XML 150 R109.htm IDEA: XBRL DOCUMENT v3.24.0.1
Risk management - Cover values including guarantees received - Total ING Bank (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Disclosure of credit risk exposure [line items]    
Outstandings € 931,552 € 938,061
Percentage for no covers 95.00%  
Percentage of residential mortgage oustandings 38.70% 37.70%
Non-performing loans    
Disclosure of credit risk exposure [line items]    
Outstandings € 11,673 € 11,708
Investment grade    
Disclosure of credit risk exposure [line items]    
Outstandings € 715,602 714,997
Percentage of total outstandings 99.00%  
Investment grade | Netherlands    
Disclosure of credit risk exposure [line items]    
Percentage of residential mortgage oustandings 34.80%  
Investment grade | Germany    
Disclosure of credit risk exposure [line items]    
Percentage of residential mortgage oustandings 28.00%  
Investment grade | Belgium & Luxembourg    
Disclosure of credit risk exposure [line items]    
Percentage of residential mortgage oustandings 13.30%  
Investment grade | Australia    
Disclosure of credit risk exposure [line items]    
Percentage of residential mortgage oustandings 10.90%  
Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Outstandings € 882,455 874,160
Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Outstandings 11,653 11,637
Consumer lending    
Disclosure of credit risk exposure [line items]    
Outstandings 360,124 353,323
Business lending    
Disclosure of credit risk exposure [line items]    
Outstandings € 363,826 € 379,405
Percentage of total outstandings 39.10% 40.40%
Investment and money market    
Disclosure of credit risk exposure [line items]    
Outstandings € 158,506 € 141,432
of which NPL    
Disclosure of credit risk exposure [line items]    
Outstandings € 49,096 € 63,901
No Cover | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Collateralisation 34.80% 34.80%
No Cover | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Collateralisation 25.70% 25.20%
No Cover | Consumer lending    
Disclosure of credit risk exposure [line items]    
Collateralisation 6.20% 6.20%
No Cover | Business lending    
Disclosure of credit risk exposure [line items]    
Collateralisation 35.20% 37.50%
No Cover | Investment and money market    
Disclosure of credit risk exposure [line items]    
Collateralisation 99.00% 99.10%
Partially covered | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Collateralisation 10.20% 12.90%
Partially covered | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Collateralisation 26.90% 25.70%
Partially covered | Consumer lending    
Disclosure of credit risk exposure [line items]    
Collateralisation 2.00% 7.60%
Partially covered | Business lending    
Disclosure of credit risk exposure [line items]    
Collateralisation 22.50% 22.30%
Partially covered | Investment and money market    
Disclosure of credit risk exposure [line items]    
Collateralisation 0.60% 0.60%
Fully covered | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Collateralisation 55.00% 52.30%
Fully covered | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Collateralisation 47.40% 49.20%
Fully covered | Consumer lending    
Disclosure of credit risk exposure [line items]    
Collateralisation 91.80% 86.20%
Fully covered | Business lending    
Disclosure of credit risk exposure [line items]    
Collateralisation 42.30% 40.20%
Fully covered | Investment and money market    
Disclosure of credit risk exposure [line items]    
Collateralisation 0.40% 0.30%
Mortgages | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value € 967,485 € 868,083
Mortgages | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Cover type and value 8,880 7,738
Mortgages | Consumer lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 804,994 700,961
Mortgages | Business lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 162,491 167,122
Mortgages | Investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value
Financial Collateral | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value 48,735 35,132
Financial Collateral | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Cover type and value 1,609 1,007
Financial Collateral | Consumer lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 22,401 5,626
Financial Collateral | Business lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 26,333 29,501
Financial Collateral | Investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value 5
Guarantees | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value 142,252 143,738
Guarantees | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Cover type and value 3,204 3,648
Guarantees | Consumer lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 25,269 24,231
Guarantees | Business lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 115,944 118,294
Guarantees | Investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value 1,040 1,213
Other covers | Total lending, investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value 458,149 481,683
Other covers | Total lending, investment and money market | Non-performing loans    
Disclosure of credit risk exposure [line items]    
Cover type and value 9,241 3,045
Other covers | Consumer lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 29,070 42,817
Other covers | Business lending    
Disclosure of credit risk exposure [line items]    
Cover type and value 428,531 438,864
Other covers | Investment and money market    
Disclosure of credit risk exposure [line items]    
Cover type and value € 549 € 2