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Segmental analysis - Geographical segments (Details) - GBP (£) £ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Geographical segments |  |  |  |  |
Total revenue |  | £ 25,382 | £ 16,574 | £ 12,702 |
Interest receivable |  | 21,026 | 12,637 | 9,234 | [1],[2]
Interest payable |  | (9,977) | (2,795) | (1,699) | [1],[2]
Net fees and commissions |  | 2,330 | 2,292 | 2,120 | [3]
Trading income |  | 794 | 1,133 | 323 | [1],[3]
Other operating income |  | 579 | (111) | 451 |
Total income |  | 14,752 | 13,156 | 10,429 | [1]
Operating (loss)/profit before tax | [4] | 6,178 | 5,132 | 3,844 | [1]
Total assets |  | 692,673 | 720,053 | 781,992 |
Total liabilities |  | 655,485 | 683,557 | 740,189 |
Total |  | 119,631 | 126,581 | 125,367 |
UK |  |  |  |  |
Geographical segments |  |  |  |  |
Total revenue |  | 24,096 | 15,795 | 12,100 |
Interest receivable |  | 20,192 | 12,242 | 8,949 |
Interest payable |  | (9,500) | (2,567) | (1,483) |
Net fees and commissions |  | 2,052 | 1,983 | 1,820 |
Trading income |  | 704 | 1,208 | 247 |
Other operating income |  | 556 | (140) | 387 |
Total income |  | 14,004 | 12,726 | 9,920 |
Operating (loss)/profit before tax |  | 6,196 | 5,716 | 4,143 |
Total assets |  | 610,831 | 589,758 | 693,221 |
Total liabilities |  | 594,250 | 579,476 | 676,684 |
Total |  | 112,199 | 117,915 | 117,225 |
USA |  |  |  |  |
Geographical segments |  |  |  |  |
Total revenue |  | 167 | 117 | 87 |
Interest receivable |  | 39 | 37 | 20 |
Interest payable |  | (1) | (2) | (2) |
Net fees and commissions |  | 49 | 44 | 27 |
Trading income |  | 66 | 1 | 53 |
Other operating income |  | (10) | 14 | 2 |
Total income |  | 143 | 94 | 100 |
Operating (loss)/profit before tax |  | 45 | (46) | 48 |
Total assets |  | 23,725 | 25,979 | 21,776 |
Total liabilities |  | 22,106 | 27,039 | 23,286 |
Total |  |  |  | 1 |
Europe |  |  |  |  |
Geographical segments |  |  |  |  |
Total revenue |  | 1,016 | 558 | 482 |
Interest receivable |  | 774 | 344 | 257 |
Interest payable |  | (472) | (221) | (211) |
Net fees and commissions |  | 172 | 207 | 231 |
Trading income |  | 1 | (104) | (1) |
Other operating income |  | 30 | 12 | 62 |
Total income |  | 505 | 238 | 338 |
Operating (loss)/profit before tax |  | (149) | (620) | (387) |
Total assets |  | 56,001 | 101,164 | 64,415 |
Total liabilities |  | 37,506 | 75,092 | 38,835 |
Total |  | 7,411 | 8,649 | 8,114 |
RoW |  |  |  |  |
Geographical segments |  |  |  |  |
Total revenue |  | 103 | 104 | 33 |
Interest receivable |  | 21 | 14 | 8 |
Interest payable |  | (4) | (5) | (3) |
Net fees and commissions |  | 57 | 58 | 42 |
Trading income |  | 23 | 28 | 24 |
Other operating income |  | 3 | 3 |  |
Total income |  | 100 | 98 | 71 |
Operating (loss)/profit before tax |  | 86 | 82 | 40 |
Total assets |  | 2,116 | 3,152 | 2,580 |
Total liabilities |  | 1,623 | 1,950 | 1,384 |
Total |  | £ 21 | £ 17 | £ 27 |
[1] | Comparative results have been re-presented from those previously published to reclassify certain items as discontinued operations as described in Note 8 to the consolidated financial statements.
[2] | Comparative results have been re-presented from those previously published to reclassify certain items as discontinued operations as described in Note 8 to the consolidated financial statements.
[3] | Comparative results have been re-presented from those previously published to reclassify certain items as discontinued operations as described in Note 8 to the consolidated financial statements.
[4] | Comparative results have been re-presented from those previously published to reclassify certain operations as discontinued operations as described in Note 8 to the consolidated financial statements.

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