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Insurance and reinsurance contracts - CSM transition approach (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Contractual service margin (CSM) | Including JVs and associates    
Changes that relate to current service    
Release of CSM to profit or loss $ (2,352)  
Insurance    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 138,691 $ 125,133
Changes that relate to future service    
New contracts in the year 7 7
Total changes that relate to future service 131 197
Changes that relate to current service    
Release of CSM to profit or loss (2,286) (2,193)
Insurance service result (2,595) (2,258)
Net finance (income) expenses from insurance and reinsurance contracts 4,154 8,839
Effect of movements in exchange rates (1,763) 210
Net closing (assets) liabilities at 31 Dec 146,252 138,691
Insurance | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 160,626 144,203
Changes that relate to future service    
New contracts in the year 40 59
Total changes that relate to future service 197 275
Changes that relate to current service    
Release of CSM to profit or loss (2,511) (2,414)
Insurance service result (2,786) (2,424)
Net finance (income) expenses from insurance and reinsurance contracts 6,051 10,864
Effect of movements in exchange rates (2,395) (114)
Net closing (assets) liabilities at 31 Dec 169,272 160,626
Insurance | Contractual service margin (CSM)    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 20,184 19,168
Changes that relate to future service    
Changes in estimates that adjust the CSM 153 838
New contracts in the year 2,401 2,173
Total changes that relate to future service 2,554 3,011
Changes that relate to current service    
Release of CSM to profit or loss (2,286) (2,193)
Insurance service result 268 818
Net finance (income) expenses from insurance and reinsurance contracts 277 217
Effect of movements in exchange rates (299) (19)
Net closing (assets) liabilities at 31 Dec 20,430 20,184
Insurance | Contractual service margin (CSM) | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 22,352 21,304
Changes that relate to future service    
Changes in estimates that adjust the CSM 26 801
New contracts in the year 2,585 2,429
Total changes that relate to future service 2,611 3,230
Changes that relate to current service    
Release of CSM to profit or loss (2,511) (2,414)
Insurance service result 100 816
Net finance (income) expenses from insurance and reinsurance contracts 357 295
Effect of movements in exchange rates (348) (63)
Net closing (assets) liabilities at 31 Dec 22,461 22,352
Insurance | Contracts under MRA    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 829 822
Changes that relate to future service    
Changes in estimates that adjust the CSM (11) 143
Total changes that relate to future service (11) 143
Changes that relate to current service    
Release of CSM to profit or loss (114) (135)
Insurance service result (125) 8
Net finance (income) expenses from insurance and reinsurance contracts 35 24
Effect of movements in exchange rates 8 (25)
Net closing (assets) liabilities at 31 Dec 747 829
Insurance | Contracts under MRA | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 1,922 2,033
Changes that relate to future service    
Changes in estimates that adjust the CSM (81) 117
Total changes that relate to future service (81) 117
Changes that relate to current service    
Release of CSM to profit or loss (209) (247)
Insurance service result (290) (130)
Net finance (income) expenses from insurance and reinsurance contracts 73 66
Effect of movements in exchange rates (22) (47)
Net closing (assets) liabilities at 31 Dec 1,683 1,922
Insurance | Contracts under FVA    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 3,674 3,635
Changes that relate to future service    
Changes in estimates that adjust the CSM 162 462
Total changes that relate to future service 162 462
Changes that relate to current service    
Release of CSM to profit or loss (418) (434)
Insurance service result (256) 28
Net finance (income) expenses from insurance and reinsurance contracts (60) 3
Effect of movements in exchange rates (87) 8
Net closing (assets) liabilities at 31 Dec 3,271 3,674
Insurance | Contracts under FVA | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 4,143 4,102
Changes that relate to future service    
Changes in estimates that adjust the CSM 131 496
Total changes that relate to future service 131 496
Changes that relate to current service    
Release of CSM to profit or loss (442) (458)
Insurance service result (311) 38
Net finance (income) expenses from insurance and reinsurance contracts (53) 9
Effect of movements in exchange rates (89) (6)
Net closing (assets) liabilities at 31 Dec 3,690 4,143
Insurance | Other contracts    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 15,681 14,711
Changes that relate to future service    
Changes in estimates that adjust the CSM 2 233
New contracts in the year 2,401 2,173
Total changes that relate to future service 2,403 2,406
Changes that relate to current service    
Release of CSM to profit or loss (1,754) (1,624)
Insurance service result 649 782
Net finance (income) expenses from insurance and reinsurance contracts 302 190
Effect of movements in exchange rates (220) (2)
Net closing (assets) liabilities at 31 Dec 16,412 15,681
Insurance | Other contracts | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan 16,287 15,169
Changes that relate to future service    
Changes in estimates that adjust the CSM (24) 188
New contracts in the year 2,585 2,429
Total changes that relate to future service 2,561 2,617
Changes that relate to current service    
Release of CSM to profit or loss (1,860) (1,709)
Insurance service result 701 908
Net finance (income) expenses from insurance and reinsurance contracts 337 220
Effect of movements in exchange rates (237) (10)
Net closing (assets) liabilities at 31 Dec 17,088 16,287
RI    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (1,275) (681)
Changes that relate to future service    
New contracts in the year (1)  
Total changes that relate to future service 48 (98)
Changes that relate to current service    
Release of CSM to profit or loss 159 203
Insurance service result 302 171
Net finance (income) expenses from insurance and reinsurance contracts 338 (191)
Effect of movements in exchange rates 9  
Net closing (assets) liabilities at 31 Dec (2,854) (1,275)
RI | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (1,390) (800)
Changes that relate to future service    
New contracts in the year (1) (1)
Total changes that relate to future service 42 (94)
Changes that relate to current service    
Release of CSM to profit or loss 159 206
Insurance service result 306 189
Net finance (income) expenses from insurance and reinsurance contracts 327 (199)
Effect of movements in exchange rates 10 3
Net closing (assets) liabilities at 31 Dec (2,998) (1,390)
RI | Contractual service margin (CSM)    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (1,345) (1,330)
Changes that relate to future service    
Changes in estimates that adjust the CSM 691 (100)
New contracts in the year 14 (70)
Total changes that relate to future service 705 (170)
Changes that relate to current service    
Release of CSM to profit or loss 159 203
Insurance service result 864 33
Net finance (income) expenses from insurance and reinsurance contracts (23) (49)
Effect of movements in exchange rates (6) 1
Net closing (assets) liabilities at 31 Dec (510) (1,345)
RI | Contractual service margin (CSM) | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (1,340) (1,315)
Changes that relate to future service    
Changes in estimates that adjust the CSM 698 (105)
New contracts in the year 11 (81)
Total changes that relate to future service 709 (186)
Changes that relate to current service    
Release of CSM to profit or loss 159 206
Insurance service result 868 20
Net finance (income) expenses from insurance and reinsurance contracts (21) (47)
Effect of movements in exchange rates (8) 2
Net closing (assets) liabilities at 31 Dec (501) (1,340)
RI | Contracts under FVA    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (45) (34)
Changes that relate to future service    
Changes in estimates that adjust the CSM 13 (19)
Total changes that relate to future service 13 (19)
Changes that relate to current service    
Release of CSM to profit or loss 5 8
Insurance service result 18 (11)
Net finance (income) expenses from insurance and reinsurance contracts (1) (1)
Effect of movements in exchange rates 1 1
Net closing (assets) liabilities at 31 Dec (27) (45)
RI | Contracts under FVA | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (63) (55)
Changes that relate to future service    
Changes in estimates that adjust the CSM 8 (17)
Total changes that relate to future service 8 (17)
Changes that relate to current service    
Release of CSM to profit or loss 7 10
Insurance service result 15 (7)
Net finance (income) expenses from insurance and reinsurance contracts (2) (2)
Effect of movements in exchange rates 1 1
Net closing (assets) liabilities at 31 Dec (49) (63)
RI | Other contracts    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (1,300) (1,296)
Changes that relate to future service    
Changes in estimates that adjust the CSM 678 (81)
New contracts in the year 14 (70)
Total changes that relate to future service 692 (151)
Changes that relate to current service    
Release of CSM to profit or loss 154 195
Insurance service result 846 44
Net finance (income) expenses from insurance and reinsurance contracts (22) (48)
Effect of movements in exchange rates (7)  
Net closing (assets) liabilities at 31 Dec (483) (1,300)
RI | Other contracts | Including JVs and associates    
Analysis of movements in insurance and reinsurance contract balances by measurement component    
Net opening (assets) liabilities at 1 Jan (1,277) (1,260)
Changes that relate to future service    
Changes in estimates that adjust the CSM 690 (88)
New contracts in the year 11 (81)
Total changes that relate to future service 701 (169)
Changes that relate to current service    
Release of CSM to profit or loss 152 196
Insurance service result 853 27
Net finance (income) expenses from insurance and reinsurance contracts (19) (45)
Effect of movements in exchange rates (9) 1
Net closing (assets) liabilities at 31 Dec $ (452) $ (1,277)