XML 308 R251.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Derivatives and hedge accounting - Hedged items included in a fair value hedging relationship (Details) - - fair value hedges - EUR (€) € in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Disclosure of detailed information about hedged items [line items] |  |  |
Change in fair value hedging instruments for the period | € 1,016 | € 1,606 | € (5,928)
Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, assets | 50,070 | 40,394 |
Hedged item, liabilities | 100,827 | 84,967 |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, assets | 58 | 91 |
Carrying amount net investment hedge reserve at the end of the reporting period | (126) | (113) |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, liabilities | (5) | (4) |
Accumulated fair value hedge adjustment on hedged item included in carrying amount, liabilities | (2,906) | (4,221) |
Change in fair value of the hedged item for measuring ineffectiveness for the period | (1,043) | (1,679) |
Change in fair value hedging instruments for the period | 1,016 | 1,606 |
Hedge ineffectiveness recognised in the statement of profit or loss gain (+) / loss (-) | (27) | (73) |
- Debt securities | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, liabilities | 83,669 | 70,280 |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, liabilities | (2,234) | (3,383) |
Change in fair value of the hedged item for measuring ineffectiveness for the period | (1,139) | (2,680) |
- Debt securities | Financial assets at FVOCI | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, assets | 35,119 | 31,224 |
Change in fair value of the hedged item for measuring ineffectiveness for the period | 269 | 1,224 |
- Debt securities | Financial assets at amortised cost | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, assets | 13,802 | 8,272 |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, assets | (179) | (205) |
Change in fair value of the hedged item for measuring ineffectiveness for the period | 49 | 234 |
– Loans at FVOCI | Financial assets at FVOCI | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Change in fair value of the hedged item for measuring ineffectiveness for the period |  |  |
– Loans and advances to customers | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, assets | 1,149 | 898 |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, assets | (6) |  |
Change in fair value of the hedged item for measuring ineffectiveness for the period | (35) | 15 |
– Subordinated loans | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, liabilities | 17,131 | 14,643 |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, liabilities | (665) | (834) |
Change in fair value of the hedged item for measuring ineffectiveness for the period | (188) | (473) |
– Customer deposits and other funds on deposit | Interest Rate And Forex Risk | - Derivatives |  |  |
Disclosure of detailed information about hedged items [line items] |  |  |
Hedged item, liabilities | 28 | 44 |
Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, liabilities | (1) | € (1) |
Change in fair value of the hedged item for measuring ineffectiveness for the period | € 1 |  |

X
- Definition The accumulated amount of fair value hedge adjustment on a hedged item that is included in the carrying amount of the hedged item, recognised in the statement of financial position as an asset. [Refer: Hedged items [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause ii -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_ii&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssets
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The accumulated amount of fair value hedge adjustment on a hedged item that is included in the carrying amount of the hedged item, recognised in the statement of financial position as a liability. [Refer: Hedged items [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause ii -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_ii&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The accumulated amount of fair value hedge adjustment remaining in the statement of financial position for a hedged item that is a financial asset measured at amortised cost and has ceased to be adjusted for hedging gains and losses. [Refer: Financial assets at amortised cost; Hedged items [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause v -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_v&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The accumulated amount of fair value hedge adjustment remaining in the statement of financial position for a hedged item that is a financial liability measured at amortised cost and has ceased to be adjusted for hedging gains and losses. [Refer: Financial liabilities at amortised cost; Hedged items [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause v -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_v&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table. + References No definition available. + Details
Name: | ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsLineItems
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The gain (loss) on the change in fair value of the hedged item used as a basis for recognising hedge ineffectiveness. Hedge ineffectiveness is the extent to which the changes in the fair value or the cash flows of the hedging instrument are greater or less than those on the hedged item. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause iv -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_iv&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph b -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_b_i&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The gain (loss) recognised in profit or loss on hedge ineffectiveness. [Refer: Gain (loss) on hedge ineffectiveness] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24C -Subparagraph a -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24C_a_i&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24C -Subparagraph b -Clause ii -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24C_b_ii&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The gains (losses) resulting from change in the fair value of derivatives recognised in profit or loss. [Refer: Derivatives [member]] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_85&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_GainsLossesOnChangeInFairValueOfDerivatives
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of a hedged item, recognised as an asset. [Refer: Hedged items [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_i&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_HedgedItemAssets
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The amount of a hedged item, recognised as a liability. [Refer: Hedged items [domain]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2024-01-01 -Paragraph 24B -Subparagraph a -Clause i -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2024-en-r&anchor=para_24B_a_i&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_HedgedItemLiabilities
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_TypesOfRisksAxis=ing_InterestRateAndForexRiskMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_HedgingInstrumentsAxis=ifrs-full_DerivativesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_HedgedItemsAxis=ifrs-full_DebtSecuritiesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_HedgedItemsAxis=ing_LoansAtFVOCIMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_HedgedItemsAxis=ing_LoansAndAdvancesToCustomersMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_HedgedItemsAxis=ing_SubordinatedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_HedgedItemsAxis=ing_CustomerDepositsAndOtherFundsOnDepositMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |