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Loan impairment provisions (Details) - GBP (£) £ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021
Off-Balance Sheet Exposures |  |
Loan impairment provisions |  |
ECL provisions | £ 100 | £ 100
Contingent Liability |  |
Loan impairment provisions |  |
ECL (release)/charge | (5) | (34)
Financial assets (Other) |  |
Loan impairment provisions |  |
Financial Assets | 30,895 | 46,145
ECL (release)/charge | 3 | 3
FVOCI |  |
Loan impairment provisions |  |
ECL provisions | 3 | 5
FVOCI | Financial assets (Other) |  |
Loan impairment provisions |  |
ECL (release)/charge | 0 | (2)
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
Financial Assets | 377,153 | 369,827
ECL provisions | £ 3,434 | £ 3,806
Expected Credit Loss, Provision Coverage | 0.91% | 1.03%
ECL (release)/charge | £ 337 | £ (1,173)
Amounts written off | 482 | 876
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Individual |  |
Loan impairment provisions |  |
Amounts written off | 168 | 455
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Collective |  |
Loan impairment provisions |  |
Amounts written off | 314 | 421
Cash at central banks | Financial assets (Other) |  |
Loan impairment provisions |  |
Financial Assets | 143,300 | 176,300
Debt securities | Financial assets (Other) |  |
Loan impairment provisions |  |
Financial Assets | 29,900 | 44,900
Business loans |  |
Loan impairment provisions |  |
ECL provisions | 3,434 | 3,806
Stage 1 | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
Financial Assets | 325,224 | 330,824
ECL provisions | £ 632 | £ 302
Expected Credit Loss, Provision Coverage | 0.19% | 0.09%
ECL (release)/charge | £ (290) | £ (1,317)
Stage 2 | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
Financial Assets | 46,833 | 33,981
ECL provisions | £ 1,043 | £ 1,478
Expected Credit Loss, Provision Coverage | 2.23% | 4.35%
ECL (release)/charge | £ 393 | £ (164)
Stage 3 | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
Financial Assets | 5,096 | 5,022
ECL provisions | £ 1,759 | £ 2,026
Expected Credit Loss, Provision Coverage | 34.52% | 40.34%
ECL (release)/charge | £ 234 | £ 308
Stage 3 | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Individual |  |
Loan impairment provisions |  |
Financial Assets | 1,121 | 1,215
ECL provisions | 287 | 363
ECL (release)/charge | 54 | 20
Stage 3 | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Collective |  |
Loan impairment provisions |  |
Financial Assets | 3,975 | 3,807
ECL provisions | 1,472 | 1,663
ECL (release)/charge | £ 180 | £ 288

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- Definition The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity’s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity’s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity’s own equity instruments. For this purpose the entity’s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity’s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 35H -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2022-en-r&anchor=para_35H&doctype=Standard -URIDate 2022-03-24 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 35M -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2022-en-r&anchor=para_35M&doctype=Standard -URIDate 2022-03-24 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 35N -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2022-en-r&anchor=para_35N&doctype=Standard -URIDate 2022-03-24 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 35I -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2022-en-r&anchor=para_35I&doctype=Standard -URIDate 2022-03-24 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2022-03-24 -Paragraph 25 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2022-en-r&anchor=para_25&doctype=Standard -URIDate 2022-03-24 + Details
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