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Net fee and commission income - Schedule of net fee and commission income (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Fee and commission income (expense) [abstract]      
Payment Services € 2,062 € 1,888 € 1,661
Securities business 584 632 853
Insurance and other broking 529 682 734
Portfolio management 625 600 617
Lending business 602 556 477
Financial guarantees and other commitments 459 496 458
Other 248 232 204
Total fee and commission income 5,109 5,085 5,004
Payment Services 704 600 563
Securities business 128 160 164
Distribution of products 480 555 591
Other 202 184 169
Total fee and commission expenses 1,514 1,499 1,487
Net fee and commission income € 3,595 € 3,586 € 3,517