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Pensions and other post-employment benefits (Tables) | 12 Months Ended
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Dec. 31, 2024
Disclosure of net defined benefit liability (asset) [abstract] |
Summary of information on plan assets and defined benefit obligation per country |
Plan assets and defined benefit obligation per country
| Plan assets | Defined benefit obligation | Funded Status
in EUR million | 2024 | 2023 | 2024 | 2023 | 2024 | 2023
The Netherlands | 325 |  | 331 |  | 415 |  | 426 |  | -90 |  | -95 |
United States | 250 |  | 257 |  | 235 |  | 245 |  | 15 |  | 12 |
United Kingdom | 1,206 |  | 1,257 |  | 751 |  | 790 |  | 455 |  | 467 |
Belgium | 513 |  | 516 |  | 450 |  | 473 |  | 63 |  | 43 |
Other countries | 341 |  | 317 |  | 368 |  | 353 |  | -26 |  | -37 |
Funded status (Net defined benefit asset/liability) | 2,636 |  | 2,678 |  | 2,219 |  | 2,288 |  | 416 |  | 390 |
Presented as: |  |  |  |  |  |
- Other assets |  |  |  |  | 568 |  | 554 |
- Other liabilities |  |  |  |  | -152 |  | -164 |
|  |  |  |  | 416 |  | 390 |
Schedule of changes in fair value of plan assets | Changes in the fair value of plan assets for the period were as follows:
Changes in fair value of plan assets
in EUR million | 2024 | 2023
Opening balance as at 1 January | 2,678 |  | 2,637 |
Interest income | 106 |  | 115 |
Remeasurements: Return on plan assets excluding amounts included in interest income | -118 |  | -8 |
Employer's contribution | 23 |  | 28 |
Participants contributions | 4 |  | 4 |
Benefits paid | -128 |  | -119 |
Effect of curtailment or settlement | -8 |  | 0 |
Exchange rate differences | 79 |  | 22 |
Closing balance | 2,636 |  | 2,678 |
Actual return on the plan assets | -12 |  | 107 |
Schedule of changes in present value of defined benefit obligation and other post-employment benefits | Changes in the present value of the defined benefit obligation and other post-employment benefits for the period were as follows:
Changes in defined benefit obligation and other post-employment benefits
| Defined benefit obligation | Other post-employment benefits
in EUR million | 2024 | 2023 | 2024 | 2023
Opening balance as at 1 January | 2,288 |  | 2,159 |  | 30 |  | 29 |
Current service cost | 28 |  | 27 |  | 1 |  | 1 |
Interest cost | 87 |  | 92 |  | 3 |  | 2 |
Remeasurements: Actuarial gains and losses arising from changes in demographic assumptions | -3 |  | -9 |  |  |
Remeasurements: Actuarial gains and losses arising from changes in financial assumptions | -94 |  | 127 |  | 5 |  | 1 |
Participants’ contributions | 3 |  | 3 |  |  |  |  |
Benefits paid | -132 |  | -123 |  | -1 |  | -1 |
Past service cost | 1 |  | 1 |  |  |  |  |
Effect of curtailment or settlement | -9 |  |  |  |  |  |  |
Exchange rate differences and other changes | 51 |  | 12 |  | 1 |  | -2 |
Closing balance | 2,219 |  | 2,288 |  | 38 |  | 30 |
Summary of changes in the net defined benefit assets/liability remeasurement reserve | Amounts recognised directly in Other comprehensive income were as follows:
Changes in the net defined benefit assets/liability remeasurement reserve
in EUR million | 2024 | 2023
Opening balance as at 1 January | -317 |  | -232 |
Remeasurement of plan assets | -118 |  | -8 |
Actuarial gains and losses arising from changes in demographic assumptions | 3 |  | 9 |
Actuarial gains and losses arising from changes in financial assumptions | 94 |  | -127 |
Taxation and Exchange rate differences | 5 |  | 40 |
Total Other comprehensive income movement for the year | -16 |  | -85 |
Closing balance | -333 |  | -317 |
Summary of pension and other staff-related benefit costs |
Pension and other staff-related benefit costs
| Net defined benefit asset/liability | Other post-employment benefits | Total
in EUR million | 2024 | 2023 | 2022 | 2024 | 2023 | 2022 | 2024 | 2023 | 2022
Current service cost | 28 |  | 27 |  | 33 |  | 1 |  | 1 |  | 1 |  | 29 |  | 28 |  | 34 |
Past service cost | 1 |  | 1 |  |  |  |  |  |  |  | -1 |  | 1 |  | 1 |  |  |
Net Interest cost | -19 |  | -23 |  | -8 |  | 3 |  | 2 |  | 1 |  | -16 |  | -21 |  | -6 |
Effect of curtailment or settlement | -1 |  |  |  |  |  |  |  |  | -1 |  |  |  |  |
Defined benefit plans | 9 |  | 5 |  | 26 |  | 4 |  | 3 |  | 2 |  | 13 |  | 8 |  | 27 |
Defined contribution plans |  |  |  |  |  |  | 423 |  | 391 |  | 364 |
Pension and other post-employment benefits |  |  |  |  |  |  | 435 |  | 399 |  | 392 |
Other staff-related benefits |  |  |  |  |  |  | 20 |  | 19 |  | -2 |
Pension and other staff-related benefits |  |  |  |  |  |  | 455 |  | 418 |  | 390 |

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- Definition The disclosure of additional information about defined benefit plans necessary to meet the objectives of IAS 19. [Refer: Defined benefit plans [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 19 -IssueDate 2024-01-01 -Paragraph 137 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=19&code=ifrs-tx-2024-en-r&anchor=para_137&doctype=Standard -URIDate 2024-03-27 + Details
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- Definition The disclosure of the fair value of defined benefit plan assets. [Refer: Plan assets [member]; Defined benefit plans [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 19 -IssueDate 2024-01-01 -Paragraph 142 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=19&code=ifrs-tx-2024-en-r&anchor=para_142&doctype=Standard -URIDate 2024-03-27 + Details
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