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Consolidated statement of profit or loss - EUR (€)
€ in Millions
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Continuing Operations [abstract]      
Interest income using effective interest rate method € 44,658 € 24,439 € 18,577
Other interest income 7,741 3,934 2,474
Total interest income 52,399 28,373 21,051
Interest expense using effective interest rate method (28,510) (10,019) (5,085)
Other interest expense (7,726) (3,762) (1,966)
Total interest expense (36,237) (13,780) (7,051)
Net interest income 20 16,162 14,593 14,000
Fee and commission income 5,109 5,085 5,004
Fee and commission expense (1,514) (1,499) (1,487)
Net fee and commission income 3,595 3,586 3,517
Valuation results and net trading income 22 (1,732) 12,214 2,065
Investment income 23 95 181 167
Share of result from associates and joint ventures 8 149 92 141
Impairment of associates and joint ventures 8 (5) (192) (3)
Result on disposal of group companies 0 6 (29)
Net result on derecognition of financial assets measured at amortised cost 3 (5) 0
Other net income 24 (147) (56) 236
Total income 18,121 30,418 20,093
Addition to loan loss provisions 520 1,861 516
Staff expenses 25 6,725 6,152 5,941
Other operating expenses 26 4,839 5,047 5,251
Total expenses 12,084 13,060 11,708
Result before tax 6,037 17,358 8,385
Taxation 34 1,662 5,130 2,306
Net result 4,374 12,228 6,079
Profit (loss), attributable to [abstract]      
Non-controlling interests 235 102 128
Shareholders of the parent € 4,140 € 12,126 € 5,951
Earnings per ordinary share      
Basic earnings per ordinary share (in eur per share) € 1.16 € 3.35 € 1.53
Diluted earnings per ordinary share (in eur per share) € 1.16 € 3.35 € 1.53