XML 279 R222.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Segments - Summary of geographical segments banking (Details) - EUR (€) € in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Disclosure of operating segments [line items] |  |  |
– Net interest income | € 15,288 | € 16,162 | € 14,593
– Net fee and commission income | 4,008 | 3,595 | 3,586
Share of results | 205 | 149 | 92
Total income | 21,087 | 18,121 | 30,418
Addition to loan loss provisions | 1,194 | 520 | 1,861
Total expenses | 13,315 | 12,084 | 13,060
Result before tax | 7,772 | 6,037 | 17,358
Taxation | 2,181 | 1,662 | 5,130
Non-controlling interests | 258 | 235 | 102
Net result | 5,334 | 4,140 | 12,126
Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 5,334 | 4,140 | 12,126
Net Results IFRS-EU | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 15,023 | 15,976 | 13,756
– Net fee and commission income | 4,008 | 3,595 | 3,586
Total investment and other income | 3,584 | 3,005 | 1,219
Share of results | 170 | 144 | (101)
Total income | 22,615 | 22,575 | 18,561
Operating expenses | 12,121 | 11,564 | 11,199
Addition to loan loss provisions | 1,194 | 520 | 1,861
Total expenses | 13,315 | 12,084 | 13,060
Result before tax | 9,300 | 10,492 | 5,502
Taxation | 2,650 | 2,970 | 1,725
Non-controlling interests | 258 | 235 | 102
Net result | 6,392 | 7,287 | 3,674
EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Taxation | 470 | 1,308 | (3,405)
Net result | 1,058 | 3,147 | (8,451)
EU IAS 39 carve out impact | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (1,058) | (3,147) | 8,451
Retail Netherlands |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 2,591 | 2,499 | 4,510
Retail Belgium |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 492 | (123) | 1,871
Retail Germany |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 319 | (326) | 4,547
Other Challengers |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 576 | 649 | 552
Growth markets |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 777 | 690 | 316
Wholesale Banking Rest of World |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 865 | 988 | 845
Other |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (286) | (237) | (515)
Geographical Segments Banking | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 15,023 | 15,976 | 13,756
– Net fee and commission income | 4,008 | 3,595 | 3,586
Total investment and other income | 3,584 | 3,005 | 1,219
Share of results | 170 | 144 | (101)
– of which revaluations and trading income | 3,407 | 2,910 | 1,501
Total income | 22,615 | 22,575 | 18,561
Operating expenses | 12,121 | 11,564 | 11,199
– of which Regulatory expenses | 882 | 1,042 | 1,250
Addition to loan loss provisions | 1,194 | 520 | 1,861
Total expenses | 13,315 | 12,084 | 13,060
Result before tax | 9,300 | 10,492 | 5,502
Taxation | 2,650 | 2,970 | 1,725
Non-controlling interests | 258 | 235 | 102
Net result | 6,392 | 7,287 | 3,674
Geographical Segments Banking | EU IAS 39 carve out impact | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (1,058) | (3,147) | 8,451
Geographical Segments Banking | Retail Netherlands | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 3,063 | 3,773 | 3,782
– Net fee and commission income | 1,329 | 1,239 | 1,171
Total investment and other income | 1,889 | 1,627 | 577
Share of results | (45) | 31 | 16
– of which revaluations and trading income | 1,916 | 1,568 | 453
Total income | 6,282 | 6,639 | 5,531
Operating expenses | 3,026 | 3,065 | 3,001
– of which Regulatory expenses | 159 | 296 | 357
Addition to loan loss provisions | 42 | (111) | 181
Total expenses | 3,068 | 2,954 | 3,182
Result before tax | 3,213 | 3,685 | 2,349
Taxation | 847 | 909 | 658
Net result | 2,367 | 2,776 | 1,691
Geographical Segments Banking | Retail Netherlands | EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 225 | (277) | 2,818
Geographical Segments Banking | Retail Belgium | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 2,478 | 2,712 | 2,065
– Net fee and commission income | 832 | 715 | 714
Total investment and other income | 207 | 145 | (14)
Share of results | 87 |  | 1
– of which revaluations and trading income | 119 | 95 | 174
Total income | 3,517 | 3,573 | 2,765
Operating expenses | 2,170 | 2,195 | 2,120
– of which Regulatory expenses | 228 | 243 | 283
Addition to loan loss provisions | 148 | 139 | 230
Total expenses | 2,319 | 2,334 | 2,350
Result before tax | 1,198 | 1,239 | 415
Taxation | 308 | 349 | 114
Net result | 889 | 889 | 301
Geographical Segments Banking | Retail Belgium | EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (398) | (1,012) | 1,570
Geographical Segments Banking | Retail Germany | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 3,182 | 3,375 | 2,126
– Net fee and commission income | 484 | 400 | 494
Total investment and other income | (188) | (81) | 94
– of which revaluations and trading income | (191) | (83) | 65
Total income | 3,478 | 3,694 | 2,714
Operating expenses | 1,512 | 1,437 | 1,318
– of which Regulatory expenses | 90 | 103 | 99
Addition to loan loss provisions | 222 | 35 | 460
Total expenses | 1,734 | 1,472 | 1,778
Result before tax | 1,744 | 2,222 | 936
Taxation | 563 | 723 | 297
Non-controlling interests | 1 |  | 3
Net result | 1,179 | 1,499 | 636
Geographical Segments Banking | Retail Germany | EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (860) | (1,825) | 3,911
Geographical Segments Banking | Other Challengers | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 2,131 | 2,121 | 1,842
– Net fee and commission income | 337 | 285 | 290
Total investment and other income | 27 | 21 | 182
– of which revaluations and trading income | 2 | 4 | 3
Total income | 2,495 | 2,427 | 2,314
Operating expenses | 1,454 | 1,320 | 1,380
– of which Regulatory expenses | 61 | 92 | 88
Addition to loan loss provisions | 188 | 166 | 140
Total expenses | 1,642 | 1,486 | 1,519
Result before tax | 853 | 941 | 795
Taxation | 272 | 282 | 258
Net result | 581 | 659 | 537
Geographical Segments Banking | Other Challengers | EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (5) | (9) | 15
Geographical Segments Banking | Growth markets | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 2,409 | 1,961 | 1,462
– Net fee and commission income | 445 | 384 | 375
Total investment and other income | 408 | 487 | 386
Share of results | 8 | 7 | 5
– of which revaluations and trading income | 403 | 479 | 377
Total income | 3,262 | 2,833 | 2,223
Operating expenses | 1,759 | 1,495 | 1,426
– of which Regulatory expenses | 260 | 207 | 324
Addition to loan loss provisions | 214 | 189 | 230
Total expenses | 1,973 | 1,683 | 1,657
Result before tax | 1,289 | 1,149 | 567
Taxation | 256 | 225 | 153
Non-controlling interests | 256 | 234 | 98
Net result | 777 | 690 | 316
Geographical Segments Banking | Wholesale Banking Rest of World | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 1,448 | 1,548 | 1,933
– Net fee and commission income | 585 | 573 | 548
Total investment and other income | 1,167 | 829 | 449
– of which revaluations and trading income | 1,217 | 841 | 532
Total income | 3,200 | 2,950 | 2,930
Operating expenses | 1,669 | 1,509 | 1,418
– of which Regulatory expenses | 83 | 101 | 98
Addition to loan loss provisions | 378 | 96 | 618
Total expenses | 2,047 | 1,605 | 2,036
Result before tax | 1,153 | 1,345 | 894
Taxation | 267 | 335 | 186
Net result | 886 | 1,011 | 708
Geographical Segments Banking | Wholesale Banking Rest of World | EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (20) | (23) | 137
Geographical Segments Banking | Other | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 312 | 486 | 546
– Net fee and commission income | (3) | (1) | (6)
Total investment and other income | 74 | (25) | (455)
Share of results | 120 | 107 | (123)
– of which revaluations and trading income | (58) | 6 | (103)
Total income | 382 | 460 | 84
Operating expenses | 531 | 544 | 536
– of which Regulatory expenses | 1 |  |
Addition to loan loss provisions | 1 | 5 | 2
Total expenses | 532 | 549 | 538
Result before tax | (149) | (89) | (454)
Taxation | 137 | 148 | 60
Non-controlling interests |  |  | 1
Net result | (286) | (237) | (515)
Retail Banking | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 6,660 | 6,753 | 3,964
Retail Banking | Retail Netherlands | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 2,793 | 2,861 | 2,014
Retail Banking | Retail Belgium | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 807 | 661 | 223
Retail Banking | Retail Germany | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 1,455 | 1,790 | 901
Retail Banking | Other Challengers | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 534 | 649 | 547
Retail Banking | Growth markets | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 1,071 | 792 | 278
Wholesale Banking | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | 1,010 | (272) | 9,810
Wholesale Banking | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 2,796 | 3,836 | 1,991
Wholesale Banking | Net Results IFRS-EU | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 3,259 | 4,028 | 4,260
– Net fee and commission income | 1,317 | 1,259 | 1,217
Total investment and other income | 2,405 | 1,771 | 849
Share of results | (36) | 31 | 18
Total income | 6,981 | 7,057 | 6,325
Operating expenses | 3,558 | 3,313 | 3,114
Addition to loan loss provisions | 627 | (92) | 1,220
Total expenses | 4,185 | 3,222 | 4,334
Result before tax | 2,796 | 3,836 | 1,991
Taxation | 693 | 900 | 581
Non-controlling interests | 35 | 61 | 52
Net result | 2,068 | 2,875 | 1,358
Wholesale Banking | EU IAS 39 carve out impact |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (1,058) | (3,147) | 8,451
Wholesale Banking | EU IAS 39 carve out impact | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (1,058) | (3,147) | 8,451
Wholesale Banking | Retail Netherlands | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 420 | 824 | 335
Wholesale Banking | Retail Belgium | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 391 | 577 | 192
Wholesale Banking | Retail Germany | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 289 | 432 | 34
Wholesale Banking | Other Challengers | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 319 | 292 | 248
Wholesale Banking | Growth markets | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 218 | 357 | 288
Wholesale Banking | Wholesale Banking Rest of World | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 1,153 | 1,345 | 894
Wholesale Banking | Other | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | 7 | 8 |
Corporate Line |  |  |
Disclosure of operating segments [line items] |  |  |
Non-controlling interests |  | 0 |
Corporate Line | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
Net result | (294) | (255) | (530)
Corporate Line | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | (156) | (97) | (453)
Corporate Line | Net Results IFRS-EU | Segments banking activities |  |  |
Disclosure of operating segments [line items] |  |  |
– Net interest income | 315 | 489 | 550
– Net fee and commission income | (3) | (1) | (6)
Total investment and other income | 66 | (38) | (460)
Share of results | 118 | 107 | (125)
Total income | 378 | 450 | 84
Operating expenses | 533 | 542 | 535
Addition to loan loss provisions | 1 | 5 | 2
Total expenses | 534 | 547 | 537
Result before tax | (156) | (97) | (453)
Taxation | 138 | 158 | 76
Non-controlling interests | 0 |  | 1
Net result | (294) | (255) | (530)
Corporate Line | Other | Net Results IFRS-EU |  |  |
Disclosure of operating segments [line items] |  |  |
Result before tax | € (156) | € (97) | € (453)

X
- Definition Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table. + References No definition available. + Details
Name: | ifrs-full_DisclosureOfOperatingSegmentsLineItems
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 99 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_99&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_ExpenseByNature
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The amount of income or expense relating to fees and commissions. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_85&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_FeeAndCommissionIncomeExpense
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 23 -Subparagraph h -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_23_h&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 26 -IssueDate 2024-01-01 -Paragraph 35 -Subparagraph b -Clause viii -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=26&code=ifrs-tx-2024-en-r&anchor=para_35_b_viii&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 12 -IssueDate 2024-01-01 -Paragraph 79 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=12&code=ifrs-tx-2024-en-r&anchor=para_79&doctype=Standard -URIDate 2024-03-27 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 12 -IssueDate 2024-01-01 -Paragraph 81 -Subparagraph c -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=12&code=ifrs-tx-2024-en-r&anchor=para_81_c_i&doctype=Standard -URIDate 2024-03-27 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 12 -IssueDate 2024-01-01 -Paragraph 81 -Subparagraph c -Clause ii -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=12&code=ifrs-tx-2024-en-r&anchor=para_81_c_ii&doctype=Standard -URIDate 2024-03-27 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 12 -IssueDate 2024-01-01 -Paragraph B13 -Subparagraph g -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=12&code=ifrs-tx-2024-en-r&anchor=para_B13_g&doctype=Appendix&subtype=B -URIDate 2024-03-27 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 82 -Subparagraph d -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_82_d&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_IncomeTaxExpenseContinuingOperations
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The amount of income or expense arising from interest. [Refer: Interest expense; Interest income] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 28 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_28_e&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 23 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_23&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_85&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_InterestRevenueExpense
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of all operating expenses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_85&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_OperatingExpense
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 12 -IssueDate 2024-01-01 -Paragraph 12 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=12&code=ifrs-tx-2024-en-r&anchor=para_12_e&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 81B -Subparagraph a -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_81B_a_i&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_ProfitLossAttributableToNoncontrollingInterests
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 81B -Subparagraph a -Clause ii -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_81B_a_ii&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_ProfitLossAttributableToOwnersOfParent
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The profit (loss) before tax expense or income. [Refer: Profit (loss)] + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 28 -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_28_b&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 23 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_23&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 5 -IssueDate 2024-01-01 -Paragraph 33 -Subparagraph b -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=5&code=ifrs-tx-2024-en-r&anchor=para_33_b_i&doctype=Standard -URIDate 2024-03-27 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 103 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_103&doctype=Standard -URIDate 2024-03-27 Reference 5: http://www.xbrl.org/2003/role/exampleRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 102 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_102&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_ProfitLossBeforeTax
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 28 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_28_a&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 23 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_23_a&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 32 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_32&doctype=Standard -URIDate 2024-03-27 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 33 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_33_a&doctype=Standard -URIDate 2024-03-27 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 34 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_34&doctype=Standard -URIDate 2024-03-27 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 5 -IssueDate 2024-01-01 -Paragraph 33 -Subparagraph b -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=5&code=ifrs-tx-2024-en-r&anchor=para_33_b_i&doctype=Standard -URIDate 2024-03-27 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 12 -IssueDate 2024-01-01 -Paragraph B12 -Subparagraph b -Clause v -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=12&code=ifrs-tx-2024-en-r&anchor=para_B12_b_v&doctype=Appendix&subtype=B -URIDate 2024-03-27 Reference 8: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 12 -IssueDate 2024-01-01 -Paragraph B10 -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=12&code=ifrs-tx-2024-en-r&anchor=para_B10_b&doctype=Appendix&subtype=B -URIDate 2024-03-27 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 82 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_82_a&doctype=Standard -URIDate 2024-03-27 Reference 10: http://www.xbrl.org/2003/role/exampleRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 103 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_103&doctype=Standard -URIDate 2024-03-27 Reference 11: http://www.xbrl.org/2003/role/exampleRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 102 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_102&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_Revenue
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 28 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_28_e&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 23 -Subparagraph g -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_23_g&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 82 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_82_c&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Allowance For Credit Losses Recognised In Profit (Loss) + References No definition available. + Details
Name: | ing_AllowanceForCreditLossesRecognisedInProfitLoss
Namespace Prefix: | ing_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Investment and other income. + References No definition available. + Details
Name: | ing_InvestmentAndOtherIncome
Namespace Prefix: | ing_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Regulatory Expenses + References No definition available. + Details
Name: | ing_RegulatoryExpenses
Namespace Prefix: | ing_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Revaluations And Trading Income + References No definition available. + Details
Name: | ing_RevaluationsAndTradingIncome
Namespace Prefix: | ing_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_RetailNetherlandsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_RetailBelgiumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_RetailGermanyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_OtherChallengersMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_GrowthMarketMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_WholesaleBankingRestOfWorldMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_GeographicalAreasAxis=ing_OtherSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_SegmentsAxis=ing_RetailBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_SegmentsAxis=ing_WholesaleBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |