XML 435 R140.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loan impairment provisions (Details) - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Contingent Liability    
Loan impairment provisions    
ECL (release)/charge £ (9) £ (5)
Other financial assets    
Loan impairment provisions    
Financial Assets 51,102 30,895
ECL (release)/charge (16) 3
Off-Balance Sheet Exposures | Impairment    
Loan impairment provisions    
Financial Assets (100) (100)
FVOCI | Impairment    
Loan impairment provisions    
Financial Assets (9) (3)
FVOCI | Other financial assets    
Loan impairment provisions    
ECL (release)/charge £ 6 £ 0
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income    
Loan impairment provisions    
ECL provision coverage (in percentage) 0.93% 0.91%
ECL (release)/charge £ 578 £ 337
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount    
Loan impairment provisions    
Financial Assets 392,040 377,153
Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment    
Loan impairment provisions    
Financial Assets (3,645) (3,434)
Cash at central banks | Other financial assets    
Loan impairment provisions    
Financial Assets 103,100 143,300
Debt securities | Other financial assets    
Loan impairment provisions    
Financial Assets 50,100 29,900
Consumer loans | Impairment    
Loan impairment provisions    
Financial Assets £ (3,645) £ (3,434)
12-month expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income    
Loan impairment provisions    
ECL provision coverage (in percentage) 0.20% 0.19%
ECL (release)/charge £ (397) £ (290)
12-month expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount    
Loan impairment provisions    
Financial Assets 348,586 325,224
12-month expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment    
Loan impairment provisions    
Financial Assets £ (709) £ (632)
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income    
Loan impairment provisions    
ECL provision coverage (in percentage) 2.58% 2.23%
ECL (release)/charge £ 645 £ 393
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Individually assessed    
Loan impairment provisions    
Amounts written off 42 168
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount    
Loan impairment provisions    
Financial Assets 37,891 46,833
Lifetime expected credit losses | Not credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment    
Loan impairment provisions    
Financial Assets £ (976) £ (1,043)
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income    
Loan impairment provisions    
ECL provision coverage (in percentage) 35.23% 34.52%
ECL (release)/charge £ 330 £ 234
Amounts written off 319 482
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Individually assessed    
Loan impairment provisions    
ECL (release)/charge 89 54
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Collectively assessed    
Loan impairment provisions    
ECL (release)/charge 241 180
Amounts written off 277 314
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount    
Loan impairment provisions    
Financial Assets 5,563 5,096
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount | Individually assessed    
Loan impairment provisions    
Financial Assets 1,031 1,121
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Gross carrying amount | Collectively assessed    
Loan impairment provisions    
Financial Assets 4,532 3,975
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment    
Loan impairment provisions    
Financial Assets (1,960) (1,759)
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment | Individually assessed    
Loan impairment provisions    
Financial Assets (332) (287)
Lifetime expected credit losses | Credit impaired | Loans and advances | Financial assets at amortised cost and fair value through other comprehensive income | Impairment | Collectively assessed    
Loan impairment provisions    
Financial Assets £ (1,628) £ (1,472)