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Net interest income (Tables)
 6 Months Ended
Jun. 30, 2024
Net interest income [abstract]  
Summary of net interest income
Net interest income1
in EUR million30 June 202430 June 202330 June 202430 June 2023
Interest income on loans2
17,212  15,109  
Interest expense on deposits3
7,462  5,132  
Interest income on debt securities at amortised cost579  411  Interest expense on debt securities in issue2,573  1,732  
Interest income on financial assets at fair value through OCI710  455  Interest expense on subordinated loans353  354  
Interest income on non-trading derivatives (hedge accounting)6,564  4,586  Interest expense on non-trading derivatives (hedge accounting)7,127  5,092  
Total interest income using effective interest rate method25,066  20,561  Total interest expense using effective interest rate method17,515  12,310  
Interest income on financial assets at fair value through profit or loss3,211  2,226  Interest expense on financial liabilities at fair value through profit or loss2,843  1,977  
Interest income on non-trading derivatives (no hedge accounting)1,602  2,487  Interest expense on non-trading derivatives (no hedge accounting)1,742  2,787  
Interest income other49  60  Interest expense on lease liabilities14  13  
Total other interest income4,863  4,773  Interest expense other54  46  
Total other interest expense4,651  4,823  
Total interest income29,929  25,335  Total interest expense22,166  17,133  
Net interest income7,762  8,202  
1Table has been updated to a more aggregated view for presentation purposes and comparatives have been adjusted accordingly. Negative interest on assets and liabilities is no longer presented separately. Furthermore, interest expense on deposits from customers and banks is now presented on a combined basis within Interest expense on deposits. Refer to footnote 2 and 3.
2 Includes interest income on loans to customers and banks, cash balances and negative interest on liabilities EUR 5 million (30 June 2023: EUR 9 million).
3 Includes interest paid on deposits from customers and banks, and negative interest on assets EUR nil (30 June 2023: EUR nil).