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Loan impairment provisions (Details) - GBP (£) £ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022
Contingent Liability |  |
Loan impairment provisions |  |
ECL (release)/charge | £ (9) | £ (5)
Other financial assets |  |
Loan impairment provisions |  |
Financial Assets | 51,102 | 30,895
ECL (release)/charge | (16) | 3
Off-Balance Sheet Exposures | Impairment |  |
Loan impairment provisions |  |
Financial Assets | (100) | (100)
FVOCI | Impairment |  |
Loan impairment provisions |  |
Financial Assets | (9) | (3)
FVOCI | Other financial assets |  |
Loan impairment provisions |  |
ECL (release)/charge | £ 6 | £ 0
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
ECL provision coverage (in percentage) | 0.93% | 0.91%
ECL (release)/charge | £ 578 | £ 337
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount |  |
Loan impairment provisions |  |
Financial Assets | 392,040 | 377,153
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment |  |
Loan impairment provisions |  |
Financial Assets | (3,645) | (3,434)
Cash at central banks | Other financial assets |  |
Loan impairment provisions |  |
Financial Assets | 103,100 | 143,300
Debt securities | Other financial assets |  |
Loan impairment provisions |  |
Financial Assets | 50,100 | 29,900
Consumer loans | Impairment |  |
Loan impairment provisions |  |
Financial Assets | £ (3,645) | £ (3,434)
12-month expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
ECL provision coverage (in percentage) | 0.20% | 0.19%
ECL (release)/charge | £ (397) | £ (290)
12-month expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount |  |
Loan impairment provisions |  |
Financial Assets | 348,586 | 325,224
12-month expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment |  |
Loan impairment provisions |  |
Financial Assets | £ (709) | £ (632)
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
ECL provision coverage (in percentage) | 2.58% | 2.23%
ECL (release)/charge | £ 645 | £ 393
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Individually assessed |  |
Loan impairment provisions |  |
Amounts written off | 42 | 168
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount |  |
Loan impairment provisions |  |
Financial Assets | 37,891 | 46,833
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment |  |
Loan impairment provisions |  |
Financial Assets | £ (976) | £ (1,043)
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income |  |
Loan impairment provisions |  |
ECL provision coverage (in percentage) | 35.23% | 34.52%
ECL (release)/charge | £ 330 | £ 234
Amounts written off | 319 | 482
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Individually assessed |  |
Loan impairment provisions |  |
ECL (release)/charge | 89 | 54
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Collectively assessed |  |
Loan impairment provisions |  |
ECL (release)/charge | 241 | 180
Amounts written off | 277 | 314
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount |  |
Loan impairment provisions |  |
Financial Assets | 5,563 | 5,096
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount | Individually assessed |  |
Loan impairment provisions |  |
Financial Assets | 1,031 | 1,121
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount | Collectively assessed |  |
Loan impairment provisions |  |
Financial Assets | 4,532 | 3,975
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment |  |
Loan impairment provisions |  |
Financial Assets | (1,960) | (1,759)
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment | Individually assessed |  |
Loan impairment provisions |  |
Financial Assets | (332) | (287)
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment | Collectively assessed |  |
Loan impairment provisions |  |
Financial Assets | £ (1,628) | £ (1,472)

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