px">&#160;</div>indirect investments including<div style="display:inline-block;width:4.05px">&#160;</div>holding of regulatory<div style="display:inline-block;width:3.99px">&#160;</div>capital instruments<div style="display:inline-block;width:3.52px">&#160;</div>in Switzerland-domiciled subsidiaries<div style="display:inline-block;width:4.01px">&#160;</div>and for direct<div style="display:inline-block;width:4.17px">&#160;</div>and indirect investments<div style="display:inline-block;width:3.99px">&#160;</div>including holding of<div style="display:inline-block;width:3.99px">&#160;</div>regulatory </div><div id="a16939" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:560.93px;">capital instruments in<div style="display:inline-block;width:4px">&#160;</div>foreign-domiciled subsidiaries<div style="display:inline-block;width:3.52px">&#160;</div>are risk-weighted<div style="display:inline-block;width:3.41px">&#160;</div>at 225% and<div style="display:inline-block;width:4.06px">&#160;</div>300%, respectively,<div style="display:inline-block;width:3.63px">&#160;</div>for the current<div style="display:inline-block;width:4.01px">&#160;</div>year.<div style="display:inline-block;width:3.52px">&#160;</div>Risk weights will<div style="display:inline-block;width:3.83px">&#160;</div>gradually increase<div style="display:inline-block;width:3.53px">&#160;</div>by 5 percentage<div style="display:inline-block;width:4.04px">&#160;</div>points per year<div style="display:inline-block;width:3.85px">&#160;</div>for Switzerland-</div><div id="a16946" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:571.17px;">domiciled investments and 20 percentage points per year for foreign-domiciled investments until the fully applied risk weights of 250% and 400%, respectively,<div style="display:inline-block;width:3.86px">&#160;</div>are applied. </div></div>
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<div id="a16951" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a16953" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a16954" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.16px">&#160;</div>| Credit Suisse (Schweiz) AG consolidated<div style="display:inline-block;width:114.67px">&#160;</div>40 </div><div id="a16963" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">Credit Suisse (Schweiz) AG consolidated </div><div id="a16965" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.25px;top:528.24px;">31.3.23 </div><div id="a17143" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:528.24px;">31.12.22 </div><div id="a17145" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:528.24px;">30.9.22 </div><div id="a17147" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:540.56px;">Available capital (amounts)</div><div id="a17148" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:158.59px;top:541.52px;">1</div><div id="a17156" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:553.04px;">1 </div><div id="a17158" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:553.04px;">Common Equity Tier 1 (CET1)</div><div id="a17159" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:616.11px;">4a </div><div id="a17253" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:616.11px;">Minimum capital requirement</div><div id="a17254" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:196.83px;top:617.07px;">3</div><div id="a17257" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.07px;top:616.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,027 </div><div id="a17260" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.17px;top:616.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,050 </div><div id="a17263" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.05px;top:616.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,210 </div><div id="a17266" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:616.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,088 </div><div id="a17269" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:709.25px;top:616.11px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,482 </div><div id="a17272" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:628.75px;">4b </div><div id="a17274" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:628.75px;">Total risk-weighted assets (pre-floor) </div><div id="a17281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.27px;top:628.75px;"><div style="display:inline-block;width:2.4px">&#160;</div>79,310 </div><div id="a17284" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:481.37px;top:628.75px;"><div style="display:inline-block;width:2.4px">&#160;</div>80,689 </div><div id="a17287" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.25px;top:628.75px;"><div style="display:inline-block;width:2.4px">&#160;</div>84,373 </div><div id="a17290" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:628.75px;"><div style="display:inline-block;width:2.4px">&#160;</div>81,161 </div><div id="a17293" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:628.75px;"><div style="display:inline-block;width:2.4px">&#160;</div>82,580 </div><div id="a17296" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:641.23px;">Risk-based capital ratios as a percentage of RWA </div><div id="a17306" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:653.55px;">5 </div><div id="a17308" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:653.55px;">CET1 ratio (%)</div><div id="a17309" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:143.23px;top:654.51px;">2</div><div id="a17312" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.07px;top:653.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.82 </div><div id="a17315" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.17px;top:653.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.70 </div><div id="a17318" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.05px;top:653.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.98 </div><div id="a17321" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:653.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.10 </div><div id="a17324" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:709.25px;top:653.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.84 </div><div id="a17327" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:666.19px;">6 </div><div id="a17329" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:666.19px;">Tier 1 ratio (%)</div><div id="a17330" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:144.99px;top:667.15px;">2</div><div id="a17333" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.07px;top:666.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.35 </div><div id="a17336" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.17px;top:666.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.22 </div><div id="a17339" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.05px;top:666.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.42 </div><div id="a17342" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:666.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.60 </div><div id="a17345" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:709.25px;top:666.19px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.17 </div><div id="a17348" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:678.83px;">7 </div><div id="a17350" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:678.83px;">Total capital ratio (%)</div><div id="a17351" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:168.99px;top:679.79px;">2</div><div id="a17354" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.07px;top:678.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.35 </div><div id="a17357" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.17px;top:678.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.22 </div><div id="a17360" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:561.05px;top:678.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.42 </div><div id="a17363" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:678.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.60 </div><div id="a17366" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:709.25px;top:678.83px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.17 </div><div id="a17369" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:691.31px;">Additional CET1 buffer requirements as a percentage of RWA </div><div id="a17377" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:703.63px;">8 </div><div id="a17379" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:703.63px;">Capital conservation buffer requirement (%) </div><div id="a17382" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:420.87px;top:703.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a17385" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.97px;top:703.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a17388" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:703.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a17391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:703.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a17394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:703.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a17397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:716.27px;">9 </div><div id="a17399" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:716.27px;">Countercyclical buffer requirement (%) </div><div id="a17402" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:420.87px;top:716.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.10 </div><div id="a17405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.97px;top:716.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.08 </div><div id="a17408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:716.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.07 </div><div id="a17411" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:716.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.04 </div><div id="a17414" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:716.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.02 </div><div id="a17417" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:728.91px;">9a </div><div id="a17419" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:728.91px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%) </div><div id="a17422" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:420.87px;top:728.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.65 </div><div id="a17425" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.97px;top:728.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.67 </div><div id="a17428" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:728.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.66 </div><div id="a17431" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:728.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.65 </div><div id="a17434" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:728.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.65 </div><div id="a17437" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:741.71px;">10 </div><div id="a17439" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:741.71px;">Bank G-SIB and / or D-SIB additional requirements (%)</div><div id="a17445" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:288.39px;top:742.67px;">4</div><div id="a17448" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:420.87px;top:741.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a17451" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.97px;top:741.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a17454" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:741.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a17457" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:741.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a17460" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:741.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a17463" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:754.35px;">11 </div><div id="a17465" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:754.35px;">Total of bank CET1 specific buffer requirements (%)</div><div id="a17466" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:277.35px;top:755.31px;">5</div><div id="a17469" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:420.87px;top:754.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.60 </div><div id="a17472" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.97px;top:754.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.58 </div><div id="a17475" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:754.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.57 </div><div id="a17478" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:754.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.54 </div><div id="a17481" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:754.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.52 </div><div id="a17484" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:766.99px;">12 </div><div id="a17486" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:766.99px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%) </div><div id="a17489" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:416.07px;top:766.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.32 </div><div id="a17492" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:486.17px;top:766.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.20 </div><div id="a17495" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:766.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.42 </div><div id="a17498" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:766.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.60 </div><div id="a17501" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:766.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.17 </div><div id="a17504" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:779.63px;">Basel III leverage ratio </div><div id="a17512" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:792.27px;">13 </div><div id="a17514" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:792.27px;">Total Basel III leverage ratio exposure measure </div><div id="a17517" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:406.47px;top:792.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>257,419 </div><div id="a17520" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:476.57px;top:792.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>256,015 </div><div id="a17523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.45px;top:792.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>251,086 </div><div id="a17526" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:792.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>243,946 </div><div id="a17529" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:792.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>282,190 </div><div id="a17532" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:805.23px;">14 </div><div id="a17534" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:805.23px;">Basel III leverage ratio (%)</div><div id="a17535" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:185.63px;top:806.19px;">2</div><div id="a17538" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:420.87px;top:805.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.26 </div><div id="a17541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.97px;top:805.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.27 </div><div id="a17544" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:565.85px;top:805.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.25 </div><div id="a17547" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:805.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.39 </div><div id="a17550" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:714.05px;top:805.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.69 </div><div id="a17553" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:817.87px;">Liquidity coverage ratio (LCR)</div><div id="a17554" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:818.83px;">6</div><div id="a17562" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:830.51px;">15 </div><div id="a17564" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:830.51px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a17569" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.27px;top:830.51px;"><div style="display:inline-block;width:2.4px">&#160;</div>49,915 </div><div id="a17572" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:481.37px;top:830.51px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,881 </div><div id="a17575" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.25px;top:830.51px;"><div style="display:inline-block;width:2.4px">&#160;</div>36,762 </div><div id="a17578" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:830.51px;"><div style="display:inline-block;width:2.4px">&#160;</div>32,420 </div><div id="a17581" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:830.51px;"><div style="display:inline-block;width:2.4px">&#160;</div>63,290 </div><div id="a17584" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:843.63px;">16 </div><div id="a17586" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:843.63px;">Total net cash outflow </div><div id="a17589" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.27px;top:843.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>35,846 </div><div id="a17592" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:481.37px;top:843.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>30,582 </div><div id="a17595" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.25px;top:843.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,624 </div><div id="a17598" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:843.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>27,438 </div><div id="a17601" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:843.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>45,792 </div><div id="a17604" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:856.59px;">16a </div><div id="a17606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:98.43px;top:856.59px;">of which: cash outflows </div><div id="a17609" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:411.27px;top:856.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>44,655 </div><div id="a17612" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:481.37px;top:856.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>40,278 </div><div id="a17615" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:556.25px;top:856.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,119 </div><div id="a17618" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:856.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>44,646 </div><div id="a17621" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:704.45px;top:856.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>58,510 </div><div id="a17624" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:869.59px;">16b </div><div id="a17626" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:98.43px;top:869.59px;">of which: cash inflows </div><div id="a17629" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:416.07px;top:869.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,809 </div><div id="a17632" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:486.17px;top:869.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,696 </div><div id="a17635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:556.25px;top:869.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,495 </div><div id="a17638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:869.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,208 </div><div id="a17641" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:704.45px;top:869.59px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,718 </div><div id="a17644" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:882.39px;">17 </div><div id="a17646" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:882.39px;">LCR (%) </div><div id="a17649" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.27px;top:882.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>139.25 </div><div id="a17652" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:481.37px;top:882.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>140.22 </div><div id="a17655" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.25px;top:882.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>143.47 </div><div id="a17658" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:882.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>118.16 </div><div id="a17661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:882.71px;"><div style="display:inline-block;width:2.4px">&#160;</div>138.21 </div><div id="a17664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:895.19px;">Net stable funding ratio (NSFR) </div><div id="a17672" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:907.99px;">18 </div><div id="a17674" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:907.99px;">Total available stable funding </div><div id="a17677" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:406.47px;top:907.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>133,255 </div><div id="a17680" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:476.57px;top:907.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>135,120 </div><div id="a17683" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.45px;top:907.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>133,863 </div><div id="a17686" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:907.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>151,197 </div><div id="a17689" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:907.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>171,288 </div><div id="a17692" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:920.95px;">19 </div><div id="a17694" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:920.95px;">Total required stable funding </div><div id="a17697" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:406.47px;top:920.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>122,269 </div><div id="a17700" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:476.57px;top:920.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>123,928 </div><div id="a17703" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:551.45px;top:920.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>127,635 </div><div id="a17706" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:920.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>126,181 </div><div id="a17709" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:699.65px;top:920.95px;"><div style="display:inline-block;width:2.4px">&#160;</div>126,717 </div><div id="a17712" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:933.91px;">20 </div><div id="a17714" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:933.91px;">NSFR (%) </div><div id="a17717" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:411.27px;top:933.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>108.98 </div><div id="a17720" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:481.37px;top:933.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>109.03 </div><div id="a17723" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:556.25px;top:933.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>104.88 </div><div id="a17726" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:933.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>119.83 </div><div id="a17729" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:704.45px;top:933.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>135.17 </div><div id="a17732" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:948.03px;">1 Net income and dividend accruals will only be<div style="display:inline-block;width:3.54px">&#160;</div>recognized in the fourth quarter of 2023.<div style="display:inline-block;width:9.52px">&#160;</div>2 Credit Suisse has a transitional relief of<div style="display:inline-block;width:3.48px">&#160;</div>recognizing CECL allowances and provisions in CET1 capital in<div style="display:inline-block;width:3.53px">&#160;</div>accordance with </div><div id="a17734" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:958.11px;">FINMA Circular 2013/1 &#8220;Eligible capital &#8211; banks&#8221; until 30 June 2024.<div style="display:inline-block;width:3.54px">&#160;</div>No transitional relief was applied for the periods presented.<div style="display:inline-block;width:9.89px">&#160;</div>3 Calculated as 8% of total RWA, based on<div style="display:inline-block;width:3.46px">&#160;</div>total capital minimum requirements, </div><div id="a17739" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:968.19px;">excluding CET1 buffer<div style="display:inline-block;width:3.55px">&#160;</div>requirements.<div style="display:inline-block;width:10.72px">&#160;</div>4 Swiss SRB<div style="display:inline-block;width:3.54px">&#160;</div>going and gone<div style="display:inline-block;width:3.52px">&#160;</div>concern requirements and<div style="display:inline-block;width:3.68px">&#160;</div>information for Credit<div style="display:inline-block;width:3.66px">&#160;</div>Suisse (Schweiz) AG<div style="display:inline-block;width:3.85px">&#160;</div>consolidated are provided<div style="display:inline-block;width:3.66px">&#160;</div>below in this<div style="display:inline-block;width:3.51px">&#160;</div>section.<div style="display:inline-block;width:10.24px">&#160;</div>5 Excludes non-BCBS </div><div id="a17745" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:978.43px;">countercyclical capital buffer requirements for risk-weighted<div style="display:inline-block;width:3.73px">&#160;</div>positions that are directly or indirectly<div style="display:inline-block;width:3.51px">&#160;</div>backed by residential properties<div style="display:inline-block;width:3.6px">&#160;</div>in Switzerland.<div style="display:inline-block;width:9.29px">&#160;</div>6 Calculated based on an average<div style="display:inline-block;width:3.88px">&#160;</div>of 65 data points in the<div style="display:inline-block;width:3.56px">&#160;</div>third </div><div id="a17749" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:988.51px;">quarter of 2023, 61 data points in the second quarter of 2023, 64 data points in the first quarter of 2023, 65 data points in the fourth quarter of 2022 and<div style="display:inline-block;width:3.43px">&#160;</div>66 data points in the third quarter of 2022.<div style="display:inline-block;width:2.52px">&#160;</div></div></div>
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<div id="a17756" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a17758" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a17759" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.16px">&#160;</div>| Credit Suisse (Schweiz) AG consolidated<div style="display:inline-block;width:114.67px">&#160;</div>41 </div><div id="a17767" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information </div><div id="a17771" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:68.22px;">Credit Suisse (Schweiz) AG consolidated is considered a systemically relevant bank (an SRB) under<div style="display:inline-block;width:2.27px">&#160;</div>Swiss banking law and </div><div id="a17775" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:83.58px;">is subject to<div style="display:inline-block;width:1.81px">&#160;</div>capital regulations on<div style="display:inline-block;width:1.99px">&#160;</div>a consolidated basis.<div style="display:inline-block;width:2.27px">&#160;</div>As of 30 September<div style="display:inline-block;width:2.23px">&#160;</div>2023, the going<div style="display:inline-block;width:1.89px">&#160;</div>concern capital and<div style="display:inline-block;width:2.04px">&#160;</div>leverage </div><div id="a17782" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:98.94px;">ratio<div style="display:inline-block;width:6.34px">&#160;</div>requirements<div style="display:inline-block;width:6.43px">&#160;</div>for<div style="display:inline-block;width:6.52px">&#160;</div>Credit<div style="display:inline-block;width:6.36px">&#160;</div>Suisse<div style="display:inline-block;width:6.37px">&#160;</div>(Schweiz) AG<div style="display:inline-block;width:6.55px">&#160;</div>consolidated<div style="display:inline-block;width:6.65px">&#160;</div>were<div style="display:inline-block;width:6.47px">&#160;</div>14.33%<div style="display:inline-block;width:6.29px">&#160;</div>(including<div style="display:inline-block;width:6.56px">&#160;</div>a<div style="display:inline-block;width:6.32px">&#160;</div>countercyclical<div style="display:inline-block;width:6.76px">&#160;</div>buffer<div style="display:inline-block;width:6.52px">&#160;</div>of </div><div id="a17789" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:114.17px;">0.75%) and 4.75%, respectively. </div><div id="a17794" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:136.89px;">The Swiss SRB framework and going<div style="display:inline-block;width:2.31px">&#160;</div>concern requirements applicable to Credit Suisse (Schweiz) AG consolidated are the </div><div id="a17797" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:152.25px;">same as those applicable to Credit Suisse AG consolidated, excluding the Pillar 2 add-on. 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:253.93px;">Swiss SRB going and gone concern requirements and information </div><div id="a17831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:272.52px;">As of 30.9.23 </div><div id="a17834" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:537.53px;top:272.52px;">RWA </div><div id="a17837" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:666.53px;top:272.52px;">LRD </div><div id="a17839" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:288.68px;">CHF m, except where indicated </div><div id="a17843" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:526.81px;top:288.68px;">in % </div><div id="a17847" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.09px;top:317.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.75</div><div id="a17872" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:668.29px;top:318.44px;">1</div><div id="a17874" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:703.49px;top:317.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,227 </div><div id="a17877" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:331.56px;">Common equity tier 1 capital </div><div id="a17880" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:331.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.03 </div><div id="a17883" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.17px;top:331.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,810 </div><div id="a17887" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:331.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.25 </div><div id="a17890" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:708.29px;top:331.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,366 </div><div id="a17893" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:345.48px;">of which: minimum capital </div><div id="a17896" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:345.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.50 </div><div id="a17899" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.17px;top:345.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,953 </div><div id="a17903" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:345.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a17906" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:708.29px;top:345.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,861 </div><div id="a17909" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:359.56px;">of which: buffer capital </div><div id="a17912" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.78 </div><div id="a17915" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.17px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,199 </div><div id="a17919" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.75 </div><div id="a17922" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:708.29px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,505 </div><div id="a17925" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:373.52px;">of which: countercyclical buffer </div><div id="a17929" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:373.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.75 </div><div id="a17932" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:589.37px;top:373.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>658 </div><div id="a17938" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:387.28px;">Maximum additional tier 1 capital </div><div id="a17941" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:524.89px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.30 </div><div id="a17944" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.17px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,777 </div><div id="a17948" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a17951" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:708.29px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,861 </div><div id="a17954" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:401.2px;">of which: additional tier 1 capital </div><div id="a17957" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50 </div><div id="a17960" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.17px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,074 </div><div id="a17964" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a17967" style="position:absolute;font-family:&apos;Frutiger 47 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high-trigger loss-absorbing additional tier 1 capital </div><div id="a18057" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.53 </div><div id="a18060" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.17px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a18064" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.20 </div><div id="a18067" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:708.29px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a18077" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:708.29px;top:541.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,581 </div><div id="a18104" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:555.28px;">of which: base requirement </div><div id="a18107" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.97 </div><div id="a18110" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:582.17px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,004 </div><div id="a18114" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.79 </div><div id="a18117" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:708.29px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,182 </div><div id="a18120" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:569.2px;">of which: additional requirement for market share and LRD </div><div id="a18124" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.45 </div><div id="a18127" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:589.37px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>392 </div><div id="a18131" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.16 </div><div id="a18134" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:715.49px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>399 </div><div id="a18144" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:596.56px;">Eligible gone concern capital </div><div id="a18152" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:610.32px;">Total gone concern loss-absorbing capacity </div><div id="a18157" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.27 </div><div id="a18160" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.17px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a18164" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.51 </div><div id="a18167" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:708.29px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a18170" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:624.27px;">TLAC-eligible senior unsecured debt </div><div id="a18175" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.27 </div><div id="a18178" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:582.17px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a18182" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.51 </div><div id="a18185" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:708.29px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a18195" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:651.63px;">Total loss-absorbing capacity </div><div id="a18205" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:665.23px;">Required total loss-absorbing capacity </div><div id="a18210" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.75 </div><div id="a18213" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.37px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,982 </div><div id="a18217" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.70 </div><div id="a18220" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:703.49px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,808 </div><div id="a18223" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:679.31px;">Eligible total loss-absorbing capacity </div><div id="a18228" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>28.62 </div><div id="a18231" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.37px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,140 </div><div id="a18235" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.77 </div><div id="a18238" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:703.49px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,140 </div><div id="a18248" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:706.67px;">Risk-weighted assets / leverage ratio denominator </div><div id="a18259" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:720.27px;">Risk-weighted assets </div><div id="a18265" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:577.37px;top:720.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>87,838 </div><div id="a18271" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:734.35px;">Leverage ratio denominator </div><div id="a18278" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:698.69px;top:734.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>257,419 </div><div id="a18281" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:748.79px;">1 Includes applicable add-ons of 0.72% for risk-weighted assets (RWA) and 0.25% for leverage<div style="display:inline-block;width:3.64px">&#160;</div>ratio denominator (LRD).<div style="display:inline-block;width:8.77px">&#160;</div>2 Net income and dividend accruals will only be recognized in the fourth quarter<div style="display:inline-block;width:3.42px">&#160;</div>of 2023.<div style="display:inline-block;width:8.53px">&#160;</div></div><div id="a18287" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:758.87px;">3 A maximum of 25% of the<div style="display:inline-block;width:3.55px">&#160;</div>gone concern requirements can be met<div style="display:inline-block;width:3.53px">&#160;</div>with instruments that have a remaining<div style="display:inline-block;width:3.53px">&#160;</div>maturity of between one and two<div style="display:inline-block;width:3.63px">&#160;</div>years. Once at least 75% of<div style="display:inline-block;width:3.73px">&#160;</div>the minimum gone concern requirement </div><div id="a18291" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:769.11px;">has been met with instruments that have a remaining maturity of greater than two years, all instruments that have a remaining maturity of between one and two years remain eligible to be included in the total gone </div><div id="a18294" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:779.19px;">concern capital. </div></div>
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<div id="a18298" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a18300" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a18301" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.16px">&#160;</div>| Credit Suisse (Schweiz) AG consolidated<div style="display:inline-block;width:114.67px">&#160;</div>42 </div><div id="a18309" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a18312" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:63.06px;">CHF m, except where indicated </div><div id="a18315" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:63.06px;">30.9.23 </div><div id="a18317" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:63.06px;">30.6.23 </div><div id="a18323" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:88.34px;">Eligible going concern capital</div><div id="a18324" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:165.95px;top:89.29px;">1</div><div id="a18329" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:100.98px;">Total going concern capital </div><div id="a18332" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:100.98px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,115 </div><div id="a18335" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:127.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,958 </div><div id="a18356" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:140.04px;">Total loss-absorbing additional tier 1 capital </div><div id="a18361" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.13px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a18364" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a18367" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:153px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a18374" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:640.13px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a18377" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:710.21px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a18384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:178.44px;">Eligible gone concern capital </div><div id="a18389" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:191.08px;">Total gone concern loss-absorbing capacity </div><div id="a18394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.13px;top:191.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a18397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:191.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,300 </div><div id="a18400" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:204.04px;">TLAC-eligible senior unsecured debt </div><div id="a18405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.13px;top:204.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a18408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:204.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,300 </div><div id="a18415" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:229.32px;">Total loss-absorbing capacity </div><div id="a18422" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:242.12px;">Total loss-absorbing capacity </div><div id="a18427" style="position:absolute;font-family:&apos;Frutiger 47 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<div id="a18569" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a18571" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a18572" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.32px">&#160;</div>| Credit Suisse (Schweiz) AG standalone<div style="display:inline-block;width:121.95px">&#160;</div>43 </div><div id="a18581" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">Credit Suisse (Schweiz) AG standalone </div><div id="a18584" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:110.65px;">Key metrics of the third quarter of 2023 </div><div id="a18586" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:133.53px;">The table below is based on Basel Committee on Banking Supervision<div style="display:inline-block;width:5.27px">&#160;</div>(BCBS) Basel III rules.<div style="display:inline-block;width:4.31px">&#160;</div></div><div id="a18590" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:156.25px;">During the third quarter of 2023, the common equity tier 1 (CET1) capital of Credit Suisse<div style="display:inline-block;width:5.19px">&#160;</div>(Schweiz) AG standalone was </div><div id="a18596" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:171.61px;">stable at CHF 11.9bn. 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<div id="a18750" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a18752" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a18753" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.32px">&#160;</div>| Credit Suisse (Schweiz) AG standalone<div style="display:inline-block;width:121.95px">&#160;</div>44 </div><div id="a18761" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">KM1: Key metrics </div><div id="a18769" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:61.94px;">CHF m, except where indicated </div><div id="a18774" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.31px;top:74.26px;">30.9.23 </div><div id="a18776" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.41px;top:74.26px;">30.6.23 </div><div id="a18778" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:74.26px;">31.3.23 </div><div id="a18780" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:74.26px;">31.12.22 </div><div id="a18782" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:74.26px;">30.9.22 </div><div id="a18784" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:86.58px;">Available capital (amounts)</div><div id="a18785" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:158.59px;top:87.53px;">1</div><div id="a18793" style="position:absolute;font-family:&apos;Frutiger 47 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id="a18866" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:149.32px;">4 </div><div id="a18868" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:149.32px;">Total risk-weighted assets (RWA) </div><div id="a18874" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.31px;top:149.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>86,893 </div><div id="a18877" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.41px;top:149.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>87,414 </div><div id="a18880" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:149.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>90,414 </div><div id="a18883" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:149.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>88,949 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:161.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,233 </div><div id="a18904" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:161.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,116 </div><div id="a18907" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:161.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,489 </div><div id="a18910" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:174.76px;">4b </div><div id="a18912" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:174.76px;">Total risk-weighted assets (pre-floor) </div><div id="a18919" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.31px;top:174.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>77,422 </div><div 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:560.09px;top:212.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.53 </div><div id="a18980" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:635.17px;top:212.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.67 </div><div id="a18983" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:212.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.40 </div><div id="a18986" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:224.84px;">7 </div><div id="a18988" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:224.84px;">Total capital ratio (%)</div><div id="a18989" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:168.99px;top:225.8px;">2</div><div id="a18992" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a19032" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:249.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a19035" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:262.28px;">9 </div><div id="a19037" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:262.28px;">Countercyclical buffer requirement (%) </div><div id="a19040" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.91px;top:262.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.10 </div><div id="a19043" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.01px;top:262.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.08 </div><div id="a19046" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:262.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.07 </div><div id="a19049" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:262.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.04 </div><div id="a19052" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:262.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.02 </div><div id="a19055" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:274.92px;">9a </div><div id="a19057" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:274.92px;">Additional countercyclical buffer for Swiss mortgage loans<div style="display:inline-block;width:0.88px">&#160;</div>(%) </div><div id="a19060" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.91px;top:274.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.66 </div><div id="a19063" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.01px;top:274.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.68 </div><div id="a19066" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:274.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.66 </div><div id="a19069" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:274.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.65 </div><div id="a19072" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:274.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.65 </div><div id="a19075" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:287.56px;">10 </div><div id="a19077" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:287.56px;">Bank G-SIB and / or D-SIB additional requirements (%)</div><div id="a19082" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:288.39px;top:288.52px;">4</div><div id="a19085" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.91px;top:287.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a19088" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.01px;top:287.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a19091" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:287.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a19094" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:287.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a19097" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:287.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.00 </div><div id="a19100" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:300.36px;">11 </div><div id="a19102" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:300.36px;">Total of bank CET1 specific buffer requirements (%)</div><div id="a19103" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:277.35px;top:301.32px;">5</div><div id="a19106" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.91px;top:300.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.60 </div><div id="a19109" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.01px;top:300.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.58 </div><div id="a19112" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:300.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.57 </div><div id="a19115" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:300.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.54 </div><div id="a19118" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:300.36px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.52 </div><div id="a19121" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:313px;">12 </div><div id="a19123" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:313px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%) </div><div id="a19127" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.91px;top:313px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.22 </div><div id="a19130" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.01px;top:313px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.10 </div><div id="a19133" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:313px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.53 </div><div id="a19136" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:313px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.67 </div><div id="a19139" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:313px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.40 </div><div id="a19142" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:325.48px;">Basel III leverage ratio </div><div id="a19150" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:338.12px;">13 </div><div id="a19152" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>280,227 </div><div id="a19170" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:351.08px;">14 </div><div id="a19172" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:351.08px;">Basel III leverage ratio (%)</div><div id="a19173" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:185.63px;top:352.04px;">2</div><div id="a19176" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:419.91px;top:351.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.89 </div><div id="a19179" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:490.01px;top:351.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.90 </div><div id="a19182" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:564.89px;top:351.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.99 </div><div id="a19185" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:639.97px;top:351.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.12 </div><div id="a19188" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:351.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.48 </div><div id="a19191" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:363.92px;">Liquidity coverage ratio (LCR)</div><div id="a19192" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:364.88px;">6</div><div id="a19200" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:376.56px;">15 </div><div id="a19202" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:376.56px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a19207" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.31px;top:376.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>49,864 </div><div id="a19210" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.41px;top:376.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,858 </div><div id="a19213" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:376.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>36,752 </div><div id="a19216" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:376.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>32,410 </div><div id="a19219" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:376.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>63,280 </div><div id="a19222" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:389.52px;">16 </div><div id="a19224" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:389.52px;">Total net cash outflow </div><div id="a19227" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.31px;top:389.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>36,226 </div><div id="a19230" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.41px;top:389.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>31,007 </div><div id="a19233" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:389.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,984 </div><div id="a19236" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:389.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>27,787 </div><div id="a19239" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:389.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>46,118 </div><div id="a19242" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:402.48px;">16a </div><div id="a19244" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:98.43px;top:402.48px;">of which: cash outflows </div><div id="a19247" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:410.31px;top:402.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>44,956 </div><div id="a19250" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:480.41px;top:402.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>40,563 </div><div id="a19253" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>8,730 </div><div id="a19270" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:485.21px;top:415.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,556 </div><div id="a19273" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:555.29px;top:415.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,392 </div><div id="a19276" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:630.37px;top:415.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,049 </div><div id="a19279" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:705.41px;top:415.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,619 </div><div id="a19282" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:428.4px;">17 </div><div id="a19284" 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style="display:inline-block;width:2.4px">&#160;</div>137.21 </div><div id="a19302" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:441.2px;">Net stable funding ratio (NSFR)</div><div id="a19303" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.83px;top:442.16px;">7</div><div id="a19311" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:453.84px;">18 </div><div id="a19313" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:453.84px;">Total available stable funding </div><div id="a19316" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.51px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>131,427 </div><div id="a19319" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:475.61px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>133,504 </div><div id="a19322" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:550.49px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>132,048 </div><div id="a19325" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:625.57px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>149,441 </div><div id="a19328" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:453.84px;"><div style="display:inline-block;width:2.4px">&#160;</div>169,589 </div><div id="a19331" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:466.8px;">19 </div><div id="a19333" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:89.47px;top:466.8px;">Total required stable funding </div><div id="a19336" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.51px;top:466.8px;"><div style="display:inline-block;width:2.4px">&#160;</div>120,124 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:410.31px;top:479.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>109.41 </div><div id="a19359" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.41px;top:479.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>109.71 </div><div id="a19362" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:555.29px;top:479.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>105.99 </div><div id="a19365" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:630.37px;top:479.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>121.34 </div><div id="a19368" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:479.92px;"><div style="display:inline-block;width:2.4px">&#160;</div>135.53 </div><div id="a19371" style="position:absolute;font-family:&apos;Frutiger 47 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No transitional relief was<div style="display:inline-block;width:3.61px">&#160;</div>applied for the periods presented.<div style="display:inline-block;width:9.61px">&#160;</div>3 Calculated as 8% of total RWA, based on<div style="display:inline-block;width:3.48px">&#160;</div>total capital minimum requirements, </div><div id="a19378" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:514.21px;">excluding CET1 buffer<div style="display:inline-block;width:4.03px">&#160;</div>requirements.<div style="display:inline-block;width:11.36px">&#160;</div>4 Swiss<div style="display:inline-block;width:3.53px">&#160;</div>SRB going<div style="display:inline-block;width:3.52px">&#160;</div>and gone concern<div style="display:inline-block;width:4.17px">&#160;</div>requirements and<div style="display:inline-block;width:3.52px">&#160;</div>information for<div style="display:inline-block;width:3.5px">&#160;</div>Credit Suisse<div style="display:inline-block;width:3.52px">&#160;</div>(Schweiz) AG<div style="display:inline-block;width:3.78px">&#160;</div>standalone are<div style="display:inline-block;width:3.53px">&#160;</div>provided below in<div style="display:inline-block;width:4.14px">&#160;</div>this section.<div style="display:inline-block;width:11.67px">&#160;</div>5 Excludes non-BCBS </div><div id="a19384" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:524.29px;">countercyclical capital buffer requirements for<div style="display:inline-block;width:3.54px">&#160;</div>risk-weighted positions that are directly<div style="display:inline-block;width:3.55px">&#160;</div>or indirectly backed by<div style="display:inline-block;width:3.53px">&#160;</div>residential properties in Switzerland.<div style="display:inline-block;width:10.24px">&#160;</div>6 Calculated based on an<div style="display:inline-block;width:3.67px">&#160;</div>average of 65 data points<div style="display:inline-block;width:3.56px">&#160;</div>in the third </div><div id="a19388" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:534.37px;">quarter of 2023, 61 data points in the second quarter of 2023,<div style="display:inline-block;width:3.53px">&#160;</div>64 data points in the first quarter of 2023, 65 data points<div style="display:inline-block;width:3.46px">&#160;</div>in the fourth quarter of 2022 and 66 data points in the<div style="display:inline-block;width:3.5px">&#160;</div>third quarter of 2022.<div style="display:inline-block;width:9.02px">&#160;</div>7 Based on </div><div id="a19391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:544.61px;">the Liquidity Ordinance, Credit Suisse AG<div style="display:inline-block;width:3.51px">&#160;</div>standalone is allowed to fulfill the minimum NSFR<div style="display:inline-block;width:3.53px">&#160;</div>of 100% by taking into consideration any excess<div style="display:inline-block;width:3.57px">&#160;</div>funding of Credit Suisse (Schweiz) AG standalone,<div style="display:inline-block;width:3.97px">&#160;</div>and Credit Suisse AG </div><div id="a19394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:554.69px;">standalone has an NSFR requirement of at least 80% without taking into consideration any such excess funding. Credit Suisse (Schweiz)<div style="display:inline-block;width:3.45px">&#160;</div>AG must always fulfill the NSFR of at least 100% on a standalone basis. </div></div>
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<div id="a19399" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a19401" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a19402" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.32px">&#160;</div>| Credit Suisse (Schweiz) AG standalone<div style="display:inline-block;width:121.95px">&#160;</div>45 </div><div id="a19410" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;font-weight:bold;color:#E60000;left:56.8px;top:45.18px;">Swiss systemically relevant bank going and gone concern<div style="display:inline-block;width:5.32px">&#160;</div>requirements and information </div><div id="a19414" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:68.22px;">Credit Suisse (Schweiz) AG<div style="display:inline-block;width:5.33px">&#160;</div>standalone is considered<div style="display:inline-block;width:5.16px">&#160;</div>a systemically relevant<div style="display:inline-block;width:5.23px">&#160;</div>bank (an SRB) under<div style="display:inline-block;width:5.51px">&#160;</div>Swiss banking law<div style="display:inline-block;width:5.15px">&#160;</div>and </div><div id="a19421" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:83.58px;">is subject to capital regulations on a standalone basis. 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:345.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a19542" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:345.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,827 </div><div id="a19545" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:359.56px;">of which: buffer capital </div><div id="a19548" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.78 </div><div id="a19551" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:581.21px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,154 </div><div id="a19555" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.75 </div><div id="a19558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:359.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,465 </div><div id="a19561" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:373.52px;">of which: countercyclical buffer </div><div id="a19565" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:373.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.76 </div><div id="a19568" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:588.41px;top:373.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>659 </div><div id="a19574" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:387.28px;">Maximum additional tier 1 capital </div><div id="a19577" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:524.89px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.30 </div><div id="a19580" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:581.21px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,736 </div><div id="a19584" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a19587" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:709.25px;top:387.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,827 </div><div id="a19590" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:401.2px;">of which: additional tier 1 capital </div><div id="a19593" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.50 </div><div id="a19596" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:581.21px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,041 </div><div id="a19600" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.50 </div><div id="a19603" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:401.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,827 </div><div id="a19606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:415.28px;">of which: additional tier 1 buffer capital </div><div id="a19609" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:415.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.80 </div><div id="a19612" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:588.41px;top:415.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>695 </div><div id="a19625" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:444.56px;">Eligible going concern capital</div><div id="a19627" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:165.95px;top:445.52px;">2</div><div id="a19635" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:458.32px;">Total going concern capital </div><div id="a19638" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:458.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.28 </div><div id="a19641" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:458.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,018 </div><div id="a19645" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:458.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>5.89 </div><div id="a19648" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:458.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,018 </div><div id="a19651" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:472.24px;">Common equity tier 1 capital </div><div id="a19654" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:472.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.72 </div><div id="a19657" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:472.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,918 </div><div id="a19661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:472.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.67 </div><div id="a19664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:472.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,918 </div><div id="a19667" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:486.32px;">Total loss-absorbing additional tier 1 capital </div><div id="a19672" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:524.89px;top:486.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.57 </div><div id="a19675" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:581.21px;top:486.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a19679" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:486.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.21 </div><div id="a19682" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:709.25px;top:486.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a19685" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:500.24px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a19693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.57 </div><div id="a19696" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:581.21px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a19700" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>1.21 </div><div id="a19703" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:500.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a19713" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:527.6px;">Required gone concern capital</div><div id="a19714" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:169.63px;top:528.56px;">3</div><div id="a19722" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:541.2px;">Total gone concern loss-absorbing capacity </div><div id="a19727" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:524.89px;top:541.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>8.42 </div><div id="a19730" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:581.21px;top:541.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,316 </div><div id="a19734" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:541.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.95 </div><div id="a19737" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:709.25px;top:541.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,514 </div><div id="a19740" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:555.28px;">of which: base requirement </div><div id="a19743" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.97 </div><div id="a19746" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:581.21px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>6,928 </div><div id="a19750" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.79 </div><div id="a19753" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:709.25px;top:555.28px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,119 </div><div id="a19756" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:569.2px;">of which: additional requirement for market share and LRD </div><div id="a19760" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:524.89px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.45 </div><div id="a19763" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:588.41px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>388 </div><div id="a19767" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:651.97px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.16 </div><div id="a19770" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:716.45px;top:569.2px;"><div style="display:inline-block;width:2.4px">&#160;</div>395 </div><div id="a19780" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:596.56px;">Eligible gone concern capital </div><div id="a19788" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:610.32px;">Total gone concern loss-absorbing capacity </div><div id="a19793" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.39 </div><div id="a19796" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:581.21px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a19800" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.54 </div><div id="a19803" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:709.25px;top:610.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a19806" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:624.27px;">TLAC-eligible senior unsecured debt </div><div id="a19811" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>10.39 </div><div id="a19814" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:581.21px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a19818" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.54 </div><div id="a19821" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:709.25px;top:624.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a19831" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:651.63px;">Total loss-absorbing capacity </div><div id="a19841" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:665.23px;">Required total loss-absorbing capacity </div><div id="a19846" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>22.76 </div><div id="a19849" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,775 </div><div id="a19853" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>7.70 </div><div id="a19856" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:665.23px;"><div style="display:inline-block;width:2.4px">&#160;</div>19,634 </div><div id="a19859" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:679.31px;">Eligible total loss-absorbing capacity </div><div id="a19864" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:520.09px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>27.67 </div><div id="a19867" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,043 </div><div id="a19871" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:651.97px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.42 </div><div id="a19874" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:704.45px;top:679.31px;"><div style="display:inline-block;width:2.4px">&#160;</div>24,043 </div><div id="a19884" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:706.67px;">Risk-weighted assets / leverage ratio denominator </div><div id="a19895" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:720.27px;">Risk-weighted assets </div><div id="a19901" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:576.41px;top:720.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>86,893 </div><div id="a19907" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:734.35px;">Leverage ratio denominator </div><div id="a19914" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:699.65px;top:734.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>255,147 </div><div id="a19917" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:748.79px;">1 Includes applicable add-ons of 0.72% for risk-weighted assets (RWA) and<div style="display:inline-block;width:3.45px">&#160;</div>0.25% for leverage ratio denominator (LRD).<div style="display:inline-block;width:9.6px">&#160;</div>2 Net income and dividend accruals will only be recognized in the<div style="display:inline-block;width:3.57px">&#160;</div>fourth quarter of 2023.<div style="display:inline-block;width:8.69px">&#160;</div></div><div id="a19923" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:758.87px;">3 A maximum of 25% of the<div style="display:inline-block;width:3.71px">&#160;</div>gone concern requirements can be<div style="display:inline-block;width:3.53px">&#160;</div>met with instruments that have a<div style="display:inline-block;width:3.69px">&#160;</div>remaining maturity of between one<div style="display:inline-block;width:3.62px">&#160;</div>and two years. Once<div style="display:inline-block;width:3.53px">&#160;</div>at least 75% of the minimum<div style="display:inline-block;width:3.54px">&#160;</div>gone concern requirement </div><div id="a19927" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:769.11px;">has been met with instruments that have a remaining maturity of greater than two years, all instruments that have a remaining maturity of between one and two years remain eligible to be included in the total gone </div><div id="a19930" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:779.19px;">concern capital. </div></div>
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<div id="a19934" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a19936" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a19937" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.32px">&#160;</div>| Credit Suisse (Schweiz) AG standalone<div style="display:inline-block;width:121.95px">&#160;</div>46 </div><div id="a19945" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">Swiss SRB going and gone concern information </div><div id="a19948" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:59.36px;top:63.06px;">CHF m, except where indicated </div><div id="a19951" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:63.06px;">30.9.23 </div><div id="a19953" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:63.06px;">30.6.23 </div><div id="a19959" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:88.34px;">Eligible going concern capital</div><div id="a19960" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;color:#9A3D37;left:165.95px;top:89.29px;">1</div><div id="a19965" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:100.98px;">Total going concern capital </div><div id="a19968" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:635.33px;top:100.98px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,018 </div><div id="a19971" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:127.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,884 </div><div id="a19992" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:140.04px;">Total loss-absorbing additional tier 1 capital </div><div id="a19997" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.13px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a20000" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:140.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a20003" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:153px;">of which: high-trigger loss-absorbing additional tier 1 capital </div><div id="a20010" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:640.13px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a20013" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:710.21px;top:153px;"><div style="display:inline-block;width:2.4px">&#160;</div>3,100 </div><div id="a20020" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:178.44px;">Eligible gone concern capital </div><div id="a20025" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:191.08px;">Total gone concern loss-absorbing capacity </div><div id="a20030" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.13px;top:191.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a20033" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:191.08px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,300 </div><div id="a20036" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:204.04px;">TLAC-eligible senior unsecured debt </div><div id="a20041" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:640.13px;top:204.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,025 </div><div id="a20044" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:204.04px;"><div style="display:inline-block;width:2.4px">&#160;</div>9,300 </div><div id="a20051" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:229.32px;">Total loss-absorbing capacity </div><div id="a20058" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:242.12px;">Total loss-absorbing capacity </div><div id="a20063" style="position:absolute;font-family:&apos;Frutiger 47 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id="a20091" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:293px;">Leverage ratio denominator </div><div id="a20095" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:630.53px;top:293px;"><div style="display:inline-block;width:2.4px">&#160;</div>255,147 </div><div id="a20098" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.61px;top:293px;"><div style="display:inline-block;width:2.4px">&#160;</div>253,987 </div><div id="a20105" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:59.36px;top:318.12px;">Capital and loss-absorbing capacity ratios (%) </div><div id="a20112" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:330.76px;">Going concern capital ratio </div><div id="a20115" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:644.93px;top:330.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.3 </div><div id="a20118" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:330.76px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.1 </div><div id="a20121" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:68.48px;top:343.72px;">of which: common equity tier 1 capital ratio </div><div id="a20124" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;color:#9A3D37;left:644.93px;top:343.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.7 </div><div id="a20127" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:715.01px;top:343.72px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.6 </div><div id="a20130" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:356.68px;">Gone concern loss-absorbing capacity ratio </div><div 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-style:italic;left:719.81px;top:420.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>4.7 </div><div id="a20180" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:433.52px;">Gone concern leverage ratio </div><div id="a20183" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.73px;top:433.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.5 </div><div id="a20186" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:433.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>3.7 </div><div id="a20189" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:446.48px;">Total loss-absorbing capacity leverage ratio </div><div id="a20195" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:649.73px;top:446.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.4 </div><div id="a20198" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:446.48px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.6 </div><div id="a20201" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:460.61px;">1 Net income and dividend accruals will only be recognized in the fourth quarter of 2023. </div></div>
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<div id="a20205" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a20207" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a20208" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse International standalone<div style="display:inline-block;width:124.55px">&#160;</div>47 </div><div id="a20216" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">Credit Suisse International standalone </div><div id="a20219" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:110.97px;">The table below provides information about the regulatory capital components,<div style="display:inline-block;width:2.33px">&#160;</div>capital ratios, leverage ratio and liquidity </div><div id="a20220" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:126.17px;">of Credit Suisse International standalone based on Basel Committee on Banking Supervision (BCBS) Pillar 1 requirements </div><div id="a20227" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:141.53px;">and in accordance<div style="display:inline-block;width:5.44px">&#160;</div>with UK Prudential<div style="display:inline-block;width:5.42px">&#160;</div>Regulatory Authority<div style="display:inline-block;width:5.23px">&#160;</div>regulations and International<div style="display:inline-block;width:5.53px">&#160;</div>Financial Reporting<div style="display:inline-block;width:5.06px">&#160;</div>Standards </div><div id="a20232" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:156.89px;">(IFRS). </div><div id="a20234" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:179.61px;">During the third<div style="display:inline-block;width:5.65px">&#160;</div>quarter of<div style="display:inline-block;width:5.1px">&#160;</div>2023, the common<div style="display:inline-block;width:5.64px">&#160;</div>equity tier 1<div style="display:inline-block;width:5.13px">&#160;</div>capital of<div style="display:inline-block;width:5.06px">&#160;</div>Credit Suisse<div style="display:inline-block;width:5.2px">&#160;</div>International standalone<div style="display:inline-block;width:5.21px">&#160;</div>decreased </div><div id="a20238" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:194.97px;">by USD 1.3bn<div style="display:inline-block;width:5.15px">&#160;</div>to USD 13.2bn<div style="display:inline-block;width:5.27px">&#160;</div>from USD 14.6bn,<div style="display:inline-block;width:5.27px">&#160;</div>mainly due<div style="display:inline-block;width:5.22px">&#160;</div>to a<div style="display:inline-block;width:5.06px">&#160;</div>USD 1.1bn dividend<div style="display:inline-block;width:5.17px">&#160;</div>payment. 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.39px;top:520.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>14,444 </div><div id="a20388" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:520.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,789 </div><div id="a20391" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:543.29px;top:520.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,151 </div><div id="a20394" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.37px;top:520.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,809 </div><div id="a20397" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.45px;top:520.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>14,859 </div><div id="a20400" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.17px;top:617.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.07 </div><div id="a20513" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.25px;top:617.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.75 </div><div id="a20516" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:631.63px;">7 </div><div id="a20518" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:631.63px;">Total capital ratio (%) </div><div id="a20520" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.19px;top:631.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>34.39 </div><div id="a20523" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:470.17px;top:631.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>32.47 </div><div id="a20526" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:548.09px;top:631.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>32.94 </div><div id="a20529" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.17px;top:631.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.07 </div><div id="a20532" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.25px;top:631.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.76 </div><div id="a20535" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:645.23px;">Additional CET1 buffer requirements as a percentage of RWA </div><div id="a20542" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:658.99px;">8 </div><div id="a20544" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:658.99px;">BCBS capital conservation buffer requirement (%) </div><div id="a20546" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:409.99px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a20549" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:474.97px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a20552" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:552.89px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a20555" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:631.97px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a20558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.05px;top:658.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.50 </div><div id="a20561" style="position:absolute;font-family:&apos;Frutiger 47 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style="display:inline-block;width:2.4px">&#160;</div>2.99 </div><div id="a20603" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:552.89px;top:700.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.95 </div><div id="a20606" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:631.97px;top:700.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.91 </div><div id="a20609" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.05px;top:700.91px;"><div style="display:inline-block;width:2.4px">&#160;</div>2.58 </div><div id="a20612" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:714.99px;">12 </div><div id="a20614" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:714.99px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%)</div><div id="a20616" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:351.91px;top:715.95px;">3</div><div id="a20618" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.19px;top:714.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.39 </div><div id="a20621" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:470.17px;top:714.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>24.47 </div><div id="a20624" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:548.09px;top:714.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>24.94 </div><div id="a20627" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.17px;top:714.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>18.07 </div><div id="a20630" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.25px;top:714.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>17.76 </div><div id="a20633" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:728.59px;">Basel III leverage ratio </div><div id="a20640" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:742.35px;">13 </div><div id="a20642" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:742.35px;">Total Basel III leverage ratio exposure measure </div><div id="a20644" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.39px;top:742.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>89,344 </div><div id="a20647" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:742.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>98,366 </div><div id="a20650" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:538.49px;top:742.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>112,642 </div><div id="a20653" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:617.57px;top:742.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>126,360 </div><div id="a20656" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:695.65px;top:742.35px;"><div style="display:inline-block;width:2.4px">&#160;</div>160,024 </div><div id="a20659" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:756.27px;">14 </div><div id="a20661" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:756.27px;">Basel III leverage ratio (%)</div><div id="a20662" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:174.59px;top:757.23px;">4</div><div id="a20664" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.19px;top:756.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.17 </div><div id="a20667" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:470.17px;top:756.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.05 </div><div id="a20670" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:548.09px;top:756.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>14.34 </div><div id="a20673" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.17px;top:756.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>12.51 </div><div id="a20676" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.05px;top:756.27px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.29 </div><div id="a20679" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:769.87px;">Liquidity coverage ratio (LCR)</div><div id="a20680" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:770.83px;">5</div><div id="a20687" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:783.63px;">15 </div><div id="a20689" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:783.63px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.73px">&#160;</div></div><div id="a20693" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.39px;top:783.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>15,411 </div><div id="a20696" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:783.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,095 </div><div id="a20699" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:543.29px;top:783.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>23,899 </div><div id="a20702" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.37px;top:783.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,457 </div><div id="a20705" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.45px;top:783.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>27,964 </div><div id="a20708" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:797.55px;">16 </div><div id="a20710" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:797.55px;">Total net cash outflow </div><div id="a20712" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:405.19px;top:797.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,091 </div><div id="a20715" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:797.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,471 </div><div id="a20718" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:543.29px;top:797.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>14,906 </div><div id="a20721" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.37px;top:797.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,608 </div><div id="a20724" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.45px;top:797.55px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,478 </div><div id="a20727" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:811.63px;">17 </div><div id="a20729" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:811.63px;">LCR (%) </div><div id="a20731" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.39px;top:811.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>220.97 </div><div id="a20734" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:811.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>197.04 </div><div id="a20737" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:543.29px;top:811.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>162.79 </div><div id="a20740" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.37px;top:811.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>150.42 </div><div id="a20743" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:700.45px;top:811.63px;"><div style="display:inline-block;width:2.4px">&#160;</div>159.31 </div><div id="a20746" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:825.23px;">Net stable funding ratio (NSFR)</div><div id="a20747" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.83px;top:826.19px;">6</div><div id="a20754" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:838.99px;">18 </div><div id="a20756" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:838.99px;">Total available stable funding </div><div id="a20758" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.39px;top:838.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>34,581 </div><div id="a20761" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:838.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>39,764 </div><div id="a20764" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:543.29px;top:838.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>44,280 </div><div id="a20767" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.37px;top:838.99px;"><div style="display:inline-block;width:2.4px">&#160;</div>49,315 </div><div id="a20771" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:852.91px;">19 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</div><div id="a20790" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:78.4px;top:867.03px;">NSFR (%) </div><div id="a20792" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:400.39px;top:867.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>126.10 </div><div id="a20795" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:465.37px;top:867.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>128.14 </div><div id="a20798" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:543.29px;top:867.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>127.51 </div><div id="a20801" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:622.37px;top:867.03px;"><div style="display:inline-block;width:2.4px">&#160;</div>127.54 </div><div id="a20805" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:881.47px;">1 Comparative information has been aligned with Credit Suisse International standalone&#8217;s final 2022 audited financial statements.<div style="display:inline-block;width:8.83px">&#160;</div>2 Calculated as 8% of total RWA, based on total minimum capital requirements, </div><div id="a20807" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:891.71px;">excluding CET1 buffer requirements.<div style="display:inline-block;width:8.82px">&#160;</div>3 This represents the CET1 ratio that is available for meeting buffer<div style="display:inline-block;width:3.54px">&#160;</div>requirements. It is calculated as the CET1 ratio minus 4.5% and after considering, where<div style="display:inline-block;width:3.48px">&#160;</div>applicable, CET1 </div><div id="a20810" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:901.79px;">capital that was used<div style="display:inline-block;width:3.87px">&#160;</div>to meet the BIS<div style="display:inline-block;width:3.68px">&#160;</div>additional tier 1<div style="display:inline-block;width:3.53px">&#160;</div>minimum requirement of<div style="display:inline-block;width:3.56px">&#160;</div>1.5% and / or<div style="display:inline-block;width:3.72px">&#160;</div>the BIS tier 2<div style="display:inline-block;width:3.87px">&#160;</div>minimum requirement of<div style="display:inline-block;width:3.49px">&#160;</div>2% under Pillar 1.<div style="display:inline-block;width:11.24px">&#160;</div>4 On the basis<div style="display:inline-block;width:3.69px">&#160;</div>of tier 1 capital.<div style="display:inline-block;width:11.3px">&#160;</div>5 Based on<div style="display:inline-block;width:3.54px">&#160;</div>Pillar 1 </div><div id="a20815" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:911.87px;">requirements; calculated using a 12-month average.<div style="display:inline-block;width:9.34px">&#160;</div>6 The net stable funding ratio requirement became effective as of 1 January 2022<div style="display:inline-block;width:3.42px">&#160;</div>and related disclosures came into effect in the first quarter of 2023. </div></div>
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<div id="a20821" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a20823" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a20824" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse Holdings (USA), Inc. consolidated<div style="display:inline-block;width:86.63px">&#160;</div>48 </div><div id="a20832" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:29.28px;left:56.8px;top:48.04px;">Credit Suisse Holdings (USA), Inc. consolidated </div><div id="a20835" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:110.97px;">The table below provides<div 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<div id="a21030" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a21032" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a21033" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Significant regulated subsidiaries and sub-groups<div style="display:inline-block;width:1.2px">&#160;</div>| Credit Suisse Holdings (USA), Inc. consolidated<div style="display:inline-block;width:86.63px">&#160;</div>49 </div><div id="a21040" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:59.36px;top:46.38px;">KM1: Key metrics</div><div id="a21041" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:7.36px;font-weight:bold;left:157.47px;top:47.36px;">1</div><div id="a21047" 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style="display:inline-block;width:2.4px">&#160;</div>9.3 </div><div id="a21350" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:563.77px;top:327.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.3 </div><div id="a21353" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:641.73px;top:327.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>9.3 </div><div id="a21356" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:719.81px;top:327.56px;"><div style="display:inline-block;width:2.4px">&#160;</div>6.9 </div><div id="a21359" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:340.84px;">12 </div><div id="a21361" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:342.12px;">CET1 available after meeting the bank&#8217;s minimum capital requirements (%)</div><div id="a21362" style="position:absolute;font-family:&apos;Frutiger 47 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style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:355.24px;">Basel III leverage ratio </div><div id="a21386" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:368.88px;">13 </div><div id="a21388" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:368.88px;">Total Basel III leverage ratio exposure measure </div><div id="a21390" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.35px;top:368.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>33,906 </div><div id="a21393" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:368.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>42,802 </div><div id="a21396" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:368.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>55,789 </div><div id="a21399" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.33px;top:368.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>65,298 </div><div id="a21402" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:368.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>87,803 </div><div id="a21405" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:382.96px;">14 </div><div id="a21407" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:382.96px;">Basel III leverage ratio (%)</div><div id="a21408" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:180.67px;top:383.92px;">5</div><div id="a21410" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:402.95px;top:382.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>30.3 </div><div id="a21413" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.89px;top:382.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>26.4 </div><div id="a21416" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:558.97px;top:382.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>23.3 </div><div id="a21419" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:636.93px;top:382.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.8 </div><div id="a21422" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:382.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>15.4 </div><div id="a21425" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:396.88px;">14a </div><div id="a21427" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:396.88px;">Total Basel III supplementary leverage ratio exposure measure </div><div id="a21429" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.35px;top:396.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>40,848 </div><div id="a21432" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:396.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>51,433 </div><div id="a21435" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:396.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>66,825 </div><div id="a21438" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.33px;top:396.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>78,593 </div><div id="a21441" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:396.88px;"><div style="display:inline-block;width:2.4px">&#160;</div>98,033 </div><div id="a21444" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:410.96px;">14b </div><div id="a21446" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:410.96px;">Basel III supplementary leverage ratio (%)</div><div id="a21447" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:236.35px;top:411.92px;">5</div><div id="a21449" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:402.95px;top:410.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>25.2 </div><div id="a21452" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:480.89px;top:410.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>21.9 </div><div id="a21455" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:558.97px;top:410.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>19.5 </div><div id="a21458" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:636.93px;top:410.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>16.4 </div><div id="a21461" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:715.01px;top:410.96px;"><div style="display:inline-block;width:2.4px">&#160;</div>13.8 </div><div id="a21464" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:424.56px;">Liquidity coverage ratio (LCR)</div><div id="a21465" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:165.95px;top:425.52px;">6</div><div id="a21472" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:438.32px;">15 </div><div id="a21474" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:438.32px;">Total high-quality liquid assets (HQLA)<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a21478" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.35px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,367 </div><div id="a21481" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,043 </div><div id="a21484" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>16,740 </div><div id="a21487" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.33px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>17,383 </div><div id="a21490" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:705.41px;top:438.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,246 </div><div id="a21493" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:452.24px;">16 </div><div id="a21495" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:452.24px;">Total net cash outflow </div><div id="a21497" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.15px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>4,987 </div><div id="a21500" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:476.09px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>6,271 </div><div id="a21503" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>12,181 </div><div id="a21506" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:627.33px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,884 </div><div id="a21509" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:452.24px;"><div style="display:inline-block;width:2.4px">&#160;</div>7,727 </div><div id="a21512" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:466.32px;">17 </div><div id="a21514" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:466.32px;">LCR (%) </div><div id="a21516" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.15px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>331.3 </div><div id="a21519" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:476.09px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>293.0 </div><div id="a21522" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:554.17px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>139.4 </div><div id="a21525" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:632.13px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>150.1 </div><div id="a21528" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:710.21px;top:466.32px;"><div style="display:inline-block;width:2.4px">&#160;</div>404.2 </div><div id="a21531" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:479.92px;">Net stable funding ratio (NSFR)</div><div id="a21532" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:6.08px;left:172.83px;top:480.88px;">6</div><div id="a21539" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:493.52px;">18 </div><div id="a21541" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:493.52px;">Total available stable funding </div><div id="a21543" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:393.35px;top:493.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>20,804 </div><div id="a21546" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:493.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>25,031 </div><div id="a21549" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:493.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>27,503 </div><div id="a21554" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:507.6px;">19 </div><div id="a21556" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:507.6px;">Total required stable funding </div><div id="a21558" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.15px;top:507.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>8,965 </div><div id="a21561" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:471.29px;top:507.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>11,434 </div><div id="a21564" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:549.37px;top:507.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>14,527 </div><div id="a21569" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:59.36px;top:521.52px;">20 </div><div id="a21571" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:84.51px;top:521.52px;">NSFR (%) </div><div id="a21573" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;color:#9A3D37;left:398.15px;top:521.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>232.2 </div><div id="a21576" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:476.09px;top:521.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>219.6 </div><div id="a21579" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;left:554.17px;top:521.52px;"><div style="display:inline-block;width:2.4px">&#160;</div>189.8 </div><div id="a21584" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:536.13px;">1 The net stable funding ratio requirement became effective as of 1 July 2021 and related disclosures came into effect in the second quarter of 2023.<div style="display:inline-block;width:9.09px">&#160;</div>2 Comparative information has been aligned with Credit Suisse </div><div id="a21587" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:546.21px;">Holdings (USA), Inc standalone&#8217;s final second quarter of 2023 financial statements.<div style="display:inline-block;width:8px">&#160;</div>3 Calculated as 8% of total RWA, based on total minimum capital requirements, excluding CET1 buffer requirements.<div style="display:inline-block;width:8.06px">&#160;</div>4 Reflects </div><div id="a21592" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:556.45px;">the CET1 ratio that<div style="display:inline-block;width:3.55px">&#160;</div>is available for<div style="display:inline-block;width:3.51px">&#160;</div>meeting buffer requirements.<div style="display:inline-block;width:3.69px">&#160;</div>Calculated as the CET1<div style="display:inline-block;width:3.72px">&#160;</div>ratio less the<div style="display:inline-block;width:3.51px">&#160;</div>BIS CET1 ratio minimum<div style="display:inline-block;width:3.74px">&#160;</div>requirement of 4.5% and<div style="display:inline-block;width:3.88px">&#160;</div>after considering, where applicable,<div style="display:inline-block;width:4.03px">&#160;</div>CET1 capital that was </div><div id="a21594" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:566.53px;">used to meet<div style="display:inline-block;width:3.52px">&#160;</div>the BIS additional<div style="display:inline-block;width:3.53px">&#160;</div>tier 1 minimum<div style="display:inline-block;width:3.51px">&#160;</div>requirement of 1.5%<div style="display:inline-block;width:3.55px">&#160;</div>and/or the BIS<div style="display:inline-block;width:3.53px">&#160;</div>tier 2 minimum<div style="display:inline-block;width:3.51px">&#160;</div>requirement of 2%<div style="display:inline-block;width:3.53px">&#160;</div>under Pillar 1.<div style="display:inline-block;width:11.32px">&#160;</div>5 On the basis<div style="display:inline-block;width:3.85px">&#160;</div>of tier 1<div style="display:inline-block;width:3.53px">&#160;</div>capital.<div style="display:inline-block;width:10.09px">&#160;</div>6 Figures are calculated<div style="display:inline-block;width:3.6px">&#160;</div>on a quarterly </div><div id="a21599" style="position:absolute;font-family:&apos;Frutiger 47 CN&apos;;font-size:8.64px;left:59.36px;top:576.61px;">average. </div></div>
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<div id="a21601" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a21603" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a21604" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Appendix<div style="display:inline-block;width:461.45px">&#160;</div>50 </div><div id="a21608" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:48px;left:56.8px;top:42.19px;">Appendix </div><div id="a21611" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:18.72px;left:56.8px;top:131.29px;">Abbreviations frequently used in our financial reports </div><div id="a21614" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:169.13px;">A </div><div id="a21616" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:184.77px;">ABS<div style="display:inline-block;width:51.19px">&#160;</div>asset-backed securities </div><div id="a21622" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:200.13px;">AG<div style="display:inline-block;width:55.2px">&#160;</div>Aktiengesellschaft </div><div id="a21626" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:215.33px;">AGM<div style="display:inline-block;width:44.53px">&#160;</div>Annual General Meeting of </div><div id="a21629" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:128.67px;top:230.69px;">shareholders </div><div id="a21631" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:246.05px;">A-IRB<div style="display:inline-block;width:43.86px">&#160;</div>advanced internal ratings-</div><div id="a21637" 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:592.25px;top:706.12px;">Reporting Interpretations </div><div id="a22066" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:592.25px;top:721.48px;">Committee </div><div id="a22068" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:520.41px;top:736.84px;">IFRS<div style="display:inline-block;width:51.17px">&#160;</div>International Financial </div><div id="a22072" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:592.25px;top:752.2px;">Reporting Standards </div><div id="a22074" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:520.41px;top:767.4px;">IRB<div style="display:inline-block;width:55.83px">&#160;</div>internal ratings-based </div><div id="a22080" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:520.41px;top:782.76px;">IRRBB<div style="display:inline-block;width:42.48px">&#160;</div>interest rate risk in the </div><div id="a22083" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:592.25px;top:798.12px;">banking book </div><div id="a22085" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:520.41px;top:813.48px;">ISDA<div style="display:inline-block;width:47.17px">&#160;</div>International Swaps and </div><div id="a22088" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:592.25px;top:828.84px;">Derivatives Association </div><div id="a22090" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:520.41px;top:844.2px;">ISIN<div style="display:inline-block;width:52.5px">&#160;</div>International Securities </div><div id="a22093" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:592.25px;top:859.4px;">Identification Number </div></div>
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<div id="a22096" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a22098" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a22099" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Appendix<div style="display:inline-block;width:461.45px">&#160;</div>51 </div><div id="a22104" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:18.72px;left:56.8px;top:51.26px;">Abbreviations frequently used in our financial reports (continued) </div><div id="a22107" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:89.1px;">K </div><div id="a22109" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:104.75px;">KRT<div style="display:inline-block;width:51.8px">&#160;</div>Key Risk Taker </div><div id="a22115" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:135.05px;">L </div><div id="a22117" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:150.69px;">LAS<div style="display:inline-block;width:52.54px">&#160;</div>liquidity-adjusted stress </div><div id="a22123" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:166.05px;">LCR<div style="display:inline-block;width:51.87px">&#160;</div>liquidity coverage ratio </div><div id="a22127" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:181.41px;">LGD<div style="display:inline-block;width:49.88px">&#160;</div>loss given default </div><div id="a22131" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:196.77px;">LIBOR<div style="display:inline-block;width:41.87px">&#160;</div>London Interbank Offered </div><div id="a22134" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:128.67px;top:212.13px;">Rate </div><div id="a22136" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:227.33px;">LLC<div style="display:inline-block;width:53.22px">&#160;</div>limited liability company </div><div id="a22140" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:242.69px;">LoD<div style="display:inline-block;width:51.87px">&#160;</div>lines of defense </div><div id="a22144" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:258.05px;">LRD<div style="display:inline-block;width:51.87px">&#160;</div>leverage ratio denominator </div><div id="a22148" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:273.41px;">LTIP<div 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style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:380.53px;">N </div><div id="a22176" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:396.17px;">NII<div style="display:inline-block;width:58.54px">&#160;</div>net interest income </div><div id="a22180" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:411.37px;">NSFR<div style="display:inline-block;width:45.87px">&#160;</div>net stable funding ratio </div><div id="a22184" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:426.73px;">NYSE<div style="display:inline-block;width:44.54px">&#160;</div>New York Stock Exchange </div><div id="a22189" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:457.17px;">O </div><div id="a22191" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:472.81px;">OCA<div style="display:inline-block;width:47.2px">&#160;</div>own credit adjustment </div><div id="a22195" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:488.17px;">OCI<div style="display:inline-block;width:52.54px">&#160;</div>other comprehensive </div><div id="a22198" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:128.67px;top:503.37px;">income </div><div id="a22200" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:518.73px;">OECD<div style="display:inline-block;width:41.2px">&#160;</div>Organisation for Economic </div><div id="a22203" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:128.67px;top:534.09px;">Co-operation and </div><div id="a22206" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:128.67px;top:549.45px;">Development </div><div id="a22208" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:564.81px;">OTC<div style="display:inline-block;width:49.2px">&#160;</div>over-the-counter </div><div id="a22217" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:595.09px;">P </div><div id="a22219" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:610.76px;">PCI<div style="display:inline-block;width:55.2px">&#160;</div>purchased credit impaired </div><div id="a22223" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:626.12px;">PD<div style="display:inline-block;width:57.87px">&#160;</div>probability of default </div><div id="a22227" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:641.48px;">PIT<div style="display:inline-block;width:57.21px">&#160;</div>point in time </div><div id="a22231" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:656.84px;">PPA<div style="display:inline-block;width:52.76px">&#160;</div>purchase price allocation </div><div id="a22235" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:672.2px;">P&amp;L<div style="display:inline-block;width:52.54px">&#160;</div>profit or loss </div><div id="a22240" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;font-weight:bold;left:56.8px;top:702.47px;">Q</div><div id="a22242" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:12px;left:56.8px;top:718.12px;">QCCP<div style="display:inline-block;width:41.2px">&#160;</div>Qualifying central </div><div id="a22245" 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Not all of<div style="display:inline-block;width:2.12px">&#160;</div>the listed abbreviations may </div><div id="a22458" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:855.03px;">appear in this particular report. </div><div id="a22462" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:8.64px;left:56.8px;top:883.94px;"><div style="display:inline-block;width:2.4px">&#160;</div></div></div>
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<div id="a22464" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a22466" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:1080.63px;">30 September 2023 Pillar 3 Report | </div><div id="a22467" style="position:absolute;font-family:&apos;Frutiger&apos;;left:223.71px;top:1080.87px;">Appendix<div style="display:inline-block;width:461.45px">&#160;</div>52 </div><div id="a22518" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:762.51px;">Cautionary Statement<div style="display:inline-block;width:0.75px">&#160;</div>|</div><div id="a22519" style="position:absolute;font-family:&apos;Frutiger&apos;;left:163.87px;top:762.75px;"><div style="display:inline-block;width:2.08px">&#160;</div>This report<div style="display:inline-block;width:1.29px">&#160;</div>and the<div style="display:inline-block;width:1.34px">&#160;</div>information contained<div style="display:inline-block;width:0.54px">&#160;</div>herein are provided<div style="display:inline-block;width:0.77px">&#160;</div>solely for<div style="display:inline-block;width:1.2px">&#160;</div>information purposes,<div style="display:inline-block;width:0.52px">&#160;</div>and are<div style="display:inline-block;width:1.45px">&#160;</div>not to<div style="display:inline-block;width:1.35px">&#160;</div>be construed<div style="display:inline-block;width:0.78px">&#160;</div>as solicitation </div><div id="a22523" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:774.11px;">of an offer to buy or sell any securities or other financial instruments in Switzerland, the United States or any other jurisdiction. No investment decision relating </div><div id="a22525" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:785.47px;">to securities of or relating to UBS Group AG, UBS AG or their<div style="display:inline-block;width:1.18px">&#160;</div>affiliates should be made on the basis of this report. Refer<div style="display:inline-block;width:1.26px">&#160;</div>to UBS&#8217;s most recent Annual Report on </div><div id="a22532" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:796.83px;">Form 20-</div><div id="a22536" style="position:absolute;font-family:&apos;Frutiger&apos;;left:96.35px;top:796.83px;">F, </div><div id="a22538" style="position:absolute;font-family:&apos;Frutiger&apos;;left:106.91px;top:796.83px;">quarterly reports and other information<div style="display:inline-block;width:4.19px">&#160;</div>furnished to or filed with<div style="display:inline-block;width:4.35px">&#160;</div>the US Securities and Exchange<div style="display:inline-block;width:4.33px">&#160;</div>Commission (the SEC) on Form<div style="display:inline-block;width:4.33px">&#160;</div>6-K, available at </div><div id="a22579" style="position:absolute;font-family:&apos;Frutiger&apos;;font-style:italic;left:56.8px;top:808.15px;">ubs.com/investors</div><div id="a22580" style="position:absolute;font-family:&apos;Frutiger&apos;;left:132.99px;top:808.35px;">, for additional information. </div><div id="a22582" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:830.51px;">Rounding |</div><div id="a22583" style="position:absolute;font-family:&apos;Frutiger&apos;;left:107.39px;top:830.75px;"><div style="display:inline-block;width:2.88px">&#160;</div>Numbers presented throughout this report may not add up<div style="display:inline-block;width:1.41px">&#160;</div>precisely to the totals provided in the tables and text.<div style="display:inline-block;width:1.43px">&#160;</div>Percentages and percent changes </div><div id="a22586" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:842.27px;">disclosed in text and tables are<div style="display:inline-block;width:4.56px">&#160;</div>calculated on the basis of unrounded<div style="display:inline-block;width:4.36px">&#160;</div>figures. Absolute changes between reporting periods disclosed<div style="display:inline-block;width:4.15px">&#160;</div>in the text, which can be </div><div id="a22588" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:853.63px;">derived from numbers presented in related tables, are calculated on<div style="display:inline-block;width:1.27px">&#160;</div>a rounded basis.<div style="display:inline-block;width:2.42px">&#160;</div></div><div id="a22591" style="position:absolute;font-family:&apos;Frutiger&apos;;font-weight:bold;left:56.8px;top:875.51px;">Tables |</div><div id="a22592" style="position:absolute;font-family:&apos;Frutiger&apos;;left:92.19px;top:875.75px;"><div style="display:inline-block;width:2.88px">&#160;</div>Within tables, blank fields generally indicate non-applicability or that presentation of any content would not be meaningful, or that information is not </div><div id="a22596" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:887.27px;">available as of the relevant date or for the relevant period. Zero values generally indicate that the respective figure is zero on an actual or rounded basis.<div style="display:inline-block;width:1.36px">&#160;</div>Values </div><div id="a22598" style="position:absolute;font-family:&apos;Frutiger&apos;;left:56.8px;top:898.63px;">that are zero on a rounded basis can be either negative<div style="display:inline-block;width:1.45px">&#160;</div>or positive on an actual basis.</div></div>
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<img src="edgarq23ubsgrouppillap57i0.gif" alt="edgarq23ubsgrouppillap57i0" style="position:absolute;left:56.7px;top:868.7px;width:109.5px;height:40.4px;clip: rect(0px, 109.5px, 40.4px, 0px)">
<div id="a22599" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a22604" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:731.03px;">UBS Group AG </div><div id="a22606" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:746.23px;">P.O. Box </div><div id="a22608" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:761.59px;">CH-8098 Zurich </div><div id="a22613" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:792.31px;">ubs.com </div><div id="a22622" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:8.64px;left:56.8px;top:947.14px;"><div style="display:inline-block;width:2.4px">&#160;</div></div></div>
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<div id="a22624" style="position:absolute;font-family:&apos;Frutiger&apos;;font-size:13.28px;left:56.8px;top:0.22px;"><div style="display:inline-block;width:14.88px">&#160;</div></div><div id="a22627" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:14.72px;font-weight:bold;left:349.35px;top:45.45px;">SIGNATURES </div><div id="a22630" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:14.72px;font-weight:normal;left:104.83px;top:78.89px;">Pursuant to the requirements of the Securities Exchange Act of 1934, the<div style="display:inline-block;width:2.34px">&#160;</div>registrants have duly caused this </div><div id="a22632" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:14.72px;font-weight:normal;left:56.8px;top:95.69px;">report to be signed on their behalf by the undersigned, thereunto duly<div style="display:inline-block;width:2.28px">&#160;</div>authorized. </div><div id="a22636" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:16px;font-weight:normal;left:344.87px;top:146.55px;">UBS Group AG </div><div id="a22640" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:16px;font-weight:normal;left:344.87px;top:197.91px;">By: _/s/ David Kelly _____________ </div><div id="a22644" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:16px;font-weight:normal;left:344.87px;top:216.31px;">Name:<div style="display:inline-block;width:7.91px">&#160;</div>David Kelly </div><div id="a22646" style="position:absolute;font-family:&apos;Times New Roman&apos;;font-size:16px;font-weight:normal;left:344.87px;top:234.71px;">Title:<div style="display:inline-block;width:16.63px">&#160;</div>Managing Director<div style="display:inline-block;width:3.93px">&#160;</div></div><div id="a22650" style="position:absolute;font-family:&apos;Times New 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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
