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Offsetting financial assets and liabilities - Summary of financial liabilities subject to offsetting, enforceable master netting arrangements and similar agreements (Details) - EUR (€) € in Millions | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | € 435,137 | € 430,561
Gross amounts of recognised financial assets offset in the statement of financial position | (359,124) | (356,524)
Net amounts of financial liabilities presented in the statement of financial position | 76,013 | 74,037
Financial instruments | 15,165 | 18,440
Cash and financial instruments pledged as collateral | 45,108 | 36,833
Net amount | 15,740 | 18,765
Amounts not subject to enforceable netting arrangements | 22,892 | 25,996
Statement of financial position total | 98,905 | 100,033
Deposits from banks | 23,257 | 56,632
Customer deposits | 650,276 | 640,799
Miscellaneous other liabilities | 13,667 | 13,646
Deposits from banks |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 319 |
Gross amounts of recognised financial assets offset in the statement of financial position | (319) |
Net amounts of financial liabilities presented in the statement of financial position |  |
Financial instruments |  |
Cash and financial instruments pledged as collateral |  |
Net amount |  |
Amounts not subject to enforceable netting arrangements | 2,064 | 3,809
Statement of financial position total | 2,064 | 3,809
Deposits from banks | Repurchase, securities lending and similar agreements |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 29 |
Gross amounts of recognised financial assets offset in the statement of financial position | (29) |
Net amounts of financial liabilities presented in the statement of financial position |  |
Financial instruments |  |
Cash and financial instruments pledged as collateral |  |
Net amount |  |
Amounts not subject to enforceable netting arrangements | 2,064 | 3,809
Statement of financial position total | 2,064 | 3,809
Deposits from banks | Other |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 290 |
Gross amounts of recognised financial assets offset in the statement of financial position | (290) |
Net amounts of financial liabilities presented in the statement of financial position |  |
Financial instruments |  |
Cash and financial instruments pledged as collateral |  |
Net amount |  |
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total |  |
Deposits from banks | Cash pools |  |
Disclosure of credit risk exposure [line items] |  |
Deposits from banks | 21,193 | 52,823
Deposits from banks excluding repurchase agreements subject to offsetting | 0 | 0
Customer deposits |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 249,734 | 236,219
Gross amounts of recognised financial assets offset in the statement of financial position | (234,617) | (222,857)
Net amounts of financial liabilities presented in the statement of financial position | 15,116 | 13,362
Financial instruments | 13 | 52
Cash and financial instruments pledged as collateral |  |
Net amount | 15,103 | 13,310
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total | 15,116 | 13,362
Customer deposits | Repurchase, securities lending and similar agreements |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities |  |
Gross amounts of recognised financial assets offset in the statement of financial position |  |
Net amounts of financial liabilities presented in the statement of financial position |  |
Financial instruments |  |
Cash and financial instruments pledged as collateral |  |
Net amount |  |
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total |  |
Customer deposits | Cash pools |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 249,734 | 236,219
Gross amounts of recognised financial assets offset in the statement of financial position | (234,617) | (222,857)
Net amounts of financial liabilities presented in the statement of financial position | 15,116 | 13,362
Financial instruments | 13 | 52
Cash and financial instruments pledged as collateral |  |
Net amount | 15,103 | 13,310
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total | 15,116 | 13,362
Customer deposits | 650,179 | 640,740
Deposits from customers, excluding repurchase agreements subject to offsetting | 15,116 | 13,362
Financial liabilities at fair value through profit or loss | Trading and Non-trading |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 177,799 | 185,808
Gross amounts of recognised financial assets offset in the statement of financial position | (117,415) | (125,233)
Net amounts of financial liabilities presented in the statement of financial position | 60,384 | 60,575
Financial instruments | 15,117 | 18,317
Cash and financial instruments pledged as collateral | 45,108 | 36,833
Net amount | 160 | 5,425
Amounts not subject to enforceable netting arrangements | 20,829 | 22,187
Statement of financial position total | 81,213 | 82,762
Financial liabilities at fair value through profit or loss | Repurchase, securities lending and similar agreements | Trading and Non-trading |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 76,581 | 57,871
Gross amounts of recognised financial assets offset in the statement of financial position | (34,738) | (21,245)
Net amounts of financial liabilities presented in the statement of financial position | 41,844 | 36,626
Financial instruments | 235 | 102
Cash and financial instruments pledged as collateral | 41,653 | 31,868
Net amount | (44) | 4,655
Amounts not subject to enforceable netting arrangements | 14,222 | 12,220
Statement of financial position total | 56,065 | 48,846
Financial liabilities at fair value through profit or loss | Derivatives 3 | Trading and Non-trading |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 101,218 | 127,937
Gross amounts of recognised financial assets offset in the statement of financial position | (82,677) | (103,988)
Net amounts of financial liabilities presented in the statement of financial position | 18,541 | 23,949
Financial instruments | 14,881 | 18,215
Cash and financial instruments pledged as collateral | 3,455 | 4,964
Net amount | 204 | 770
Amounts not subject to enforceable netting arrangements | 6,607 | 9,967
Statement of financial position total | 25,148 | 33,917
Other items where offsetting is applied in the statement of financial position |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial liabilities | 7,285 | 8,535
Gross amounts of recognised financial assets offset in the statement of financial position | (6,773) | (8,435)
Net amounts of financial liabilities presented in the statement of financial position | 512 | 100
Financial instruments | 35 | 70
Cash and financial instruments pledged as collateral |  |
Net amount | 477 | 30
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total | 512 | 100
Miscellaneous other liabilities | 6,509 | 6,715
Other liabilities - amounts to be settled subject to offsetting | € 512 | € 100

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