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Risk management - Cover values including guarantees received - Total ING Bank (Details) - EUR (€) € in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 961,863 | € 931,552
Percentage for no covers | 99.00% |
Percentage of residential mortgage oustanding | 39.40% | 38.70%
Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 13,303 | € 11,673
Investment grade |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 750,822 | 715,602
Investment grade | Netherlands |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustanding | 34.60% |
Investment grade | Germany |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustanding | 27.50% |
Investment grade | Belgium & Luxembourg |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustanding | 12.80% |
Investment grade | Australia |  |
Disclosure of credit risk exposure [line items] |  |
Percentage of residential mortgage oustanding | 10.80% |
Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 900,894 | 882,455
Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | 13,295 | 11,653
Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | 378,832 | 360,124
Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 368,570 | € 363,826
Percentage of total outstandings | 38.30% | 39.10%
Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 153,493 | € 158,506
of which NPL |  |
Disclosure of credit risk exposure [line items] |  |
Outstandings | € 60,968 | € 49,096
No cover | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 33.60% | 34.80%
No cover | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 27.60% | 25.70%
No cover | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 6.50% | 6.20%
No cover | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 34.10% | 35.20%
No cover | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 99.30% | 99.00%
Partially covered | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 10.50% | 10.20%
Partially covered | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 27.70% | 26.90%
Partially covered | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 2.00% | 2.00%
Partially covered | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 23.70% | 22.50%
Partially covered | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 0.00% | 0.60%
Fully covered | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 55.90% | 55.00%
Fully covered | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 44.70% | 47.40%
Fully covered | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 91.50% | 91.80%
Fully covered | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 42.20% | 42.30%
Fully covered | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Collateralisation | 0.70% | 0.40%
Mortgages | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | € 1,028,609 | € 967,485
Mortgages | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 10,427 | 8,880
Mortgages | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 865,466 | 804,994
Mortgages | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 163,143 | 162,491
Mortgages | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value |  |
Financial Collateral | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 31,095 | 48,735
Financial Collateral | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 194 | 1,609
Financial Collateral | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 6,257 | 22,401
Financial Collateral | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 24,838 | 26,333
Financial Collateral | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value |  |
Guarantees | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 145,953 | 142,252
Guarantees | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 3,093 | 3,204
Guarantees | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 25,428 | 25,269
Guarantees | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 119,410 | 115,944
Guarantees | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 1,115 | 1,040
Other covers | Total lending, investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 539,357 | 458,149
Other covers | Total lending, investment and money market | Non-performing loans |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 11,109 | 9,241
Other covers | Consumer lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 55,115 | 29,070
Other covers | Business lending |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | 484,148 | 428,531
Other covers | Investment and money market |  |
Disclosure of credit risk exposure [line items] |  |
Cover type and value | € 95 | € 549

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