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Segmental analysis - Geographical segments (Details) - GBP (£)
£ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Geographical segments      
Total revenue £ 29,323 £ 25,382 £ 16,574
Interest receivable 25,187 21,026 12,637
Interest payable (13,912) (9,977) (2,795)
Net fees and commissions 2,467 2,330 2,292
Trading income 825 794 1,133
Other operating income 136 579 (111)
Total income 14,703 14,752 13,156
Operating profit/(loss) before tax 6,195 6,178 5,132
Total assets 707,985 692,673 720,053
Total liabilities 668,607 655,485 683,557
Total 139,961 131,880 136,836
UNITED KINGDOM      
Geographical segments      
Total revenue 28,067 24,096 15,795
Interest receivable 24,276 20,192 12,242
Interest payable (13,328) (9,500) (2,567)
Net fees and commissions 2,096 2,052 1,983
Trading income 648 704 1,208
Other operating income 403 556 (140)
Total income 14,095 14,004 12,726
Operating profit/(loss) before tax 6,146 6,196 5,716
Total assets 627,519 610,831 589,758
Total liabilities 608,708 594,250 579,476
Total 132,035 124,298 127,854
UNITED STATES      
Geographical segments      
Total revenue 297 167 117
Interest receivable 32 39 37
Interest payable (63) (1) (2)
Net fees and commissions 108 49 44
Trading income 135 66 1
Other operating income (4) (10) 14
Total income 208 143 94
Operating profit/(loss) before tax 75 45 (46)
Total assets 25,793 23,725 25,979
Total liabilities 23,495 22,106 27,039
Europe      
Geographical segments      
Total revenue 857 1,016 558
Interest receivable 859 774 344
Interest payable (516) (472) (221)
Net fees and commissions 207 172 207
Trading income 18 1 (104)
Other operating income (264) 30 12
Total income 304 505 238
Operating profit/(loss) before tax (151) (149) (620)
Total assets 53,392 56,001 101,164
Total liabilities 35,602 37,506 75,092
Total 7,925 7,561 8,965
RoW      
Geographical segments      
Total revenue 102 103 104
Interest receivable 20 21 14
Interest payable (5) (4) (5)
Net fees and commissions 56 57 58
Trading income 24 23 28
Other operating income 1 3 3
Total income 96 100 98
Operating profit/(loss) before tax 125 86 82
Total assets 1,281 2,116 3,152
Total liabilities 802 1,623 1,950
Total £ 1 £ 21 £ 17