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Capital management (Tables)
 12 Months Ended
Dec. 31, 2023
Disclosure Of Capital Management [Abstract]  
Capital adequacy assessment
ING Group capital position according to CRR II / CRD V
in EUR million
2023
2022
Shareholders’ equity 1
51,240
49,909
Interim profits not included in CET1 capital 2
-2,504
-1,411
- Other adjustments
-1,880
-537
Regulatory adjustments
-4,384
-1,948
Available common equity Tier 1 capital
46,856
47,961
Additional Tier 1 securities 3
6,983
6,295
Regulatory adjustments additional Tier 1
59
60
Available Tier 1 capital
53,898
54,316
Supplementary capital Tier 2 bonds 4
9,115
10,046
Regulatory adjustments Tier 2
40
-32
Available Total capital
63,052
64,330
Risk weighted assets
319,169
331,520
Common equity Tier 1 ratio
14.68%
14.47%
Tier 1 ratio
16.89%
16.38%
Total capital ratio
19.76%
19.40%
1Shareholders' equity is determined in accordance with IFRS-EU.
2All T2 securities are CRR/CRD V-compliant for 2023.
Main credit ratings
Main credit ratings of ING at 31 December 2023
S&P
Moody’s
Fitch
ING Groep N.V.
Issuer rating
Long-term
A-
n/a
A+
Short-term
A-2
n/a
F1
Outlook
Stable
Stable 1)
Stable
Senior unsecured rating
A-
Baa1
A+
1 Outlook refers to the senior unsecured rating.