Instabank ASA interim report Q3 2022

The interim report for Q3 2022 and a presentation are attached to this notice.

Key highlights and developments:
Profit before tax of 24.6 MNOK, after-tax 18.4 MNOK
- Impacted by loss on securities of 4.5 MNOK and legal advisory cost of 1 MNOK

Growth in net loans of 93 MNOK
- Adjusted for NPL portfolio sales growth was 159 MNOK

Mortgages volume growth of 195 MNOK
- Mortgages represent 37 % of total net loans and 55 % of net loans in Norway

Rate hikes temporarily put pressure on the net interest margin
- Six-week notice period on loan interest rates increases

Contact persons:
Robert Berg, CEO, robert.berg@instabank.no
Per Kristian Haug, CFO, perkristian.haug@instabank.no

This information is subject to the disclosure requirements pursuant to Section 5-12 the Norwegian Securities Trading Act.