XML 150 R109.htm IDEA: XBRL DOCUMENT
v3.24.0.1

Risk management - Cover values including guarantees received - Total ING Bank (Details) - EUR (€) € in Millions | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 931,552 | € 938,061
Percentage for no covers | 95.00% |
Percentage of residential mortgage oustandings | 38.70% | 37.70%
Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 11,673 | € 11,708
Investment grade |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 715,602 | 714,997
Percentage of total outstandings | 99.00% |
Investment grade | Netherlands |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustandings | 34.80% |
Investment grade | Germany |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustandings | 28.00% |
Investment grade | Belgium & Luxembourg |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustandings | 13.30% |
Investment grade | Australia |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustandings | 10.90% |
Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 882,455 | 874,160
Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | 11,653 | 11,637
Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | 360,124 | 353,323
Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 363,826 | € 379,405
Percentage of total outstandings | 39.10% | 40.40%
Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 158,506 | € 141,432
of which NPL |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 49,096 | € 63,901
No Cover | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 34.80% | 34.80%
No Cover | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 25.70% | 25.20%
No Cover | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 6.20% | 6.20%
No Cover | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 35.20% | 37.50%
No Cover | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 99.00% | 99.10%
Partially covered | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 10.20% | 12.90%
Partially covered | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 26.90% | 25.70%
Partially covered | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 2.00% | 7.60%
Partially covered | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 22.50% | 22.30%
Partially covered | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 0.60% | 0.60%
Fully covered | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 55.00% | 52.30%
Fully covered | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 47.40% | 49.20%
Fully covered | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 91.80% | 86.20%
Fully covered | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 42.30% | 40.20%
Fully covered | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 0.40% | 0.30%
Mortgages | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | € 967,485 | € 868,083
Mortgages | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 8,880 | 7,738
Mortgages | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 804,994 | 700,961
Mortgages | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 162,491 | 167,122
Mortgages | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value |  |
Financial Collateral | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 48,735 | 35,132
Financial Collateral | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 1,609 | 1,007
Financial Collateral | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 22,401 | 5,626
Financial Collateral | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 26,333 | 29,501
Financial Collateral | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value |  | 5
Guarantees | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 142,252 | 143,738
Guarantees | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 3,204 | 3,648
Guarantees | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 25,269 | 24,231
Guarantees | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 115,944 | 118,294
Guarantees | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 1,040 | 1,213
Other covers | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 458,149 | 481,683
Other covers | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 9,241 | 3,045
Other covers | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 29,070 | 42,817
Other covers | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 428,531 | 438,864
Other covers | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | € 549 | € 2

X
- Definition Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table. + References No definition available. + Details
Name: | ifrs-full_DisclosureOfCreditRiskExposureLineItems
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount that best represents the maximum exposure to credit risk without taking into account any collateral held or other credit enhancements (for example, netting agreements that do not qualify for offset in accordance with IAS 32). [Refer: Credit risk [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2023-01-01 -Paragraph 35K -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2023-en-r&anchor=para_35K_a&doctype=Standard -URIDate 2023-03-23 + Details
Name: | ifrs-full_MaximumExposureToCreditRisk
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amount By Cover Instruments Mitigate Maximum Exposure To Credit Risk + References No definition available. + Details
Name: | ing_AmountByCoverInstrumentsMitigateMaximumExposureToCreditRisk
Namespace Prefix: | ing_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The approximate amount of investments covered, expressed as a percentage. + References No definition available. + Details
Name: | ing_PercentageForNoCovers
Namespace Prefix: | ing_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Percentage Of Loan To Value + References No definition available. + Details
Name: | ing_PercentageOfLoanToValue
Namespace Prefix: | ing_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percentage Of net Outstandings + References No definition available. + Details
Name: | ing_PercentageOfNetOutstandings
Namespace Prefix: | ing_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Percentage of residential mortgage oustandings. + References No definition available. + Details
Name: | ing_PercentageOfResidentialMortgageOustandings
Namespace Prefix: | ing_
Data Type: | dtr-types1:percentItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | ifrs-full_InternalCreditGradesAxis=ing_NonPerformingGradeMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_InternalCreditGradesAxis=ing_InvestmentGradeMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_NL
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_DE
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=ing_BelgiumAndLuxembourgMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_AU
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ProductsAndServicesAxis=ing_AggregateLendingInvestmentAndMoneyMarketMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ProductsAndServicesAxis=ing_ConsumerLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ProductsAndServicesAxis=ing_BusinessLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ProductsAndServicesAxis=ing_InvestmentAndMoneyMarketMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ProductsAndServicesAxis=ing_Presettlement1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_ValueToLoanCategorizationAxis=ing_NoCoverMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_ValueToLoanCategorizationAxis=ing_PartiallyCoveredMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_ValueToLoanCategorizationAxis=ing_FullyCoveredMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_TypeOfCreditRiskCoverAxis=ifrs-full_MortgagesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_TypeOfCreditRiskCoverAxis=ing_EligibleFinancialCollateralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_TypeOfCreditRiskCoverAxis=ifrs-full_GuaranteesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ing_TypeOfCreditRiskCoverAxis=ing_OtherCoversMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |