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Fair value of assets and liabilities - Valuation techniques and range of unobservable inputs (Details)
€ in Millions
12 Months Ended
Dec. 31, 2024
EUR (€)
€ / shares
Dec. 31, 2023
EUR (€)
€ / shares
Dec. 31, 2022
EUR (€)
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 137,580 € 123,015  
Financial assets at fair value through other comprehensive income 46,389 41,116  
Financial liabilities at fair value through profit or loss 86,900 94,638  
- Debt securities      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through other comprehensive income 42,219 38,281  
Level 3      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss 10,734 8,179  
Financial assets at fair value through other comprehensive income 270 938  
Total financial assets 11,005 9,118 € 7,526
Financial liabilities at fair value through profit or loss 770 729  
Financial liabilities, at fair value € 770 € 729 € 732
Level 3 | - Debt securities | Price (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 95.85%    
Level 3 | - Debt securities | Price (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 100.00%    
Level 3 | - Debt securities | Price (price per share) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 327 97  
Level 3 | - Debt securities | Price (price per share) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 520 236  
Level 3 | - Debt securities | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread   0.0094  
Level 3 | - Debt securities | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread   0.0094  
Level 3 | Loans and advances      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 1,565 € 2,298  
Financial liabilities at fair value through profit or loss € 0 € 13  
Level 3 | Loans and advances | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Loans and advances | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 107.00% 117.00%  
Level 3 | Loans and advances | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0576 0.0001  
Level 3 | Loans and advances | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0629 0.0012  
Level 3 | Loans and advances | Prepayment rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.02    
Level 3 | Loans and advances | Prepayment rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 1    
Level 3 | (Reverse) repos      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 5,050 € 1,832  
Level 3 | (Reverse) repos | Interest rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.02    
Level 3 | (Reverse) repos | Interest rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.02    
Level 3 | Structured notes      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss  
Financial liabilities at fair value through profit or loss € 67 € 47  
Level 3 | Structured notes | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 93.00% 88.00%  
Level 3 | Structured notes | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 104.00% 96.00%  
Level 3 | Structured notes | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread   0.0100  
Level 3 | Structured notes | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread   0.0101  
Level 3 | Structured notes | Equity volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   9.00%  
Level 3 | Structured notes | Equity volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   23.00%  
Level 3 | Structured notes | Equity/Equity correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation 0.7 0.8  
Level 3 | Structured notes | Equity/Equity correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation 0.7 0.9  
Level 3 | Structured notes | Equity/FX correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation   (0.2)  
Level 3 | Structured notes | Equity/FX correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation   0.6  
Level 3 | Structured notes | Dividend yield (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   0.00%  
Level 3 | Structured notes | Dividend yield (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   4.00%  
Level 3 | Structured notes | Prepayment rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.9959    
Level 3 | Structured notes | Prepayment rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 1.0009    
Level 3 | Derivatives at rates      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 413 € 283  
Financial liabilities at fair value through profit or loss € 389 € 301  
Level 3 | Derivatives at rates | Interest rate volatility (bps) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread   0.0001  
Level 3 | Derivatives at rates | Interest rate volatility (bps) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread   0.0003  
Level 3 | Derivatives at rates | Prepayment rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   0.00%  
Level 3 | Derivatives at rates | Prepayment rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   0.00%  
Level 3 | Derivatives at rates | Reset spread (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 2.00%    
Level 3 | Derivatives at rates | Reset spread (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 2.00%    
Level 3 | Derivatives at foreign exchange      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 6 € 2  
Financial liabilities at fair value through profit or loss € 8 € 3  
Level 3 | Derivatives at foreign exchange | Implied volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 2.00% 3.00%  
Level 3 | Derivatives at foreign exchange | Implied volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 15.00% 18.00%  
Level 3 | Derivative at credit      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 39 € 216  
Financial liabilities at fair value through profit or loss € 241 € 343  
Level 3 | Derivative at credit | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Derivative at credit | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 100.00% 100.00%  
Level 3 | Derivative at credit | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0 0.0003  
Level 3 | Derivative at credit | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.0091 0.0149  
Level 3 | Derivatives at equity      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 10 € 20  
Financial liabilities at fair value through profit or loss € 47 € 17  
Level 3 | Derivatives at equity | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   0.00%  
Level 3 | Derivatives at equity | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   21.00%  
Level 3 | Derivatives at equity | Equity volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 7.00% 12.00%  
Level 3 | Derivatives at equity | Equity volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 81.00% 75.00%  
Level 3 | Derivatives at equity | Equity/Equity correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation 0.0 0.2  
Level 3 | Derivatives at equity | Equity/Equity correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation 1.0 1.0  
Level 3 | Derivatives at equity | Equity/FX correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation (0.6) (0.5)  
Level 3 | Derivatives at equity | Equity/FX correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation 0.6 1.0  
Level 3 | Derivatives at equity | Dividend yield (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | Derivatives at equity | Dividend yield (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 33.00% 14.00%  
Level 3 | Other derivatives      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 6 € 14  
Financial liabilities at fair value through profit or loss € 9 € 7  
Level 3 | Other derivatives | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation 68    
Level 3 | Other derivatives | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 6800.00%    
Level 3 | Other derivatives | Commodity volatility (%) | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 13.10% 11.00%  
Level 3 | Other derivatives | Commodity volatility (%) | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 61.00% 94.00%  
Level 3 | Other derivatives | Com/FX correlation | Minimum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation (0.40)    
Level 3 | Other derivatives | Com/FX correlation | Maximum | Option pricing model      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, correlation (0.25)    
Level 3 | Loan and advances at FVOCI      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through other comprehensive income € 676  
Level 3 | Loan and advances at FVOCI | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   85.00%  
Level 3 | Loan and advances at FVOCI | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage   96.00%  
Level 3 | Equity at FVOCI      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through other comprehensive income € 270 € 263  
Level 3 | Equity at FVOCI | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 122.00% 122.00%  
Level 3 | Equity at FVOCI | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 122.00% 122.00%  
Level 3 | Equity at FVOCI | Credit spread (bps) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.000567 0.00052  
Level 3 | Equity at FVOCI | Credit spread (bps) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, basis point spread 0.000576 0.00052  
Level 3 | Equity at FVOCI | Interest rate (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 1.50% 4.00%  
Level 3 | Equity at FVOCI | Interest rate (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 3.50% 4.00%  
Level 3 | Equity at FVOCI | Payout ratio (%) | Minimum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 70.00%    
Level 3 | Equity at FVOCI | Payout ratio (%) | Maximum | Present value techniques      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 90.00%    
Level 3 | Equity securities      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 141 € 150  
Level 3 | Equity securities | Price (price per share) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 0 0  
Level 3 | Equity securities | Price (price per share) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, price (in EUR per share) | € / shares 5,475 5,457  
Level 3 | - Debt securities      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Financial assets at fair value through profit or loss € 3,504 € 3,364  
Financial assets at fair value through other comprehensive income 0 0  
Financial liabilities at fair value through profit or loss € 10 € 0  
Level 3 | - Debt securities | - Debt securities | Price (%) | Minimum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 0.00% 0.00%  
Level 3 | - Debt securities | - Debt securities | Price (%) | Maximum | Price based      
Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]      
Significant unobservable inputs, percentage 120.00% 122.00%