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Liabilities and off-balance sheet commitments by maturity - Schedule of maturity of financial and non-financial liabilities (Details) - EUR (€) € in Millions | Dec. 31, 2024 | Dec. 31, 2023
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Financial liabilities at fair value through profit or loss |  |
Deposits from banks | € 16,723 | € 23,257
Customer deposits | 691,661 | 650,276
– Other trading liabilities | 9,089 | 14,087
– Trading derivatives | 26,166 | 23,132
– Non-trading derivatives | 2,101 | 2,019
– Designated as at fair value through profit or loss | 49,543 | 55,400
Debt securities in issue2 | 142,367 | 124,670
Subordinated loans | 17,878 | 15,401
Lease liabilities | 1,116 | 1,162
Financial liabilities | 956,646 | 909,403
Other liabilities | 13,512 | 15,268
Total liabilities | 970,158 | 924,671
Coupon interest due on financial liabilities | 28,632 | 24,153
Contingent liabilities | 43,296 | 42,821
Guarantees issued by ING Groep N.V. | 210 | 197
Irrevocable facilities | 175,222 | 166,810
Contingent liabilities and commitments | 218,728 | 209,828
Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  | 2
Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities | 26,908 | 27,894
Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities | 16,388 | 14,925
Less than 1 month |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks | 9,104 | 9,294
Customer deposits | 610,184 | 583,335
– Other trading liabilities | 5,790 | 10,981
– Trading derivatives | 2,631 | 2,292
– Non-trading derivatives | 419 | 505
– Designated as at fair value through profit or loss | 32,644 | 29,856
Debt securities in issue2 | 1,949 | 3,442
Subordinated loans |  |
Lease liabilities | 20 | 17
Financial liabilities | 662,741 | 639,722
Other liabilities | 7,718 | 9,739
Total liabilities | 670,459 | 649,462
Coupon interest due on financial liabilities | 2,284 | 1,047
Guarantees issued by ING Groep N.V. | 210 | 197
Irrevocable facilities | 175,000 | 166,361
Contingent liabilities and commitments | 217,953 | 208,825
Less than 1 month | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  | 2
Less than 1 month | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities | 26,355 | 27,340
Less than 1 month | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities | 16,388 | 14,925
1 to 3 months |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks | 1,367 | 7,800
Customer deposits | 23,312 | 19,510
– Other trading liabilities | 230 | 697
– Trading derivatives | 2,367 | 2,243
– Non-trading derivatives | 57 | 96
– Designated as at fair value through profit or loss | 5,842 | 12,754
Debt securities in issue2 | 18,610 | 10,801
Subordinated loans |  |
Lease liabilities | 44 | 45
Financial liabilities | 51,829 | 53,946
Other liabilities | 530 | 619
Total liabilities | 52,359 | 54,565
Coupon interest due on financial liabilities | 1,603 | 1,653
Guarantees issued by ING Groep N.V. |  |
Irrevocable facilities | 9 | 12
Contingent liabilities and commitments | 9 | 12
1 to 3 months | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
1 to 3 months | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
1 to 3 months | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
3-12 months |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks | 2,085 | 2,074
Customer deposits | 49,284 | 40,976
– Other trading liabilities | 313 | 545
– Trading derivatives | 3,730 | 5,148
– Non-trading derivatives | (36) | 139
– Designated as at fair value through profit or loss | 1,798 | 5,442
Debt securities in issue2 | 33,037 | 34,882
Subordinated loans |  |
Lease liabilities | 162 | 175
Financial liabilities | 90,375 | 89,381
Other liabilities | 3,371 | 2,829
Total liabilities | 93,745 | 92,209
Coupon interest due on financial liabilities | 5,903 | 6,014
Guarantees issued by ING Groep N.V. |  |
Irrevocable facilities | 15 | 63
Contingent liabilities and commitments | 15 | 63
3-12 months | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
3-12 months | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
3-12 months | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
1-5 years |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks | 1,637 | 1,898
Customer deposits | 4,448 | 3,585
– Other trading liabilities | 1,325 | 1,003
– Trading derivatives | 7,641 | 10,204
– Non-trading derivatives | 711 | 1,002
– Designated as at fair value through profit or loss | 5,097 | 3,834
Debt securities in issue2 | 55,221 | 47,134
Subordinated loans |  |
Lease liabilities | 607 | 627
Financial liabilities | 76,688 | 69,286
Other liabilities | 1,423 | 1,662
Total liabilities | 78,111 | 70,948
Coupon interest due on financial liabilities | 10,191 | 10,007
Guarantees issued by ING Groep N.V. |  |
Irrevocable facilities | 143 | 314
Contingent liabilities and commitments | 146 | 318
1-5 years | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
1-5 years | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities | 3 | 4
1-5 years | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
More than 5 years |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks | 2,484 | 2,002
Customer deposits | 2,081 | 1,931
– Other trading liabilities | 1,465 | 897
– Trading derivatives | 5,499 | 7,110
– Non-trading derivatives | 149 | 355
– Designated as at fair value through profit or loss | 4,367 | 3,546
Debt securities in issue2 | 34,857 | 31,196
Subordinated loans | 9,962 | 9,104
Lease liabilities | 328 | 359
Financial liabilities | 61,191 | 56,500
Other liabilities | 470 | 420
Total liabilities | 61,661 | 56,920
Coupon interest due on financial liabilities | 8,137 | 5,030
Guarantees issued by ING Groep N.V. |  |
Irrevocable facilities | 56 | 60
Contingent liabilities and commitments | 606 | 610
More than 5 years | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
More than 5 years | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities | 550 | 550
More than 5 years | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
Maturity not applicable |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks |  |
Customer deposits |  |
– Other trading liabilities |  |
– Trading derivatives |  |
– Non-trading derivatives |  |
– Designated as at fair value through profit or loss | 34 | 25
Debt securities in issue2 |  |
Subordinated loans | 8,415 | 6,988
Lease liabilities |  |
Financial liabilities | 8,448 | 7,014
Other liabilities |  |
Total liabilities | 8,448 | 7,014
Coupon interest due on financial liabilities | 514 | 402
Guarantees issued by ING Groep N.V. |  |
Irrevocable facilities |  |
Contingent liabilities and commitments |  |
Maturity not applicable | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
Maturity not applicable | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
Maturity not applicable | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
Adjustment |  |
Financial liabilities at fair value through profit or loss |  |
Deposits from banks | 47 | 189
Customer deposits | 2,352 | 939
– Other trading liabilities | (34) | (36)
– Trading derivatives | 4,298 | (3,865)
– Non-trading derivatives | 801 | (78)
– Designated as at fair value through profit or loss | (239) | (57)
Debt securities in issue2 | (1,307) | (2,786)
Subordinated loans | (499) | (691)
Lease liabilities | (45) | (61)
Financial liabilities | 5,374 | (6,446)
Other liabilities |  |
Total liabilities | 5,374 | (6,446)
Coupon interest due on financial liabilities |  |
Guarantees issued by ING Groep N.V. |  |
Irrevocable facilities |  |
Contingent liabilities and commitments |  |
Adjustment | Contingent liabilities in respect of discounted bills |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
Adjustment | Contingent liabilities in respect of guarantees |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |
Adjustment | Contingent liabilities in respect of irrevocable letters of credit |  |
Financial liabilities at fair value through profit or loss |  |
Contingent liabilities |  |

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