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Offsetting financial assets and liabilities - Summary of financial assets subject to offsetting, enforceable master netting arrangements and similar agreements (Details) - EUR (€) € in Millions | Dec. 31, 2024 | Dec. 31, 2023
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Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | € 443,822 | € 427,428
Gross amounts of recognised financial liabilities offset in the statement of financial position | (358,609) | (359,124)
Net amounts of financial assets presented in the statement of financial position | 85,213 | 68,305
Financial instruments | 17,962 | 15,165
Cash and financial instruments received as collateral | 60,922 | 47,005
Net amount | 6,329 | 6,135
Amounts not subject to enforceable netting arrangements | 29,522 | 31,121
Statement of financial position total | 114,735 | 99,425
Loans and advances to customers 7 | 683,611 | 647,313
Other assets | 6,945 | 7,117
Loans and advances to banks |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 3,752 | 1,840
Gross amounts of recognised financial liabilities offset in the statement of financial position | (31) | (29)
Net amounts of financial assets presented in the statement of financial position | 3,721 | 1,811
Financial instruments |  |
Cash and financial instruments received as collateral | 3,683 | 1,811
Net amount | 38 |
Amounts not subject to enforceable netting arrangements | 7,057 | 3,440
Statement of financial position total | 10,777 | 5,251
Loans and advances to banks | Reverse repurchase, securities borrowing and similar agreements |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 3,752 | 1,840
Gross amounts of recognised financial liabilities offset in the statement of financial position | (31) | (29)
Net amounts of financial assets presented in the statement of financial position | 3,721 | 1,811
Financial instruments |  |
Cash and financial instruments received as collateral | 3,683 | 1,811
Net amount | 38 |
Amounts not subject to enforceable netting arrangements | 7,057 | 3,440
Statement of financial position total | 10,777 | 5,251
Loans and advances to banks | Other |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets |  |
Gross amounts of recognised financial liabilities offset in the statement of financial position |  |
Net amounts of financial assets presented in the statement of financial position |  |
Financial instruments |  |
Cash and financial instruments received as collateral |  |
Net amount |  |
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total |  |
Loans and advances to banks | Cash pools |  |
Disclosure of credit risk exposure [line items] |  |
Loans and advances to banks, excluding repurchase agreements not subject to offsetting | 10,992 | 11,458
Financial assets at fair value through profit or loss | Trading and Non-trading |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 191,713 | 182,232
Gross amounts of recognised financial liabilities offset in the statement of financial position | (116,241) | (118,049)
Net amounts of financial assets presented in the statement of financial position | 75,472 | 64,183
Financial instruments | 17,818 | 15,103
Cash and financial instruments received as collateral | 52,319 | 43,977
Net amount | 5,336 | 5,102
Amounts not subject to enforceable netting arrangements | 22,222 | 27,182
Statement of financial position total | 97,694 | 91,365
Financial assets at fair value through profit or loss | Trading and Non-trading | - Derivatives |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 93,034 | 105,928
Gross amounts of recognised financial liabilities offset in the statement of financial position | (66,877) | (83,312)
Net amounts of financial assets presented in the statement of financial position | 26,157 | 22,617
Financial instruments | 17,598 | 14,868
Cash and financial instruments received as collateral | 3,643 | 2,915
Net amount | 4,916 | 4,834
Amounts not subject to enforceable netting arrangements | 6,111 | 5,091
Statement of financial position total | 32,268 | 27,708
Financial assets at fair value through profit or loss | Reverse repurchase, securities borrowing and similar agreements | Trading and Non-trading |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 98,679 | 76,304
Gross amounts of recognised financial liabilities offset in the statement of financial position | (49,365) | (34,738)
Net amounts of financial assets presented in the statement of financial position | 49,315 | 41,566
Financial instruments | 219 | 235
Cash and financial instruments received as collateral | 48,676 | 41,063
Net amount | 420 | 268
Amounts not subject to enforceable netting arrangements | 16,112 | 22,091
Statement of financial position total | 65,426 | 63,657
Loans and advances to customers |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 241,691 | 236,233
Gross amounts of recognised financial liabilities offset in the statement of financial position | (236,053) | (234,617)
Net amounts of financial assets presented in the statement of financial position | 5,638 | 1,616
Financial instruments | 65 | 41
Cash and financial instruments received as collateral | 4,921 | 1,217
Net amount | 652 | 358
Amounts not subject to enforceable netting arrangements | 243 | 499
Statement of financial position total | 5,881 | 2,115
Loans and advances to customers | Reverse repurchase, securities borrowing and similar agreements |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 4,444 |
Gross amounts of recognised financial liabilities offset in the statement of financial position | (1,216) |
Net amounts of financial assets presented in the statement of financial position | 3,228 |
Financial instruments |  |
Cash and financial instruments received as collateral | 3,191 |
Net amount | 37 |
Amounts not subject to enforceable netting arrangements | 243 | 499
Statement of financial position total | 3,471 | 499
Loans and advances to customers | Cash pools |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 237,248 | 236,233
Gross amounts of recognised financial liabilities offset in the statement of financial position | (234,838) | (234,617)
Net amounts of financial assets presented in the statement of financial position | 2,410 | 1,616
Financial instruments | 65 | 41
Cash and financial instruments received as collateral | 1,730 | 1,217
Net amount | 615 | 358
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total | 2,410 | 1,616
Loans and advances to customers 7 | 683,611 | 646,814
Loans and advances to customers, excluding repurchase agreement, subject to offsetting | 2,410 | 1,616
Other items where offsetting is applied in the statement of financial position |  |
Disclosure of credit risk exposure [line items] |  |
Gross amounts of recognised financial assets | 6,666 | 7,124
Gross amounts of recognised financial liabilities offset in the statement of financial position | (6,284) | (6,428)
Net amounts of financial assets presented in the statement of financial position | 382 | 695
Financial instruments | 79 | 21
Cash and financial instruments received as collateral |  |
Net amount | 303 | 675
Amounts not subject to enforceable netting arrangements |  |
Statement of financial position total | 382 | 695
Other assets | 3,550 | 3,869
Other assets - amounts to be settled, subject to offsetting | € 382 | € 695

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- Definition The amount of financial instruments subject to an enforceable master netting arrangement or similar agreement that are not set off against financial assets. [Refer: Financial assets] + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph IG40D -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_IG40D&doctype=Implementation%20Guidance -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 13C -Subparagraph d -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_13C_d_i&doctype=Standard -URIDate 2024-03-27 + Details
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