XML 429 R144.htm IDEA: XBRL DOCUMENT v3.22.0.1
Intangible assets - Changes to key assumptions (Details)
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Commercial Banking    
Disclosure of information for cash-generating units    
Terminal growth rate 1.60% 1.60%
Pre-tax discount rate 13.90% 13.70%
Retail Banking    
Disclosure of information for cash-generating units    
Terminal growth rate 1.60% 1.60%
Pre-tax discount rate 13.90% 13.70%
RBS International    
Disclosure of information for cash-generating units    
Terminal growth rate 1.60% 1.60%
Pre-tax discount rate 12.10% 12.10%
change to reduce headroom CGUs to nil | Commercial Banking    
Disclosure of information for cash-generating units    
Terminal growth rate (47.00%) (4.00%)
Pre-tax discount rate 6.60% 1.30%
Forecast income (15.70%) (4.10%)
Forecast cost 32.8 8.2
change to reduce headroom CGUs to nil | Retail Banking    
Disclosure of information for cash-generating units    
Terminal growth rate (139.20%) (25.40%)
Pre-tax discount rate 8.10% 6.20%
Forecast income (16.10%) (14.60%)
Forecast cost 32.7 33.9
change to reduce headroom CGUs to nil | RBS International    
Disclosure of information for cash-generating units    
Terminal growth rate (85.20%) (10.80%)
Pre-tax discount rate 10.30% 4.40%
Forecast income (30.30%) (18.60%)
Forecast cost 87.2 52.8