<SEC-DOCUMENT>0001160106-25-000043.txt : 20251023
<SEC-HEADER>0001160106-25-000043.hdr.sgml : 20251023
<ACCEPTANCE-DATETIME>20251023062657
ACCESSION NUMBER:		0001160106-25-000043
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250930
FILED AS OF DATE:		20251023
DATE AS OF CHANGE:		20251023

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Lloyds Banking Group plc
		CENTRAL INDEX KEY:			0001160106
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			X0

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15246
		FILM NUMBER:		251411310

	BUSINESS ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON
		STATE:			X0
		ZIP:			EC2V 7HN
		BUSINESS PHONE:		44 0 20 7626 1500

	MAIL ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON
		STATE:			X0
		ZIP:			EC2V 7HN

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	LLOYDS TSB GROUP PLC
		DATE OF NAME CHANGE:	20010926
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>lbg6-kcapitalisationtablex.htm
<DESCRIPTION>6-K
<TEXT>
<html><head>
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<title>Document</title></head><body><div id="i5b146e63ee604c5e8d174d1368849d83_4"></div><div style="min-height:56.69pt;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div><div style="margin-top:8pt;text-align:justify"><font><br></font></div><div style="margin-top:30pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:14pt;font-weight:700;line-height:140%">UNITED STATES<br>SECURITIES AND EXCHANGE COMMISSION</font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">Washington, D.C. 20549</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:14pt;font-weight:700;line-height:140%">FORM 6-K&#160;</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">REPORT OF FOREIGN PRIVATE ISSUER</font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">PURSUANT TO RULE 13a-16 OR 15d-16</font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">UNDER THE SECURITIES EXCHANGE ACT OF 1934</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:10pt;font-weight:400;line-height:140%">23&#160;October 2025</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:10pt;font-weight:400;line-height:140%">Commission File number 001-15246</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:14pt;font-weight:700;line-height:140%">LLOYDS BANKING GROUP plc</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:10pt;font-weight:400;line-height:140%">(Translation of registrant&#8217;s name into English)</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">33 Old Broad Street</font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">London</font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">EC2N 1HZ</font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:12pt;font-weight:700;line-height:140%">United Kingdom</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:10pt;font-weight:400;line-height:140%">(Address of principal executive offices)</font></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.821%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000;padding:0 1pt"></td></tr></table></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:140%">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.<br>Form 20-F &#9746;&#160;&#160;&#160;&#160;Form 40-F &#9744;</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:140%">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101 (b) (1) ________.</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:140%">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101 (b) (7) ________.</font></div><div style="margin-top:12pt;text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:140%">This report on Form 6-K shall be deemed incorporated by reference into the company&#8217;s Registration Statement on Form F-3<br>(File No. 333-287829) and to be a part thereof from the date on which this report is filed to the extent not superseded by<br>documents or reports subsequently filed or furnished.</font></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.821%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:2pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td></tr></table></div><div style="height:56.69pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div></div><div id="i5b146e63ee604c5e8d174d1368849d83_7"></div><hr style="page-break-after:always"><div style="min-height:56.69pt;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%">EXPLANATORY NOTE</font></div><div style="margin-top:8pt;text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Lloyds Banking Group plc hereby incorporates by reference the following exhibit to this report on Form 6-K into its Registration Statement on Form F-3 (File No. 333-287829)&#58;</font></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.977%"><tr><td style="width:1.0%"></td><td style="width:8.868%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.292%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:86.440%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:justify;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:700;line-height:140%">Exhibit</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:justify;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:700;line-height:140%">Document</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:justify;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">99.1</font></td><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%"><a href="lbgexhibit991-q32025.htm" style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%;text-decoration:none">Capitalisation table as at 30 September 2025</a></font></div></td></tr></table></div><div style="height:56.69pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div></div><div id="i5b146e63ee604c5e8d174d1368849d83_10"></div><hr style="page-break-after:always"><div style="min-height:56.69pt;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%">SIGNATURE</font></div><div style="margin-top:8pt;text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorised.</font></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:76.773%"><tr><td style="width:1.0%"></td><td style="width:58.332%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.490%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.878%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">LLOYDS BANKING GROUP plc</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">By&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">&#47;s&#47; William Chalmers</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Name&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">William Chalmers</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Title&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Chief Financial Officer</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Dated&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:12pt"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">23&#160;October 2025</font></div></td></tr></table></div><div style="height:56.69pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>lbgexhibit991-q32025.htm
<DESCRIPTION>EX-99
<TEXT>
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<title>Document</title></head><body><div id="i7b02e4b62a8644888852cc2a88046876_1"></div><div style="min-height:56.69pt;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div><div style="text-align:right"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:700;line-height:140%">EXHIBIT 99.1</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:9pt;font-weight:700;line-height:120%">CAPITALISATION</font></div><div style="margin-top:8pt;text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">The following table shows the capitalisation and indebtedness of Lloyds Banking Group plc together with its subsidiaries (the Group) on a consolidated basis as at 30 September 2025. In accordance with IFRS, certain preference shares are classified as debt and are included in subordinated liabilities in the table below.</font></div><div style="margin-bottom:8pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:84.813%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.420%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Capitalisation</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">At 30 Sep 2025</font></div><div style="text-align:right"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#163;m</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Ordinary shareholders&#8217; equity</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">40,259&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other equity instruments</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,187&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-controlling interests</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">187&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total equity</font></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45,633&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Indebtedness</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated liabilities</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10,936&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.67pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities in issue at amortised cost</font></td><td colspan="2" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">77,370&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-left:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.67pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Liabilities designated at fair value through profit or loss</font></td><td colspan="2" style="border-left:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,506&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-left:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total debt securities</font></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">81,876&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total indebtedness</font></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92,812&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total capitalisation and indebtedness</font></td><td colspan="2" style="border-bottom:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'GT Ultra Lloyds Regular',sans-serif;font-size:8pt;font-weight:400;line-height:120%">138,445&#160;</font></td><td style="border-bottom:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:8pt;text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Excluding indebtedness issued under government-guaranteed funding programmes, none of the indebtedness set forth above is guaranteed by persons other than members of the Group. As of 30 September 2025, all indebtedness was unsecured except for &#163;15.9 billion of securitisation notes and covered bonds and &#163;1.0 billion of debt securities issued by the Group&#8217;s asset-backed conduits.</font></div><div style="margin-top:8pt;text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">There have been no issuances or redemptions of debt securities, subordinated liabilities or other equity instruments since 30 September 2025.</font></div><div style="margin-top:8pt;text-align:justify"><font style="color:#000000;font-family:'GT Ultra Lloyds Light',sans-serif;font-size:9pt;font-weight:400;line-height:140%">There has been no material change in the information set forth in the table above since 30 September 2025.</font></div><div style="height:56.69pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:8pt;margin-top:8pt"><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
