<SEC-DOCUMENT>0000950103-21-016876.txt : 20211029
<SEC-HEADER>0000950103-21-016876.hdr.sgml : 20211029
<ACCEPTANCE-DATETIME>20211029075036
ACCESSION NUMBER:		0000950103-21-016876
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20211029
FILED AS OF DATE:		20211029
DATE AS OF CHANGE:		20211029

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NatWest Group plc
		CENTRAL INDEX KEY:			0000844150
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			X0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10306
		FILM NUMBER:		211360711

	BUSINESS ADDRESS:	
		STREET 1:		GOGARBURN
		STREET 2:		PO BOX 1000
		CITY:			EDINBURGH, SCOTLAND
		STATE:			X0
		ZIP:			EH12 1HQ
		BUSINESS PHONE:		441315568555

	MAIL ADDRESS:	
		STREET 1:		GOGARBURN
		STREET 2:		PO BOX 1000
		CITY:			EDINBURGH, SCOTLAND
		STATE:			X0
		ZIP:			EH12 1HQ

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ROYAL BANK OF SCOTLAND GROUP PLC
		DATE OF NAME CHANGE:	19950712
</SEC-HEADER>
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<div >
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Report of Foreign Private Issuer</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Pursuant to Rule 13a-16 or 15d-16 of</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">the Securities Exchange Act of 1934</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">29 October 2021</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Commission file number: 001-10306</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:10.0pt;color:black;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;"><b>Form 6-K</b></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:10.0pt;">NatWest Group plc</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Gogarburn</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">PO Box 1000 </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Edinburgh EH12 1HQ</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Scotland</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">United Kingdom</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">(Address of principal executive offices)</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:justify"><font style="font-size:10.0pt;">Indicate by check mark whether the registrant files or
will file annual reports under cover of Form 20-F or Form 40-F.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Form 20-F <u>X&#160;</u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Form
40-F <u>&#160;&#160;&#160;</u></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:justify"><font style="font-size:10.0pt;">Indicate by check mark if the registrant is submitting
the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):__</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:justify"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:justify"><font style="font-size:10.0pt;">Indicate by check mark if the registrant is submitting
the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):__</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:justify"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:justify"><font style="font-size:10.0pt;">Indicate by check mark whether the registrant by
furnishing the information contained in this Form is also thereby furnishing
the information to the Commission pursuant to Rule 12g3-2(b) under the Securities
Exchange Act of 1934.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">Yes <u>&#160;&#160;&#160;</u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;No
<u>&#160;X&#160;</u></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">If "Yes" is marked, indicate below the file
number assigned to</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">the registrant in connection with Rule 12g3-2(b): 82-<u>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</u></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:10.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font lang="EN-US" style="font-size:10.0pt;">This report on Form 6-K, except for any information
contained on any websites linked or documents referred to in this report, shall
be deemed incorporated by reference into the company&#8217;s Registration Statement
on Form F-3 (File No. 333-251220) and to be a part thereof from the date on
which this report is filed, to the extent not superseded by documents or
reports subsequently filed or furnished.</font></p>
</div>
<font style='font-size:10.0pt;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<div >
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="color:#42145F;">Forward-looking
statements </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:7.0pt;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><b><font style="font-size:8.0pt;line-height:102%;color:#5E10B1;">Cautionary statement regarding forward-looking
statements</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><font style="font-size:8.0pt;line-height:102%;">Certain sections in this document contain &#8216;forward-looking
statements&#8217; as that term is defined in the United States Private Securities
Litigation Reform Act of 1995, such as statements that include the words
&#8216;expect&#8217;, &#8216;estimate&#8217;, &#8216;project&#8217;, &#8216;anticipate&#8217;, &#8216;commit&#8217;, &#8216;believe&#8217;, &#8216;should&#8217;,
&#8216;intend&#8217;, &#8216;will&#8217;, &#8216;plan&#8217;, &#8216;could&#8217;, &#8216;probability&#8217;, &#8216;risk&#8217;, &#8216;Value-at-Risk
(VaR)&#8217;, &#8216;target&#8217;, &#8216;goal&#8217;, &#8216;objective&#8217;, &#8216;may&#8217;, &#8216;endeavour&#8217;, &#8216;outlook&#8217;,
&#8216;optimistic&#8217;, &#8216;prospects&#8217; and similar expressions or variations on these
expressions. In particular, this document includes forward-looking statements
relating, but not limited to: the COVID-19 pandemic and its impact on NatWest
Group; future profitability and performance, including financial performance
targets (such as RoTE and ROE) and discretionary capital distribution targets;
ESG and climate-related targets, including in relation to sustainable financing
and financed emissions; planned cost savings; implementation of NatWest Group&#8217;s
Purpose-led strategy, including in relation to the refocusing of its NWM
franchise and the digitalisation of its operations and services; the timing and
outcome of litigation and government and regulatory investigations; the
implementation of the Alternative Remedies Package; balance sheet reduction,
including the reduction of RWAs; capital, liquidity and leverage ratios and
requirements, including CET1 Ratio, RWAes, Pillar 2 and other regulatory buffer
requirements and MREL; funding plans and credit risk profile; capitalisation;
portfolios; net interest margin; customer loan and income growth and product
share; impairments and write-downs, including with respect to goodwill;
restructuring and remediation costs and charges; NatWest Group&#8217;s exposure to
political risk, economic risk, climate, environmental and sustainability risk,
operational risk, conduct risk, cyber and IT risk and credit rating risk and to
various types of market risk, including interest rate risk, foreign exchange
rate risk and commodity and equity price risk; customer experience, including
our Net Promotor Score (NPS); employee engagement and gender balance in
leadership positions.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><b><font style="font-size:8.0pt;line-height:102%;color:#5E10B1;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><b><i><font style="font-size:8.0pt;line-height:102%;color:#5E10B1;">Limitations inherent to forward-looking
statements</font></i></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><font style="font-size:8.0pt;line-height:102%;">These statements are based on current plans, expectations,
estimates, targets and projections, and are subject to significant inherent
risks, uncertainties and other factors, both external and relating to NatWest
Group&#8217;s strategy or operations, which may result in NatWest Group being unable
to achieve the current plans, expectations, estimates, targets, projections and
other anticipated outcomes expressed or implied by such forward-looking
statements. In addition, certain of these disclosures are dependent on choices
relying on key model characteristics and assumptions and are subject to various
limitations, including assumptions and estimates made by management. By their
nature, certain of these disclosures are only estimates and, as a result,
actual future results, gains or losses could differ materially from those that
have been estimated. Accordingly, undue reliance should not be placed on these
statements. The forward-looking statements contained in this document speak
only as of the date we make them and we expressly disclaim any obligation or
undertaking to update or revise any forward-looking statements contained
herein, whether to reflect any change in our expectations with regard thereto,
any change in events, conditions or circumstances on which any such statement
is based, or otherwise, except to the extent legally required.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><b><font style="font-size:8.0pt;line-height:102%;color:#5E10B1;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><b><i><font style="font-size:8.0pt;line-height:102%;color:#5E10B1;">Important factors that could affect the actual
outcome of the forward-looking statements</font></i></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><font style="font-size:8.0pt;line-height:102%;">We caution you that a large number of important factors could
adversely affect our results or our ability to implement our strategy, cause us
to fail to meet our targets, predictions, expectations and other anticipated
outcomes or affect the accuracy of forward-looking statements described in this
document. These factors include, but are not limited to, those set forth in the
risk factors and the other uncertainties described in NatWest Group plc&#8217;s
Annual Report on Form 20-F and its other filings with the US Securities and
Exchange Commission. The principal risks and uncertainties that could adversely
NatWest Group&#8217;s future results, its financial condition and prospects and cause
them to be materially different from what is forecast or expected, include, but
are not limited to: risks relating to the COVID-19 pandemic (including in
respect of: the effects on the global economy and financial markets, and
NatWest Group&#8217;s customers; increased counterparty risk; NatWest Group&#8217;s ability
to meet its targets and strategic objectives; increased operational and control
risks; increased funding risk; future impairments and write-downs); economic
and political risk (including in respect of: uncertainty regarding the effects
of Brexit; increased political and economic risks and uncertainty in the UK and
global markets; changes in interest rates and foreign currency exchange rates;
and HM Treasury&#8217;s ownership of NatWest Group plc); strategic risk (including in
respect of the implementation of NatWest Group&#8217;s Purpose-led Strategy,
including the re-focusing of the NWM franchise, the phased withdrawal from the
Republic of Ireland and NatWest Group&#8217;s ability to achieve its targets);
financial resilience risk (including in respect of: NatWest Group&#8217;s ability to
meet targets and to resume discretionary capital distributions; the competitive
environment; counterparty risk; prudential regulatory requirements for capital
and MREL; funding risk; changes in the credit ratings; the adequacy of NatWest
Group&#8217;s resolution plans; the requirements of regulatory stress tests; model
risk; sensitivity to accounting policies, judgments, assumptions and estimates;
changes in applicable accounting standards; the value or effectiveness of
credit protection; and the application of UK statutory stabilisation or
resolution powers); climate and sustainability risk (including in respect of:
risks relating to climate change and the transitioning to a low carbon economy;
the implementation of NatWest Group&#8217;s climate change strategy and climate
change resilient systems, controls and procedures; increased model risk; the
failure to adapt to emerging climate, environmental and sustainability risks
and opportunities; changes in ESG ratings; increasing levels of climate,
environmental and sustainability related regulation and oversight; and climate,
environmental and sustainability related litigation, enforcement proceedings
and investigations); operational and IT resilience risk (including in respect
of: operational risks (including reliance on third party suppliers);
cyberattacks; the accuracy and effective use of data; complex IT systems
(including those that enable remote working); attracting, retaining and
developing senior management and skilled personnel; NatWest Group&#8217;s risk
management framework; and reputational risk); and legal, regulatory and conduct
risk (including in respect of: the impact of substantial regulation and
oversight; compliance with regulatory requirements; the outcome of legal,
regulatory and governmental actions and investigations; the replacement of
LIBOR, EURIBOR and other IBOR rates; heightened regulatory and governmental
scrutiny (including by competition authorities); implementation of the Alternative
Remedies Package; and changes in tax legislation or failure to generate future
taxable profits). </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><font style="font-size:8.0pt;line-height:102%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:11.0pt;background:white"><b><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Caution
about climate and sustainable funding and financing (CSFF) information.</font></i></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:11.0pt;background:white"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">CSSF
activities and their classification and reporting are still not subject to a
single recognised or accepted, consistent and comparable set of definitions or
standards in the UK or globally. The CSSF information we report may not meet
investor expectations or requirements for describing or classifying CSSF
activities as "green" or "sustainable" or having similar
classifications (including alignment with existing or proposed standards, such
as the EU Taxonomy, EU SFDR and EU GBS). Preparation our CSSF information
including reporting on CSFF activities against the &#163;100 billion CSFF target
referenced in the slides requires the application of a number of key
judgements, assumptions and estimates that may subsequently prove to be
incorrect. In addition, the maturity of underlying data, systems and controls
that support such reporting is generally considerably less sophisticated than
the systems and internal controls for financial reporting and it also includes
manual processes.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><font style="font-size:8.0pt;line-height:102%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:102%"><font style="font-size:8.0pt;line-height:102%;">The information, statements and opinions contained in this
document do not constitute a public offer under any applicable legislation or
an offer to sell or a solicitation of an offer to buy any securities or
financial instruments or any advice or recommendation with respect to such securities
or other financial instruments.</font></p>
<font style='font-size:12.0pt;line-height:112%;font-family:"Times New Roman",serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="font-size:12.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><b><font style="line-height:112%;color:#42145F;">Introduction</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;page-break-after:avoid"><b><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Presentation of information</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;color:#5E10B1"><font style="color:windowtext;">&#8216;Parent
company&#8217; refers to NatWest Group plc and &#8216;NatWest Group&#8217; refers to NatWest
Group plc and its subsidiary and associated undertakings. The term &#8216;NWH Group&#8217; refers
to NatWest Holdings Limited (&#8216;NWH&#8217;) and its subsidiary and associated
undertakings. The term &#8216;NWM Group&#8217; refers to NatWest Markets Plc (&#8216;NWM Plc&#8217;)
and its subsidiary and associated undertakings. The term &#8216;NWM N.V.&#8217; refers to
NatWest Markets N.V. The term &#8216;NWMSI&#8217; refers to NatWest Markets Securities,
Inc. The term &#8216;RBS plc&#8217; refers to The Royal Bank of Scotland plc. The term &#8216;NWB
Plc&#8217; refers to National Westminster Bank Plc. The term &#8216;UBIDAC&#8217; refers to
Ulster Bank Ireland DAC. The term &#8216;RBSI Holdings&#8217; refers to The Royal Bank of
Scotland International (Holdings) Limited. </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;color:#5E10B1"><font style="font-size:5.0pt;line-height:112%;color:windowtext;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;color:#5E10B1"><font style="color:windowtext;">NatWest
Group publishes its financial statements in pounds sterling (&#8216;&#163;&#8217; or
&#8216;sterling&#8217;). The abbreviations &#8216;&#163;m&#8217; and &#8216;&#163;bn&#8217; represent millions and thousands
of millions of pounds sterling, respectively, and references to &#8216;pence&#8217;
represent pence in the United Kingdom (&#8216;UK&#8217;). References to &#8216;dollars&#8217; or &#8216;$&#8217;
are to United States of America (&#8216;US&#8217;) dollars. The abbreviations &#8216;$m&#8217; and
&#8216;$bn&#8217; represent millions and thousands of millions of dollars, respectively,
and references to &#8216;cents&#8217; represent cents in the US. The abbreviation &#8216;&#8364;&#8217;
represents the &#8216;euro&#8217;, and the abbreviations &#8216;&#8364;m&#8217; and &#8216;&#8364;bn&#8217; represent millions
and thousands of millions of euros, respectively, and references to &#8216;cents&#8217;
represent cents in the European Union (&#8216;EU&#8217;). </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;color:#5E10B1"><font style="font-size:5.0pt;line-height:112%;color:windowtext;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:112%">To aid
readability, this document retains references to EU legislative and regulatory
provisions in effect in the UK before 1 January 2021 that have now been
implemented in UK domestic law. These references should be read and construed
as including references to the applicable UK implementation measures with
effect from 1 January 2021</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:112%"><font style="line-height:112%;color:#003365;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:112%"><b><font style="line-height:112%;color:#42145F;">Non-IFRS financial information</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">NatWest Group prepares its
financial statements in accordance with generally accepted accounting principles
(GAAP). This document contains a number of adjusted or alternative performance
measures, also known as non-GAAP or non-IFRS performance measures. These
measures are adjusted for notable and other defined items which management
believe are not representative of the underlying performance of the business
and which distort period-on-period comparison. The non-IFRS measures provide
users of the financial statements with a consistent basis for comparing
business performance between financial periods and information on elements of
performance that are one-off in nature. The non-IFRS measures also include the
calculation of metrics that are used throughout the banking industry. These
non-IFRS measures are not measures within the scope of IFRS and are not a substitute
for IFRS measures. For details of the basis of preparation and reconciliations
where appropriate refer to the Appendix in this announcement. These measures
include:</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;">&#160;</font></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Non-IFRS
financial measures</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1"><br clear="all" style="page-break-before:always;" ></font><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Measure</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Basis of preparation</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Additional analysis or reconciliation</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">NatWest Group return on tangible equity </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black">Annualised profit or loss for the period attributable to
  ordinary shareholders divided by average tangible equity. Average tangible
  equity is average total equity excluding non-controlling interests (NCI) less
  average intangible assets and average other owners&#8217; equity.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 1</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Segmental return on equity</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Segmental operating profit or loss adjusted for
  preference share dividends and tax divided by average notional tangible
  equity, allocated at an operating segment specific rate, of the period
  average segmental risk-weighted assets incorporating the effect of capital
  deductions (RWAes).</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 2</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Operating expenses analysis &#8211; management view</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;">The management analysis of operating expenses shows
  strategic costs and litigation and conduct costs in separate lines.
  Depreciation and amortisation, and other administrative expenses attributable
  to these costs are included in strategic costs and litigation and conduct
  costs lines for management analysis. These amounts are included in staff,
  premises and equipment and other administrative expenses in the statutory
  analysis.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 3</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Cost:income ratio</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Total
  operating expenses less operating lease depreciation divided by total income
  less operating lease depreciation.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 4</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Net interest margin (NIM)</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;color:black;background:white;">Net interest income as a
  percentage of average interest-earning assets.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Table
  5</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Bank NIM </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;color:black;background:white;">Net interest income of
  the banking business less NatWest Markets (NWM) element as a percentage of
  interest-earning assets of the banking business less NWM element.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 5</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Bank NIM excluding Liquid Asset Buffer</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;color:black;background:white;">Net interest income of
  the banking business less NWM element as a percentage of interest-earning
  assets of the banking business less NWM element and Liquid Asset Buffer.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 5</font></p></td></tr><tr><td style="width:21.9%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Income across UK and RBSI retail and commercial businesses excluding
  notable items</font></p></td><td style="width:58.32%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Comprises income in the Retail Banking,
  Commercial Banking, Private Banking and RBS International operating segments,
  excluding notable items.</font></p></td><td style="width:19.78%;border:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 7</font></p></td></tr><tr><td style="width:21.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Net lending in the UK and RBSI retail and commercial
  businesses excluding UK Government support schemes</font></p></td><td style="width:58.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Comprises customer loans in the Retail Banking,
  Commercial Banking, Private Banking and RBS International operating segments,
  excluding UK Government support schemes.</font></p></td><td style="width:19.78%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 8</font></p></td></tr><tr><td style="width:21.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Customer deposits across UK and RBSI retail and commercial
  businesses</font></p></td><td style="width:58.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Comprises customer deposits in the Retail
  Banking, Commercial Banking, Private Banking and RBS International operating
  segments. </font></p></td><td style="width:19.78%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 9</font></p></td></tr><tr><td style="width:21.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Other expenses excluding operating lease depreciation (OLD)
  and Ulster Bank RoI direct costs. &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p></td><td style="width:58.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Total
  operating expenses less strategic, litigation and conduct costs, operating
  lease depreciation and Ulster Bank RoI direct costs.</font></p></td><td style="width:19.78%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Table
  10</font></p></td></tr><tr><td style="width:21.9%;border:solid windowtext 1.0pt;border-left:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Commentary &#8211; adjusted periodically for specific items</font></p></td><td style="width:58.32%;border:solid windowtext 1.0pt;border-left:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;">NatWest Group and segmental business performance
  commentary have been adjusted for the impact of specific items such as
  notable items, operating lease depreciation, strategic costs and litigation
  and conduct costs.</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">&#160;</font></p></td><td style="width:19.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Notable
  items - page </font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">8</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">, Operating lease
  depreciation,</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Strategic
  costs and litigation and conduct costs - pages </font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">16<font style="color:black;background:white;"> to 20.</font></font></p></td></tr></table>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="color:#42145F;">Non&#8211;IFRS financial measures</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Performance
metrics based on but not defined under IFRS</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1"><br clear="all" style="page-break-before:always;" ></font><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Measure</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Basis of preparation</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Additional analysis or reconciliation</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Loan:deposit ratio </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Net
  customer loans held at amortised cost divided by total customer deposits.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 6</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Tangible net asset value (TNAV)</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Tangible
  equity divided by the number of ordinary shares in issue (excluding own
  shares held). Tangible equity is ordinary shareholders&#8217; equity less
  intangible assets. </font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Page</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">7</font></p></td></tr><tr style="height:11.45pt;"><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:11.45pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Funded assets</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:11.45pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Total
  assets less derivatives.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:11.45pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">7, 14 and
  16 to 20</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Loan impairment rate</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">The
  annualised loan impairment charge divided by gross customer loans.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">7<font style="color:black;background:white;">, 10 to 13, and 15 to 20</font></font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Third party customer asset rate</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Third
  party customer asset rate is calculated as annualised interest payable or
  receivable on third-party loans to customers as a percentage of third-party
  loans to customers, including those reported as assets held for sale. This
  excludes intragroup items, loans to banks and liquid asset portfolios, which
  are included for the calculation of net interest margin.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">16 to 20</font></p></td></tr><tr style="height:35.8pt;"><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:35.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Third party customer funding rate</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:35.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Third
  party customer funding rate is calculated as annualised interest payable or receivable
  on third-party customer deposits as a percentage of third-party customer
  deposits, including interest bearing and non-interest bearing customer
  deposits. Intragroup items, bank deposits, debt securities in issue and
  subordinated liabilities are excluded for customer funding rate calculation. </font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:35.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">16 to 20</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Assets under management and administration (AUMA) </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">AUMA
  comprises both assets under management (AUMs) and assets under administration
  (AUAs) serviced through the Private Banking franchise. </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">AUMs
  comprise assets where the investment management is undertaken by Private
  Banking on behalf of Private Banking, Retail Banking and RBSI customers. </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">AUAs
  comprise third party assets held on an execution-only basis in custody by
  Private Banking, Retail Banking and RBSI for their customers accordingly, for
  which the execution services are supported by Private Banking. Private
  Banking receive a fee in respect of providing investment management and
  execution services to Retail Banking and RBSI franchises.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Pages 7 and 11</font></p></td></tr><tr><td style="width:21.9%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Depositary assets</font></p></td><td style="width:58.32%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Assets
  held by RBSI as an independent trustee and in a depositary service capacity. </font></p></td><td style="width:19.78%;border:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Page 13</font></p></td></tr></table>
<p style="margin-right:-.3pt;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:112%"><font style="font-size:10.0pt;line-height:112%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:10.0pt;line-height:112%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif"><font style="text-decoration:none;">&#160;</font></font></b></p>
</div>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
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<div ><b><font style='font-size:10.0pt;line-height:115%; font-family:"Arial",sans-serif;color:#0A2F64'><br clear="all" style="page-break-before: always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="font-size:10.0pt;line-height:130%;color:#0A2F64;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4</p>
</div>
<font style='font-size:9.0pt;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
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<div >
<p style="margin-right:5.95pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%;page-break-before:always"><b><font style="font-size:9.0pt;line-height:112%;color:#42145F;">NatWest Group plc</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;color:#42145F;">Q3 2021 Interim
Management Statement </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#5E10B1;">Alison Rose, Chief Executive Officer, commented: </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#8220;Throughout
Q3 2021, NatWest continued to deliver a strong operating performance; growing
in key areas and accelerating our digital transformation to improve customer
experience and make our business more efficient. Our robust capital position
means that we have been able to buy back &#163;402 million of our shares to date<sup>(1)</sup>whilst also investing for growth as we support our customers and drive
sustainable returns to our shareholders. </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;line-height:5.0pt"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">Although
we are seeing challenges in the economy and for our customers &#8211; especially
around supply chains and the cost of living &#8211; a number of key indicators remain
positive; growth is good, unemployment is low and there are limited signs of
default across our book. We have a vital role to play in helping the 19 million
people, families and businesses we serve in communities throughout the UK to
thrive. Because when they thrive, so do we.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;line-height:5.0pt"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">NatWest
Group has made addressing the climate challenge and supporting our customers
through the transition a key strategic priority. We recently announced a new
target to deliver an additional &#163;100 billion of Climate and Sustainable Funding
and Financing between 1 July 2021 and the end of 2025, having exceeded our
initial two-year target of &#163;20 billion in less than 18 months.&#8221;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#5E10B1;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#5E10B1;">Financial performance in a challenging environment </font></b></p>
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NWM income,  excluding asset disposals/strategic risk reduction and OCA, decreased by &#163;175  million, or 62.5%, compared with Q3 2020 reflecting continued weakness in  Fixed Income which was impacted by subdued levels of customer activity and  ongoing reshaping of the business.</a></p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">Net interest margin of 1.44%  decreased by 7 basis points compared with Q2 2021. Bank net interest margin (NIM)  excluding Liquid Asset Buffer (LAB) decreased by 6 basis points to 2.34%  compared with Q2 2021 principally reflecting the Q2 2021 tax variable lease  repricing in Commercial Banking. Bank NIM of 1.54% decreased by 7 basis  points. </p></td></tr><tr style="height:19.9pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:19.9pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:19.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">Operating expenses of &#163;1,942  million increased by &#163;128 million, or 7.1%, compared with Q3 2020. Other  expenses, excluding operating lease depreciation (OLD) and Ulster Bank RoI  direct costs, were &#163;198 million, or 4.3% lower for the year to date. </p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">A net impairment release of &#163;242  million in Q3 2021 mainly reflects releases in non-default portfolios,  principally in Commercial Banking.</p></td></tr><tr style="height:23.95pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:23.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#42145F;">&#160;</font></b></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#5E10B1;">Robust balance sheet with strong capital and liquidity levels</font></b></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font lang="EN-US" style="line-height:112%;">&#160;</font></p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">CET1 ratio of 18.7% was 50 basis  points higher than Q2 2021 largely reflecting the attributable profit and  reduction in RWAs partially offset by the foreseeable dividend accrual.</p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">The liquidity coverage ratio  (LCR) of 166%, representing &#163;78.6 billion headroom above 100% minimum  requirement, increased by 2 percentage points compared with Q2 2021,  reflecting continued growth in customer deposits.</p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">Net lending decreased by &#163;1.7  billion to &#163;361.0 billion during Q3 2021. 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<p style="margin-right:4.8pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;color:#1F497D;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:11.35pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:11.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#5E10B1;">Outlook<sup style="vertical-align:bottom;vertical-align:baseline;position:relative;bottom:.8ex;font-size:smaller;">(2)</sup></font></b></p></td></tr><tr style="height:11.35pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:11.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">We retain the outlook guidance provided in the 2021
  Interim Results filed on Form 6-K on 30 July 2021, except:</p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#5E10B1;">&#160;</font></b></p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">We no longer expect to achieve the  majority of the remaining RWA reduction towards the medium term target in NWM  of &#163;20 billion this year; and </font></p></td></tr><tr style="height:10.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;">We  now expect Group RWAs to be below our previously guided range of &#163;185-195  billion on 1 January 2022. </font></p></td></tr></table>
<p style="margin-right:4.8pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;color:#1F497D;">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:7.0pt;line-height:112%;">At 27 October 2021.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(2)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:7.0pt;line-height:112%;">The guidance, targets, expectations and trends discussed in
  this section represent NatWest Group plc management&#8217;s current expectations
  and are subject to change, including as a result of the factors described in
  the NatWest Group plc Risk Factors section on pages 347 to 366 of the 2020
  Annual Report on Form 20-F, pages 116 and 117 of the NatWest Group plc 2021
  Interim Results filed on Form 6-K on 30 July 2021. These statements
  constitute forward-looking statements. Refer to Forward-looking statements in
  this announcement.</font></p></td></tr></table>
<p style="margin-right:4.8pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;color:#1F497D;">&#160;</font></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><a name="RBSGCA_Outlook"><b><font style="line-height:130%;color:#42145F;">&#160;</font></b></a></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#42145F;">Our Purpose in action</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="line-height:111%;">We
champion potential, helping people, families and businesses to thrive. If they
succeed, so will we. By being relevant to our customers and communities and by
supporting our colleagues, we will deliver long-term value and drive
sustainable returns to our shareholders. Some key achievements for the nine
months ended 30 September 2021<font style="color:black;"> are</font>:</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="line-height:111%;color:#5E10B1;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="line-height:111%;color:#5E10B1;">People and families</font></p>
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  competition for primary school pupils across the UK as part of&#160;our principal
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  British Gas, Worcester Bosch, and Shelter to improve UK buildings energy
  efficiency. The Coalition aims to address the key blockers to meeting net
  zero in the UK buildings environment.</font></p></td></tr><tr style="height:12.0pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:12.0pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="font-size:9.0pt;line-height:111%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:12.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="line-height:111%;color:black;">Issued a &#8364;1 billion affordable housing social bond, the first of
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  UK housing associations as part of our commitment to provide &#163;3 billion of
  funding to the UK&#8217;s affordable housing sector by the end of 2022.</font></p></td></tr><tr style="height:12.0pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:12.0pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="font-size:9.0pt;line-height:111%;">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:12.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="line-height:111%;color:black;">Coutts became the first major UK Private Bank and Wealth Manager
  to be certified as a B Corp, demonstrating its commitment to meeting the
  highest standards of verifiable social and environmental performance, public
  transparency and legal accountability.&#160; </font></p></td></tr><tr style="height:12.0pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:12.0pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="font-size:9.0pt;line-height:111%;">&#160;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:12.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:111%"><font style="line-height:111%;color:black;">&#160;</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:8.0pt;line-height:112%;color:#5E10B1;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">For further detail refer to the Climate, Purpose and ESG
measures supplement Q3 2021<sup>(2)</sup>.</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">&#160;</p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:7.0pt;line-height:112%;">The guidance, targets, expectations and trends discussed in
  this section represent NatWest Group plc management&#8217;s current expectations
  and are subject to change, including as a result of the factors described in
  the NatWest Group plc Risk Factors section on pages 347 to 366 of the 2020
  Annual Report on Form 20-F and pages 116 and 117 of the NatWest Group plc
  2021 Interim Results filed on Form 6-K on 30 July 2021. ,These statements
  constitute forward-looking statements. Refer to Forward-looking statements in
  this announcement.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(2)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:7.0pt;line-height:112%;">Any information contained in reports referenced in the Q3
  Results on Form 6-K is for information only and will not be deemed to be
  incorporated by reference herein. </font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;color:black;">&#160;</font></p>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:black'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;color:black;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;margin-top:1.2pt"><font style="font-size:7.0pt;line-height:112%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6</p>
</div>
<font style='font-size:9.0pt;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
</font>
<div >
<h1 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:bold;page-break-before:always"><a name="Analysis_of_results"><font style="line-height:115%;color:#42145F;">Business performance summary</font></a></h1>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:23.4%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:31.44%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td colspan="2" style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;8,093m</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;8,261m</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;2,774m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,660m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,423m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(&#163;5,463m)</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(&#163;5,564m)</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(&#163;1,942m)</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(&#163;1,706m)</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(&#163;1,814m)</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Profit before impairment releases/(losses)</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;2,630m</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,697m</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;832m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;954m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;609m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) before tax</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;3,579m</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(&#163;415m)</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;1,074m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;1,559m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;355m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Profit/(loss) 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;674m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;1,222m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;61m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:bold;font-style:normal"><font style="font-size:8.0pt;">Excluding notable items within total income&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income excluding notable items&#160;</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;7,910m</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;8,564m</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;2,621m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,621m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,720m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(&#163;5,463m)</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(&#163;5,564m)</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(&#163;1,942m)</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, 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style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">excluding notable items</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;2,447m</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;3,000m</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;679m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;915m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;906m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;7,167m</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;2,423m</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,368m</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;2,320m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">&#160;&#160;&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">notable items</font></font><font style="font-family:Arial, Helvetica, 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style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:1.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:1.0pt;white-space:nowrap"></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:1.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:1.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:1.0pt;white-space:nowrap"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:1.0pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Performance key metrics and ratios</font></b></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2,3)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.59%&#160;</font></b></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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style="float:right">1.61%&#160;</font></font></p></td><td style="width:11.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.65%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin excluding liquid asset
  buffer&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.38%&#160;</font></b></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.45%&#160;</font></font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.34%&#160;</font></b></p></td><td style="width:7.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.40%&#160;</font></font></p></td><td style="width:11.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.39%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank average interest earning assets&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2,3)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;493bn</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;449bn</font></p></td><td colspan="2" style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;505bn</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;494bn</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;469bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Bank average interest earning assets excluding</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm 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style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;324bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:44.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Cost:income ratio&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan impairment rate</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(2)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(35bps)</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, 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sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:5.65pt;"><td colspan="4" style="width:68.4%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:12.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:5.65pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Balance sheet</font></b></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total assets</font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;778.3bn</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;775.9bn</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;799.5bn</font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Funded assets&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;674.5bn</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;666.3bn</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;633.0bn</font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font 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style="width:11.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.5pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:8.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Liquidity and funding</font></b></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm 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style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;277bn</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;262bn</font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font 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0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">151%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan:deposit ratio</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(2)</font></font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">76%&#160;</font></b></p></td><td style="width:7.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">78%&#160;</font></font></p></td><td style="width:11.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">84%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total wholesale funding</font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;67bn</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;66bn</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;71bn</font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Short-term wholesale funding</font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;22bn</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;23bn</font></p></td><td style="width:11.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;19bn</font></p></td></tr><tr style="height:5.65pt;"><td colspan="4" style="width:68.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;"></td><td colspan="2" style="width:12.66%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.5pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:8.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Capital and 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align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.5%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total capital ratio</font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">24.6%&#160;</font></b></p></td><td style="width:7.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.9%&#160;</font></font></p></td><td style="width:11.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.5%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Pro forma CET1 ratio, pre dividend accrual&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(6)</font></font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">19.5%&#160;</font></b></p></td><td style="width:7.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19.1%&#160;</font></font></p></td><td style="width:11.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;163.0bn</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;170.3bn</font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">UK leverage ratio</font></font><font style="font-family:Arial, 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style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.4%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tangible net asset value (TNAV) per ordinary share</font></p></td><td colspan="2" style="width:12.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">269p</font></b></p></td><td style="width:7.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">266p</font></p></td><td style="width:11.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">261p</font></p></td></tr><tr style="height:9.75pt;"><td colspan="4" style="width:68.4%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Number of ordinary shares in issue (millions)&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(8)</font></font></p></td><td colspan="2" style="width:12.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11,436&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11,569&#160;</font></font></p></td><td style="width:11.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12,129&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:80%"><font style="font-size:2.0pt;line-height:80%;color:black;">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><a name="_Hlk86257907"><font style="font-size:7.0pt;line-height:100%;">(1)</font></a></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;color:black;">Refer to page 8 for details of notable items
  within total income.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(2)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;font-family:Arial, Helvetica, sans-serif;color:black">Refer to Non-IFRS
  financial measures Appendix for details of basis of preparation and
  reconciliation of non-IFRS financial measures and performance metrics.</font></p></td></tr><tr style="height:4.0pt;"><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(3)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;font-family:Arial, Helvetica, sans-serif;color:black">NatWest Group
  excluding NWM.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(4)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;color:black;">NSFR reported in line with CRR2 regulations finalised
  in June 2019.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(5)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;color:black;">Based on CRR end-point including the IFRS 9
  transitional adjustment of &#163;1.0 billion (30 June 2021 - &#163;1.2 billion; 31
  December 2020 - &#163;1.7 billion). Excluding this adjustment, the CET1 ratio
  would be 18.1% (30 June 2021 - 17.5%; 31 December 2020 - 17.5%).</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(6)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%;text-autospace:none"><font style="font-size:7.0pt;line-height:100%;">The pro forma CET1 ratio at 30
  September 2021 excludes foreseeable items of &#163;1.2 billion, &#163;402 million for
  ordinary dividends and &#163;816 million foreseeable charges and pension
  contributions (30 June 2021 excludes foreseeable items of &#163;1.4 billion, &#163;500
  million for ordinary dividends and &#163;924 million foreseeable charges and
  pension contributions; 31 December 2020 excludes foreseeable charges of &#163;364
  million for ordinary dividend (3p per share) and &#163;266 million pension
  contribution).</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(7)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;color:black;">Based on UK end-point including the IFRS 9
  transitional adjustment of &#163;1.0 billion (30 June 2021 - &#163;1.2 billion; 31
  December 2020 - &#163;1.7 billion). Excluding this adjustment the UK leverage
  ratio would be 5.8% (30 June 2021 - 6.0%; 31 December 2020 - 6.1%).</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(8)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;color:black;">In March 2021, there was an agreement with HM
  Treasury to buy 591 million ordinary shares in the Company from UK Government
  Investments Ltd (UKGI). NatWest Group cancelled 391 million of the purchased
  ordinary shares and held the remaining 200 million in own shares held. The
  number of ordinary shares in issue excludes own shares held which comprises
  the remainder of the shares purchased and shares held by the NatWest Group
  2001 Employee Share Trust.</font></p></td></tr></table>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;color:#42145F;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">Summary consolidated
income statement for the period ended 30 September 2021</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="color:#003366;">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:23.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.12%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:10.96%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></b></p></td><td style="width:11.12%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Net interest income</font></b></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,870&#160;</font></b></p></td><td style="width:11.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,778&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,954&#160;</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,985&#160;</font></font></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,926&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19&#160;</font></font></p></td><td style="width:.74%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other non-interest income</font></p></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,221&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,464&#160;</font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">818&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">677&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">531&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Non-interest income</font></b></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,223&#160;</font></b></p></td><td style="width:11.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,483&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">820&#160;</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">675&#160;</font></font></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">497&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:12.44%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,093&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8,261&#160;</font></font></p></td><td style="width:.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,774&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,660&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,423&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Litigation and conduct costs</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(276)</font></b></p></td><td style="width:11.12%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">81&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(294)</font></b></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34&#160;</font></font></p></td><td style="width:10.96%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Strategic costs</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(409)</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(687)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(77)</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(172)&#160;</font></font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(223)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other expenses</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4,778)</font></b></p></td><td style="width:11.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4,958)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,571)</font></b></p></td><td style="width:10.22%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,568)&#160;</font></font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,583)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:12.44%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5,463)</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5,564)&#160;</font></font></font></p></td><td style="width:.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,942)</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,706)&#160;</font></font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,814)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Profit before impairment releases/(losses)</font></b></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,630&#160;</font></b></p></td><td style="width:11.12%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,697&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">832&#160;</font></b></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">954&#160;</font></font></p></td><td style="width:10.96%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">609&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">949&#160;</font></b></p></td><td style="width:11.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3,112)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">242&#160;</font></b></p></td><td style="width:10.22%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">605&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(254)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss) before tax</font></b></p></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,579&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(415)&#160;</font></font></font></p></td><td style="width:.74%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,074&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,559&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">355&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tax (charge)/credit</font></p></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(765)</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(330)</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(202)&#160;</font></font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(207)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Profit/(loss) for the period</font></b></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,814&#160;</font></b></p></td><td style="width:11.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(414)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">744&#160;</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,357&#160;</font></font></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">148&#160;</font></font></p></td></tr><tr style="height:3.0pt;"><td style="width:42.08%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.12%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.74%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Attributable to:</font></b></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary shareholders</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,516&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(644)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">674&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,222&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">61&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference shareholders</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Paid-in equity holders</font></p></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">241&#160;</font></b></p></td><td style="width:11.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">272&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">63&#160;</font></b></p></td><td style="width:10.22%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">80&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Non-controlling interests</font></p></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43&#160;</font></b></p></td><td style="width:11.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(63)&#160;</font></font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.44%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:10.22%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">40&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="color:#003366;">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:42.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Notable items within total income&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.36%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments (OCA)</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">FX recycling (loss)/gain in Central items &amp; other&#160;</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(39)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">64&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Liquidity Asset Bond sale gain</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">70&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">111&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">45&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">20&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">IFRS volatility in Central items &amp; other&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">44&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">49&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loss on redemption of own debt</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(138)</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(324)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(20)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(324)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Retail Banking debt sale gain</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Commercial Banking fair value and disposal (loss)/gain</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(18)</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(10)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Commercial Banking tax variable lease repricing</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">NatWest Markets asset disposals/strategic risk&#160;</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm 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style="float:right"><font style="float:right">(303)&#160;</font></font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"></td><td style="width:12.36%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">153&#160;</font></b></p></td><td style="width:10.26%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39&#160;</font></font></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(297)&#160;</font></font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">Refer to page 1 of the Non-IFRS financial measures Appendix</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(2)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal"><font style="font-size:7.0pt;">IFRS volatility relates to derivatives&#160;used for
  risk management&#160;not in IFRS hedge accounting relationships and IFRS
  hedge ineffectiveness.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(3)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal"><font style="font-size:7.0pt;">Asset disposals/strategic risk reduction relates to
  the cost of exiting positions, which includes changes in carrying value to
  align to the expected exit valuation, and the impact of risk reduction
  transactions entered into, in respect of the strategic announcement on 14
  February 2020.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%;text-autospace:none"><font style="font-size:9.0pt;line-height:105%;color:#5E10B1;">Non-IFRS financial
measures</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%;text-autospace:none"><font style="font-size:9.0pt;line-height:105%;color:black;">This document contains a
number of non-IFRS financial measures and performance metrics not defined under
IFRS. For details of the basis of preparation and reconciliations, where
applicable, refer to the Appendix.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%">&#160;</p>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:107%;page-break-after:avoid"><b><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Business performance summary</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:107%"><b><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Chief Financial Officer review</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">We have delivered a strong
  operating performance in the third quarter. We have grown lending across our
  retail and commercial franchises and have continued to deliver against our
  CSFF commitments. Good progress has been made against our cost reduction
  commitments and we continue to work towards optimising our capital base.
  During the quarter default levels remained low across our portfolio and we have
  reported another impairment release as a result.</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:3.0pt;line-height:115%;">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Financial
  performance</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">Total income increased by
  14.5% to &#163;2,774 million compared with Q3 2020. Excluding notable items,
  income was &#163;99 million, or 3.6%, lower than Q3 2020 principally in NWM, reflecting
  continued weakness in Fixed Income which was impacted by subdued levels of
  customer activity and ongoing reshaping of the business. The Currencies and
  Capital Markets businesses performed in line with expectations. Across the UK
  and RBSI retail and commercial businesses income increased by 4.4% reflecting
  strong balance sheet growth, principally in our mortgage book. Excluding
  notable items income was in line with the second quarter. Net interest margin
  of 1.44% was 7 basis points lower than Q2 2021. Bank NIM, excluding the LAB,
  of 2.34% was 6 basis points lower than Q2 2021 reflecting the one-off tax
  variable lease repricing adjustment in Q2 2021 and a &#163;14 million AT1
  reclassification in Q3 2021. Bank NIM of 1.54% was 7 basis points lower
  reflecting the one-off items and increased levels of liquidity. </font></p></td></tr><tr style="height:4.0pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:5.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="line-height:107%;">Total
  operating expenses of &#163;5,463 decreased by &#163;101 million, or 1.8%, for the year
  to date. Excluding strategic, litigation and conduct costs, OLD and Ulster
  Bank RoI direct costs, we have delivered a cost reduction of &#163;198 million, or
  4.3%, for the year to date. This has been achieved by transformation across
  our Customer Journeys and NWM business, in line with the strategic
  announcement made in February 2020, and we remain committed to our 4% full
  year cost reduction target. Strategic costs of &#163;77 million in the quarter
  included &#163;50 million in NWM, &#163;18 million of technology spend and &#163;13 million
  of redundancy charges. Litigation and conduct costs were &#163;294 million which
  included provisions for an anticipated fine in respect of NWB Plc&#8217;s breaches
  of the UK Money Laundering Regulations 2007 and other matters.</font></p></td></tr><tr style="height:4.8pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:4.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:5.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%">A net impairment release of &#163;242
  million reflects the continued low levels of realised losses we have seen to
  date. Total impairment provisions reduced by &#163;0.5 billion to &#163;4.4 billion in
  the quarter and as a result ECL coverage ratio decreased from 1.31% to 1.19%.
  Whilst we are comfortable with the strong credit performance of our book, we
  continue to hold economic uncertainty post model adjustments (PMA) of &#163;0.7
  billion, or 16.4% of total impairment provisions. We will continue to assess
  this position as we see the impact within the economy of the UK Government
  support measures winding down and we emerge from the pandemic.</p></td></tr><tr style="height:4.0pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:5.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td></tr><tr style="height:29.8pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:29.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">As a result, we are pleased
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  customers whilst taking a measured approach to risk. Total Group net lending
  reduced by &#163;1.7 billion, which included a &#163;3.5 billion reduction in Ulster
  Bank RoI as loans agreed to be sold to Allied Irish Banks p.l.c. as part of our
  phased withdrawal from the Republic of Ireland were reclassified as assets
  held for sale. Across the UK and RBSI retail and commercial businesses, net
  lending excluding UK Government support schemes increased by &#163;2.9 billion in
  the quarter, including &#163;2.5 billion of mortgage growth, and annualised growth
  for the year to date was 3.1%. </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:5.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><a name="_Hlk86158631"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">During
  H1 2021 we exceeded our 2020-21 target of providing an additional &#163;20 billion
  CSFF, bringing our delivery against this target to &#163;21.5 billion. During Q3
  2021 we completed &#163;2.0 billion CSFF which will contribute towards the new
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  by &#163;9.1 billion, or 1.9%, in the quarter as customers continued to build and
  retain liquidity. </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:3.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">TNAV per share increased by
  3 pence in the quarter to 269 pence largely reflecting the attributable
  profit partially offset by the impact of the share buy-back programme.</font></p></td></tr><tr style="height:14.15pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:14.15pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:3.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Capital and
  leverage</font></p></td></tr><tr style="height:31.2pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:31.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">The CET1 ratio remains
  robust at 18.7%, or 18.1% excluding IFRS 9 transitional relief, and increased
  by 50 basis points in the quarter reflecting the attributable profit and
  reduction in RWAs partially offset by a foreseeable dividend accrual, a
  dividend linked pension accrual and reduction in IFRS 9 transitional relief.
  The total capital ratio decreased by 30 basis points in the quarter to 24.6%</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:3.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">RWAs decreased by &#163;3.2
  billion to &#163;159.8 billion during Q3 2021 mainly reflecting business movements
  in Commercial Banking and unwinding of the Q2 2021 increase in NWM following
  regulatory approval to update the VaR model to remove the impact of GBP LIBOR
  cessation.&#160; </font></p></td></tr><tr style="height:14.15pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:14.15pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:3.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Funding and
  liquidity</font></p></td></tr><tr style="height:22.7pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:22.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">The LCR increased by 2
  percentage points to 166%, representing &#163;78.6 billion headroom above 100%
  minimum requirement, primarily reflecting continued growth in customer
  deposits. Total wholesale funding increased by &#163;1 billion in the quarter to
  &#163;66 billion. </font></p></td></tr></table>
<p style="margin-right:6.3pt;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:2.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.8%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.2%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal"><font style="font-size:7.0pt;">The guidance, targets, expectations and trends
  discussed in this section represent NatWest Group plc management&#8217;s current
  expectations and are subject to change, including as a result of the factors
  described in the NatWest Group plc Risk Factors section on pages 347 to 366
  of the 2020 Annual Report on Form 20-F and pages 116 and 117 of the NatWest
  Group plc 2021 Interim Results filed on Form 6-K on 30 July 2021. ,These
  statements constitute forward-looking statements. Refer to Forward-looking
  statements in this announcement.</font></p></td></tr></table>
<font style='font-size:9.0pt;line-height:112%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 9</p>
</div>
<font style='font-size:9.0pt;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
</font>
<div >
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%;page-break-before:always"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Business
performance summary</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Retail Banking </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;border:none;border-bottom:solid white 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(552)</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(600)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(647)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td 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.25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">(543)</font></i></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(545)</font></i></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(560)</font></i></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment (losses)/releases</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(16)</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(70)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">585&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">305&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29.9%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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.25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.09%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.08%&#160;</font></font></p></td><td style="width:11.02%;padding: 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.25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">48.8%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">54.8%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">63.3%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loan impairment rate</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4bps</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(20)bps</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">17bps</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:8.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">180.5&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">178.1&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">172.3&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.3&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">184.1&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">171.8&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAs</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35.6&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.7&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:5.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:5.0pt;line-height:130%;">&#160;</font></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:26.15pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:26.15pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">During Q3 2021, Retail Banking continued to pursue
  sustainable growth with an intelligent approach to risk, delivering an operating
  profit of &#163;563 million. Lending growth was supported by a strong performance
  in mortgages and a return to unsecured lending growth with improved customer
  spending and demand for new lending as the UK economy continued to recover.
  Retail Banking completed &#163;0.5 billion of CSFF in Q3 2021 which will
  contribute towards the new NatWest Group target of &#163;100 billion between 1
  July 2021 and the end of 2025. Retail Banking also made good progress in
  buy-to-let, with application volumes in Q3 2021 more than double Q2 2021
  reflecting the alignment of lending criteria with the rest of the market, the
  introduction of a simplified policy and customer journey improvements.</p></td></tr><tr style="height:4.0pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font lang="EN-US" style="font-size:3.0pt;line-height:115%;">&#160;</font></p></td></tr><tr style="height:7.3pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Total income was &#163;109 million, or 10.7%, higher than Q3
  2020 primarily due to strong mortgage balance growth and improved asset
  margins, partially offset by lower deposit returns and lower unsecured
  balances. <a name="_Hlk85617377">Total income was &#163;37 million, or 3.4%,
  higher than Q2 2021 reflecting balance growth and higher
  transactional-related fee income, partially offset by the non-repeat of Q2
  2021 one-off items totalling &#163;12 million.</a></p></td></tr><tr style="height:7.3pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Net interest margin was 1 basis point higher than Q2 2021
  largely reflecting higher margin unsecured balance growth. Mortgage
  completion margins of 143 basis points were lower than the back book margin
  of 164 basis points, with application margins of 115 basis points in the
  quarter decreasing to 105 basis points in the latter part of Q3 2021,
  reflecting rising swap rates and continued strong competition in the market.</p></td></tr><tr style="height:9.5pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:9.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:9.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Operating expenses of &#163;552 million were &#163;95 million, or
  14.7%, lower than Q3 2020. Other expenses were &#163;17 million, or 3.0%, lower
  than Q3 2020 primarily reflecting a 9.6% reduction in headcount as a result
  of continued digitalisation, automation and improvement of end-to-end
  customer journeys. Customer behaviour continues to shift towards digital with
  89% of retail customer needs met digitally, up from 77% in Q3 2020, and
  mobile payments increased 13% compared with Q3 2020. Additionally, 7.0
  million current account customers are now exclusively using digital channels
  to interact with us, up from 6.7 million in Q3 2020.</p></td></tr><tr style="height:6.9pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:6.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:6.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">A net impairment charge of &#163;16 million in Q3 2021
  primarily reflects Stage 3 defaults, which remain at low levels, partially
  offset by ECL releases resulting from continued stable portfolio performance
  underpinned by government support schemes.</p></td></tr><tr style="height:12.65pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:12.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:12.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Net loans to customers increased by &#163;2.4 billion, or 1.3%,
  compared with Q2 2021 reflecting continued mortgage growth of &#163;2.2 billion,
  with gross new mortgage lending of &#163;8.3 billion representing flow share of
  approximately 11%. Personal advances and cards both increased by &#163;0.1 billion
  as customer demand and spend levels increased.</p></td></tr><tr style="height:23.25pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:23.25pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:23.25pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">Customer deposits increased
  &#163;2.2 billion, or 1.2%, compared with Q2 2021 reflecting slower growth than
  previous periods as customer spending increased following the easing of UK
  Government restrictions.</font></p></td></tr><tr style="height:23.25pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:23.25pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:23.25pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">RWAs increased by &#163;1.0
  billion, or 2.8%, compared with Q2 2021 largely reflecting lending growth
  across all products and predictive loss model recalibrations.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 10</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Business performance
summary</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">Private Banking </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:17.54%;border:none;border-bottom:solid white 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.72%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:6.75pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.0%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">195&#160;</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">183&#160;</font></font></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(116)</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(128)&#160;</font></font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(112)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">o</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:italic"><font style="font-size:8.0pt;">f which: Other expenses</font></font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">(117)</font></i></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(120)</font></i></p></td><td style="width:11.0%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(106)</font></i></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">94&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">82&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">57&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.1%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.9%&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.2%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest margin</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.76%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.75%&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.99%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">59.5%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">69.9%&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">59.9%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.14%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loan impairment rate</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(32)bps</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(60)bps</font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">43bps</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><b><font style="font-size:1.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:17.52%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.72%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.24%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.24%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.0%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:6.75pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.24%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.24%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.24%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:10.24%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.16%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost</font></p></td><td style="width:10.24%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.4&#160;</font></b></p></td><td style="width:10.24%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.0&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17.0&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits</font></p></td><td style="width:10.24%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">35.7&#160;</font></b></p></td><td style="width:10.24%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34.7&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.4&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAs</font></p></td><td style="width:10.24%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:10.24%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.2&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.9&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, 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align="right"><b><font style="font-size:8.0pt;color:black;">30.5&#160;</font></b></p></td><td style="width:10.24%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29.6&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.0&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.16%;background:white;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Assets under administration (AUAs)&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:10.24%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.28%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.2&#160;</font></b></p></td><td style="width:10.24%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.1&#160;</font></font></p></td><td style="width:11.0%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.1&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:48.16%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Total assets under management and administration
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<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:5.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%;text-autospace:none"><font style="font-size:7.0pt;line-height:107%;">The definition of AUMs/AUAs has been
  updated to provide clarity on assets where the investment management is
  undertaken by Private Banking. AUMs now comprise assets where the investment
  management is undertaken by Private Banking irrespective of the franchise the
  customer belongs to. AUAs now comprises third party assets held on an
  execution-only basis in custody. Total AUMA remain as before.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:10.3pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:10.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:black;">Private Banking
  return on equity of 18.1% and operating profit of &#163;94 million in Q3 2021 was
  supported by a strong operating performance and continued balance growth.
  During the first nine months of the year approximately 1,300 new customers
  were onboarded into Private Banking, an increase of around 10% compared to
  the same period last year.</font></p></td></tr><tr style="height:10.3pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:10.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;color:black;">NatWest Group completed the sale of Adam &amp; Company&#8217;s &#163;1.8
  billion investment management business to Canaccord Genuity Wealth Management
  on 1 October 2021 for a total consideration of &#163;54 million, which included
  the Adam &amp; Company brand and the FCA regulated Adam &amp; Company Investment
  Management Ltd legal entity which had net assets of &#163;2 million. The final net
  gain on sale will be recorded as a notable item in the Q4 2021 results.</font></p></td></tr><tr style="height:4.0pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font lang="EN-US" style="font-size:3.0pt;line-height:112%;">&#160;</font></p></td></tr><tr style="height:7.3pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">Total income was &#163;8 million, or
  4.3%, higher than Q3 2020 as strong balance growth was partially offset by
  lower deposit returns. Total income was &#163;12 million, or 6.6%, higher than Q2
  2021 reflecting continued balance growth. Net interest margin was broadly in
  line with Q2 2021.</p></td></tr><tr style="height:7.3pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">Operating expenses of &#163;116
  million were &#163;4 million, or 3.6%, higher than Q3 2020. Other expenses were
  &#163;11 million, or 10.4%, higher than Q3 2020 principally due to investment in
  digital infrastructure and an increase in headcount related to the
  enhancement of AUMA growth propositions. </p></td></tr><tr style="height:10.05pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.05pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.05pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">A net impairment release of &#163;15
  million in Q3 2021 mainly reflects ECL releases in non-default portfolios.</p></td></tr><tr style="height:10.05pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.05pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.05pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;">Net
  loans to customers increased by &#163;0.4 billion, or 2.2%, compared with Q2 2021
  due to continued strong mortgage lending growth, whilst RWAs increased by
  &#163;0.2 billion, or 1.8%.</font></p></td></tr><tr style="height:4.0pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;">AUMAs
  increased by &#163;1.0 billion, or 2.9%, compared with Q2 2021 reflecting positive
  investment performance of &#163;0.3 billion and AUM net new money inflows of &#163;0.7
  billion. AUM net new money inflows of &#163;2.1 billion in the nine months ended
  30 September 2021 included &#163;0.6 billion of digital investing net inflows into
  NatWest Invest, Royal Bank Invest and Coutts Invest, compared to &#163;0.2 billion
  during the same period of 2020.&#160;</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 11</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Business performance
summary</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Commercial Banking</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;border:none;border-bottom:solid white 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">965&#160;</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">982&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,004&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(556)</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(569)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(553)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">of which: Other expenses (excluding OLD)</font></i></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">(484)</font></i></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(470)</font></i></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(490)</font></i></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">216&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">451&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(127)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">625&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">864&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">324&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.7%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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.25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.49%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.60%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.65%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">56.0%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">56.4%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53.4%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loan impairment rate</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(83)bps</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(170)bps</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">45bps</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">&#160;</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">102.7&#160;</font></b></p></td><td style="width:10.26%;border:none;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">103.8&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">108.2&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">178.3&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">176.0&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">167.7&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAs</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66.4&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">69.5&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">75.1&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="font-size:5.0pt;line-height:130%;color:#42145F;">&#160;</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:14.55pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:14.55pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%">Commercial Banking delivered a
  resilient performance in Q3 2021 with an operating profit of &#163;625 million
  including a &#163;216 million impairment release as the UK economy continued to
  recover.&#160; Commercial Banking continues to actively manage its balance sheet to
  enhance returns through a combination of active capital management, pricing
  discipline, targeted sector appetite and growing capital efficient revenue
  streams. These actions have enabled the business to deliver a resilient
  revenue performance whilst materially increasing capital efficiency and
  returns.</p></td></tr><tr style="height:5.65pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;">&#160;</font></p></td></tr><tr style="height:14.55pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:14.55pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">In the nine months ended 30
  September 2021, Commercial Banking completed &#163;3.4 billion of CSFF, including
  &#163;0.9 billion in Q3 2021 which will contribute towards the new NatWest Group
  target of &#163;100 billion between 1 July 2021 and the end of 2025. Commercial
  Banking continues to scale Tyl to business customers providing an opportunity
  to reduce cash usage and customer footfall in branch network. Tyl has
  processed over &#163;1.5 billion transactions since inception in 2019.</p></td></tr><tr style="height:5.65pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font lang="EN-US" style="font-size:4.0pt;line-height:115%;">&#160;</font></p></td></tr><tr style="height:10.0pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:10.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:10.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Total income was &#163;39 million, or 3.9%, lower than Q3 2020
  as lower deposit returns and lower lending volumes were partially offset by a
  recovery in transactional banking volumes. Total income was &#163;17 million, or
  1.7%, lower than Q2 2021 mainly reflecting the non-repeat of a tax variable
  lease repricing gain of &#163;32 million and lower lending volumes, partially
  offset by higher deposit returns and increased transactional banking income.</p></td></tr><tr style="height:10.0pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:10.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:10.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Net interest margin was 11 basis points lower than Q2 2021
  mainly due to the non-repeat of the tax variable lease repricing gain in Q2
  2021. Excluding the impact of the tax variable lease repricing gain, NIM was
  broadly stable compared with Q2 2021.</p></td></tr><tr style="height:5.9pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:5.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:5.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Operating expenses of &#163;556 million were &#163;3 million, or
  0.5%, higher than Q3 2020. Other expenses were &#163;6 million, or 1.2%, lower
  than Q3 2020 primarily reflecting an 8.3% reduction in headcount and lower
  non-staff costs, including additional VAT recoveries, partially offset by
  higher back office operational costs.</p></td></tr><tr style="height:5.9pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:5.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:5.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">A net impairment release of &#163;216 million in Q3 2021
  primarily reflects ECL releases related to the reduced economic uncertainty
  with Stage 3 defaults remaining at low levels. </p></td></tr><tr style="height:3.35pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:3.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:3.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Net loans to customers decreased by &#163;1.1 billion, or 1.1%,
  compared with Q2 2021 primarily reflecting UK Government financial support
  scheme repayments of &#163;0.7 billion and targeted sector reductions mainly
  across Real Estate and Retail, partially offset by growth in Specialised
  Business of &#163;0.3 billion as customer utilisation levels increased. RCF
  utilisation was approximately 19% of committed facilities, broadly stable
  versus Q2 2021 and significantly below the COVID-19 peak of approximately
  40%.</p></td></tr><tr style="height:9.7pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:9.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:9.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Customer deposits increased by &#163;2.3 billion, or 1.3%,
  compared with Q2 2021 as customers continued to build and retain liquidity.</p></td></tr><tr style="height:22.85pt;"><td style="width:2.74%;padding:0cm 0cm 0cm 0cm;height:22.85pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.26%;padding:0cm 0cm 0cm 0cm;height:22.85pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">RWAs decreased by &#163;3.1
  billion, or 4.5%, compared with Q2 2021 reflecting business movements
  including targeted sector reductions across Real Estate and Retail as well as
  active capital management of &#163;0.7 billion.</font></p></td></tr></table>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 12</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;color:#42145F;">Business performance
summary</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">International
Banking &amp; Markets</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">RBS
International</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><b><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;border:none;border-bottom:solid white 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">136&#160;</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">133&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">112&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(60)</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(55)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(53)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;&#160;&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:italic"><font style="font-size:8.0pt;">of which: Other expenses</font></font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">(56)</font></i></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(52)</font></i></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(50)</font></i></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">87&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">105&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">25&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.6%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.5%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.4%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest margin</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.99%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.02%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.07%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">44.1%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41.4%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47.3%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loan impairment rate</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(28)bps</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(71)bps</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">105bps</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">&#160;</font></b></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.9&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">33.9&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31.3&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAs</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.1&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.6&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 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<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="font-size:5.0pt;line-height:130%;color:#42145F;">&#160;</font></b></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">Assets
  held by RBSI as an independent trustee and in a depositary service capacity. </font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="font-size:5.0pt;line-height:130%;color:#42145F;">&#160;</font></b></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:11.3pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:11.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">During Q3 2021 RBS International (RBSI) delivered &#163;87
  million of operating profit, supported by net lending growth and an
  impairment release. RBSI also supported local social enterprises to thrive
  through mentoring programmes and delivered digital enhancements to eQ, our
  payment processing platform, making batch payments easier for our customers.
  In the nine months ended 30 September 2021, RBSI completed &#163;0.6 billion of
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  2020 primarily due to higher average customer volumes and higher non
  utilisation and depositary fees. Net interest margin was 3 basis points lower
  than Q2 2021 primarily due to lower returns from higher surplus deposits. </p></td></tr><tr style="height:8.7pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:8.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:8.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Operating expenses of &#163;60 million were &#163;7 million, or
  13.2%, higher than Q3 2020. Other expenses were &#163;6 million, or 12.0%, higher
  than Q3 2020 primarily reflecting higher investment spend.</p></td></tr><tr style="height:8.2pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:8.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:8.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">A net impairment release of &#163;11 million in Q3 2021
  primarily reflects releases across Stage 1 and Stage 2 portfolios.</p></td></tr><tr style="height:8.2pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:8.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:8.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Net loans to customers increased by &#163;0.5 billion, or 3.3%,
  reflecting new business growth and higher utilisation levels in the Institutional
  Banking sector.</p></td></tr><tr style="height:8.2pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:8.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:8.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Customer deposits increased by &#163;3.0 billion, or 8.8%,
  compared with Q2 2021 due to higher short-term placements in the
  Institutional Banking sector.</p></td></tr><tr style="height:12.6pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:12.6pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:12.6pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Depositary assets were &#163;3.4 billion, or 0.7% higher than
  Q2 2021 and &#163;60.9 billion, or 15.1%, higher than Q3 2020 reflecting new
  client business, new fund launches and strong fund performance from existing
  clients.</p></td></tr><tr style="height:10.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:10.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:10.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><a name="_Hlk85720308"><font style="line-height:115%;">RWAs
  increased by &#163;0.5 billion, or 6.6%, compared with Q2 2021 principally due to
  higher lending volumes</font></a><font style="line-height:115%;"> and higher
  deposit balances placed with third party banks.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">&#160;</font></b></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 13</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;color:#42145F;">Business performance
summary</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">International
Banking &amp; Markets</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><b><font style="line-height:112%;color:#42145F;">NatWest Markets</font></b><sup><font style="line-height:112%;color:#42145F;">(1)</font></sup></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:42.7%;border:none;border-bottom:solid white 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.04%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:6.75pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:9.52%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:8.25pt;"><td colspan="3" style="width:44.2%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Income excluding revenue share, asset disposals and OCA</font></p></td><td style="width:22.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">160&#160;</font></b></p></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">193&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">325&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td colspan="3" style="width:44.2%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Revenue share paid to other NatWest Group segments</font></p></td><td style="width:22.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(55)</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(50)&#160;</font></font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(45)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td colspan="2" style="width:33.92%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Income excluding asset disposals and OCA</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">105&#160;</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">143&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">280&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td colspan="2" style="width:33.92%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Asset disposals/strategic risk reduction&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(12)</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(36)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(12)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments (OCA)</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;</font></b></p></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">106&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">234&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(258)</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(285)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(302)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;&#160;&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:italic"><font style="font-size:8.0pt;">of which: Other expenses</font></font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">(206)</font></i></b></p></td><td style="width:9.52%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(216)</font></i></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(225)</font></i></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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.25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(160)</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(169)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(66)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(12.1%)</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(12.1%)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4.7%)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:23.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:22.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">271.6%&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">268.9%&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">129.1%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:130%"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:23.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:42.7%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:23.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:9.52%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:6.75pt;"><td style="width:23.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:9.52%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:23.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:22.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:23.66%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Funded assets</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:22.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">108.0&#160;</font></b></p></td><td style="width:9.52%;border:none;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">111.8&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">105.9&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:23.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAs</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:22.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.4&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.9&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.9&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:130%"><font style="font-size:7.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:black">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(1)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">The NatWest Markets operating segment is not the same
  as the NatWest Markets Plc legal entity (NWM Plc) or group (NWM or NWM Group)
  as the NatWest Markets segment excludes the Central items &amp; other
  segment.</font></p></td></tr><tr><td style="width:3.86%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:100%"><font style="font-size:7.0pt;line-height:100%;">(2)</font></p></td><td style="width:96.14%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%"><font style="font-size:7.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">Asset disposals/strategic
  risk reduction relates to the cost of exiting positions, which includes
  changes in carrying value to align to the expected exit valuation, and the
  impact of risk reduction transactions entered into, in respect of the
  strategic announcement on 14 February 2020.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%"><font style="font-size:5.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:47.8pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:47.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:2.0pt"><font style="line-height:115%;">NatWest
  Markets has supported customers in navigating challenging market conditions
  and continued to deliver an integrated customer proposition across NatWest
  Group. NatWest Markets has maintained a focus on product innovation,
  investing in its people, and on growing its expertise in areas that matter
  most to customers. </font></p></td></tr><tr style="height:35.35pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:35.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:2.0pt"><font style="line-height:115%;">In
  the nine months ended 30 September 2021, NatWest Markets completed &#163;6.9
  billion of CSFF, including &#163;0.5 billion in Q3 2021 which will contribute
  towards the new NatWest Group target of &#163;100 billion between 1 July 2021 and
  the end of 2025.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Total income of &#163;95 million was &#163;139 million, or 59.4%,
  lower compared with Q3 2020. Income excluding asset disposals/strategic risk
  reduction and OCA decreased by &#163;175 million, or 62.5%, compared with Q3 2020
  reflecting continued weakness in Fixed Income which was impacted by subdued
  levels of customer activity and ongoing reshaping of the business, resulting
  in an operating loss of &#163;160 million in Q3 2021. The Currencies and Capital
  Markets businesses performed in line with expectations.</p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Operating expenses of &#163;258 million were &#163;44 million, or
  14.6%, lower compared with Q3 2020. Other expenses decreased &#163;19 million, or
  8.4%, compared with Q3 2020, reflecting continued reductions in line with the
  strategic announcement in February 2020.</p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:106%">RWAs decreased by &#163;1.5 billion,
  or 5.6%, compared to Q2 2021 as the impact related to LIBOR cessation largely
  unwound, with &#163;2.4 billion unwinding in Q3 2021 and &#163;0.1 billion to unwind in
  October, partially offset by higher credit risk driven by activity in the
  capital markets business.</p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 14</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><a name="_Hlk86335128"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Business performance summary</font></b></a></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">Ulster Bank RoI</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;border:none;border-bottom:solid white 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">145&#160;</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">119&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">130&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(123)</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(136)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(127)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;&#160;&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:italic"><font style="font-size:8.0pt;">of which: Other expenses</font></font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">(114)</font></i></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(130)</font></i></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">(120)</font></i></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss)</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">38&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.6%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4.3%)&#160;</font></font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.0%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest margin</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.38%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.45%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.46%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">84.8%&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">114.3%&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">97.7%&#160;</font></font></p></td></tr><tr style="height:8.25pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loan impairment rate</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(47)bps</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">2bps</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">17bps</font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:5.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:27.82%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:37.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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style="font-size:8.0pt;color:black;">Customer deposits</font></p></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.5&#160;</font></b></p></td><td style="width:10.26%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.5&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19.6&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAs</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p 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<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.95pt;"><td colspan="2" style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:9.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><a name="_Hlk54277343"><font style="line-height:115%;">Ulster Bank RoI continues its phased withdrawal from
  the Republic of Ireland and delivered an operating profit of &#163;38 million (&#8364;46
  million) for Q3 2021. Since the end of July, apart from UBIDAC&#8217;s asset
  finance business, commercial banking has been closed to new customers,
  remaining open for existing customers only. From the end of October, Ulster
  Bank RoI will stop accepting applications from new personal customers but
  will continue to consider applications on a reduced number of products from
  existing personal customers. Progress has continued with Allied Irish Banks
  p.l.c. and Permanent TSB Group Holdings p.l.c. for the sale of performing loan
  portfolios and associated undrawn exposures, UBIDAC&#8217;s asset finance business
  and 25 branch locations, the details of which were outlined in the interim
  results. Discussions are ongoing with other counterparties about their
  potential interest in other parts of the bank.</font></a></p></td></tr><tr style="height:4.0pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:5.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font lang="EN-US" style="font-size:5.0pt;line-height:115%;">&#160;</font></p></td></tr><tr style="height:9.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:9.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:9.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Total income increased by &#163;15 million (&#8364;26 million), or 11.5%
  (17.9% in euro terms), compared with Q3 2020 primarily due to gains arising
  from the restructuring of the duration of swaps hedging deposits and other
  balances under the withdrawal plan, partially offset by lower lending levels
  and fee income as a result of the decision to withdraw from the RoI market.&#160; </p></td></tr><tr style="height:9.95pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:9.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:9.95pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Net interest margin was 7 basis points (3 basis points in
  euro terms) lower than Q2 2021 reflecting continuation of reducing lending
  volumes against a stable deposit base, resulting in higher liquid assets in a
  negative interest rate environment.</p></td></tr><tr style="height:13.35pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:13.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:13.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Operating expenses of &#163;123 million were &#163;4 million, or
  3.1%, lower compared with Q3 2020. Other expenses were &#163;6 million, or 5.0%,
  lower than Q3 2020. In euro terms, other expenses were &#8364;5 million, or 3.9%,
  higher than Q3 2020 as higher VAT charges and regulatory levies have been
  partially offset by a 10.7% reduction in headcount, lower back office
  operational costs and the reclassification of withdrawal-related programme
  costs to strategic costs.&#160; </p></td></tr><tr style="height:13.2pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:13.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:13.2pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">A net impairment release of &#163;16 million (&#8364;19 million) in
  Q3 2021 reflects improvements in the mortgage and commercial portfolios.</p></td></tr><tr style="height:12.7pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:12.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:12.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">Net loans to customers
  decreased by &#163;3.5 billion (&#8364;4.1 billion), or 21.0% (21.1% in euro terms),
  compared with Q2 2021 reflecting the reclassification of &#163;3.2 billion (&#8364;3.7
  billion) of loans agreed to be sold to Allied Irish Banks, p.l.c. as assets
  held for sale and repayments continuing to exceed gross new lending, which
  was &#163;0.3 billion (&#8364;0.4 billion) in Q3 2021.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Central items &amp;
other</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:8.25pt;"><td style="width:66.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.58%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td><td colspan="2" style="border:none;padding:0cm 0cm 0cm 0cm;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">&#160;</p></td></tr><tr style="height:8.25pt;"><td style="width:66.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.38%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.16%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.2%;padding:0cm 0cm 0cm 0cm;height:8.25pt;"></td><td style="width:.06%;padding:0cm 0cm 0cm 0cm;height:8.25pt;"></td></tr><tr style="height:8.25pt;"><td style="width:66.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.38%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.16%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;padding: 0in 0in 0in 0in;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.2%;padding:0cm 0cm 0cm 0cm;height:8.25pt;"></td><td style="width:.06%;padding:0cm 0cm 0cm 0cm;height:8.25pt;"></td></tr><tr style="height:8.25pt;"><td style="width:66.18%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.38%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.16%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;padding:0cm .25pt 0cm .25pt;height:8.25pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:.2%;padding:0cm 0cm 0cm 0cm;height:8.25pt;"></td><td style="width:.06%;padding:0cm 0cm 0cm 0cm;height:8.25pt;"></td></tr><tr style="height:8.25pt;"><td style="width:66.18%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;padding:0cm .25pt 0cm 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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#0A2F64">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:25.85pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:25.85pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><a name="_Hlk70325794"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></a></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:25.85pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">A &#163;173 million operating
  loss within central items not allocated mainly reflects various litigation
  and conduct items, partially offset by a &#163;79 million share of gains under
  equity accounting for Business Growth Fund and other treasury income.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#0A2F64">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;color:#0A2F64;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#0A2F64">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 15</p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;page-break-before:always"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">Segment performance </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="8" style="width:59.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">Nine months ended 30 September 2021</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:14.82%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Retail</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Private</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Commercial</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">RBS</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Ulster&#160;</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Central items</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Total NatWest</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">International</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Markets</font></b></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Bank RoI</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Income statement</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest income</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,017&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">354&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,937&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">277&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">275&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,870&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other non-interest income</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">264&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">209&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">951&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">115&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">391&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">113&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">178&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,221&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,281&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,888&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">392&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">390&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">388&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">191&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,093&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Direct expenses</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- staff costs</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(342)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(102)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(421)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(80)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(274)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(140)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,146)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,505)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- other costs</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(161)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(30)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(196)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(36)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(93)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(97)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,660)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,273)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Indirect expenses</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,142)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(227)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(956)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(44)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(295)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(122)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,786&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Strategic costs</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- direct</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(21)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(7)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(43)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(7)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(141)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(10)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(180)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(409)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- indirect</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(49)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(7)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(30)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(15)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">107&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Litigation and conduct costs</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(24)</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(62)</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(12)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(184)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(276)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,739)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(365)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,708)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(172)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(818)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(384)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(277)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5,463)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss)before impairment releases</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,542&#160;</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">198&#160;</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,180&#160;</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">220&#160;</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(428)</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4&#160;</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(86)</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,630&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">42&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">784&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">40&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">19&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">949&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss)&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,583&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">240&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,964&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">260&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(409)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">31&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(90)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,579&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Additional information</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on tangible equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.7%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, 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style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.9%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.9%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(10.1%)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Cost:income ratio&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">53.0%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">64.8%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">57.6%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43.9%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">209.7%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">99.0%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">67.1%&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total assets (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">207.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">210.1&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">81.3&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">778.3&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Funded assets (&#163;bn)</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">207.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">108.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">79.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">674.5&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">180.5&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.4&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">102.7&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.1&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">13.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">23.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">361.0&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan impairment rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3)bps</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(30)bps</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(100)bps</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(34)bps</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(26)bps</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(35)bps</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1.6)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1.9)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.5)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4.3)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions - stage 3 (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.8)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.8)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.4)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2.2)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.3&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">35.7&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">178.3&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.2&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Risk-weighted assets (RWAs) (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66.4&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.1&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.4&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">159.8&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWA equivalent (RWAe) (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66.5&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26.9&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.1&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">161.7&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Employee numbers (FTEs - thousands)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.8&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">58.9&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer asset rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.68%&#160;&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.36%&#160;&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer funding rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.06%)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.00%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.01%)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.07%&#160;&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.01%&#160;&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Average interest earning assets (&#163;bn)&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">194.2&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26.8&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">168.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32.4&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm 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sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.08%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.77%&#160;</font></b></p></td><td 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style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.44%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.59%&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin excluding liquid asset
  buffer&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.38%&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:2.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">nm =' not' meaningful, na =' not'
applicable.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">Refer to page 20 for the
notes to this table. </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 16</p>
<font style='font-size:9.0pt;font-family:"Arial",sans-serif;color:#003366'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">Segment performance </p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td colspan="8" style="width:59.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:#5E10B1;">Nine months ended 30 September 2020</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:14.82%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Retail</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Private</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Commercial</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">RBS</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">NatWest</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Ulster&#160;</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Central items</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Total NatWest</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">International</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Markets</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Bank RoI</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&amp; other</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Group</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Income statement</font></b></p></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest income</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,919&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">371&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,073&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">286&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(55)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">294&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(110)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,778&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other non-interest income</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">288&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">208&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">934&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">85&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,086&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">85&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(222)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,464&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,207&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">579&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,007&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">371&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,050&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">379&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(332)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8,261&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Direct expenses</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- staff costs</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(399)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(117)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(497)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(92)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(434)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(150)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(934)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2,623)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(212)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(131)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(65)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,702)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2,335)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Indirect expenses</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,178)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(194)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(957)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(42)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(229)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(139)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,739&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Strategic costs</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- direct</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(46)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(187)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(9)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(428)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(687)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- indirect</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(138)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(10)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(111)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(24)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(10)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">296&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Litigation and conduct costs</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">191&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(115)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">81&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,722)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(364)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,774)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(179)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,009)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(372)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(144)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5,564)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) before impairment (losses)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,485&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">215&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,233&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">192&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(476)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,697&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment losses</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(727)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(74)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,917)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(80)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(38)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(251)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(25)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3,112)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss)</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">758&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">141&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(684)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">112&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(244)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(501)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(415)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Additional information</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on tangible equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2.7%)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.2%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9.2%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8.7%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.0%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.8%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(16.6%)&#160;</font></font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Cost:income ratio&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53.7%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">62.9%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">57.4%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">48.2%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">96.1%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">98.2%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">66.9%&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total assets (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">189.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.9&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">186.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">283.2&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47.0&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">791.6&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Funded assets (&#163;bn)</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">189.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.9&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">186.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">121.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">44.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">627.3&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">166.7&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.5&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110.0&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.1&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">353.7&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan impairment rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">57bps</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">59bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">226bps</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">83bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">175bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">115bps</font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1.9)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 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align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(6.1)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions - stage 3 (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.2)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.5)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2.7)&#160;</font></font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">164.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">161.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.7&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19.6&#160;</font></font></p></td><td style="width:7.66%;padding: 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style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">76.5&#160;</font></font></p></td><td style="width:7.18%;padding: 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0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">173.9&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWA equivalent (RWAe) (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 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0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.0&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">176.1&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Employee numbers (FTEs - thousands)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">61.6&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer asset rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.92%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.59%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.93%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.57%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.27%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer funding rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.23%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.15%)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.10%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.03%)&#160;</font></font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.05%)&#160;</font></font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm 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style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">179.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">23.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">160.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38.4&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.2&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">487.8&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin&#160;</font></font><font 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sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.72%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.22%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.50%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.73%&#160;</font></font></p></td></tr><tr style="height:10.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin excluding liquid asset
  buffer&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.45%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">nm =' not' meaningful, na =' not'
applicable.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;">Refer
to page 20 for the notes to this table.<br clear="all" ></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 17</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">Segment performance </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td colspan="8" style="width:59.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">Quarter ended 30 September 2021</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:14.82%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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.25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Income statement</font></b></p></td><td style="width:7.18%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest income</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">88&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(20)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,954&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm 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style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other non-interest income</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">90&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">73&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">336&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">94&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">57&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">127&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">818&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,131&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">195&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">965&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">136&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">145&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">107&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,774&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Direct expenses</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- staff costs</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(110)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(35)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(141)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(28)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(86)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(46)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(378)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(824)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- other costs</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(50)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(10)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(65)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(12)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(29)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(29)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(552)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(747)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Indirect expenses</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(383)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(72)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(314)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(16)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(91)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(39)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">915&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Strategic costs</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- direct</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(51)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(9)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(77)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- indirect</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(7)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Litigation and conduct costs</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(15)</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(25)</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2)</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(254)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(294)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(552)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(116)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(556)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(60)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(258)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(123)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(277)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,942)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) before impairment (losses)/releases</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">579&#160;</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">79&#160;</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">409&#160;</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">76&#160;</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(163)</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">22&#160;</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(170)</font></b></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">832&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment (losses)/releases</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(16)</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">216&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16&#160;</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3)</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">242&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss)&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">94&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">625&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">87&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(160)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">38&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(173)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,074&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Additional information</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on tangible equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.5%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29.9%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.1%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.7%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.6%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm 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style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Cost:income ratio&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">48.8%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">59.5%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">56.0%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">44.1%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">271.6%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">84.8%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">69.6%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total assets (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">207.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">210.1&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">81.3&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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style="font-size:8.0pt;color:black;">207.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">108.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">79.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">674.5&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm 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style="font-size:8.0pt;color:black;">102.7&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.1&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">13.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">23.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">361.0&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan impairment rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4bps</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(32)bps</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(83)bps</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(28)bps</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(47)bps</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4.3)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions - stage 3 (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm 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style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.3&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">35.7&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">178.3&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.2&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.4&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">476.3&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Risk-weighted assets (RWAs) (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66.4&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.1&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.4&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">159.8&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWA equivalent (RWAe) (&#163;bn)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66.5&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26.9&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.1&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">161.7&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Employee numbers (FTEs - thousands)</font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.0&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.8&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.6&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.6&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">58.9&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, 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style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.65%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.24%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.24%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer funding rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.05%)</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.00%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.00%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.07%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.02%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Average interest earning assets (&#163;bn)&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">197.5&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27.5&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">167.5&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">37.9&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32.5&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.2&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">537.4&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.09%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.76%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.49%&#160;</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.99%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.38%&#160;</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.54%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin excluding liquid asset buffer&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">na</font></b></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.34%&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">nm =' not' meaningful, na =' not'
applicable.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">Refer to page 20 for the
notes to this table.</font></p>
<font style='font-size:8.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#003366'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="font-size:8.0pt;line-height:130%;color:#003366;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 18</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">Segment performance </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td colspan="8" style="width:59.3%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:#5E10B1;">Quarter ended 30 June 2021</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:14.82%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Retail</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Private</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Commercial</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">RBS</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">NatWest</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Ulster&#160;</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Central items</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Total NatWest</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">International</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Markets</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Bank RoI</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font 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align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Income statement</font></b></p></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest income</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,003&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">117&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">665&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">93&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">93&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,985&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other non-interest income</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">66&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">317&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">40&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">103&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">677&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,094&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">183&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">982&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">133&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">106&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">119&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,660&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Direct expenses</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- staff costs</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(116)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(33)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(139)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(26)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(77)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(47)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(371)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(809)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(65)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(11)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(45)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(542)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(759)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Indirect expenses</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(379)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(76)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(301)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(15)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(104)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(38)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">913&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Strategic costs</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- direct</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(13)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(60)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(86)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(172)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- indirect</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(43)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(14)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(11)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">73&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Litigation and conduct costs</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(7)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">80&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(600)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(128)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(569)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(55)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(285)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(136)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">67&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,706)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) before impairment releases/(losses)</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">494&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">55&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">413&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">78&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(179)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(17)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">954&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">451&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">605&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss)&#160;</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">585&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">82&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">864&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">105&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(169)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,559&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Additional information</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.6%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.0%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.9%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29.3%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.5%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(12.1%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4.3%)&#160;</font></font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Cost:income ratio&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">54.8%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">69.9%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">56.4%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41.4%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">268.9%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">114.3%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">63.7%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total assets (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">204.2&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">185.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37.0&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">219.4&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">25.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">76.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">775.9&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Funded assets (&#163;bn)</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">204.2&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">185.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.9&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">111.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">25.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">74.5&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">666.3&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">178.1&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.0&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">103.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">362.7&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan impairment rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(20)bps</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(60)bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(170)bps</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(71)bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">2bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(66)bps</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1.6)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2.1)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font 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style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.1)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.4)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2.2)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">184.1&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">176.0&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">33.9&#160;</font></font></p></td><td style="width:7.66%;padding: 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0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">467.2&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Risk-weighted assets (RWAs) (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.2&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">69.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.5&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">163.0&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWA equivalent (RWAe) (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">69.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">28.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.5&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 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0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 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style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.67%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.36%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.82%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.18%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.28%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer funding rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.06%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.00%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.02%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.09%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.01%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Average interest earning assets (&#163;bn)&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">193.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">167.1&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">25.8&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">526.1&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.08%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.75%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.60%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.02%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.45%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.61%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin excluding liquid asset
  buffer&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.40%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">nm =' not' meaningful, na =' not'
applicable.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">For the notes to this table,
refer to the following page.</font></p>
<font style='font-size:8.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#003366'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="font-size:8.0pt;line-height:130%;color:#003366;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 19</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">Segment performance </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td colspan="8" style="width:59.3%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:#5E10B1;">Quarter ended 30 September 2020</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:14.82%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Retail</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Private</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Commercial</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">RBS</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">NatWest</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Ulster&#160;</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Central items</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Total NatWest</font></p></td></tr><tr style="height:6.75pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">International</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Markets</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Bank RoI</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font 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align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:5.65pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Income statement</font></b></p></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest income</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">937&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">120&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">703&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">85&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(21)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">100&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,926&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other non-interest income</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">85&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">67&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">301&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">289&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(268)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">531&#160;</font></font></p></td></tr><tr style="height:5.65pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,022&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,004&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">112&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">234&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">130&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(266)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,423&#160;</font></font></p></td></tr><tr style="height:5.65pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Direct expenses</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:5.65pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- staff costs</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(131)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(38)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(156)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(27)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(108)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(50)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(317)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(827)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- other costs</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(49)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(11)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(72)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(10)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(23)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(554)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(756)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Indirect expenses</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(380)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(57)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(299)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(13)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(80)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(47)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">876&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Strategic costs</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- direct</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(45)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(67)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(94)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(223)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm 12.25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- indirect</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(38)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">81&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Litigation and conduct costs</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(7)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(12)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(647)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(112)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(553)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(53)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(302)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(127)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(20)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,814)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) before impairment (losses)/releases</font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">375&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">75&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">451&#160;</font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">59&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(68)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(286)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">609&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment (losses)/releases</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(70)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(127)&#160;</font></font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8)&#160;</font></font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(254)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss)</font></b></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">305&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">57&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">324&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">25&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(66)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(285)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">355&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Additional information</font></b></p></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.18%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.66%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on tangible equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.8%&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Return on equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.3%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.2%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9.2%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.4%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4.7%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1.0%)&#160;</font></font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Cost:income ratio&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">63.3%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">59.9%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53.4%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47.3%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">129.1%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">97.7%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">74.5%&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total assets (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">189.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.9&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">186.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">283.2&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47.0&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">791.6&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Funded assets (&#163;bn)</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">189.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.9&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">186.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">121.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">44.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">627.3&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net loans to customers - amortised cost (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">166.7&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.5&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110.0&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.1&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">353.7&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loan impairment rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">17bps</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">43bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">45bps</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">105bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">17bps</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">28bps</font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1.9)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3.0)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.1)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.2)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.8)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(6.1)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment provisions - stage 3 (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.9)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1.1)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.2)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.5)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2.7)&#160;</font></font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">164.9&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">161.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.7&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.2&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">418.4&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Risk-weighted assets (RWAs) (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">76.5&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.0&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.0&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">173.9&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWA equivalent (RWAe) (&#163;bn)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.6&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">76.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.0&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.1&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.4&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">176.1&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Employee numbers (FTEs - thousands)</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9.6&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.7&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.8&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.8&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.3&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">61.6&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer asset rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.82%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.43%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.73%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.40%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.27%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Third party customer funding rate&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.13%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.02%)&#160;</font></font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.02%)&#160;</font></font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.03%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.01%)&#160;</font></font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Average interest earning assets (&#163;bn)&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">182.2&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.0&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">169.3&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31.5&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39.2&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27.3&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">508.2&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.05%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.99%&#160;</font></font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.65%&#160;</font></font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.07%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.46%&#160;</font></font></p></td><td style="width:7.66%;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.66%;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.65%&#160;</font></font></p></td></tr><tr style="height:8.5pt;"><td style="width:40.7%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank net interest margin excluding liquid asset
  buffer&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.18%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:8.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">na</font></p></td><td style="width:7.66%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:8.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.39%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:3.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">nm =' not' meaningful, na =' not'
applicable.</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:2.0pt;">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:2.52%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(1)</font></p></td><td style="width:97.48%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">Refer to Non-IFRS financial&#160;measures Appendix
  for details of basis of preparation and reconciliation of non-IFRS financial
  measures and performance metrics where relevant.</font><font style="font-size:5.0pt;"> </font></p></td></tr><tr style="height:3.7pt;"><td style="width:2.52%;padding:0cm 5.4pt 0cm 5.4pt;height:3.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(2)</font></p></td><td style="width:97.48%;padding:0cm 5.4pt 0cm 5.4pt;height:3.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">Third
  party customer asset rate is calculated as annualised interest receivable on
  third-party loans to customers as a percentage of third-party loans to
  customers, including those reported as assets held for sale. This excludes
  intragroup items, loans to banks and liquid asset portfolios. Third party
  customer funding rate reflects interest payable or receivable on third-party
  customer deposits, including interest bearing and non-interest bearing
  customer deposits. Intragroup items, bank deposits, debt securities in issue
  and subordinated liabilities are excluded for customer funding rate
  calculation. Net interest margin is calculated as net interest income as a
  percentage of the average interest-earning assets without these exclusions.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:36.0pt;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 20</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
</div>
<font style='font-size:7.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<div >
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><a name="NWG_CR"><b><font style="line-height:115%;color:#42145F;">Risk and
capital management</font></b></a></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></h2>
<table style="width:100.0%;margin-left:5.4pt;background:#EAEAEA;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr style="height:8.5pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:7.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Page</font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Credit risk</font></b></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">Segment
  analysis &#8211; portfolio summary</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">21&#160;</font></font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">Segment
  analysis &#8211; loans</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">23&#160;</font></font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">Movement in
  ECL provision</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">23&#160;</font></font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">ECL post
  model adjustments</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">24&#160;</font></font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">Sector
  analysis</font><font style="color:black;"> </font><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">&#8211; COVID-19
  impact</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">25&#160;</font></font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">Wholesale
  support schemes</font></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">27&#160;</font></font></p></td></tr><tr style="height:9.9pt;"><td style="width:88.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:9.9pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Capital,
  liquidity and funding risk</font></b></p></td><td style="width:11.26%;border:none;border-bottom:solid windowtext 1.0pt;padding: 0in 0in 0in 0in;height:9.9pt;vertical-align:bottom"><p style="font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"><font style="float:right">28&#160;</font></font></p></td></tr></table>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">&#160;</font></b></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Credit risk </font></b></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Segment analysis &#8211;
portfolio summary</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;color:black;">The table below
shows gross loans and expected credit loss (ECL), by segment and stage, within
the scope of the IFRS 9 ECL framework.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:10.0pt;line-height:130%;color:#5E10B1;">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td colspan="2" style="width:22.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td></tr><tr style="height:6.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Retail</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Private</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Commercial</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">RBS</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Ulster</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Central items</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td></tr><tr style="height:6.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">International</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Markets</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Bank RoI (1)</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&amp; other</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">30 September 2021</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loans - amortised cost and FVOCI&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">167,641&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">17,511&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">78,185&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15,791&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,401&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11,530&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28,023&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">327,082&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12,511&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,018&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">24,266&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,815&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">361&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,407&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">107&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,485&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,902&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">289&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,112&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">178&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">98&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">854&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,433&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: individual</font></i></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">289&#160;</font></i></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,089&#160;</font></i></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">178&#160;</font></i></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">88&#160;</font></i></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">37&#160;</font></i></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,681&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: collective</font></i></p></td><td style="width:8.06%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,902&#160;</font></i></b></p></td><td style="width:8.06%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,023&#160;</font></i></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">10&#160;</font></i></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">817&#160;</font></i></b></p></td><td style="width:9.54%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">3,752&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">182,054&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18,818&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">104,563&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">17,784&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,860&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">13,791&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28,130&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">374,000&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">ECL provisions</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(3)</font></font></p></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">137&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">164&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">382&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">641&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,050&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">37&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">35&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">85&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,899&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">833&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">40&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">786&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">49&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">81&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">382&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,171&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: individual</font></i></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">40&#160;</font></i></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">380&#160;</font></i></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">49&#160;</font></i></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">72&#160;</font></i></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">14&#160;</font></i></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">555&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: collective</font></i></p></td><td style="width:8.06%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">833&#160;</font></i></b></p></td><td style="width:8.06%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">406&#160;</font></i></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">9&#160;</font></i></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">368&#160;</font></i></b></p></td><td style="width:9.54%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,616&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,611&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">92&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,000&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">97&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">125&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">497&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,452&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">ECL provisions coverage</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(4)</font></font></p></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1 (%)</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.08&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.09&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.21&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.07&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.11&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.26&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.05&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.12&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2 (%)</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.12&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3.54&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.33&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.04&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.70&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6.04&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14.02&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.58&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3 (%)</font></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43.80&#160;</font></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">13.84&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">37.22&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27.53&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">82.65&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">44.73&#160;</font></b></p></td><td style="width:9.54%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></b></p></td><td style="width:8.06%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39.96&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.88&#160;</font></b></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.49&#160;</font></b></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.91&#160;</font></b></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.55&#160;</font></b></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.41&#160;</font></b></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3.60&#160;</font></b></p></td><td style="width:9.54%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.11&#160;</font></b></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.19&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">30 June 2021</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loans - amortised cost and FVOCI</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(2)</font></font></p></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">158,989&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16,728&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">75,713&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15,027&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,019&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13,732&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29,493&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">316,701&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18,866&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,444&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">27,895&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,342&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">721&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,821&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">99&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53,188&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,921&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">307&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,226&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">206&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">108&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">935&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,703&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: individual</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">307&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,202&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">206&#160;</font></i></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">98&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">38&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,851&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: collective</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,921&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,024&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">10&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">897&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,852&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">179,776&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18,479&#160;</font></font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">105,834&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16,575&#160;</font></font></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,848&#160;</font></font></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17,488&#160;</font></font></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29,592&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">375,592&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">ECL provisions</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(3)</font></font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">120&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">208&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">44&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">433&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">709&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">49&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,222&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">46&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">225&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,300&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">811&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">812&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">88&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">398&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,192&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: individual</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">36&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">386&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">47&#160;</font></i></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">79&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">12&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">560&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: collective</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">811&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">426&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">9&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">386&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,632&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,640&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">106&#160;</font></font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,242&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">108&#160;</font></font></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">134&#160;</font></font></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">667&#160;</font></font></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">28&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,925&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">ECL provisions coverage</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(4)</font></font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1 (%)</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.08&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.13&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.27&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.10&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.14&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.32&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.05&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.14&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2 (%)</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.76&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.39&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.38&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.43&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.99&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.98&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13.13&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.32&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3 (%)</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">42.22&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.73&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.48&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">22.82&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">81.48&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">42.57&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38.44&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.91&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.57&#160;</font></font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.12&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.65&#160;</font></font></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.71&#160;</font></font></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.81&#160;</font></font></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.09&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.31&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:black;">For the notes to this
table refer to the following page.</font><font style="font-size:7.0pt;line-height:107%;"><br clear="all" ></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 21</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Credit risk </font></b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">continued</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Segment analysis &#8211;
portfolio summary&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td colspan="2" style="width:22.82%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td></tr><tr style="height:6.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Retail</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Private</font></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Commercial</font></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">RBS</font></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">NatWest</font></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Ulster</font></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Central items</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td></tr><tr style="height:6.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Banking</font></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">International</font></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Markets</font></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Bank RoI</font></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&amp; other</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Total</font></p></td></tr><tr style="height:6.75pt;"><td style="width:27.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">31 December 2020</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Loans - amortised cost and FVOCI</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(2)</font></font></p></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">139,956&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15,321&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">70,685&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12,143&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,780&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14,380&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26,859&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">287,124&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32,414&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,939&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37,344&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,242&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,566&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,302&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">78,917&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,891&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">298&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,551&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">211&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">171&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,236&#160;</font></font></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,358&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: individual</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">298&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,578&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">211&#160;</font></i></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">162&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">43&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,292&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: collective</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,891&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">973&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">9&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,193&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4,066&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">174,261&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17,558&#160;</font></font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110,580&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14,596&#160;</font></font></p></td><td style="width:11.04%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9,517&#160;</font></font></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18,918&#160;</font></font></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26,969&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">372,399&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">ECL provisions</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(3)</font></font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">134&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">270&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">519&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">897&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">68&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,713&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">74&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">49&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">265&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,081&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">806&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,069&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">48&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">132&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">492&#160;</font></font></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,586&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: individual</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">39&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">607&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">48&#160;</font></i></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">124&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">13&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">831&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;color:black;">Of which: collective</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">806&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">462&#160;</font></i></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">8&#160;</font></i></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">479&#160;</font></i></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,755&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,837&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">138&#160;</font></font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,052&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">136&#160;</font></font></p></td><td style="width:11.04%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">193&#160;</font></font></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">802&#160;</font></font></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">28&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,186&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">ECL provisions coverage</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(4)</font></font></p></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 1 (%)</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.10&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.20&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.38&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.12&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.15&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.31&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.05&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.18&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 2 (%)</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.77&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.51&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.59&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.30&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.13&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8.03&#160;</font></font></p></td><td style="width:9.54%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13.64&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3.90&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Stage 3 (%)</font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">42.62&#160;</font></font></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13.09&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41.91&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">22.75&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">77.19&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39.81&#160;</font></font></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">-&#160;</font></i></p></td><td style="width:8.06%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">40.67&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:27.38%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.05&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.79&#160;</font></font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.76&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.93&#160;</font></font></p></td><td style="width:11.04%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.03&#160;</font></font></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.24&#160;</font></font></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.10&#160;</font></font></p></td><td style="width:8.06%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.66&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">30
  September 2021 data excludes &#163;3.3 billion of gross loans and &#163;148 million of
  ECL that were reclassified as assets held-for-sale.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(2)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">Fair
  value through other comprehensive income (FVOCI).</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(3)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">Includes
  &#163;7 million (30 June 2021 &#8211; &#163;6 million; 31 December 2020 &#8211; &#163;6 million) related
  to assets classified as FVOCI.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(4)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">ECL
  provisions coverage is calculated as ECL provisions divided by loans &#8211;
  amortised cost and FVOCI. It is calculated on third party loans and total ECL
  provisions.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(5)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">The
  table shows gross loans only and excludes amounts that were outside the scope
  of the ECL framework. Other financial assets within the scope of the IFRS 9
  ECL framework were cash and balances at central banks totalling &#163;163.6
  billion (30 June 2021 &#8211; &#163;150.5 billion; 31 December 2020 &#8211; &#163;122.7 billion)
  and debt securities of &#163;45.7 billion (30 June 2021 &#8211; &#163;49.8 billion; 31
  December 2020 &#8211; &#163;53.8 billion).</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">Stage 1 and Stage 2 ECL reduced further in Q3 2021, with
  sustained improvement in underlying risk metrics underpinned by various
  government support schemes. The Stage 2 population reduced reflecting lower
  underlying PDs, resulting in migration of cases back to Stage 1. The Stage 2
  population remained above pre-COVID-19 levels.</p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt">Stage 3 loans and ECL balances
  reduced slightly in Q3 2021 mainly due to write-off and repayment of
  defaulted debt. To date, the various COVID-19 related government support
  schemes have mitigated new flows into default. It is expected that defaults
  will increase as the various government support schemes unwind.&#160; </p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt">The economic scenarios driving
  the ECL requirement, as well as the model performance considerations, were
  consistent with those described in the NatWest Group 2021 Interim Results.</p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt">&#160;</p>
<font style='font-size:7.0pt;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 22</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Credit risk </font></b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">continued</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><a name="NWG_SEG_ANALY_LOANS"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Segment analysis &#8211; loans</font></a></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:#5E10B1;">Retail Banking </font><font style="line-height:115%;color:#5E10B1;">&#8211; </font><font style="line-height:115%;color:black;">Balance
  sheet growth since the 2020 year end was mainly in mortgages, with strong mortgage
  growth particularly in property purchases following the easing of COVID-19
  restrictions and the extension of the stamp duty holiday. Unsecured balances
  increased slightly during Q3 2021 mainly due to increased credit card
  spending as lockdown restrictions eased. In both the mortgage and unsecured
  portfolios, selective relaxation of lending criteria was implemented during
  2021. Stage 2 balances decreased, reflecting the ongoing stable portfolio
  performance but was primarily a result of the improved economic outlook
  during 2021, with reduced PDs driving migration back into Stage 1 after
  conclusion of the three month significant increase in credit risk
  &#8220;persistence&#8221; period. Stage 3 ECL was stable in Q3 2021 as new defaults
  remained subdued due to the effects of government support schemes. There is
  an expectation that defaults will increase in the coming months with the
  ending of the government job retention scheme, but uncertainty remains on the
  timing and extent of this. </font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:#5E10B1;">Commercial Banking &#8211; </font><font style="line-height:115%;color:black;">Balance sheet reduction during Q3 2021 reflected a decrease in
  both government support scheme debt and conventional debt. A further
  reduction is expected in government support scheme exposure during Q4 2021 as
  repayments continue and government support schemes are closed for new
  lending. Outside of government support scheme lending, there was a decrease
  due to strategic reductions in exposure to high risk sectors. Sector appetite
  continues to be regularly reviewed based on updated financial performance and
  economic outlook for the sectors. Stage 2 balances continued to fall
  reflecting positive economic outlook and portfolio performance which is
  lowering PDs and resulting in exposure migrating back to Stage 1. PD
  deterioration remains the primary driver of cases in Stage 2. This migration
  of cases back to Stage 1 also led to a reduction in ECL as more exposure
  moves to a 12 month expected credit loss assessment from a lifetime loss
  assessment. Stage 3 balances continued to reduce as the pace of repayment and
  write-off of existing impaired debt outweighed the effect of new flows to
  default. </font><font style="line-height:115%;">The termination of the
  government BBL, CBIL and CLBIL support schemes, commencement of government
  support scheme repayments and the expiration of capital repayment holidays
  could trigger a rise in problem debt. </font><font style="line-height:115%;color:black;">While Wholesale forbearance increased during 2020, there has
  been a reducing trend in 2021. Payment holidays and covenant waivers were,
  and remain, the most common forms of forbearance granted.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:#5E10B1;">Ulster Bank RoI </font><font style="line-height:115%;color:#5E10B1;">&#8211; </font><a name="_Hlk85788927"><font style="line-height:115%;color:black;">Balance sheet reductions </font></a><font style="line-height:115%;">reflected loan amortisation outstripping new lending following the
  announcement of the phased withdrawal of Ulster Bank RoI from the Irish
  market</font><font style="line-height:115%;">. Stage 3 balances continued to
  reduce as new defaults remained subdued. In Q3 2021, &#163;3.2 billion of net
  performing commercial loans were reclassified as assets held-for-sale, for
  which Ulster Bank RoI has entered a binding agreement to sell to Allied Irish
  Banks p.l.c..</font></p></td></tr></table>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">&#160;</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><a name="MOVE_ECL"><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">Movement
in ECL provision</font></a></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:black;">The table below shows the
main ECL provision movements.</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:10.5pt;"><td style="width:87.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"></td><td style="width:12.38%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">ECL provision</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"></td><td style="width:12.38%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">At 1 January 2021</font></p></td><td style="width:12.38%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6,186&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Changes in economic forecasts</font></p></td><td style="width:12.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(363)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Changes in risk metrics and exposure: Stage 1 and Stage 2</font></p></td><td style="width:12.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(784)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Changes in risk metrics and exposure: Stage 3</font></p></td><td style="width:12.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">122&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Judgemental changes: changes in post model adjustments for Stage
  1, Stage 2 and Stage 3</font></p></td><td style="width:12.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">63&#160;</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Write-offs and other</font></p></td><td style="width:12.38%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(772)</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:87.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">At 30 September 2021</font></p></td><td style="width:12.38%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,452&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="font-size:3.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:black;">ECL reduced during 2021 as the economy recovered from COVID-19
  and government support schemes mitigated the flow of cases into default. </font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:black;">Economic forecasts were updated for H1 2021 and drove a
  reduction in ECL on implementation. The positive economics, both forward
  looking and actual economic outcomes resulted in improving underlying
  portfolio credit metrics resulting in a reduction in Stage 1 and Stage 2 ECL.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:black;">Stage 3 movements remained relatively muted with low level
  underlying defaults, partially offset by ECL releases on previously impaired
  exposure. </font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:black;">Judgemental overlays increased during 2021, mainly due to
  deferred model calibrations where implied ECL releases were not deemed
  supportable. </font></p></td></tr></table>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">&#160;</font></p>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#5E10B1'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;color:#5E10B1;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 23</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Credit risk </font></b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">continued</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><a name="ECL_post_mod"><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">ECL
post model adjustments</font></a></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:black;">The table below shows ECL
post model adjustments by segment.</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:black;">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:8.0pt;">Retail Banking&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Commercial Banking</font></b></p></td><td style="width:10.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:8.0pt;">Ulster Bank RoI&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:9.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Other</font></b></p></td><td style="width:9.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">30 September 2021</font></b></p></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Deferred model calibrations</font></p></td><td style="width:10.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">111&#160;</font></b></p></td><td style="width:10.88%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">62&#160;</font></b></p></td><td style="width:10.88%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4&#160;</font></b></p></td><td style="width:9.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">177&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Economic uncertainty</font></p></td><td style="width:10.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">169&#160;</font></b></p></td><td style="width:10.88%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">469&#160;</font></b></p></td><td style="width:10.88%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">61&#160;</font></b></p></td><td style="width:9.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30&#160;</font></b></p></td><td style="width:9.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">729&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other adjustments</font></p></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">22&#160;</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5&#160;</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">122&#160;</font></b></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">152&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">302&#160;</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">536&#160;</font></b></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">187&#160;</font></b></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">33&#160;</font></b></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,058&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td rowspan="2" style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">30 June 2021</font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Deferred model calibrations</font></p></td><td style="width:10.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">103&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">51&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2)&#160;</font></font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">152&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Economic uncertainty</font></p></td><td style="width:10.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">197&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">493&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">114&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">834&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other adjustments</font></p></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">22&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">118&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">163&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">322&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">563&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">230&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,149&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td rowspan="2" style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td rowspan="2" style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">31 December 2020</font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Deferred model calibrations</font></p></td><td style="width:10.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">49&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Economic uncertainty</font></p></td><td style="width:10.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">158&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">526&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">176&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18&#160;</font></font></p></td><td style="width:9.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">878&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other adjustments</font></p></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">20&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">19&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">68&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:49.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">212&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">558&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">204&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td><td style="width:9.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">995&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:11.9pt;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%;text-autospace:none"><font style="font-size:7.0pt;line-height:105%;color:black;">Of which: UK Retail
  Banking mortgages &#8211; &#163;141 million (30 June 2021 &#8211; &#163;150 million; 31 December
  2020 &#8211; &#163;123 million); Ulster Bank RoI mortgages &#8211; &#163;181 million (30 June 2021
  &#8211; &#163;177 million; 31 December 2020 &#8211; &#163;139 million); and Ulster Bank RoI
  Wholesale &#8211; &#163;7 million (30 June 2021 &#8211; &#163;54 million; 31 December 2020 &#8211; &#163;65
  million).</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:11.9pt;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:#5E10B1;">Retail
  Banking &#8211; </font><font style="line-height:115%;">The post model adjustment for
  deferred model calibrations increased to &#163;111 million from &#163;103 million at 30
  June 2021. This reflected management&#8217;s continued judgement that the implied
  ECL decreases that continued to manifest themselves through the standard
  probability of default model monitoring process during the quarter were not
  fully supportable. Management retained this view on the basis that underlying
  portfolio performance has been underpinned by government support schemes and
  further outcome data is required.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">The post model adjustment
  for economic uncertainty decreased to &#163;169 million from &#163;197 million at 30
  June 2021. This was primarily due to a post model adjustment release of &#163;28
  million relating to the improvement in the underlying risk profile of
  customers who had accessed payment holiday support and were previously
  considered higher risk (&#163;55 million was held at 30 June 2021). In addition,
  NatWest Group continues to retain a holdback of a modelled ECL release of &#163;69
  million, again due to the delayed default emergence reflective of the various
  government support schemes (&#163;15 million related to mortgages and &#163;54 million
  related to unsecured lending). The H1 2021 overlay also included an ECL
  uplift on buy-to-let mortgages of &#163;14 million (31 December 2020 &#8211; &#163;15
  million) to mitigate the risk of a disproportionate credit deterioration in
  challenging economic circumstances.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:#5E10B1;">Commercial
  Banking &#8211; </font><font style="line-height:115%;">The post model adjustment for
  economic uncertainty included an overlay of &#163;409 million (&#163;450 million across
  NatWest Group&#8217;s Wholesale portfolio) based on a judgemental thesis,
  reflecting concern that the unprecedented nature of COVID-19 could result in
  longer debt recovery periods and lower values than history suggested, and
  also the risk of idiosyncratic credit outcomes. The overlay remains unchanged
  since December 2020. It also included an overlay of &#163;15 million in respect of
  elevated concerns around borrowers&#8217; ability to refinance facilities at the
  end of the contractual term. This reduced from &#163;23 million at H1 2021.
  Additionally, it included overlays to address the effects of government
  support schemes.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">There was also a post model
  adjustment for deferred model calibrations on the business banking portfolio
  reflecting management&#8217;s judgement that the beneficial modelling effect, and
  implied ECL decrease, was not supportable while portfolio performance was under-pinned
  by the effect of various government support schemes.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:#5E10B1;">Ulster Bank
  RoI &#8211; T</font><font style="line-height:115%;">he post model adjustment for
  deferred model calibration increased by &#163;6 million from H1 2021. Similar to
  Retail Banking, this post model adjustment reflected management&#8217;s view that
  implied ECL decreases observable through the model monitoring process were
  not fully supportable. Included in H1 2021 other adjustments, was a post
  model adjustment of &#163;118 million to reflect judgement that continuing actions
  on the phased withdrawal of Ulster Bank RoI from the Irish market will lead
  to higher/earlier crystallisation of losses. This post model adjustment
  increased by &#163;4 million to &#163;122 million for Q3 2021. In Q3 2021, the economic
  uncertainty adjustment decreased from &#163;114 million to &#163;61 million. This
  reduction reflected post-model adjustments of &#163;56 million allocated to assets
  held-for-sale, for which Ulster Bank RoI has entered a binding agreement to
  sell to Allied Irish Bank p.l.c..</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;">&#160;</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:11.9pt;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 24</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><b><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">Credit risk </font></b><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">continued</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><a name="NWG_SEC"></a><a name="NWG_SECTOR_ANALY"><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">S</font></a><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">ector analysis &#8211; COVID-19 impact</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%;text-autospace:none"><font style="line-height:107%;">The table below shows ECL, by stage, for the Personal
portfolio and key sectors of the Wholesale portfolio, that continue to be
affected by COVID-19. </font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="4" style="width:26.34%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;vertical-align:bottom"></td><td colspan="3" style="width:22.76%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Off-balance sheet</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="4" style="width:24.26%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="4" style="width:26.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Loans - amortised cost &amp; FVOCI</font></b></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Loan</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Contingent</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="4" style="width:24.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:bold;font-style:normal"><font style="font-size:8.0pt;">ECL provisions</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:bold;font-style:normal"><font style="font-size:6.0pt;">&#160;</font></font></p></td></tr><tr style="height:6.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Stage 1</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Stage 2</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Stage 3</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Total</font></b></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">commitments</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">liabilities</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Stage 1</font></b></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Stage 2</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Stage 3</font></b></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">30 September 2021</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:26.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Personal</font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">194,957&#160;</font></b></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14,036&#160;</font></b></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,925&#160;</font></b></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">211,918&#160;</font></b></p></td><td style="width:12.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">38,867&#160;</font></b></p></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">62&#160;</font></b></p></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">170&#160;</font></b></p></td><td style="width:6.74%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">716&#160;</font></b></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,161&#160;</font></b></p></td><td style="width:5.08%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,047&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Mortgages</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">185,621&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10,986&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,207&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">198,814&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15,444&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">45&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">225&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">559&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">829&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Credit cards</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,844&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">909&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">82&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,835&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15,295&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">56&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">172&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">60&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">288&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Other personal</font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6,492&#160;</font></b></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,141&#160;</font></b></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">636&#160;</font></b></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9,269&#160;</font></b></p></td><td style="width:12.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,128&#160;</font></b></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">62&#160;</font></b></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">69&#160;</font></b></p></td><td style="width:6.74%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">319&#160;</font></b></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">542&#160;</font></b></p></td><td style="width:5.08%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">930&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Wholesale</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">132,125&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27,449&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,508&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">162,082&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">84,490&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,323&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">212&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,183&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,010&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,405&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Property</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27,657&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,896&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,108&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">33,661&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16,620&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">461&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">52&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">194&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">402&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">648&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Financial institutions</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">48,428&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,251&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">50,690&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15,691&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">976&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">93&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">117&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Sovereign</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,609&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">200&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,817&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,222&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">17&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">20&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Corporate</font></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">50,431&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">20,102&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,381&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">71,914&#160;</font></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">50,957&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,884&#160;</font></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">125&#160;</font></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">895&#160;</font></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">600&#160;</font></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,620&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Of which:</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Airlines and aerospace&#160;</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">765&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">859&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">75&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,699&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,573&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">208&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">2&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">45&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">30&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">77&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Automotive</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">4,486&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,702&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">20&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">6,208&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">3,984&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">72&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">12&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">34&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">12&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">58&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, 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.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">125&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">5,085&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">622&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">12&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">10&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">74&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">43&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">127&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Land transport and logistics</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">3,243&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,305&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">46&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">4,594&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">3,081&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">231&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">5&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">62&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">20&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">87&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Leisure</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">3,237&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">4,771&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">308&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">8,316&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">2,151&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">111&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">11&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">321&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">134&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">466&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Oil and gas</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,173&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">349&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">53&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,575&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,469&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">403&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">2&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">21&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">30&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">53&#160;</font></i></b></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Retail</font></i></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">6,133&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">1,958&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">152&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">8,243&#160;</font></i></b></p></td><td style="width:12.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">5,211&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">419&#160;</font></i></b></p></td><td style="width:.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">11&#160;</font></i></b></p></td><td style="width:6.74%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">46&#160;</font></i></b></p></td><td style="width:6.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">68&#160;</font></i></b></p></td><td style="width:5.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><i><font style="font-size:8.0pt;color:black;">125&#160;</font></i></b></p></td></tr><tr style="height:10.5pt;"><td style="width:26.04%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total</font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">327,082&#160;</font></b></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,485&#160;</font></b></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,433&#160;</font></b></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">374,000&#160;</font></b></p></td><td style="width:12.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">123,357&#160;</font></b></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,385&#160;</font></b></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">382&#160;</font></b></p></td><td style="width:6.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,899&#160;</font></b></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,171&#160;</font></b></p></td><td style="width:5.08%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,452&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:2.0pt;line-height:130%;color:black;">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">30 June 2021</font></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Personal</font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">186,256&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">20,414&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,029&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">209,699&#160;</font></font></p></td><td style="width:12.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37,504&#160;</font></font></p></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">42&#160;</font></font></p></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">152&#160;</font></font></p></td><td style="width:6.74%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">786&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,141&#160;</font></font></p></td><td style="width:5.08%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,079&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Mortgages</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">177,630&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16,750&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,328&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">196,708&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12,822&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">249&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">561&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">853&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Credit cards</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,562&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,083&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">82&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,727&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14,470&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">183&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">59&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">289&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Other personal</font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,064&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,581&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">619&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9,264&#160;</font></font></p></td><td style="width:12.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10,212&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">62&#160;</font></font></p></td><td style="width:6.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">354&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">521&#160;</font></font></p></td><td style="width:5.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">937&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Wholesale</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">130,445&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32,774&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,674&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">165,893&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">85,724&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,348&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">281&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,514&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,051&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,846&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Property</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">28,105&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,782&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,054&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35,941&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17,083&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">508&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">93&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">313&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">391&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">797&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Financial institutions</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47,694&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,361&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">50,072&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14,659&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">926&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">115&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">143&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Sovereign</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,596&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">153&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,758&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,356&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Corporate</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">49,050&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">23,478&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,594&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">74,122&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">52,626&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,912&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">149&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,085&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">651&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,885&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Of which:</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Airlines and aerospace&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">635&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,017&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">60&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,712&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,805&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">209&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">33&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">27&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">62&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Automotive</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4,214&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,617&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">201&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">6,032&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,897&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">98&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">15&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">60&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">14&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">89&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Health</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,136&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,276&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">123&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">5,535&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">650&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">12&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">12&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">116&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">47&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">175&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Land transport and logistics</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,131&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,578&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">53&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4,762&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,061&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">170&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">7&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">83&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">30&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">120&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Leisure</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,264&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">5,578&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">305&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">9,147&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,106&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">123&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">15&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">323&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">142&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">480&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Oil and gas</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,005&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">415&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">60&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,480&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,663&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">339&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">11&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">31&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">45&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Retail</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">6,133&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,303&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">191&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">8,627&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">5,339&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">468&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">13&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">112&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">80&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">205&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total</font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">316,701&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53,188&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,703&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">375,592&#160;</font></font></p></td><td style="width:12.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">123,228&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,390&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">433&#160;</font></font></p></td><td style="width:6.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,300&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,192&#160;</font></font></p></td><td style="width:5.08%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,925&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">31 December 2020</font></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Personal</font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">166,548&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34,352&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,288&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">204,188&#160;</font></font></p></td><td style="width:12.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38,960&#160;</font></font></p></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45&#160;</font></font></p></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">171&#160;</font></font></p></td><td style="width:6.74%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">996&#160;</font></font></p></td><td style="width:6.58%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,228&#160;</font></font></p></td><td style="width:5.08%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,395&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Mortgages</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">158,387&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29,571&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,558&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">190,516&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14,554&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">51&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">319&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">635&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,005&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Credit cards</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,411&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,375&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">109&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,895&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14,262&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">225&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">76&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">354&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Other personal</font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,750&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,406&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">621&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9,777&#160;</font></font></p></td><td style="width:12.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10,144&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">42&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">67&#160;</font></font></p></td><td style="width:6.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">452&#160;</font></font></p></td><td style="width:6.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">517&#160;</font></font></p></td><td style="width:5.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,036&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Wholesale</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">120,576&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">44,565&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,070&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">168,211&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">89,845&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,785&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">348&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,085&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,358&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,791&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Property</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">23,733&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13,021&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,322&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38,076&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16,829&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">568&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">123&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">507&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">545&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,175&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Financial institutions</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">44,002&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,624&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">47,643&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15,935&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,076&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">23&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">90&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">121&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Sovereign</font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,751&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">204&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,959&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,585&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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style="font-size:8.0pt;color:black;"><font style="float:right">1,727&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">77,533&#160;</font></font></p></td><td style="width:12.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">55,496&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,139&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">188&#160;</font></font></p></td><td style="width:6.74%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,487&#160;</font></font></p></td><td style="width:6.58%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">803&#160;</font></font></p></td><td style="width:5.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,478&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Of which:</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Airlines and aerospace&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">753&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,888&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">215&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">42&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">25&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">69&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Automotive</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4,383&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,759&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">161&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">6,303&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4,205&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">102&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">17&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">63&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">17&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">97&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Health</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,694&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,984&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">131&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">5,809&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">616&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">14&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">13&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">164&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">48&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">225&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Land transport and logistics</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,868&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,823&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">111&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4,802&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,782&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">197&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">8&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">98&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">32&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">138&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Leisure</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">3,299&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">6,135&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">385&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">9,819&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,199&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">125&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">22&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">439&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">204&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">665&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Oil and gas</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,178&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">300&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">83&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">1,561&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,225&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">346&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">4&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">20&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">59&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">83&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><i><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></i><i><font style="font-size:8.0pt;color:black;">Retail</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">6,702&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">2,282&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">187&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">9,171&#160;</font></i></p></td><td style="width:12.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">5,888&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">512&#160;</font></i></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">18&#160;</font></i></p></td><td style="width:6.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">112&#160;</font></i></p></td><td style="width:6.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">101&#160;</font></i></p></td><td style="width:5.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><i><font style="font-size:8.0pt;color:black;">231&#160;</font></i></p></td></tr><tr style="height:9.75pt;"><td style="width:26.04%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total</font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">287,124&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">78,917&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,358&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">372,399&#160;</font></font></p></td><td style="width:12.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">128,805&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,830&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:5.84%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">519&#160;</font></font></p></td><td style="width:6.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,081&#160;</font></font></p></td><td style="width:6.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,586&#160;</font></font></p></td><td style="width:5.08%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,186&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;color:black;">&#160;</font></p>
<font style='font-size:7.0pt;line-height:115%;font-family:"Arial",sans-serif; color:black'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="font-size:7.0pt;line-height:130%;color:black;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 25</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><b><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">Credit risk </font></b><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">continued</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">S</font><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">ector analysis &#8211;
COVID-19 impact</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;color:#5E10B1;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:#5E10B1;">Personal &#8211; </font><font style="line-height:115%;">Mortgage balances increased during 2021 with strong
  purchase demand in the UK assisted by the extension of the stamp duty
  holiday. Unsecured lending balances reduced during 2021, however as noted
  earlier, increased slightly in Q3 2021 as COVID-19 restrictions eased and
  lending criteria were selectively relaxed. As also noted previously, ECL in
  Stage 2 decreased due to migrations back to Stage 1 following the effects of
  the economic scenarios used since H1 2021 and continued stable portfolio
  performance supporting improved risk metrics. The total ECL coverage
  requirements were broadly stable during Q3 2021.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-top:3.0pt"><font style="line-height:115%;color:#5E10B1;">Wholesale &#8211; </font><font style="line-height:115%;">On and
  off-balance sheet exposure reduced during the quarter with lower demand for
  new lending due to uncertainty in the economy and many customers able to
  utilise the excess liquidity created by various government support schemes.
  Additionally, there was a &#163;0.7 billion decrease in government support scheme
  lending following scheduled repayment activity. When the government BBL, CBIL
  and CLBIL support schemes closed, approximately 317,000 applications across
  all the schemes had been approved, totalling &#163;14.7 billion in new lending, of
  which, &#163;13.4 billion had been drawdown. Approximately &#163;1.1 billion has since
  been repaid. 62% of the government support scheme lending by value had been
  granted through BBLS. Construction (in Property), Retail and Leisure remain
  the top three sectors for borrowers accessing the government support schemes.
  Uptake for the subsequent Recovery Loan Scheme remains muted. Wholesale
  credit risk outlook is still uncertain despite improving economic metrics.
  The termination of the government BBL, CBIL and CLBIL support schemes,
  commencement of government support scheme repayments and the expiration of
  capital repayment holidays could trigger a rise in problem debt. Credit risk
  measures continue to reflect a more stable environment but horizon risks
  remain, including issues in the supply chain and rising energy costs which
  are contributing to overall inflationary pressures. Sector appetite continued
  to be regularly reviewed and where appropriate adjusted, for those sectors
  most affected by COVID-19. Stage 2 balances continued to reduce reflecting
  positive economic outlook and portfolio performance. </font><font style="line-height:115%;">In Q3 2021, &#163;3.2 billion of net performing
  commercial loans were reclassified as assets held-for-sale, for which Ulster
  Bank RoI has entered a binding agreement to sell to Allied Irish Banks
  p.l.c..</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;color:#5E10B1;">&#160;</font></p>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#5E10B1'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;color:#5E10B1;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 26</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Credit risk </font></b><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">continued</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><a name="NWG_WHOLE"></a><a name="NWG_WHOLESALE"><font style="line-height:130%;color:#5E10B1;">Wholesale support schemes</font></a></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">The table below shows the uptake of the Bounce Back Loan
Scheme (BBLS), the Coronavirus Business Interruption Loan Scheme (CBILS) and
the Coronavirus Large Business Interruption Loan Scheme (CLBILS) by Wholesale
customers which ended for new applicants on 31 March 2021. Sectors shown are
those that continue to be affected by COVID-19.<font style="color:red;"> </font>Drawdown
amounts reflect total balances net of repayments. These include the effects of
further drawdowns, term extensions, and other loan adjustments.</p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:24.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">BBLS</font></b></p></td><td style="width:.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:24.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">CBILS</font></b></p></td><td style="width:.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:28.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">CLBILS</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Approved</font></b></p></td><td style="width:9.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Drawdown&#160;</font></b></p></td><td style="width:9.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">% of BBLS to</font></b></p></td><td style="width:.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Approved</font></b></p></td><td style="width:9.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Drawdown&#160;</font></b></p></td><td style="width:9.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">% of CBILS to</font></b></p></td><td style="width:.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Approved</font></b></p></td><td style="width:9.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Drawdown&#160;</font></b></p></td><td style="width:11.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">% of CLBILS to</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">30 September 2021</font></b></p></td><td style="width:6.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">volume</font></b></p></td><td style="width:9.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">amount (&#163;m)</font></b></p></td><td style="width:9.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">sector loans</font></b></p></td><td style="width:.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">volume</font></b></p></td><td style="width:9.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">amount (&#163;m)</font></b></p></td><td style="width:9.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">sector loans</font></b></p></td><td style="width:.58%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">volume</font></b></p></td><td style="width:9.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">amount (&#163;m)</font></b></p></td><td style="width:11.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">sector loans</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Wholesale lending by sector</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Airlines and aerospace</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">260&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.35%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.53%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.94%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Automotive</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12,839&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">389&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6.27%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">578&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">128&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.06%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.48%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3.37%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">121&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.44%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.15%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Health</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10,248&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">282&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.55%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">630&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.87%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">19&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.37%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.29%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">399&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">93&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.02%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.20%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,182&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">533&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6.41%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">194&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.33%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Oil and 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align="right"><b><font style="font-size:8.0pt;color:black;">0.57%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.44%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Retail</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32,652&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,007&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12.22%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,655&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">370&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.49%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">74&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.90%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Property&#160;</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">71,422&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,899&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.64%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,491&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">632&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.88%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">37&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">88&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.26%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Other (including Business&#160;</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Banking)</font></p></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">127,787&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,029&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3.32%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,918&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,762&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.93%&#160;</font></b></p></td><td style="width:.58%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">84&#160;</font></b></p></td><td style="width:9.28%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">300&#160;</font></b></p></td><td style="width:11.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.33%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:20.86%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total</font></p></td><td style="width:6.38%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">299,304&#160;</font></b></p></td><td style="width:9.28%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,845&#160;</font></b></p></td><td style="width:9.28%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.84%&#160;</font></b></p></td><td style="width:.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.38%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">17,007&#160;</font></b></p></td><td style="width:9.28%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,695&#160;</font></b></p></td><td style="width:9.28%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.28%&#160;</font></b></p></td><td style="width:.58%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">230&#160;</font></b></p></td><td style="width:9.28%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">753&#160;</font></b></p></td><td style="width:11.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.46%&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%">&#160;</p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%;text-autospace:none"><font style="font-size:7.0pt;line-height:107%;">The Recovery Loan Scheme, a
  successor to the closed BBLS, CBILS, and CLBILS was launched on 6 April 2021.
  Uptake of the new scheme was minimal with 364 customers having drawn down &#163;30
  million as at 30 September 2021.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%;text-autospace:none"><font style="font-size:7.0pt;line-height:107%;">&#160;</font></p>
</div>
<font style='font-size:7.0pt;line-height:107%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
</font>
<div ><b><font style='font-size:9.0pt;line-height:115%; font-family:"Arial",sans-serif;color:#42145F'><br clear="all" style="page-break-before: always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 27</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal;page-break-before:always"><b><font style="line-height:115%;color:#42145F;">Risk and capital management<a name="NWG_CLF"></a></font></b></h2>
<h2 style="line-height:110%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:110%;color:#5E10B1;">Capital,
liquidity and funding risk</font></b></h2>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="line-height:110%;color:#5E10B1;">Introduction </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="line-height:130%;">NatWest
Group continually ensures a comprehensive approach is taken to the management
of Capital, Liquidity and Funding,</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="line-height:130%;">underpinned
by frameworks, risk appetite and policies, to manage and mitigate Capital,
Liquidity and Funding risks. The framework ensures the tools and capability are
in place to facilitate the management and mitigation of risk ensuring that
NatWest Group operates within its regulatory requirements and risk appetite.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">Within the 2020 Annual Report </font><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:black">on Form 20-F</font><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">, NatWest Group outlined a number of COVID-19
specific relief measures which impacted capital and leverage ratios during the
year, one of which was a temporary change to the Prudential Valuation
Adjustment (PVA). From 1 January 2021, the aggregation factor reverted to 50%
from 66%. This has increased NatWest Group&#8217;s PVA deduction by c.&#163;120 million. </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Key developments
since December 2020</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:5.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:red">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:14.64%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">CET1 (CRR
  end-point)</font></p></td><td style="width:85.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">The CET1 ratio increased by 20
  basis points to 18.7%. The increase is primarily due to the attributable
  profit in the period of &#163;2.5 billion and a reduction in RWAs, partially
  offset by the impact of the directed buy back and associated pension
  contribution of &#163;1.2 billion (72 bps), foreseeable charges and pension
  contributions of &#163;0.8 billion (48 bps), a &#163;0.8 billion decrease in the IFRS 9
  transitional adjustment (45 bps) and other reserve movements in the period. </p></td></tr><tr><td style="width:14.64%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Total RWAs</font></p></td><td style="width:85.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif">Total RWAs decreased 6.2% to
  &#163;159.8 billion mainly reflecting decreases in credit risk RWAs of &#163;7.6
  billion, market risk RWAs of &#163;1.4 billion and operational risk RWAs of &#163;0.9
  billion following the annual recalculation in Q1 2021. The decrease in credit
  risk RWAs was mainly driven by reductions in Commercial Banking and Ulster
  Bank RoI. Market risk RWAs decreased &#163;1.4 billion predominantly due to the
  transition from LIBOR to alternative risk free rates. Counterparty credit
  risk RWAs reduced by &#163;0.6 billion as a result of reduced exposures in NatWest
  Markets.</font></p></td></tr><tr><td style="width:14.64%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">UK leverage
  ratio</font></p></td><td style="width:85.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif">The UK leverage ratio
  decreased c.50 basis points to 5.9% driven by a &#163;2.7 billion decrease in Tier
  1 capital.</font></p></td></tr><tr><td style="width:14.64%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Liquidity
  portfolio</font></p></td><td style="width:85.36%;border:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:110%"><font style="font-size:9.0pt;line-height:110%;font-family:Arial, Helvetica, sans-serif">The liquidity portfolio
  increased by &#163;15.4 billion in the period to &#163;277.8 billion at Q3 2021, with
  primary liquidity increasing by &#163;20.6 billion to &#163;190.9 billion. The increase
  in primary liquidity was mainly driven by customer deposits, cash proceeds
  from new issuances and the methodology change to include UBIDAC cash at
  central banks. This is offset by the TFSME repayment, buy back of shares
  owned by UK Government, pension fund contributions, liability management
  exercise, increased lending and the purchase of mortgages from Metro Bank.
  Secondary liquidity is lower due to a reduction of collateral pre-positioned
  with the Bank of England due to monthly repayments of underlying assets.</font></p></td></tr></table>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></h2>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 28</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#5E10B1;">Capital, liquidity and
funding risk </font></b><font style="line-height:115%;color:#5E10B1;">continued</font></h2>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;color:#5E10B1;">Maximum
Distributable Amount (MDA) and Minimum Capital Requirements </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">NatWest Group is subject to
minimum capital requirements relative to RWAs. The table below summarises the
minimum capital requirements (the sum of Pillar 1 and Pillar 2A), and the
additional capital buffers which are held in excess of the regulatory minimum
requirements and are usable in stress.&#160;&#160; </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">Where the CET1 ratio falls
below the sum of the minimum capital and the combined buffer requirement, there
is a subsequent automatic restriction on the amount available to service
discretionary payments (including AT1 coupons), known as the MDA. Note that different
requirements apply to individual legal entities or sub-groups and that the
table shown does not reflect any incremental PRA buffer requirements, which are
not disclosable.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><a name="OLE_LINK1"><font style="line-height:130%;">The
current capital position provides significant headroom above both our minimum
requirements and our MDA threshold requirements.</font></a></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">&#160;</font></p>
<table style="width:100.0%;margin-left:4.65pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:15.75pt;"><td style="width:44.54%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;line-height:115%;">Type</font></b></p></td><td style="width:17.5%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">CET1</font></b></p></td><td colspan="2" style="width:20.08%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">Total Tier 1</font></b></p></td><td style="width:17.86%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:15.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">Total capital</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border:none;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Pillar
  1 requirements</font></p></td><td style="width:17.5%;border:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.5%&#160;</font></b></p></td><td colspan="2" style="width:20.08%;border:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6.0%&#160;</font></b></p></td><td style="width:17.86%;border:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.0%&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Pillar
  2A requirements</font></p></td><td style="width:17.5%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.0%&#160;</font></b></p></td><td colspan="2" style="width:20.08%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.7%&#160;</font></b></p></td><td style="width:17.86%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3.6%&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border:none;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Minimum
  Capital Requirements</font></p></td><td style="width:17.5%;border:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6.5%&#160;</font></b></p></td><td colspan="2" style="width:20.08%;border:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.7%&#160;</font></b></p></td><td style="width:17.86%;border:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.6%&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Capital
  conservation buffer</font></p></td><td style="width:17.5%;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5%&#160;</font></b></p></td><td colspan="2" style="width:20.08%;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5%&#160;</font></b></p></td><td style="width:17.86%;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5%&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Countercyclical
  capital buffer </font><font style="font-size:6.0pt;line-height:115%;color:black;">(1)</font><font style="font-size:8.0pt;line-height:115%;color:black;">&#160;</font></p></td><td style="width:17.5%;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td colspan="2" style="width:20.08%;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:17.86%;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">MDA
  threshold </font><font style="font-size:6.0pt;line-height:115%;color:black;">(2)</font></p></td><td style="width:17.5%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.0%&#160;</font></b></p></td><td style="width:6.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#160;</font></b></p></td><td style="width:13.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">n/a</font></b></p></td><td style="width:17.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">n/a</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Subtotal</font></p></td><td style="width:17.5%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.0%&#160;</font></b></p></td><td style="width:6.32%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#160;</font></b></p></td><td style="width:13.78%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.2%&#160;</font></b></p></td><td style="width:17.86%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14.1%&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Capital
  ratios at 30 September 2021</font></p></td><td style="width:17.5%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.7%&#160;</font></b></p></td><td colspan="2" style="width:20.08%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.1%&#160;</font></b></p></td><td style="width:17.86%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">24.6%&#160;</font></b></p></td></tr><tr style="height:9.65pt;"><td style="width:44.54%;border:none;border-bottom:solid windowtext 1.0pt;background:white;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;line-height:115%;color:black;">Headroom</font><font style="font-size:6.0pt;line-height:115%;color:black;">(3)</font><font style="font-size:8.0pt;line-height:115%;color:black;"> </font></p></td><td style="width:17.5%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">9.7%&#160;</font></b></p></td><td colspan="2" style="width:20.08%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">9.9%&#160;</font></b></p></td><td style="width:17.86%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 5.4pt 0cm 5.4pt;height:9.65pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-align:right" align="right"><b><font style="font-size:8.0pt;line-height:115%;color:black;">10.5%&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">In response to COVID-19, many countries
  reduced their CCyB rates. Most notably for NatWest Group, the Financial
  Policy Committee reduced the UK rate from 1% to 0% and the CBI also announced
  a reduction of the Republic of Ireland rate from 1% to 0%.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(2)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">Pillar 2A requirements for NatWest Group are set on a
  nominal capital basis.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(3)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">The headroom does not reflect excess
  distributable capital and may vary over time.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<font style='font-size:10.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:10.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 29</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#5E10B1;">Capital, liquidity and
funding risk </font></b><font style="line-height:115%;color:#5E10B1;">continued</font></h2>
<h2 style="line-height:normal;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><font style="color:#5E10B1;">Capital and leverage
ratios</font></h2>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">The table below sets out the key
capital and leverage ratios. </p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:bold;font-style:normal"><font style="font-size:8.0pt;">Capital adequacy ratios&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">%&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">%&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">CET1</font></p></td><td style="width:12.42%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.7&#160;</font></b></p></td><td style="width:10.94%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.2&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.5&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tier 1</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.1&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21.8&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21.4&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total</font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">24.6&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.9&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">24.5&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Capital</font></b></p></td><td style="width:12.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tangible equity</font></p></td><td style="width:12.42%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30,769&#160;</font></b></p></td><td style="width:10.94%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30,751&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31,712&#160;</font></font></p></td></tr><tr style="height:5.25pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:5.25pt;"></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:5.25pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:5.25pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:5.25pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Prudential valuation adjustment</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(264)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(285)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(286)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Deferred tax assets</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(765)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(832)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(760)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit adjustments</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">22&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Pension fund assets</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(385)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(384)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(579)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cash flow hedging reserve</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">254&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">77&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(229)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreseeable ordinary dividends</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(402)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(500)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(364)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreseeable charges - on-market ordinary share buy back
  programme</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(462)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(750)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreseeable pension contributions</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(354)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(174)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(266)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Prudential amortisation of software development costs</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">476&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">537&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">473&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustments under IFRS 9 transitional arrangements</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">973&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,198&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,747&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other adjustments for regulatory purposes</font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Total deductions</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(907)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,091)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(265)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border-top:solid black 1.0pt;border-left:solid black 1.0pt;border-bottom:none;border-right:none;background:white;padding:0cm .25pt 0cm .4pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">CET1 capital</font></p></td><td style="width:12.42%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29,862&#160;</font></b></p></td><td style="width:10.94%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29,660&#160;</font></font></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:none;border-right:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31,447&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border-top:none;border-left:solid black 1.0pt;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .4pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">AT1 capital</font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,875&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,916&#160;</font></font></p></td><td style="width:11.02%;border-top:none;border-left:none;border-bottom:solid black 1.0pt;border-right:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,983&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tier 1 capital</font></p></td><td style="width:12.42%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">33,737&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35,576&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36,430&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tier 2 capital</font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,522&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,973&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,255&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Total regulatory capital</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39,259&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">40,549&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41,685&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.42%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Risk-weighted assets</font></b></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Credit risk</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">122,270&#160;</font></b></p></td><td style="width:10.94%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">122,475&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">129,914&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Counterparty credit risk</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,475&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8,619&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9,104&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Market risk</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,979&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10,845&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9,362&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operational risk</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21,031&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21,031&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21,930&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Total RWAs</font></p></td><td style="width:12.42%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">159,755&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">162,970&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">170,310&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Leverage</font></b></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cash and balances at central banks</font></p></td><td style="width:12.42%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">164,851&#160;</font></b></p></td><td style="width:10.94%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">151,511&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">124,489&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Trading assets</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66,357&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">70,195&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">68,990&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Derivatives</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">103,770&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">109,556&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">166,523&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Financial assets</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">417,273&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">422,356&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">422,647&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other assets</font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26,027&#160;</font></b></p></td><td style="width:10.94%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">22,240&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16,842&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Total assets</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">778,278&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">775,858&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">799,491&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Derivatives</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.94%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160; - netting and variation margin</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(107,160)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(112,441)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(172,658)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160; - potential future exposures</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36,382&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37,468&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38,171&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Securities financing transactions gross up</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,903&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,486&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,179&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other off balance sheet items</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">44,292&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43,979&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45,853&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Regulatory deductions and other adjustments</font></p></td><td style="width:12.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(14,340)</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(13,831)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 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1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8,283)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">UK leverage exposure</font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">569,822&#160;</font></b></p></td><td style="width:10.94%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">575,636&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">572,558&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:65.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">UK leverage ratio %</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(2)</font></font></p></td><td style="width:12.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.9&#160;</font></b></p></td><td style="width:10.94%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.2&#160;</font></font></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.4&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif"></font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><a name="OLE_LINK3"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></a></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%;text-autospace:none"><font style="font-size:7.0pt;line-height:115%;">Based on CRR end-point including an
  IFRS 9 transitional adjustment of &#163;1.0 billion (30 June 2021 - &#163;1.2 billion,
  31 December 2020 - &#163;1.7 billion). Excluding this adjustment, the CET1 ratio
  would be 18.1% (30 June 2021 &#8211; 17.5%, 31 December 2020 &#8211; 17.5%). The amended
  article for the prudential treatment of software assets was implemented in
  December 2020. Excluding this adjustment the CET1 ratio at <font style="color:black;">30 September 2021 </font>would be 18.4% (30 June 2021 &#8211;
  17.9%, 31 December 2020 &#8211; 18.2%).</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(2)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%;text-autospace:none"><font style="font-size:7.0pt;line-height:115%;">The UK leverage ratio excludes
  central bank claims from the leverage exposure where deposits held are
  denominated in the same currency and of contractual maturity that is equal or
  longer than that of the central bank claims. Excluding an IFRS 9 transitional
  adjustment, the UK leverage ratio would be 5.8% (30 June 2021 &#8211; 6.0%, 31
  December 2020 &#8211; 6.1%). The amended article for the prudential treatment of
  software assets was implemented in December 2020. Excluding this adjustment,
  the UK leverage ratio at 30 September 2021 would be 5.8% (30 June 2021 &#8211;
  6.1%, 31 December 2020 &#8211; 6.3%).</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<font style='font-size:7.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 30</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#5E10B1;">Capital, liquidity and
funding risk </font></b><font style="line-height:115%;color:#5E10B1;">continued</font></h2>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%;page-break-after:avoid;color:#5FADE1;font-weight:bold;text-align:justify"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal">Capital flow statement </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:105%"><font style="font-size:9.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">The
table below analyses the movement in CET1, AT1 and Tier 2 capital for the nine
months ended 30 September 2021.</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">CET1</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">AT1</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Tier 2</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.22%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">At 1 January 2021</font></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">31,447&#160;</font></b></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,983&#160;</font></b></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,255&#160;</font></b></p></td><td style="width:10.22%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,685&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Attributable profit for the period</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,516&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,516&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary interim dividend paid&#160;</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(348)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(348)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Own credit</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Share capital and reserve movements in respect of employee share
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style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Directed buy back</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,231)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,231)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">On-market ordinary share buy back programme</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(750)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(750)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreseeable ordinary dividends</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(402)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(402)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreseeable pension contributions</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(354)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(354)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreign exchange reserve</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(283)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(283)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">FVOCI reserve</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(123)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(123)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Goodwill and intangibles deduction</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(65)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(65)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Deferred tax assets</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Prudential valuation adjustments</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">22&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">22&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">New issues of capital instruments</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">933&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,635&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,568&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Redemption of capital instruments</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">150&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,041)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,456)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3,347)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net dated subordinated debt instruments</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">76&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">76&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreign exchange 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style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment under IFRS 9 transitional arrangements</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(774)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(774)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other movements</font></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(7)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(14)</font></b></p></td><td style="width:10.22%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(21)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:59.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">At 30 September 2021</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29,862&#160;</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,875&#160;</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,522&#160;</font></b></p></td><td style="width:10.22%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">39,259&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:105%"><font style="font-size:5.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-autospace:none">CET1 decrease is primarily due to the impact of the directed buy back
  and associated pension contribution of &#163;1.2 billion, foreseeable dividends
  and pension contributions of &#163;0.8 billion, <font style="color:black;">a &#163;0.8
  billion decrease in the IFRS 9 transitional adjustment and other reserve
  movements. This is partially offset by an attributable profit in the period.
  At H1 2021, an on-market ordinary share buy back programme of &#163;750 million
  was announced resulting in a foreseeable charge to capital, of which &#163;288
  million has been executed in the third quarter with the remaining &#163;462
  million remaining foreseeable at 30 September 2021.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-autospace:none"><font style="color:black;">AT1 reflects the &#163;400 million 4.5% Reset
  Perpetual Subordinated Contingent Convertible Notes issued in March 2021 and</font>$750 million 4.600% Reset Perpetual Subordinated Contingent Convertible notes
  in June 2021. It also reflects a $2.7 billion redemption of 8.625% Perpetual
  Subordinated Contingent Convertible Additional notes in August 2021.</p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:10.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">&#9679;</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-autospace:none">The Tier 2 movement is primarily due to the redemption of own debt of
  &#163;1.5 billion in March 2021, a &#163;1.0 billion issuance of subordinated Tier 2
  notes in May 2021 and a &#8364;750 million issuance of subordinated Tier 2 notes in
  September 2021. </p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:105%"><font style="font-size:5.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:105%"><font style="font-size:5.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:105%"><font style="font-size:5.0pt;line-height:105%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">&#160;</font></p>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#5E10B1'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;color:#5E10B1;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 31</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#5E10B1;">Capital, liquidity and
funding risk </font></b><font style="line-height:115%;color:#5E10B1;">continued</font></h2>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;color:#5E10B1;">Risk-weighted assets </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">The table below analyses the
movement in RWAs during the period, by key drivers.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:10.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Counterparty</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Operational</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:6.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Credit risk</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">credit risk</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Market risk</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#160;risk</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.72%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.4%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">At 1 January 2021</font></p></td><td style="width:11.72%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">129.9&#160;</font></b></p></td><td style="width:11.72%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.1&#160;</font></b></p></td><td style="width:11.72%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.4&#160;</font></b></p></td><td style="width:11.72%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.9&#160;</font></b></p></td><td style="width:11.72%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">170.3&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreign exchange movement</font></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.8)</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.1)</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.9)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Business movement</font></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm 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.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Model updates</font></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.4)</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3.3)</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(3.7)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Other movements</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(2)</font></font></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.8)</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.8)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Acquisitions and disposals&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(3)</font></font></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.2)</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.72%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.2)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">At 30 September 2021</font></b></p></td><td style="width:11.72%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">122.3&#160;</font></b></p></td><td style="width:11.72%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.5&#160;</font></b></p></td><td style="width:11.72%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.0&#160;</font></b></p></td><td style="width:11.72%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.0&#160;</font></b></p></td><td style="width:11.72%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">159.8&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">The
table below analyses segmental RWAs.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">&#160;</p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.5pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td colspan="2" style="width:23.54%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Central</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td></tr><tr style="height:7.5pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Retail</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Private</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Commercial</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">RBS</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Ulster</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">items &amp;</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td></tr><tr style="height:7.5pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">International</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Markets</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Bank RoI</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#160;other</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:7.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total RWAs</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:9.54%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;bn</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">At 1 January 2021</font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.7&#160;</font></b></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.9&#160;</font></b></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">75.1&#160;</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.5&#160;</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">26.9&#160;</font></b></p></td><td style="width:9.54%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.8&#160;</font></b></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.4&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">170.3&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreign exchange movement</font></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.3)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.2)</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.4)</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.9)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Business movement</font></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm 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align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(0.2)</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, 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style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Credit risk</font></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29.4&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">58.1&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.1&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6.7&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.1&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">122.3&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Counterparty credit risk</font></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.2&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.1&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.3&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.9&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.5&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Market risk</font></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.0&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.0&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operational risk</font></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.0&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.3&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.0&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.0&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.8&#160;</font></b></p></td><td style="width:9.54%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">0.9&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.0&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:22.2%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total RWAs</font></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.6&#160;</font></b></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.4&#160;</font></b></p></td><td style="width:11.02%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66.4&#160;</font></b></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.1&#160;</font></b></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">25.4&#160;</font></b></p></td><td style="width:9.54%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.0&#160;</font></b></p></td><td style="width:8.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.9&#160;</font></b></p></td><td style="width:7.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">159.8&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:7.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">Risk parameter changes
  relate to changes in credit quality metrics of customers and counterparties
  (such as probability of default and loss given default) as well as internal
  ratings based model changes relating to counterparty credit risk in line with
  European Banking Authority Pillar 3 Guidelines.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(2)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">The movements in other
  include the following:</font></p><p style="margin-right:0cm;margin-left:36.0pt;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:10.0pt;line-height:normal;text-indent:0pt;text-autospace:none"><font style="font-size:7.0pt;">a.<font style="font:7.0pt &quot;Times New Roman&quot;;">&#160;&#160;&#160;&#160;&#160; </font></font><font style="font-size:7.0pt;">RWA benefit of &#163;0.8 billion as a result of the CRR
  COVID-19 amendment for Infrastructure Supporting Factor.</font></p><p style="margin-right:0cm;margin-left:36.0pt;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-indent:0pt;text-autospace:none"><font style="font-size:7.0pt;">b.<font style="font:7.0pt &quot;Times New Roman&quot;;">&#160;&#160;&#160;&#160;&#160;</font></font><font style="font-size:7.0pt;">Asset transfers from NatWest
  Markets to Commercial.</font></p></td></tr><tr style="height:7.1pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><font style="font-size:7.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">(3)</font></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:7.1pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">The movement in acquisitions &amp;
  disposals reflected a portfolio sale of non-performing loans in Ulster Bank
  RoI.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:7.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:31.35pt;"><td style="width:2.78%;padding:0cm 0cm 0cm 0cm;height:31.35pt;vertical-align:top"><p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:115%"><a name="_Hlk54336104"><font style="font-size:9.0pt;line-height:115%;">&#9679;</font></a></p></td><td style="width:97.22%;padding:0cm 0cm 0cm 0cm;height:31.35pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none">Total RWAs
  decreased to &#163;159.8 billion during the period due to the following:</p><p style="margin-right:0cm;margin-left:18.0pt;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-indent:0pt;text-autospace:none"><font style="font-family:Arial, Helvetica, sans-serif">o<font style="font:7.0pt &quot;Times New Roman&quot;;">&#160;&#160;&#160; </font></font>Credit
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  in Commercial Banking and reductions in business lending and mortgages in
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  2021.</p><p style="margin-right:0cm;margin-left:18.0pt;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-indent:0pt;text-autospace:none"><font style="font-family:Arial, Helvetica, sans-serif">o<font style="font:7.0pt &quot;Times New Roman&quot;;">&#160;&#160;&#160; </font></font>Counterparty
  credit risk RWAs reduced by &#163;0.6 billion, mainly reflecting reduced IMM
  exposures in NatWest Markets.</p><p style="margin-right:0cm;margin-left:18.0pt;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-indent:0pt;text-autospace:none"><font style="font-family:Arial, Helvetica, sans-serif">o<font style="font:7.0pt &quot;Times New Roman&quot;;">&#160;&#160;&#160; </font></font>Market
  Risk RWAs decreased by &#163;1.4 billion primarily driven by a decrease in
  modelled market risk reflecting a reduction in tenor basis risk in sterling
  flow rates, related to the transition from LIBOR to alternative risk-free
  rates.</p></td></tr></table>
<p style="margin-right:4.9pt;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:10.0pt;line-height:107%;color:#002060;">&#160;</font></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 32</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#42145F;">Risk and capital management</font></b></h2>
<h2 style="line-height:115%;page-break-after:avoid;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#002060;font-weight:normal"><b><font style="line-height:115%;color:#5E10B1;">Capital, liquidity and
funding risk </font></b><font style="line-height:115%;color:#5E10B1;">continued</font></h2>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;color:#5E10B1;">Liquidity
portfolio</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">The table below shows the
liquidity portfolio by product, with primary liquidity aligned to internal
stressed outflow coverage and regulatory liquidity coverage ratio (LCR)
categorisation. Secondary liquidity comprises assets eligible for discount at
central banks, which do not form part of the liquid asset portfolio for LCR or
internal stressed outflow coverage purposes.</font></p>
<p style="margin-right:0cm;margin-left:12.75pt;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;text-indent:0pt;line-height:130%"><font style="font-size:7.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td colspan="5" style="width:49.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">Liquidity value</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:#5E10B1;">30 September 2021</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:#5E10B1;">30 June 2021</font></p></td><td style="width:.88%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:6.0pt;color:#5E10B1;">31 December 2020</font></p></td></tr><tr style="height:6.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">NatWest</font></p></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">NatWest</font></p></td></tr><tr style="height:6.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:6.0pt;">Group&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Group</font></p></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">Group&#160;</font></p></td></tr><tr style="height:6.75pt;"><td style="width:50.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td><td style="width:.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:6.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cash and balances at central banks</font></p></td><td style="width:16.12%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font 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Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34,639&#160;</font></font></p></td><td style="width:.88%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:none;border-right:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">50,901&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border:none;border-left:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .4pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160; A+ and lower rated governments</font></p></td><td style="width:16.12%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">40&#160;</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38&#160;</font></font></p></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-right:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">79&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border:none;border-left:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .4pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160; Government guaranteed issuers, public sector entities and</font></p></td><td style="width:16.12%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-right:solid black 1.0pt;background:white;padding:0cm .4pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border:none;border-left:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .4pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; government sponsored
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  development banks</font></p></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,027&#160;</font></b></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,175&#160;</font></font></p></td><td style="width:.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border-top:none;border-left:none;border-bottom:solid black 1.0pt;border-right:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,140&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">LCR level 1 bonds</font></p></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29,031&#160;</font></b></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38,117&#160;</font></font></p></td><td style="width:.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">54,392&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">LCR level 1 assets</font></p></td><td style="width:16.12%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">190,794&#160;</font></b></p></td><td style="width:.6%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187,021&#160;</font></font></p></td><td style="width:.88%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">170,212&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">LCR level 2 assets</font></p></td><td style="width:16.12%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">118&#160;</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">116&#160;</font></font></p></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">124&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Non-LCR eligible assets</font></p></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Primary liquidity&#160;</font></p></td><td style="width:16.12%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">190,912&#160;</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187,137&#160;</font></font></p></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">170,336&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Secondary liquidity&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(2)</font></font></p></td><td style="width:16.12%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">86,856&#160;</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">89,909&#160;</font></font></p></td><td style="width:.88%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:16.12%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91,985&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:50.14%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total liquidity value</font></p></td><td style="width:16.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">277,768&#160;</font></b></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:16.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">277,046&#160;</font></font></p></td><td style="width:.88%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:16.12%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">262,321&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:130%"><font style="font-size:7.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">NatWest
  Group includes the UK Domestic Liquidity Sub-Group (NWB Plc, RBS plc, Coutts
  &amp; Co and Ulster Bank Limited), NatWest Markets Plc and other significant
  operating subsidiaries that hold liquidity portfolios. These include The
  Royal Bank of Scotland International Limited, NWM N.V. and Ulster Bank
  Ireland DAC who hold managed portfolios that comply with local regulations
  that may differ from PRA rules. </font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(2)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">Comprises
  assets eligible for discounting at the Bank of England and other central
  banks.</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(3)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">Following
  a change in methodology in our internal stressed outflow coverage metric,
  cash placed at Central Bank of Ireland within UBIDAC is now reported in the liquidity
  portfolio</font></p></td></tr></table>
</div>
<font style='font-size:7.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
</font>
<div ><b><font style='font-size:9.0pt;font-family:"Arial",sans-serif; color:#0A2F64'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#0A2F64">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 33</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;page-break-before:always"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">Condensed consolidated
income statement for the period ended 30 September 2021</font></b><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif;color:black"> </font><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">(unaudited)</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%">&#160;</p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:top"></td><td colspan="2" style="width:23.48%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:34.32%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:top"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:top"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:top"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></b></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Interest receivable</font></p></td><td style="width:12.48%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,166&#160;&#160;</font></b></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,702&#160;</font></font></p></td><td style="width:.74%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,384&#160;</font></b></p></td><td style="width:11.0%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,433&#160;</font></font></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,512&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Interest payable</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,296)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,924)&#160;</font></font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(430)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(448)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(586)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Net interest income&#160;</font></b></p></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,870&#160;&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,778&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,954&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,985&#160;</font></font></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,926&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Fees and commissions receivable</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,982&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,081&#160;</font></font></p></td><td style="width:.74%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">670&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">665&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">651&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Fees and commissions payable</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(425)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(591)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(140)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(144)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(199)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Income from trading activities</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">326&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,054&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">71&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">252&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other operating income&#160;</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">340&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(61)&#160;</font></font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">195&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">83&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(207)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Non-interest income</font></b></p></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,223&#160;&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,483&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">820&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">675&#160;</font></font></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">497&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total income</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,093&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8,261&#160;</font></font></p></td><td style="width:.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,774&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,660&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,423&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:12.48%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,794)</font></b></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2,937)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(892)</font></b></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(917)&#160;</font></font></font></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(982)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(765)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(902)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(263)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(254)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(251)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,291)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,081)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(588)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(326)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(385)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(613)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(644)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(199)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(209)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(196)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></b></p></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5,463)</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5,564)&#160;</font></font></font></p></td><td style="width:.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,942)</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,706)&#160;</font></font></font></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,814)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Profit before impairment releases/(losses)</font></b></p></td><td style="width:12.48%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,630&#160;&#160;</font></b></p></td><td style="width:11.0%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,697&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">832&#160;</font></b></p></td><td style="width:11.0%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">954&#160;</font></font></p></td><td style="width:11.0%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">609&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Impairment releases/(losses)</font></p></td><td style="width:12.48%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">949&#160;&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3,112)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">242&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">605&#160;</font></font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(254)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Operating profit/(loss) before tax</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,579&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(415)&#160;</font></font></font></p></td><td style="width:.74%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,074&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,559&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">355&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Tax (charge)/credit</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(765)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1&#160;</font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(330)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(202)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(207)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Profit/(loss) for the period</font></b></p></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,814&#160;&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(414)&#160;</font></font></font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">744&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,357&#160;</font></font></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">148&#160;</font></font></p></td></tr><tr style="height:3.0pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Attributable to:</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary shareholders</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,516&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(644)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">674&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,222&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">61&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference shareholders</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Paid-in equity holders</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">241&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">272&#160;</font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">63&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">80&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Non-controlling interests</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43&#160;&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(63)&#160;</font></font></font></p></td><td style="width:.74%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">40&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,814&#160;&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(414)&#160;</font></font></font></p></td><td style="width:.74%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">744&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.8p</font></b></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">10.6p</font></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">0.5p</font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.46%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Earnings per ordinary share - fully diluted</font></b></p></td><td style="width:12.48%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.4p</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">(5.3p)</font></p></td><td style="width:.74%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.34%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.8p</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">10.5p</font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">0.5p</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">Other operating income includes &#163;138 million loss on
  redemption of own debt for the nine months ended 30 September 2021; Q3 2021 -
  &#163;nil million (nine months ended 30 September 2020 - &#163;324 million loss; Q2
  2021 - &#163;20 million loss; Q3 2020 - &#163;324 million loss).</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<font style='font-size:8.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="font-size:8.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 34</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="line-height:130%;color:#42145F;">Condensed
consolidated statement of comprehensive income for the period ended 30
September 2021</font></b><font style="font-size:7.0pt;line-height:130%;color:black;"> </font><font style="font-size:7.0pt;line-height:130%;color:#5E10B1;">(unaudited)</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;color:#0A2F64;">&#160;</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:10.5pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:23.48%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.72%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:10.5pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:10.5pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:10.5pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Profit/(loss) for the period</font></b></p></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,814&#160;</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(414)&#160;</font></font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">744&#160;</font></b></p></td><td style="width:10.26%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,357&#160;</font></font></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">148&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Items that do not qualify for reclassification</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Remeasurement of retirement benefit schemes&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(740)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">54&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(6)</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(226)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(14)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Changes in fair value of credit in financial liabilities&#160;</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">designated at fair value through profit
  or loss (FVTPL)&#160;</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">due to own credit risk</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(29)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">20&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4)</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(63)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Fair value through other comprehensive income (FVOCI)&#160;</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">financial assets</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(43)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">77&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Tax&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">185&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45&#160;</font></font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(573)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">44&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4)</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(192)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Items that do qualify for reclassification&#160;</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">FVOCI financial assets</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(145)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#160;-&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(27)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">74&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cash flow hedges</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(610)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">364&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(245)</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(7)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(53)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Currency translation</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(267)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">425&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">55&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(150)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Tax</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;</font></font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">130&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(85)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">65&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(48)&#160;</font></font></font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">94&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(892)</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">667&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(159)</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(27)&#160;</font></font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Other comprehensive (loss)/income after tax</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,465)</font></b></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">711&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(163)</font></b></p></td><td style="width:10.26%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(219)&#160;</font></font></font></p></td><td style="width:11.0%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(22)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total comprehensive income for the period</font></b></p></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,349&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">297&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">581&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,138&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">126&#160;</font></font></p></td></tr><tr style="height:3.0pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.0pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Attributable to:</font></b></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.0%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary shareholders</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,047&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">51&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">512&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">998&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference shareholders</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Paid-in equity holders</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">241&#160;</font></b></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">272&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">63&#160;</font></b></p></td><td style="width:10.26%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">91&#160;</font></font></p></td><td style="width:11.0%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">80&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Non-controlling interests</font></p></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">47&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(47)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45&#160;</font></font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.2%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,349&#160;</font></b></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">297&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.48%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">581&#160;</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,138&#160;</font></font></p></td><td style="width:11.0%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">126&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">Following the purchase of ordinary shares from UKGI in
  March 2021, NatWest Group contributed &#163;500 million to its main pension scheme
  in line with the memorandum of understanding announced on 17 April 2018.
  After tax relief, this contribution reduced total equity by &#163;365 million.
  There was also a pre tax loss of &#163;176 million (&#8364;205 million) in relation to
  the interim re-measurement of the Ulster Bank Pension Scheme (Republic of
  Ireland), as a result of significant movements in underlying actuarial
  assumptions (June 2020: net gain of &#163;90 million (&#8364;101 million)). In line with
  our policy, the present value of defined benefit obligations and the fair
  value of plan assets at the end of the interim reporting period, are assessed
  to identity significant market fluctuations and one-off events since the end
  of the prior financial year.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 35</p>
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<div >
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;color:#003366;font-weight:bold"><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Condensed
consolidated balance sheet as at 30 September 2021</font><font style="font-size:7.0pt;line-height:120%;color:black;"> </font><font style="font-size:7.0pt;line-height:120%;color:#5E10B1;font-weight:normal;">(unaudited)</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td rowspan="2" style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">31 December</font></p></td></tr><tr style="height:9.75pt;"><td style="width:12.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:12.4%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Assets</font></b></p></td><td style="width:12.4%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:11.66%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cash and balances at central banks</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">164,851&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">124,489&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Trading assets</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">66,357&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">68,990&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Derivatives</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">103,770&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">166,523&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Settlement balances</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,140&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,297&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loans to banks - amortised cost</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9,251&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,955&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loans to customers - amortised cost</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">361,022&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">360,544&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other financial assets</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">47,000&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">55,148&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Intangible assets</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">6,723&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,655&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other assets</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11,164&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,890&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total assets</font></b></p></td><td style="width:12.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">778,278&#160;</font></b></p></td><td style="width:11.66%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">799,491&#160;</font></font></p></td></tr><tr style="height:3.75pt;"><td style="width:75.92%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;vertical-align:bottom"></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;vertical-align:bottom"></td><td style="width:11.66%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Liabilities</font></b></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:11.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Bank deposits</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:red;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">&#160;</font></font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">17,375&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">20,606&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">476,319&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">431,739&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Settlement balances</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,792&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,545&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Trading liabilities</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">70,946&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">72,256&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Derivatives</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">98,560&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">160,705&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other financial liabilities</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">47,857&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">45,811&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Subordinated liabilities</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,675&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9,962&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Notes in circulation</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,037&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,655&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other liabilities</font></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,830&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6,388&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total liabilities</font></b></p></td><td style="width:12.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">736,391&#160;</font></b></p></td><td style="width:11.66%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">755,667&#160;</font></font></p></td></tr><tr style="height:3.75pt;"><td style="width:75.92%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;vertical-align:bottom"></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;vertical-align:bottom"></td><td style="width:11.66%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Equity</font></b></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:11.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary shareholders' interests</font></p></td><td style="width:12.4%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">37,492&#160;</font></b></p></td><td style="width:11.66%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38,367&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other owners' interests</font></p></td><td style="width:12.4%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,384&#160;</font></b></p></td><td style="width:11.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,493&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Owners&#8217; equity</font></b></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,876&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43,860&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Non-controlling interests</font></p></td><td style="width:12.4%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:11.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(36)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total equity</font></b></p></td><td style="width:12.4%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,887&#160;</font></b></p></td><td style="width:11.66%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43,824&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:75.92%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total liabilities and equity</font></b></p></td><td style="width:12.4%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">778,278&#160;</font></b></p></td><td style="width:11.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">799,491&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:36.0pt;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:10.0pt;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 36</p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><b><font style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Condensed
consolidated statement of changes in equity for the period ended 30 September
2021</font></b><font style="font-size:7.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black"> </font><font style="font-size:7.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">(unaudited)</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><b><font style="font-size:7.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#003366">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Share&#160;</font></b></p></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td colspan="2" style="width:46.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">capital and</font></b></p></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Total</font></b></p></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Non</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">statutory</font></b></p></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Paid-in</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Retained</font></b></p></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Other</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">owners'</font></b></p></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">controlling</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Total&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:8.0pt;">reserves&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:bold;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">equity</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">earnings</font></b></p></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">reserves*</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">equity</font></b></p></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#160;interests</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">equity</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm 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style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">At 1 January 2021</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">13,216&#160;</font></b></p></td><td style="width:8.04%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,999&#160;</font></b></p></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm 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align="right"><b><font style="font-size:8.0pt;color:black;">43,860&#160;</font></b></p></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(36)</font></b></p></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43,824&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,771&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,771&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,814&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other comprehensive income</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">on FVOCI equity shares&#160;</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2)</font></b></p></td><td 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style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- Remeasurement of retirement&#160;</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm 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align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(178)</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(178)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(178)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font style="font-size:8.0pt;color:black;">- Tax</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">187&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">128&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">315&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">315&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary share dividends paid</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(693)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(693)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(693)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference share and paid-in equity</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;</font><font 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(255)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(255)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(255)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Shares repurchased 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.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,036)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,036)</font></b></p></td><td 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.25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Reclassification of paid-in equity&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(6)</font></font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,046)</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,046)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2,046)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Redemption of paid-in equity</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(7)</font></font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">150&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">150&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">150&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Redemption of preference shares</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">24&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(24)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Share-based payments</font></p></td><td style="width:10.26%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(65)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(65)</font></b></p></td><td style="width:9.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(65)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Movement in own shares held&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(3)</font></font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(365)</font></b></p></td><td style="width:8.04%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(365)</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(365)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">At 30 September 2021</font></b></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12,962&#160;</font></b></p></td><td style="width:8.04%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,890&#160;</font></b></p></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12,835&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12,189&#160;</font></b></p></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,876&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,887&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:18.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td colspan="3" style="width:54.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Attributable to:</font></b></p></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Ordinary shareholders</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">37,492&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference shareholders</font></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border-top:solid #EAEAEA 1.0pt;border-left:none;border-bottom:solid #EAEAEA 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">494&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Paid-in equity holders</font></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid #EAEAEA 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,890&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Non-controlling interests</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41,887&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td colspan="2" style="width:46.58%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">*Other reserves consists of:</font></b></p></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Merger reserve</font></p></td><td style="width:10.26%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid #EAEAEA 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10,881&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">FVOCI reserve</font></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid #EAEAEA 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">237&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cash flow hedging reserve</font></p></td><td style="width:10.26%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(254)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Foreign exchange reserve</font></p></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border-top:solid #EAEAEA 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,325&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:36.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.26%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12,189&#160;</font></b></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(1)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">Share capital and statutory reserves includes share
  premium, capital redemption reserve and own shares held.</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(2)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">Following the purchase of ordinary shares from UKGI in
  March 2021, NatWest Group contributed &#163;500 million to its main pension scheme
  in line with the memorandum of understanding announced on 17 April 2018.
  After tax relief, this contribution reduced total equity by &#163;365 million.
  There was also a pre tax loss of &#163;176 million (&#8364;205 million) in relation to
  the interim re-measurement of the Ulster Bank Pension Scheme (Republic of
  Ireland), as a result of significant movements in underlying actuarial
  assumptions (June 2020: net gain of &#163;90 million (&#8364;101 million)). In line with
  our policy, the present value of defined benefit obligations and the fair
  value of plan assets at the end of the interim reporting period, are assessed
  to identity significant market fluctuations and one-off events since the end
  of the prior financial year.</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(3)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">In March 2021, there was an agreement with HM Treasury to
  buy 591 million ordinary shares in the Company from UK Government Investments
  Ltd (UKGI), at 190.5p per share for the total consideration of &#163;1.13 billion.
  NatWest Group cancelled 391 million of the purchased ordinary shares,
  amounting to &#163;744 million excluding fees, and held the remaining 200 million
  in own shares held, amounting to &#163;381 million excluding fees. The nominal
  value of the share cancellation has been transferred to the capital redemption
  reserve.</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(4)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">In line with the announcement in July 2021, NatWest Group
  plc repurchased and cancelled 137.1 million shares for total consideration of
  &#163;292.2 million excluding fees. Of the 137.1 million shares bought back, 2.9
  million shares were settled and cancelled in October 2021. The nominal value
  of the share cancellations has been transferred to the capital redemption
  reserve with the share premium element to retained earnings.</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(5)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">AT1 capital notes totalling US$750 million less fees were issued
  in June 2021 (&#163;400 million less fees were issued in March 2021 and US$1.49
  billion less fees were issued in June 2020).</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(6)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">In July 2021, paid-in equity reclassified to liabilities as
  the result of a call in August 2021 of US$2.65 billion AT1 Capital notes.</font></p></td></tr><tr><td style="width:3.32%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">(7)</font></p></td><td style="width:96.68%;padding:0cm 0cm 0cm 0cm;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:115%"><font style="font-size:7.0pt;line-height:115%;">The redemption of paid-in equity includes a tax credit of
  &#163;16 million.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:7.0pt;line-height:130%;">&#160;</font></p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="font-size:7.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 37</p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;border:none;padding:0cm;color:#003366;font-weight:bold;text-align:justify;page-break-before:always"><a name="Notes_to_accounts"><font style="font-size:9.0pt;line-height:112%;color:#42145F;">Notes</font></a></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;border:none;padding:0cm;color:#003366;font-weight:bold;text-align:justify"><font style="font-size:9.0pt;line-height:112%;color:#42145F;">&#160;</font></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">1. Basis of preparation </font></b></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">The condensed consolidated
  financial statements should be read in conjunction with NatWest Group plc
  2020 Annual Report </font><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:black">on Form 20-F</font><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">which were prepared in accordance with International Accounting Standards in
  conformity with the requirements of the Companies Act 2006. </font></p></td></tr><tr style="height:4.0pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:4.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:5.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Going concern</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif">Having reviewed NatWest
  Group&#8217;s forecasts, projections, the potential impact of COVID-19, and other
  relevant evidence, the directors have a reasonable expectation that NatWest
  Group will continue in operational existence for a period of not less than
  twelve months. Accordingly, the results for the period ended 30 September
  2021 have been prepared on a going concern basis.</font></p></td></tr><tr style="height:1.0pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:1.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:9.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">2. Accounting policies </font></b></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;color:black;">NatWest Group&#8217;s principal accounting
  policies are as set out on pages 263 to 267 of the NatWest Group plc 2020
  Annual Report on Form 20-F. Changes to accounting policies from 1 January
  2021 had no material effect on NatWest Group plc&#8217;s</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;color:black;">accounts. </font></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;color:#5E10B1;">Critical accounting policies and key
  sources of estimation uncertainty</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;color:black;">The judgements and assumptions that are
  considered to be the most important to the portrayal of NatWest Group&#8217;s
  financial condition are those relating to deferred tax, fair value of financial
  instruments, loan impairment provisions, goodwill and provisions for
  liabilities and charges. These critical accounting policies and judgements
  are referenced on page 267 of the NatWest Group plc 2020 Annual Report on
  Form 20-F. Estimation uncertainty has been af<a name="_Hlk45102509">fected by
  the COVID-19 pandemic</a><a name="_Hlk45102561">. Management&#8217;s consideration
  of this source of uncertainty is outlined in the relevant sections of NatWest
  Group plc 2020 Annual Report on Form 20-F, including the ECL estimate for the
  period in the Risk and capital management section contained in the </a>NatWest
  Group plc 2020 Annual Report on Form 20-F.</font></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal">It was announced in the UK Government&#8217;s Budget on 27
  October 2021 that the UK banking surcharge will decrease from 8% to 3% from 1
  April 2023. This change is expected to be enacted in 2022. The resulting
  change to the net deferred tax asset position in NatWest Group is not
  expected to be material. </p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;color:#5E10B1;">Information used for significant
  estimates</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="line-height:112%;color:black;">The COVID-19 pandemic has continued to
  cause significant economic and social disruption. </font><font style="line-height:112%;">Key financial estimates are based</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%"><font style="line-height:112%;">on
  a range of anticipated future economic conditions described by internally
  developed scenarios. </font><font style="line-height:112%;color:black;">Measurement
  of goodwill, deferred tax and expected credit losses are highly sensitive to reasonably
  possible changes in those anticipated conditions. Other reasonably possible
  assumptions about the future include a prolonged financial effect of the
  COVID-19 pandemic on the economy of the UK and other countries. Changes in
  judgements and assumptions could result in a material adjustment to those
  estimates in the next reporting periods, refer to the NatWest Group plc Risk
  factors in the 2020 Annual Report </font><font style="line-height:112%;color:black;">on Form 20-F</font><font style="line-height:112%;color:black;">.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;border:none;padding:0cm;color:#003366;font-weight:bold;text-align:justify"><font style="font-size:9.0pt;line-height:112%;color:#42145F;">&#160;</font></p>
<font style='font-size:9.0pt;line-height:112%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;margin-bottom:10.0pt">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 38</p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%;page-break-before:always"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Notes</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><a name="_Hlk84434605"><b><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif;color:#42145F">3. Litigation and regulatory matters </font></b></a></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="line-height:115%;">NatWest
  Group plc's Interim Results 2021, issued on 30 July 2021, included
  disclosures about NatWest Group's litigation and regulatory matters in Note 12.
  Set out below are the material developments in those matters since
  publication of the Interim Results 2021.</font></p></td></tr><tr style="height:1.0pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:1.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="line-height:115%;color:#42145F;">Litigation<a name="_Hlk66787245"></a></font></b></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:#5E10B1;">Residential
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  behalf of certain state agencies, has been pursuing claims in New Mexico
  state court against NWMSI concerning certain historical RMBS offerings that
  allegedly involved materially false or misleading statements and/or omissions
  regarding the underwriting standards pursuant to which the mortgage loans
  underlying the RMBS were issued. NWMSI has reached an agreement in principle
  to settle this matter for an amount that is covered by an existing provision.</font></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><a name="_Hlk84324989"><font lang="EN-US" style="color:#5E10B1;">London
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  September 2021, the United States District Court for the Southern District of
  New York dismissed all claims against NWM Plc and other NatWest Group
  companies in the class action alleging that manipulation of JPY LIBOR and
  Euroyen TIBOR impacted the price of derivatives allegedly tied to those
  rates, finding a lack of antitrust standing and personal
  jurisdiction.&#160;The dismissal may be the subject of a future appeal.</p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font lang="EN-US" style="font-size:5.0pt;line-height:115%;color:#5E10B1;">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;color:#5E10B1;">Madoff</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">NWM N.V. is a defendant in  two actions filed by the trustee for the bankruptcy estates of Bernard L.  Madoff and Bernard L. Madoff Investment Securities LLC, in bankruptcy court  in New York, which together seek to clawback more than US$298 million in  redemptions that NWM N.V. allegedly received from certain Madoff feeder funds  and certain swap counterparties. In these and similar cases pending against  other defendants, the bankruptcy court previously held that, in order to  proceed to discovery and pursue its claims, the trustee had to allege that a  defendant lacked &#8220;good faith&#8221; when it received the funds in question. In  August 2021, the United States Court of Appeals for the Second Circuit, in  similar cases against other defendants, reversed the bankruptcy court&#8217;s ruling  on this question, holding instead that if a defendant wishes to rely on &#8220;good  faith&#8221; arguments, it is a matter for the defendant to prove in their defence.  The trustee&#8217;s actions against NWM N.V. will proceed in light of the appellate  court&#8217;s ruling.</font></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;color:#5E10B1;">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;text-autospace:none"><font style="line-height:120%;color:#5E10B1;">Odd lot corporate bond trading
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  Southern District of New York granted, on several grounds, defendants&#8217; motion
  to dismiss the class action complaint alleging that from August 2006 onwards
  various securities dealers, including NWMSI, conspired artificially to widen
  spreads for odd lots of corporate bonds bought or sold in the United States
  secondary market and to boycott electronic trading platforms that would have
  allegedly promoted pricing competition in the market for such bonds.&#160;The
  dismissal is subject to appeal.&#160; </font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;color:#5E10B1;">&#160;</font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="line-height:115%;color:#42145F;">Regulatory
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  October 2017, NWMSI entered into a non-prosecution agreement (NPA) with the United
  States Attorney for the District of Connecticut (USAO) in connection with
  alleged misrepresentations to counterparties relating to secondary trading in
  various forms of asset-backed securities. In the NPA, the USAO agreed not to
  file criminal charges relating to certain conduct and information described
  in the NPA, conditional on NWMSI and affiliated companies complying with the
  NPA&#8217;s reporting and conduct requirements during its term, including by not
  engaging in conduct during the NPA that </font><font style="line-height:115%;">the
  USAO determines was a felony under federal or state law or a violation of the
  anti-fraud provisions of the United States securities law.</font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;color:#5E10B1;">&#160;</font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="line-height:115%;">The
  NatWest Markets business is currently responding to a separate criminal
  investigation by the USAO and the US Department of Justice (DoJ) concerning
  unrelated trading by certain NWM Plc and NWMSI former</font><font style="line-height:115%;"> traders involving alleged spoofing. The NPA
  (referred to above) has been extended as the criminal investigation has
  progressed and related discussions with the USAO and the DoJ, including
  relating to the impact of such alleged conduct on the status of the NPA and
  the potential consequences thereof, have been ongoing. On 30 August 2021,
  NWMSI received a letter from USAO stating that it had determined that NWMSI
  had materially breached the NPA as a result of the alleged spoofing activity
  and that NWMSI is subject to prosecution for securities fraud in respect of
  the conduct underlying the NPA. NatWest Markets is engaging in discussions
  with the U.S. government about the resolution of the alleged spoofing
  activity investigation and the USAO&#8217;s determination of the breach of the NPA,
  including why criminal prosecution of the conduct underlying the NPA should
  not be pursued.</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;color:#5E10B1;">&#160;</font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="font-size:5.0pt;line-height:115%;">&#160;</font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;text-autospace:none"><font style="line-height:115%;">The
  precise duration and outcome of this matter remains uncertain. </font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 39</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Notes</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><b><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif;color:#42145F">3. Litigation
  and regulatory matters </font></b><font lang="EN-US" style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">continued</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">Adverse outcomes or
  resolution of current or future legal or regulatory actions (in particular, a
  finding of criminal liability in this matter) could have material collateral
  consequences for NatWest Group&#8217;s business and result in restrictions or
  limitations on NatWest Group&#8217;s operations.</font></p></td></tr><tr style="height:1.0pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:1.0pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:112%;text-autospace:none"><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="line-height:115%;">These may include the
  effective or actual disqualification from carrying on certain regulated
  activities and consequences resulting from the need to reapply for various
  important licences or obtain waivers to conduct certain existing activities
  of NatWest Group, particularly but not solely in the US, which may take a
  significant period of time and the results of which are uncertain.
  Disqualification from carrying on any activities, whether automatic as a
  result of the resolution of a particular matter or as a result of the failure
  to obtain such licences or waivers could adversely impact NatWest Group&#8217;s
  business, in particular in the US. This in turn and/or any fines, settlement
  payments or penalties could adversely impact NatWest Group&#8217;s reported
  financial results and condition, capital position or reputation.</font></p></td></tr><tr style="height:8.5pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:112%"><b><font style="font-size:5.0pt;line-height:112%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p></td></tr><tr style="height:37.3pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:37.3pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font lang="EN-US" style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">FCA
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  notified NatWest Group that it was undertaking an investigation into NatWest
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  in relation to certain money service businesses and related parties. </font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font lang="EN-US" style="font-size:5.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p></td></tr><tr style="height:22.7pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:22.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">In March 2021, the FCA
  notified NatWest Group that it had commenced criminal proceedings against NWB
  Plc for three offences under regulation 45(1) of the MLR 2007 arising from
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  pleaded guilty to the three offences under regulation 45(1) of the MLR 2007
  for failure to comply with regulation 8(1) of the MLR 2007 between 7 November
  2013 and 23 June 2016 and 8(3) and 14(1) of the MLR 2007 between 8 November
  2012 and 23 June 2016. </font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:5.0pt;line-height:115%;">&#160;</font></p></td></tr><tr style="height:22.7pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:22.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">These regulations required
  the firm to determine and conduct risk sensitive due diligence and ongoing
  monitoring of its customers for the purposes of preventing money laundering.
  The offences relate to operational weaknesses between 2012 and 2016, during
  which period NWB Plc did not adequately monitor the accounts of that
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  scheduled to take place on a date to be determined by the Crown Court. NWB
  Plc made a provision at 30 September 2021 in anticipation of a potential fine
  being imposed at that hearing, but is not disclosing the amount as it remains
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  other material adverse collateral consequences may occur as a result of these
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  correspondence was received from the CBI setting out an industry examination
  framework in respect of the sale of tracker mortgages from approximately 2001
  until the end of 2015. The redress and compensation phase has concluded,
  although an appeals process is currently anticipated to run until at least
  the end of 2021. NatWest Group has made provisions totalling &#8364;350 million (&#163;300
  million), of which &#8364;332 million (&#163;285 million) had been utilised by 30
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  mortgage review. These remediation programmes are ongoing. NatWest Group has
  made provisions of &#8364;163 million (&#163;140 million), of which &#8364;155 million (&#163;133
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  to lodge tracker mortgage complaints with the Financial Services and Pensions
  Ombudsman (FSPO). UBIDAC is challenging two recent FSPO adjudications in the
  Irish High Court. The outcome and impact of that challenge on those and
  related complaints is uncertain but potentially may be material.</font></p></td></tr><tr style="height:5.65pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:5.65pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font lang="EN-US" style="font-size:5.0pt;line-height:115%;color:#5E10B1;">&#160;</font></p></td></tr><tr style="height:22.7pt;"><td style="width:100.0%;padding:0cm 0cm 0cm 0cm;height:22.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;color:#003366;font-weight:bold"><font style="font-size:9.0pt;line-height:115%;color:#42145F;">4. Post balance sheet events </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="font-size:9.0pt;line-height:115%;font-family:Arial, Helvetica, sans-serif">Other than as disclosed
  there have been no significant events between 30 September 2021 and the date
  of approval of these accounts that would require a change to or additional
  disclosure in the condensed consolidated financial statements.</font></p></td></tr></table>
<font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:always" >
</font>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><font style="line-height:130%;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 40</p>
</div>
<font style='font-size:9.0pt;font-family:"Arial",sans-serif'><br clear="all" style="page-break-before:auto" >
</font>
<div >
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%;page-break-before:always"><b><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Additional information</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%"><font style="line-height:130%;color:#5E10B1;">Other financial
data</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font lang="EN-US" style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">The following table
shows NatWest Group&#8217;s issued and fully paid share capital, owners&#8217; equity and
indebtedness on a consolidated basis in accordance with IFRS as at 30 September
2021.</font></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:82.56%;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:17.44%;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><b><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">30 September</font></b></p></td></tr><tr style="height:11.35pt;"><td style="width:82.56%;padding:0cm 0cm 0cm 0cm;height:11.35pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:17.44%;padding:0cm 0cm 0cm 0cm;height:11.35pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><b><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">2021&#160;</font></b></p></td></tr><tr><td style="width:82.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:17.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><b><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#163;m</font></b></p></td></tr><tr><td style="width:82.56%;border:none;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Share capital
  - allotted, called up and fully paid</font></b></p></td><td style="width:17.44%;border:none;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></b></p></td></tr><tr><td style="width:82.56%;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">Ordinary shares of &#163;1</font></p></td><td style="width:17.44%;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">11,642&#160;</font></b></p></td></tr><tr><td style="width:82.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">Retained income and other
  reserves</font></p></td><td style="width:17.44%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">30,245&#160;</font></b></p></td></tr><tr><td style="width:82.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">Owners&#8217; equity</font></p></td><td style="width:17.44%;border:none;border-bottom:solid windowtext 1.0pt;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">41,887&#160;</font></b></p></td></tr><tr><td style="width:82.56%;border:none;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:17.44%;border:none;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></b></p></td></tr><tr><td style="width:82.56%;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">NatWest Group
  indebtedness</font></b></p></td><td style="width:17.44%;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></b></p></td></tr><tr><td style="width:82.56%;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">Trading liabilities&#160; - debt
  securities in issue</font></p></td><td style="width:17.44%;background:#EAEAEA;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right;line-height:120%" align="right"><b><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif;color:black">1,007&#160;</font></b></p></td></tr><tr><td style="width:82.56%;padding:0cm 0cm 0cm 0cm;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font style="font-size:8.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">Other financial liabilities
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<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font lang="EN-US" style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font lang="EN-US" style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">Under IFRS, certain
preference shares are classified as debt and are included in subordinated
liabilities in the table above.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font lang="EN-US" style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%"><font lang="EN-US" style="font-size:9.0pt;line-height:120%;font-family:Arial, Helvetica, sans-serif">The information
contained in the table above has not changed materially since 30 September
2021. </font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify;line-height:120%;text-autospace:none"><font style="line-height:120%;color:#003366;">&#160;</font></p>
<table style="border-collapse:collapse;width:100%" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.05pt;"><td style="width:39.8%;padding:0cm 0cm 0cm 0cm;height:9.05pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:13.26%;padding:0cm 0cm 0cm 0cm;height:9.05pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><b><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:#003366">&#160;</font></b></p></td><td colspan="5" style="width:46.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;height:9.05pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><b><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Year  ended 31 December </font></b></p></td></tr><tr style="height:8.5pt;"><td style="width:39.8%;padding:0cm 0cm 0cm 0cm;height:8.5pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:13.26%;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><b><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">Three months</font></b></p></td><td style="width:7.06%;border:none;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:10.34%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:10.34%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:10.34%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:8.86%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 0cm 0cm 0cm;height:8.5pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td></tr><tr style="height:2.85pt;"><td style="width:39.8%;padding:0cm 0cm 0cm 0cm;height:2.85pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:13.26%;padding:0cm 0cm 0cm 0cm;height:2.85pt;vertical-align:bottom"><p 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style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:10.34%;padding:0cm 0cm 0cm 0cm;height:2.85pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td><td style="width:8.86%;padding:0cm 0cm 0cm 0cm;height:2.85pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;text-align:right" align="right"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p></td></tr><tr style="height:8.5pt;"><td style="width:39.8%;padding:0cm 0cm 0cm 0cm;height:8.5pt;"><p 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<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.8%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(1)</font></p></td><td style="width:96.2%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal"><font style="font-size:7.0pt;">Return on average total assets represents profit
  attributable to ordinary shareholders as a percentage of average total assets</font></p></td></tr><tr style="height:3.7pt;"><td style="width:3.8%;padding:0cm 5.4pt 0cm 5.4pt;height:3.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(2)</font></p></td><td style="width:96.2%;padding:0cm 5.4pt 0cm 5.4pt;height:3.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:7.0pt;">Return
  on average ordinary shareholders&#8217; equity represents profit attributable to
  ordinary shareholders as a percentage of average ordinary shareholders&#8217;
  equity</font></p></td></tr></table>
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<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 41</p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:32.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center;color:#003366"><font style="color:#42145F;">Appendix</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:105%;text-align:center;text-autospace:none" align="center"><font style="font-size:2.0pt;line-height:105%;color:white;">RBS\Finance\0000012\Secret</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:32.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center;color:#003366"><font style="color:#42145F;">&#160;</font></p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><font style="font-size:32.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">Non-IFRS
financial</font><font style="font-size:28.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F"> </font><font style="font-size:32.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">measures</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><font style="font-size:32.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><font style="font-size:32.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="color:#42145F;">Appendix &#8211; Non&#8211;IFRS financial
measures</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><a name="_Hlk62728983"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">NatWest
Group prepares its financial statements in accordance with generally accepted
accounting principles (GAAP). This document contains a number of adjusted or
alternative performance measures, also known as non-GAAP or non-IFRS
performance measures. These measures are adjusted for notable and other defined
items which management believe are not representative of the underlying
performance of the business and which distort period-on-period comparison. The
non-IFRS measures provide users of the financial statements with a consistent
basis for comparing business performance between financial periods and
information on elements of performance that are one-off in nature. The non-IFRS
measures also include the calculation of metrics that are used throughout the
banking industry. These non-IFRS measures are not measures within the scope of
IFRS and are not a substitute for IFRS measures. These measures include:</font></a></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:107%"><font style="font-size:9.0pt;line-height:107%;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Non-IFRS
financial measures</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1"><br clear="all" style="page-break-before:always;" ></font><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Measure</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Basis of preparation</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Additional analysis or reconciliation</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">NatWest Group return on tangible equity </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black">Annualised profit or loss for the period attributable to
  ordinary shareholders divided by average tangible equity. Average tangible
  equity is average total equity excluding non-controlling interests (NCI) less
  average intangible assets and average other owners&#8217; equity.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 1</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Segmental return on equity</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Segmental operating profit or loss adjusted for
  preference share dividends and tax divided by average notional tangible
  equity, allocated at an operating segment specific rate, of the period
  average segmental risk-weighted assets incorporating the effect of capital
  deductions (RWAes).</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 2</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Operating expenses analysis &#8211; management view</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;">The management analysis of operating expenses shows
  strategic costs and litigation and conduct costs in separate lines.
  Depreciation and amortisation, and other administrative expenses attributable
  to these costs are included in strategic costs and litigation and conduct
  costs lines for management analysis. These amounts are included in staff,
  premises and equipment and other administrative expenses in the statutory
  analysis.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 3</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Cost:income ratio</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Total
  operating expenses less operating lease depreciation divided by total income
  less operating lease depreciation.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 4</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Net interest margin (NIM)</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;color:black;background:white;">Net interest income as a
  percentage of average interest-earning assets.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Table
  5</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Bank NIM </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;color:black;background:white;">Net interest income of
  the banking business less NatWest Markets (NWM) element as a percentage of
  interest-earning assets of the banking business less NWM element.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 5</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Bank NIM excluding Liquid Asset Buffer</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;color:black;background:white;">Net interest income of
  the banking business less NWM element as a percentage of interest-earning
  assets of the banking business less NWM element and Liquid Asset Buffer.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 5</font></p></td></tr><tr><td style="width:21.9%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><a name="_Hlk85118568"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Income across UK and RBSI
  retail and commercial businesses excluding notable items</font></a></p></td><td style="width:58.32%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Comprises income in the Retail Banking,
  Commercial Banking, Private Banking and RBS International operating segments,
  excluding notable items.</font></p></td><td style="width:19.78%;border:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 7</font></p></td></tr><tr><td style="width:21.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><a name="_Hlk85118587"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Net lending in the UK and RBSI
  retail and commercial businesses excluding UK Government support schemes</font></a></p></td><td style="width:58.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Comprises customer loans in the Retail Banking,
  Commercial Banking, Private Banking and RBS International operating segments,
  excluding UK Government support schemes.</font></p></td><td style="width:19.78%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 8</font></p></td></tr><tr><td style="width:21.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Customer deposits across UK and RBSI retail and commercial
  businesses</font></p></td><td style="width:58.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Comprises customer deposits in the Retail
  Banking, Commercial Banking, Private Banking and RBS International operating
  segments. </font></p></td><td style="width:19.78%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 9</font></p></td></tr><tr><td style="width:21.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Other expenses excluding operating lease depreciation (OLD)
  and Ulster Bank RoI direct costs. &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p></td><td style="width:58.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Total
  operating expenses less strategic, litigation and conduct costs, operating
  lease depreciation and Ulster Bank RoI direct costs.</font></p></td><td style="width:19.78%;border:none;border-top:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Table
  10</font></p></td></tr><tr><td style="width:21.9%;border:solid windowtext 1.0pt;border-left:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Commentary &#8211; adjusted periodically for specific items</font></p></td><td style="width:58.32%;border:solid windowtext 1.0pt;border-left:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:8.5pt;">NatWest Group and segmental business performance
  commentary have been adjusted for the impact of specific items such as
  notable items, operating lease depreciation, strategic costs and litigation
  and conduct costs.</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">&#160;</font></p></td><td style="width:19.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Notable
  items - page 8, Operating lease depreciation,</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Strategic
  costs and litigation and conduct costs - pages </font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">16<font style="color:black;background:white;"> to 20.</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif"><font style="text-decoration:none;">&#160;</font></font></b></p>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 1</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="color:#42145F;">Appendix &#8211; Non&#8211;IFRS financial
measures</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">Performance
metrics based on but not defined under IFRS</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;line-height:130%"><b><font style="font-size:9.0pt;line-height:130%;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1"><br clear="all" style="page-break-before:always;" ></font><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Measure</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Basis of preparation</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Additional analysis or reconciliation</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Loan:deposit ratio </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Net
  customer loans held at amortised cost divided by total customer deposits.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Table 6</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Tangible net asset value (TNAV)</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Tangible
  equity divided by the number of ordinary shares in issue (excluding own
  shares held). Tangible equity is ordinary shareholders&#8217; equity less
  intangible assets. </font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Page</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">7</font></p></td></tr><tr style="height:11.45pt;"><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:11.45pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Funded assets</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:11.45pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Total
  assets less derivatives.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:11.45pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">7, 14 and
  16 to 20</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Loan impairment rate</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">The
  annualised loan impairment charge divided by gross customer loans.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">7<font style="color:black;background:white;">, 10 to 13, and 15 to 20</font></font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Third party customer asset rate</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Third
  party customer asset rate is calculated as annualised interest payable or
  receivable on third-party loans to customers as a percentage of third-party
  loans to customers, including those reported as assets held for sale. This
  excludes intragroup items, loans to banks and liquid asset portfolios, which
  are included for the calculation of net interest margin.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">16 to 20</font></p></td></tr><tr style="height:35.8pt;"><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:35.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Third party customer funding rate</font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:35.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Third
  party customer funding rate is calculated as annualised interest payable or receivable
  on third-party customer deposits as a percentage of third-party customer
  deposits, including interest bearing and non-interest bearing customer
  deposits. Intragroup items, bank deposits, debt securities in issue and
  subordinated liabilities are excluded for customer funding rate calculation. </font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;height:35.8pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Pages</font><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">16 to 20</font></p></td></tr><tr><td style="width:21.9%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Assets under management and administration (AUMA) </font></p></td><td style="width:58.32%;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">AUMA
  comprises both assets under management (AUMs) and assets under administration
  (AUAs) serviced through the Private Banking franchise. </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">AUMs
  comprise assets where the investment management is undertaken by Private
  Banking on behalf of Private Banking, Retail Banking and RBSI customers. </font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">AUAs
  comprise third party assets held on an execution-only basis in custody by
  Private Banking, Retail Banking and RBSI for their customers accordingly, for
  which the execution services are supported by Private Banking. Private
  Banking receive a fee in respect of providing investment management and
  execution services to Retail Banking and RBSI franchises.</font></p></td><td style="width:19.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Pages 7 and 11</font></p></td></tr><tr><td style="width:21.9%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">Depositary assets</font></p></td><td style="width:58.32%;border:none;border-right:solid windowtext 1.0pt;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif">Assets
  held by RBSI as an independent trustee and in a depositary service capacity. </font></p></td><td style="width:19.78%;border:none;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:black;background:white">Page 13</font></p></td></tr></table>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 2</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Appendix Non-IFRS financial measures </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">1. Return on tangible equity </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:.2pt">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:.2pt">&#160;</p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:42.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:10.0pt;color:black;">&#160;</font></p></td><td colspan="2" style="width:23.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended&#160;</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:33.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:10.0pt;color:black;">&#160;</font></p></td><td style="width:12.5%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Profit/(loss) attributable to ordinary shareholders (&#163;m)</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,516&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(644)&#160;</font></font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">674&#160;</font></b></p></td><td style="width:9.52%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,222&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">61&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised profit/(loss) attributable to ordinary</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">shareholders (&#163;m)</font></p></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,355&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(859)&#160;</font></font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,696&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,888&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">244&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average total equity excluding NCI (&#163;m)</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">42,978&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43,766&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">42,507&#160;</font></b></p></td><td style="width:9.52%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43,011&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43,145&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment for other owners' equity and intangibles (&#163;m)</font></p></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(11,525)</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(11,760)&#160;</font></font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(10,881)</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(11,712)&#160;</font></font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(11,482)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted total tangible equity (&#163;m)</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">31,453&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32,006&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">31,626&#160;</font></b></p></td><td style="width:9.52%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31,299&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">31,663&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:42.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on tangible equity (%)</font></p></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.7%&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(2.7%)&#160;</font></font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.5%&#160;</font></b></p></td><td style="width:9.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.6%&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">0.8%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">2. Segmental return on equity </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="2" style="width:22.64%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:9.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Retail</font></b></p></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Private</font></b></p></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Commercial</font></b></p></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">RBS</font></b></p></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:9.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Ulster</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">International</font></b></p></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Markets</font></b></p></td><td style="width:9.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Bank RoI</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended 30 September 2021</font></b></p></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.08%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:9.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) (&#163;m)</font></p></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,583&#160;&#160;</font></b></p></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">240&#160;&#160;</font></b></p></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,964&#160;&#160;</font></b></p></td><td style="width:11.84%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">260&#160;&#160;</font></b></p></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(409)</font></b></p></td><td style="width:9.34%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">31&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference share cost allocation (&#163;m)</font></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(60)</font></b></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(15)</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(114)</font></b></p></td><td style="width:11.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(15)</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(47)</font></b></p></td><td style="width:9.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment for tax (&#163;m)</font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(426)</font></b></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(63)</font></b></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(518)</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(43)</font></b></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">128&#160;&#160;</font></b></p></td><td style="width:9.34%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,097&#160;&#160;</font></b></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">162&#160;&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,332&#160;&#160;</font></b></p></td><td style="width:11.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">202&#160;&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(328)</font></b></p></td><td style="width:9.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">31&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,463&#160;&#160;</font></b></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">216&#160;&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,776&#160;&#160;</font></b></p></td><td style="width:11.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">269&#160;&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(437)</font></b></p></td><td style="width:9.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">41&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average RWAe (&#163;bn)</font></p></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">35.7&#160;&#160;</font></b></p></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.1&#160;&#160;</font></b></p></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">70.6&#160;&#160;</font></b></p></td><td style="width:11.84%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.7&#160;&#160;</font></b></p></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28.8&#160;&#160;</font></b></p></td><td style="width:9.34%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.8&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Equity factor</font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14.5%&#160;</font></b></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12.5%&#160;</font></b></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.5%&#160;</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16.0%&#160;</font></b></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.0%&#160;</font></b></p></td><td style="width:9.34%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.5%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAe applying equity factor (&#163;bn)</font></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.2&#160;&#160;</font></b></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.4&#160;&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8.1&#160;&#160;</font></b></p></td><td style="width:11.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.2&#160;&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.3&#160;&#160;</font></b></p></td><td style="width:9.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.7&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">28.3%&#160;</font></b></p></td><td style="width:10.08%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.5%&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.9%&#160;</font></b></p></td><td style="width:11.84%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">21.9%&#160;</font></b></p></td><td style="width:10.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(10.1%)</font></b></p></td><td style="width:9.34%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.5%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.84%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.34%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended 30 September 2020</font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit (&#163;m)</font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">758&#160;</font></font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">141&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(684)&#160;</font></font></font></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">112&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:9.34%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(244)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font 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0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment for tax (&#163;m)</font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(194)&#160;</font></font></font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">223&#160;</font></font></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(14)&#160;</font></font></font></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">13&#160;</font></font></p></td><td style="width:9.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">498&#160;</font></font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">89&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(575)&#160;</font></font></font></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">83&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td><td style="width:9.34%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(244)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">664&#160;</font></font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">119&#160;</font></font></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(767)&#160;</font></font></font></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">111&#160;</font></font></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(47)&#160;</font></font></font></p></td><td style="width:9.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(325)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average RWAe (&#163;bn)</font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37.6&#160;</font></font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.3&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">76.6&#160;</font></font></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.9&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39.2&#160;</font></font></p></td><td style="width:9.34%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.6&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Equity factor</font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14.5%&#160;</font></font></p></td><td style="width:10.08%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.5%&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.5%&#160;</font></font></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.0%&#160;</font></font></p></td><td style="width:10.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.0%&#160;</font></font></p></td><td style="width:9.34%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.5%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAe applying equity factor (&#163;bn)</font></p></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.5&#160;</font></font></p></td><td style="width:10.08%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.3&#160;</font></font></p></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8.8&#160;</font></font></p></td><td style="width:11.84%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.1&#160;</font></font></p></td><td style="width:10.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.9&#160;</font></font></p></td><td style="width:9.34%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.0&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:37.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.2%&#160;</font></font></p></td><td style="width:10.08%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9.2%&#160;</font></font></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(8.7%)&#160;</font></font></font></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.0%&#160;</font></font></p></td><td style="width:10.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(0.8%)&#160;</font></font></font></p></td><td style="width:9.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(16.6%)&#160;</font></font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<b><font style='font-size:9.0pt;font-family:"Arial",sans-serif;color:#5E10B1'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 3</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Appendix Non-IFRS financial measures </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">2. Segmental return on equity </font></b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1;background:white">continued</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:6.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td colspan="2" style="width:23.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td></tr><tr style="height:6.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Retail</font></b></p></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Private</font></b></p></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Commercial</font></b></p></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">RBS</font></b></p></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Ulster&#160;</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">International</font></b></p></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Markets</font></b></p></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Bank RoI</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended 30 September 2021</font></b></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) (&#163;m)</font></p></td><td style="width:8.9%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;&#160;</font></b></p></td><td style="width:8.9%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">94&#160;&#160;</font></b></p></td><td style="width:10.42%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">625&#160;&#160;</font></b></p></td><td style="width:11.92%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">87&#160;&#160;</font></b></p></td><td style="width:11.92%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(160)</font></b></p></td><td style="width:9.66%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">38&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference share cost allocation (&#163;m)</font></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(20)</font></b></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td><td style="width:10.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(38)</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5)</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(16)</font></b></p></td><td style="width:9.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment for tax (&#163;m)</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(152)</font></b></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(25)</font></b></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(164)</font></b></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(14)</font></b></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">49&#160;&#160;</font></b></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">391&#160;&#160;</font></b></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">64&#160;&#160;</font></b></p></td><td style="width:10.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">423&#160;&#160;</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">68&#160;&#160;</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(127)</font></b></p></td><td style="width:9.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">38&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,564&#160;&#160;</font></b></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">256&#160;&#160;</font></b></p></td><td style="width:10.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,692&#160;&#160;</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">272&#160;&#160;</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(508)</font></b></p></td><td style="width:9.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">152&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average RWAe (&#163;bn)</font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.1&#160;&#160;</font></b></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.3&#160;&#160;</font></b></p></td><td style="width:10.42%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">67.6&#160;&#160;</font></b></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.8&#160;&#160;</font></b></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">27.9&#160;&#160;</font></b></p></td><td style="width:9.66%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">10.2&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Equity factor</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">14.5%&#160;</font></b></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">12.5%&#160;</font></b></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">11.5%&#160;</font></b></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">16.0%&#160;</font></b></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.0%&#160;</font></b></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.5%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAe applying equity factor (&#163;bn)</font></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5.2&#160;&#160;</font></b></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.4&#160;&#160;</font></b></p></td><td style="width:10.42%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7.8&#160;&#160;</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.3&#160;&#160;</font></b></p></td><td style="width:11.92%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4.2&#160;&#160;</font></b></p></td><td style="width:9.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.6&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">29.9%&#160;</font></b></p></td><td style="width:8.9%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p 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style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(12.1%)</font></b></p></td><td style="width:9.66%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">9.6%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.42%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.66%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended 30 June 2021</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm 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(&#163;m)</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">585&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">82&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">864&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">105&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(169)&#160;</font></font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference share cost allocation (&#163;m)</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(20)&#160;</font></font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(38)&#160;</font></font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(15)&#160;</font></font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment for tax (&#163;m)</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(158)&#160;</font></font></font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(22)&#160;</font></font></font></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(231)&#160;</font></font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">52&#160;</font></font></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted attributable profit/(loss)(&#163;m)</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">407&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">55&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">595&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">83&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(132)&#160;</font></font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(18)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised adjusted 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sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,380&#160;</font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">332&#160;</font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(528)&#160;</font></font></font></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(72)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average RWAe (&#163;bn)</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35.1&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.1&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">70.6&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7.8&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29.2&#160;</font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.8&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Equity factor</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14.5%&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.5%&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.5%&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.0%&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.0%&#160;</font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.5%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAe applying equity factor (&#163;bn)</font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.1&#160;</font></font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.4&#160;</font></font></p></td><td style="width:10.42%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8.1&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.2&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4.4&#160;</font></font></p></td><td style="width:9.66%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.7&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32.0%&#160;</font></font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.9%&#160;</font></font></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">29.3%&#160;</font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">26.5%&#160;</font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(12.1%)&#160;</font></font></font></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4.3%)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended 30 September 2020</font></p></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating profit/(loss) (&#163;m)</font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">305&#160;</font></font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">57&#160;</font></font></p></td><td style="width:10.42%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">324&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">25&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(66)&#160;</font></font></font></p></td><td style="width:9.66%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Preference share cost allocation (&#163;m)</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(22)&#160;</font></font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(6)&#160;</font></font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(38)&#160;</font></font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(17)&#160;</font></font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjustment for tax (&#163;m)</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(79)&#160;</font></font></font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(14)&#160;</font></font></font></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(80)&#160;</font></font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(3)&#160;</font></font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 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style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">204&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">206&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">17&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(60)&#160;</font></font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised adjusted attributable profit/(loss) (&#163;m)</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">816&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">148&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">824&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">68&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(240)&#160;</font></font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(20)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average RWAe (&#163;bn)</font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">36.7&#160;</font></font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">10.5&#160;</font></font></p></td><td style="width:10.42%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">77.8&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.8&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34.0&#160;</font></font></p></td><td style="width:9.66%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.3&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Equity factor</font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">14.5%&#160;</font></font></p></td><td style="width:8.9%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.5%&#160;</font></font></p></td><td style="width:10.42%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.5%&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.0%&#160;</font></font></p></td><td style="width:11.92%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.0%&#160;</font></font></p></td><td style="width:9.66%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.5%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RWAe applying equity factor (&#163;bn)</font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.3&#160;</font></font></p></td><td style="width:8.9%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.3&#160;</font></font></p></td><td style="width:10.42%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8.9&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.1&#160;</font></font></p></td><td style="width:11.92%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5.1&#160;</font></font></p></td><td style="width:9.66%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.9&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Return on equity</font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.3%&#160;</font></font></p></td><td style="width:8.9%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11.2%&#160;</font></font></p></td><td style="width:10.42%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">9.2%&#160;</font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">6.4%&#160;</font></font></p></td><td style="width:11.92%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4.7%)&#160;</font></font></font></p></td><td style="width:9.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1.0%)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.9%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.42%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.92%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:9.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">3. Operating expenses analysis</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:41.36%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:bold;font-style:normal">Statutory
  analysis</font><font style="font-family:Arial, Helvetica, sans-serif;color:#5E10B1;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">&#160;(1,2)</font></font></p></td><td style="width:12.5%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:12.5%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">&#160;</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">&#160;</font></b></p></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:black;">&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td colspan="2" style="width:23.52%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:34.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font 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sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></p></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.5%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m&#160;</font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:12.5%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,794&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,937&#160;</font></font></p></td><td style="width:.6%;border:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;border:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">892&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">917&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">982&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">765&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">902&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">263&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">254&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">251&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,291&#160;</font></b></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">385&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">613&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">644&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">199&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">209&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">196&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:41.36%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total operating expenses</font></b></p></td><td style="width:12.5%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,463&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,564&#160;</font></font></p></td><td style="width:.6%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.5%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,942&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,706&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,814&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.8%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(1)</font></p></td><td style="width:96.2%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">On a statutory, or GAAP, basis strategic
  costs are included within staff costs, premises and equipment, depreciation
  and amortisation and other administrative expenses. Strategic costs relate to
  restructuring provisions, related costs and projects that are
  transformational in nature.</font></p></td></tr><tr style="height:3.7pt;"><td style="width:3.8%;padding:0cm 5.4pt 0cm 5.4pt;height:3.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(2)</font></p></td><td style="width:96.2%;padding:0cm 5.4pt 0cm 5.4pt;height:3.7pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:0cm;margin-bottom:0cm;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">On a statutory, or GAAP, basis litigation
  and conduct costs are included within other administrative expenses.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<b><font style='font-size:9.0pt;line-height:120%;font-family:"Arial",sans-serif; color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 4</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Appendix Non-IFRS financial measures </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">3. Operating expenses analysis</font></b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1;background:white"> continued</font></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="color:#5E10B1;">Non-statutory
  analysis</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">30 September 2021</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Litigation</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">and</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Statutory</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Strategic</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">conduct</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Other</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">operating</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">costs</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">costs</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">expenses</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">expenses</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">289&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,505&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,794&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">735&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">765&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">68&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">276&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">947&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,291&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">22&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">591&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">613&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">409&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">276&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,778&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,463&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:8.0pt;color:#5E10B1;">30 September 2020</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Litigation</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">and</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Statutory</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Strategic</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">conduct</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Other</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">operating</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">costs</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">costs</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">expenses</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">315&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,622&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,937&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">170&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">732&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">902&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">143&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(81)&#160;</font></font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,019&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,081&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">59&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">585&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">644&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total&#160;</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">687&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(81)&#160;</font></font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,958&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,564&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">30 September 2021</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Litigation</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">and</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Statutory</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Strategic</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">conduct</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">Other</font></b></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">operating</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">costs</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">costs</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">expenses</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">expenses</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">74&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">818&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">892&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(2)</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">265&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">263&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">294&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">290&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">588&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">198&#160;</font></b></p></td><td style="width:10.96%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">199&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">77&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">294&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,571&#160;</font></b></p></td><td style="width:10.96%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,942&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:8.0pt;color:#5E10B1;">30 June 2021</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Litigation</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">and</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Statutory</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Strategic</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">conduct</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Other</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">operating</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">costs</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">costs</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">expenses</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">104&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">813&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">917&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">238&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">254&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">319&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">326&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">11&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">198&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">209&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total&#160;</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">172&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(34)&#160;</font></font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,568&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,706&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="4" style="width:43.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><font style="font-size:8.0pt;color:#5E10B1;">30 September 2020</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Litigation</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">and</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Statutory</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Strategic</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">conduct</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">Other</font></p></td><td style="width:10.96%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">operating</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Operating expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">costs</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">costs</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">expenses</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">expenses</font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Staff costs</font></p></td><td style="width:10.96%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">155&#160;</font></font></p></td><td style="width:10.96%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">827&#160;</font></font></p></td><td style="width:10.96%;border:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">982&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Premises and equipment</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">22&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">229&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">251&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other administrative expenses</font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">334&#160;</font></font></p></td><td style="width:10.96%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">385&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Depreciation and amortisation</font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">193&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">196&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:56.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Total&#160;</font></b></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">223&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,583&#160;</font></font></p></td><td style="width:10.96%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,814&#160;</font></font></p></td></tr></table>
<b><font style='font-size:9.0pt;line-height:115%;font-family:"Arial",sans-serif; color:#003366;background:white'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:115%;margin-bottom:10.0pt"><b><font style="line-height:115%;color:#003366;background:white;">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 5</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif"><font style="background:white;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Appendix Non-IFRS performance measures </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">4. Cost:income ratio</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td colspan="2" style="width:22.82%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:6.0pt;color:black;">International Banking &amp; Markets</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Central</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Total</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#003366;">&#160;</font></b></p></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Retail</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Private</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Commercial</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">RBS</font></b></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Ulster&#160;</font></b></p></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">items</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">NatWest&#160;</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Banking</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">International</font></b></p></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Markets</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Bank RoI</font></b></p></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&amp; other</font></b></p></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">Group</font></b></p></td></tr><tr style="height:6.75pt;"><td style="width:33.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended 30 September 2021</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:6.0pt;color:black;">&#163;m</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,739)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(365)</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,708)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(172)</font></b></p></td><td style="width:11.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(818)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(384)</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(277)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5,463)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">106&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.04%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">106&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted operating expenses</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,739)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(365)</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,602)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(172)</font></b></p></td><td style="width:11.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(818)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(384)</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(277)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(5,357)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,281&#160;&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,888&#160;&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">392&#160;&#160;</font></b></p></td><td style="width:11.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">390&#160;&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">388&#160;&#160;</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">191&#160;&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">8,093&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(106)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.04%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(106)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted total income</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,281&#160;&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;&#160;</font></b></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,782&#160;&#160;</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">392&#160;&#160;</font></b></p></td><td style="width:11.04%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">390&#160;&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">388&#160;&#160;</font></b></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">191&#160;&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,987&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio&#160;</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">53.0%&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">64.8%&#160;</font></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">57.6%&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">43.9%&#160;</font></b></p></td><td style="width:11.04%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">209.7%&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">99.0%&#160;</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">67.1%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended 30 September 2020</font></p></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.04%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,722)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(364)&#160;</font></font></font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,774)&#160;</font></font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(179)&#160;</font></font></font></p></td><td style="width:11.04%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,009)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(372)&#160;</font></font></font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(144)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5,564)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">110&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted operating expenses</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,722)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(364)&#160;</font></font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,664)&#160;</font></font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(179)&#160;</font></font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,009)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(372)&#160;</font></font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(144)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5,454)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,207&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">579&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,007&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">371&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,050&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">379&#160;</font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(332)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8,261&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(110)&#160;</font></font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.04%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(110)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted total income</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,207&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">579&#160;</font></font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,897&#160;</font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">371&#160;</font></font></p></td><td style="width:11.04%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,050&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">379&#160;</font></font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(332)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">8,151&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.34%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio&#160;</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">53.7%&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">62.9%&#160;</font></font></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">57.4%&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">48.2%&#160;</font></font></p></td><td style="width:11.04%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">96.1%&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">98.2%&#160;</font></font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">66.9%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:6.75pt;"><td style="width:33.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended 30 September 2021</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:6.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(552)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(116)</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(556)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(60)</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(258)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(123)</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(277)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,942)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36&#160;&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted operating expenses</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(552)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(116)</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(520)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(60)</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(258)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(123)</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(277)</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(1,906)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,131&#160;&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">195&#160;&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">965&#160;&#160;</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">136&#160;&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">145&#160;&#160;</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">107&#160;&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,774&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:8.8%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(36)</font></b></p></td><td style="width:11.78%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:11.02%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:6.56%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">-&#160;</font></b></p></td><td style="width:7.3%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(36)</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted total income</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,131&#160;&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">195&#160;&#160;</font></b></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">929&#160;&#160;</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">136&#160;&#160;</font></b></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">95&#160;&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">145&#160;&#160;</font></b></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">107&#160;&#160;</font></b></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,738&#160;&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio&#160;</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">48.8%&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">59.5%&#160;</font></b></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">56.0%&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">44.1%&#160;</font></b></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">271.6%&#160;</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">84.8%&#160;</font></b></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">nm</font></b></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">69.6%&#160;</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended 30 June 2021</font></p></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(600)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(128)&#160;</font></font></font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(569)&#160;</font></font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(55)&#160;</font></font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(285)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(136)&#160;</font></font></font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">67&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,706)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">35&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted operating expenses</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(600)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(128)&#160;</font></font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(534)&#160;</font></font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(55)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(285)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(136)&#160;</font></font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">67&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,671)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,094&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">183&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">982&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">133&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">106&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">119&#160;</font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">43&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,660&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted total income</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,094&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">183&#160;</font></font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">947&#160;</font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">133&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">106&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">119&#160;</font></font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">41.4%&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">268.9%&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">114.3%&#160;</font></font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">63.7%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended 30 September 2020</font></p></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:8.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.02%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:6.56%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:7.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(647)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(112)&#160;</font></font></font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(553)&#160;</font></font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(53)&#160;</font></font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(302)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(127)&#160;</font></font></font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(20)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,814)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">37&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted operating expenses</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(647)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(112)&#160;</font></font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(516)&#160;</font></font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(53)&#160;</font></font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(302)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(127)&#160;</font></font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(20)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(1,777)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total income</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,022&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, 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sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">130&#160;</font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(266)&#160;</font></font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,423&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating lease depreciation</font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:8.8%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:11.02%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:6.56%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">-&#160;</font></font></p></td><td style="width:7.3%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Adjusted total income</font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,022&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187&#160;</font></font></p></td><td style="width:8.8%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">967&#160;</font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">112&#160;</font></font></p></td><td style="width:11.02%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">234&#160;</font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">130&#160;</font></font></p></td><td style="width:6.56%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(266)&#160;</font></font></font></p></td><td style="width:7.3%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,386&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:33.38%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Cost:income ratio&#160;</font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">63.3%&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 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style="float:right">47.3%&#160;</font></font></p></td><td style="width:11.02%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">129.1%&#160;</font></font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">97.7%&#160;</font></font></p></td><td style="width:6.56%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">nm</font></p></td><td style="width:7.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">74.5%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></b></p>
<b><font style='font-size:9.0pt;font-family:"Arial",sans-serif;color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 6</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Appendix Non-IFRS performance measures </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">5. Net interest margin</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td colspan="2" style="width:24.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:34.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended or as at</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:12.52%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.28%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">&#160;</font></p></td><td style="width:12.52%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.78%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.28%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:11.78%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">NatWest Group net interest income</font></p></td><td style="width:12.52%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,870&#160;</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,778&#160;</font></font></p></td><td style="width:.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,954&#160;</font></b></p></td><td style="width:10.28%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,985&#160;</font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,926&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less NWM net interest income</font></p></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">55&#160;</font></font></p></td><td style="width:.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1&#160;</font></b></p></td><td style="width:10.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(4)&#160;</font></font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">21&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest income excluding NWM</font></p></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,874&#160;&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,833&#160;</font></font></p></td><td style="width:.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,955&#160;&#160;</font></b></p></td><td style="width:10.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,981&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,947&#160;</font></font></p></td></tr><tr style="height:3.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:10.28%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised NatWest Group net interest income&#160;</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,848&#160;</font></b></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,718&#160;</font></font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,752&#160;</font></b></p></td><td style="width:10.28%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,962&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,662&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Annualised net interest income excluding NWM</font></p></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,854&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,792&#160;</font></font></p></td><td style="width:.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,756&#160;</font></b></p></td><td style="width:10.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,946&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,746&#160;</font></font></p></td></tr><tr style="height:3.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:10.28%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Average interest earning assets (IEA)</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">525,352&#160;</font></b></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">487,777&#160;</font></font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">537,419&#160;</font></b></p></td><td style="width:10.28%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">526,124&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">508,156&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less NWM average IEA</font></p></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32,397&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">38,403&#160;</font></font></p></td><td style="width:.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">32,497&#160;</font></b></p></td><td style="width:10.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">32,263&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">39,213&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Bank average IEA&#160;</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">492,955&#160;</font></b></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">449,374&#160;</font></font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">504,922&#160;</font></b></p></td><td style="width:10.28%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">493,861&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">468,943&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:8.0pt;">Less liquid asset buffer average IEA&#160;</font></font><font style="font-family:Arial, Helvetica, sans-serif;color:black;font-weight:normal;font-style:normal"><font style="font-size:6.0pt;">(1)</font></font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">162,907&#160;</font></b></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">131,094&#160;</font></font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">173,654&#160;</font></b></p></td><td style="width:10.28%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">163,437&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">144,619&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Bank average IEA excluding liquid asset buffer</font></p></td><td style="width:12.52%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">330,048&#160;</font></b></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">318,280&#160;</font></font></p></td><td style="width:.3%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">331,268&#160;</font></b></p></td><td style="width:10.28%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">330,424&#160;</font></font></p></td><td style="width:11.78%;border-top:solid black 1.0pt;border-left:none;border-bottom:solid black 1.0pt;border-right:none;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">324,324&#160;</font></font></p></td></tr><tr style="height:3.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:10.28%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:3.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Net interest margin</font></p></td><td style="width:12.52%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.49%&#160;</font></b></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.58%&#160;</font></font></p></td><td style="width:.3%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.44%&#160;</font></b></p></td><td style="width:10.28%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.51%&#160;</font></font></p></td><td style="width:11.78%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.51%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Bank net interest margin&#160;</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.59%&#160;</font></b></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.73%&#160;</font></font></p></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1.54%&#160;</font></b></p></td><td style="width:10.28%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.61%&#160;</font></font></p></td><td style="width:11.78%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1.65%&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">(NatWest Group NIM excluding NWM)</font></p></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:.3%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:10.28%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.78%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td></tr><tr style="height:9.75pt;"><td style="width:40.8%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Bank net interest margin excluding liquid asset buffer</font></p></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.38%&#160;</font></b></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.45%&#160;</font></font></p></td><td style="width:.3%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.52%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2.34%&#160;</font></b></p></td><td style="width:10.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.40%&#160;</font></font></p></td><td style="width:11.78%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2.39%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:14.2pt;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></b></p>
<table style="width:100.0%;margin-left:5.4pt;border-collapse:collapse;border:none;" border="0" cellspacing="0" cellpadding="0"><tr><td style="width:3.8%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-autospace:none"><font style="font-size:7.0pt;">(1)</font></p></td><td style="width:96.2%;padding:0cm 5.4pt 0cm 5.4pt;vertical-align:top"><p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:7.0pt;font-family:Arial, Helvetica, sans-serif;color:black;border:none windowtext 1.0pt;padding:0cm;background:white">Liquid
  asset buffer consists of assets held by NatWest Group, such as cash balances
  at central banks and high-quality government debt securities, that can be
  used to ensure repayment of financial obligations as they fall due.</font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">6. Loan:deposit ratio </font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:66.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:10.0pt;color:black;">&#160;</font></p></td><td colspan="3" style="width:33.38%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">As at</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:66.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#003366;">&#160;</font></b></p></td><td style="width:12.36%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:10.14%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:10.88%;border:none;border-top:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:66.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:#003366;">&#160;</font></b></p></td><td style="width:12.36%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:10.14%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:10.88%;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:66.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><b><font style="font-size:8.0pt;color:#003366;">&#160;</font></b></p></td><td style="width:12.36%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:10.14%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:10.88%;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:66.62%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loans to customers - amortised cost&#160;</font></p></td><td style="width:12.36%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">361,022&#160;</font></b></p></td><td style="width:10.14%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">362,711&#160;</font></font></p></td><td style="width:10.88%;border:none;border-top:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">353,691&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:66.62%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Customer deposits&#160;</font></p></td><td style="width:12.36%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">476,319&#160;</font></b></p></td><td style="width:10.14%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">467,214&#160;</font></font></p></td><td style="width:10.88%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">418,358&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:66.62%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loan:deposit ratio (%)</font></p></td><td style="width:12.36%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">76%&#160;</font></b></p></td><td style="width:10.14%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">78%&#160;</font></font></p></td><td style="width:10.88%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">85%&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;color:#003366;font-weight:bold;text-align:justify"><font style="font-size:9.0pt;line-height:120%;color:black;font-weight:normal;">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">7. Income across UK and RBSI retail and commercial businesses
excluding notable items</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="2" style="width:24.44%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Nine months ended</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td colspan="3" style="width:36.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#5E10B1;">Quarter ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.1%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Retail Banking</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">3,281&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,207&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,131&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,094&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,022&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Private Banking</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">563&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">579&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">195&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">183&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">187&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Commercial Banking</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,888&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3,007&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">965&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">982&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,004&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RBS International</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">392&#160;</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">371&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">136&#160;</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">133&#160;</font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">112&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Income</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,124&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,164&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,427&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,392&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,325&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less notable items</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(14)</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">3&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(4)</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(24)&#160;</font></font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(5)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total UK and RBSI retail and commercial businesses&#160;</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.1%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">income excluding notable items</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">7,110&#160;</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">7,167&#160;</font></font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2,423&#160;</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,368&#160;</font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2,320&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<b><font style='font-size:9.0pt;font-family:"Arial",sans-serif;color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 7</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:10.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;page-break-after:avoid;border:none;padding:0cm;color:#003366"><b><font style="font-size:9.0pt;line-height:120%;color:#42145F;">Appendix Non-IFRS performance measures </font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">8. Net lending in the UK and RBSI retail and commercial
businesses excluding UK Government support schemes</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.1%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Retail Banking</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">180.5&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">178.1&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">166.7&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Private Banking</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">18.4&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">18.0&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">16.5&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Commercial Banking</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">102.7&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">103.8&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 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style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">15.6&#160;</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">15.1&#160;</font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">12.8&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Loans to customers</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">317.2&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">315.0&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">306.0&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less UK Government support schemes</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, 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1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total UK and RBSI retail and commercial businesses</font></p></td><td style="width:12.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.84%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-top:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.1%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.6%;border:none;border-top:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td colspan="2" style="width:51.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">net lending excluding UK Government
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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">9. Customer deposits across UK and RBSI retail and commercial
businesses</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:38.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.1%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;bn</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;bn</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Retail Banking</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">186.3&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">184.1&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">164.9&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Private Banking</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">35.7&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">34.7&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.3&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.66%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Commercial Banking</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">178.3&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">176.0&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">161.3&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.66%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">RBS International</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:11.86%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">36.9&#160;</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">33.9&#160;</font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">30.4&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td colspan="3" style="width:63.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Total UK and RBSI retail and commercial businesses customer
  deposits</font></p></td><td style="width:.6%;border:none;border-bottom:solid black 1.0pt;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">437.2&#160;</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">428.7&#160;</font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">386.9&#160;</font></font></p></td></tr></table>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:8.5pt;font-family:Arial, Helvetica, sans-serif;color:#5E10B1">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">10. Other expenses excluding operating lease depreciation (OLD)
and Ulster Bank RoI direct costs</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<table style="width:100.0%;margin-left:.25pt;border-collapse:collapse;" border="0" cellspacing="0" cellpadding="0"><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="2" style="width:24.44%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#7030A0;">Nine months ended</font></b></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td colspan="3" style="width:36.28%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:center" align="center"><b><font style="font-size:8.0pt;color:#7030A0;">Quarter ended</font></b></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">30 September</font></b></p></td><td style="width:11.1%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 June</font></p></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">30 September</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">2021&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2021&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">2020&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap;vertical-align:bottom"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">&#163;m</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;">&#163;m</font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Operating expenses&#160;</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">5,463&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">5,564&#160;</font></font></p></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,942&#160;</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,706&#160;</font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,814&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less strategic, litigation and conduct costs</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(685)</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(606)&#160;</font></font></font></p></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(371)</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(138)&#160;</font></font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(231)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other expenses</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,778&#160;</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,958&#160;</font></font></p></td><td style="width:.6%;padding:0cm .25pt 0cm 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style="float:right">1,583&#160;</font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less OLD</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(106)</font></b></p></td><td style="width:11.84%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(110)&#160;</font></font></font></p></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(36)</font></b></p></td><td style="width:11.1%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(35)&#160;</font></font></font></p></td><td style="width:12.6%;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(37)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Less Ulster Bank RoI direct costs</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(237)</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(215)&#160;</font></font></font></p></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">(75)</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(92)&#160;</font></font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right"><font style="float:right">(73)&#160;</font></font></font></p></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;color:black;">Other expenses excluding OLD and</font></p></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:11.84%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:11.1%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td><td style="width:12.6%;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"></td></tr><tr style="height:9.75pt;"><td style="width:38.68%;border:none;border-bottom:solid black 1.0pt;background:white;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal"><font style="font-size:8.0pt;font-family:Arial, Helvetica, sans-serif;color:black">&#160;&#160;&#160;</font><font style="font-size:8.0pt;color:black;">Ulster Bank RoI direct costs</font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">4,435&#160;</font></b></p></td><td style="width:11.84%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">4,633&#160;</font></font></p></td><td style="width:.6%;padding:0cm .25pt 0cm .25pt;height:9.75pt;"></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:#EAEAEA;padding:0cm .25pt 0cm .25pt;height:9.75pt;white-space:nowrap"><p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><b><font style="font-size:8.0pt;color:black;">1,460&#160;</font></b></p></td><td style="width:11.1%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,441&#160;</font></font></p></td><td style="width:12.6%;border:none;border-bottom:solid black 1.0pt;background:white;padding: 0in 0in 0in 0in;height:9.75pt;white-space:nowrap;vertical-align:bottom"><p style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;line-height:normal;text-align:right" align="right"><font style="font-size:8.0pt;color:black;"><font style="float:right">1,473&#160;</font></font></p></td></tr></table>
<b><font style='font-size:9.0pt;font-family:"Arial",sans-serif;color:#42145F'><br clear="all" style="page-break-before:always" >
</font></b>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;color:#42145F">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 8</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:11.0pt;font-family:Arial, Helvetica, sans-serif;line-height:120%;color:#003366;font-weight:bold;text-align:center" align="center"><a name="EPRCS_RBSGARA_annual_report"></a><a name="EPRCS_RBSGARA_Business_review"></a><a name="EPRCS_RBSGARA_Compliance_report"></a><a name="EPRCS_RBSGARA_Corporate_Governance"></a><a name="EPRCS_RBSGARA_Directors_rem"></a><a name="EPRCS_RBSGARA_FINAN_SUM"></a><a name="EPRCS_RBSGARA_Financial_Summary"></a><a name="EPRCS_RBSGARA_FS_Accpol"></a><a name="EPRCS_RBSGARA_FS_asset_transfers"></a><a name="EPRCS_RBSGARA_FS_Auditrem"></a><a name="EPRCS_RBSGARA_FS_BS"></a><a name="EPRCS_RBSGARA_FS_capital"></a><a name="EPRCS_RBSGARA_FS_cash_cashequiv"></a><a name="EPRCS_RBSGARA_FS_CF"></a><a name="EPRCS_RBSGARA_FS_CSOCI"></a><a name="EPRCS_RBSGARA_FS_deriv"></a><a name="EPRCS_RBSGARA_FS_EPS"></a><a name="EPRCS_RBSGARA_FS_FI_Class"></a><a name="EPRCS_RBSGARA_FS_FI_Mat"></a><a name="EPRCS_RBSGARA_FS_FI_Val"></a><a name="EPRCS_RBSGARA_FS_financing"></a><a name="EPRCS_RBSGARA_FS_Intangibles"></a><a name="EPRCS_RBSGARA_FS_IS"></a><a name="EPRCS_RBSGARA_FS_Leases"></a><a name="EPRCS_RBSGARA_FS_LIP"></a><a name="EPRCS_RBSGARA_FS_Memo"></a><a name="EPRCS_RBSGARA_FS_net_invest"></a><a name="EPRCS_RBSGARA_FS_NII"></a><a name="EPRCS_RBSGARA_FS_NonII"></a><a name="EPRCS_RBSGARA_FS_Oassets"></a><a name="EPRCS_RBSGARA_FS_OFA"></a><a name="EPRCS_RBSGARA_FS_OFL"></a><a name="EPRCS_RBSGARA_FS_Oliab"></a><a name="EPRCS_RBSGARA_FS_Opex"></a><a name="EPRCS_RBSGARA_FS_PBSE"></a><a name="EPRCS_RBSGARA_FS_Pens"></a><a name="EPRCS_RBSGARA_FS_Relparties"></a><a name="EPRCS_RBSGARA_FS_Rem"></a><a name="EPRCS_RBSGARA_FS_Segment"></a><a name="EPRCS_RBSGARA_FS_Sharecap"></a><a name="EPRCS_RBSGARA_FS_SOCIE"></a><a name="EPRCS_RBSGARA_FS_Structure"></a><a name="EPRCS_RBSGARA_FS_SubDebt"></a><a name="EPRCS_RBSGARA_FS_Tax"></a><a name="EPRCS_RBSGARA_FS_trading"></a><a name="EPRCS_RBSGARA_FS_Transactions"></a><a name="EPRCS_RBSGARA_Gov_rem_summary"></a><a name="EPRCS_RBSGARA_Gov_rempol"></a><a name="EPRCS_RBSGARA_MR_OD"></a><a name="EPRCS_RBSGARA_other_rem"></a><a name="EPRCS_RBSGARA_OurBoard"></a><a name="EPRCS_RBSGARA_POI"></a><a name="EPRCS_RBSGARA_RBSG_ringfence"></a><a name="EPRCS_RBSGARA_Report_Audit"></a><a name="EPRCS_RBSGARA_Report_Board_Risk"></a><a name="EPRCS_RBSGARA_Report_Directors"></a><a name="EPRCS_RBSGARA_Report_Nominations"></a><a name="EPRCS_RBSGARA_Report_Sustainable"></a><a name="EPRCS_RBSGARA_Report_Technology"></a><a name="EPRCS_RBSGARA_RISK_appetite_RMF"></a><a name="EPRCS_RBSGARA_RISK_Banking_CR"></a><a name="EPRCS_RBSGARA_RISK_Climate"></a><a name="EPRCS_RBSGARA_RISK_Compliance"></a><a name="EPRCS_RBSGARA_RISK_controls_RMF"></a><a name="EPRCS_RBSGARA_RISK_Culture_RMF"></a><a name="EPRCS_RBSGARA_RISK_Define_Cap"></a><a name="EPRCS_RBSGARA_RISK_Define_CR"></a><a name="EPRCS_RBSGARA_RISK_ecloss_CR"></a><a name="EPRCS_RBSGARA_RISK_Financial"></a><a name="EPRCS_RBSGARA_RISK_Gov_CR"></a><a name="EPRCS_RBSGARA_RISK_Gov_RMF"></a><a name="EPRCS_RBSGARA_RISK_identify_CR"></a><a name="EPRCS_RBSGARA_RISK_identity_RMF"></a><a name="EPRCS_RBSGARA_RISK_Intro_RMF"></a><a name="EPRCS_RBSGARA_RISK_liquid_Cap"></a><a name="EPRCS_RBSGARA_RISK_measure_Cap"></a><a name="EPRCS_RBSGARA_RISK_minreq_Cap"></a><a name="EPRCS_RBSGARA_RISK_miti_CR"></a><a name="EPRCS_RBSGARA_RISK_Model"></a><a name="EPRCS_RBSGARA_RISK_modelling_CR"></a><a name="EPRCS_RBSGARA_RISK_NonTraded_MR"></a><a name="EPRCS_RBSGARA_RISK_Operational"></a><a name="EPRCS_RBSGARA_RISK_Pension"></a><a name="EPRCS_RBSGARA_RISK_POI"></a><a name="EPRCS_RBSGARA_RISK_probdebt_CR"></a><a name="EPRCS_RBSGARA_RISK_Reputational"></a><a name="EPRCS_RBSGARA_RISK_stress_RMF"></a><a name="EPRCS_RBSGARA_RISK_test_RMF"></a><a name="EPRCS_RBSGARA_RISK_Traded_MR"></a><a name="EPRCS_RBSGARA_RISK_Trading_CR"></a><a name="EPRCS_RBSGARA_RISK_treat_RMF"></a><a name="EPRCS_RBSGARA_Segmental_Performance"></a><a name="EPRCS_RBSGARA_Segmental_reporting"></a><a name="EPRCS_RBSGARA_Statement_directors"></a><font style="font-size:9.0pt;line-height:120%;color:windowtext;">SIGNATURE</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorised.</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">NatWest Group plc</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:center" align="center"><b><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">Registrant</font></b></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">&#160;</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">/s/ Katie Murray</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">Group Chief Financial Officer</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:12.0pt;font-family:Arial, Helvetica, sans-serif;text-align:justify"><font style="font-size:9.0pt;font-family:Arial, Helvetica, sans-serif">29 October 2021</font></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:2.0pt;font-family:Arial, Helvetica, sans-serif"><font style="font-size:9.0pt;">&#160;</font></p>
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<p style="margin-right:0cm;margin-left:0cm;font-size:9.0pt;font-family:Arial, Helvetica, sans-serif;margin-top:12.0pt">NatWest Group &#8211; Form 6-K Q3
Results 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 9</p>
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