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Segmental analysis - Operating profit/(loss) before tax (Details) - GBP (£)
£ in Millions
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Segmental analysis    
Net interest income £ 6,120 £ 5,408
Net fees and commissions 1,240 1,219
Total income 7,985 7,134
Depreciation and amortisation (557) (508)
Impairment losses (382) (48)
Operating profit before tax 3,585 3,029
Operating segment    
Segmental analysis    
Net interest income 6,120 5,408
Net fees and commissions 1,240 1,219
Other non-interest income 625 507
Total income 7,985 7,134
Depreciation and amortisation (557) (508)
Other operating expenses (3,461) (3,549)
Impairment losses (382) (48)
Operating profit before tax 3,585 3,029
Retail Banking    
Segmental analysis    
Net fees and commissions 213 211
Retail Banking | Operating segment    
Segmental analysis    
Net interest income 2,922 2,475
Net fees and commissions 213 211
Other non-interest income (1) 4
Total income 3,134 2,690
Depreciation and amortisation   (1)
Other operating expenses (1,423) (1,469)
Impairment losses (226) (122)
Operating profit before tax 1,485 1,098
Commercial & Institutional    
Segmental analysis    
Net fees and commissions 865 866
Commercial & Institutional | Operating segment    
Segmental analysis    
Net interest income 2,955 2,543
Net fees and commissions 865 866
Other non-interest income 469 391
Total income 4,289 3,800
Depreciation and amortisation (71) (76)
Other operating expenses (2,080) (2,074)
Impairment losses (154) 57
Operating profit before tax 1,984 1,707
Central items & other    
Segmental analysis    
Net fees and commissions 3  
Central items & other | Operating segment    
Segmental analysis    
Net interest income (120) 105
Net fees and commissions 3  
Other non-interest income 140 95
Total income 23 200
Depreciation and amortisation (486) (431)
Other operating expenses 401 350
Impairment losses (1) 6
Operating profit before tax (63) 125
Private Banking & Wealth Management    
Segmental analysis    
Net fees and commissions 159 142
Private Banking & Wealth Management | Operating segment    
Segmental analysis    
Net interest income 363 285
Net fees and commissions 159 142
Other non-interest income 17 17
Total income 539 444
Other operating expenses (359) (356)
Impairment losses (1) 11
Operating profit before tax £ 179 £ 99